Home > Provident State Bank, Inc. > Income and Expense

Provident State Bank, Inc., Income and Expense

2020-12-31 (YTD Data)Rank
Total interest income$20,517,0001,465
Total interest expense$3,358,0001,357
Net interest income$17,159,0001,466
Provision for loan and lease losses$449,0002,361
Total noninterest income$3,216,0001,666
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$521,0001,582
Trading account gains and feesNANA
Additional Noninterest Income$2,695,0001,527
Total noninterest expense$13,337,0001,558
Salaries and employee benefits$7,206,0001,649
Premises and equipment expense$2,010,0001,179
Additional noninterest expense$4,121,0001,499
Pre-tax net operating income$6,589,0001,450
Securities gains (losses)$44,0001,780
Applicable income taxes$1,638,0001,070
Income before extraordinary items$4,995,0001,640
Extraordinary gains, net$04
Net income$4,995,0001,640
Minority interest net income$072
Net income of bank and minority interests.$4,995,0001,640
Net charge-offs$245,0001,424
Cash dividends$1,150,0002,056
Sale, conversion, retirement of capital stock, net$0566
Net operating income$4,960,2401,599
2020-09-30 (YTD Data)Rank
Total interest income$15,183,0001,487
Total interest expense$2,600,0001,384
Net interest income$12,583,0001,489
Provision for loan and lease losses$429,0002,088
Total noninterest income$2,230,0001,680
Gross Fiduciary activities income$0981
Service charges on deposit accounts$390,0001,578
Trading account gains and feesNANA
Additional Noninterest Income$1,840,0001,567
Total noninterest expense$9,798,0001,562
Salaries and employee benefits$5,322,0001,655
Premises and equipment expense$1,502,0001,179
Additional noninterest expense$2,974,0001,526
Pre-tax net operating income$4,586,0001,508
Securities gains (losses)$25,0001,834
Applicable income taxes$1,139,0001,086
Income before extraordinary items$3,472,0001,716
Extraordinary gains, net$04
Net income$3,472,0001,716
Minority interest net income$065
Net income of bank and minority interests.$3,472,0001,716
Net charge-offs$249,0001,121
Cash dividends$650,0002,087
Sale, conversion, retirement of capital stock, net$0532
Net operating income$3,452,2501,672
2020-06-30 (YTD Data)Rank
Total interest income$10,074,0001,507
Total interest expense$1,787,0001,443
Net interest income$8,287,0001,506
Provision for loan and lease losses$299,0002,083
Total noninterest income$1,351,0001,726
Gross Fiduciary activities income$0970
Service charges on deposit accounts$270,0001,550
Trading account gains and feesNANA
Additional Noninterest Income$1,081,0001,594
Total noninterest expense$6,478,0001,564
Salaries and employee benefits$3,478,0001,669
Premises and equipment expense$1,014,0001,157
Additional noninterest expense$1,986,0001,509
Pre-tax net operating income$2,861,0001,517
Securities gains (losses)$25,0001,599
Applicable income taxes$707,0001,076
Income before extraordinary items$2,179,0001,718
Extraordinary gains, net$04
Net income$2,179,0001,719
Minority interest net income$065
Net income of bank and minority interests.$2,179,0001,719
Net charge-offs$223,000952
Cash dividends$650,0001,704
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,159,2501,689
2020-03-31 (YTD Data)Rank
Total interest income$4,977,0001,522
Total interest expense$925,0001,501
Net interest income$4,052,0001,489
Provision for loan and lease losses$119,0001,849
Total noninterest income$661,0001,660
Gross Fiduciary activities income$0941
Service charges on deposit accounts$163,0001,541
Trading account gains and feesNANA
Additional Noninterest Income$498,0001,522
Total noninterest expense$3,290,0001,555
Salaries and employee benefits$1,772,0001,659
Premises and equipment expense$521,0001,150
Additional noninterest expense$997,0001,520
Pre-tax net operating income$1,304,0001,479
Securities gains (losses)$01,705
Applicable income taxes$316,0001,040
Income before extraordinary items$988,0001,680
Extraordinary gains, net$04
Net income$988,0001,681
Minority interest net income$056
Net income of bank and minority interests.$988,0001,681
Net charge-offs$89,000936
Cash dividends$350,0001,532
Sale, conversion, retirement of capital stock, net$0482
Net operating income$988,0001,648
2019-12-31 (YTD Data)Rank
Total interest income$19,231,0001,564
Total interest expense$3,704,0001,567
Net interest income$15,527,0001,543
Provision for loan and lease losses$300,0001,946
Total noninterest income$2,549,0001,725
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$853,0001,269
Trading account gains and feesNANA
Additional Noninterest Income$1,696,0001,689
Total noninterest expense$13,012,0001,537
Salaries and employee benefits$7,009,0001,627
Premises and equipment expense$2,102,0001,126
Additional noninterest expense$3,901,0001,546
Pre-tax net operating income$4,764,0001,825
Securities gains (losses)$2,0002,225
Applicable income taxes$1,013,0001,423
Income before extraordinary items$3,753,0001,975
Extraordinary gains, net$011
Net income$3,753,0001,977
Minority interest net income$076
Net income of bank and minority interests.$3,753,0001,977
Net charge-offs$309,0001,346
Cash dividends$750,0002,629
Sale, conversion, retirement of capital stock, net$-166,0005,122
Net operating income$3,751,4201,946
2019-09-30 (YTD Data)Rank
Total interest income$14,249,0001,602
Total interest expense$2,705,0001,604
Net interest income$11,544,0001,572
Provision for loan and lease losses$170,0002,149
Total noninterest income$1,911,0001,718
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$682,0001,207
Trading account gains and feesNANA
Additional Noninterest Income$1,229,0001,719
Total noninterest expense$9,925,0001,515
Salaries and employee benefits$5,432,0001,590
Premises and equipment expense$1,571,0001,133
Additional noninterest expense$2,922,0001,535
Pre-tax net operating income$3,360,0001,961
Securities gains (losses)$2,0001,990
Applicable income taxes$816,0001,408
Income before extraordinary items$2,546,0002,171
Extraordinary gains, net$011
Net income$2,546,0002,171
Minority interest net income$072
Net income of bank and minority interests.$2,546,0002,172
Net charge-offs$243,0001,159
Cash dividends$550,0002,396
Sale, conversion, retirement of capital stock, net$-127,0005,205
Net operating income$2,544,4202,140
2019-06-30 (YTD Data)Rank
Total interest income$9,356,0001,625
Total interest expense$1,739,0001,621
Net interest income$7,617,0001,587
Provision for loan and lease losses$110,0002,135
Total noninterest income$1,224,0001,733
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$478,0001,170
Trading account gains and feesNANA
Additional Noninterest Income$746,0001,783
Total noninterest expense$6,667,0001,506
Salaries and employee benefits$3,563,0001,612
Premises and equipment expense$1,023,0001,153
Additional noninterest expense$2,081,0001,476
Pre-tax net operating income$2,064,0002,053
Securities gains (losses)$1,0001,602
Applicable income taxes$496,0001,448
Income before extraordinary items$1,569,0002,267
Extraordinary gains, net$011
Net income$1,569,0002,267
Minority interest net income$069
Net income of bank and minority interests.$1,569,0002,267
Net charge-offs$239,000890
Cash dividends$350,0002,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,568,2102,235
2019-03-31 (YTD Data)Rank
Total interest income$4,639,0001,630
Total interest expense$860,0001,601
Net interest income$3,779,0001,612
Provision for loan and lease losses$100,0001,466
Total noninterest income$587,0001,753
Gross Fiduciary activities income$0972
Service charges on deposit accounts$232,0001,187
Trading account gains and feesNANA
Additional Noninterest Income$355,0001,786
Total noninterest expense$3,347,0001,513
Salaries and employee benefits$1,749,0001,654
Premises and equipment expense$429,0001,363
Additional noninterest expense$1,169,0001,318
Pre-tax net operating income$919,0002,165
Securities gains (losses)$01,087
Applicable income taxes$217,0001,521
Income before extraordinary items$702,0002,363
Extraordinary gains, net$05
Net income$702,0002,361
Minority interest net income$052
Net income of bank and minority interests.$702,0002,362
Net charge-offs$139,000763
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$702,0002,348
2018-12-31 (YTD Data)Rank
Total interest income$18,115,0001,578
Total interest expense$2,922,0001,460
Net interest income$15,193,0001,582
Provision for loan and lease losses$1,260,000734
Total noninterest income$2,913,0001,582
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,080,0001,103
Trading account gains and feesNANA
Additional Noninterest Income$1,833,0001,581
Total noninterest expense$12,014,0001,620
Salaries and employee benefits$6,605,0001,684
Premises and equipment expense$1,523,0001,480
Additional noninterest expense$3,886,0001,542
Pre-tax net operating income$4,832,0001,816
Securities gains (losses)$-65,0004,906
Applicable income taxes$1,072,0001,327
Income before extraordinary items$3,695,0002,012
Extraordinary gains, net$06
Net income$3,695,0002,010
Minority interest net income$072
Net income of bank and minority interests.$3,695,0002,011
Net charge-offs$931,000624
Cash dividends$1,275,0001,940
Sale, conversion, retirement of capital stock, net$0671
Net operating income$3,746,3501,986
2018-09-30 (YTD Data)Rank
Total interest income$13,387,0001,581
Total interest expense$2,151,0001,418
Net interest income$11,236,0001,597
Provision for loan and lease losses$860,000740
Total noninterest income$2,256,0001,564
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$832,0001,074
Trading account gains and feesNANA
Additional Noninterest Income$1,424,0001,564
Total noninterest expense$8,956,0001,624
Salaries and employee benefits$5,129,0001,631
Premises and equipment expense$1,067,0001,583
Additional noninterest expense$2,760,0001,608
Pre-tax net operating income$3,676,0001,821
Securities gains (losses)$-51,0005,142
Applicable income taxes$881,0001,275
