Home > Public Service Bank, a federal savings bank > Assets and Liabilities
Public Service Bank, a federal savings bank, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 27 | 5,932 |
| Assets and Liabilities | ||
| Total Assets: | $70,173,000 | 5,724 |
| Cash and due from depository institutions | $4,192,000 | 5,932 |
| Interest-bearing balances | $4,042,000 | 1,086 |
| Securities | $14,823,000 | 6,038 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $48,223,000 | 5,131 |
| Loan loss allowance | $95,000 | 10,124 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $919,000 | 6,211 |
| Other real estate owned | $654,000 | 5,932 |
| Goodwill and other intangibles | $11,000 | 3,372 |
| All other assets | $1,351,000 | 4,865 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $70,173,000 | 5,724 |
| Total liabilities | $65,756,000 | 5,531 |
| Total deposits | $56,825,000 | 5,893 |
| Interest-bearing deposits | $56,825,000 | 5,263 |
| Deposits held in domestic offices | $56,825,000 | 5,885 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $8,410,000 | 1,528 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $521,000 | 5,765 |
| Total equity capital | $4,417,000 | 7,679 |
| Total bank equity capital | $4,417,000 | 7,679 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $102,000 | 8,194 |
| Surplus | $744,000 | 8,216 |
| Undivided profits | $3,571,000 | 5,520 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $119,000 | 7,391 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $249,000 | 7,496 |
| Earning assets | $67,088,000 | 5,546 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $70,392,400 | 5,514 |
| Average Assets, quarterly | $70,327,500 | 5,663 |
| Volatile liabilities | $10,567,000 | 4,821 |
| Insider loans | $39,000 | 9,196 |
| FHLB advances | $8,410,000 | 459 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $9,578,000 | 3,559 |
| Tier 1 (core) risk-based capital | $4,417,000 | 7,542 |
| Tier 2 risk-based capital | $95,000 | 9,976 |
| Total risk weighted assets | $30,401,000 | 6,945 |
| Total unused commitments | $9,578,000 | 3,561 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 23 | 6,897 |
| Assets and Liabilities | ||
| Total Assets: | $68,876,000 | 5,953 |
| Cash and due from depository institutions | $3,012,000 | 6,897 |
| Interest-bearing balances | $2,574,000 | 1,377 |
| Securities | $16,699,000 | 6,005 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $46,092,000 | 5,328 |
| Loan loss allowance | $115,000 | 10,346 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $990,000 | 6,030 |
| Other real estate owned | $711,000 | 6,897 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,372,000 | 4,947 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $68,876,000 | 5,953 |
| Total liabilities | $64,652,000 | 5,752 |
| Total deposits | $54,227,000 | 6,270 |
| Interest-bearing deposits | $54,227,000 | 5,623 |
| Deposits held in domestic offices | $54,227,000 | 6,261 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $9,989,000 | 1,349 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $436,000 | 6,486 |
| Total equity capital | $4,224,000 | 7,976 |
| Total bank equity capital | $4,224,000 | 7,976 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $102,000 | 8,620 |
| Surplus | $744,000 | 8,537 |
| Undivided profits | $3,378,000 | 5,698 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $58,000 | 8,901 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $281,000 | 7,178 |
| Earning assets | $65,365,000 | 5,790 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $65,932,800 | 5,951 |
| Average Assets, quarterly | $70,387,500 | 5,797 |
| Volatile liabilities | $11,831,000 | 4,330 |
| Insider loans | $40,000 | 9,632 |
| FHLB advances | $9,989,000 | 450 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $6,971,000 | 4,242 |
| Tier 1 (core) risk-based capital | $4,224,000 | 7,881 |
| Tier 2 risk-based capital | $115,000 | 10,060 |
| Total risk weighted assets | $29,376,000 | 7,183 |
| Total unused commitments | $6,971,000 | 4,255 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 26 | 6,632 |
| Assets and Liabilities | ||
| Total Assets: | $63,329,000 | 6,384 |
| Cash and due from depository institutions | $5,359,000 | 6,632 |
| Interest-bearing balances | $5,134,000 | 925 |
| Securities | $10,755,000 | 8,009 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $44,735,000 | 5,396 |
| Loan loss allowance | $91,000 | 11,111 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,084,000 | 5,768 |
| Other real estate owned | $0 | 6,632 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,396,000 | 4,961 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $63,329,000 | 6,384 |
| Total liabilities | $58,896,000 | 6,233 |
| Total deposits | $52,884,000 | 6,513 |
| Interest-bearing deposits | $52,884,000 | 5,834 |
| Deposits held in domestic offices | $52,884,000 | 6,506 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $5,568,000 | 1,558 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $444,000 | 6,710 |
| Total equity capital | $4,433,000 | 7,892 |
| Total bank equity capital | $4,433,000 | 7,892 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $102,000 | 9,041 |
| Surplus | $744,000 | 8,814 |
| Undivided profits | $3,587,000 | 5,626 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $271,000 | 7,559 |
| Earning assets | $60,624,000 | 6,180 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $62,029,200 | 6,280 |
| Average Assets, quarterly | $62,934,500 | 6,350 |
| Volatile liabilities | $6,842,000 | 5,859 |
| Insider loans | $42,000 | 10,033 |
| FHLB advances | $5,568,000 | 514 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $4,543,000 | 5,225 |
| Tier 1 (core) risk-based capital | $4,433,000 | 7,774 |
