Home > Pulaski Savings Bank > Income and Expense
Pulaski Savings Bank, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $15,798,000 | 2,181 |
| Total interest expense | $8,745,000 | 1,851 |
| Net interest income | $7,053,000 | 2,537 |
| Provision for loan and lease losses | $53,000 | 6,599 |
| Total noninterest income | $578,000 | 4,676 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $141,000 | 112 |
| Additional Noninterest Income | $437,000 | 3,372 |
| Total noninterest expense | $5,826,000 | 2,446 |
| Salaries and employee benefits | $3,335,000 | 2,248 |
| Premises and equipment expense | $1,035,000 | 2,059 |
| Additional noninterest expense | $1,456,000 | 2,950 |
| Pre-tax net operating income | $1,752,000 | 3,494 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $651,000 | 2,813 |
| Income before extraordinary items | $1,101,000 | 4,030 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,101,000 | 4,032 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 9,146 |
| Cash dividends | $600,000 | 3,121 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,101,000 | 3,904 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $17,746,000 | 1,988 |
| Total interest expense | $10,545,000 | 1,625 |
| Net interest income | $7,201,000 | 2,466 |
| Provision for loan and lease losses | $91,000 | 5,498 |
| Total noninterest income | $893,000 | 3,413 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $495,000 | 89 |
| Additional Noninterest Income | $398,000 | 3,353 |
| Total noninterest expense | $4,931,000 | 2,756 |
| Salaries and employee benefits | $3,235,000 | 2,211 |
| Premises and equipment expense | $967,000 | 2,133 |
| Additional noninterest expense | $729,000 | 5,042 |
| Pre-tax net operating income | $3,072,000 | 2,346 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,139,000 | 1,900 |
| Income before extraordinary items | $1,933,000 | 2,647 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,933,000 | 2,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 9,146 |
| Cash dividends | $1,130,000 | 2,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,933,000 | 2,641 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $14,215,000 | 2,290 |
| Total interest expense | $8,338,000 | 1,777 |
| Net interest income | $5,877,000 | 2,982 |
| Provision for loan and lease losses | $113,000 | 4,987 |
| Total noninterest income | $777,000 | 3,698 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $6,000 | 156 |
| Additional Noninterest Income | $771,000 | 2,207 |
| Total noninterest expense | $4,593,000 | 2,933 |
| Salaries and employee benefits | $2,883,000 | 2,438 |
| Premises and equipment expense | $829,000 | 2,445 |
| Additional noninterest expense | $881,000 | 4,452 |
| Pre-tax net operating income | $1,948,000 | 3,404 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $746,000 | 2,788 |
| Income before extraordinary items | $1,202,000 | 3,876 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,202,000 | 3,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,573 |
| Cash dividends | $1,452,000 | 1,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,202,000 | 3,843 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $13,421,000 | 2,423 |
| Total interest expense | $7,789,000 | 1,962 |
| Net interest income | $5,632,000 | 3,051 |
| Provision for loan and lease losses | $114,000 | 4,857 |
| Total noninterest income | $323,000 | 6,271 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $54,000 | 168 |
| Additional Noninterest Income | $269,000 | 4,245 |
| Total noninterest expense | $4,185,000 | 3,096 |
| Salaries and employee benefits | $2,724,000 | 2,483 |
| Premises and equipment expense | $771,000 | 2,535 |
| Additional noninterest expense | $690,000 | 5,226 |
| Pre-tax net operating income | $1,656,000 | 3,888 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $652,000 | 3,195 |
| Income before extraordinary items | $1,004,000 | 4,509 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,004,000 | 4,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,737 |
| Cash dividends | $284,000 | 4,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,004,000 | 4,404 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $12,695,000 | 2,588 |
| Total interest expense | $7,348,000 | 2,068 |
| Net interest income | $5,347,000 | 3,274 |
| Provision for loan and lease losses | $168,000 | 3,892 |
| Total noninterest income | $208,000 | 7,737 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $208,000 | 4,862 |
| Total noninterest expense | $3,533,000 | 3,576 |
| Salaries and employee benefits | $2,369,000 | 2,794 |
| Premises and equipment expense | $517,000 | 3,600 |
| Additional noninterest expense | $647,000 | 5,521 |
| Pre-tax net operating income | $1,854,000 | 3,768 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $669,000 | 3,372 |
| Income before extraordinary items | $1,185,000 | 4,100 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,185,000 | 4,100 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,572 |
