Home > Pulaski Bank > Net charge- offs to loans
Pulaski Bank, Net charge- offs to loans
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1064% | 5,593 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1268% | 5,615 |
| Percentage Net Loans Charged-off:Construction & development | -0.1208% | 5,002 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2002% | 5,692 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7682% | 4,400 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1356% | 5,627 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0393% | 4,631 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4294% | 5,605 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4290% | 5,563 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1377% | 923 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0523% | 5,390 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0623% | 5,451 |
| Percentage Net Loans Charged-off:Construction & development | -0.0020% | 4,608 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0050% | 4,937 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1064% | 5,648 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3167% | 4,385 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0812% | 5,582 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0226% | 4,419 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2242% | 5,417 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2242% | 5,358 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1463% | 775 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0707% | 1,775 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0812% | 954 |
| Percentage Net Loans Charged-off:Construction & development | 0.1678% | 170 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1198% | 852 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1900% | 269 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1107% | 850 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0153% | 4,367 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1310% | 5,138 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1310% | 5,072 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5999% | 384 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0600% | 3,019 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1456% | 1,243 |
| Percentage Net Loans Charged-off:Construction & development | -0.2487% | 5,235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0566% | 1,216 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0108% | 4,718 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2896% | 748 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0745% | 123 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1558% | 1,308 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4023% | 5,601 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6733% | 118 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.6733% | 103 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8868% | 441 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1721% | 1,446 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1937% | 880 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1142% | 833 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0143% | 4,768 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3036% | 661 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0733% | 119 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1634% | 1,146 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0023% | 4,236 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.3502% | 69 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.3502% | 59 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0558% | 366 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1251% | 1,756 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1399% | 1,137 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0469% | 5,653 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0153% | 4,810 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3003% | 703 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1683% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1350% | 1,258 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,760 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5768% | 223 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5768% | 201 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3031% | 310 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0731% | 1,982 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0808% | 1,292 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0136% | 5,530 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0179% | 4,875 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1690% | 946 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4970% | 215 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1011% | 1,150 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0160% | 4,457 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1921% | 633 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1921% | 569 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6758% | 234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2876% | 1,509 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3798% | 801 |
| Percentage Net Loans Charged-off:Construction & development | 1.7177% | 295 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0141% | 5,577 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.8776% | 5,146 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5905% | 539 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2647% | 165 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3999% | 846 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1784% | 5,561 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1748% | 770 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1748% | 692 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0058% | 282 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3244% | 1,235 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4438% | 658 |
| Percentage Net Loans Charged-off:Construction & development | 2.3086% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0155% | 5,618 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.2021% | 5,197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6592% | 462 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3948% | 162 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4364% | 719 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2614% | 5,746 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4780% | 1,729 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4780% | 1,590 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8704% | 268 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2820% | 1,409 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3389% | 903 |
| Percentage Net Loans Charged-off:Construction & development | 1.3724% | 300 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0326% | 5,850 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.8966% | 5,229 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7234% | 444 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5674% | 125 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4497% | 741 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0134% | 4,633 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3176% | 1,971 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3176% | 1,843 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5180% | 290 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5055% | 729 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6151% | 451 |
| Percentage Net Loans Charged-off:Construction & development | 2.8252% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0252% | 5,932 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.6342% | 5,217 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8476% | 376 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1940% | 87 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3751% | 794 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0253% | 4,826 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1701% | 2,260 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1701% | 2,130 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7241% | 248 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9462% | 634 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5438% | 1,011 |
| Percentage Net Loans Charged-off:Construction & development | -0.1846% | 5,679 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0448% | 6,171 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3271% | 5,328 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0768% | 416 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1426% | 331 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0549% | 455 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9124% | 405 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4907% | 2,111 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4907% | 1,977 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7396% | 532 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1477% | 480 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5307% | 1,016 |
