Home > Public Savings Bank > Income and Expense
Public Savings Bank, Income and Expense
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,453,000 | 5,934 |
| Total interest expense | $244,000 | 6,117 |
| Net interest income | $1,209,000 | 5,803 |
| Provision for loan and lease losses | $220,000 | 3,411 |
| Total noninterest income | $1,518,000 | 1,467 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $347,000 | 1,990 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,171,000 | 1,210 |
| Total noninterest expense | $3,246,000 | 2,884 |
| Salaries and employee benefits | $1,166,000 | 3,797 |
| Premises and equipment expense | $112,000 | 5,883 |
| Additional noninterest expense | $1,968,000 | 1,746 |
| Pre-tax net operating income | $-739,000 | 6,892 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-739,000 | 6,947 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-739,000 | 6,946 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-739,000 | 6,947 |
| Net charge-offs | $146,000 | 3,444 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-739,000 | 6,931 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $689,000 | 6,061 |
| Total interest expense | $128,000 | 6,126 |
| Net interest income | $561,000 | 5,972 |
| Provision for loan and lease losses | $10,000 | 5,371 |
| Total noninterest income | $738,000 | 1,506 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $152,000 | 2,178 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $586,000 | 1,204 |
| Total noninterest expense | $1,412,000 | 3,261 |
| Salaries and employee benefits | $620,000 | 3,629 |
| Premises and equipment expense | $55,000 | 5,982 |
| Additional noninterest expense | $737,000 | 2,250 |
| Pre-tax net operating income | $-123,000 | 6,719 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-123,000 | 6,765 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-123,000 | 6,764 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-123,000 | 6,765 |
| Net charge-offs | $36,000 | 3,608 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-123,000 | 6,755 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,779,000 | 6,182 |
| Total interest expense | $712,000 | 5,938 |
| Net interest income | $2,067,000 | 6,181 |
| Provision for loan and lease losses | $583,000 | 3,901 |
| Total noninterest income | $2,640,000 | 1,696 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $353,000 | 3,321 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,287,000 | 1,287 |
| Total noninterest expense | $5,639,000 | 3,260 |
| Salaries and employee benefits | $2,385,000 | 3,714 |
| Premises and equipment expense | $238,000 | 5,886 |
| Additional noninterest expense | $3,016,000 | 2,287 |
| Pre-tax net operating income | $-1,515,000 | 6,658 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-1,515,000 | 6,747 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,515,000 | 6,747 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-1,515,000 | 6,748 |
| Net charge-offs | $429,000 | 3,852 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 1,035 |
| Net operating income | $-1,515,000 | 6,722 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,083,000 | 6,290 |
| Total interest expense | $572,000 | 5,951 |
| Net interest income | $1,511,000 | 6,327 |
| Provision for loan and lease losses | $525,000 | 3,464 |
| Total noninterest income | $1,813,000 | 1,823 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $255,000 | 3,468 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,558,000 | 1,308 |
| Total noninterest expense | $3,959,000 | 3,448 |
| Salaries and employee benefits | $1,793,000 | 3,750 |
| Premises and equipment expense | $180,000 | 5,931 |
| Additional noninterest expense | $1,986,000 | 2,496 |
| Pre-tax net operating income | $-1,160,000 | 6,839 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-189,000 | 7,188 |
| Income before extraordinary items | $-971,000 | 6,891 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-971,000 | 6,891 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-971,000 | 6,891 |
| Net charge-offs | $244,000 | 3,986 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 924 |
| Net operating income | $-971,000 | 6,845 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,336,000 | 6,415 |
| Total interest expense | $395,000 | 5,994 |
| Net interest income | $941,000 | 6,468 |
| Provision for loan and lease losses | $370,000 | 3,308 |
| Total noninterest income | $1,298,000 | 1,672 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $190,000 | 3,239 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,108,000 | 1,208 |
| Total noninterest expense | $2,464,000 | 3,664 |
| Salaries and employee benefits | $1,209,000 | 3,744 |
| Premises and equipment expense | $121,000 | 5,942 |
| Additional noninterest expense | $1,134,000 | 2,857 |
| Pre-tax net operating income | $-595,000 | 6,813 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-189,000 | 7,316 |
