Home > Provident State Bank, Inc. > Income and Expense

Provident State Bank, Inc., Income and Expense

2023-03-31 (YTD Data)		Rank
Total interest income	$5,455,000	1,703
Total interest expense	$958,000	1,878
Net interest income	$4,497,000	1,609
Provision for loan and lease losses	$0	2,612
Total noninterest income	$597,000	1,778
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$152,000	1,466
Trading account gains and fees	NA	NA
Additional Noninterest Income	$445,000	1,628
Total noninterest expense	$6,185,000	1,029
Salaries and employee benefits	$3,066,000	1,153
Premises and equipment expense	$488,000	1,275
Additional noninterest expense	$445,000	1,628
Pre-tax net operating income	$-1,091,000	4,646
Securities gains (losses)	$0	950
Applicable income taxes	$-337,000	4,629
Income before extraordinary items	$-754,000	4,611
Extraordinary gains, net	$0	4
Net income	$-754,000	4,610
Minority interest net income	$0	48
Net income of bank and minority interests.	$-754,000	4,611
Net charge-offs	$5,000	1,579
Cash dividends	$2,993,000	382
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$-754,000	4,621
2022-12-31 (YTD Data)		Rank
Total interest income	$20,107,000	1,567
Total interest expense	$1,849,000	1,685
Net interest income	$18,258,000	1,549
Provision for loan and lease losses	$100,000	2,212
Total noninterest income	$2,909,000	1,665
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$677,000	1,376
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,232,000	1,528
Total noninterest expense	$14,558,000	1,522
Salaries and employee benefits	$7,690,000	1,627
Premises and equipment expense	$1,951,000	1,237
Additional noninterest expense	$2,232,000	1,528
Pre-tax net operating income	$6,509,000	1,731
Securities gains (losses)	$0	691
Applicable income taxes	$1,497,000	1,266
Income before extraordinary items	$5,012,000	1,814
Extraordinary gains, net	$0	5
Net income	$5,012,000	1,812
Minority interest net income	$0	63
Net income of bank and minority interests.	$5,012,000	1,813
Net charge-offs	$-103,000	4,284
Cash dividends	$1,100,000	2,051
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$5,012,000	1,848
2022-09-30 (YTD Data)		Rank
Total interest income	$14,566,000	1,562
Total interest expense	$1,290,000	1,468
Net interest income	$13,276,000	1,570
Provision for loan and lease losses	$190,000	1,499
Total noninterest income	$2,295,000	1,632
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$513,000	1,384
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,782,000	1,487
Total noninterest expense	$10,884,000	1,523
Salaries and employee benefits	$5,734,000	1,625
Premises and equipment expense	$1,471,000	1,235
Additional noninterest expense	$1,782,000	1,487
Pre-tax net operating income	$4,497,000	1,822
Securities gains (losses)	$0	740
Applicable income taxes	$1,034,000	1,324
Income before extraordinary items	$3,463,000	1,907
Extraordinary gains, net	$0	4
Net income	$3,463,000	1,906
Minority interest net income	$0	57
Net income of bank and minority interests.	$3,463,000	1,906
Net charge-offs	$-47,000	4,066
Cash dividends	$650,000	1,987
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$3,463,000	1,940
2022-06-30 (YTD Data)		Rank
Total interest income	$9,395,000	1,557
Total interest expense	$875,000	1,270
Net interest income	$8,520,000	1,573
Provision for loan and lease losses	$90,000	1,575
Total noninterest income	$1,456,000	1,673
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$332,000	1,387
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,124,000	1,557
Total noninterest expense	$7,069,000	1,535
Salaries and employee benefits	$3,810,000	1,621
Premises and equipment expense	$970,000	1,240
Additional noninterest expense	$2,289,000	1,455
Pre-tax net operating income	$2,817,000	1,801
Securities gains (losses)	$0	687
Applicable income taxes	$642,000	1,305
Income before extraordinary items	$2,175,000	1,893
Extraordinary gains, net	$0	4
Net income	$2,175,000	1,893
Minority interest net income	$0	60
Net income of bank and minority interests.	$2,175,000	1,893
Net charge-offs	$9,000	1,615
Cash dividends	$500,000	1,877
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$2,175,000	1,934
2022-03-31 (YTD Data)		Rank
Total interest income	$4,584,000	1,533
Total interest expense	$455,000	1,188
Net interest income	$4,129,000	1,564
Provision for loan and lease losses	$25,000	1,702
Total noninterest income	$751,000	1,644
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$161,000	1,412
Trading account gains and fees	NA	NA
Additional Noninterest Income	$590,000	1,522
Total noninterest expense	$3,484,000	1,554
Salaries and employee benefits	$1,943,000	1,604
Premises and equipment expense	$463,000	1,307
Additional noninterest expense	$1,078,000	1,490
Pre-tax net operating income	$1,371,000	1,754
Securities gains (losses)	$0	623
Applicable income taxes	$309,000	1,283
Income before extraordinary items	$1,062,000	1,848
Extraordinary gains, net	$0	4
Net income	$1,062,000	1,847
Minority interest net income	$0	50
Net income of bank and minority interests.	$1,062,000	1,848
Net charge-offs	$37,000	768
Cash dividends	$250,000	1,607
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$1,062,000	1,868
2021-12-31 (YTD Data)		Rank
Total interest income	$21,312,000	1,395
Total interest expense	$2,523,000	1,071
Net interest income	$18,789,000	1,439
Provision for loan and lease losses	$560,000	952
Total noninterest income	$3,400,000	1,654
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$565,000	1,475
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,835,000	1,542
Total noninterest expense	$14,317,000	1,516
Salaries and employee benefits	$7,617,000	1,614
Premises and equipment expense	$2,125,000	1,150
Additional noninterest expense	$4,575,000	1,429
Pre-tax net operating income	$7,312,000	1,582
Securities gains (losses)	$4,000	1,879
Applicable income taxes	$1,761,000	1,181
Income before extraordinary items	$5,555,000	1,741
Extraordinary gains, net	$0	10
Net income	$5,555,000	1,740
Minority interest net income	$0	74
Net income of bank and minority interests.	$5,555,000	1,742
Net charge-offs	$251,000	913
Cash dividends	$1,099,000	2,132
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$5,551,840	1,714
2021-09-30 (YTD Data)		Rank
Total interest income	$16,369,000	1,406
Total interest expense	$1,985,000	1,078
Net interest income	$14,384,000	1,438
Provision for loan and lease losses	$330,000	1,094
Total noninterest income	$2,517,000	1,719
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$398,000	1,534
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,119,000	1,607
Total noninterest expense	$10,627,000	1,528
Salaries and employee benefits	$5,692,000	1,632
Premises and equipment expense	$1,534,000	1,203
Additional noninterest expense	$3,401,000	1,438
Pre-tax net operating income	$5,944,000	1,565
Securities gains (losses)	$4,000	1,798
Applicable income taxes	$1,503,000	1,147
