| 2023-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0320% | 1,655 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0146% | 702 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0197% | 425 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2877% | 55 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0124% | 4,024 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0163% | 1,535 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5501% | 279 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5501% | 208 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0116% | 1,975 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0054% | 3,795 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0117% | 3,992 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0131% | 4,055 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0224% | 1,210 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7823% | 336 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7823% | 306 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0079% | 1,927 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0053% | 3,847 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0112% | 4,025 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0125% | 4,041 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0340% | 1,001 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9742% | 595 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9742% | 591 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0123% | 1,493 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0061% | 3,956 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0129% | 4,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0145% | 4,191 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0684% | 601 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9060% | 615 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9060% | 558 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0003% | 3,285 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0082% | 3,759 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0176% | 4,014 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0202% | 4,097 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0146% | 1,271 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5420% | 954 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5420% | 883 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0072% | 3,593 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0089% | 3,780 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0192% | 4,051 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0221% | 4,134 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0085% | 3,464 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1812% | 1,619 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1812% | 1,542 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0096% | 3,580 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0101% | 3,762 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0221% | 3,992 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0255% | 4,072 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0132% | 3,383 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0927% | 1,805 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0927% | 1,729 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0097% | 3,575 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0051% | 3,646 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0114% | 3,885 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0133% | 3,974 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0355% | 3,762 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,819 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0212% | 1,844 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0167% | 911 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0361% | 508 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0643% | 140 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0310% | 546 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0247% | 1,307 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4204% | 981 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4204% | 894 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0061% | 3,499 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 3,218 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0013% | 3,374 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0844% | 115 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0170% | 3,989 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0462% | 3,946 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3871% | 934 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3871% | 838 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0135% | 3,805 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0028% | 1,016 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0059% | 692 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1273% | 83 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0162% | 4,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0787% | 4,205 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,002 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,890 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0199% | 3,995 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0110% | 614 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0232% | 400 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2511% | 51 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0182% | 4,181 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1457% | 4,466 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,666 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0849% | 1,613 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0447% | 1,049 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0287% | 4,019 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0963% | 514 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1153% | 424 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2670% | 1,004 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1238% | 2,359 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1238% | 2,260 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0366% | 2,103 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0422% | 882 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0377% | 4,043 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0921% | 464 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1105% | 399 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0136% | 1,725 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1679% | 2,086 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1679% | 1,952 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0108% | 4,222 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0069% | 4,092 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0579% | 4,067 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0060% | 3,987 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0072% | 4,058 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0266% | 4,079 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0875% | 4,385 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0875% | 4,336 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0173% | 4,283 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0098% | 4,231 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1164% | 4,111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0040% | 3,924 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0048% | 3,996 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0622% | 4,249 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,292 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,206 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0611% | 2,229 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0516% | 1,110 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0010% | 3,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0012% | 3,972 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0446% | 1,998 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4987% | 484 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4987% | 430 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0119% | 2,937 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0126% | 4,364 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0243% | 4,530 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0291% | 4,604 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0570% | 1,598 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6076% | 424 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6076% | 370 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0308% | 2,239 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,674 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,346 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,269 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0922% | 1,222 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1407% | 288 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1407% | 257 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0069% | 2,447 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0042% | 4,123 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0082% | 4,288 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0098% | 4,366 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2896% | 584 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2896% | 518 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1305% | 1,447 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1310% | 576 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1485% | 558 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0385% | 3,712 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1849% | 440 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0034% | 2,178 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2320% | 274 |
| Percentage Net Loans Charged-off: Credit card loans | 11.2590% | 36 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4126% | 1,656 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0745% | 1,785 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0565% | 937 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1079% | 659 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0518% | 3,792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1388% | 527 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0046% | 1,880 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5056% | 236 |