| Income before extraordinary items | $-406,000 | 6,790 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-406,000 | 6,792 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-406,000 | 6,791 |
| Net charge-offs | $223,000 | 3,406 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 781 |
| Net operating income | $-406,000 | 6,745 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $777,000 | 6,182 |
| Total interest expense | $205,000 | 6,022 |
| Net interest income | $572,000 | 6,117 |
| Provision for loan and lease losses | $78,000 | 4,264 |
| Total noninterest income | $699,000 | 1,601 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $99,000 | 3,161 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $600,000 | 1,127 |
| Total noninterest expense | $1,121,000 | 3,955 |
| Salaries and employee benefits | $603,000 | 3,804 |
| Premises and equipment expense | $57,000 | 6,162 |
| Additional noninterest expense | $461,000 | 3,401 |
| Pre-tax net operating income | $72,000 | 5,394 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $28,000 | 3,224 |
| Income before extraordinary items | $44,000 | 5,789 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $44,000 | 5,790 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $44,000 | 5,789 |
| Net charge-offs | $88,000 | 3,218 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $44,000 | 5,686 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,094,000 | 6,294 |
| Total interest expense | $1,146,000 | 5,747 |
| Net interest income | $1,948,000 | 6,404 |
| Provision for loan and lease losses | $529,000 | 4,456 |
| Total noninterest income | $342,000 | 5,400 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $192,000 | 4,728 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $150,000 | 5,088 |
| Total noninterest expense | $3,404,000 | 4,809 |
| Salaries and employee benefits | $1,348,000 | 5,509 |
| Premises and equipment expense | $169,000 | 6,762 |
| Additional noninterest expense | $1,887,000 | 3,469 |
| Pre-tax net operating income | $-1,643,000 | 6,506 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $131,000 | 2,693 |
| Income before extraordinary items | $-1,774,000 | 6,673 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,774,000 | 6,672 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,774,000 | 6,672 |
| Net charge-offs | $69,000 | 5,996 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $223,000 | 691 |
| Net operating income | $-1,774,000 | 6,664 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,381,000 | 6,304 |
| Total interest expense | $905,000 | 5,794 |
| Net interest income | $1,476,000 | 6,408 |
| Provision for loan and lease losses | $187,000 | 5,240 |
| Total noninterest income | $503,000 | 4,219 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $99,000 | 5,379 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $404,000 | 3,166 |
| Total noninterest expense | $1,773,000 | 5,851 |
| Salaries and employee benefits | $908,000 | 5,845 |
| Premises and equipment expense | $122,000 | 6,862 |
| Additional noninterest expense | $743,000 | 5,250 |
| Pre-tax net operating income | $19,000 | 5,603 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $7,000 | 4,144 |
| Income before extraordinary items | $12,000 | 5,723 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $12,000 | 5,723 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $12,000 | 5,723 |
| Net charge-offs | $48,000 | 5,717 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $153,000 | 642 |
| Net operating income | $12,000 | 5,667 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,660,000 | 6,266 |
| Total interest expense | $646,000 | 5,758 |
| Net interest income | $1,014,000 | 6,361 |
| Provision for loan and lease losses | $143,000 | 4,847 |
| Total noninterest income | $211,000 | 5,131 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $55,000 | 5,662 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $156,000 | 4,039 |
| Total noninterest expense | $1,035,000 | 6,211 |
| Salaries and employee benefits | $567,000 | 6,066 |
| Premises and equipment expense | $79,000 | 6,963 |
| Additional noninterest expense | $389,000 | 5,896 |
| Pre-tax net operating income | $47,000 | 5,533 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $20,000 | 3,701 |
| Income before extraordinary items | $27,000 | 5,738 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $27,000 | 5,735 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $27,000 | 5,735 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $27,000 | 5,650 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $796,000 | 6,398 |
| Total interest expense | $340,000 | 5,743 |
| Net interest income | $456,000 | 6,608 |
| Provision for loan and lease losses | $17,000 | 5,998 |
| Total noninterest income | $56,000 | 6,213 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $30,000 | 5,504 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $26,000 | 5,845 |
| Total noninterest expense | $464,000 | 6,437 |
| Salaries and employee benefits | $269,000 | 6,227 |