Income before extraordinary items	$4,445,000	1,743
Extraordinary gains, net	$0	8
Net income	$4,445,000	1,741
Minority interest net income	$0	69
Net income of bank and minority interests.	$4,445,000	1,743
Net charge-offs	$-10,000	3,659
Cash dividends	$600,000	2,145
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$4,441,840	1,716
2021-06-30 (YTD Data)		Rank
Total interest income	$10,653,000	1,429
Total interest expense	$1,383,000	1,085
Net interest income	$9,270,000	1,469
Provision for loan and lease losses	$210,000	1,148
Total noninterest income	$1,549,000	1,774
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$246,000	1,573
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,303,000	1,645
Total noninterest expense	$6,819,000	1,567
Salaries and employee benefits	$3,629,000	1,672
Premises and equipment expense	$1,022,000	1,194
Additional noninterest expense	$2,168,000	1,473
Pre-tax net operating income	$3,790,000	1,585
Securities gains (losses)	$4,000	1,607
Applicable income taxes	$953,000	1,173
Income before extraordinary items	$2,841,000	1,769
Extraordinary gains, net	$0	6
Net income	$2,841,000	1,769
Minority interest net income	$0	67
Net income of bank and minority interests.	$2,841,000	1,769
Net charge-offs	$2,000	2,060
Cash dividends	$400,000	2,131
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$2,837,840	1,741
2021-03-31 (YTD Data)		Rank
Total interest income	$5,193,000	1,455
Total interest expense	$711,000	1,118
Net interest income	$4,482,000	1,499
Provision for loan and lease losses	$90,000	1,312
Total noninterest income	$694,000	1,890
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$121,000	1,587
Trading account gains and fees	NA	NA
Additional Noninterest Income	$573,000	1,775
Total noninterest expense	$3,417,000	1,558
Salaries and employee benefits	$1,808,000	1,669
Premises and equipment expense	$513,000	1,199
Additional noninterest expense	$1,096,000	1,430
Pre-tax net operating income	$1,669,000	1,726
Securities gains (losses)	$0	1,392
Applicable income taxes	$413,000	1,283
Income before extraordinary items	$1,256,000	1,943
Extraordinary gains, net	$0	3
Net income	$1,256,000	1,943
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,256,000	1,943
Net charge-offs	$-2,000	3,357
Cash dividends	$200,000	1,798
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,256,000	1,904
2020-12-31 (YTD Data)		Rank
Total interest income	$20,517,000	1,465
Total interest expense	$3,358,000	1,357
Net interest income	$17,159,000	1,466
Provision for loan and lease losses	$449,000	2,361
Total noninterest income	$3,216,000	1,666
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$521,000	1,582
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,695,000	1,527
Total noninterest expense	$13,337,000	1,558
Salaries and employee benefits	$7,206,000	1,649
Premises and equipment expense	$2,010,000	1,179
Additional noninterest expense	$4,121,000	1,499
Pre-tax net operating income	$6,589,000	1,450
Securities gains (losses)	$44,000	1,780
Applicable income taxes	$1,638,000	1,070
Income before extraordinary items	$4,995,000	1,640
Extraordinary gains, net	$0	4
Net income	$4,995,000	1,640
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,995,000	1,640
Net charge-offs	$245,000	1,424
Cash dividends	$1,150,000	2,056
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$4,960,240	1,599
2020-09-30 (YTD Data)		Rank
Total interest income	$15,183,000	1,487
Total interest expense	$2,600,000	1,384
Net interest income	$12,583,000	1,489
Provision for loan and lease losses	$429,000	2,088
Total noninterest income	$2,230,000	1,680
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$390,000	1,578
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,840,000	1,567
Total noninterest expense	$9,798,000	1,562
Salaries and employee benefits	$5,322,000	1,655
Premises and equipment expense	$1,502,000	1,179
Additional noninterest expense	$2,974,000	1,526
Pre-tax net operating income	$4,586,000	1,508
Securities gains (losses)	$25,000	1,834
Applicable income taxes	$1,139,000	1,086
Income before extraordinary items	$3,472,000	1,716
Extraordinary gains, net	$0	4
Net income	$3,472,000	1,716
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,472,000	1,716
Net charge-offs	$249,000	1,121
Cash dividends	$650,000	2,087
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$3,452,250	1,672
2020-06-30 (YTD Data)		Rank
Total interest income	$10,074,000	1,507
Total interest expense	$1,787,000	1,443
Net interest income	$8,287,000	1,506
Provision for loan and lease losses	$299,000	2,083
Total noninterest income	$1,351,000	1,726
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$270,000	1,550
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,081,000	1,594
Total noninterest expense	$6,478,000	1,564
Salaries and employee benefits	$3,478,000	1,669
Premises and equipment expense	$1,014,000	1,157
Additional noninterest expense	$1,986,000	1,509
Pre-tax net operating income	$2,861,000	1,517
Securities gains (losses)	$25,000	1,599
Applicable income taxes	$707,000	1,076
Income before extraordinary items	$2,179,000	1,718
Extraordinary gains, net	$0	4
Net income	$2,179,000	1,719
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,179,000	1,719
Net charge-offs	$223,000	952
Cash dividends	$650,000	1,704
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$2,159,250	1,689
2020-03-31 (YTD Data)		Rank
Total interest income	$4,977,000	1,522
Total interest expense	$925,000	1,501
Net interest income	$4,052,000	1,489
Provision for loan and lease losses	$119,000	1,849
Total noninterest income	$661,000	1,660
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$163,000	1,541
Trading account gains and fees	NA	NA
Additional Noninterest Income	$498,000	1,522
Total noninterest expense	$3,290,000	1,555
Salaries and employee benefits	$1,772,000	1,659
Premises and equipment expense	$521,000	1,150
Additional noninterest expense	$997,000	1,520
Pre-tax net operating income	$1,304,000	1,479
Securities gains (losses)	$0	1,705
Applicable income taxes	$316,000	1,040
Income before extraordinary items	$988,000	1,680
Extraordinary gains, net	$0	4
Net income	$988,000	1,681
Minority interest net income	$0	56
Net income of bank and minority interests.	$988,000	1,681
Net charge-offs	$89,000	936
Cash dividends	$350,000	1,532
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$988,000	1,648
2019-12-31 (YTD Data)		Rank
Total interest income	$19,231,000	1,564
Total interest expense	$3,704,000	1,567
Net interest income	$15,527,000	1,543
Provision for loan and lease losses	$300,000	1,946
Total noninterest income	$2,549,000	1,725
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$853,000	1,269
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,696,000	1,689
Total noninterest expense	$13,012,000	1,537
Salaries and employee benefits	$7,009,000	1,627
Premises and equipment expense	$2,102,000	1,126