| Percentage Net Loans Charged-off: Credit card loans | 12.2825% | 32 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0679% | 2,764 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0672% | 1,666 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0698% | 721 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1330% | 508 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0781% | 3,875 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1739% | 399 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,594 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8318% | 862 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5353% | 323 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6019% | 1,050 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0275% | 4,701 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0245% | 4,810 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0466% | 4,989 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1571% | 4,006 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0253% | 4,832 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0436% | 4,372 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1439% | 4,795 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0488% | 182 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.1299% | 5,318 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0601% | 2,610 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0420% | 1,623 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2873% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0474% | 1,565 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0561% | 1,410 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1219% | 1,764 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8630% | 1,042 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6139% | 572 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9392% | 852 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0680% | 2,147 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0479% | 1,313 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1992% | 75 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0693% | 1,185 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0819% | 1,062 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1968% | 1,230 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4788% | 1,646 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8150% | 489 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3755% | 1,773 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0796% | 1,825 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0355% | 1,349 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0674% | 1,101 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0795% | 983 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4008% | 755 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5011% | 1,528 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9193% | 448 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3737% | 1,681 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1758% | 947 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0762% | 771 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1440% | 604 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1697% | 534 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9956% | 325 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2869% | 1,816 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3736% | 1,523 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1042% | 2,225 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1393% | 982 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2817% | 497 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0725% | 1,616 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0848% | 1,442 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1484% | 5,157 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3136% | 2,367 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3133% | 674 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3136% | 2,217 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1221% | 1,736 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1640% | 718 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3739% | 318 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0530% | 1,630 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0619% | 1,474 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1958% | 5,250 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4625% | 1,661 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4201% | 603 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4749% | 1,502 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1907% | 1,201 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2526% | 493 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5621% | 215 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0894% | 1,224 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1040% | 1,080 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1938% | 5,295 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0695% | 2,825 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3127% | 1,098 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1788% | 2,226 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4160% | 541 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5363% | 215 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1358% | 99 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2349% | 566 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2725% | 487 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2743% | 5,467 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1387% | 5,159 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6216% | 1,117 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,340 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0234% | 3,792 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0148% | 5,121 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0019% | 4,950 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0254% | 5,450 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0286% | 5,467 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1653% | 1,679 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1187% | 691 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7523% | 584 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2213% | 540 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0207% | 3,524 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0174% | 5,183 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0026% | 5,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0291% | 5,515 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0326% | 5,552 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1855% | 1,333 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9151% | 800 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6031% | 556 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0015% | 639 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0184% | 3,327 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0225% | 5,300 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0041% | 5,194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0366% | 5,624 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0408% | 5,672 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0895% | 1,405 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6352% | 409 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1982% | 394 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7573% | 331 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.1111% | 5,891 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0429% | 5,627 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0083% | 5,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0688% | 5,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0759% | 5,869 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7209% | 5,934 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2638% | 1,809 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3376% | 1,496 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0643% | 3,568 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0963% | 2,411 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0951% | 1,572 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1131% | 2,252 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1232% | 2,085 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1486% | 5,487 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2588% | 2,605 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5977% | 637 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1781% | 2,822 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0338% | 5,783 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0186% | 3,202 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0538% | 1,506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0032% | 3,217 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0034% | 3,070 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3949% | 5,896 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0746% | 3,266 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5968% | 601 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0457% | 5,325 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0610% | 3,108 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1428% | 1,697 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4383% | 629 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0095% | 2,821 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0103% | 2,666 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4533% | 5,976 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1652% | 2,568 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5932% | 552 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0676% | 2,906 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1683% | 1,709 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2818% | 958 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8577% | 299 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0239% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0258% | 1,888 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4545% | 6,024 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,715 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9542% | 199 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7021% | 6,210 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3781% | 1,778 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4617% | 1,210 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8892% | 653 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3051% | 1,687 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3263% | 1,557 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2764% | 6,011 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0086% | 1,140 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1972% | 525 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9666% | 1,093 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1488% | 3,053 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1994% | 2,173 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3727% | 1,133 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1380% | 2,463 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1474% | 2,300 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2887% | 