Home > Pulaski Bank and Trust Company > Income and Expense
Pulaski Bank and Trust Company, Income and Expense
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,531,000 | 1,923 |
| Total interest expense | $2,728,000 | 1,812 |
| Net interest income | $2,803,000 | 2,068 |
| Provision for loan and lease losses | $70,000 | 2,576 |
| Total noninterest income | $5,102,000 | 384 |
| Gross Fiduciary activities income | $184,000 | 504 |
| Service charges on deposit accounts | $321,000 | 1,337 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $4,597,000 | 290 |
| Total noninterest expense | $6,895,000 | 684 |
| Salaries and employee benefits | $4,333,000 | 583 |
| Premises and equipment expense | $1,008,000 | 671 |
| Additional noninterest expense | $1,554,000 | 884 |
| Pre-tax net operating income | $940,000 | 2,273 |
| Securities gains (losses) | $-1,000 | 7,986 |
| Applicable income taxes | $358,000 | 1,635 |
| Income before extraordinary items | $581,000 | 2,700 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $581,000 | 2,702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 928 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $581,640 | 2,688 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $32,760,000 | 1,204 |
| Total interest expense | $13,243,000 | 1,276 |
| Net interest income | $19,517,000 | 1,137 |
| Provision for loan and lease losses | $750,000 | 1,331 |
| Total noninterest income | $31,067,000 | 266 |
| Gross Fiduciary activities income | $922,000 | 428 |
| Service charges on deposit accounts | $2,224,000 | 794 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $27,921,000 | 209 |
| Total noninterest expense | $46,163,000 | 421 |
| Salaries and employee benefits | $28,591,000 | 342 |
| Premises and equipment expense | $7,768,000 | 341 |
| Additional noninterest expense | $9,804,000 | 573 |
| Pre-tax net operating income | $3,671,000 | 2,396 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,207,000 | 1,950 |
| Income before extraordinary items | $2,464,000 | 2,650 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,464,000 | 2,652 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $383,000 | 1,413 |
| Cash dividends | $1,595,000 | 1,856 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,464,000 | 2,636 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $24,297,000 | 1,221 |
| Total interest expense | $9,379,000 | 1,308 |
| Net interest income | $14,918,000 | 1,130 |
| Provision for loan and lease losses | $299,000 | 2,164 |
| Total noninterest income | $23,833,000 | 278 |
| Gross Fiduciary activities income | $692,000 | 424 |
| Service charges on deposit accounts | $1,665,000 | 800 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $21,476,000 | 218 |
| Total noninterest expense | $34,043,000 | 434 |
| Salaries and employee benefits | $21,533,000 | 346 |
| Premises and equipment expense | $4,796,000 | 416 |
| Additional noninterest expense | $7,714,000 | 549 |
| Pre-tax net operating income | $4,409,000 | 1,687 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,709,000 | 1,253 |
| Income before extraordinary items | $2,700,000 | 2,009 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,700,000 | 2,010 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $170,000 | 1,698 |
| Cash dividends | $1,128,000 | 1,772 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,700,000 | 2,002 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $15,535,000 | 1,245 |
| Total interest expense | $5,705,000 | 1,362 |
| Net interest income | $9,830,000 | 1,148 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $15,956,000 | 281 |
| Gross Fiduciary activities income | $457,000 | 437 |
| Service charges on deposit accounts | $1,084,000 | 809 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $14,415,000 | 224 |
| Total noninterest expense | $22,535,000 | 441 |
| Salaries and employee benefits | $14,303,000 | 356 |
| Premises and equipment expense | $3,177,000 | 418 |
| Additional noninterest expense | $5,055,000 | 563 |
| Pre-tax net operating income | $3,251,000 | 1,545 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,260,000 | 1,149 |
| Income before extraordinary items | $1,991,000 | 1,844 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,991,000 | 1,845 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 1,435 |
| Cash dividends | $752,000 | 1,791 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,991,000 | 1,825 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $7,336,000 | 1,293 |
| Total interest expense | $2,577,000 | 1,429 |
| Net interest income | $4,759,000 | 1,187 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $7,190,000 | 299 |
| Gross Fiduciary activities income | $216,000 | 455 |
| Service charges on deposit accounts | $511,000 | 823 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $6,463,000 | 239 |
| Total noninterest expense | $10,905,000 | 461 |
| Salaries and employee benefits | $7,020,000 | 363 |
| Premises and equipment expense | $1,621,000 | 406 |
| Additional noninterest expense | $2,264,000 | 620 |
| Pre-tax net operating income | $1,044,000 | 2,207 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $412,000 | 1,619 |
| Income before extraordinary items | $632,000 | 2,637 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $632,000 | 2,637 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 925 |
| Cash dividends | $376,000 | 1,686 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $632,000 | 2,619 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $27,579,000 | 1,212 |
| Total interest expense | $7,820,000 | 1,449 |
| Net interest income | $19,759,000 | 1,093 |
| Provision for loan and lease losses | $1,783,000 | 596 |
| Total noninterest income | $39,165,000 | 249 |
| Gross Fiduciary activities income | $857,000 | 432 |
| Service charges on deposit accounts | $1,691,000 | 1,051 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $36,617,000 | 193 |
| Total noninterest expense | $46,954,000 | 406 |
| Salaries and employee benefits | $29,049,000 | 329 |
| Premises and equipment expense | $5,954,000 | 416 |
| Additional noninterest expense | $11,951,000 | 479 |
| Pre-tax net operating income | $10,187,000 | 961 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $3,883,000 | 788 |
| Income before extraordinary items | $6,304,000 | 1,155 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $6,304,000 | 1,155 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $797,000 | 808 |
| Cash dividends | $1,504,000 | 1,811 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $6,304,000 | 1,127 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $20,115,000 | 1,204 |
| Total interest expense | $5,497,000 | 1,453 |
| Net interest income | $14,618,000 | 1,092 |
| Provision for loan and lease losses | $903,000 | 825 |
| Total noninterest income | $24,703,000 | 277 |
| Gross Fiduciary activities income | $650,000 | 421 |
| Service charges on deposit accounts | $1,178,000 | 1,124 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $22,875,000 | 229 |
| Total noninterest expense | $34,038,000 | 418 |
| Salaries and employee benefits | $21,002,000 | 340 |
| Premises and equipment expense | $4,497,000 | 415 |
| Additional noninterest expense | $8,539,000 | 502 |
| Pre-tax net operating income | $4,380,000 | 1,631 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,743,000 | 1,219 |
| Income before extraordinary items | $2,637,000 | 1,975 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,637,000 | 1,974 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $479,000 | 864 |
| Cash dividends | $1,128,000 | 1,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,637,000 | 1,942 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $12,735,000 | 1,230 |
| Total interest expense | $3,300,000 | 1,523 |
| Net interest income | $9,435,000 | 1,119 |
| Provision for loan and lease losses | $531,000 | 931 |
| Total noninterest income | $15,609,000 | 284 |
| Gross Fiduciary activities income | $429,000 | 424 |
| Service charges on deposit accounts | $728,000 | 1,176 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $14,452,000 | 236 |
| Total noninterest expense | $21,753,000 | 429 |
| Salaries and employee benefits | $13,561,000 | 349 |
| Premises and equipment expense | $2,850,000 | 430 |
| Additional noninterest expense | $5,342,000 | 524 |
| Pre-tax net operating income | $2,760,000 | 1,678 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,116,000 | 1,241 |
| Income before extraordinary items | $1,644,000 | 2,055 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,644,000 | 2,054 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $327,000 | 836 |
| Cash dividends | $752,000 | 1,652 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,644,000 | 2,020 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $5,968,000 | 1,284 |
