Home > Public Bank > Assets and Liabilities
Public Bank, Assets and Liabilities
| 2007-03-31 | Rank | |
| # of Employees: | 108 | 1,607 |
| Assets and Liabilities | ||
| Total Assets: | $431,897,000 | 1,564 |
| Cash and due from depository institutions | $9,276,000 | 1,607 |
| Interest-bearing balances | $12,000 | 6,187 |
| Securities | $70,299,000 | 1,676 |
| Federal funds sold & reverse repurchase agreements | $3,887,000 | 3,882 |
| Net loans & leases | $326,887,000 | 1,417 |
| Loan loss allowance | $3,940,000 | 1,345 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $10,512,000 | 1,147 |
| Other real estate owned | $0 | 1,607 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $11,036,000 | 1,575 |
| Life insurance assets | $3,849,000 | 1,444 |
| Total liabilities and capital | $431,897,000 | 1,564 |
| Total liabilities | $396,531,000 | 1,521 |
| Total deposits | $339,544,000 | 1,577 |
| Interest-bearing deposits | $295,906,000 | 1,572 |
| Deposits held in domestic offices | $339,544,000 | 1,574 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,681,000 | 1,022 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $42,000,000 | 966 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,306,000 | 2,163 |
| Total equity capital | $35,366,000 | 1,929 |
| Total bank equity capital | $35,366,000 | 1,929 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,158,000 | 2,673 |
| Surplus | $4,542,000 | 4,145 |
| Undivided profits | $29,666,000 | 1,266 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $566,000 | 3,792 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,894,000 | 2,153 |
| Earning assets | $401,085,000 | 1,536 |
| Long-term assets (5+ years) | $74,095,000 | 1,393 |
| Average Assets, year-to-date | $427,952,500 | 1,563 |
| Average Assets, quarterly | $427,952,500 | 1,563 |
| Volatile liabilities | $119,532,000 | 1,155 |
| Insider loans | $1,017,000 | 4,261 |
| FHLB advances | $42,000,000 | 896 |
| Loans and leases held for sale | $1,720,000 | 769 |
| Unused loan commitments | $91,554,000 | 1,150 |
| Tier 1 (core) risk-based capital | $36,175,000 | 1,775 |
| Tier 2 risk-based capital | $3,940,000 | 1,335 |
| Total risk weighted assets | $353,612,000 | 1,405 |
| Total unused commitments | $91,554,000 | 1,151 |
| Derivatives | $3,140,000 | 690 |
| 2006-12-31 | Rank | |
| # of Employees: | 112 | 1,542 |
| Assets and Liabilities | ||
| Total Assets: | $424,008,000 | 1,570 |
| Cash and due from depository institutions | $11,271,000 | 1,542 |
| Interest-bearing balances | $261,000 | 3,761 |
| Securities | $71,924,000 | 1,665 |
| Federal funds sold & reverse repurchase agreements | $3,200,000 | 3,672 |
| Net loans & leases | $316,413,000 | 1,456 |
| Loan loss allowance | $3,889,000 | 1,344 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $10,579,000 | 1,115 |
| Other real estate owned | $0 | 1,542 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $10,621,000 | 1,645 |
| Life insurance assets | $3,812,000 | 1,427 |
| Total liabilities and capital | $424,008,000 | 1,570 |
| Total liabilities | $389,253,000 | 1,535 |
| Total deposits | $320,081,000 | 1,650 |
| Interest-bearing deposits | $276,257,000 | 1,649 |
| Deposits held in domestic offices | $320,081,000 | 1,646 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,605,000 | 739 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $42,000,000 | 1,001 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $3,567,000 | 1,522 |
| Total equity capital | $34,755,000 | 1,924 |
| Total bank equity capital | $34,755,000 | 1,924 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,158,000 | 2,673 |
| Surplus | $4,540,000 | 4,103 |
| Undivided profits | $29,057,000 | 1,267 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $292,000 | 4,773 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $2,014,000 | 2,087 |
| Earning assets | $391,798,000 | 1,546 |
| Long-term assets (5+ years) | $74,098,000 | 1,378 |
| Average Assets, year-to-date | $404,797,000 | 1,581 |
| Average Assets, quarterly | $420,511,000 | 1,558 |
| Volatile liabilities | $115,626,000 | 1,306 |
| Insider loans | $1,033,000 | 4,197 |
| FHLB advances | $42,000,000 | 934 |
| Loans and leases held for sale | $1,145,000 | 907 |
| Unused loan commitments | $88,651,000 | 1,133 |
| Tier 1 (core) risk-based capital | $35,717,000 | 1,765 |
| Tier 2 risk-based capital | $3,889,000 | 1,337 |
| Total risk weighted assets | $339,640,000 | 1,432 |
| Total unused commitments | $88,651,000 | 1,133 |
| Derivatives | $1,324,000 | 791 |
| 2006-09-30 | Rank | |
| # of Employees: | 114 | 1,534 |
| Assets and Liabilities | ||
| Total Assets: | $417,014,000 | 1,579 |
| Cash and due from depository institutions | $11,849,000 | 1,534 |
| Interest-bearing balances | $294,000 | 3,644 |
| Securities | $72,104,000 | 1,675 |
| Federal funds sold & reverse repurchase agreements | $97,000 | 5,827 |
| Net loans & leases | $312,181,000 | 1,475 |
| Loan loss allowance | $3,870,000 | 1,341 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $10,576,000 | 1,101 |
| Other real estate owned | $0 | 1,534 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $10,207,000 | 1,694 |
| Life insurance assets | $3,777,000 | 1,394 |
| Total liabilities and capital | $417,014,000 | 1,579 |
| Total liabilities | $383,180,000 | 1,545 |
| Total deposits | $322,505,000 | 1,624 |
| Interest-bearing deposits | $274,853,000 | 1,642 |
| Deposits held in domestic offices | $322,505,000 | 1,621 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,159,000 | 787 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $37,000,000 | 1,150 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,516,000 | 1,960 |
| Total equity capital | $33,834,000 | 1,957 |
| Total bank equity capital | $33,834,000 | 1,957 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,158,000 | 2,688 |
| Surplus | $4,536,000 | 4,084 |
| Undivided profits | $28,140,000 | 1,310 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $196,000 | 5,389 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,780,000 | 2,378 |
| Earning assets | $384,676,000 | 1,572 |
| Long-term assets (5+ years) | $72,777,000 | 1,395 |
| Average Assets, year-to-date | $399,994,250 | 1,610 |
| Average Assets, quarterly | $412,322,000 | 1,582 |
| Volatile liabilities | $113,519,000 | 1,317 |
| Insider loans | $1,010,000 | 4,216 |
| FHLB advances | $37,000,000 | 1,065 |
| Loans and leases held for sale | $1,098,000 | 905 |
| Unused loan commitments | $93,844,000 | 1,101 |
| Tier 1 (core) risk-based capital | $34,907,000 | 1,801 |
| Tier 2 risk-based capital | $3,870,000 | 1,335 |
| Total risk weighted assets | $338,081,000 | 1,434 |
| Total unused commitments | $93,844,000 | 1,102 |
| Derivatives | $3,798,000 | 655 |
| 2006-06-30 | Rank | |
| # of Employees: | 106 | 1,655 |
| Assets and Liabilities | ||
| Total Assets: | $407,630,000 | 1,608 |
| Cash and due from depository institutions | $12,426,000 | 1,655 |
| Interest-bearing balances | $69,000 | 5,271 |
| Securities | $67,653,000 | 1,776 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $306,463,000 | 1,475 |
| Loan loss allowance | $3,861,000 | 1,327 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $10,584,000 | 1,085 |
| Other real estate owned | $0 | 1,655 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $10,504,000 | 1,646 |
| Life insurance assets | $3,740,000 | 1,378 |