6,052 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5425% | 1,771 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6142% | 411 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3084% | 2,305 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1850% | 2,646 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2618% | 1,807 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6230% | 760 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1140% | 2,458 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1216% | 2,292 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3509% | 6,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,451 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6051% | 1,257 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1321% | 2,801 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2382% | 2,020 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3270% | 1,398 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6016% | 626 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2312% | 1,570 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2467% | 1,453 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4343% | 6,278 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2150% | 2,275 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5900% | 1,253 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3943% | 1,695 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6930% | 1,706 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6107% | 1,665 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0454% | 383 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.5266% | 125 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0220% | 6,605 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0220% | 1,725 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0245% | 6,587 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2631% | 1,229 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4379% | 932 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0759% | 438 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3124% | 951 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.7618% | 1,450 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8677% | 1,137 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,174 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.8759% | 189 |
| Percentage Net Loans Charged-off: Multi-family residential | 8.6529% | 94 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0232% | 4,033 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0304% | 1,514 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0228% | 3,861 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0498% | 3,024 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3100% | 991 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4014% | 516 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2924% | 894 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2961% | 2,842 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3307% | 2,340 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0559% | 2,203 |
| Percentage Net Loans Charged-off: Multi-family residential | 13.6519% | 67 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2385% | 2,450 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0475% | 1,284 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2483% | 2,290 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0411% | 2,700 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6543% | 1,723 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2999% | 710 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7198% | 1,473 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1172% | 3,412 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0477% | 3,340 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2341% | 1,256 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0139% | 6,481 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0146% | 6,484 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4232% | 1,350 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8041% | 1,338 |
| Percentage Net Loans Charged-off: Credit card loans | -3.5661% | 1,342 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5773% | 688 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3803% | 3,508 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3018% | 3,389 |
| Percentage Net Loans Charged-off:Construction & development | 2.3977% | 1,578 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2986% | 2,441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2757% | 3,039 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1879% | 418 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2072% | 3,291 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8317% | 2,194 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4477% | 2,970 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3372% | 464 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1602% | 3,947 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3230% | 3,486 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1801% | 3,730 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1231% | 2,610 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2188% | 3,044 |
| Percentage Net Loans Charged-off: Home equity loans | 3.1786% | 252 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1212% | 3,465 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1575% | 1,617 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0268% | 6,250 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8957% | 509 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2993% | 6,905 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3869% | 3,013 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1608% | 3,549 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3007% | 1,824 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1290% | 3,242 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1330% | 3,041 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7325% | 1,137 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5192% | 7,062 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3099% | 779 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6180% | 7,115 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5428% | 2,136 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0263% | 6,983 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1090% | 7,146 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,128 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,913 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6420% | 524 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8691% | 7,151 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2094% | 524 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.1184% | 7,245 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 2.1441% | 916 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2664% | 1,542 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2581% | 1,039 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1179% | 1,281 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1527% | 1,223 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.6686% | 412 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0155% | 1,061 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0684% | 871 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5754% | 619 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 2.0018% | 943 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0388% | 1,704 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2832% | 913 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6662% | 1,727 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6870% | 1,638 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.6951% | 379 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2196% | 927 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2656% | 589 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0817% | 490 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 2.5029% | 684 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0724% | 1,515 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9435% | 552 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4923% | 1,921 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5078% | 1,816 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.2933% | 249 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5590% | 790 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2109% | 734 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.7967% | 348 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 2.7808% | 576 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7369% | 1,671 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8712% | 828 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7682% | 1,229 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7922% | 1,145 |
| Percentage Net Loans Charged-off: Commercial and industrial | 12.6542% | 198 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4289% | 428 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3721% | 514 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.3321% | 1,870 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2337% | 3,951 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3563% | 2,534 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3669% | 2,403 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.0492% | 568 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3107% | 1,126 |
| Percentage Net Loans Charged-off: Credit card loans | 8.1890% | 213 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6503% | 2,732 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0066% | 7,675 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0163% | 7,649 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0033% | 7,576 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0034% | 7,557 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0784% | 1,041 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9075% | 805 |
| Percentage Net Loans Charged-off: Credit card loans | 10.5969% | 138 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.7267% | 2,237 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0083% | 7,717 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0184% | 7,724 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0051% | 7,618 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0052% | 7,604 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5181% | 807 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0466% | 727 |
| Percentage Net Loans Charged-off: Credit card loans | 9.7613% | 170 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2176% | 3,339 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,748 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6787% | 1,692 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7812% | 784 |