| Total interest expense | $1,388,000 | 1,722 |
| Net interest income | $4,580,000 | 1,143 |
| Provision for loan and lease losses | $240,000 | 955 |
| Total noninterest income | $7,221,000 | 296 |
| Gross Fiduciary activities income | $211,000 | 436 |
| Service charges on deposit accounts | $331,000 | 1,239 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $6,679,000 | 246 |
| Total noninterest expense | $10,549,000 | 438 |
| Salaries and employee benefits | $6,586,000 | 359 |
| Premises and equipment expense | $1,405,000 | 436 |
| Additional noninterest expense | $2,558,000 | 538 |
| Pre-tax net operating income | $1,012,000 | 2,152 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $413,000 | 1,574 |
| Income before extraordinary items | $599,000 | 2,625 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $599,000 | 2,626 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $135,000 | 909 |
| Cash dividends | $376,000 | 1,508 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $599,000 | 2,589 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $21,842,000 | 1,298 |
| Total interest expense | $4,229,000 | 1,928 |
| Net interest income | $17,613,000 | 1,146 |
| Provision for loan and lease losses | $838,000 | 1,241 |
| Total noninterest income | $30,917,000 | 285 |
| Gross Fiduciary activities income | $998,000 | 377 |
| Service charges on deposit accounts | $1,376,000 | 1,290 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $28,543,000 | 237 |
| Total noninterest expense | $39,840,000 | 453 |
| Salaries and employee benefits | $26,455,000 | 351 |
| Premises and equipment expense | $4,806,000 | 486 |
| Additional noninterest expense | $8,579,000 | 624 |
| Pre-tax net operating income | $7,852,000 | 1,122 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $3,107,000 | 878 |
| Income before extraordinary items | $4,745,000 | 1,359 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,745,000 | 1,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $520,000 | 1,294 |
| Cash dividends | $1,504,000 | 1,708 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $4,745,000 | 1,324 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $16,022,000 | 1,310 |
| Total interest expense | $2,999,000 | 1,999 |
| Net interest income | $13,023,000 | 1,142 |
| Provision for loan and lease losses | $487,000 | 1,486 |
| Total noninterest income | $22,863,000 | 295 |
| Gross Fiduciary activities income | $620,000 | 422 |
| Service charges on deposit accounts | $1,034,000 | 1,294 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $21,209,000 | 242 |
| Total noninterest expense | $29,032,000 | 462 |
| Salaries and employee benefits | $18,997,000 | 362 |
| Premises and equipment expense | $3,616,000 | 492 |
| Additional noninterest expense | $6,419,000 | 620 |
| Pre-tax net operating income | $6,367,000 | 1,035 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $2,515,000 | 851 |
| Income before extraordinary items | $3,852,000 | 1,283 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,852,000 | 1,284 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $337,000 | 1,325 |
| Cash dividends | $1,128,000 | 1,570 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,852,000 | 1,244 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $10,333,000 | 1,343 |
| Total interest expense | $1,929,000 | 2,047 |
| Net interest income | $8,404,000 | 1,182 |
| Provision for loan and lease losses | $237,000 | 1,950 |
| Total noninterest income | $15,056,000 | 297 |
| Gross Fiduciary activities income | $417,000 | 426 |
| Service charges on deposit accounts | $1,212,000 | 716 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $13,427,000 | 245 |
| Total noninterest expense | $19,049,000 | 467 |
| Salaries and employee benefits | $12,464,000 | 369 |
| Premises and equipment expense | $2,386,000 | 494 |
| Additional noninterest expense | $4,199,000 | 631 |
| Pre-tax net operating income | $4,174,000 | 1,039 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,646,000 | 851 |
| Income before extraordinary items | $2,528,000 | 1,285 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,528,000 | 1,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $174,000 | 1,527 |
| Cash dividends | $751,000 | 1,593 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,528,000 | 1,242 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $6,796,000 | 1,017 |