| Total liabilities and capital | $407,630,000 | 1,608 |
| Total liabilities | $375,458,000 | 1,572 |
| Total deposits | $311,288,000 | 1,665 |
| Interest-bearing deposits | $262,532,000 | 1,679 |
| Deposits held in domestic offices | $311,288,000 | 1,662 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,738,000 | 736 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $37,000,000 | 1,163 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,432,000 | 1,878 |
| Total equity capital | $32,172,000 | 1,990 |
| Total bank equity capital | $32,172,000 | 1,990 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,158,000 | 2,681 |
| Surplus | $4,532,000 | 4,045 |
| Undivided profits | $26,482,000 | 1,327 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $283,000 | 4,706 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,720,000 | 2,181 |
| Earning assets | $374,185,000 | 1,598 |
| Long-term assets (5+ years) | $67,397,000 | 1,467 |
| Average Assets, year-to-date | $394,321,000 | 1,634 |
| Average Assets, quarterly | $400,056,500 | 1,623 |
| Volatile liabilities | $113,446,000 | 1,309 |
| Insider loans | $985,000 | 4,264 |
| FHLB advances | $37,000,000 | 1,082 |
| Loans and leases held for sale | $510,000 | 1,180 |
| Unused loan commitments | $79,112,000 | 1,266 |
| Tier 1 (core) risk-based capital | $34,066,000 | 1,816 |
| Tier 2 risk-based capital | $3,861,000 | 1,309 |
| Total risk weighted assets | $330,793,000 | 1,441 |
| Total unused commitments | $79,112,000 | 1,266 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 121 | 1,430 |
| Assets and Liabilities | ||
| Total Assets: | $392,483,000 | 1,640 |
| Cash and due from depository institutions | $8,889,000 | 1,430 |
| Interest-bearing balances | $327,000 | 3,642 |
| Securities | $66,047,000 | 1,840 |
| Federal funds sold & reverse repurchase agreements | $8,980,000 | 1,657 |
| Net loans & leases | $288,666,000 | 1,522 |
| Loan loss allowance | $3,751,000 | 1,349 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $10,685,000 | 1,045 |
| Other real estate owned | $0 | 1,430 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $9,216,000 | 1,791 |
| Life insurance assets | $3,706,000 | 1,353 |
| Total liabilities and capital | $392,483,000 | 1,640 |
| Total liabilities | $360,591,000 | 1,599 |
| Total deposits | $317,597,000 | 1,614 |
| Interest-bearing deposits | $264,410,000 | 1,653 |
| Deposits held in domestic offices | $317,597,000 | 1,609 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,102,000 | 714 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $17,000,000 | 1,885 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,892,000 | 1,625 |
| Total equity capital | $31,892,000 | 1,981 |
| Total bank equity capital | $31,892,000 | 1,981 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,158,000 | 2,668 |
| Surplus | $4,530,000 | 3,972 |
| Undivided profits | $26,204,000 | 1,350 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $226,000 | 5,070 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,506,000 | 2,366 |
| Earning assets | $364,020,000 | 1,614 |
| Long-term assets (5+ years) | $65,144,000 | 1,493 |
| Average Assets, year-to-date | $387,666,500 | 1,650 |
| Average Assets, quarterly | $387,666,500 | 1,650 |
| Volatile liabilities | $105,312,000 | 1,334 |
| Insider loans | $1,809,000 | 3,041 |
| FHLB advances | $17,000,000 | 1,790 |
| Loans and leases held for sale | $1,473,000 | 705 |
| Unused loan commitments | $88,239,000 | 1,131 |
| Tier 1 (core) risk-based capital | $33,320,000 | 1,825 |
| Tier 2 risk-based capital | $3,751,000 | 1,327 |
| Total risk weighted assets | $316,305,000 | 1,463 |
| Total unused commitments | $88,239,000 | 1,131 |
| Derivatives | $3,982,000 | 626 |
| 2005-12-31 | Rank | |
| # of Employees: | 114 | 1,512 |
| Assets and Liabilities | ||
| Total Assets: | $382,850,000 | 1,669 |
| Cash and due from depository institutions | $12,371,000 | 1,512 |
| Interest-bearing balances | $486,000 | 3,407 |
| Securities | $64,205,000 | 1,887 |
| Federal funds sold & reverse repurchase agreements | $4,696,000 | 2,595 |
| Net loans & leases | $281,900,000 | 1,528 |
| Loan loss allowance | $3,718,000 | 1,330 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $10,761,000 | 1,006 |
| Other real estate owned | $0 | 1,512 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $8,917,000 | 1,839 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $382,850,000 | 1,669 |
| Total liabilities | $351,543,000 | 1,628 |
| Total deposits | $308,609,000 | 1,632 |
| Interest-bearing deposits | $255,913,000 | 1,674 |
| Deposits held in domestic offices | $308,609,000 | 1,627 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,652,000 | 712 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $17,000,000 | 1,944 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,282,000 | 1,941 |
| Total equity capital | $31,307,000 | 2,003 |
| Total bank equity capital | $31,307,000 | 2,003 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,158,000 | 2,665 |
| Surplus | $4,527,000 | 3,930 |
| Undivided profits | $25,622,000 | 1,374 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,121,000 | 1,236 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,594,000 | 2,233 |
| Earning assets | $351,287,000 | 1,655 |
| Long-term assets (5+ years) | $62,592,000 | 1,509 |
| Average Assets, year-to-date | $363,836,800 | 1,663 |
| Average Assets, quarterly | $383,978,000 | 1,634 |
| Volatile liabilities | $106,011,000 | 1,307 |
| Insider loans | $28,845,000 | 167 |
| FHLB advances | $17,000,000 | 1,827 |
| Loans and leases held for sale | $550,000 | 1,113 |
| Unused loan commitments | $82,537,000 | 1,168 |
| Tier 1 (core) risk-based capital | $32,330,000 | 1,854 |
| Tier 2 risk-based capital | $3,718,000 | 1,310 |
| Total risk weighted assets | $305,347,000 | 1,493 |
| Total unused commitments | $82,537,000 | 1,168 |
| Derivatives | $4,638,000 | 568 |
| 2005-09-30 | Rank | |
| # of Employees: | 122 | 1,402 |
| Assets and Liabilities | ||
| Total Assets: | $385,106,000 | 1,617 |
| Cash and due from depository institutions | $16,607,000 | 1,402 |
| Interest-bearing balances | $472,000 | 3,515 |
| Securities | $66,399,000 | 1,817 |
| Federal funds sold & reverse repurchase agreements | $1,980,000 | 3,778 |
| Net loans & leases | $280,746,000 | 1,512 |
| Loan loss allowance | $3,681,000 | 1,334 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $10,830,000 | 973 |
| Other real estate owned | $0 | 1,402 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $8,544,000 | 1,862 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $385,106,000 | 1,617 |
| Total liabilities | $354,734,000 | 1,572 |
| Total deposits | $319,736,000 | 1,523 |
| Interest-bearing deposits | $256,182,000 | 1,634 |
| Deposits held in domestic offices | $319,736,000 | 1,518 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,608,000 | 891 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $17,000,000 | 1,960 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,390,000 | 1,811 |
| Total equity capital | $30,372,000 | 2,025 |
| Total bank equity capital | $30,372,000 | 2,025 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,158,000 | 2,648 |
| Surplus | $4,523,000 | 3,893 |
| Undivided profits | $24,691,000 | 1,419 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,561,000 | 1,034 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,424,000 | 2,441 |