| Premises and equipment expense | $41,000 | 6,946 |
| Additional noninterest expense | $154,000 | 6,240 |
| Pre-tax net operating income | $31,000 | 5,872 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $11,000 | 3,919 |
| Income before extraordinary items | $20,000 | 6,148 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $20,000 | 6,150 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $20,000 | 6,150 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $20,000 | 5,994 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,391,000 | 6,381 |
| Total interest expense | $1,564,000 | 5,891 |
| Net interest income | $1,827,000 | 6,613 |
| Provision for loan and lease losses | $108,000 | 5,964 |
| Total noninterest income | $144,000 | 6,929 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $36,000 | 6,825 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $108,000 | 5,814 |
| Total noninterest expense | $2,144,000 | 6,058 |
| Salaries and employee benefits | $1,359,000 | 5,621 |
| Premises and equipment expense | $164,000 | 7,017 |
| Additional noninterest expense | $621,000 | 6,149 |
| Pre-tax net operating income | $-281,000 | 6,620 |
| Securities gains (losses) | $3,000 | 2,883 |
| Applicable income taxes | $-97,000 | 7,066 |
| Income before extraordinary items | $-181,000 | 6,459 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-181,000 | 6,459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,287 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $208,000 | 760 |
| Net operating income | $-182,950 | 6,613 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,579,000 | 6,415 |
| Total interest expense | $1,181,000 | 6,000 |
| Net interest income | $1,398,000 | 6,624 |
| Provision for loan and lease losses | $61,000 | 5,677 |
| Total noninterest income | $12,000 | 8,095 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $15,000 | 7,089 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-3,000 | 8,199 |
| Total noninterest expense | $1,611,000 | 6,032 |
| Salaries and employee benefits | $1,044,000 | 5,554 |
| Premises and equipment expense | $124,000 | 7,048 |
| Additional noninterest expense | $443,000 | 6,222 |
| Pre-tax net operating income | $-262,000 | 7,082 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-262,000 | 6,979 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-262,000 | 6,976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,241 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $208,000 | 564 |
| Net operating income | $-262,000 | 7,139 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,674,000 | 6,527 |
| Total interest expense | $765,000 | 6,185 |
| Net interest income | $909,000 | 6,699 |
| Provision for loan and lease losses | $24,000 | 5,853 |
| Total noninterest income | $-1,000 | 8,360 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $4,000 | 7,287 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $-5,000 | 8,315 |
| Total noninterest expense | $1,046,000 | 6,152 |
| Salaries and employee benefits | $687,000 | 5,641 |
| Premises and equipment expense | $79,000 | 7,152 |
| Additional noninterest expense | $280,000 | 6,358 |
| Pre-tax net operating income | $-162,000 | 7,278 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-162,000 | 7,349 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-162,000 | 7,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $208,000 | 401 |
| Net operating income | $-162,000 | 7,322 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $835,000 | 6,624 |
| Total interest expense | $383,000 | 6,332 |
| Net interest income | $452,000 | 6,743 |
| Provision for loan and lease losses | $17,000 | 5,028 |
| Total noninterest income | $-8,000 | 8,427 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $2,000 | 7,305 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-10,000 | 8,402 |
| Total noninterest expense | $527,000 | 6,165 |
| Salaries and employee benefits | $325,000 | 5,863 |
| Premises and equipment expense | $36,000 | 7,313 |
| Additional noninterest expense | $166,000 | 5,895 |
| Pre-tax net operating income | $-100,000 | 7,563 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-100,000 | 7,652 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-100,000 | 7,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $258,000 | 185 |
| Net operating income | $-100,000 | 7,610 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,870,000 | 6,935 |
| Total interest expense | $1,331,000 | 6,674 |
| Net interest income | $1,539,000 | 7,068 |
| Provision for loan and lease losses | $33,000 | 6,025 |
| Total noninterest income | $-22,000 | 8,495 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $0 | 7,508 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $-22,000 | 8,471 |
| Total noninterest expense | $1,587,000 | 6,784 |
| Salaries and employee benefits | $1,095,000 | 6,245 |
| Premises and equipment expense | $78,000 | 7,983 |
| Additional noninterest expense | $414,000 | 6,976 |
| Pre-tax net operating income | $-103,000 | 7,562 |