Income before extraordinary items$2,744,0002,032
Extraordinary gains, net$05
Net income$2,744,0002,030
Minority interest net income$066
Net income of bank and minority interests.$2,744,0002,031
Net charge-offs$678,000590
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$2,784,2902,000
2018-06-30 (YTD Data)Rank
Total interest income$8,746,0001,593
Total interest expense$1,403,0001,363
Net interest income$7,343,0001,623
Provision for loan and lease losses$610,000680
Total noninterest income$1,528,0001,545
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$551,0001,076
Trading account gains and feesNANA
Additional Noninterest Income$977,0001,541
Total noninterest expense$5,833,0001,663
Salaries and employee benefits$3,417,0001,650
Premises and equipment expense$706,0001,605
Additional noninterest expense$1,710,0001,718
Pre-tax net operating income$2,428,0001,810
Securities gains (losses)$-6,0004,894
Applicable income taxes$595,0001,253
Income before extraordinary items$1,827,0002,014
Extraordinary gains, net$06
Net income$1,827,0002,012
Minority interest net income$065
Net income of bank and minority interests.$1,827,0002,013
Net charge-offs$680,000427
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,831,7402,002
2018-03-31 (YTD Data)Rank
Total interest income$4,254,0001,621
Total interest expense$652,0001,389
Net interest income$3,602,0001,651
Provision for loan and lease losses$221,000886
Total noninterest income$776,0001,512
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$282,0001,059
Trading account gains and feesNANA
Additional Noninterest Income$494,0001,503
Total noninterest expense$2,946,0001,660
Salaries and employee benefits$1,777,0001,610
Premises and equipment expense$338,0001,688
Additional noninterest expense$831,0001,754
Pre-tax net operating income$1,211,0001,774
Securities gains (losses)$9,000456
Applicable income taxes$296,0001,233
Income before extraordinary items$924,0001,953
Extraordinary gains, net$07
Net income$924,0001,952
Minority interest net income$052
Net income of bank and minority interests.$924,0001,953
Net charge-offs$13,0001,854
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$916,8901,949
2017-12-31 (YTD Data)Rank
Total interest income$16,038,0001,655
Total interest expense$2,083,0001,490
Net interest income$13,955,0001,672
Provision for loan and lease losses$915,000965
Total noninterest income$3,123,0001,543
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,009,0001,184
Trading account gains and feesNANA
Additional Noninterest Income$2,114,0001,478
Total noninterest expense$12,186,0001,604
Salaries and employee benefits$6,767,0001,640
Premises and equipment expense$1,304,0001,728
Additional noninterest expense$4,115,0001,476
Pre-tax net operating income$3,977,0002,048
Securities gains (losses)$26,0001,226
Applicable income taxes$1,778,0001,380
Income before extraordinary items$2,225,0002,508
Extraordinary gains, net$09
Net income$2,225,0002,508
Minority interest net income$076
Net income of bank and minority interests.$2,225,0002,508
Net charge-offs$582,000996
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$2,208,3602,500
2017-09-30 (YTD Data)Rank
Total interest income$11,817,0001,680
Total interest expense$1,487,0001,525
Net interest income$10,330,0001,695
Provision for loan and lease losses$525,0001,112
Total noninterest income$2,188,0001,638
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$731,0001,212
Trading account gains and feesNANA
Additional Noninterest Income$1,457,0001,580
Total noninterest expense$9,288,0001,592
Salaries and employee benefits$5,163,0001,624
Premises and equipment expense$911,0001,842
Additional noninterest expense$3,214,0001,416
Pre-tax net operating income$2,705,0002,230
Securities gains (losses)$36,0001,033
Applicable income taxes$963,0001,495
Income before extraordinary items$1,778,0002,588
Extraordinary gains, net$09
Net income$1,778,0002,588
Minority interest net income$071
Net income of bank and minority interests.$1,778,0002,588
Net charge-offs$458,000857
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$1,754,6002,592
2017-06-30 (YTD Data)Rank
Total interest income$7,656,0001,711
Total interest expense$923,0001,572
Net interest income$6,733,0001,718
Provision for loan and lease losses$380,0001,016
Total noninterest income$1,422,0001,651
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$480,0001,223
Trading account gains and feesNANA
Additional Noninterest Income$942,0001,605
Total noninterest expense$6,069,0001,621
Salaries and employee benefits$3,401,0001,646
Premises and equipment expense$598,0001,871
Additional noninterest expense$2,070,0001,471
Pre-tax net operating income$1,706,0002,262
Securities gains (losses)$36,000768
Applicable income taxes$587,0001,554
Income before extraordinary items$1,155,0002,593
Extraordinary gains, net$011
Net income$1,155,0002,592
Minority interest net income$071
Net income of bank and minority interests.$1,155,0002,593
Net charge-offs$462,000605
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,131,2402,606
2017-03-31 (YTD Data)Rank
Total interest income$3,732,0001,741
Total interest expense$433,0001,642
Net interest income$3,299,0001,745
Provision for loan and lease losses$190,000972
Total noninterest income$755,0001,586
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$226,0001,288
Trading account gains and feesNANA
Additional Noninterest Income$529,0001,485
Total noninterest expense$2,984,0001,661
Salaries and employee benefits$1,652,0001,700
Premises and equipment expense$320,0001,789
Additional noninterest expense$1,012,0001,487
Pre-tax net operating income$880,0002,134
Securities gains (losses)$29,000443
Applicable income taxes$305,0001,482
Income before extraordinary items$604,0002,438
Extraordinary gains, net$08
Net income$604,0002,437
Minority interest net income$055
Net income of bank and minority interests.$604,0002,438
Net charge-offs$373,000411
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$584,8602,477
2016-12-31 (YTD Data)Rank
Total interest income$13,940,0001,821
Total interest expense$1,675,0001,636
Net interest income$12,265,0001,822
Provision for loan and lease losses$1,435,000672
Total noninterest income$1,643,0002,365
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$692,0001,630
Trading account gains and fees$0170
Additional Noninterest Income$951,0002,453
Total noninterest expense$10,432,0001,831
Salaries and employee benefits$5,663,0001,888
Premises and equipment expense$1,132,0001,961
Additional noninterest expense$3,637,0001,678
Pre-tax net operating income$2,041,0003,022
Securities gains (losses)$146,0001,071
Applicable income taxes$655,0002,026
Income before extraordinary items$1,532,0003,253
Extraordinary gains, net$05
Net income$1,532,0003,253
Minority interest net income$082
Net income of bank and minority interests.$1,532,0003,253
Net charge-offs$894,000717
Cash dividends$350,0003,311
Sale, conversion, retirement of capital stock, net$0759
Net operating income$1,429,8003,308
2016-09-30 (YTD Data)Rank
Total interest income$10,162,0001,875
Total interest expense$1,247,0001,653
Net interest income$8,915,0001,880
Provision for loan and lease losses$1,000,000682
Total noninterest income$937,0002,714
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$463,0001,776
Trading account gains and fees$0169
Additional Noninterest Income$474,0002,972
Total noninterest expense$7,460,0001,917
Salaries and employee benefits$4,041,0001,968
Premises and equipment expense$755,0002,144
Additional noninterest expense$2,664,0001,695
Pre-tax net operating income$1,392,0003,221
Securities gains (losses)$86,0001,363
Applicable income taxes$436,0002,166
Income before extraordinary items$1,042,0003,427
Extraordinary gains, net$05
Net income$1,042,0003,425
Minority interest net income$071
Net income of bank and minority interests.$1,042,0003,427
Net charge-offs$454,000858
Cash dividends$250,0003,006
Sale, conversion, retirement of capital stock, net$0719
Net operating income$980,9403,470
2016-06-30 (YTD Data)Rank
Total interest income$6,576,0001,921
Total interest expense$823,0001,658
Net interest income$5,753,0001,942
Provision for loan and lease losses$550,000785
Total noninterest income$525,0002,953
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$276,0001,904
Trading account gains and fees$0157
Additional Noninterest Income$249,0003,282
Total noninterest expense$4,759,0002,008
Salaries and employee benefits$2,569,0002,049
Premises and equipment expense$492,0002,179
Additional noninterest expense$1,698,0001,780
Pre-tax net operating income$969,0003,131
Securities gains (losses)$58,0001,320
Applicable income taxes$306,0002,117
Income before extraordinary items$721,0003,365
Extraordinary gains, net$016
Net income$721,0003,362
Minority interest net income$071
Net income of bank and minority interests.$721,0003,363
Net charge-offs$214,0001,079
Cash dividends$100,0003,236
Sale, conversion, retirement of capital stock, net$0705
Net operating income$680,4003,409
2016-03-31 (YTD Data)Rank
Total interest income$3,175,0001,979
Total interest expense$370,0001,833
Net interest income$2,805,0001,986
Provision for loan and lease losses$225,000871
Total noninterest income$255,0002,985
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$139,0001,888
Trading account gains and fees$0142
Additional Noninterest Income$116,0003,331
Total noninterest expense$2,266,0002,091
Salaries and employee benefits$1,226,0002,139
Premises and equipment expense$251,0002,147
Additional noninterest expense$789,0001,882
Pre-tax net operating income$569,0002,810
Securities gains (losses)$15,0001,354
Applicable income taxes$180,0001,933
Income before extraordinary items$404,0003,119
Extraordinary gains, net$012
Net income$404,0003,117
Minority interest net income$062
Net income of bank and minority interests.$404,0003,118