| Earning assets | $349,597,000 | 1,633 |
| Long-term assets (5+ years) | $62,265,000 | 1,500 |
| Average Assets, year-to-date | $359,083,500 | 1,680 |
| Average Assets, quarterly | $375,960,500 | 1,644 |
| Volatile liabilities | $92,438,000 | 1,420 |
| Insider loans | $19,900,000 | 257 |
| FHLB advances | $17,000,000 | 1,840 |
| Loans and leases held for sale | $1,026,000 | 944 |
| Unused loan commitments | $85,458,000 | 1,131 |
| Tier 1 (core) risk-based capital | $31,138,000 | 1,889 |
| Tier 2 risk-based capital | $3,681,000 | 1,301 |
| Total risk weighted assets | $305,888,000 | 1,454 |
| Total unused commitments | $85,458,000 | 1,132 |
| Derivatives | $6,212,000 | 514 |
| 2005-06-30 | Rank | |
| # of Employees: | 118 | 1,450 |
| Assets and Liabilities | ||
| Total Assets: | $366,815,000 | 1,670 |
| Cash and due from depository institutions | $11,001,000 | 1,450 |
| Interest-bearing balances | $474,000 | 3,464 |
| Securities | $69,565,000 | 1,759 |
| Federal funds sold & reverse repurchase agreements | $4,754,000 | 2,190 |
| Net loans & leases | $262,665,000 | 1,575 |
| Loan loss allowance | $3,581,000 | 1,355 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $10,810,000 | 945 |
| Other real estate owned | $0 | 1,450 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $8,020,000 | 1,899 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $366,815,000 | 1,670 |
| Total liabilities | $336,834,000 | 1,638 |
| Total deposits | $310,809,000 | 1,535 |
| Interest-bearing deposits | $248,699,000 | 1,632 |
| Deposits held in domestic offices | $310,809,000 | 1,530 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,975,000 | 1,397 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $17,000,000 | 1,944 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,050,000 | 1,920 |
| Total equity capital | $29,981,000 | 1,995 |
| Total bank equity capital | $29,981,000 | 1,995 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,158,000 | 2,626 |
| Surplus | $4,521,000 | 3,846 |
| Undivided profits | $24,302,000 | 1,425 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,567,000 | 1,009 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,398,000 | 2,254 |
| Earning assets | $337,458,000 | 1,654 |
| Long-term assets (5+ years) | $64,748,000 | 1,463 |
| Average Assets, year-to-date | $350,409,330 | 1,699 |
| Average Assets, quarterly | $357,107,500 | 1,685 |
| Volatile liabilities | $80,852,000 | 1,530 |
| Insider loans | $2,836,000 | 2,145 |
| FHLB advances | $17,000,000 | 1,841 |
| Loans and leases held for sale | $649,000 | 1,161 |
| Unused loan commitments | $84,749,000 | 1,091 |
| Tier 1 (core) risk-based capital | $30,160,000 | 1,893 |
| Tier 2 risk-based capital | $3,533,000 | 1,342 |
| Total risk weighted assets | $282,598,000 | 1,541 |
| Total unused commitments | $84,749,000 | 1,091 |
| Derivatives | $9,022,000 | 447 |
| 2005-03-31 | Rank | |
| # of Employees: | 111 | 1,534 |
| Assets and Liabilities | ||
| Total Assets: | $347,400,000 | 1,722 |
| Cash and due from depository institutions | $11,898,000 | 1,534 |
| Interest-bearing balances | $421,000 | 3,580 |
| Securities | $70,137,000 | 1,764 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $246,061,000 | 1,628 |
| Loan loss allowance | $3,561,000 | 1,352 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $10,463,000 | 959 |
| Other real estate owned | $0 | 1,534 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $8,841,000 | 1,738 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $347,400,000 | 1,722 |
| Total liabilities | $319,390,000 | 1,694 |
| Total deposits | $296,090,000 | 1,605 |
| Interest-bearing deposits | $239,952,000 | 1,686 |
| Deposits held in domestic offices | $296,090,000 | 1,600 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,006,000 | 1,710 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $17,000,000 | 1,868 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,294,000 | 1,745 |
| Total equity capital | $28,010,000 | 2,072 |
| Total bank equity capital | $28,010,000 | 2,072 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,158,000 | 2,638 |
| Surplus | $4,518,000 | 3,830 |
| Undivided profits | $22,334,000 | 1,496 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,593,000 | 1,009 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,310,000 | 2,323 |
| Earning assets | $316,619,000 | 1,731 |
| Long-term assets (5+ years) | $65,121,000 | 1,497 |
| Average Assets, year-to-date | $342,206,500 | 1,728 |
| Average Assets, quarterly | $342,206,500 | 1,728 |
| Volatile liabilities | $63,816,000 | 1,784 |
| Insider loans | $1,518,000 | 3,308 |
| FHLB advances | $17,000,000 | 1,771 |
| Loans and leases held for sale | $609,000 | 1,096 |
| Unused loan commitments | $73,249,000 | 1,199 |
| Tier 1 (core) risk-based capital | $29,053,000 | 1,928 |
| Tier 2 risk-based capital | $3,282,000 | 1,426 |
| Total risk weighted assets | $262,271,000 | 1,614 |
| Total unused commitments | $73,249,000 | 1,199 |
| Derivatives | $6,192,000 | 449 |
| 2004-12-31 | Rank | |
| # of Employees: | 115 | 1,494 |
| Assets and Liabilities | ||
| Total Assets: | $337,013,000 | 1,763 |
| Cash and due from depository institutions | $9,778,000 | 1,494 |
| Interest-bearing balances | $395,000 | 3,719 |
| Securities | $70,372,000 | 1,774 |
| Federal funds sold & reverse repurchase agreements | $357,000 | 5,633 |
| Net loans & leases | $237,502,000 | 1,659 |
| Loan loss allowance | $3,475,000 | 1,368 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $10,296,000 | 965 |
| Other real estate owned | $886,000 | 1,494 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $7,822,000 | 1,889 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $337,013,000 | 1,763 |
| Total liabilities | $309,091,000 | 1,737 |
| Total deposits | $283,860,000 | 1,662 |
| Interest-bearing deposits | $236,319,000 | 1,692 |
| Deposits held in domestic offices | $283,860,000 | 1,657 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,441,000 | 1,424 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $17,000,000 | 1,904 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,790,000 | 2,095 |
| Total equity capital | $27,922,000 | 2,092 |
| Total bank equity capital | $27,922,000 | 2,092 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,158,000 | 2,628 |
| Surplus | $4,513,000 | 3,799 |
| Undivided profits | $22,251,000 | 1,524 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,867,000 | 930 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,346,000 | 2,239 |
| Earning assets | $308,626,000 | 1,755 |
| Long-term assets (5+ years) | $64,806,000 | 1,530 |
| Average Assets, year-to-date | $330,757,600 | 1,706 |
| Average Assets, quarterly | $332,974,500 | 1,760 |
| Volatile liabilities | $62,243,000 | 1,761 |
| Insider loans | $1,951,000 | 2,787 |
| FHLB advances | $17,000,000 | 1,793 |
| Loans and leases held for sale | $1,129,000 | 819 |
| Unused loan commitments | $65,798,000 | 1,294 |
| Tier 1 (core) risk-based capital | $28,011,000 | 1,976 |
| Tier 2 risk-based capital | $3,168,000 | 1,458 |
| Total risk weighted assets | $253,144,000 | 1,638 |
| Total unused commitments | $65,798,000 | 1,295 |
| Derivatives | $4,140,000 | 502 |
| 2004-09-30 | Rank | |
| # of Employees: | 115 | 1,502 |
| Assets and Liabilities | ||