| Percentage Net Loans Charged-off:Construction & development | -1.2096% | 6,056 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0094% | 5,982 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2476% | 5,358 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1251% | 405 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2789% | 315 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0748% | 438 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.1954% | 258 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6646% | 1,530 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6642% | 1,412 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7147% | 523 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4445% | 1,470 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6089% | 923 |
| Percentage Net Loans Charged-off:Construction & development | -1.9153% | 6,156 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2291% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1584% | 5,339 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1833% | 432 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4598% | 287 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0946% | 476 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4142% | 6,201 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7463% | 1,335 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7463% | 1,213 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8552% | 438 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2509% | 1,952 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2966% | 1,466 |
| Percentage Net Loans Charged-off:Construction & development | -3.8133% | 6,233 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0393% | 6,387 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0348% | 268 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9799% | 540 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6467% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7631% | 674 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0220% | 5,016 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8795% | 1,111 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8795% | 997 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0426% | 340 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8596% | 420 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9178% | 357 |
| Percentage Net Loans Charged-off:Construction & development | -0.5112% | 6,232 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4854% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.8654% | 258 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.8240% | 184 |
| Percentage Net Loans Charged-off: Home equity loans | 3.3237% | 171 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6403% | 230 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4635% | 1,076 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.9133% | 152 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.9133% | 154 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7146% | 424 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3502% | 270 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4648% | 232 |
| Percentage Net Loans Charged-off:Construction & development | 1.0489% | 1,357 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5699% | 1,276 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.9277% | 135 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.2771% | 153 |
| Percentage Net Loans Charged-off: Home equity loans | 3.7999% | 149 |
| All other 1-4 family - Percent of loans charged-off, net | 3.0778% | 201 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5998% | 927 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.8992% | 108 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 7.8992% | 107 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6533% | 389 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8545% | 216 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.8512% | 200 |
| Percentage Net Loans Charged-off:Construction & development | 1.5676% | 1,079 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8537% | 884 |
| Percentage Net Loans Charged-off: Multi-family residential | 8.9130% | 94 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.4990% | 170 |
| Percentage Net Loans Charged-off: Home equity loans | 3.2677% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 3.5900% | 187 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3843% | 677 |
| Percentage Net Loans Charged-off: Loans to individuals | 40.7864% | 19 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 40.7864% | 21 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8004% | 508 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.5502% | 118 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.6129% | 100 |
| Percentage Net Loans Charged-off:Construction & development | 2.8186% | 629 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3731% | 523 |
| Percentage Net Loans Charged-off: Multi-family residential | 16.6274% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.4676% | 84 |
| Percentage Net Loans Charged-off: Home equity loans | 5.8572% | 91 |
| All other 1-4 family - Percent of loans charged-off, net | 5.3133% | 97 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1058% | 472 |
| Percentage Net Loans Charged-off: Loans to individuals | 83.4446% | 10 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 83.4446% | 11 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3307% | 334 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3614% | 1,211 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5604% | 971 |
| Percentage Net Loans Charged-off:Construction & development | 2.0114% | 1,692 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6114% | 1,782 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3723% | 792 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0280% | 531 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9389% | 470 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0678% | 545 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0074% | 6,039 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1333% | 464 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.0401% | 412 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4732% | 992 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6836% | 797 |
| Percentage Net Loans Charged-off:Construction & development | 2.3504% | 1,416 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4702% | 1,736 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3260% | 686 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2618% | 433 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1757% | 374 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3014% | 437 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1092% | 6,444 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.1286% | 115 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 8.7620% | 105 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5395% | 959 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8579% | 707 |
| Percentage Net Loans Charged-off:Construction & development | 3.4475% | 1,048 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6895% | 1,277 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0100% | 5,652 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3224% | 438 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9354% | 438 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4998% | 397 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6704% | 6,954 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5959% | 7,107 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5617% | 7,096 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5769% | 858 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8065% | 649 |
| Percentage Net Loans Charged-off:Construction & development | 3.6026% | 759 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6877% | 515 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7521% | 592 |
| Percentage Net Loans Charged-off: Home equity loans | 2.7515% | 276 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3291% | 727 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9683% | 7,064 |
| Percentage Net Loans Charged-off: Loans to individuals | 44.5682% | 20 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 40.3972% | 17 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5623% | 1,401 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5871% | 1,229 |