| Securities gains (losses) | $2,000 | 1,832 |
| Applicable income taxes | $-35,000 | 7,898 |
| Income before extraordinary items | $-66,000 | 7,594 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-66,000 | 7,592 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 5,668 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $605,000 | 498 |
| Net operating income | $-67,300 | 7,571 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,061,000 | 7,061 |
| Total interest expense | $952,000 | 6,784 |
| Net interest income | $1,109,000 | 7,194 |
| Provision for loan and lease losses | $33,000 | 5,491 |
| Total noninterest income | $2,000 | 8,421 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $0 | 7,525 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,000 | 8,302 |
| Total noninterest expense | $1,093,000 | 6,969 |
| Salaries and employee benefits | $748,000 | 6,435 |
| Premises and equipment expense | $49,000 | 8,109 |
| Additional noninterest expense | $296,000 | 7,064 |
| Pre-tax net operating income | $-15,000 | 7,677 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-8,000 | 8,017 |
| Income before extraordinary items | $-7,000 | 7,700 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-7,000 | 7,697 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,810 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-7,000 | 7,674 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,338,000 | 7,153 |
| Total interest expense | $623,000 | 6,839 |
| Net interest income | $715,000 | 7,315 |
| Provision for loan and lease losses | $60,000 | 3,990 |
| Total noninterest income | $2,000 | 8,471 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $0 | 7,560 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $2,000 | 8,320 |
| Total noninterest expense | $630,000 | 7,293 |
| Salaries and employee benefits | $429,000 | 6,840 |
| Premises and equipment expense | $25,000 | 8,294 |
| Additional noninterest expense | $176,000 | 7,296 |
| Pre-tax net operating income | $27,000 | 7,653 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $10,000 | 5,665 |
| Income before extraordinary items | $17,000 | 7,712 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $17,000 | 7,711 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,011 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $17,000 | 7,699 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $662,000 | 7,195 |
| Total interest expense | $312,000 | 6,833 |
| Net interest income | $350,000 | 7,390 |
| Provision for loan and lease losses | $15,000 | 4,592 |
| Total noninterest income | $0 | 8,538 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $0 | 7,573 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $0 | 8,433 |
| Total noninterest expense | $276,000 | 7,577 |
| Salaries and employee benefits | $173,000 | 7,354 |
| Premises and equipment expense | $12,000 | 8,328 |
| Additional noninterest expense | $91,000 | 7,255 |
| Pre-tax net operating income | $59,000 | 7,173 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $59,000 | 7,037 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $59,000 | 7,035 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 2,733 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $59,000 | 7,020 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,046,000 | 7,503 |
| Total interest expense | $1,045,000 | 6,855 |
| Net interest income | $1,001,000 | 7,844 |
| Provision for loan and lease losses | $-9,000 | 8,318 |
| Total noninterest income | $958,000 | 3,655 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $0 | 7,634 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $958,000 | 2,302 |
| Total noninterest expense | $1,960,000 | 6,218 |
| Salaries and employee benefits | $1,265,000 | 5,739 |
| Premises and equipment expense | $173,000 | 6,996 |
| Additional noninterest expense | $522,000 | 6,439 |
| Pre-tax net operating income | $8,000 | 7,925 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-2,000 | 8,148 |
| Income before extraordinary items | $10,000 | 7,952 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $10,000 | 7,954 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,238 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $10,000 | 7,937 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,446,000 | 7,651 |
| Total interest expense | $749,000 | 6,925 |
| Net interest income | $697,000 | 8,011 |
| Provision for loan and lease losses | $-23,000 | 8,486 |
| Total noninterest income | $937,000 | 3,068 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $0 | 7,682 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $937,000 | 1,907 |
| Total noninterest expense | $1,633,000 | 5,898 |
| Salaries and employee benefits | $1,026,000 | 5,467 |
| Premises and equipment expense | $156,000 | 6,662 |
| Additional noninterest expense | $451,000 | 6,060 |
| Pre-tax net operating income | $24,000 | 8,038 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $-2,000 | 8,380 |