| Total Assets: | $328,936,000 | 1,784 |
| Cash and due from depository institutions | $13,193,000 | 1,502 |
| Interest-bearing balances | $792,000 | 3,089 |
| Securities | $72,379,000 | 1,722 |
| Federal funds sold & reverse repurchase agreements | $548,000 | 5,071 |
| Net loans & leases | $224,626,000 | 1,718 |
| Loan loss allowance | $3,487,000 | 1,354 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $10,603,000 | 915 |
| Other real estate owned | $0 | 1,502 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $7,587,000 | 1,882 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $328,936,000 | 1,784 |
| Total liabilities | $301,880,000 | 1,743 |
| Total deposits | $270,744,000 | 1,707 |
| Interest-bearing deposits | $223,857,000 | 1,746 |
| Deposits held in domestic offices | $270,744,000 | 1,701 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,102,000 | 1,369 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $22,000,000 | 1,605 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,034,000 | 1,896 |
| Total equity capital | $27,056,000 | 2,142 |
| Total bank equity capital | $27,056,000 | 2,142 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,158,000 | 2,628 |
| Surplus | $4,513,000 | 3,752 |
| Undivided profits | $21,385,000 | 1,593 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,022,000 | 930 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,175,000 | 2,660 |
| Earning assets | $298,345,000 | 1,792 |
| Long-term assets (5+ years) | $67,748,000 | 1,484 |
| Average Assets, year-to-date | $329,193,750 | 1,718 |
| Average Assets, quarterly | $321,419,500 | 1,791 |
| Volatile liabilities | $64,395,000 | 1,692 |
| Insider loans | $2,093,000 | 2,596 |
| FHLB advances | $22,000,000 | 1,492 |
| Loans and leases held for sale | $619,000 | 1,089 |
| Unused loan commitments | $56,780,000 | 1,425 |
| Tier 1 (core) risk-based capital | $27,014,000 | 2,039 |
| Tier 2 risk-based capital | $2,996,000 | 1,508 |
| Total risk weighted assets | $239,199,000 | 1,692 |
| Total unused commitments | $56,780,000 | 1,426 |
| Derivatives | $2,952,000 | 540 |
| 2004-06-30 | Rank | |
| # of Employees: | 110 | 1,564 |
| Assets and Liabilities | ||
| Total Assets: | $313,903,000 | 1,835 |
| Cash and due from depository institutions | $8,585,000 | 1,564 |
| Interest-bearing balances | $842,000 | 3,024 |
| Securities | $72,613,000 | 1,747 |
| Federal funds sold & reverse repurchase agreements | $1,013,000 | 4,408 |
| Net loans & leases | $213,540,000 | 1,763 |
| Loan loss allowance | $3,789,000 | 1,222 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $10,417,000 | 899 |
| Other real estate owned | $0 | 1,564 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $7,735,000 | 1,858 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $313,903,000 | 1,835 |
| Total liabilities | $288,968,000 | 1,801 |
| Total deposits | $267,467,000 | 1,705 |
| Interest-bearing deposits | $222,028,000 | 1,744 |
| Deposits held in domestic offices | $267,467,000 | 1,700 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,763,000 | 1,312 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $12,000,000 | 2,306 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,738,000 | 1,973 |
| Total equity capital | $24,935,000 | 2,226 |
| Total bank equity capital | $24,935,000 | 2,226 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,158,000 | 2,633 |
| Surplus | $4,510,000 | 3,709 |
| Undivided profits | $19,267,000 | 1,653 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,312,000 | 848 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,292,000 | 2,261 |
| Earning assets | $288,008,000 | 1,819 |
| Long-term assets (5+ years) | $70,643,000 | 1,477 |
| Average Assets, year-to-date | $329,279,670 | 1,709 |
| Average Assets, quarterly | $316,331,500 | 1,797 |
| Volatile liabilities | $55,063,000 | 1,886 |
| Insider loans | $2,824,000 | 2,029 |
| FHLB advances | $12,000,000 | 2,178 |
| Loans and leases held for sale | $802,000 | 991 |
| Unused loan commitments | $52,565,000 | 1,507 |
| Tier 1 (core) risk-based capital | $25,917,000 | 2,077 |
| Tier 2 risk-based capital | $2,872,000 | 1,529 |
| Total risk weighted assets | $228,810,000 | 1,716 |
| Total unused commitments | $52,565,000 | 1,509 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 57 | 2,994 |
| Assets and Liabilities | ||
| Total Assets: | $153,210,000 | 3,459 |
| Cash and due from depository institutions | $4,960,000 | 2,994 |
| Interest-bearing balances | $150,000 | 4,917 |
| Securities | $23,444,000 | 4,329 |
| Federal funds sold & reverse repurchase agreements | $6,237,000 | 2,338 |
| Net loans & leases | $110,272,000 | 3,109 |
| Loan loss allowance | $1,498,000 | 2,915 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $5,300,000 | 1,897 |
| Other real estate owned | $0 | 2,994 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $2,997,000 | 3,615 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $153,210,000 | 3,459 |
| Total liabilities | $139,599,000 | 3,414 |
| Total deposits | $125,382,000 | 3,480 |
| Interest-bearing deposits | $100,945,000 | 3,627 |
| Deposits held in domestic offices | $125,382,000 | 3,476 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $151,000 | 3,050 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $13,000,000 | 2,094 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,066,000 | 3,071 |
| Total equity capital | $13,611,000 | 3,918 |
| Total bank equity capital | $13,611,000 | 3,918 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,158,000 | 2,628 |
| Surplus | $3,592,000 | 4,248 |
| Undivided profits | $8,861,000 | 3,306 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $383,000 | 4,656 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $639,000 | 4,291 |
| Earning assets | $140,103,000 | 3,482 |
| Long-term assets (5+ years) | $26,107,000 | 3,058 |
| Average Assets, year-to-date | $171,465,000 | 3,117 |
| Average Assets, quarterly | $171,465,000 | 3,117 |
| Volatile liabilities | $25,677,000 | 3,271 |
| Insider loans | $3,065,000 | 1,859 |
| FHLB advances | $13,000,000 | 1,973 |
| Loans and leases held for sale | $671,000 | 1,175 |
| Unused loan commitments | $40,352,000 | 1,782 |
| Tier 1 (core) risk-based capital | $13,455,000 | 3,760 |
| Tier 2 risk-based capital | $1,498,000 | 2,684 |
| Total risk weighted assets | $127,569,000 | 2,872 |
| Total unused commitments | $40,352,000 | 1,788 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 63 | 2,738 |
| Assets and Liabilities | ||
| Total Assets: | $189,720,000 | 2,912 |
| Cash and due from depository institutions | $6,764,000 | 2,738 |
| Interest-bearing balances | $4,000 | 6,821 |
| Securities | $50,865,000 | 2,464 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $122,332,000 | 2,824 |
| Loan loss allowance | $1,668,000 | 2,629 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $6,654,000 | 1,458 |
| Other real estate owned | $0 | 2,738 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $3,105,000 | 3,546 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $189,720,000 | 2,911 |
| Total liabilities | $176,679,000 | 2,813 |
| Total deposits | $159,644,000 | 2,806 |
| Interest-bearing deposits | $135,122,000 | 2,813 |
| Deposits held in domestic offices | $159,644,000 | 2,802 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,370,000 | 1,251 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $8,000,000 | 2,736 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $665,000 | 4,026 |