| Percentage Net Loans Charged-off:Construction & development | 3.9709% | 1,482 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2589% | 1,035 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8315% | 739 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3814% | 1,014 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9269% | 496 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1476% | 1,232 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1780% | 2,346 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.8221% | 127 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6802% | 1,172 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7668% | 986 |
| Percentage Net Loans Charged-off:Construction & development | 5.0741% | 1,108 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2807% | 916 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0372% | 572 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4341% | 874 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7810% | 517 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2772% | 982 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9405% | 2,297 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.7631% | 322 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4816% | 1,290 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5522% | 1,104 |
| Percentage Net Loans Charged-off:Construction & development | 1.9886% | 1,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4753% | 727 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0743% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5340% | 795 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7109% | 477 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4482% | 846 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9313% | 2,082 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6781% | 750 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5081% | 1,150 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3787% | 1,047 |
| Percentage Net Loans Charged-off:Construction & development | 1.9737% | 1,209 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.8686% | 321 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2554% | 5,999 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7885% | 1,206 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1459% | 518 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6080% | 1,330 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4333% | 935 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8153% | 712 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7846% | 1,403 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5792% | 1,305 |
| Percentage Net Loans Charged-off:Construction & development | 3.4427% | 1,604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4284% | 1,883 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3767% | 721 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5862% | 844 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9750% | 502 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3888% | 948 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1721% | 1,274 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6341% | 611 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5379% | 1,328 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3982% | 1,197 |
| Percentage Net Loans Charged-off:Construction & development | 3.7467% | 1,227 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6045% | 1,202 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1365% | 964 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3865% | 567 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0077% | 1,029 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4597% | 1,283 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1478% | 733 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4760% | 1,283 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3862% | 1,071 |
| Percentage Net Loans Charged-off:Construction & development | 4.8073% | 855 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0209% | 2,147 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0195% | 957 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3424% | 488 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8558% | 1,039 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0605% | 1,282 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7292% | 831 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3105% | 1,072 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1349% | 930 |
| Percentage Net Loans Charged-off:Construction & development | 2.4653% | 869 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0111% | 1,354 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2059% | 642 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8674% | 300 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8557% | 797 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4723% | 824 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6337% | 831 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7160% | 1,726 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7277% | 1,236 |
| Percentage Net Loans Charged-off:Construction & development | 0.2275% | 2,361 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6809% | 702 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9128% | 677 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8575% | 518 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9431% | 627 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5669% | 2,556 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9299% | 1,065 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5456% | 1,548 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5450% | 1,096 |
| Percentage Net Loans Charged-off:Construction & development | 0.2994% | 1,646 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0720% | 339 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7837% | 602 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7837% | 413 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7836% | 559 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4857% | 2,055 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8739% | 909 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5268% | 1,335 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5502% | 855 |
| Percentage Net Loans Charged-off:Construction & development | 0.2095% | 1,293 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0656% | 221 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8137% | 487 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8226% | 347 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8087% | 453 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2683% | 2,120 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6709% | 966 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5486% | 959 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5693% | 598 |
| Percentage Net Loans Charged-off:Construction & development | 0.4413% | 667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0439% | 681 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7687% | 415 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1226% | 201 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5759% | 497 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3128% | 1,426 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4637% | 1,071 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2286% | 2,365 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1786% | 1,485 |
| Percentage Net Loans Charged-off:Construction & development | 0.1186% | 1,157 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2374% | 1,112 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1562% | 613 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2812% | 935 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5297% | 1,829 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0219% | 180 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2097% | 1,897 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2039% | 892 |
| Percentage Net Loans Charged-off:Construction & development | 0.1908% | 613 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2558% | 760 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2414% | 370 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2636% | 712 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0019% | 6,709 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4816% | 215 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2838% | 1,270 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2183% | 691 |