Net charge-offs$39,0001,595
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$393,6503,102
2015-12-31 (YTD Data)Rank
Total interest income$11,441,0002,107
Total interest expense$1,363,0001,920
Net interest income$10,078,0002,119
Provision for loan and lease losses$1,070,000781
Total noninterest income$1,050,0002,980
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$538,0002,009
Trading account gains and fees$0159
Additional Noninterest Income$512,0003,253
Total noninterest expense$8,701,0002,146
Salaries and employee benefits$4,494,0002,254
Premises and equipment expense$1,005,0002,169
Additional noninterest expense$3,202,0001,889
Pre-tax net operating income$1,357,0003,655
Securities gains (losses)$27,0002,055
Applicable income taxes$325,0002,596
Income before extraordinary items$1,059,0003,833
Extraordinary gains, net$023
Net income$1,059,0003,833
Minority interest net income$081
Net income of bank and minority interests.$1,059,0003,834
Net charge-offs$439,0001,283
Cash dividends$450,0003,025
Sale, conversion, retirement of capital stock, net$0804
Net operating income$1,038,2103,812
2015-09-30 (YTD Data)Rank
Total interest income$8,545,0002,135
Total interest expense$1,018,0001,940
Net interest income$7,527,0002,129
Provision for loan and lease losses$475,0001,079
Total noninterest income$961,0002,717
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$393,0002,069
Trading account gains and fees$0153
Additional Noninterest Income$568,0002,745
Total noninterest expense$6,189,0002,234
Salaries and employee benefits$3,167,0002,370
Premises and equipment expense$744,0002,218
Additional noninterest expense$2,278,0001,974
Pre-tax net operating income$1,824,0002,728
Securities gains (losses)$6,0002,557
Applicable income taxes$543,0001,950
Income before extraordinary items$1,287,0003,057
Extraordinary gains, net$021
Net income$1,287,0003,057
Minority interest net income$078
Net income of bank and minority interests.$1,287,0003,058
Net charge-offs$251,0001,340
Cash dividends$150,0003,263
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,282,8003,010
2015-06-30 (YTD Data)Rank
Total interest income$5,666,0002,147
Total interest expense$681,0001,939
Net interest income$4,985,0002,145
Provision for loan and lease losses$250,0001,275
Total noninterest income$611,0002,794
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$259,0002,048
Trading account gains and fees$0157
Additional Noninterest Income$352,0002,835
Total noninterest expense$4,022,0002,288
Salaries and employee benefits$2,043,0002,470
Premises and equipment expense$501,0002,219
Additional noninterest expense$1,478,0002,022
Pre-tax net operating income$1,324,0002,561
Securities gains (losses)$3,0002,361
Applicable income taxes$418,0001,812
Income before extraordinary items$909,0002,919
Extraordinary gains, net$022
Net income$909,0002,919
Minority interest net income$075
Net income of bank and minority interests.$909,0002,921
Net charge-offs$148,0001,382
Cash dividends$150,0002,968
Sale, conversion, retirement of capital stock, net$0751
Net operating income$906,9302,872
2015-03-31 (YTD Data)Rank
Total interest income$2,862,0002,115
Total interest expense$346,0001,929
Net interest income$2,516,0002,119
Provision for loan and lease losses$175,000986
Total noninterest income$271,0002,922
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$128,0002,046
Trading account gains and fees$0152
Additional Noninterest Income$143,0003,095
Total noninterest expense$2,004,0002,303
Salaries and employee benefits$1,021,0002,482
Premises and equipment expense$247,0002,269
Additional noninterest expense$736,0002,012
Pre-tax net operating income$608,0002,659
Securities gains (losses)$-13,0006,267
Applicable income taxes$180,0001,924
Income before extraordinary items$415,0003,055
Extraordinary gains, net$013
Net income$415,0003,058
Minority interest net income$064
Net income of bank and minority interests.$415,0003,058
Net charge-offs$53,0001,514
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$424,1002,957
2014-12-31 (YTD Data)Rank
Total interest income$11,598,0002,101
Total interest expense$1,495,0001,890
Net interest income$10,103,0002,104
Provision for loan and lease losses$560,0001,351
Total noninterest income$949,0003,186
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$564,0002,063
Trading account gains and fees$0180
Additional Noninterest Income$385,0003,656
Total noninterest expense$7,930,0002,333
Salaries and employee benefits$4,187,0002,398
Premises and equipment expense$959,0002,318
Additional noninterest expense$2,784,0002,175
Pre-tax net operating income$2,562,0002,540
Securities gains (losses)$277,000643
Applicable income taxes$968,0001,575
Income before extraordinary items$1,871,0002,837
Extraordinary gains, net$017
Net income$1,871,0002,835
Minority interest net income$084
Net income of bank and minority interests.$1,871,0002,837
Net charge-offs$1,015,000885
Cash dividends$550,0002,740
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,688,1802,977
2014-09-30 (YTD Data)Rank
Total interest income$8,669,0002,122
Total interest expense$1,132,0001,901
Net interest income$7,537,0002,131
Provision for loan and lease losses$450,0001,237
Total noninterest income$706,0003,231
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$413,0002,125
Trading account gains and fees$0174
Additional Noninterest Income$293,0003,672
Total noninterest expense$5,993,0002,329
Salaries and employee benefits$3,150,0002,379
Premises and equipment expense$725,0002,332
Additional noninterest expense$2,118,0002,132
Pre-tax net operating income$1,800,0002,705
Securities gains (losses)$277,000507
Applicable income taxes$686,0001,668
Income before extraordinary items$1,391,0002,878
Extraordinary gains, net$015
Net income$1,391,0002,879
Minority interest net income$081
Net income of bank and minority interests.$1,391,0002,879
Net charge-offs$1,004,000673
Cash dividends$100,0003,430
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,205,4103,093
2014-06-30 (YTD Data)Rank
Total interest income$5,792,0002,111
Total interest expense$761,0001,913
Net interest income$5,031,0002,110
Provision for loan and lease losses$200,0001,637
Total noninterest income$473,0003,215
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$271,0002,120
Trading account gains and fees$0172
Additional Noninterest Income$202,0003,609
Total noninterest expense$4,057,0002,306
Salaries and employee benefits$2,145,0002,352
Premises and equipment expense$494,0002,295
Additional noninterest expense$1,418,0002,121
Pre-tax net operating income$1,247,0002,575
Securities gains (losses)$162,000552
Applicable income taxes$470,0001,600
Income before extraordinary items$939,0002,765
Extraordinary gains, net$020
Net income$939,0002,769
Minority interest net income$080
Net income of bank and minority interests.$939,0002,769
Net charge-offs$672,000687
Cash dividends$100,0003,133
Sale, conversion, retirement of capital stock, net$0794
Net operating income$830,4602,953
2014-03-31 (YTD Data)Rank
Total interest income$2,930,0002,087
Total interest expense$388,0001,916
Net interest income$2,542,0002,084
Provision for loan and lease losses$100,0001,586
Total noninterest income$193,0003,514
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$131,0002,169
Trading account gains and fees$0147
Additional Noninterest Income$62,0004,275
Total noninterest expense$1,982,0002,351
Salaries and employee benefits$1,053,0002,392
Premises and equipment expense$245,0002,348
Additional noninterest expense$684,0002,190
Pre-tax net operating income$653,0002,435
Securities gains (losses)$01,715
Applicable income taxes$212,0001,664
Income before extraordinary items$441,0002,815
Extraordinary gains, net$016
Net income$441,0002,818
Minority interest net income$066
Net income of bank and minority interests.$441,0002,818
Net charge-offs$507,000497
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$441,0002,773
2013-12-31 (YTD Data)Rank
Total interest income$11,789,0002,085
Total interest expense$1,885,0001,799
Net interest income$9,904,0002,108
Provision for loan and lease losses$900,0001,197
Total noninterest income$1,206,0002,904
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$578,0002,131
Trading account gains and fees$0184
Additional Noninterest Income$628,0003,043
Total noninterest expense$8,181,0002,290
Salaries and employee benefits$4,379,0002,296
Premises and equipment expense$969,0002,302
Additional noninterest expense$2,833,0002,202
Pre-tax net operating income$2,029,0002,829
Securities gains (losses)$242,000800
Applicable income taxes$748,0001,748
Income before extraordinary items$1,523,0003,129
Extraordinary gains, net$029
Net income$1,523,0003,131
Minority interest net income$090
Net income of bank and minority interests.$1,523,0003,132
Net charge-offs$576,0001,867
Cash dividends$565,0002,629
Sale, conversion, retirement of capital stock, net$0924
Net operating income$1,360,8603,287
2013-09-30 (YTD Data)Rank
Total interest income$8,833,0002,105
Total interest expense$1,465,0001,792
Net interest income$7,368,0002,128
Provision for loan and lease losses$600,0001,326
Total noninterest income$938,0002,908
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$433,0002,136
Trading account gains and fees$0180
Additional Noninterest Income$505,0003,007
Total noninterest expense$6,082,0002,321
Salaries and employee benefits$3,256,0002,323
Premises and equipment expense$728,0002,326
Additional noninterest expense$2,098,0002,211
Pre-tax net operating income$1,624,0002,787
Securities gains (losses)$106,0001,177
Applicable income taxes$589,0001,756
Income before extraordinary items$1,141,0003,166
Extraordinary gains, net$025
Net income$1,141,0003,169
Minority interest net income$084
Net income of bank and minority interests.$1,141,0003,170
Net charge-offs$462,0001,667