| Tier 2 risk-based capital | $91,000 | 10,874 |
| Total risk weighted assets | $27,531,000 | 7,504 |
| Total unused commitments | $4,543,000 | 5,238 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 24 | 7,248 |
| Assets and Liabilities | ||
| Total Assets: | $59,794,000 | 6,658 |
| Cash and due from depository institutions | $2,414,000 | 7,248 |
| Interest-bearing balances | $2,138,000 | 1,512 |
| Securities | $10,528,000 | 8,567 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $44,336,000 | 5,378 |
| Loan loss allowance | $67,000 | 12,044 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,097,000 | 5,767 |
| Other real estate owned | $146,000 | 7,248 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,273,000 | 5,640 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $59,794,000 | 6,658 |
| Total liabilities | $55,340,000 | 6,544 |
| Total deposits | $52,766,000 | 6,543 |
| Interest-bearing deposits | $52,766,000 | 5,832 |
| Deposits held in domestic offices | $52,766,000 | 6,537 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $2,148,000 | 2,460 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $426,000 | 5,822 |
| Total equity capital | $4,454,000 | 7,696 |
| Total bank equity capital | $4,454,000 | 7,696 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $102,000 | 9,540 |
| Surplus | $744,000 | 9,093 |
| Undivided profits | $3,608,000 | 5,258 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $216,000 | 8,142 |
| Earning assets | $57,002,000 | 6,456 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $61,574,800 | 6,401 |
| Average Assets, quarterly | $60,222,000 | 6,594 |
| Volatile liabilities | $3,274,000 | 8,203 |
| Insider loans | $43,000 | 10,395 |
| FHLB advances | $2,148,000 | 757 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,231,000 | 8,692 |
| Tier 1 (core) risk-based capital | $4,454,000 | 7,769 |
| Tier 2 risk-based capital | $67,000 | 11,854 |
| Total risk weighted assets | $26,488,000 | 7,789 |
| Total unused commitments | $1,231,000 | 8,704 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 26 | 7,126 |
| Assets and Liabilities | ||
| Total Assets: | $62,872,000 | 6,598 |
| Cash and due from depository institutions | $10,880,000 | 7,126 |
| Interest-bearing balances | $10,625,000 | 574 |
| Securities | $8,778,000 | 9,562 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $40,638,000 | 5,655 |
| Loan loss allowance | $43,000 | 12,966 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,154,000 | 5,597 |
| Other real estate owned | $146,000 | 7,126 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,276,000 | 5,078 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $62,872,000 | 6,598 |
| Total liabilities | $58,637,000 | 6,454 |
| Total deposits | $56,567,000 | 6,437 |
| Interest-bearing deposits | $56,567,000 | 5,726 |
| Deposits held in domestic offices | $56,567,000 | 6,430 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,727,000 | 2,274 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $343,000 | 6,951 |
| Total equity capital | $4,235,000 | 8,095 |
| Total bank equity capital | $4,235,000 | 8,095 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $102,000 | 10,021 |
| Surplus | $744,000 | 9,344 |
| Undivided profits | $3,389,000 | 5,705 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $146,000 | 8,347 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $222,000 | 7,616 |
| Earning assets | $60,041,000 | 6,397 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $63,143,200 | 6,426 |
| Average Assets, quarterly | $63,434,000 | 6,486 |
| Volatile liabilities | $2,896,000 | 8,512 |
| Insider loans | $45,000 | 10,733 |
| FHLB advances | $1,727,000 | 665 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,405,000 | 8,449 |
| Tier 1 (core) risk-based capital | $4,235,000 | 8,021 |
| Tier 2 risk-based capital | $43,000 | 12,774 |
| Total risk weighted assets | $26,382,000 | 7,892 |
| Total unused commitments | $1,405,000 | 8,475 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 22 | 8,155 |
| Assets and Liabilities | ||
| Total Assets: | $63,971,000 | 6,601 |
| Cash and due from depository institutions | $13,701,000 | 8,155 |
| Interest-bearing balances | $13,606,000 | 572 |
| Securities | $9,914,000 | 9,192 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $37,622,000 | 6,027 |
| Loan loss allowance | $59,000 | 13,277 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,246,000 | 5,369 |
| Other real estate owned | $146,000 | 8,155 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,342,000 | 5,023 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $63,971,000 | 6,601 |
| Total liabilities | $59,986,000 | 6,429 |
| Total deposits | $59,672,000 | 6,285 |
| Interest-bearing deposits | $59,475,000 | 5,626 |
| Deposits held in domestic offices | $59,672,000 | 6,275 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $314,000 | 8,002 |
| Total equity capital | $3,985,000 | 8,286 |
| Total bank equity capital | $3,985,000 | 8,286 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $102,000 | 10,482 |
| Surplus | $744,000 | 9,507 |
| Undivided profits | $3,139,000 | 5,779 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $230,000 | 8,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $259,000 | 7,343 |
| Earning assets | $61,142,000 | 6,360 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $65,032,800 | 6,365 |
| Average Assets, quarterly | $65,130,000 | 6,437 |
| Volatile liabilities | $1,846,000 | 10,226 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $667,000 | 10,052 |
| Tier 1 (core) risk-based capital | $3,985,000 | 8,223 |
| Tier 2 risk-based capital | $59,000 | 12,957 |
| Total risk weighted assets | $25,917,000 | 8,074 |
| Total unused commitments | $667,000 | 10,078 |
| Derivatives | $0 | 651 |