| Percentage Net Loans Charged-off:Construction & development | 0.3471% | 327 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2418% | 693 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2462% | 300 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2394% | 650 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9985% | 805 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2352% | 461 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1505% | 1,735 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1530% | 684 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2187% | 596 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1465% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2570% | 506 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3054% | 957 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0860% | 3,552 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0672% | 1,707 |
| Percentage Net Loans Charged-off:Construction & development | 0.0668% | 566 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0808% | 1,604 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0350% | 604 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1075% | 1,305 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,710 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9592% | 171 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0632% | 3,445 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0458% | 1,678 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0615% | 1,503 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0333% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0782% | 1,286 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5872% | 190 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0850% | 2,721 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0765% | 1,147 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1022% | 1,025 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0822% | 301 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1143% | 931 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4843% | 360 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1278% | 1,814 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1313% | 608 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1751% | 559 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2117% | 159 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1522% | 593 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8478% | 1,465 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0817% | 4,020 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0628% | 1,729 |
| Percentage Net Loans Charged-off:Construction & development | 0.1383% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0626% | 1,837 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0261% | 596 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0848% | 1,542 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,059 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.7511% | 151 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,459 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0439% | 4,377 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0288% | 2,123 |
| Percentage Net Loans Charged-off:Construction & development | 0.1915% | 244 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0133% | 2,338 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0283% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0042% | 2,363 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,394 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5193% | 232 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0317% | 4,381 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0234% | 1,933 |
| Percentage Net Loans Charged-off:Construction & development | 0.0248% | 361 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0261% | 1,766 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0410% | 372 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0173% | 1,760 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9850% | 622 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,186 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0206% | 3,962 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0169% | 1,523 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0208% | 1,336 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0333% | 1,132 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9211% | 1,639 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0602% | 5,020 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0262% | 2,869 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0305% | 2,521 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0071% | 635 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0427% | 2,203 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,271 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.8798% | 160 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0453% | 4,838 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0176% | 2,701 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0202% | 2,318 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0101% | 522 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0253% | 2,097 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6382% | 260 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0391% | 4,653 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0168% | 2,312 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0192% | 1,965 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0082% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0245% | 1,786 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7250% | 469 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0356% | 4,028 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0283% | 1,555 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0315% | 1,324 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0178% | 5,911 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0544% | 1,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8569% | 2,067 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0774% | 5,257 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0292% | 2,989 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0311% | 2,687 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0083% | 5,976 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0435% | 2,371 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,747 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5421% | 324 |
| Percentage Net Loans Charged-off: Credit card loans | 47.3033% | 24 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1132% | 4,060 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0522% | 2,120 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0552% | 1,890 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0034% | 508 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0700% | 1,691 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2688% | 236 |
| Percentage Net Loans Charged-off: Credit card loans | 47.7108% | 26 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0557% | 4,821 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0221% | 2,311 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0234% | 1,987 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0053% | 411 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0281% | 1,844 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2560% | 661 |
| Percentage Net Loans Charged-off: Credit card loans | 35.4210% | 30 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0457% | 4,272 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7543% | 565 |
| Percentage Net Loans Charged-off: Credit card loans | 23.3236% | 60 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0843% | 5,461 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0041% | 3,941 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0043% | 3,321 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0052% | 3,112 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5898% | 582 |
| Percentage Net Loans Charged-off: Credit card loans | 65.9091% | 13 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1366% | 4,469 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0166% | 3,219 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0170% | 2,775 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0191% | 2,580 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8241% | 924 |
| Percentage Net Loans Charged-off: Credit card loans | 31.4922% | 38 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0776% | 5,093 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0221% | 6,978 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0381% | 6,719 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0247% | 7,575 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0035% | 9,815 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0052% | 9,919 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1643% | 4,567 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0227% | 9,122 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0045% | 12,189 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |