Home > Providian National Bank > Assets and Liabilities
Providian National Bank, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 3 | 10,842 |
| Assets and Liabilities | ||
| Total Assets: | $565,784,000 | 840 |
| Cash and due from depository institutions | $9,779,000 | 10,842 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $4,325,000 | 9,481 |
| Federal funds sold & reverse repurchase agreements | $34,750,000 | 394 |
| Net loans & leases | $340,229,000 | 885 |
| Loan loss allowance | $29,173,000 | 233 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $12,000 | 10,813 |
| Other real estate owned | $0 | 10,842 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $176,689,000 | 131 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $565,784,000 | 840 |
| Total liabilities | $384,820,000 | 1,112 |
| Total deposits | $375,636,000 | 1,009 |
| Interest-bearing deposits | $372,324,000 | 872 |
| Deposits held in domestic offices | $375,636,000 | 1,001 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,220,000 | 1,458 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $3,964,000 | 1,200 |
| Total equity capital | $180,964,000 | 284 |
| Total bank equity capital | $180,964,000 | 284 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $5,000,000 | 704 |
| Surplus | $139,150,000 | 191 |
| Undivided profits | $36,814,000 | 678 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,122,000 | 402 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $17,624,000 | 191 |
| Earning assets | $379,304,000 | 1,135 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $924,415,400 | 532 |
| Average Assets, quarterly | $581,047,000 | 806 |
| Volatile liabilities | $377,544,000 | 350 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $4,588,091,000 | 93 |
| Tier 1 (core) risk-based capital | $180,964,000 | 270 |
| Tier 2 risk-based capital | $14,927,200 | 328 |
| Total risk weighted assets | $1,179,930,200 | 322 |
| Total unused commitments | $4,588,091,000 | 93 |
| Derivatives | $875,274,000 | 100 |
| 1996-12-31 | Rank | |
| # of Employees: | 4 | 11,246 |
| Assets and Liabilities | ||
| Total Assets: | $1,627,466,000 | 379 |
| Cash and due from depository institutions | $16,039,000 | 11,246 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $2,975,000 | 10,564 |
| Federal funds sold & reverse repurchase agreements | $86,350,000 | 212 |
| Net loans & leases | $1,428,998,000 | 299 |
| Loan loss allowance | $37,061,000 | 224 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $19,000 | 11,299 |
| Other real estate owned | $0 | 11,246 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $93,085,000 | 208 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,627,466,000 | 379 |
| Total liabilities | $1,437,166,000 | 385 |
| Total deposits | $1,402,865,000 | 331 |
| Interest-bearing deposits | $1,397,883,000 | 301 |
| Deposits held in domestic offices | $1,402,865,000 | 328 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,302,000 | 852 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $15,999,000 | 477 |
| Total equity capital | $190,300,000 | 298 |
| Total bank equity capital | $190,300,000 | 298 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $5,000,000 | 750 |
| Surplus | $139,150,000 | 204 |
| Undivided profits | $46,150,000 | 574 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,014,000 | 352 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $12,862,000 | 250 |
| Earning assets | $1,518,323,000 | 372 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $1,394,792,600 | 415 |
| Average Assets, quarterly | $1,721,446,000 | 372 |
| Volatile liabilities | $1,416,185,000 | 154 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $481,986,000 | 21 |
| Unused loan commitments | $5,434,843,000 | 85 |
| Tier 1 (core) risk-based capital | $190,300,000 | 283 |
| Tier 2 risk-based capital | $19,754,720 | 301 |
| Total risk weighted assets | $1,563,071,120 | 292 |
| Total unused commitments | $5,434,843,000 | 85 |
| Derivatives | $247,050,000 | 192 |
| 1995-12-31 | Rank | |
| # of Employees: | 5 | 11,610 |
| Assets and Liabilities | ||
| Total Assets: | $1,063,862,000 | 555 |
| Cash and due from depository institutions | $17,299,000 | 11,610 |
| Interest-bearing balances | $479,000 | 3,387 |
| Securities | $2,765,000 | 11,109 |
| Federal funds sold & reverse repurchase agreements | $37,300,000 | 425 |
| Net loans & leases | $961,231,000 | 417 |
| Loan loss allowance | $28,716,000 | 275 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $20,000 | 11,805 |
| Other real estate owned | $0 | 11,610 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $45,247,000 | 336 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,063,862,000 | 555 |
| Total liabilities | $950,240,000 | 568 |
| Total deposits | $493,246,000 | 821 |
| Interest-bearing deposits | $486,643,000 | 730 |
| Deposits held in domestic offices | $493,246,000 | 812 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $448,880,000 | 154 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $8,114,000 | 747 |
| Total equity capital | $113,622,000 | 468 |
| Total bank equity capital | $113,622,000 | 468 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $5,000,000 | 752 |
| Surplus | $94,150,000 | 288 |
| Undivided profits | $14,472,000 | 1,789 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,155,000 | 536 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $10,253,000 | 307 |
| Earning assets | $1,001,775,000 | 545 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $805,305,800 | 655 |
| Average Assets, quarterly | $1,007,031,000 | 571 |
| Volatile liabilities | $935,523,000 | 208 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $40,000,000 | 110 |
| Unused loan commitments | $3,988,899,000 | 96 |
| Tier 1 (core) risk-based capital | $113,622,000 | 445 |
| Tier 2 risk-based capital | $13,105,570 | 396 |
| Total risk weighted assets | $1,032,834,770 | 399 |
| Total unused commitments | $3,988,899,000 | 96 |
| Derivatives | $205,000,000 | 223 |
| 1994-12-31 | Rank | |
| # of Employees: | 5 | 12,235 |
| Assets and Liabilities | ||
| Total Assets: | $610,286,000 | 817 |
| Cash and due from depository institutions | $22,100,000 | 12,235 |
| Interest-bearing balances | $72,000 | 5,943 |
| Securities | $1,235,000 | 12,271 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $555,049,000 | 595 |
| Loan loss allowance | $19,906,000 | 345 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $21,000 | 12,406 |
| Other real estate owned | $0 | 12,235 |
| Goodwill and other intangibles | $3,000 | 3,037 |
| All other assets | $31,878,000 | 445 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $610,286,000 | 817 |
| Total liabilities | $551,963,000 | 815 |
| Total deposits | $357,186,000 | 1,078 |
| Interest-bearing deposits | $347,979,000 | 967 |
| Deposits held in domestic offices | $357,186,000 | 1,067 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $190,000,000 | 262 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $4,777,000 | 949 |
| Total equity capital | $58,323,000 | 771 |
| Total bank equity capital | $58,323,000 | 771 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $5,000,000 | 743 |
| Surplus | $46,150,000 | 464 |
| Undivided profits | $7,173,000 | 3,182 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,693,000 | 830 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $5,995,000 | 401 |
| Earning assets | $556,356,000 | 816 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $451,718,400 | 1,026 |
| Average Assets, quarterly | $513,805,000 | 924 |
| Volatile liabilities | $537,979,000 | 287 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $2,880,547,000 | 110 |
| Tier 1 (core) risk-based capital | $58,320,000 | 756 |
| Tier 2 risk-based capital | $7,607,240 | 546 |
| Total risk weighted assets | $596,280,340 | 573 |
| Total unused commitments | $2,880,547,000 | 110 |
| Derivatives | $125,000,000 | 269 |
| 1993-12-31 | Rank | |
| # of Employees: | 4 | 13,075 |
| Assets and Liabilities | ||
| Total Assets: | $441,793,000 | 1,095 |
| Cash and due from depository institutions | $5,310,000 | 13,075 |
| Interest-bearing balances | $43,000 | 7,130 |
| Securities | $1,235,000 | 12,833 |
| Federal funds sold & reverse repurchase agreements | $3,800,000 | 3,604 |
| Net loans & leases | $414,218,000 | 741 |
| Loan loss allowance | $17,799,000 | 409 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $28,000 | 12,996 |
| Other real estate owned | $0 | 13,075 |
| Goodwill and other intangibles | $6,000 | 2,947 |
| All other assets | $17,196,000 | 633 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $441,793,000 | 1,095 |
| Total liabilities | $394,059,000 | 1,122 |
| Total deposits | $316,642,000 | 1,256 |
| Interest-bearing deposits | $304,588,000 | 1,142 |
| Deposits held in domestic offices | $316,642,000 | 1,245 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $75,000,000 | 381 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $2,417,000 | 1,562 |
| Total equity capital | $47,734,000 | 882 |
| Total bank equity capital | $47,734,000 | 882 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $5,000,000 | 732 |
| Surplus | $36,150,000 | 520 |
| Undivided profits | $6,584,000 | 3,521 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,695,000 | 1,013 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $3,735,000 | 521 |
| Earning assets | $419,296,000 | 1,063 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $388,844,000 | 1,196 |
| Average Assets, quarterly | $407,373,500 | 1,166 |
| Volatile liabilities | $379,588,000 | 340 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,559,891,000 | 141 |
| Tier 1 (core) risk-based capital | $47,728,000 | 853 |
| Tier 2 risk-based capital | $5,636,510 | 673 |
| Total risk weighted assets | $438,757,910 | 718 |
| Total unused commitments | $1,559,891,000 | 144 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 4 | 13,692 |
| Assets and Liabilities | ||
| Total Assets: | $358,207,000 | 1,380 |
| Cash and due from depository institutions | $8,718,000 | 13,692 |
| Interest-bearing balances | $82,000 | 7,535 |
| Securities | $995,000 | 13,456 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $335,865,000 | 889 |
| Loan loss allowance | $20,435,000 | 382 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $33,000 | 13,559 |
| Other real estate owned | $0 | 13,692 |
| Goodwill and other intangibles | $9,000 | 2,915 |
| All other assets | $12,587,000 | 854 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $358,207,000 | 1,380 |
| Total liabilities | $323,741,000 | 1,411 |
| Total deposits | $279,225,000 | 1,504 |
| Interest-bearing deposits | $276,995,000 | 1,333 |
| Deposits held in domestic offices | $279,225,000 | 1,490 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $42,000,000 | 474 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $2,516,000 | 1,563 |
| Total equity capital | $34,466,000 | 1,142 |
| Total bank equity capital | $34,466,000 | 1,142 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $5,000,000 | 734 |
| Surplus | $30,150,000 | 576 |
| Undivided profits | $-684,000 | 13,160 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,713,000 | 1,166 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $2,709,000 | 745 |
| Earning assets | $336,942,000 | 1,325 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $339,244,200 | 1,427 |
| Average Assets, quarterly | $347,063,000 | 1,412 |
| Volatile liabilities | $318,995,000 | 346 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $719,402,000 | 205 |
| Tier 1 (core) risk-based capital | $34,457,000 | 1,117 |
| Tier 2 risk-based capital | $4,617,410 | 801 |
| Total risk weighted assets | $353,575,210 | 867 |
| Total unused commitments | $719,402,000 | 206 |
| Derivatives | $70,000,000 | 290 |