| Cash dividends | $201,000 | 5,341 |
| Sale, conversion, retirement of capital stock, net | $8,967,000 | 104 |
| Net operating income | $1,185,000 | 4,035 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $11,562,000 | 2,862 |
| Total interest expense | $6,878,000 | 2,247 |
| Net interest income | $4,684,000 | 3,764 |
| Provision for loan and lease losses | $107,000 | 4,936 |
| Total noninterest income | $179,000 | 8,545 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $179,000 | 5,485 |
| Total noninterest expense | $4,330,000 | 3,118 |
| Salaries and employee benefits | $1,975,000 | 3,370 |
| Premises and equipment expense | $562,000 | 3,415 |
| Additional noninterest expense | $1,793,000 | 2,702 |
| Pre-tax net operating income | $426,000 | 8,361 |
| Securities gains (losses) | $51,000 | 1,313 |
| Applicable income taxes | $174,000 | 7,529 |
| Income before extraordinary items | $303,000 | 8,396 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $303,000 | 8,393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 3,762 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $270,360 | 8,596 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $11,407,000 | 2,921 |
| Total interest expense | $7,106,000 | 2,185 |
| Net interest income | $4,301,000 | 4,064 |
| Provision for loan and lease losses | $99,000 | 4,670 |
| Total noninterest income | $204,000 | 8,359 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $204,000 | 5,077 |
| Total noninterest expense | $3,236,000 | 4,027 |
| Salaries and employee benefits | $1,903,000 | 3,465 |
| Premises and equipment expense | $541,000 | 3,509 |
| Additional noninterest expense | $792,000 | 5,289 |
| Pre-tax net operating income | $1,170,000 | 5,344 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $416,000 | 4,815 |
| Income before extraordinary items | $754,000 | 5,689 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $754,000 | 5,688 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 3,053 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $754,000 | 5,667 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $10,345,000 | 2,940 |
| Total interest expense | $5,243,000 | 2,352 |
| Net interest income | $5,102,000 | 3,492 |
| Provision for loan and lease losses | $53,000 | 6,008 |
| Total noninterest income | $207,000 | 8,614 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $207,000 | 5,150 |
| Total noninterest expense | $3,193,000 | 4,182 |
| Salaries and employee benefits | $1,861,000 | 3,506 |
| Premises and equipment expense | $555,000 | 3,490 |
| Additional noninterest expense | $777,000 | 5,841 |
| Pre-tax net operating income | $2,063,000 | 3,339 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $709,000 | 3,060 |
| Income before extraordinary items | $1,354,000 | 3,464 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,354,000 | 3,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,490 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,354,000 | 3,492 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $11,099,000 | 2,795 |
| Total interest expense | $5,650,000 | 2,297 |
| Net interest income | $5,449,000 | 3,300 |
| Provision for loan and lease losses | $80,000 | 6,310 |
| Total noninterest income | $232,000 | 8,679 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $232,000 | 5,222 |
| Total noninterest expense | $3,020,000 | 4,482 |
| Salaries and employee benefits | $1,769,000 | 3,668 |
| Premises and equipment expense | $561,000 | 3,524 |
| Additional noninterest expense | $690,000 | 6,635 |
| Pre-tax net operating income | $2,581,000 | 2,638 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $972,000 | 2,323 |
| Income before extraordinary items | $1,609,000 | 3,031 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,609,000 | 3,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,609,000 | 2,871 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $12,706,000 | 2,768 |
| Total interest expense | $7,807,000 | 2,182 |
| Net interest income | $4,899,000 | 3,719 |
| Provision for loan and lease losses | $155,000 | 5,991 |
| Total noninterest income | $192,000 | 9,572 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $192,000 | 5,803 |
| Total noninterest expense | $3,082,000 | 4,410 |
| Salaries and employee benefits | $1,674,000 | 3,831 |
| Premises and equipment expense | $555,000 | 3,619 |
| Additional noninterest expense | $853,000 | 5,775 |
| Pre-tax net operating income | $1,854,000 | 3,336 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $682,000 | 3,052 |
| Income before extraordinary items | $1,172,000 | 3,892 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,172,000 | 3,929 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 8,614 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,172,000 | 3,607 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.