Cash dividends$215,0002,878
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,071,0403,218
2013-06-30 (YTD Data)Rank
Total interest income$5,880,0002,101
Total interest expense$1,018,0001,754
Net interest income$4,862,0002,150
Provision for loan and lease losses$450,0001,252
Total noninterest income$598,0002,998
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$282,0002,148
Trading account gains and fees$0157
Additional Noninterest Income$316,0003,129
Total noninterest expense$3,976,0002,356
Salaries and employee benefits$2,154,0002,342
Premises and equipment expense$474,0002,380
Additional noninterest expense$1,348,0002,276
Pre-tax net operating income$1,034,0002,831
Securities gains (losses)$50,0001,522
Applicable income taxes$367,0001,826
Income before extraordinary items$717,0003,265
Extraordinary gains, net$022
Net income$717,0003,266
Minority interest net income$082
Net income of bank and minority interests.$717,0003,268
Net charge-offs$335,0001,589
Cash dividends$115,0002,912
Sale, conversion, retirement of capital stock, net$0838
Net operating income$684,0003,265
2013-03-31 (YTD Data)Rank
Total interest income$2,952,0002,107
Total interest expense$532,0001,724
Net interest income$2,420,0002,170
Provision for loan and lease losses$150,0001,610
Total noninterest income$262,0003,203
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$136,0002,198
Trading account gains and fees$0148
Additional Noninterest Income$126,0003,420
Total noninterest expense$1,990,0002,379
Salaries and employee benefits$1,092,0002,334
Premises and equipment expense$229,0002,476
Additional noninterest expense$669,0002,319
Pre-tax net operating income$542,0002,725
Securities gains (losses)$01,966
Applicable income taxes$187,0001,777
Income before extraordinary items$355,0003,250
Extraordinary gains, net$010
Net income$355,0003,250
Minority interest net income$076
Net income of bank and minority interests.$355,0003,252
Net charge-offs$27,0002,862
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$355,0003,152
2012-12-31 (YTD Data)Rank
Total interest income$12,105,0002,160
Total interest expense$2,624,0001,672
Net interest income$9,481,0002,263
Provision for loan and lease losses$785,0002,101
Total noninterest income$1,125,0003,061
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$552,0002,298
Trading account gains and fees$0166
Additional Noninterest Income$573,0003,171
Total noninterest expense$7,905,0002,398
Salaries and employee benefits$4,362,0002,268
Premises and equipment expense$967,0002,336
Additional noninterest expense$2,576,0002,494
Pre-tax net operating income$1,916,0002,893
Securities gains (losses)$222,0001,606
Applicable income taxes$740,0001,782
Income before extraordinary items$1,398,0003,257
Extraordinary gains, net$029
Net income$1,398,0003,257
Minority interest net income$093
Net income of bank and minority interests.$1,398,0003,257
Net charge-offs$939,0001,888
Cash dividends$420,0002,953
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$1,253,7003,315
2012-09-30 (YTD Data)Rank
Total interest income$9,098,0002,194
Total interest expense$2,040,0001,694
Net interest income$7,058,0002,320
Provision for loan and lease losses$635,0001,976
Total noninterest income$832,0003,091
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$405,0002,367
Trading account gains and fees$0157
Additional Noninterest Income$427,0003,180
Total noninterest expense$5,899,0002,410
Salaries and employee benefits$3,276,0002,267
Premises and equipment expense$726,0002,366
Additional noninterest expense$1,897,0002,545
Pre-tax net operating income$1,356,0003,086
Securities gains (losses)$222,0001,353
Applicable income taxes$544,0001,852
Income before extraordinary items$1,034,0003,362
Extraordinary gains, net$020
Net income$1,034,0003,363
Minority interest net income$086
Net income of bank and minority interests.$1,034,0003,364
Net charge-offs$776,0001,710
Cash dividends$125,0003,187
Sale, conversion, retirement of capital stock, net$0952
Net operating income$887,4803,514
2012-06-30 (YTD Data)Rank
Total interest income$6,053,0002,206
Total interest expense$1,386,0001,725
Net interest income$4,667,0002,338
Provision for loan and lease losses$435,0001,978
Total noninterest income$521,0003,169
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$266,0002,372
Trading account gains and fees$0153
Additional Noninterest Income$255,0003,303
Total noninterest expense$3,897,0002,421
Salaries and employee benefits$2,177,0002,279
Premises and equipment expense$482,0002,365
Additional noninterest expense$1,238,0002,607
Pre-tax net operating income$856,0003,155
Securities gains (losses)$177,0001,193
Applicable income taxes$350,0001,882
Income before extraordinary items$683,0003,381
Extraordinary gains, net$019
Net income$683,0003,381
Minority interest net income$084
Net income of bank and minority interests.$683,0003,382
Net charge-offs$707,0001,439
Cash dividends$125,0002,850
Sale, conversion, retirement of capital stock, net$0928
Net operating income$566,1803,569
2012-03-31 (YTD Data)Rank
Total interest income$3,005,0002,247
Total interest expense$695,0001,769
Net interest income$2,310,0002,372
Provision for loan and lease losses$275,0001,672
Total noninterest income$312,0002,884
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$130,0002,402
Trading account gains and fees$0148
Additional Noninterest Income$182,0002,787
Total noninterest expense$1,931,0002,448
Salaries and employee benefits$1,101,0002,259
Premises and equipment expense$239,0002,396
Additional noninterest expense$591,0002,693
Pre-tax net operating income$416,0003,240
Securities gains (losses)$168,000674
Applicable income taxes$178,0001,865
Income before extraordinary items$406,0003,025
Extraordinary gains, net$019
Net income$406,0003,028
Minority interest net income$078
Net income of bank and minority interests.$406,0003,029
Net charge-offs$363,0001,320
Cash dividends$125,0001,908
Sale, conversion, retirement of capital stock, net$0861
Net operating income$288,4003,551
2011-12-31 (YTD Data)Rank
Total interest income$12,458,0002,244
Total interest expense$3,186,0001,858
Net interest income$9,272,0002,365
Provision for loan and lease losses$500,0003,454
Total noninterest income$1,382,0002,580
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$622,0002,180
Trading account gains and fees$0146
Additional Noninterest Income$760,0002,526
Total noninterest expense$7,567,0002,492
Salaries and employee benefits$4,092,0002,354
Premises and equipment expense$1,014,0002,385
Additional noninterest expense$2,461,0002,620
Pre-tax net operating income$2,587,0002,076
Securities gains (losses)$72,0002,311
Applicable income taxes$903,0001,449
Income before extraordinary items$1,756,0002,487
Extraordinary gains, net$029
Net income$1,756,0002,487
Minority interest net income$096
Net income of bank and minority interests.$1,756,0002,488
Net charge-offs$219,0004,188
Cash dividends$533,0002,359
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,708,4802,458
2011-09-30 (YTD Data)Rank
Total interest income$9,356,0002,263
Total interest expense$2,462,0001,881
Net interest income$6,894,0002,383
Provision for loan and lease losses$425,0003,131
Total noninterest income$1,029,0002,571
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$475,0002,164
Trading account gains and fees$0145
Additional Noninterest Income$554,0002,542
Total noninterest expense$5,673,0002,494
Salaries and employee benefits$3,059,0002,355
Premises and equipment expense$766,0002,394
Additional noninterest expense$1,848,0002,631
Pre-tax net operating income$1,825,0002,242
Securities gains (losses)$147,0001,448
Applicable income taxes$564,0001,628
Income before extraordinary items$1,408,0002,444
Extraordinary gains, net$021
Net income$1,408,0002,446
Minority interest net income$087
Net income of bank and minority interests.$1,408,0002,446
Net charge-offs$203,0003,698
Cash dividends$120,0003,033
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,303,6302,479
2011-06-30 (YTD Data)Rank
Total interest income$6,225,0002,279
Total interest expense$1,680,0001,904
Net interest income$4,545,0002,414
Provision for loan and lease losses$300,0002,953
Total noninterest income$698,0002,547
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$315,0002,150
Trading account gains and fees$0153
Additional Noninterest Income$383,0002,499
Total noninterest expense$3,748,0002,534
Salaries and employee benefits$1,998,0002,426
Premises and equipment expense$507,0002,415
Additional noninterest expense$1,243,0002,661
Pre-tax net operating income$1,195,0002,243
Securities gains (losses)$41,0001,708
Applicable income taxes$331,0001,699
Income before extraordinary items$905,0002,455
Extraordinary gains, net$015
Net income$905,0002,455
Minority interest net income$089
Net income of bank and minority interests.$905,0002,455
Net charge-offs$201,0003,115
Cash dividends$120,0002,675
Sale, conversion, retirement of capital stock, net$0986
Net operating income$875,0702,432
2011-03-31 (YTD Data)Rank
Total interest income$3,109,0002,294
Total interest expense$865,0001,912
Net interest income$2,244,0002,450
Provision for loan and lease losses$150,0002,750
Total noninterest income$330,0002,663
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$145,0002,245
Trading account gains and fees$0158
Additional Noninterest Income$185,0002,584
Total noninterest expense$1,859,0002,565
Salaries and employee benefits$1,001,0002,433
Premises and equipment expense$254,0002,461
Additional noninterest expense$604,0002,710
Pre-tax net operating income$565,0002,339
Securities gains (losses)$-14,0007,204
Applicable income taxes$145,0001,826
Income before extraordinary items$406,0002,629
Extraordinary gains, net$09
Net income$406,0002,628
Minority interest net income$086
Net income of bank and minority interests.$406,0002,629
