Home > Providian Bank > Assets and Liabilities
Providian Bank, Assets and Liabilities
| 2003-09-30 | Rank | |
| # of Employees: | 4 | 9,082 |
| Assets and Liabilities | ||
| Total Assets: | $1,376,053,000 | 448 |
| Cash and due from depository institutions | $4,970,000 | 9,082 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $457,492,000 | 339 |
| Federal funds sold & reverse repurchase agreements | $509,500,000 | 71 |
| Net loans & leases | $23,114,000 | 7,426 |
| Loan loss allowance | $5,942,000 | 805 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $0 | 9,170 |
| Other real estate owned | $0 | 9,082 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $380,977,000 | 104 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,376,053,000 | 448 |
| Total liabilities | $1,211,116,000 | 456 |
| Total deposits | $1,197,771,000 | 378 |
| Interest-bearing deposits | $1,180,359,000 | 340 |
| Deposits held in domestic offices | $1,197,771,000 | 375 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $13,345,000 | 507 |
| Total equity capital | $164,937,000 | 390 |
| Total bank equity capital | $164,937,000 | 390 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $2,000 | 8,209 |
| Surplus | $165,765,000 | 219 |
| Undivided profits | $-830,000 | 8,844 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,458,000 | 1,324 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,697,000 | 1,807 |
| Earning assets | $990,106,000 | 544 |
| Long-term assets (5+ years) | $340,690,000 | 352 |
| Average Assets, year-to-date | $1,619,892,750 | 381 |
| Average Assets, quarterly | $1,462,386,500 | 424 |
| Volatile liabilities | $582,097,000 | 295 |
| Insider loans | $0 | 8,298 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $113,386,000 | 787 |
| Tier 1 (core) risk-based capital | $170,636,000 | 339 |
| Tier 2 risk-based capital | $5,942,000 | 786 |
| Total risk weighted assets | $516,893,000 | 749 |
| Total unused commitments | $113,386,000 | 789 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 4 | 9,111 |
| Assets and Liabilities | ||
| Total Assets: | $1,548,720,000 | 401 |
| Cash and due from depository institutions | $12,224,000 | 9,111 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $746,142,000 | 230 |
| Federal funds sold & reverse repurchase agreements | $36,000,000 | 431 |
| Net loans & leases | $690,106,000 | 529 |
| Loan loss allowance | $4,027,000 | 1,138 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $0 | 9,198 |
| Other real estate owned | $0 | 9,111 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $64,248,000 | 329 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,548,720,000 | 401 |
| Total liabilities | $1,376,375,000 | 409 |
| Total deposits | $1,356,068,000 | 335 |
| Interest-bearing deposits | $1,344,968,000 | 295 |
| Deposits held in domestic offices | $1,356,068,000 | 333 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $20,307,000 | 411 |
| Total equity capital | $172,345,000 | 375 |
| Total bank equity capital | $172,345,000 | 375 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $2,000 | 8,237 |
| Surplus | $165,765,000 | 212 |
| Undivided profits | $6,578,000 | 4,032 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,777,000 | 285 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $2,824,000 | 951 |
| Earning assets | $1,472,248,000 | 389 |
| Long-term assets (5+ years) | $665,329,000 | 189 |
| Average Assets, year-to-date | $1,701,172,670 | 364 |
| Average Assets, quarterly | $1,677,567,500 | 374 |
| Volatile liabilities | $626,896,000 | 277 |
| Insider loans | $0 | 8,352 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $667,088,000 | 44 |
| Unused loan commitments | $404,308,000 | 320 |
| Tier 1 (core) risk-based capital | $146,866,000 | 373 |
| Tier 2 risk-based capital | $4,027,000 | 1,053 |
| Total risk weighted assets | $725,776,000 | 538 |
| Total unused commitments | $404,308,000 | 321 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 4 | 9,156 |
| Assets and Liabilities | ||
| Total Assets: | $1,806,415,000 | 354 |
| Cash and due from depository institutions | $12,996,000 | 9,156 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $932,591,000 | 185 |
| Federal funds sold & reverse repurchase agreements | $38,000,000 | 423 |
| Net loans & leases | $747,485,000 | 480 |
| Loan loss allowance | $169,969,000 | 64 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $0 | 9,241 |
| Other real estate owned | $0 | 9,156 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $75,343,000 | 299 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,806,415,000 | 354 |
| Total liabilities | $1,628,500,000 | 352 |
| Total deposits | $1,420,877,000 | 325 |
| Interest-bearing deposits | $1,408,466,000 | 286 |
| Deposits held in domestic offices | $1,420,877,000 | 323 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $207,623,000 | 114 |
| Total equity capital | $177,915,000 | 364 |
| Total bank equity capital | $177,915,000 | 364 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,000 | 8,280 |
| Surplus | $165,765,000 | 211 |
| Undivided profits | $12,148,000 | 2,532 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $53,902,000 | 119 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $9,760,000 | 308 |
| Earning assets | $1,718,076,000 | 342 |
| Long-term assets (5+ years) | $431,208,000 | 267 |
| Average Assets, year-to-date | $1,777,399,000 | 355 |
| Average Assets, quarterly | $1,777,399,000 | 355 |
| Volatile liabilities | $638,232,000 | 272 |
| Insider loans | $0 | 8,373 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $412,728,000 | 315 |
| Tier 1 (core) risk-based capital | $151,521,000 | 363 |
| Tier 2 risk-based capital | $11,942,000 | 415 |
| Total risk weighted assets | $797,336,000 | 489 |
| Total unused commitments | $412,728,000 | 317 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 5 | 9,085 |
| Assets and Liabilities | ||
| Total Assets: | $1,748,383,000 | 354 |
| Cash and due from depository institutions | $10,141,000 | 9,085 |
| Interest-bearing balances | $45,000 | 5,862 |
| Securities | $789,942,000 | 209 |
| Federal funds sold & reverse repurchase agreements | $61,000,000 | 257 |
| Net loans & leases | $807,873,000 | 443 |
| Loan loss allowance | $188,112,000 | 62 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $0 | 9,281 |
| Other real estate owned | $0 | 9,085 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $79,427,000 | 285 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,748,383,000 | 354 |
| Total liabilities | $1,578,740,000 | 356 |
| Total deposits | $1,552,058,000 | 302 |
| Interest-bearing deposits | $1,538,389,000 | 272 |
| Deposits held in domestic offices | $1,552,058,000 | 299 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $26,682,000 | 339 |
| Total equity capital | $169,643,000 | 366 |
| Total bank equity capital | $169,643,000 | 366 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $2,000 | 8,319 |
| Surplus | $165,765,000 | 208 |
| Undivided profits | $3,876,000 | 5,250 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $58,243,000 | 113 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $10,643,000 | 290 |
| Earning assets | $1,658,860,000 | 342 |
| Long-term assets (5+ years) | $211,302,000 | 484 |
| Average Assets, year-to-date | $1,920,892,000 | 331 |
| Average Assets, quarterly | $1,798,225,500 | 353 |
| Volatile liabilities | $721,325,000 | 243 |
| Insider loans | $0 | 8,414 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $383,170,000 | 325 |
| Tier 1 (core) risk-based capital | $163,789,000 | 340 |
| Tier 2 risk-based capital | $13,400,000 | 381 |
| Total risk weighted assets | $897,253,000 | 435 |
| Total unused commitments | $383,170,000 | 326 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 13 | 7,739 |
| Assets and Liabilities | ||
| Total Assets: | $2,092,655,000 | 310 |
| Cash and due from depository institutions | $8,386,000 | 7,739 |
| Interest-bearing balances | $427,000 | 3,825 |
| Securities | $559,662,000 | 252 |
| Federal funds sold & reverse repurchase agreements | $494,000,000 | 59 |
| Net loans & leases | $930,084,000 | 398 |
| Loan loss allowance | $196,244,000 | 61 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $0 | 9,537 |
| Other real estate owned | $37,000 | 7,739 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $100,486,000 | 240 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,092,655,000 | 310 |
| Total liabilities | $1,964,959,000 | 305 |
| Total deposits | $1,910,763,000 | 253 |
| Interest-bearing deposits | $1,898,189,000 | 218 |
| Deposits held in domestic offices | $1,910,763,000 | 250 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $54,196,000 | 233 |
| Total equity capital | $127,696,000 | 422 |
| Total bank equity capital | $127,696,000 | 422 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $2,000 | 8,540 |
| Surplus | $143,765,000 | 226 |
| Undivided profits | $-16,071,000 | 9,600 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $56,775,000 | 119 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $15,503,000 | 231 |
| Earning assets | $1,984,173,000 | 300 |
| Long-term assets (5+ years) | $427,500,000 | 270 |
| Average Assets, year-to-date | $2,255,953,400 | 286 |
| Average Assets, quarterly | $2,117,205,000 | 308 |
| Volatile liabilities | $938,853,000 | 210 |
| Insider loans | $0 | 8,624 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $354,996,000 | 337 |
| Tier 1 (core) risk-based capital | $117,896,000 | 412 |
| Tier 2 risk-based capital | $16,305,000 | 326 |
| Total risk weighted assets | $1,124,500,000 | 369 |
| Total unused commitments | $354,996,000 | 339 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 15 | 7,445 |
| Assets and Liabilities | ||
| Total Assets: | $2,528,092,000 | 251 |
| Cash and due from depository institutions | $1,674,000 | 7,445 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $1,663,576,000 | 116 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $810,026,000 | 448 |
| Loan loss allowance | $69,641,000 | 130 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $0 | 9,830 |
| Other real estate owned | $523,000 | 7,445 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $52,293,000 | 317 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,528,092,000 | 251 |
| Total liabilities | $2,340,812,000 | 248 |
| Total deposits | $2,234,545,000 | 206 |
| Interest-bearing deposits | $2,220,915,000 | 196 |
| Deposits held in domestic offices | $2,234,545,000 | 202 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $28,000,000 | 612 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $78,267,000 | 181 |
| Total equity capital | $187,280,000 | 310 |
| Total bank equity capital | $187,280,000 | 310 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $2,000 | 8,811 |
| Surplus | $133,765,000 | 226 |
| Undivided profits | $53,513,000 | 500 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $32,528,000 | 152 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $15,397,000 | 226 |
| Earning assets | $2,473,602,000 | 242 |
| Long-term assets (5+ years) | $836,659,000 | 169 |
| Average Assets, year-to-date | $2,493,804,000 | 253 |
| Average Assets, quarterly | $2,646,754,000 | 247 |
| Volatile liabilities | $1,433,055,000 | 169 |
| Insider loans | $0 | 8,879 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $254,719,000 | 378 |
| Tier 1 (core) risk-based capital | $168,684,000 | 321 |
| Tier 2 risk-based capital | $16,127,330 | 331 |
| Total risk weighted assets | $1,236,672,530 | 341 |
| Total unused commitments | $254,719,000 | 379 |
| Derivatives | $772,500,000 | 97 |
| 1999-12-31 | Rank | |
| # of Employees: | 9 | 9,060 |
| Assets and Liabilities | ||
| Total Assets: | $1,748,029,000 | 349 |
| Cash and due from depository institutions | $688,000 | 9,060 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $3,237,000 | 9,260 |
| Federal funds sold & reverse repurchase agreements | $195,000,000 | 107 |
| Net loans & leases | $1,508,529,000 | 269 |
| Loan loss allowance | $52,746,000 | 151 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,000 | 10,154 |
| Other real estate owned | $157,000 | 9,060 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $40,415,000 | 376 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,748,029,000 | 349 |
| Total liabilities | $1,604,311,000 | 346 |
| Total deposits | $1,567,570,000 | 278 |
| Interest-bearing deposits | $1,555,476,000 | 240 |
| Deposits held in domestic offices | $1,567,570,000 | 275 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $36,741,000 | 275 |
| Total equity capital | $143,718,000 | 365 |
| Total bank equity capital | $143,718,000 | 365 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,000 | 9,111 |
| Surplus | $133,765,000 | 217 |
| Undivided profits | $9,951,000 | 2,462 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $23,423,000 | 176 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $10,074,000 | 268 |
| Earning assets | $1,706,766,000 | 334 |
| Long-term assets (5+ years) | $27,105,000 | 2,735 |
| Average Assets, year-to-date | $857,800,400 | 585 |
| Average Assets, quarterly | $1,388,692,000 | 408 |
| Volatile liabilities | $888,136,000 | 221 |
| Insider loans | $0 | 9,133 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $194,128,000 | 474 |
| Tier 1 (core) risk-based capital | $143,884,000 | 355 |
| Tier 2 risk-based capital | $13,538,650 | 370 |
| Total risk weighted assets | $1,043,884,850 | 383 |
| Total unused commitments | $194,128,000 | 475 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 3 | 10,389 |
| Assets and Liabilities | ||
| Total Assets: | $375,663,000 | 1,221 |
| Cash and due from depository institutions | $3,576,000 | 10,389 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $10,435,000 | 6,964 |
| Federal funds sold & reverse repurchase agreements | $101,738,000 | 179 |
| Net loans & leases | $239,816,000 | 1,181 |
| Loan loss allowance | $26,670,000 | 233 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $19,000 | 10,337 |
| Other real estate owned | $0 | 10,389 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $20,079,000 | 534 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $375,663,000 | 1,221 |
| Total liabilities | $351,694,000 | 1,186 |
| Total deposits | $327,899,000 | 1,124 |