Additional noninterest expense	$3,901,000	1,546
Pre-tax net operating income	$4,764,000	1,825
Securities gains (losses)	$2,000	2,225
Applicable income taxes	$1,013,000	1,423
Income before extraordinary items	$3,753,000	1,975
Extraordinary gains, net	$0	11
Net income	$3,753,000	1,977
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,753,000	1,977
Net charge-offs	$309,000	1,346
Cash dividends	$750,000	2,629
Sale, conversion, retirement of capital stock, net	$-166,000	5,122
Net operating income	$3,751,420	1,946
2019-09-30 (YTD Data)		Rank
Total interest income	$14,249,000	1,602
Total interest expense	$2,705,000	1,604
Net interest income	$11,544,000	1,572
Provision for loan and lease losses	$170,000	2,149
Total noninterest income	$1,911,000	1,718
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$682,000	1,207
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,229,000	1,719
Total noninterest expense	$9,925,000	1,515
Salaries and employee benefits	$5,432,000	1,590
Premises and equipment expense	$1,571,000	1,133
Additional noninterest expense	$2,922,000	1,535
Pre-tax net operating income	$3,360,000	1,961
Securities gains (losses)	$2,000	1,990
Applicable income taxes	$816,000	1,408
Income before extraordinary items	$2,546,000	2,171
Extraordinary gains, net	$0	11
Net income	$2,546,000	2,171
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,546,000	2,172
Net charge-offs	$243,000	1,159
Cash dividends	$550,000	2,396
Sale, conversion, retirement of capital stock, net	$-127,000	5,205
Net operating income	$2,544,420	2,140
2019-06-30 (YTD Data)		Rank
Total interest income	$9,356,000	1,625
Total interest expense	$1,739,000	1,621
Net interest income	$7,617,000	1,587
Provision for loan and lease losses	$110,000	2,135
Total noninterest income	$1,224,000	1,733
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$478,000	1,170
Trading account gains and fees	NA	NA
Additional Noninterest Income	$746,000	1,783
Total noninterest expense	$6,667,000	1,506
Salaries and employee benefits	$3,563,000	1,612
Premises and equipment expense	$1,023,000	1,153
Additional noninterest expense	$2,081,000	1,476
Pre-tax net operating income	$2,064,000	2,053
Securities gains (losses)	$1,000	1,602
Applicable income taxes	$496,000	1,448
Income before extraordinary items	$1,569,000	2,267
Extraordinary gains, net	$0	11
Net income	$1,569,000	2,267
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,569,000	2,267
Net charge-offs	$239,000	890
Cash dividends	$350,000	2,456
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,568,210	2,235
2019-03-31 (YTD Data)		Rank
Total interest income	$4,639,000	1,630
Total interest expense	$860,000	1,601
Net interest income	$3,779,000	1,612
Provision for loan and lease losses	$100,000	1,466
Total noninterest income	$587,000	1,753
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$232,000	1,187
Trading account gains and fees	NA	NA
Additional Noninterest Income	$355,000	1,786
Total noninterest expense	$3,347,000	1,513
Salaries and employee benefits	$1,749,000	1,654
Premises and equipment expense	$429,000	1,363
Additional noninterest expense	$1,169,000	1,318
Pre-tax net operating income	$919,000	2,165
Securities gains (losses)	$0	1,087
Applicable income taxes	$217,000	1,521
Income before extraordinary items	$702,000	2,363
Extraordinary gains, net	$0	5
Net income	$702,000	2,361
Minority interest net income	$0	52
Net income of bank and minority interests.	$702,000	2,362
Net charge-offs	$139,000	763
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$702,000	2,348
2018-12-31 (YTD Data)		Rank
Total interest income	$18,115,000	1,578
Total interest expense	$2,922,000	1,460
Net interest income	$15,193,000	1,582
Provision for loan and lease losses	$1,260,000	734
Total noninterest income	$2,913,000	1,582
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$1,080,000	1,103
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,833,000	1,581
Total noninterest expense	$12,014,000	1,620
Salaries and employee benefits	$6,605,000	1,684
Premises and equipment expense	$1,523,000	1,480
Additional noninterest expense	$3,886,000	1,542
Pre-tax net operating income	$4,832,000	1,816
Securities gains (losses)	$-65,000	4,906
Applicable income taxes	$1,072,000	1,327
Income before extraordinary items	$3,695,000	2,012
Extraordinary gains, net	$0	6
Net income	$3,695,000	2,010
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,695,000	2,011
Net charge-offs	$931,000	624
Cash dividends	$1,275,000	1,940
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$3,746,350	1,986
2018-09-30 (YTD Data)		Rank
Total interest income	$13,387,000	1,581
Total interest expense	$2,151,000	1,418
Net interest income	$11,236,000	1,597
Provision for loan and lease losses	$860,000	740
Total noninterest income	$2,256,000	1,564
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$832,000	1,074
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,424,000	1,564
Total noninterest expense	$8,956,000	1,624
Salaries and employee benefits	$5,129,000	1,631
Premises and equipment expense	$1,067,000	1,583
Additional noninterest expense	$2,760,000	1,608
Pre-tax net operating income	$3,676,000	1,821
Securities gains (losses)	$-51,000	5,142
Applicable income taxes	$881,000	1,275
Income before extraordinary items	$2,744,000	2,032
Extraordinary gains, net	$0	5
Net income	$2,744,000	2,030
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,744,000	2,031
Net charge-offs	$678,000	590
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$2,784,290	2,000
2018-06-30 (YTD Data)		Rank
Total interest income	$8,746,000	1,593
Total interest expense	$1,403,000	1,363
Net interest income	$7,343,000	1,623
Provision for loan and lease losses	$610,000	680
Total noninterest income	$1,528,000	1,545
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$551,000	1,076
Trading account gains and fees	NA	NA
Additional Noninterest Income	$977,000	1,541
Total noninterest expense	$5,833,000	1,663
Salaries and employee benefits	$3,417,000	1,650
Premises and equipment expense	$706,000	1,605
Additional noninterest expense	$1,710,000	1,718
Pre-tax net operating income	$2,428,000	1,810
Securities gains (losses)	$-6,000	4,894
Applicable income taxes	$595,000	1,253
Income before extraordinary items	$1,827,000	2,014
Extraordinary gains, net	$0	6
Net income	$1,827,000	2,012
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,827,000	2,013
Net charge-offs	$680,000	427
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,831,740	2,002
2018-03-31 (YTD Data)		Rank
Total interest income	$4,254,000	1,621
Total interest expense	$652,000	1,389
Net interest income	$3,602,000	1,651
Provision for loan and lease losses	$221,000	886
Total noninterest income	$776,000	1,512
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$282,000	1,059
Trading account gains and fees	NA	NA
Additional Noninterest Income	$494,000	1,503
Total noninterest expense	$2,946,000	1,660