Net charge-offs$22,0003,981
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$416,3602,521
2010-12-31 (YTD Data)Rank
Total interest income$12,963,0002,315
Total interest expense$4,083,0001,958
Net interest income$8,880,0002,478
Provision for loan and lease losses$710,0003,576
Total noninterest income$1,188,0002,932
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$594,0002,306
Trading account gains and fees$0175
Additional Noninterest Income$594,0002,933
Total noninterest expense$7,326,0002,631
Salaries and employee benefits$3,807,0002,524
Premises and equipment expense$1,015,0002,451
Additional noninterest expense$2,504,0002,683
Pre-tax net operating income$2,032,0002,205
Securities gains (losses)$449,000967
Applicable income taxes$728,0001,517
Income before extraordinary items$1,753,0002,241
Extraordinary gains, net$029
Net income$1,753,0002,241
Minority interest net income$0111
Net income of bank and minority interests.$1,753,0002,243
Net charge-offs$250,0004,525
Cash dividends$290,0002,959
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$1,434,2102,488
2010-09-30 (YTD Data)Rank
Total interest income$9,668,0002,390
Total interest expense$3,140,0001,996
Net interest income$6,528,0002,550
Provision for loan and lease losses$550,0003,381
Total noninterest income$901,0002,929
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$435,0002,418
Trading account gains and fees$0165
Additional Noninterest Income$466,0002,872
Total noninterest expense$5,311,0002,698
Salaries and employee benefits$2,824,0002,573
Premises and equipment expense$753,0002,512
Additional noninterest expense$1,734,0002,803
Pre-tax net operating income$1,568,0002,290
Securities gains (losses)$434,000835
Applicable income taxes$638,0001,421
Income before extraordinary items$1,364,0002,334
Extraordinary gains, net$023
Net income$1,364,0002,331
Minority interest net income$0110
Net income of bank and minority interests.$1,364,0002,335
Net charge-offs$181,0004,328
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,068,8802,638
2010-06-30 (YTD Data)Rank
Total interest income$6,388,0002,428
Total interest expense$2,116,0002,044
Net interest income$4,272,0002,594
Provision for loan and lease losses$400,0003,175
Total noninterest income$603,0002,854
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$289,0002,428
Trading account gains and fees$0152
Additional Noninterest Income$314,0002,775
Total noninterest expense$3,473,0002,746
Salaries and employee benefits$1,843,0002,625
Premises and equipment expense$508,0002,514
Additional noninterest expense$1,122,0002,888
Pre-tax net operating income$1,002,0002,364
Securities gains (losses)$148,0001,144
Applicable income taxes$350,0001,579
Income before extraordinary items$800,0002,505
Extraordinary gains, net$019
Net income$800,0002,501
Minority interest net income$0105
Net income of bank and minority interests.$800,0002,504
Net charge-offs$100,0004,255
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$696,4002,682
2010-03-31 (YTD Data)Rank
Total interest income$3,141,0002,528
Total interest expense$1,068,0002,129
Net interest income$2,073,0002,686
Provision for loan and lease losses$250,0002,660
Total noninterest income$293,0002,903
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$136,0002,530
Trading account gains and fees$0175
Additional Noninterest Income$157,0002,758
Total noninterest expense$1,707,0002,822
Salaries and employee benefits$917,0002,669
Premises and equipment expense$261,0002,501
Additional noninterest expense$529,0003,017
Pre-tax net operating income$409,0002,799
Securities gains (losses)$136,000666
Applicable income taxes$160,0001,668
Income before extraordinary items$385,0002,616
Extraordinary gains, net$016
Net income$385,0002,613
Minority interest net income$091
Net income of bank and minority interests.$385,0002,616
Net charge-offs$4,0005,215
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$288,4403,103
2009-12-31 (YTD Data)Rank
Total interest income$13,151,0002,524
Total interest expense$5,001,0002,261
Net interest income$8,150,0002,676
Provision for loan and lease losses$590,0004,294
Total noninterest income$1,131,0003,101
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$646,0002,408
Trading account gains and fees$0211
Additional Noninterest Income$485,0003,254
Total noninterest expense$7,084,0002,768
Salaries and employee benefits$3,783,0002,568
Premises and equipment expense$1,116,0002,352
Additional noninterest expense$2,185,0003,101
Pre-tax net operating income$1,607,0002,257
Securities gains (losses)$305,0001,230
Applicable income taxes$540,0001,483
Income before extraordinary items$1,372,0002,255
Extraordinary gains, net$034
Net income$1,372,0002,253
Minority interest net income$0115
Net income of bank and minority interests.$1,372,0002,254
Net charge-offs$631,0003,497
Cash dividends$480,0002,613
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,152,4002,488
2009-09-30 (YTD Data)Rank
Total interest income$9,917,0002,547
Total interest expense$3,867,0002,285
Net interest income$6,050,0002,706
Provision for loan and lease losses$190,0005,217
Total noninterest income$820,0003,212
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$482,0002,431
Trading account gains and fees$0212
Additional Noninterest Income$338,0003,442
Total noninterest expense$5,363,0002,747
Salaries and employee benefits$2,856,0002,578
Premises and equipment expense$869,0002,304
Additional noninterest expense$1,638,0003,071
Pre-tax net operating income$1,317,0002,285
Securities gains (losses)$5,0003,160
Applicable income taxes$367,0001,721
Income before extraordinary items$955,0002,555
Extraordinary gains, net$027
Net income$955,0002,553
Minority interest net income$0118
Net income of bank and minority interests.$955,0002,556
Net charge-offs$575,0002,849
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$951,4002,514
2009-06-30 (YTD Data)Rank
Total interest income$6,617,0002,588
Total interest expense$2,651,0002,315
Net interest income$3,966,0002,742
Provision for loan and lease losses$75,0005,625
Total noninterest income$548,0003,204
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$318,0002,427
Trading account gains and fees$0193
Additional Noninterest Income$230,0003,427
Total noninterest expense$3,575,0002,776
Salaries and employee benefits$1,878,0002,643
Premises and equipment expense$588,0002,306
Additional noninterest expense$1,109,0003,039
Pre-tax net operating income$864,0002,373
Securities gains (losses)$03,136
Applicable income taxes$251,0001,723
Income before extraordinary items$613,0002,734
Extraordinary gains, net$021
Net income$613,0002,732
Minority interest net income$0112
Net income of bank and minority interests.$613,0002,734
Net charge-offs$183,0003,534
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$613,0002,646
2009-03-31 (YTD Data)Rank
Total interest income$3,308,0002,622
Total interest expense$1,377,0002,317
Net interest income$1,931,0002,795
Provision for loan and lease losses$15,0006,043
Total noninterest income$268,0003,232
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$155,0002,392
Trading account gains and fees$0171
Additional Noninterest Income$113,0003,457
Total noninterest expense$1,750,0002,744
Salaries and employee benefits$947,0002,670
Premises and equipment expense$297,0002,317
Additional noninterest expense$506,0002,980
Pre-tax net operating income$434,0002,645
Securities gains (losses)$02,434
Applicable income taxes$142,0001,798
Income before extraordinary items$292,0003,179
Extraordinary gains, net$015
Net income$292,0003,179
Minority interest net income$0102
Net income of bank and minority interests.$292,0003,179
Net charge-offs$54,0003,467
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$292,0003,025
2008-12-31 (YTD Data)Rank
Total interest income$14,059,0002,627
Total interest expense$6,218,0002,439
Net interest income$7,841,0002,764
Provision for loan and lease losses$07,334
Total noninterest income$1,161,0003,105
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$758,0002,207
Trading account gains and fees$0154
Additional Noninterest Income$403,0003,572
Total noninterest expense$6,359,0002,913
Salaries and employee benefits$3,426,0002,884
Premises and equipment expense$1,080,0002,452
Additional noninterest expense$1,853,0003,066
Pre-tax net operating income$2,643,0002,003
Securities gains (losses)$03,220
Applicable income taxes$802,0001,395
Income before extraordinary items$1,841,0002,157
Extraordinary gains, net$039
Net income$1,841,0002,159
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$41,0005,787
Cash dividends$505,0003,340
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,841,0002,268
2008-09-30 (YTD Data)Rank
Total interest income$10,696,0002,645
Total interest expense$4,751,0002,489
Net interest income$5,945,0002,747
Provision for loan and lease losses$06,991
Total noninterest income$883,0003,146
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$576,0002,207
Trading account gains and fees$0148
Additional Noninterest Income$307,0003,653
Total noninterest expense$4,766,0002,896
Salaries and employee benefits$2,585,0002,884
Premises and equipment expense$830,0002,410
Additional noninterest expense$1,351,0003,034
Pre-tax net operating income$2,062,0002,257
Securities gains (losses)$03,106
Applicable income taxes$630,0001,640
Income before extraordinary items$1,432,0002,417
Extraordinary gains, net$031
Net income$1,432,0002,415
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0005,222
Cash dividends$30,0004,796
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,432,0002,525
2008-06-30 (YTD Data)Rank
Total interest income$7,090,0002,686
Total interest expense$3,179,0002,571
Net interest income$3,911,0002,766
Provision for loan and lease losses$06,671
Total noninterest income$587,0003,177