| Interest-bearing deposits | $321,155,000 | 994 |
| Deposits held in domestic offices | $327,899,000 | 1,118 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $500,000 | 2,711 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $23,295,000 | 369 |
| Total equity capital | $23,969,000 | 1,860 |
| Total bank equity capital | $23,969,000 | 1,860 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,000 | 9,321 |
| Surplus | $17,498,000 | 980 |
| Undivided profits | $6,469,000 | 3,658 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,834,000 | 303 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $2,509,000 | 816 |
| Earning assets | $351,989,000 | 1,204 |
| Long-term assets (5+ years) | $440,000 | 8,808 |
| Average Assets, year-to-date | $214,813,000 | 2,032 |
| Average Assets, quarterly | $325,823,500 | 1,377 |
| Volatile liabilities | $78,392,000 | 992 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $61,727,000 | 982 |
| Tier 1 (core) risk-based capital | $23,968,000 | 1,745 |
| Tier 2 risk-based capital | $3,539,930 | 978 |
| Total risk weighted assets | $260,063,930 | 1,117 |
| Total unused commitments | $61,727,000 | 988 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 3 | 10,842 |
| Assets and Liabilities | ||
| Total Assets: | $116,288,000 | 3,776 |
| Cash and due from depository institutions | $3,497,000 | 10,842 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $0 | 10,855 |
| Federal funds sold & reverse repurchase agreements | $5,220,000 | 2,596 |
| Net loans & leases | $100,838,000 | 2,750 |
| Loan loss allowance | $8,457,000 | 539 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $49,000 | 10,565 |
| Other real estate owned | $0 | 10,842 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $6,684,000 | 1,180 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $116,288,000 | 3,776 |
| Total liabilities | $101,346,000 | 3,883 |
| Total deposits | $94,914,000 | 3,894 |
| Interest-bearing deposits | $94,651,000 | 3,348 |
| Deposits held in domestic offices | $94,914,000 | 3,886 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $6,432,000 | 828 |
| Total equity capital | $14,942,000 | 2,966 |
| Total bank equity capital | $14,942,000 | 2,966 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,000 | 9,720 |
| Surplus | $17,498,000 | 968 |
| Undivided profits | $-2,558,000 | 10,837 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,741,000 | 523 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $947,000 | 2,390 |
| Earning assets | $106,058,000 | 3,820 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $67,263,600 | 5,707 |
| Average Assets, quarterly | $102,994,500 | 4,157 |
| Volatile liabilities | $15,406,000 | 3,689 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $19,635,000 | 2,137 |
| Tier 1 (core) risk-based capital | $14,942,000 | 2,846 |
| Tier 2 risk-based capital | $1,472,140 | 2,048 |
| Total risk weighted assets | $110,786,540 | 2,533 |
| Total unused commitments | $19,635,000 | 2,143 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 4 | 11,246 |
| Assets and Liabilities | ||
| Total Assets: | $22,890,000 | 9,983 |
| Cash and due from depository institutions | $1,061,000 | 11,246 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $0 | 11,393 |
| Federal funds sold & reverse repurchase agreements | $18,302,000 | 722 |
| Net loans & leases | $3,021,000 | 11,293 |
| Loan loss allowance | $324,000 | 7,585 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $53,000 | 11,054 |
| Other real estate owned | $0 | 11,246 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $453,000 | 9,125 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $22,890,000 | 9,983 |
| Total liabilities | $6,643,000 | 11,311 |
| Total deposits | $5,275,000 | 11,333 |
| Interest-bearing deposits | $5,261,000 | 11,230 |
| Deposits held in domestic offices | $5,275,000 | 11,333 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,368,000 | 2,777 |
| Total equity capital | $16,247,000 | 2,756 |
| Total bank equity capital | $16,247,000 | 2,756 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,000 | 10,196 |
| Surplus | $17,498,000 | 1,018 |
| Undivided profits | $-1,253,000 | 11,267 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $25,000 | 11,147 |
| Earning assets | $21,323,000 | 9,906 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $19,671,000 | 10,234 |
| Average Assets, quarterly | $20,723,000 | 10,181 |
| Volatile liabilities | $200,000 | 11,255 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $2,867,000 | 6,554 |
| Tier 1 (core) risk-based capital | $16,247,000 | 2,676 |
| Tier 2 risk-based capital | $96,550 | 10,393 |
| Total risk weighted assets | $7,496,150 | 10,847 |
| Total unused commitments | $2,867,000 | 6,569 |
| Derivatives | $0 | 549 |