Salaries and employee benefits	$1,777,000	1,610
Premises and equipment expense	$338,000	1,688
Additional noninterest expense	$831,000	1,754
Pre-tax net operating income	$1,211,000	1,774
Securities gains (losses)	$9,000	456
Applicable income taxes	$296,000	1,233
Income before extraordinary items	$924,000	1,953
Extraordinary gains, net	$0	7
Net income	$924,000	1,952
Minority interest net income	$0	52
Net income of bank and minority interests.	$924,000	1,953
Net charge-offs	$13,000	1,854
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$916,890	1,949
2017-12-31 (YTD Data)		Rank
Total interest income	$16,038,000	1,655
Total interest expense	$2,083,000	1,490
Net interest income	$13,955,000	1,672
Provision for loan and lease losses	$915,000	965
Total noninterest income	$3,123,000	1,543
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$1,009,000	1,184
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,114,000	1,478
Total noninterest expense	$12,186,000	1,604
Salaries and employee benefits	$6,767,000	1,640
Premises and equipment expense	$1,304,000	1,728
Additional noninterest expense	$4,115,000	1,476
Pre-tax net operating income	$3,977,000	2,048
Securities gains (losses)	$26,000	1,226
Applicable income taxes	$1,778,000	1,380
Income before extraordinary items	$2,225,000	2,508
Extraordinary gains, net	$0	9
Net income	$2,225,000	2,508
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,225,000	2,508
Net charge-offs	$582,000	996
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$2,208,360	2,500
2017-09-30 (YTD Data)		Rank
Total interest income	$11,817,000	1,680
Total interest expense	$1,487,000	1,525
Net interest income	$10,330,000	1,695
Provision for loan and lease losses	$525,000	1,112
Total noninterest income	$2,188,000	1,638
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$731,000	1,212
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,457,000	1,580
Total noninterest expense	$9,288,000	1,592
Salaries and employee benefits	$5,163,000	1,624
Premises and equipment expense	$911,000	1,842
Additional noninterest expense	$3,214,000	1,416
Pre-tax net operating income	$2,705,000	2,230
Securities gains (losses)	$36,000	1,033
Applicable income taxes	$963,000	1,495
Income before extraordinary items	$1,778,000	2,588
Extraordinary gains, net	$0	9
Net income	$1,778,000	2,588
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,778,000	2,588
Net charge-offs	$458,000	857
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,754,600	2,592
2017-06-30 (YTD Data)		Rank
Total interest income	$7,656,000	1,711
Total interest expense	$923,000	1,572
Net interest income	$6,733,000	1,718
Provision for loan and lease losses	$380,000	1,016
Total noninterest income	$1,422,000	1,651
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$480,000	1,223
Trading account gains and fees	NA	NA
Additional Noninterest Income	$942,000	1,605
Total noninterest expense	$6,069,000	1,621
Salaries and employee benefits	$3,401,000	1,646
Premises and equipment expense	$598,000	1,871
Additional noninterest expense	$2,070,000	1,471
Pre-tax net operating income	$1,706,000	2,262
Securities gains (losses)	$36,000	768
Applicable income taxes	$587,000	1,554
Income before extraordinary items	$1,155,000	2,593
Extraordinary gains, net	$0	11
Net income	$1,155,000	2,592
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,155,000	2,593
Net charge-offs	$462,000	605
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,131,240	2,606
2017-03-31 (YTD Data)		Rank
Total interest income	$3,732,000	1,741
Total interest expense	$433,000	1,642
Net interest income	$3,299,000	1,745
Provision for loan and lease losses	$190,000	972
Total noninterest income	$755,000	1,586
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$226,000	1,288
Trading account gains and fees	NA	NA
Additional Noninterest Income	$529,000	1,485
Total noninterest expense	$2,984,000	1,661
Salaries and employee benefits	$1,652,000	1,700
Premises and equipment expense	$320,000	1,789
Additional noninterest expense	$1,012,000	1,487
Pre-tax net operating income	$880,000	2,134
Securities gains (losses)	$29,000	443
Applicable income taxes	$305,000	1,482
Income before extraordinary items	$604,000	2,438
Extraordinary gains, net	$0	8
Net income	$604,000	2,437
Minority interest net income	$0	55
Net income of bank and minority interests.	$604,000	2,438
Net charge-offs	$373,000	411
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$584,860	2,477
2016-12-31 (YTD Data)		Rank
Total interest income	$13,940,000	1,821
Total interest expense	$1,675,000	1,636
Net interest income	$12,265,000	1,822
Provision for loan and lease losses	$1,435,000	672
Total noninterest income	$1,643,000	2,365
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$692,000	1,630
Trading account gains and fees	$0	170
Additional Noninterest Income	$951,000	2,453
Total noninterest expense	$10,432,000	1,831
Salaries and employee benefits	$5,663,000	1,888
Premises and equipment expense	$1,132,000	1,961
Additional noninterest expense	$3,637,000	1,678
Pre-tax net operating income	$2,041,000	3,022
Securities gains (losses)	$146,000	1,071
Applicable income taxes	$655,000	2,026
Income before extraordinary items	$1,532,000	3,253
Extraordinary gains, net	$0	5
Net income	$1,532,000	3,253
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,532,000	3,253
Net charge-offs	$894,000	717
Cash dividends	$350,000	3,311
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$1,429,800	3,308
2016-09-30 (YTD Data)		Rank
Total interest income	$10,162,000	1,875
Total interest expense	$1,247,000	1,653
Net interest income	$8,915,000	1,880
Provision for loan and lease losses	$1,000,000	682
Total noninterest income	$937,000	2,714
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$463,000	1,776
Trading account gains and fees	$0	169
Additional Noninterest Income	$474,000	2,972
Total noninterest expense	$7,460,000	1,917
Salaries and employee benefits	$4,041,000	1,968
Premises and equipment expense	$755,000	2,144
Additional noninterest expense	$2,664,000	1,695
Pre-tax net operating income	$1,392,000	3,221
Securities gains (losses)	$86,000	1,363
Applicable income taxes	$436,000	2,166
Income before extraordinary items	$1,042,000	3,427
Extraordinary gains, net	$0	5
Net income	$1,042,000	3,425
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,042,000	3,427
Net charge-offs	$454,000	858
Cash dividends	$250,000	3,006
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$980,940	3,470
2016-06-30 (YTD Data)		Rank
Total interest income	$6,576,000	1,921
Total interest expense	$823,000	1,658
Net interest income	$5,753,000	1,942
Provision for loan and lease losses	$550,000	785
Total noninterest income	$525,000	2,953
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$276,000	1,904
Trading account gains and fees	$0	157
Additional Noninterest Income	$249,000	3,282
Total noninterest expense	$4,759,000	2,008