| Income before extraordinary items | $26,000 | 8,047 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $26,000 | 8,048 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,679 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $26,000 | 8,036 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $973,000 | 7,648 |
| Total interest expense | $486,000 | 6,912 |
| Net interest income | $487,000 | 7,992 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $627,000 | 3,031 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $0 | 7,707 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $627,000 | 1,897 |
| Total noninterest expense | $1,076,000 | 5,947 |
| Salaries and employee benefits | $706,000 | 5,396 |
| Premises and equipment expense | $93,000 | 6,920 |
| Additional noninterest expense | $277,000 | 6,308 |
| Pre-tax net operating income | $38,000 | 8,012 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $6,000 | 6,279 |
| Income before extraordinary items | $32,000 | 8,020 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $32,000 | 8,021 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $32,000 | 8,018 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $489,000 | 7,650 |
| Total interest expense | $235,000 | 6,900 |
| Net interest income | $254,000 | 7,960 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $301,000 | 3,084 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $0 | 7,698 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $301,000 | 1,930 |
| Total noninterest expense | $548,000 | 5,909 |
| Salaries and employee benefits | $359,000 | 5,361 |
| Premises and equipment expense | $49,000 | 6,794 |
| Additional noninterest expense | $140,000 | 6,252 |
| Pre-tax net operating income | $7,000 | 8,148 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $5,000 | 6,088 |
| Income before extraordinary items | $2,000 | 8,178 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,000 | 8,179 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $2,000 | 8,169 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,801,000 | 7,634 |
| Total interest expense | $858,000 | 6,637 |
| Net interest income | $943,000 | 8,022 |
| Provision for loan and lease losses | $17,000 | 6,588 |
| Total noninterest income | $1,264,000 | 3,023 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $0 | 7,759 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,264,000 | 1,888 |
| Total noninterest expense | $2,039,000 | 6,044 |
| Salaries and employee benefits | $1,342,000 | 5,431 |
| Premises and equipment expense | $186,000 | 6,877 |
| Additional noninterest expense | $511,000 | 6,510 |
| Pre-tax net operating income | $151,000 | 7,842 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $13,000 | 6,454 |
| Income before extraordinary items | $138,000 | 7,839 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $138,000 | 7,839 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,564 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $138,000 | 7,800 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,339,000 | 7,675 |
| Total interest expense | $619,000 | 6,645 |
| Net interest income | $720,000 | 8,046 |
| Provision for loan and lease losses | $11,000 | 6,464 |
| Total noninterest income | $863,000 | 3,242 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $0 | 7,794 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $863,000 | 2,014 |
| Total noninterest expense | $1,464,000 | 6,162 |
| Salaries and employee benefits | $954,000 | 5,583 |
| Premises and equipment expense | $130,000 | 7,008 |
| Additional noninterest expense | $380,000 | 6,506 |
| Pre-tax net operating income | $108,000 | 7,986 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $10,000 | 6,526 |
| Income before extraordinary items | $98,000 | 7,979 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $98,000 | 7,980 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,845 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $98,000 | 7,947 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $871,000 | 7,706 |
| Total interest expense | $391,000 | 6,652 |
| Net interest income | $480,000 | 8,058 |
| Provision for loan and lease losses | $9,000 | 6,195 |
| Total noninterest income | $499,000 | 3,523 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $0 | 7,790 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $499,000 | 2,183 |
| Total noninterest expense | $924,000 | 6,318 |
| Salaries and employee benefits | $596,000 | 5,772 |
| Premises and equipment expense | $85,000 | 7,031 |
| Additional noninterest expense | $243,000 | 6,618 |
| Pre-tax net operating income | $46,000 | 8,155 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $7,000 | 6,523 |
| Income before extraordinary items | $39,000 | 8,181 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $39,000 | 8,181 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,134 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $39,000 | 8,145 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $421,000 | 7,800 |