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$379,0002,215
Trading account gains and fees$0149
Additional Noninterest Income$208,0003,690
Total noninterest expense$3,219,0002,870
Salaries and employee benefits$1,781,0002,839
Premises and equipment expense$545,0002,447
Additional noninterest expense$893,0003,035
Pre-tax net operating income$1,279,0002,486
Securities gains (losses)$03,233
Applicable income taxes$379,0001,931
Income before extraordinary items$900,0002,801
Extraordinary gains, net$021
Net income$900,0002,800
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0005,718
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$900,0002,747
2008-03-31 (YTD Data)Rank
Total interest income$3,566,0002,739
Total interest expense$1,602,0002,715
Net interest income$1,964,0002,747
Provision for loan and lease losses$06,080
Total noninterest income$288,0003,213
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$179,0002,275
Trading account gains and fees$0158
Additional Noninterest Income$109,0003,609
Total noninterest expense$1,560,0002,941
Salaries and employee benefits$882,0002,898
Premises and equipment expense$269,0002,503
Additional noninterest expense$409,0003,251
Pre-tax net operating income$692,0002,433
Securities gains (losses)$02,688
Applicable income taxes$210,0001,901
Income before extraordinary items$482,0002,770
Extraordinary gains, net$015
Net income$482,0002,772
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0003,990
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$482,0002,689
2007-12-31 (YTD Data)Rank
Total interest income$14,024,0002,860
Total interest expense$6,422,0002,846
Net interest income$7,602,0002,869
Provision for loan and lease losses$60,0005,449
Total noninterest income$1,027,0003,483
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$680,0002,424
Trading account gains and fees$0178
Additional Noninterest Income$347,0003,999
Total noninterest expense$6,127,0002,913
Salaries and employee benefits$3,403,0002,882
Premises and equipment expense$1,042,0002,474
Additional noninterest expense$1,682,0003,111
Pre-tax net operating income$2,442,0002,876
Securities gains (losses)$02,146
Applicable income taxes$715,0002,274
Income before extraordinary items$1,727,0003,136
Extraordinary gains, net$039
Net income$1,727,0003,134
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0004,608
Cash dividends$525,0003,625
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,727,0003,124
2007-09-30 (YTD Data)Rank
Total interest income$10,320,0002,907
Total interest expense$4,763,0002,865
Net interest income$5,557,0002,948
Provision for loan and lease losses$60,0004,834
Total noninterest income$729,0003,602
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$689,0001,887
Trading account gains and fees$0184
Additional Noninterest Income$40,0007,060
Total noninterest expense$4,595,0002,892
Salaries and employee benefits$2,557,0002,853
Premises and equipment expense$770,0002,499
Additional noninterest expense$1,268,0003,041
Pre-tax net operating income$1,631,0003,283
Securities gains (losses)$01,655
Applicable income taxes$462,0002,637
Income before extraordinary items$1,169,0003,528
Extraordinary gains, net$033
Net income$1,169,0003,527
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0003,581
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,169,0003,513
2007-06-30 (YTD Data)Rank
Total interest income$6,730,0002,977
Total interest expense$3,139,0002,891
Net interest income$3,591,0003,058
Provision for loan and lease losses$60,0003,990
Total noninterest income$459,0003,732
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$426,0002,004
Trading account gains and fees$0168
Additional Noninterest Income$33,0006,866
Total noninterest expense$3,069,0002,917
Salaries and employee benefits$1,683,0002,932
Premises and equipment expense$517,0002,503
Additional noninterest expense$869,0002,972
Pre-tax net operating income$921,0003,710
Securities gains (losses)$01,444
Applicable income taxes$252,0002,955
Income before extraordinary items$669,0003,929
Extraordinary gains, net$029
Net income$669,0003,929
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0003,680
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$669,0003,916
2007-03-31 (YTD Data)Rank
Total interest income$3,268,0003,040
Total interest expense$1,539,0002,920
Net interest income$1,729,0003,145
Provision for loan and lease losses$30,0003,737
Total noninterest income$224,0003,784
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$200,0002,050
Trading account gains and fees$0195
Additional Noninterest Income$24,0006,337
Total noninterest expense$1,478,0003,018
Salaries and employee benefits$817,0003,035
Premises and equipment expense$249,0002,597
Additional noninterest expense$412,0003,094
Pre-tax net operating income$445,0003,770
Securities gains (losses)$01,187
Applicable income taxes$124,0002,994
Income before extraordinary items$321,0004,017
Extraordinary gains, net$022
Net income$321,0004,018
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$321,0003,996
2006-12-31 (YTD Data)Rank
Total interest income$11,999,0003,089
Total interest expense$4,669,0003,202
Net interest income$7,330,0002,987
Provision for loan and lease losses$120,0004,374
Total noninterest income$825,0003,975
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$749,0002,236
Trading account gains and fees$0130
Additional Noninterest Income$76,0006,753
Total noninterest expense$5,448,0003,108
Salaries and employee benefits$2,987,0003,139
Premises and equipment expense$993,0002,492
Additional noninterest expense$1,468,0003,347
Pre-tax net operating income$2,587,0003,058
Securities gains (losses)$-2,0006,862
Applicable income taxes$795,0002,485
Income before extraordinary items$1,790,0003,366
Extraordinary gains, net$051
Net income$1,790,0003,364
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0005,765
Cash dividends$500,0003,695
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,791,3803,348
2006-09-30 (YTD Data)Rank
Total interest income$8,718,0003,152
Total interest expense$3,256,0003,287
Net interest income$5,462,0003,031
Provision for loan and lease losses$90,0004,225
Total noninterest income$617,0003,999
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$556,0002,265
Trading account gains and fees$0126
Additional Noninterest Income$61,0006,658
Total noninterest expense$4,043,0003,142
Salaries and employee benefits$2,212,0003,174
Premises and equipment expense$743,0002,493
Additional noninterest expense$1,088,0003,379
Pre-tax net operating income$1,946,0003,180
Securities gains (losses)$-2,0007,192
Applicable income taxes$612,0002,566
Income before extraordinary items$1,332,0003,476
Extraordinary gains, net$045
Net income$1,332,0003,478
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0005,187
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,333,3803,460
2006-06-30 (YTD Data)Rank
Total interest income$5,638,0003,196
Total interest expense$2,026,0003,338
Net interest income$3,612,0003,055
Provision for loan and lease losses$60,0004,062
Total noninterest income$409,0004,003
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$364,0002,271
Trading account gains and fees$0126
Additional Noninterest Income$45,0006,526
Total noninterest expense$2,687,0003,155
Salaries and employee benefits$1,478,0003,163
Premises and equipment expense$491,0002,512
Additional noninterest expense$718,0003,403
Pre-tax net operating income$1,274,0003,219
Securities gains (losses)$-2,0007,528
Applicable income taxes$397,0002,627
Income before extraordinary items$875,0003,520
Extraordinary gains, net$039
Net income$875,0003,523
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,137
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$876,3803,501
2006-03-31 (YTD Data)Rank
Total interest income$2,762,0003,185
Total interest expense$940,0003,417
Net interest income$1,822,0003,018
Provision for loan and lease losses$30,0003,822
Total noninterest income$207,0003,907
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$178,0002,245
Trading account gains and fees$0115
Additional Noninterest Income$29,0006,131
Total noninterest expense$1,365,0003,127
Salaries and employee benefits$741,0003,184
Premises and equipment expense$250,0002,467
Additional noninterest expense$374,0003,300
Pre-tax net operating income$634,0003,192
Securities gains (losses)$1,000856
Applicable income taxes$197,0002,629
Income before extraordinary items$438,0003,470
Extraordinary gains, net$021
Net income$438,0003,469
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,131
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$437,3103,449
2005-12-31 (YTD Data)Rank
Total interest income$10,332,0003,069
Total interest expense$3,519,0002,931
Net interest income$6,813,0003,110
Provision for loan and lease losses$82,0005,102
Total noninterest income$804,0004,032
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$722,0002,288
Trading account gains and fees$0138
Additional Noninterest Income$82,0006,710
Total noninterest expense$5,253,0003,104
Salaries and employee benefits$2,739,0003,215
Premises and equipment expense$953,0002,473
Additional noninterest expense$1,561,0003,130
Pre-tax net operating income$2,282,0003,371
Securities gains (losses)$02,296
Applicable income taxes$688,0002,844
Income before extraordinary items$1,594,0003,641
Extraordinary gains, net$046
Net income$1,594,0003,642
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0004,711
Cash dividends$560,0003,453
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,594,0003,619
2005-09-30 (YTD Data)Rank
Total interest income$7,538,0003,092
Total interest expense$2,548,0002,888
Net interest income$4,990,0003,153
Provision for loan and lease losses$52,0005,144
Total noninterest income$588,0004,106
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$533,0002,320
Trading account gains and fees$0126