| Total interest expense | $959,000 | 2,084 |
| Net interest income | $5,837,000 | 851 |
| Provision for loan and lease losses | $87,000 | 2,390 |
| Total noninterest income | $4,858,000 | 394 |
| Gross Fiduciary activities income | $213,000 | 419 |
| Service charges on deposit accounts | $561,000 | 759 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $4,084,000 | 310 |
| Total noninterest expense | $9,119,000 | 484 |
| Salaries and employee benefits | $5,960,000 | 393 |
| Premises and equipment expense | $1,187,000 | 504 |
| Additional noninterest expense | $1,972,000 | 651 |
| Pre-tax net operating income | $1,489,000 | 1,395 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $597,000 | 1,121 |
| Income before extraordinary items | $892,000 | 1,759 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $892,000 | 1,759 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 2,144 |
| Cash dividends | $376,000 | 1,488 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $892,000 | 1,676 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $23,540,000 | 1,213 |
| Total interest expense | $5,068,000 | 1,764 |
| Net interest income | $18,472,000 | 1,038 |
| Provision for loan and lease losses | $720,000 | 1,588 |
| Total noninterest income | $37,029,000 | 266 |
| Gross Fiduciary activities income | $843,000 | 422 |
| Service charges on deposit accounts | $1,451,000 | 1,196 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $34,735,000 | 227 |
| Total noninterest expense | $43,453,000 | 426 |
| Salaries and employee benefits | $30,007,000 | 308 |
| Premises and equipment expense | $4,483,000 | 521 |
| Additional noninterest expense | $8,963,000 | 610 |
| Pre-tax net operating income | $11,328,000 | 770 |
| Securities gains (losses) | $384,000 | 904 |
| Applicable income taxes | $4,561,000 | 667 |
| Income before extraordinary items | $7,151,000 | 907 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $7,151,000 | 909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $569,000 | 1,450 |
| Cash dividends | $5,306,000 | 596 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $6,905,240 | 874 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $18,323,000 | 1,194 |
| Total interest expense | $3,997,000 | 1,754 |
| Net interest income | $14,326,000 | 1,024 |
| Provision for loan and lease losses | $370,000 | 2,151 |
| Total noninterest income | $29,776,000 | 267 |
| Gross Fiduciary activities income | $613,000 | 435 |
| Service charges on deposit accounts | $1,108,000 | 1,184 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $28,055,000 | 223 |
| Total noninterest expense | $30,728,000 | 459 |
| Salaries and employee benefits | $20,834,000 | 336 |
| Premises and equipment expense | $3,367,000 | 528 |
| Additional noninterest expense | $6,527,000 | 625 |
| Pre-tax net operating income | $13,004,000 | 547 |
| Securities gains (losses) | $384,000 | 814 |
| Applicable income taxes | $5,201,000 | 491 |
| Income before extraordinary items | $8,187,000 | 634 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $8,187,000 | 635 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $394,000 | 1,410 |
| Cash dividends | $4,428,000 | 532 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $7,941,240 | 601 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $11,891,000 | 1,238 |
| Total interest expense | $2,703,000 | 1,790 |
| Net interest income | $9,188,000 | 1,060 |
| Provision for loan and lease losses | $220,000 | 2,344 |
| Total noninterest income | $18,472,000 | 273 |
| Gross Fiduciary activities income | $398,000 | 442 |
| Service charges on deposit accounts | $749,000 | 1,139 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $17,325,000 | 229 |
| Total noninterest expense | $19,674,000 | 466 |
| Salaries and employee benefits | $13,348,000 | 348 |
| Premises and equipment expense | $2,250,000 | 530 |
| Additional noninterest expense | $4,076,000 | 661 |
| Pre-tax net operating income | $7,766,000 | 596 |
| Securities gains (losses) | $384,000 | 686 |
| Applicable income taxes | $3,172,000 | 532 |
| Income before extraordinary items | $4,978,000 | 685 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $4,978,000 | 686 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $276,000 | 1,321 |
| Cash dividends | $4,052,000 | 417 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $4,732,240 | 671 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $5,730,000 | 1,287 |