| Total equity capital | $13,041,000 | 3,982 |
| Total bank equity capital | $13,041,000 | 3,982 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,158,000 | 2,646 |
| Surplus | $3,592,000 | 4,217 |
| Undivided profits | $8,291,000 | 3,409 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $415,000 | 4,498 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $962,000 | 3,107 |
| Earning assets | $173,201,000 | 2,908 |
| Long-term assets (5+ years) | $39,271,000 | 2,294 |
| Average Assets, year-to-date | $171,648,200 | 3,053 |
| Average Assets, quarterly | $187,033,500 | 2,912 |
| Volatile liabilities | $32,797,000 | 2,743 |
| Insider loans | $3,254,000 | 1,724 |
| FHLB advances | $8,000,000 | 2,593 |
| Loans and leases held for sale | $751,000 | 990 |
| Unused loan commitments | $41,194,000 | 1,715 |
| Tier 1 (core) risk-based capital | $13,133,000 | 3,805 |
| Tier 2 risk-based capital | $1,668,000 | 2,434 |
| Total risk weighted assets | $140,216,000 | 2,620 |
| Total unused commitments | $41,194,000 | 1,718 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 64 | 2,713 |
| Assets and Liabilities | ||
| Total Assets: | $184,347,000 | 2,958 |
| Cash and due from depository institutions | $5,858,000 | 2,713 |
| Interest-bearing balances | $6,000 | 6,787 |
| Securities | $44,686,000 | 2,664 |
| Federal funds sold & reverse repurchase agreements | $7,933,000 | 1,784 |
| Net loans & leases | $116,057,000 | 2,926 |
| Loan loss allowance | $1,768,000 | 2,506 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $6,666,000 | 1,437 |
| Other real estate owned | $200,000 | 2,713 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $2,947,000 | 3,696 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $184,347,000 | 2,958 |
| Total liabilities | $171,973,000 | 2,877 |
| Total deposits | $162,561,000 | 2,758 |
| Interest-bearing deposits | $143,048,000 | 2,665 |
| Deposits held in domestic offices | $162,561,000 | 2,755 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $192,000 | 3,190 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $8,000,000 | 2,700 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,220,000 | 2,814 |
| Total equity capital | $12,374,000 | 4,149 |
| Total bank equity capital | $12,374,000 | 4,149 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,158,000 | 2,665 |
| Surplus | $3,592,000 | 4,164 |
| Undivided profits | $7,624,000 | 3,644 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $536,000 | 4,193 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $712,000 | 4,263 |
| Earning assets | $168,682,000 | 2,960 |
| Long-term assets (5+ years) | $32,173,000 | 2,639 |
| Average Assets, year-to-date | $167,130,250 | 3,138 |
| Average Assets, quarterly | $179,340,000 | 3,012 |
| Volatile liabilities | $23,606,000 | 3,456 |
| Insider loans | $3,082,000 | 1,796 |
| FHLB advances | $8,000,000 | 2,548 |
| Loans and leases held for sale | $940,000 | 1,172 |
| Unused loan commitments | $36,589,000 | 1,893 |
| Tier 1 (core) risk-based capital | $12,446,000 | 3,967 |
| Tier 2 risk-based capital | $1,723,000 | 2,355 |
| Total risk weighted assets | $137,768,000 | 2,643 |
| Total unused commitments | $36,589,000 | 1,895 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 71 | 2,457 |
| Assets and Liabilities | ||
| Total Assets: | $174,333,000 | 3,082 |
| Cash and due from depository institutions | $4,668,000 | 2,457 |
| Interest-bearing balances | $2,000 | 6,945 |
| Securities | $40,952,000 | 2,817 |
| Federal funds sold & reverse repurchase agreements | $7,470,000 | 2,135 |
| Net loans & leases | $111,516,000 | 2,987 |
| Loan loss allowance | $1,693,000 | 2,558 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $6,662,000 | 1,413 |
| Other real estate owned | $200,000 | 2,457 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $2,865,000 | 3,633 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $174,333,000 | 3,082 |
| Total liabilities | $162,106,000 | 2,992 |
| Total deposits | $152,900,000 | 2,900 |
| Interest-bearing deposits | $132,846,000 | 2,860 |
| Deposits held in domestic offices | $152,900,000 | 2,897 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $116,000 | 3,139 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $8,000,000 | 2,658 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,090,000 | 3,116 |
| Total equity capital | $12,227,000 | 4,186 |
| Total bank equity capital | $12,227,000 | 4,186 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,158,000 | 2,667 |
| Surplus | $3,592,000 | 4,115 |
| Undivided profits | $7,477,000 | 3,714 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,069,000 | 2,716 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $734,000 | 3,996 |
| Earning assets | $159,940,000 | 3,075 |
| Long-term assets (5+ years) | $28,535,000 | 2,740 |
| Average Assets, year-to-date | $161,391,330 | 3,218 |
| Average Assets, quarterly | $171,305,000 | 3,108 |
| Volatile liabilities | $24,202,000 | 3,348 |
| Insider loans | $3,015,000 | 1,828 |
| FHLB advances | $8,000,000 | 2,495 |
| Loans and leases held for sale | $3,265,000 | 895 |
| Unused loan commitments | $33,454,000 | 1,950 |
| Tier 1 (core) risk-based capital | $11,916,000 | 4,043 |
| Tier 2 risk-based capital | $1,603,000 | 2,478 |
| Total risk weighted assets | $128,140,000 | 2,807 |
| Total unused commitments | $33,454,000 | 1,960 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 65 | 2,655 |
| Assets and Liabilities | ||
| Total Assets: | $168,277,000 | 3,146 |
| Cash and due from depository institutions | $4,861,000 | 2,655 |
| Interest-bearing balances | $1,000 | 6,952 |
| Securities | $37,222,000 | 3,001 |
| Federal funds sold & reverse repurchase agreements | $9,186,000 | 1,880 |
| Net loans & leases | $107,464,000 | 3,033 |
| Loan loss allowance | $1,633,000 | 2,610 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $6,729,000 | 1,376 |
| Other real estate owned | $200,000 | 2,655 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $2,615,000 | 3,848 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $168,277,000 | 3,146 |
| Total liabilities | $156,603,000 | 3,046 |
| Total deposits | $143,890,000 | 3,032 |
| Interest-bearing deposits | $125,001,000 | 2,983 |
| Deposits held in domestic offices | $143,890,000 | 3,027 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $210,000 | 2,867 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $8,000,000 | 2,548 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $4,503,000 | 1,110 |
| Total equity capital | $11,674,000 | 4,245 |
| Total bank equity capital | $11,674,000 | 4,245 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,158,000 | 2,678 |
| Surplus | $3,592,000 | 4,067 |
| Undivided profits | $6,924,000 | 3,830 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,043,000 | 1,584 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $644,000 | 4,456 |
| Earning assets | $153,873,000 | 3,127 |
| Long-term assets (5+ years) | $32,174,000 | 2,437 |
| Average Assets, year-to-date | $154,920,500 | 3,309 |
| Average Assets, quarterly | $154,920,500 | 3,309 |
| Volatile liabilities | $25,094,000 | 3,221 |
| Insider loans | $1,367,000 | 3,266 |
| FHLB advances | $8,000,000 | 2,410 |
| Loans and leases held for sale | $3,062,000 | 824 |