Salaries and employee benefits	$2,569,000	2,049
Premises and equipment expense	$492,000	2,179
Additional noninterest expense	$1,698,000	1,780
Pre-tax net operating income	$969,000	3,131
Securities gains (losses)	$58,000	1,320
Applicable income taxes	$306,000	2,117
Income before extraordinary items	$721,000	3,365
Extraordinary gains, net	$0	16
Net income	$721,000	3,362
Minority interest net income	$0	71
Net income of bank and minority interests.	$721,000	3,363
Net charge-offs	$214,000	1,079
Cash dividends	$100,000	3,236
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$680,400	3,409
2016-03-31 (YTD Data)		Rank
Total interest income	$3,175,000	1,979
Total interest expense	$370,000	1,833
Net interest income	$2,805,000	1,986
Provision for loan and lease losses	$225,000	871
Total noninterest income	$255,000	2,985
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$139,000	1,888
Trading account gains and fees	$0	142
Additional Noninterest Income	$116,000	3,331
Total noninterest expense	$2,266,000	2,091
Salaries and employee benefits	$1,226,000	2,139
Premises and equipment expense	$251,000	2,147
Additional noninterest expense	$789,000	1,882
Pre-tax net operating income	$569,000	2,810
Securities gains (losses)	$15,000	1,354
Applicable income taxes	$180,000	1,933
Income before extraordinary items	$404,000	3,119
Extraordinary gains, net	$0	12
Net income	$404,000	3,117
Minority interest net income	$0	62
Net income of bank and minority interests.	$404,000	3,118
Net charge-offs	$39,000	1,595
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$393,650	3,102
2015-12-31 (YTD Data)		Rank
Total interest income	$11,441,000	2,107
Total interest expense	$1,363,000	1,920
Net interest income	$10,078,000	2,119
Provision for loan and lease losses	$1,070,000	781
Total noninterest income	$1,050,000	2,980
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$538,000	2,009
Trading account gains and fees	$0	159
Additional Noninterest Income	$512,000	3,253
Total noninterest expense	$8,701,000	2,146
Salaries and employee benefits	$4,494,000	2,254
Premises and equipment expense	$1,005,000	2,169
Additional noninterest expense	$3,202,000	1,889
Pre-tax net operating income	$1,357,000	3,655
Securities gains (losses)	$27,000	2,055
Applicable income taxes	$325,000	2,596
Income before extraordinary items	$1,059,000	3,833
Extraordinary gains, net	$0	23
Net income	$1,059,000	3,833
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,059,000	3,834
Net charge-offs	$439,000	1,283
Cash dividends	$450,000	3,025
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$1,038,210	3,812
2015-09-30 (YTD Data)		Rank
Total interest income	$8,545,000	2,135
Total interest expense	$1,018,000	1,940
Net interest income	$7,527,000	2,129
Provision for loan and lease losses	$475,000	1,079
Total noninterest income	$961,000	2,717
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$393,000	2,069
Trading account gains and fees	$0	153
Additional Noninterest Income	$568,000	2,745
Total noninterest expense	$6,189,000	2,234
Salaries and employee benefits	$3,167,000	2,370
Premises and equipment expense	$744,000	2,218
Additional noninterest expense	$2,278,000	1,974
Pre-tax net operating income	$1,824,000	2,728
Securities gains (losses)	$6,000	2,557
Applicable income taxes	$543,000	1,950
Income before extraordinary items	$1,287,000	3,057
Extraordinary gains, net	$0	21
Net income	$1,287,000	3,057
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,287,000	3,058
Net charge-offs	$251,000	1,340
Cash dividends	$150,000	3,263
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,282,800	3,010
2015-06-30 (YTD Data)		Rank
Total interest income	$5,666,000	2,147
Total interest expense	$681,000	1,939
Net interest income	$4,985,000	2,145
Provision for loan and lease losses	$250,000	1,275
Total noninterest income	$611,000	2,794
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$259,000	2,048
Trading account gains and fees	$0	157
Additional Noninterest Income	$352,000	2,835
Total noninterest expense	$4,022,000	2,288
Salaries and employee benefits	$2,043,000	2,470
Premises and equipment expense	$501,000	2,219
Additional noninterest expense	$1,478,000	2,022
Pre-tax net operating income	$1,324,000	2,561
Securities gains (losses)	$3,000	2,361
Applicable income taxes	$418,000	1,812
Income before extraordinary items	$909,000	2,919
Extraordinary gains, net	$0	22
Net income	$909,000	2,919
Minority interest net income	$0	75
Net income of bank and minority interests.	$909,000	2,921
Net charge-offs	$148,000	1,382
Cash dividends	$150,000	2,968
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$906,930	2,872
2015-03-31 (YTD Data)		Rank
Total interest income	$2,862,000	2,115
Total interest expense	$346,000	1,929
Net interest income	$2,516,000	2,119
Provision for loan and lease losses	$175,000	986
Total noninterest income	$271,000	2,922
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$128,000	2,046
Trading account gains and fees	$0	152
Additional Noninterest Income	$143,000	3,095
Total noninterest expense	$2,004,000	2,303
Salaries and employee benefits	$1,021,000	2,482
Premises and equipment expense	$247,000	2,269
Additional noninterest expense	$736,000	2,012
Pre-tax net operating income	$608,000	2,659
Securities gains (losses)	$-13,000	6,267
Applicable income taxes	$180,000	1,924
Income before extraordinary items	$415,000	3,055
Extraordinary gains, net	$0	13
Net income	$415,000	3,058
Minority interest net income	$0	64
Net income of bank and minority interests.	$415,000	3,058
Net charge-offs	$53,000	1,514
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$424,100	2,957
2014-12-31 (YTD Data)		Rank
Total interest income	$11,598,000	2,101
Total interest expense	$1,495,000	1,890
Net interest income	$10,103,000	2,104
Provision for loan and lease losses	$560,000	1,351
Total noninterest income	$949,000	3,186
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$564,000	2,063
Trading account gains and fees	$0	180
Additional Noninterest Income	$385,000	3,656
Total noninterest expense	$7,930,000	2,333
Salaries and employee benefits	$4,187,000	2,398
Premises and equipment expense	$959,000	2,318
Additional noninterest expense	$2,784,000	2,175
Pre-tax net operating income	$2,562,000	2,540
Securities gains (losses)	$277,000	643
Applicable income taxes	$968,000	1,575
Income before extraordinary items	$1,871,000	2,837
Extraordinary gains, net	$0	17
Net income	$1,871,000	2,835
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,871,000	2,837
Net charge-offs	$1,015,000	885
Cash dividends	$550,000	2,740
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,688,180	2,977
2014-09-30 (YTD Data)		Rank
Total interest income	$8,669,000	2,122
Total interest expense	$1,132,000	1,901
Net interest income	$7,537,000	2,131
Provision for loan and lease losses	$450,000	1,237
Total noninterest income	$706,000	3,231
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$413,000	2,125