| Total interest expense | $1,415,000 | 1,757 |
| Net interest income | $4,315,000 | 1,139 |
| Provision for loan and lease losses | $90,000 | 2,494 |
| Total noninterest income | $8,166,000 | 304 |
| Gross Fiduciary activities income | $195,000 | 449 |
| Service charges on deposit accounts | $370,000 | 1,117 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $7,601,000 | 244 |
| Total noninterest expense | $9,583,000 | 479 |
| Salaries and employee benefits | $6,463,000 | 358 |
| Premises and equipment expense | $1,155,000 | 527 |
| Additional noninterest expense | $1,965,000 | 663 |
| Pre-tax net operating income | $2,808,000 | 799 |
| Securities gains (losses) | $384,000 | 427 |
| Applicable income taxes | $1,231,000 | 663 |
| Income before extraordinary items | $1,961,000 | 857 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,961,000 | 857 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 2,298 |
| Cash dividends | $2,827,000 | 298 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,715,240 | 904 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $23,367,000 | 1,309 |
| Total interest expense | $6,539,000 | 1,743 |
| Net interest income | $16,828,000 | 1,156 |
| Provision for loan and lease losses | $400,000 | 2,829 |
| Total noninterest income | $34,367,000 | 282 |
| Gross Fiduciary activities income | $842,000 | 437 |
| Service charges on deposit accounts | $1,299,000 | 1,243 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $32,226,000 | 229 |
| Total noninterest expense | $37,096,000 | 471 |
| Salaries and employee benefits | $24,202,000 | 355 |
| Premises and equipment expense | $4,253,000 | 537 |
| Additional noninterest expense | $8,641,000 | 624 |
| Pre-tax net operating income | $13,699,000 | 643 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $5,259,000 | 568 |
| Income before extraordinary items | $8,440,000 | 754 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $8,440,000 | 755 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $519,000 | 1,613 |
| Cash dividends | $2,304,000 | 1,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $8,440,000 | 716 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $25,659,000 | 1,327 |
| Total interest expense | $9,674,000 | 1,681 |
| Net interest income | $15,985,000 | 1,112 |
| Provision for loan and lease losses | $1,310,000 | 1,010 |
| Total noninterest income | $24,446,000 | 335 |
| Gross Fiduciary activities income | $1,105,000 | 400 |
| Service charges on deposit accounts | $1,262,000 | 1,175 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $22,079,000 | 281 |
| Total noninterest expense | $31,854,000 | 526 |
| Salaries and employee benefits | $20,687,000 | 390 |
| Premises and equipment expense | $4,490,000 | 499 |
| Additional noninterest expense | $6,677,000 | 762 |
| Pre-tax net operating income | $7,267,000 | 1,029 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $2,826,000 | 880 |
| Income before extraordinary items | $4,441,000 | 1,226 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $4,441,000 | 1,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $697,000 | 1,219 |
| Cash dividends | $1,966,000 | 1,367 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $4,441,000 | 1,180 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $22,826,000 | 1,515 |
| Total interest expense | $9,234,000 | 1,867 |
| Net interest income | $13,592,000 | 1,289 |
| Provision for loan and lease losses | $572,000 | 1,688 |
| Total noninterest income | $18,618,000 | 395 |
| Gross Fiduciary activities income | $766,000 | 478 |
| Service charges on deposit accounts | $969,000 | 1,406 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $16,883,000 | 325 |
| Total noninterest expense | $27,148,000 | 586 |
| Salaries and employee benefits | $16,639,000 | 455 |
| Premises and equipment expense | $4,490,000 | 501 |
| Additional noninterest expense | $6,019,000 | 828 |
| Pre-tax net operating income | $4,490,000 | 1,635 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,772,000 | 1,298 |
| Income before extraordinary items | $2,718,000 | 1,920 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,718,000 | 1,920 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $592,000 | 1,097 |
| Cash dividends | $1,304,000 | 1,848 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,718,000 | 1,917 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $21,695,000 | 1,507 |