| Unused loan commitments | $33,227,000 | 1,869 |
| Tier 1 (core) risk-based capital | $11,500,000 | 4,117 |
| Tier 2 risk-based capital | $1,503,000 | 2,573 |
| Total risk weighted assets | $120,131,000 | 2,924 |
| Total unused commitments | $33,227,000 | 1,880 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 67 | 2,559 |
| Assets and Liabilities | ||
| Total Assets: | $141,564,000 | 3,552 |
| Cash and due from depository institutions | $5,069,000 | 2,559 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $21,420,000 | 4,442 |
| Federal funds sold & reverse repurchase agreements | $2,969,000 | 4,012 |
| Net loans & leases | $102,718,000 | 3,143 |
| Loan loss allowance | $1,564,000 | 2,649 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $6,730,000 | 1,367 |
| Other real estate owned | $230,000 | 2,559 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $2,428,000 | 4,047 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $141,564,000 | 3,552 |
| Total liabilities | $130,310,000 | 3,471 |
| Total deposits | $120,922,000 | 3,458 |
| Interest-bearing deposits | $104,709,000 | 3,407 |
| Deposits held in domestic offices | $120,922,000 | 3,455 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $720,000 | 2,639 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $8,000,000 | 2,574 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $668,000 | 4,391 |
| Total equity capital | $11,254,000 | 4,328 |
| Total bank equity capital | $11,254,000 | 4,328 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,158,000 | 2,681 |
| Surplus | $3,592,000 | 4,028 |
| Undivided profits | $6,504,000 | 3,970 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $375,000 | 4,784 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $552,000 | 5,253 |
| Earning assets | $127,107,000 | 3,613 |
| Long-term assets (5+ years) | $21,981,000 | 3,146 |
| Average Assets, year-to-date | $124,898,400 | 3,816 |
| Average Assets, quarterly | $136,286,000 | 3,630 |
| Volatile liabilities | $24,315,000 | 3,272 |
| Insider loans | $1,432,000 | 3,179 |
| FHLB advances | $8,000,000 | 2,405 |
| Loans and leases held for sale | $1,532,000 | 1,163 |
| Unused loan commitments | $36,441,000 | 1,710 |
| Tier 1 (core) risk-based capital | $11,146,000 | 4,137 |
| Tier 2 risk-based capital | $1,413,000 | 2,641 |
| Total risk weighted assets | $112,871,000 | 3,022 |
| Total unused commitments | $36,441,000 | 1,715 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 57 | 2,963 |
| Assets and Liabilities | ||
| Total Assets: | $111,825,000 | 4,201 |
| Cash and due from depository institutions | $4,416,000 | 2,963 |
| Interest-bearing balances | $3,000 | 6,872 |
| Securities | $19,377,000 | 4,618 |
| Federal funds sold & reverse repurchase agreements | $1,948,000 | 4,878 |
| Net loans & leases | $78,391,000 | 3,825 |
| Loan loss allowance | $1,031,000 | 3,511 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $5,242,000 | 1,707 |
| Other real estate owned | $106,000 | 2,963 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $2,345,000 | 4,090 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $111,825,000 | 4,201 |
| Total liabilities | $103,202,000 | 4,108 |
| Total deposits | $94,579,000 | 4,124 |
| Interest-bearing deposits | $80,639,000 | 4,119 |
| Deposits held in domestic offices | $94,579,000 | 4,118 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,100,000 | 1,865 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $5,000,000 | 2,996 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $523,000 | 5,287 |
| Total equity capital | $8,623,000 | 5,059 |
| Total bank equity capital | $8,623,000 | 5,059 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,158,000 | 2,724 |
| Surplus | $2,592,000 | 4,767 |
| Undivided profits | $4,873,000 | 4,503 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $428,000 | 4,542 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $558,000 | 5,545 |
| Earning assets | $99,719,000 | 4,272 |
| Long-term assets (5+ years) | $29,802,000 | 2,506 |
| Average Assets, year-to-date | $99,960,200 | 4,391 |
| Average Assets, quarterly | $108,458,000 | 4,256 |
| Volatile liabilities | $16,365,000 | 4,243 |
| Insider loans | $1,574,000 | 2,881 |
| FHLB advances | $5,000,000 | 2,803 |
| Loans and leases held for sale | $2,562,000 | 824 |
| Unused loan commitments | $25,040,000 | 2,137 |
| Tier 1 (core) risk-based capital | $8,620,000 | 4,900 |
| Tier 2 risk-based capital | $1,031,000 | 3,272 |
| Total risk weighted assets | $87,244,000 | 3,626 |
| Total unused commitments | $25,040,000 | 2,142 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 46 | 3,624 |
| Assets and Liabilities | ||
| Total Assets: | $89,664,000 | 4,815 |
| Cash and due from depository institutions | $2,573,000 | 3,624 |
| Interest-bearing balances | $5,000 | 6,568 |
| Securities | $13,260,000 | 5,930 |
| Federal funds sold & reverse repurchase agreements | $6,559,000 | 1,845 |
| Net loans & leases | $61,940,000 | 4,484 |
| Loan loss allowance | $719,000 | 4,494 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,419,000 | 2,575 |
| Other real estate owned | $106,000 | 3,624 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,807,000 | 4,239 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $89,664,000 | 4,815 |
| Total liabilities | $83,118,000 | 4,702 |
| Total deposits | $77,466,000 | 4,674 |
| Interest-bearing deposits | $65,643,000 | 4,697 |
| Deposits held in domestic offices | $77,466,000 | 4,668 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $5,000,000 | 2,858 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $652,000 | 4,916 |
| Total equity capital | $6,546,000 | 6,017 |
| Total bank equity capital | $6,546,000 | 6,017 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,158,000 | 2,797 |
| Surplus | $1,592,000 | 6,051 |
| Undivided profits | $3,796,000 | 5,071 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $121,000 | 6,514 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $377,000 | 6,127 |
| Earning assets | $81,764,000 | 4,830 |
| Long-term assets (5+ years) | $16,869,000 | 3,512 |
| Average Assets, year-to-date | $80,631,200 | 5,008 |
| Average Assets, quarterly | $87,725,000 | 4,848 |
| Volatile liabilities | $17,158,000 | 4,078 |
| Insider loans | $880,000 | 4,179 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $309,000 | 1,086 |
| Unused loan commitments | $11,928,000 | 3,334 |
| Tier 1 (core) risk-based capital | $6,644,000 | 5,842 |
| Tier 2 risk-based capital | $719,000 | 4,234 |
| Total risk weighted assets | $68,657,800 | 4,258 |
| Total unused commitments | $11,928,000 | 3,335 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 45 | 3,793 |
| Assets and Liabilities | ||
| Total Assets: | $71,444,000 | 5,618 |
| Cash and due from depository institutions | $4,588,000 | 3,793 |
| Interest-bearing balances | $1,000,000 | 2,421 |
| Securities | $14,499,000 | 5,909 |
| Federal funds sold & reverse repurchase agreements | $3,925,000 | 2,345 |
| Net loans & leases | $44,671,000 | 5,456 |
| Loan loss allowance | $547,000 | 5,359 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,812,000 | 3,022 |
| Other real estate owned | $106,000 | 3,793 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $843,000 | 6,736 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $71,444,000 | 5,618 |