Trading account gains and fees	$0	174
Additional Noninterest Income	$293,000	3,672
Total noninterest expense	$5,993,000	2,329
Salaries and employee benefits	$3,150,000	2,379
Premises and equipment expense	$725,000	2,332
Additional noninterest expense	$2,118,000	2,132
Pre-tax net operating income	$1,800,000	2,705
Securities gains (losses)	$277,000	507
Applicable income taxes	$686,000	1,668
Income before extraordinary items	$1,391,000	2,878
Extraordinary gains, net	$0	15
Net income	$1,391,000	2,879
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,391,000	2,879
Net charge-offs	$1,004,000	673
Cash dividends	$100,000	3,430
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,205,410	3,093
2014-06-30 (YTD Data)		Rank
Total interest income	$5,792,000	2,111
Total interest expense	$761,000	1,913
Net interest income	$5,031,000	2,110
Provision for loan and lease losses	$200,000	1,637
Total noninterest income	$473,000	3,215
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$271,000	2,120
Trading account gains and fees	$0	172
Additional Noninterest Income	$202,000	3,609
Total noninterest expense	$4,057,000	2,306
Salaries and employee benefits	$2,145,000	2,352
Premises and equipment expense	$494,000	2,295
Additional noninterest expense	$1,418,000	2,121
Pre-tax net operating income	$1,247,000	2,575
Securities gains (losses)	$162,000	552
Applicable income taxes	$470,000	1,600
Income before extraordinary items	$939,000	2,765
Extraordinary gains, net	$0	20
Net income	$939,000	2,769
Minority interest net income	$0	80
Net income of bank and minority interests.	$939,000	2,769
Net charge-offs	$672,000	687
Cash dividends	$100,000	3,133
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$830,460	2,953
2014-03-31 (YTD Data)		Rank
Total interest income	$2,930,000	2,087
Total interest expense	$388,000	1,916
Net interest income	$2,542,000	2,084
Provision for loan and lease losses	$100,000	1,586
Total noninterest income	$193,000	3,514
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$131,000	2,169
Trading account gains and fees	$0	147
Additional Noninterest Income	$62,000	4,275
Total noninterest expense	$1,982,000	2,351
Salaries and employee benefits	$1,053,000	2,392
Premises and equipment expense	$245,000	2,348
Additional noninterest expense	$684,000	2,190
Pre-tax net operating income	$653,000	2,435
Securities gains (losses)	$0	1,715
Applicable income taxes	$212,000	1,664
Income before extraordinary items	$441,000	2,815
Extraordinary gains, net	$0	16
Net income	$441,000	2,818
Minority interest net income	$0	66
Net income of bank and minority interests.	$441,000	2,818
Net charge-offs	$507,000	497
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$441,000	2,773
2013-12-31 (YTD Data)		Rank
Total interest income	$11,789,000	2,085
Total interest expense	$1,885,000	1,799
Net interest income	$9,904,000	2,108
Provision for loan and lease losses	$900,000	1,197
Total noninterest income	$1,206,000	2,904
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$578,000	2,131
Trading account gains and fees	$0	184
Additional Noninterest Income	$628,000	3,043
Total noninterest expense	$8,181,000	2,290
Salaries and employee benefits	$4,379,000	2,296
Premises and equipment expense	$969,000	2,302
Additional noninterest expense	$2,833,000	2,202
Pre-tax net operating income	$2,029,000	2,829
Securities gains (losses)	$242,000	800
Applicable income taxes	$748,000	1,748
Income before extraordinary items	$1,523,000	3,129
Extraordinary gains, net	$0	29
Net income	$1,523,000	3,131
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,523,000	3,132
Net charge-offs	$576,000	1,867
Cash dividends	$565,000	2,629
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,360,860	3,287
2013-09-30 (YTD Data)		Rank
Total interest income	$8,833,000	2,105
Total interest expense	$1,465,000	1,792
Net interest income	$7,368,000	2,128
Provision for loan and lease losses	$600,000	1,326
Total noninterest income	$938,000	2,908
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$433,000	2,136
Trading account gains and fees	$0	180
Additional Noninterest Income	$505,000	3,007
Total noninterest expense	$6,082,000	2,321
Salaries and employee benefits	$3,256,000	2,323
Premises and equipment expense	$728,000	2,326
Additional noninterest expense	$2,098,000	2,211
Pre-tax net operating income	$1,624,000	2,787
Securities gains (losses)	$106,000	1,177
Applicable income taxes	$589,000	1,756
Income before extraordinary items	$1,141,000	3,166
Extraordinary gains, net	$0	25
Net income	$1,141,000	3,169
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,141,000	3,170
Net charge-offs	$462,000	1,667
Cash dividends	$215,000	2,878
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,071,040	3,218
2013-06-30 (YTD Data)		Rank
Total interest income	$5,880,000	2,101
Total interest expense	$1,018,000	1,754
Net interest income	$4,862,000	2,150
Provision for loan and lease losses	$450,000	1,252
Total noninterest income	$598,000	2,998
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$282,000	2,148
Trading account gains and fees	$0	157
Additional Noninterest Income	$316,000	3,129
Total noninterest expense	$3,976,000	2,356
Salaries and employee benefits	$2,154,000	2,342
Premises and equipment expense	$474,000	2,380
Additional noninterest expense	$1,348,000	2,276
Pre-tax net operating income	$1,034,000	2,831
Securities gains (losses)	$50,000	1,522
Applicable income taxes	$367,000	1,826
Income before extraordinary items	$717,000	3,265
Extraordinary gains, net	$0	22
Net income	$717,000	3,266
Minority interest net income	$0	82
Net income of bank and minority interests.	$717,000	3,268
Net charge-offs	$335,000	1,589
Cash dividends	$115,000	2,912
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$684,000	3,265
2013-03-31 (YTD Data)		Rank
Total interest income	$2,952,000	2,107
Total interest expense	$532,000	1,724
Net interest income	$2,420,000	2,170
Provision for loan and lease losses	$150,000	1,610
Total noninterest income	$262,000	3,203
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$136,000	2,198
Trading account gains and fees	$0	148
Additional Noninterest Income	$126,000	3,420
Total noninterest expense	$1,990,000	2,379
Salaries and employee benefits	$1,092,000	2,334
Premises and equipment expense	$229,000	2,476
Additional noninterest expense	$669,000	2,319
Pre-tax net operating income	$542,000	2,725
Securities gains (losses)	$0	1,966
Applicable income taxes	$187,000	1,777
Income before extraordinary items	$355,000	3,250
Extraordinary gains, net	$0	10
Net income	$355,000	3,250
Minority interest net income	$0	76
Net income of bank and minority interests.	$355,000	3,252
Net charge-offs	$27,000	2,862
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$355,000	3,152
2012-12-31 (YTD Data)		Rank
Total interest income	$12,105,000	2,160
Total interest expense	$2,624,000	1,672
Net interest income	$9,481,000	2,263