Additional Noninterest Income$55,0006,929
Total noninterest expense$3,853,0003,132
Salaries and employee benefits$2,052,0003,205
Premises and equipment expense$632,0002,743
Additional noninterest expense$1,169,0003,107
Pre-tax net operating income$1,673,0003,480
Securities gains (losses)$02,317
Applicable income taxes$514,0002,893
Income before extraordinary items$1,159,0003,758
Extraordinary gains, net$035
Net income$1,159,0003,759
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0005,856
Cash dividends$135,0004,466
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,159,0003,720
2005-06-30 (YTD Data)Rank
Total interest income$4,908,0003,086
Total interest expense$1,632,0002,847
Net interest income$3,276,0003,173
Provision for loan and lease losses$27,0005,411
Total noninterest income$380,0004,174
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$338,0002,383
Trading account gains and fees$0116
Additional Noninterest Income$42,0006,689
Total noninterest expense$2,577,0003,107
Salaries and employee benefits$1,366,0003,186
Premises and equipment expense$432,0002,650
Additional noninterest expense$779,0003,087
Pre-tax net operating income$1,052,0003,582
Securities gains (losses)$02,146
Applicable income taxes$326,0002,955
Income before extraordinary items$726,0003,888
Extraordinary gains, net$030
Net income$726,0003,890
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0004,782
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$726,0003,830
2005-03-31 (YTD Data)Rank
Total interest income$2,359,0003,144
Total interest expense$793,0002,810
Net interest income$1,566,0003,294
Provision for loan and lease losses$12,0005,254
Total noninterest income$189,0004,121
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$161,0002,413
Trading account gains and fees$0115
Additional Noninterest Income$28,0006,283
Total noninterest expense$1,297,0003,100
Salaries and employee benefits$676,0003,219
Premises and equipment expense$215,0002,693
Additional noninterest expense$406,0002,974
Pre-tax net operating income$446,0003,991
Securities gains (losses)$01,685
Applicable income taxes$132,0003,320
Income before extraordinary items$314,0004,232
Extraordinary gains, net$024
Net income$314,0004,233
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$314,0004,189
2004-12-31 (YTD Data)Rank
Total interest income$8,737,0003,176
Total interest expense$2,929,0002,683
Net interest income$5,808,0003,377
Provision for loan and lease losses$48,0005,981
Total noninterest income$751,0004,225
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$680,0002,441
Trading account gains and fees$0138
Additional Noninterest Income$71,0006,969
Total noninterest expense$4,613,0003,347
Salaries and employee benefits$2,564,0003,275
Premises and equipment expense$730,0003,021
Additional noninterest expense$1,319,0003,484
Pre-tax net operating income$1,898,0003,635
Securities gains (losses)$03,819
Applicable income taxes$533,0003,242
Income before extraordinary items$1,365,0003,862
Extraordinary gains, net$034
Net income$1,365,0003,863
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0006,099
Cash dividends$300,0004,324
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,365,0003,802
2004-09-30 (YTD Data)Rank
Total interest income$6,377,0003,234
Total interest expense$2,155,0002,681
Net interest income$4,222,0003,446
Provision for loan and lease losses$36,0005,817
Total noninterest income$551,0004,292
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$486,0002,561
Trading account gains and fees$0134
Additional Noninterest Income$65,0006,663
Total noninterest expense$3,289,0003,466
Salaries and employee benefits$1,858,0003,348
Premises and equipment expense$482,0003,351
Additional noninterest expense$949,0003,571
Pre-tax net operating income$1,448,0003,656
Securities gains (losses)$03,710
Applicable income taxes$417,0003,233
Income before extraordinary items$1,031,0003,923
Extraordinary gains, net$026
Net income$1,031,0003,924
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0005,357
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,031,0003,862
2004-06-30 (YTD Data)Rank
Total interest income$4,125,0003,309
Total interest expense$1,443,0002,654
Net interest income$2,682,0003,570
Provision for loan and lease losses$24,0005,696
Total noninterest income$357,0004,375
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$322,0002,560
Trading account gains and fees$0130
Additional Noninterest Income$35,0007,019
Total noninterest expense$2,130,0003,560
Salaries and employee benefits$1,229,0003,373
Premises and equipment expense$294,0003,614
Additional noninterest expense$607,0003,713
Pre-tax net operating income$885,0003,844
Securities gains (losses)$03,413
Applicable income taxes$246,0003,415
Income before extraordinary items$639,0004,068
Extraordinary gains, net$021
Net income$639,0004,069
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0005,183
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$639,0003,987
2004-03-31 (YTD Data)Rank
Total interest income$2,021,0003,374
Total interest expense$752,0002,603
Net interest income$1,269,0003,718
Provision for loan and lease losses$12,0005,458
Total noninterest income$170,0004,459
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$144,0002,765
Trading account gains and fees$0121
Additional Noninterest Income$26,0006,361
Total noninterest expense$1,019,0003,697
Salaries and employee benefits$595,0003,489
Premises and equipment expense$145,0003,675
Additional noninterest expense$279,0003,970
Pre-tax net operating income$408,0004,026
Securities gains (losses)$02,934
Applicable income taxes$111,0003,616
Income before extraordinary items$297,0004,297
Extraordinary gains, net$016
Net income$297,0004,296
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0003,876
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$297,0004,169
2003-12-31 (YTD Data)Rank
Total interest income$7,995,0003,448
Total interest expense$3,154,0002,740
Net interest income$4,841,0003,762
Provision for loan and lease losses$48,0006,339
Total noninterest income$694,0004,577
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$604,0002,675
Trading account gains and fees$0160
Additional Noninterest Income$90,0006,702
Total noninterest expense$3,769,0003,872
Salaries and employee benefits$2,197,0003,623
Premises and equipment expense$553,0003,757
Additional noninterest expense$1,019,0004,208
Pre-tax net operating income$1,718,0003,761
Securities gains (losses)$04,500
Applicable income taxes$442,0003,595
Income before extraordinary items$1,276,0003,976
Extraordinary gains, net$054
Net income$1,276,0003,977
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0005,380
Cash dividends$500,0003,502
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,276,0003,800
2003-09-30 (YTD Data)Rank
Total interest income$5,967,0003,512
Total interest expense$2,378,0002,820
Net interest income$3,589,0003,827
Provision for loan and lease losses$36,0006,222
Total noninterest income$508,0004,704
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$447,0002,717
Trading account gains and fees$0153
Additional Noninterest Income$61,0006,919
Total noninterest expense$2,676,0004,024
Salaries and employee benefits$1,545,0003,818
Premises and equipment expense$416,0003,746
Additional noninterest expense$715,0004,410
Pre-tax net operating income$1,385,0003,691
Securities gains (losses)$04,204
Applicable income taxes$375,0003,520
Income before extraordinary items$1,010,0003,958
Extraordinary gains, net$040
Net income$1,010,0003,957
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0005,146
Cash dividends$500,0002,668
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,010,0003,799
2003-06-30 (YTD Data)Rank
Total interest income$3,930,0003,570
Total interest expense$1,581,0002,903
Net interest income$2,349,0003,886
Provision for loan and lease losses$24,0006,151
Total noninterest income$333,0004,716
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$290,0002,728
Trading account gains and fees$0150
Additional Noninterest Income$43,0006,830
Total noninterest expense$1,736,0004,124
Salaries and employee benefits$993,0003,937
Premises and equipment expense$269,0003,818
Additional noninterest expense$474,0004,417
Pre-tax net operating income$922,0003,695
Securities gains (losses)$03,782
Applicable income taxes$261,0003,477
Income before extraordinary items$661,0004,027
Extraordinary gains, net$030
Net income$661,0004,027
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0004,336
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$661,0003,847
2003-03-31 (YTD Data)Rank
Total interest income$1,946,0003,603
Total interest expense$791,0002,969
Net interest income$1,155,0003,941
Provision for loan and lease losses$12,0005,906
Total noninterest income$166,0004,626
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$140,0002,724
Trading account gains and fees$0134
Additional Noninterest Income$26,0006,499
Total noninterest expense$853,0004,167
Salaries and employee benefits$486,0003,993
Premises and equipment expense$131,0003,907
Additional noninterest expense$236,0004,401
Pre-tax net operating income$456,0003,715
Securities gains (losses)$02,891
Applicable income taxes$125,0003,551
Income before extraordinary items$331,0003,968
Extraordinary gains, net$021
Net income$331,0003,966
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0003,174
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$331,0003,780
2002-12-31 (YTD Data)Rank
Total interest income$7,988,0003,650
Total interest expense$3,669,0002,965
Net interest income$4,319,0004,114
Provision for loan and lease losses$50,0006,677
Total noninterest income$669,0004,453
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$591,0002,595
Trading account gains and fees$0153
Additional Noninterest Income$78,0006,931