| Total interest expense | $7,239,000 | 2,065 |
| Net interest income | $14,456,000 | 1,221 |
| Provision for loan and lease losses | $390,000 | 2,152 |
| Total noninterest income | $19,931,000 | 394 |
| Gross Fiduciary activities income | $666,000 | 558 |
| Service charges on deposit accounts | $883,000 | 1,480 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $18,382,000 | 316 |
| Total noninterest expense | $29,123,000 | 555 |
| Salaries and employee benefits | $18,329,000 | 411 |
| Premises and equipment expense | $4,572,000 | 491 |
| Additional noninterest expense | $6,222,000 | 827 |
| Pre-tax net operating income | $4,874,000 | 1,545 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,922,000 | 1,269 |
| Income before extraordinary items | $2,952,000 | 1,804 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,952,000 | 1,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 3,156 |
| Cash dividends | $3,304,000 | 897 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,952,000 | 1,767 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $22,913,000 | 1,410 |
| Total interest expense | $8,323,000 | 1,837 |
| Net interest income | $14,590,000 | 1,164 |
| Provision for loan and lease losses | $632,000 | 1,427 |
| Total noninterest income | $21,655,000 | 362 |
| Gross Fiduciary activities income | $557,000 | 605 |
| Service charges on deposit accounts | $880,000 | 1,417 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $20,218,000 | 289 |
| Total noninterest expense | $29,790,000 | 533 |
| Salaries and employee benefits | $19,536,000 | 382 |
| Premises and equipment expense | $4,307,000 | 510 |
| Additional noninterest expense | $5,947,000 | 849 |
| Pre-tax net operating income | $5,823,000 | 1,289 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $2,241,000 | 1,123 |
| Income before extraordinary items | $3,582,000 | 1,473 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,582,000 | 1,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 4,851 |
| Cash dividends | $1,304,000 | 1,833 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,582,000 | 1,412 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $17,724,000 | 1,863 |
| Total interest expense | $6,570,000 | 2,286 |
| Net interest income | $11,154,000 | 1,546 |
| Provision for loan and lease losses | $399,000 | 2,118 |
| Total noninterest income | $18,044,000 | 382 |
| Gross Fiduciary activities income | $406,000 | 727 |
| Service charges on deposit accounts | $715,000 | 1,815 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $16,923,000 | 291 |
| Total noninterest expense | $23,828,000 | 632 |
| Salaries and employee benefits | $14,807,000 | 468 |
| Premises and equipment expense | $3,889,000 | 549 |
| Additional noninterest expense | $5,132,000 | 945 |
| Pre-tax net operating income | $4,971,000 | 1,562 |
| Securities gains (losses) | $10,000 | 2,359 |
| Applicable income taxes | $1,924,000 | 1,376 |
| Income before extraordinary items | $3,057,000 | 1,737 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,057,000 | 1,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 3,318 |
| Cash dividends | $2,198,000 | 1,208 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,050,600 | 1,704 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $16,562,000 | 2,040 |
| Total interest expense | $6,067,000 | 2,524 |
| Net interest income | $10,495,000 | 1,683 |
| Provision for loan and lease losses | $234,000 | 3,091 |
| Total noninterest income | $12,978,000 | 500 |
| Gross Fiduciary activities income | $336,000 | 827 |
| Service charges on deposit accounts | $566,000 | 2,403 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $12,076,000 | 386 |
| Total noninterest expense | $19,227,000 | 815 |
| Salaries and employee benefits | $12,061,000 | 581 |
| Premises and equipment expense | $3,358,000 | 669 |
| Additional noninterest expense | $3,808,000 | 1,398 |
| Pre-tax net operating income | $4,012,000 | 1,796 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,599,000 | 1,510 |
| Income before extraordinary items | $2,413,000 | 2,058 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,413,000 | 2,059 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $175,000 | 2,887 |
| Cash dividends | $1,350,000 | 1,710 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,413,000 | 2,017 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $14,628,000 | 2,304 |