| Percentage Net Loans Charged-off: Credit card loans | 16.4069% | 76 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4455% | 2,599 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0026% | 5,287 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0041% | 4,162 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0042% | 3,904 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0767% | 1,021 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4680% | 1,519 |
| Percentage Net Loans Charged-off: Credit card loans | 7.9542% | 120 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3970% | 2,059 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0035% | 4,489 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0056% | 3,428 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0056% | 3,185 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8236% | 817 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3256% | 1,388 |
| Percentage Net Loans Charged-off: Credit card loans | 6.6022% | 150 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0601% | 4,488 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,788 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2000% | 2,322 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7103% | 2,280 |
| Percentage Net Loans Charged-off: Credit card loans | 6.7416% | 147 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0083% | 4,750 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2908% | 3,041 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9231% | 516 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1400% | 3,336 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0028% | 4,140 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0045% | 3,257 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0045% | 3,024 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6174% | 1,658 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5346% | 2,928 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6739% | 690 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0328% | 7,850 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0038% | 3,248 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0061% | 2,593 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0061% | 2,391 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2274% | 7,665 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3445% | 3,348 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1334% | 791 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0015% | 5,471 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0058% | 2,554 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0092% | 2,012 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0092% | 1,859 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1467% | 7,521 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9422% | 1,383 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3722% | 644 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0000% | 4,509 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2821% | 7,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9704% | 577 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3829% | 586 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1171% | 2,960 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0381% | 2,213 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0626% | 1,818 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0629% | 1,718 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1366% | 2,741 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7593% | 677 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5836% | 295 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1057% | 2,608 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0514% | 1,593 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0848% | 1,294 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0852% | 1,241 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0457% | 7,143 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1345% | 445 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1038% | 330 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0740% | 2,907 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0275% | 1,773 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0453% | 1,444 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0455% | 1,362 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0926% | 7,346 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9412% | 522 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7968% | 200 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0861% | 2,266 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1901% | 7,628 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1621% | 300 |
| Percentage Net Loans Charged-off: Credit card loans | 7.4922% | 124 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2664% | 1,773 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0186% | 2,757 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0301% | 2,361 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0303% | 2,238 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8691% | 1,291 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6815% | 886 |
| Percentage Net Loans Charged-off: Credit card loans | 8.6372% | 98 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2664% | 1,506 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0252% | 2,204 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0409% | 1,868 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0412% | 1,770 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8665% | 1,096 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5502% | 894 |
| Percentage Net Loans Charged-off: Credit card loans | 10.4637% | 70 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1399% | 2,376 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0387% | 1,660 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0628% | 1,383 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0632% | 1,320 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0831% | 7,363 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3519% | 475 |
| Percentage Net Loans Charged-off: Credit card loans | 12.8777% | 61 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2064% | 1,547 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0933% | 869 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1511% | 745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1522% | 701 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0187% | 6,887 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4831% | 499 |
| Percentage Net Loans Charged-off: Credit card loans | 7.5740% | 148 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.9845% | 437 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3661% | 482 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5717% | 313 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5749% | 321 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4156% | 599 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5496% | 287 |
| Percentage Net Loans Charged-off: Credit card loans | 9.5403% | 117 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.0944% | 339 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3996% | 379 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6178% | 258 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6210% | 275 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7167% | 452 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7346% | 249 |
| Percentage Net Loans Charged-off: Credit card loans | 11.1111% | 100 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.6860% | 208 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6534% | 206 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9976% | 152 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0026% | 157 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.1855% | 250 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.0862% | 165 |
| Percentage Net Loans Charged-off: Credit card loans | 15.2649% | 63 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1641% | 2,206 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0032% | 845 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2150% | 453 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3276% | 2,281 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0107% | 3,594 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0152% | 3,022 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0153% | 2,868 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6497% | 2,277 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0360% | 822 |
| Percentage Net Loans Charged-off: Credit card loans | 9.2975% | 139 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2548% | 2,471 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3261% | 2,653 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8983% | 846 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7554% | 328 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2552% | 2,331 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5148% | 1,917 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5764% | 1,181 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1517% | 312 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2580% | 1,982 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6215% | 1,318 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4551% | 1,333 |
| Percentage Net Loans Charged-off: Credit card loans | 10.4000% | 169 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2584% | 3,092 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0561% | 2,428 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0748% | 1,967 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0751% | 1,911 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0983% | 4,277 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6543% | 1,190 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2499% | 460 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2484% | 3,109 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0460% | 2,449 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0594% | 1,976 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0596% | 1,903 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7233% | 2,203 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9522% | 2,394 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5047% | 743 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1895% | 3,281 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0292% | 6,732 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1062% | 4,997 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0936% | 5,630 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0726% | 6,376 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1584% | 4,513 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0994% | 5,741 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4681% | 2,907 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5705% | 3,784 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