Provision for loan and lease losses	$785,000	2,101
Total noninterest income	$1,125,000	3,061
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$552,000	2,298
Trading account gains and fees	$0	166
Additional Noninterest Income	$573,000	3,171
Total noninterest expense	$7,905,000	2,398
Salaries and employee benefits	$4,362,000	2,268
Premises and equipment expense	$967,000	2,336
Additional noninterest expense	$2,576,000	2,494
Pre-tax net operating income	$1,916,000	2,893
Securities gains (losses)	$222,000	1,606
Applicable income taxes	$740,000	1,782
Income before extraordinary items	$1,398,000	3,257
Extraordinary gains, net	$0	29
Net income	$1,398,000	3,257
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,398,000	3,257
Net charge-offs	$939,000	1,888
Cash dividends	$420,000	2,953
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,253,700	3,315
2012-09-30 (YTD Data)		Rank
Total interest income	$9,098,000	2,194
Total interest expense	$2,040,000	1,694
Net interest income	$7,058,000	2,320
Provision for loan and lease losses	$635,000	1,976
Total noninterest income	$832,000	3,091
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$405,000	2,367
Trading account gains and fees	$0	157
Additional Noninterest Income	$427,000	3,180
Total noninterest expense	$5,899,000	2,410
Salaries and employee benefits	$3,276,000	2,267
Premises and equipment expense	$726,000	2,366
Additional noninterest expense	$1,897,000	2,545
Pre-tax net operating income	$1,356,000	3,086
Securities gains (losses)	$222,000	1,353
Applicable income taxes	$544,000	1,852
Income before extraordinary items	$1,034,000	3,362
Extraordinary gains, net	$0	20
Net income	$1,034,000	3,363
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,034,000	3,364
Net charge-offs	$776,000	1,710
Cash dividends	$125,000	3,187
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$887,480	3,514
2012-06-30 (YTD Data)		Rank
Total interest income	$6,053,000	2,206
Total interest expense	$1,386,000	1,725
Net interest income	$4,667,000	2,338
Provision for loan and lease losses	$435,000	1,978
Total noninterest income	$521,000	3,169
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$266,000	2,372
Trading account gains and fees	$0	153
Additional Noninterest Income	$255,000	3,303
Total noninterest expense	$3,897,000	2,421
Salaries and employee benefits	$2,177,000	2,279
Premises and equipment expense	$482,000	2,365
Additional noninterest expense	$1,238,000	2,607
Pre-tax net operating income	$856,000	3,155
Securities gains (losses)	$177,000	1,193
Applicable income taxes	$350,000	1,882
Income before extraordinary items	$683,000	3,381
Extraordinary gains, net	$0	19
Net income	$683,000	3,381
Minority interest net income	$0	84
Net income of bank and minority interests.	$683,000	3,382
Net charge-offs	$707,000	1,439
Cash dividends	$125,000	2,850
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$566,180	3,569
2012-03-31 (YTD Data)		Rank
Total interest income	$3,005,000	2,247
Total interest expense	$695,000	1,769
Net interest income	$2,310,000	2,372
Provision for loan and lease losses	$275,000	1,672
Total noninterest income	$312,000	2,884
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$130,000	2,402
Trading account gains and fees	$0	148
Additional Noninterest Income	$182,000	2,787
Total noninterest expense	$1,931,000	2,448
Salaries and employee benefits	$1,101,000	2,259
Premises and equipment expense	$239,000	2,396
Additional noninterest expense	$591,000	2,693
Pre-tax net operating income	$416,000	3,240
Securities gains (losses)	$168,000	674
Applicable income taxes	$178,000	1,865
Income before extraordinary items	$406,000	3,025
Extraordinary gains, net	$0	19
Net income	$406,000	3,028
Minority interest net income	$0	78
Net income of bank and minority interests.	$406,000	3,029
Net charge-offs	$363,000	1,320
Cash dividends	$125,000	1,908
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$288,400	3,551
2011-12-31 (YTD Data)		Rank
Total interest income	$12,458,000	2,244
Total interest expense	$3,186,000	1,858
Net interest income	$9,272,000	2,365
Provision for loan and lease losses	$500,000	3,454
Total noninterest income	$1,382,000	2,580
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$622,000	2,180
Trading account gains and fees	$0	146
Additional Noninterest Income	$760,000	2,526
Total noninterest expense	$7,567,000	2,492
Salaries and employee benefits	$4,092,000	2,354
Premises and equipment expense	$1,014,000	2,385
Additional noninterest expense	$2,461,000	2,620
Pre-tax net operating income	$2,587,000	2,076
Securities gains (losses)	$72,000	2,311
Applicable income taxes	$903,000	1,449
Income before extraordinary items	$1,756,000	2,487
Extraordinary gains, net	$0	29
Net income	$1,756,000	2,487
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,756,000	2,488
Net charge-offs	$219,000	4,188
Cash dividends	$533,000	2,359
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,708,480	2,458
2011-09-30 (YTD Data)		Rank
Total interest income	$9,356,000	2,263
Total interest expense	$2,462,000	1,881
Net interest income	$6,894,000	2,383
Provision for loan and lease losses	$425,000	3,131
Total noninterest income	$1,029,000	2,571
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$475,000	2,164
Trading account gains and fees	$0	145
Additional Noninterest Income	$554,000	2,542
Total noninterest expense	$5,673,000	2,494
Salaries and employee benefits	$3,059,000	2,355
Premises and equipment expense	$766,000	2,394
Additional noninterest expense	$1,848,000	2,631
Pre-tax net operating income	$1,825,000	2,242
Securities gains (losses)	$147,000	1,448
Applicable income taxes	$564,000	1,628
Income before extraordinary items	$1,408,000	2,444
Extraordinary gains, net	$0	21
Net income	$1,408,000	2,446
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,408,000	2,446
Net charge-offs	$203,000	3,698
Cash dividends	$120,000	3,033
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,303,630	2,479
2011-06-30 (YTD Data)		Rank
Total interest income	$6,225,000	2,279
Total interest expense	$1,680,000	1,904
Net interest income	$4,545,000	2,414
Provision for loan and lease losses	$300,000	2,953
Total noninterest income	$698,000	2,547
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$315,000	2,150
Trading account gains and fees	$0	153
Additional Noninterest Income	$383,000	2,499
Total noninterest expense	$3,748,000	2,534
Salaries and employee benefits	$1,998,000	2,426
Premises and equipment expense	$507,000	2,415
Additional noninterest expense	$1,243,000	2,661
Pre-tax net operating income	$1,195,000	2,243
Securities gains (losses)	$41,000	1,708
Applicable income taxes	$331,000	1,699
Income before extraordinary items	$905,000	2,455
Extraordinary gains, net	$0	15
Net income	$905,000	2,455
Minority interest net income	$0	89
Net income of bank and minority interests.	$905,000	2,455
Net charge-offs	$201,000	3,115
Cash dividends	$120,000	2,675