| Total interest expense | $187,000 | 6,710 |
| Net interest income | $234,000 | 8,172 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $205,000 | 3,914 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $0 | 7,845 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $205,000 | 2,446 |
| Total noninterest expense | $429,000 | 6,577 |
| Salaries and employee benefits | $278,000 | 6,041 |
| Premises and equipment expense | $43,000 | 7,087 |
| Additional noninterest expense | $108,000 | 6,948 |
| Pre-tax net operating income | $10,000 | 8,351 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $10,000 | 8,360 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $10,000 | 8,359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $10,000 | 8,334 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,534,000 | 7,847 |
| Total interest expense | $725,000 | 6,502 |
| Net interest income | $809,000 | 8,291 |
| Provision for loan and lease losses | $18,000 | 6,797 |
| Total noninterest income | $1,116,000 | 3,299 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $0 | 7,912 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,116,000 | 2,009 |
| Total noninterest expense | $1,847,000 | 6,286 |
| Salaries and employee benefits | $1,131,000 | 5,888 |
| Premises and equipment expense | $172,000 | 7,074 |
| Additional noninterest expense | $544,000 | 6,306 |
| Pre-tax net operating income | $60,000 | 8,218 |
| Securities gains (losses) | $3,000 | 3,369 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $63,000 | 8,236 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $63,000 | 8,236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 5,577 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $60,000 | 8,203 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,131,000 | 7,911 |
| Total interest expense | $535,000 | 6,531 |
| Net interest income | $596,000 | 8,349 |
| Provision for loan and lease losses | $9,000 | 6,765 |
| Total noninterest income | $825,000 | 3,339 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $0 | 7,933 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $825,000 | 2,032 |
| Total noninterest expense | $1,390,000 | 6,224 |
| Salaries and employee benefits | $832,000 | 5,890 |
| Premises and equipment expense | $129,000 | 7,057 |
| Additional noninterest expense | $429,000 | 6,093 |
| Pre-tax net operating income | $22,000 | 8,402 |
| Securities gains (losses) | $3,000 | 3,253 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $25,000 | 8,420 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $25,000 | 8,422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,796 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $22,000 | 8,388 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $751,000 | 7,967 |
| Total interest expense | $352,000 | 6,600 |
| Net interest income | $399,000 | 8,388 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $506,000 | 3,543 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $0 | 7,979 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $506,000 | 2,173 |
| Total noninterest expense | $903,000 | 6,353 |
| Salaries and employee benefits | $532,000 | 6,077 |
| Premises and equipment expense | $86,000 | 7,074 |
| Additional noninterest expense | $285,000 | 6,140 |
| Pre-tax net operating income | $2,000 | 8,500 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $2,000 | 8,553 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,000 | 8,554 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,514 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,000 | 8,505 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $376,000 | 8,009 |
| Total interest expense | $177,000 | 6,662 |
| Net interest income | $199,000 | 8,440 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $227,000 | 3,744 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $0 | 7,976 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $227,000 | 2,274 |
| Total noninterest expense | $425,000 | 6,588 |
| Salaries and employee benefits | $251,000 | 6,328 |
| Premises and equipment expense | $42,000 | 7,151 |
| Additional noninterest expense | $132,000 | 6,385 |
| Pre-tax net operating income | $1,000 | 8,530 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $1,000 | 8,573 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,000 | 8,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,263 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,000 | 8,518 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,545,000 | 8,034 |
| Total interest expense | $768,000 | 6,810 |
| Net interest income | $777,000 | 8,446 |
| Provision for loan and lease losses | $92,000 | 5,446 |
| Total noninterest income | $1,561,000 | 2,766 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $0 | 8,063 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,561,000 | 1,769 |
| Total noninterest expense | $2,115,000 | 5,801 |
| Salaries and employee benefits | $1,294,000 | 5,372 |
| Premises and equipment expense | $179,000 | 7,037 |