| Total interest expense | $5,425,000 | 2,816 |
| Net interest income | $9,203,000 | 1,949 |
| Provision for loan and lease losses | $192,000 | 3,105 |
| Total noninterest income | $12,596,000 | 521 |
| Gross Fiduciary activities income | $290,000 | 914 |
| Service charges on deposit accounts | $577,000 | 2,341 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $11,729,000 | 391 |
| Total noninterest expense | $18,181,000 | 858 |
| Salaries and employee benefits | $11,232,000 | 630 |
| Premises and equipment expense | $2,869,000 | 787 |
| Additional noninterest expense | $4,080,000 | 1,315 |
| Pre-tax net operating income | $3,426,000 | 2,146 |
| Securities gains (losses) | $10,000 | 2,384 |
| Applicable income taxes | $1,284,000 | 1,902 |
| Income before extraordinary items | $2,152,000 | 2,346 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,152,000 | 2,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-40,000 | 11,372 |
| Cash dividends | $1,100,000 | 1,865 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,145,600 | 2,327 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $11,980,000 | 2,530 |
| Total interest expense | $3,439,000 | 3,498 |
| Net interest income | $8,541,000 | 2,102 |
| Provision for loan and lease losses | $-136,000 | 12,239 |
| Total noninterest income | $11,608,000 | 530 |
| Gross Fiduciary activities income | $280,000 | 927 |
| Service charges on deposit accounts | $593,000 | 2,299 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $10,735,000 | 395 |
| Total noninterest expense | $17,949,000 | 879 |
| Salaries and employee benefits | $10,867,000 | 656 |
| Premises and equipment expense | $2,940,000 | 780 |
| Additional noninterest expense | $4,142,000 | 1,380 |
| Pre-tax net operating income | $2,336,000 | 3,008 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $835,000 | 2,669 |
| Income before extraordinary items | $1,501,000 | 3,172 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,501,000 | 3,184 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-104,000 | 12,245 |
| Cash dividends | $1,250,000 | 1,596 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,501,000 | 3,200 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $11,403,000 | 2,715 |
| Total interest expense | $3,275,000 | 3,814 |
| Net interest income | $8,128,000 | 2,209 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $12,192,000 | 530 |
| Gross Fiduciary activities income | $204,000 | 1,056 |
| Service charges on deposit accounts | $552,000 | 2,511 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $11,436,000 | 403 |
| Total noninterest expense | $16,626,000 | 971 |
| Salaries and employee benefits | $10,236,000 | 697 |
| Premises and equipment expense | $2,393,000 | 927 |
| Additional noninterest expense | $3,997,000 | 1,527 |
| Pre-tax net operating income | $3,694,000 | 1,849 |
| Securities gains (losses) | $9,000 | 5,582 |
| Applicable income taxes | $1,329,000 | 1,754 |
| Income before extraordinary items | $2,374,000 | 2,106 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,374,000 | 2,191 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 11,961 |
| Cash dividends | $1,450,000 | 1,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,368,240 | 1,984 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $10,413,000 | 3,355 |
| Total interest expense | $3,939,000 | 4,133 |
| Net interest income | $6,474,000 | 2,829 |
| Provision for loan and lease losses | $70,000 | 8,246 |
| Total noninterest income | $8,695,000 | 661 |
| Gross Fiduciary activities income | $206,000 | 1,076 |
| Service charges on deposit accounts | $592,000 | 2,323 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $7,897,000 | 491 |
| Total noninterest expense | $12,124,000 | 1,315 |
| Salaries and employee benefits | $7,196,000 | 951 |
| Premises and equipment expense | $1,711,000 | 1,288 |
| Additional noninterest expense | $3,217,000 | 1,887 |
| Pre-tax net operating income | $2,975,000 | 2,090 |
| Securities gains (losses) | $200,000 | 2,010 |
| Applicable income taxes | $1,136,000 | 1,857 |
| Income before extraordinary items | $2,039,000 | 2,248 |
| Extraordinary gains, net | $-494,000 | 13,820 |
| Net income | $1,545,000 | 3,026 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 10,255 |
| Cash dividends | $1,100,000 | 1,422 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,911,000 | 2,221 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.