| Total liabilities | $65,846,000 | 5,513 |
| Total deposits | $60,563,000 | 5,535 |
| Interest-bearing deposits | $48,756,000 | 5,749 |
| Deposits held in domestic offices | $60,563,000 | 5,532 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,000,000 | 1,696 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $283,000 | 7,111 |
| Total equity capital | $5,598,000 | 6,519 |
| Total bank equity capital | $5,598,000 | 6,519 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,158,000 | 2,862 |
| Surplus | $1,592,000 | 6,125 |
| Undivided profits | $2,848,000 | 5,665 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $72,000 | 7,280 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $328,000 | 6,138 |
| Earning assets | $64,095,000 | 5,665 |
| Long-term assets (5+ years) | $17,411,000 | 3,604 |
| Average Assets, year-to-date | $62,445,400 | 5,935 |
| Average Assets, quarterly | $66,981,500 | 5,819 |
| Volatile liabilities | $13,461,000 | 4,566 |
| Insider loans | $561,000 | 5,076 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $137,000 | 1,272 |
| Unused loan commitments | $9,097,000 | 3,950 |
| Tier 1 (core) risk-based capital | $5,980,000 | 6,295 |
| Tier 2 risk-based capital | $547,000 | 5,023 |
| Total risk weighted assets | $47,671,100 | 5,367 |
| Total unused commitments | $9,097,000 | 3,954 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 37 | 4,530 |
| Assets and Liabilities | ||
| Total Assets: | $57,713,000 | 6,422 |
| Cash and due from depository institutions | $3,401,000 | 4,530 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $13,320,000 | 6,186 |
| Federal funds sold & reverse repurchase agreements | $3,580,000 | 4,357 |
| Net loans & leases | $33,959,000 | 6,270 |
| Loan loss allowance | $498,000 | 5,650 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,571,000 | 3,147 |
| Other real estate owned | $294,000 | 4,530 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $588,000 | 7,699 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $57,713,000 | 6,422 |
| Total liabilities | $52,342,000 | 6,360 |
| Total deposits | $51,860,000 | 6,178 |
| Interest-bearing deposits | $41,620,000 | 6,417 |
| Deposits held in domestic offices | $51,860,000 | 6,175 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $482,000 | 5,884 |
| Total equity capital | $5,371,000 | 6,803 |
| Total bank equity capital | $5,371,000 | 6,803 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,158,000 | 2,861 |
| Surplus | $1,592,000 | 6,073 |
| Undivided profits | $2,621,000 | 6,260 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $110,000 | 7,170 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $212,000 | 7,752 |
| Earning assets | $50,859,000 | 6,564 |
| Long-term assets (5+ years) | $14,959,000 | 3,769 |
| Average Assets, year-to-date | $52,926,000 | 6,531 |
| Average Assets, quarterly | $55,140,000 | 6,506 |
| Volatile liabilities | $6,068,000 | 6,465 |
| Insider loans | $724,000 | 4,342 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,921,000 | 5,394 |
| Tier 1 (core) risk-based capital | $5,339,000 | 6,649 |
| Tier 2 risk-based capital | $448,360 | 5,589 |
| Total risk weighted assets | $35,818,760 | 6,277 |
| Total unused commitments | $4,921,000 | 5,403 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 36 | 4,776 |
| Assets and Liabilities | ||
| Total Assets: | $49,187,000 | 7,116 |
| Cash and due from depository institutions | $2,914,000 | 4,776 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $8,505,000 | 7,913 |
| Federal funds sold & reverse repurchase agreements | $5,536,000 | 2,486 |
| Net loans & leases | $30,069,000 | 6,842 |
| Loan loss allowance | $469,000 | 5,949 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,291,000 | 5,205 |
| Other real estate owned | $294,000 | 4,776 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $578,000 | 8,013 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $49,187,000 | 7,116 |
| Total liabilities | $44,390,000 | 7,047 |
| Total deposits | $44,127,000 | 6,870 |
| Interest-bearing deposits | $34,937,000 | 7,199 |
| Deposits held in domestic offices | $44,127,000 | 6,866 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $263,000 | 8,216 |
| Total equity capital | $4,797,000 | 7,331 |
| Total bank equity capital | $4,797,000 | 7,331 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,158,000 | 2,925 |
| Surplus | $1,592,000 | 6,141 |
| Undivided profits | $2,047,000 | 7,073 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,000 | 9,799 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $211,000 | 8,097 |
| Earning assets | $44,110,000 | 7,197 |
| Long-term assets (5+ years) | $4,924,000 | 6,003 |
| Average Assets, year-to-date | $47,805,600 | 7,038 |
| Average Assets, quarterly | $49,284,000 | 7,051 |
| Volatile liabilities | $5,383,000 | 6,926 |
| Insider loans | $1,360,000 | 2,829 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $2,708,000 | 6,761 |
| Tier 1 (core) risk-based capital | $4,797,000 | 7,195 |
| Tier 2 risk-based capital | $357,250 | 6,435 |
| Total risk weighted assets | $28,468,250 | 7,204 |
| Total unused commitments | $2,708,000 | 6,767 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 34 | 5,259 |
| Assets and Liabilities | ||
| Total Assets: | $47,057,000 | 7,492 |
| Cash and due from depository institutions | $3,127,000 | 5,259 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $12,500,000 | 7,125 |
| Federal funds sold & reverse repurchase agreements | $3,645,000 | 3,359 |
| Net loans & leases | $25,570,000 | 7,564 |
| Loan loss allowance | $393,000 | 6,861 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,337,000 | 5,071 |
| Other real estate owned | $294,000 | 5,259 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $584,000 | 8,315 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $47,057,000 | 7,492 |
| Total liabilities | $42,797,000 | 7,415 |
| Total deposits | $42,519,000 | 7,256 |
| Interest-bearing deposits | $34,337,000 | 7,500 |
| Deposits held in domestic offices | $42,519,000 | 7,250 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $278,000 | 8,159 |
| Total equity capital | $4,260,000 | 7,937 |
| Total bank equity capital | $4,260,000 | 7,937 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,158,000 | 3,120 |
| Surplus | $1,592,000 | 6,287 |
| Undivided profits | $1,510,000 | 8,014 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $93,000 | 8,245 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $171,000 | 8,963 |
| Earning assets | $41,715,000 | 7,620 |
| Long-term assets (5+ years) | $4,247,000 | 6,254 |
| Average Assets, year-to-date | $45,470,200 | 7,474 |
| Average Assets, quarterly | $46,765,500 | 7,484 |
| Volatile liabilities | $4,093,000 | 7,687 |
| Insider loans | $1,288,000 | 2,993 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $2,578,000 | 6,837 |
| Tier 1 (core) risk-based capital | $4,260,000 | 7,843 |
| Tier 2 risk-based capital | $311,660 | 7,076 |
| Total risk weighted assets | $24,851,760 | 7,824 |
| Total unused commitments | $2,578,000 | 6,852 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 36 | 5,163 |
| Assets and Liabilities | ||
| Total Assets: | $44,268,000 | 7,935 |
| Cash and due from depository institutions | $2,026,000 | 5,163 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $11,439,000 | 7,786 |