Total noninterest expense$3,364,0004,089
Salaries and employee benefits$1,906,0003,899
Premises and equipment expense$529,0003,779
Additional noninterest expense$929,0004,429
Pre-tax net operating income$1,574,0003,985
Securities gains (losses)$04,537
Applicable income taxes$386,0003,955
Income before extraordinary items$1,188,0004,116
Extraordinary gains, net$070
Net income$1,188,0004,116
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0006,624
Cash dividends$288,0004,402
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,188,0004,004
2001-12-31 (YTD Data)Rank
Total interest income$8,113,0003,979
Total interest expense$4,118,0003,708
Net interest income$3,995,0004,133
Provision for loan and lease losses$25,0007,375
Total noninterest income$577,0004,681
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$496,0002,855
Trading account gains and fees$0177
Additional Noninterest Income$81,0006,856
Total noninterest expense$3,214,0004,113
Salaries and employee benefits$1,781,0003,948
Premises and equipment expense$499,0003,870
Additional noninterest expense$934,0004,292
Pre-tax net operating income$1,333,0004,160
Securities gains (losses)$04,612
Applicable income taxes$324,0004,119
Income before extraordinary items$1,009,0004,268
Extraordinary gains, net$0105
Net income$1,009,0004,269
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0006,148
Cash dividends$260,0004,610
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,009,0004,152
2000-12-31 (YTD Data)Rank
Total interest income$7,888,0004,180
Total interest expense$3,498,0004,387
Net interest income$4,390,0003,886
Provision for loan and lease losses$75,0005,850
Total noninterest income$528,0004,760
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$497,0002,714
Trading account gains and feesNANA
Additional Noninterest Income$31,0008,503
Total noninterest expense$3,035,0004,189
Salaries and employee benefits$1,666,0004,020
Premises and equipment expense$515,0003,708
Additional noninterest expense$854,0004,525
Pre-tax net operating income$1,808,0003,560
Securities gains (losses)$01,956
Applicable income taxes$562,0003,242
Income before extraordinary items$1,246,0003,763
Extraordinary gains, net$038
Net income$1,246,0003,764
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-32,0009,516
Cash dividends$250,0004,756
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,246,0003,745
1999-12-31 (YTD Data)Rank
Total interest income$6,844,0004,489
Total interest expense$2,990,0004,619
Net interest income$3,854,0004,311
Provision for loan and lease losses$134,0004,526
Total noninterest income$496,0004,976
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$460,0002,836
Trading account gains and feesNANA
Additional Noninterest Income$36,0008,584
Total noninterest expense$2,758,0004,520
Salaries and employee benefits$1,534,0004,261
Premises and equipment expense$476,0003,941
Additional noninterest expense$748,0005,025
Pre-tax net operating income$1,458,0004,176
Securities gains (losses)$03,155
Applicable income taxes$495,0003,668
Income before extraordinary items$963,0004,539
Extraordinary gains, net$035
Net income$963,0004,540
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,0009,384
Cash dividends$100,0006,057
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$963,0004,495
1998-12-31 (YTD Data)Rank
Total interest income$6,457,0004,698
Total interest expense$3,059,0004,654
Net interest income$3,398,0004,700
Provision for loan and lease losses$126,0004,520
Total noninterest income$429,0005,397
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$389,0003,208
Trading account gains and feesNANA
Additional Noninterest Income$40,0008,530
Total noninterest expense$2,766,0004,423
Salaries and employee benefits$1,433,0004,410
Premises and equipment expense$476,0003,831
Additional noninterest expense$857,0004,454
Pre-tax net operating income$935,0005,619
Securities gains (losses)$04,449
Applicable income taxes$242,0005,722
Income before extraordinary items$693,0005,649
Extraordinary gains, net$032
Net income$693,0005,648
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0007,302
Cash dividends$200,0005,324
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$693,0005,539
1997-12-31 (YTD Data)Rank
Total interest income$6,033,0005,047
Total interest expense$2,737,0005,066
Net interest income$3,296,0004,939
Provision for loan and lease losses$135,0004,360
Total noninterest income$393,0005,788
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$349,0003,622
Trading account gains and feesNANA
Additional Noninterest Income$44,0008,689
Total noninterest expense$2,284,0005,130
Salaries and employee benefits$1,216,0005,032
Premises and equipment expense$330,0005,120
Additional noninterest expense$738,0005,015
Pre-tax net operating income$1,270,0005,048
Securities gains (losses)$-14,00010,204
Applicable income taxes$379,0005,052
Income before extraordinary items$877,0005,134
Extraordinary gains, net$044
Net income$877,0005,136
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$174,0002,774
Cash dividends$250,0004,919
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$886,8005,054
1996-12-31 (YTD Data)Rank
Total interest income$5,686,0005,381
Total interest expense$2,668,0005,279
Net interest income$3,018,0005,424
Provision for loan and lease losses$113,0004,832
Total noninterest income$386,0006,064
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$339,0003,858
Trading account gains and feesNANA
Additional Noninterest Income$47,0009,021
Total noninterest expense$2,075,0005,783
Salaries and employee benefits$1,156,0005,371
Premises and equipment expense$302,0005,569
Additional noninterest expense$617,0006,252
Pre-tax net operating income$1,216,0005,082
Securities gains (losses)$-4,0009,823
Applicable income taxes$372,0005,123
Income before extraordinary items$840,0005,118
Extraordinary gains, net$053
Net income$840,0005,117
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$138,0003,326
Cash dividends$250,0004,932
Sale, conversion, retirement of capital stock, net$0953
Net operating income$842,7605,051
1995-12-31 (YTD Data)Rank
Total interest income$5,499,0005,591
Total interest expense$2,508,0005,554
Net interest income$2,991,0005,505
Provision for loan and lease losses$173,0003,366
Total noninterest income$365,0006,324
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$308,0004,202
Trading account gains and feesNANA
Additional Noninterest Income$57,0008,889
Total noninterest expense$2,079,0005,810
Salaries and employee benefits$1,149,0005,410
Premises and equipment expense$287,0005,828
Additional noninterest expense$643,0006,242
Pre-tax net operating income$1,104,0005,585
Securities gains (losses)$03,831
Applicable income taxes$365,0005,275
Income before extraordinary items$739,0005,765
Extraordinary gains, net$065
Net income$739,0005,762
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$214,0002,390
Cash dividends$114,0006,585
Sale, conversion, retirement of capital stock, net$0809
Net operating income$739,0005,743
1994-12-31 (YTD Data)Rank
Total interest income$5,181,0005,507
Total interest expense$2,197,0005,162
Net interest income$2,984,0005,634
Provision for loan and lease losses$100,0004,522
Total noninterest income$383,0006,307
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$318,0004,157
Trading account gains and feesNANA
Additional Noninterest Income$65,0008,873
Total noninterest expense$2,196,0005,757
Salaries and employee benefits$1,112,0005,594
Premises and equipment expense$303,0005,674
Additional noninterest expense$781,0005,815
Pre-tax net operating income$1,071,0005,676
Securities gains (losses)$-70,00011,304
Applicable income taxes$331,0005,497
Income before extraordinary items$670,0006,098
Extraordinary gains, net$0249
Net income$670,0006,116
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$116,0003,448
Cash dividends$100,0006,840
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$716,9005,888
1993-12-31 (YTD Data)Rank
Total interest income$5,021,0005,767
Total interest expense$2,304,0005,152
Net interest income$2,717,0006,137
Provision for loan and lease losses$131,0004,988
Total noninterest income$347,0007,063
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$315,0004,240
Trading account gains and feesNANA
Additional Noninterest Income$32,00011,170
Total noninterest expense$2,095,0006,096
Salaries and employee benefits$1,095,0005,666
Premises and equipment expense$276,0006,244
Additional noninterest expense$724,0006,398
Pre-tax net operating income$838,0006,634
Securities gains (losses)$42,0003,661
Applicable income taxes$302,0006,065
Income before extraordinary items$578,0006,947
Extraordinary gains, net$03,149
Net income$578,0007,124
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0005,803
Cash dividends$90,0007,115
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$550,2806,882
1992-12-31 (YTD Data)Rank
Total interest income$5,093,0006,301
Total interest expense$2,474,0006,038
Net interest income$2,619,0006,378
Provision for loan and lease losses$150,0006,067
Total noninterest income$345,0007,175
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$305,0004,381
Trading account gains and feesNANA
Additional Noninterest Income$40,00011,059
Total noninterest expense$2,128,0006,089
Salaries and employee benefits$1,139,0005,425
Premises and equipment expense$296,0006,033
Additional noninterest expense$693,0006,797
Pre-tax net operating income$686,0007,181
Securities gains (losses)$24,0005,342
Applicable income taxes$252,0006,625
Income before extraordinary items$458,0007,667
Extraordinary gains, net$27,0001,157
Net income$485,0007,556
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0007,780
Cash dividends$80,0006,992
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$442,4007,457

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.