| Additional noninterest expense | $642,000 | 5,769 |
| Pre-tax net operating income | $131,000 | 8,081 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $131,000 | 8,082 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $131,000 | 8,084 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,637 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $131,000 | 7,966 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,171,000 | 8,108 |
| Total interest expense | $583,000 | 6,924 |
| Net interest income | $588,000 | 8,514 |
| Provision for loan and lease losses | $57,000 | 5,593 |
| Total noninterest income | $1,176,000 | 2,826 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $0 | 8,111 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,176,000 | 1,836 |
| Total noninterest expense | $1,581,000 | 5,803 |
| Salaries and employee benefits | $976,000 | 5,333 |
| Premises and equipment expense | $130,000 | 7,118 |
| Additional noninterest expense | $475,000 | 5,799 |
| Pre-tax net operating income | $126,000 | 8,099 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $126,000 | 8,063 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $126,000 | 8,067 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 4,593 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $126,000 | 7,927 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $781,000 | 8,171 |
| Total interest expense | $394,000 | 7,009 |
| Net interest income | $387,000 | 8,565 |
| Provision for loan and lease losses | $32,000 | 5,704 |
| Total noninterest income | $719,000 | 2,953 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $0 | 8,133 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $719,000 | 1,928 |
| Total noninterest expense | $998,000 | 5,986 |
| Salaries and employee benefits | $615,000 | 5,534 |
| Premises and equipment expense | $101,000 | 6,739 |
| Additional noninterest expense | $282,000 | 6,165 |
| Pre-tax net operating income | $76,000 | 8,193 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $76,000 | 8,176 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $76,000 | 8,178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,662 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $76,000 | 8,019 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $396,000 | 8,194 |
| Total interest expense | $199,000 | 7,083 |
| Net interest income | $197,000 | 8,580 |
| Provision for loan and lease losses | $14,000 | 5,838 |
| Total noninterest income | $337,000 | 2,985 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $0 | 8,142 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $337,000 | 1,944 |
| Total noninterest expense | $480,000 | 6,135 |
| Salaries and employee benefits | $294,000 | 5,688 |
| Premises and equipment expense | $48,000 | 6,893 |
| Additional noninterest expense | $138,000 | 6,218 |
| Pre-tax net operating income | $40,000 | 8,152 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $40,000 | 8,099 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $40,000 | 8,099 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,155 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $40,000 | 7,953 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,691,000 | 8,177 |
| Total interest expense | $920,000 | 7,140 |
| Net interest income | $771,000 | 8,632 |
| Provision for loan and lease losses | $27,000 | 7,284 |
| Total noninterest income | $1,070,000 | 3,321 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,000 | 8,184 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,069,000 | 2,082 |
| Total noninterest expense | $1,805,000 | 6,251 |
| Salaries and employee benefits | $1,066,000 | 5,908 |
| Premises and equipment expense | $209,000 | 6,671 |
| Additional noninterest expense | $530,000 | 6,343 |
| Pre-tax net operating income | $9,000 | 8,600 |
| Securities gains (losses) | $-1,000 | 8,656 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $8,000 | 8,697 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $8,000 | 8,700 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,985 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $9,000 | 8,615 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,990,000 | 8,222 |
| Total interest expense | $1,230,000 | 7,553 |
| Net interest income | $760,000 | 8,742 |
| Provision for loan and lease losses | $26,000 | 7,353 |
| Total noninterest income | $1,423,000 | 2,617 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,000 | 8,372 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,422,000 | 1,603 |
| Total noninterest expense | $2,186,000 | 5,406 |
| Salaries and employee benefits | $1,363,000 | 4,855 |
| Premises and equipment expense | $212,000 | 6,623 |
| Additional noninterest expense | $611,000 | 5,766 |
| Pre-tax net operating income | $-29,000 | 8,781 |
| Securities gains (losses) | $-79,000 | 9,480 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-108,000 | 8,961 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-108,000 | 8,960 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,614 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-29,000 | 8,796 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,082,000 | 8,317 |