| Federal funds sold & reverse repurchase agreements | $5,978,000 | 2,438 |
| Net loans & leases | $22,703,000 | 8,089 |
| Loan loss allowance | $353,000 | 7,455 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,411,000 | 4,858 |
| Other real estate owned | $49,000 | 5,163 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $662,000 | 8,106 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $44,268,000 | 7,935 |
| Total liabilities | $40,581,000 | 7,834 |
| Total deposits | $40,270,000 | 7,697 |
| Interest-bearing deposits | $33,056,000 | 7,870 |
| Deposits held in domestic offices | $40,270,000 | 7,693 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $311,000 | 8,144 |
| Total equity capital | $3,687,000 | 8,697 |
| Total bank equity capital | $3,687,000 | 8,697 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,158,000 | 3,240 |
| Surplus | $1,592,000 | 6,359 |
| Undivided profits | $937,000 | 9,392 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $327,000 | 5,378 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $172,000 | 9,293 |
| Earning assets | $40,120,000 | 7,978 |
| Long-term assets (5+ years) | $4,000,000 | 6,368 |
| Average Assets, year-to-date | $43,154,000 | 7,860 |
| Average Assets, quarterly | $43,494,500 | 7,960 |
| Volatile liabilities | $4,375,000 | 7,384 |
| Insider loans | $392,000 | 6,337 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $1,326,000 | 8,392 |
| Tier 1 (core) risk-based capital | $3,687,000 | 8,583 |
| Tier 2 risk-based capital | $295,330 | 7,401 |
| Total risk weighted assets | $23,568,730 | 8,159 |
| Total unused commitments | $1,326,000 | 8,403 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 35 | 5,491 |
| Assets and Liabilities | ||
| Total Assets: | $41,448,000 | 8,400 |
| Cash and due from depository institutions | $3,125,000 | 5,491 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $14,783,000 | 7,173 |
| Federal funds sold & reverse repurchase agreements | $1,242,000 | 4,997 |
| Net loans & leases | $19,714,000 | 8,795 |
| Loan loss allowance | $310,000 | 8,267 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,447,000 | 4,774 |
| Other real estate owned | $138,000 | 5,491 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $999,000 | 6,752 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $41,448,000 | 8,400 |
| Total liabilities | $38,302,000 | 8,261 |
| Total deposits | $38,132,000 | 8,063 |
| Interest-bearing deposits | $31,278,000 | 8,250 |
| Deposits held in domestic offices | $38,132,000 | 8,055 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $170,000 | 9,597 |
| Total equity capital | $3,146,000 | 9,277 |
| Total bank equity capital | $3,146,000 | 9,277 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,158,000 | 3,360 |
| Surplus | $1,592,000 | 6,415 |
| Undivided profits | $396,000 | 10,565 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $31,000 | 10,190 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $143,000 | 9,819 |
| Earning assets | $35,739,000 | 8,654 |
| Long-term assets (5+ years) | $4,976,000 | 6,020 |
| Average Assets, year-to-date | $40,812,200 | 8,351 |
| Average Assets, quarterly | $41,119,500 | 8,387 |
| Volatile liabilities | $2,550,000 | 8,984 |
| Insider loans | $590,000 | 5,179 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,457,000 | 8,320 |
| Tier 1 (core) risk-based capital | $3,146,000 | 9,371 |
| Tier 2 risk-based capital | $273,590 | 7,878 |
| Total risk weighted assets | $21,850,790 | 8,615 |
| Total unused commitments | $1,457,000 | 8,331 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 33 | 5,994 |
| Assets and Liabilities | ||
| Total Assets: | $39,995,000 | 8,838 |
| Cash and due from depository institutions | $3,478,000 | 5,994 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $13,751,000 | 7,792 |
| Federal funds sold & reverse repurchase agreements | $4,629,000 | 3,021 |
| Net loans & leases | $15,786,000 | 9,831 |
| Loan loss allowance | $343,000 | 8,094 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,300,000 | 5,187 |
| Other real estate owned | $635,000 | 5,994 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $416,000 | 10,114 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $39,995,000 | 8,838 |
| Total liabilities | $37,263,000 | 8,670 |
| Total deposits | $36,973,000 | 8,543 |
| Interest-bearing deposits | $30,369,000 | 8,741 |
| Deposits held in domestic offices | $36,973,000 | 8,537 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $290,000 | 7,703 |
| Total equity capital | $2,732,000 | 10,185 |
| Total bank equity capital | $2,732,000 | 10,185 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,158,000 | 3,459 |
| Surplus | $1,592,000 | 6,446 |
| Undivided profits | $-18,000 | 12,332 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $32,000 | 10,985 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $84,000 | 11,495 |
| Earning assets | $34,166,000 | 9,146 |
| Long-term assets (5+ years) | $4,850,000 | 6,508 |
| Average Assets, year-to-date | $37,719,600 | 8,992 |
| Average Assets, quarterly | $39,062,000 | 8,911 |
| Volatile liabilities | $2,350,000 | 9,210 |
| Insider loans | $484,000 | 5,812 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,354,000 | 8,551 |
| Tier 1 (core) risk-based capital | $2,732,000 | 10,140 |
| Tier 2 risk-based capital | $237,170 | 8,608 |
| Total risk weighted assets | $18,867,870 | 9,441 |
| Total unused commitments | $1,354,000 | 8,576 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 34 | 5,937 |
| Assets and Liabilities | ||
| Total Assets: | $36,416,000 | 9,486 |
| Cash and due from depository institutions | $3,384,000 | 5,937 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $10,943,000 | 8,768 |
| Federal funds sold & reverse repurchase agreements | $4,834,000 | 3,390 |
| Net loans & leases | $14,998,000 | 10,198 |
| Loan loss allowance | $348,000 | 8,121 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,314,000 | 5,173 |
| Other real estate owned | $575,000 | 5,937 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $368,000 | 11,005 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $36,416,000 | 9,486 |
| Total liabilities | $34,868,000 | 9,213 |
| Total deposits | $34,683,000 | 9,081 |
| Interest-bearing deposits | $28,903,000 | 9,233 |
| Deposits held in domestic offices | $34,683,000 | 9,075 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $185,000 | 10,343 |
| Total equity capital | $1,548,000 | 12,298 |
| Total bank equity capital | $1,548,000 | 12,298 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $700,000 | 5,351 |
| Surplus | $1,000,000 | 8,050 |
| Undivided profits | $-152,000 | 12,833 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $559,000 | 5,298 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $94,000 | 11,742 |
| Earning assets | $30,775,000 | 9,833 |
| Long-term assets (5+ years) | $5,079,000 | 6,452 |
| Average Assets, year-to-date | $35,902,000 | 9,408 |
| Average Assets, quarterly | $35,806,500 | 9,504 |
| Volatile liabilities | $2,200,000 | 9,688 |
| Insider loans | $372,000 | 2,428 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $383,000 | 10,973 |
| Tier 1 (core) risk-based capital | $1,548,000 | 12,265 |
| Tier 2 risk-based capital | $231,870 | 8,772 |
| Total risk weighted assets | $18,433,570 | 9,703 |
| Total unused commitments | $383,000 | 10,996 |
| Derivatives | $0 | 651 |