| Total interest expense | $1,318,000 | 7,546 |
| Net interest income | $764,000 | 8,981 |
| Provision for loan and lease losses | $40,000 | 6,852 |
| Total noninterest income | $1,525,000 | 2,315 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 8,577 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,524,000 | 1,365 |
| Total noninterest expense | $2,246,000 | 5,258 |
| Salaries and employee benefits | $1,315,000 | 4,863 |
| Premises and equipment expense | $274,000 | 5,725 |
| Additional noninterest expense | $657,000 | 5,435 |
| Pre-tax net operating income | $3,000 | 9,107 |
| Securities gains (losses) | $6,000 | 1,308 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $9,000 | 9,110 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $9,000 | 9,108 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 5,771 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,000 | 9,124 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,845,000 | 8,674 |
| Total interest expense | $1,142,000 | 7,800 |
| Net interest income | $703,000 | 9,272 |
| Provision for loan and lease losses | $55,000 | 6,383 |
| Total noninterest income | $1,604,000 | 2,192 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $3,000 | 8,790 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,601,000 | 1,337 |
| Total noninterest expense | $2,648,000 | 4,660 |
| Salaries and employee benefits | $1,533,000 | 4,264 |
| Premises and equipment expense | $344,000 | 5,024 |
| Additional noninterest expense | $771,000 | 4,924 |
| Pre-tax net operating income | $-396,000 | 9,773 |
| Securities gains (losses) | $2,000 | 2,566 |
| Applicable income taxes | $-1,000 | 9,599 |
| Income before extraordinary items | $-393,000 | 9,836 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-393,000 | 9,833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 3,998 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-395,000 | 9,817 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,888,000 | 8,817 |
| Total interest expense | $1,211,000 | 7,885 |
| Net interest income | $677,000 | 9,543 |
| Provision for loan and lease losses | $75,000 | 5,712 |
| Total noninterest income | $3,486,000 | 1,192 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $3,000 | 8,992 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,483,000 | 826 |
| Total noninterest expense | $3,949,000 | 3,234 |
| Salaries and employee benefits | $2,468,000 | 2,753 |
| Premises and equipment expense | $310,000 | 5,291 |
| Additional noninterest expense | $1,171,000 | 3,447 |
| Pre-tax net operating income | $139,000 | 9,232 |
| Securities gains (losses) | $17,000 | 2,560 |
| Applicable income taxes | $14,000 | 8,997 |
| Income before extraordinary items | $142,000 | 9,035 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $142,000 | 9,033 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 4,888 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $126,530 | 9,068 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,612,000 | 9,542 |
| Total interest expense | $1,003,000 | 8,685 |
| Net interest income | $609,000 | 10,163 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $2,937,000 | 1,314 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,937,000 | 853 |
| Total noninterest expense | $3,263,000 | 3,830 |
| Salaries and employee benefits | $2,068,000 | 3,207 |
| Premises and equipment expense | $285,000 | 5,598 |
| Additional noninterest expense | $910,000 | 4,262 |
| Pre-tax net operating income | $283,000 | 9,098 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $7,000 | 9,935 |
| Income before extraordinary items | $276,000 | 8,553 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $276,000 | 8,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $276,000 | 8,506 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,267,000 | 10,436 |
| Total interest expense | $849,000 | 9,486 |
| Net interest income | $418,000 | 11,061 |
| Provision for loan and lease losses | $58,000 | 6,349 |
| Total noninterest income | $1,836,000 | 1,977 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,915 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,836,000 | 1,221 |
| Total noninterest expense | $2,393,000 | 5,189 |
| Salaries and employee benefits | $1,543,000 | 4,207 |
| Premises and equipment expense | $230,000 | 6,529 |
| Additional noninterest expense | $620,000 | 6,229 |
| Pre-tax net operating income | $-197,000 | 11,070 |
| Securities gains (losses) | $-3,000 | 9,684 |
| Applicable income taxes | $-4,000 | 10,909 |
| Income before extraordinary items | $-196,000 | 11,105 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-196,000 | 11,104 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,752 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-193,060 | 11,065 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.