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$875,070	2,432
2011-03-31 (YTD Data)		Rank
Total interest income	$3,109,000	2,294
Total interest expense	$865,000	1,912
Net interest income	$2,244,000	2,450
Provision for loan and lease losses	$150,000	2,750
Total noninterest income	$330,000	2,663
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$145,000	2,245
Trading account gains and fees	$0	158
Additional Noninterest Income	$185,000	2,584
Total noninterest expense	$1,859,000	2,565
Salaries and employee benefits	$1,001,000	2,433
Premises and equipment expense	$254,000	2,461
Additional noninterest expense	$604,000	2,710
Pre-tax net operating income	$565,000	2,339
Securities gains (losses)	$-14,000	7,204
Applicable income taxes	$145,000	1,826
Income before extraordinary items	$406,000	2,629
Extraordinary gains, net	$0	9
Net income	$406,000	2,628
Minority interest net income	$0	86
Net income of bank and minority interests.	$406,000	2,629
Net charge-offs	$22,000	3,981
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$416,360	2,521
2010-12-31 (YTD Data)		Rank
Total interest income	$12,963,000	2,315
Total interest expense	$4,083,000	1,958
Net interest income	$8,880,000	2,478
Provision for loan and lease losses	$710,000	3,576
Total noninterest income	$1,188,000	2,932
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$594,000	2,306
Trading account gains and fees	$0	175
Additional Noninterest Income	$594,000	2,933
Total noninterest expense	$7,326,000	2,631
Salaries and employee benefits	$3,807,000	2,524
Premises and equipment expense	$1,015,000	2,451
Additional noninterest expense	$2,504,000	2,683
Pre-tax net operating income	$2,032,000	2,205
Securities gains (losses)	$449,000	967
Applicable income taxes	$728,000	1,517
Income before extraordinary items	$1,753,000	2,241
Extraordinary gains, net	$0	29
Net income	$1,753,000	2,241
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,753,000	2,243
Net charge-offs	$250,000	4,525
Cash dividends	$290,000	2,959
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,434,210	2,488
2010-09-30 (YTD Data)		Rank
Total interest income	$9,668,000	2,390
Total interest expense	$3,140,000	1,996
Net interest income	$6,528,000	2,550
Provision for loan and lease losses	$550,000	3,381
Total noninterest income	$901,000	2,929
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$435,000	2,418
Trading account gains and fees	$0	165
Additional Noninterest Income	$466,000	2,872
Total noninterest expense	$5,311,000	2,698
Salaries and employee benefits	$2,824,000	2,573
Premises and equipment expense	$753,000	2,512
Additional noninterest expense	$1,734,000	2,803
Pre-tax net operating income	$1,568,000	2,290
Securities gains (losses)	$434,000	835
Applicable income taxes	$638,000	1,421
Income before extraordinary items	$1,364,000	2,334
Extraordinary gains, net	$0	23
Net income	$1,364,000	2,331
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,364,000	2,335
Net charge-offs	$181,000	4,328
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,068,880	2,638
2010-06-30 (YTD Data)		Rank
Total interest income	$6,388,000	2,428
Total interest expense	$2,116,000	2,044
Net interest income	$4,272,000	2,594
Provision for loan and lease losses	$400,000	3,175
Total noninterest income	$603,000	2,854
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$289,000	2,428
Trading account gains and fees	$0	152
Additional Noninterest Income	$314,000	2,775
Total noninterest expense	$3,473,000	2,746
Salaries and employee benefits	$1,843,000	2,625
Premises and equipment expense	$508,000	2,514
Additional noninterest expense	$1,122,000	2,888
Pre-tax net operating income	$1,002,000	2,364
Securities gains (losses)	$148,000	1,144
Applicable income taxes	$350,000	1,579
Income before extraordinary items	$800,000	2,505
Extraordinary gains, net	$0	19
Net income	$800,000	2,501
Minority interest net income	$0	105
Net income of bank and minority interests.	$800,000	2,504
Net charge-offs	$100,000	4,255
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$696,400	2,682
2010-03-31 (YTD Data)		Rank
Total interest income	$3,141,000	2,528
Total interest expense	$1,068,000	2,129
Net interest income	$2,073,000	2,686
Provision for loan and lease losses	$250,000	2,660
Total noninterest income	$293,000	2,903
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$136,000	2,530
Trading account gains and fees	$0	175
Additional Noninterest Income	$157,000	2,758
Total noninterest expense	$1,707,000	2,822
Salaries and employee benefits	$917,000	2,669
Premises and equipment expense	$261,000	2,501
Additional noninterest expense	$529,000	3,017
Pre-tax net operating income	$409,000	2,799
Securities gains (losses)	$136,000	666
Applicable income taxes	$160,000	1,668
Income before extraordinary items	$385,000	2,616
Extraordinary gains, net	$0	16
Net income	$385,000	2,613
Minority interest net income	$0	91
Net income of bank and minority interests.	$385,000	2,616
Net charge-offs	$4,000	5,215
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$288,440	3,103
2009-12-31 (YTD Data)		Rank
Total interest income	$13,151,000	2,524
Total interest expense	$5,001,000	2,261
Net interest income	$8,150,000	2,676
Provision for loan and lease losses	$590,000	4,294
Total noninterest income	$1,131,000	3,101
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$646,000	2,408
Trading account gains and fees	$0	211
Additional Noninterest Income	$485,000	3,254
Total noninterest expense	$7,084,000	2,768
Salaries and employee benefits	$3,783,000	2,568
Premises and equipment expense	$1,116,000	2,352
Additional noninterest expense	$2,185,000	3,101
Pre-tax net operating income	$1,607,000	2,257
Securities gains (losses)	$305,000	1,230
Applicable income taxes	$540,000	1,483
Income before extraordinary items	$1,372,000	2,255
Extraordinary gains, net	$0	34
Net income	$1,372,000	2,253
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,372,000	2,254
Net charge-offs	$631,000	3,497
Cash dividends	$480,000	2,613
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$1,152,400	2,488
2009-09-30 (YTD Data)		Rank
Total interest income	$9,917,000	2,547
Total interest expense	$3,867,000	2,285
Net interest income	$6,050,000	2,706
Provision for loan and lease losses	$190,000	5,217
Total noninterest income	$820,000	3,212
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$482,000	2,431
Trading account gains and fees	$0	212
Additional Noninterest Income	$338,000	3,442
Total noninterest expense	$5,363,000	2,747
Salaries and employee benefits	$2,856,000	2,578
Premises and equipment expense	$869,000	2,304
Additional noninterest expense	$1,638,000	3,071
Pre-tax net operating income	$1,317,000	2,285
Securities gains (losses)	$5,000	3,160
Applicable income taxes	$367,000	1,721
Income before extraordinary items	$955,000	2,555
Extraordinary gains, net	$0	27
Net income	$955,000	2,553
Minority interest net income	$0	118
Net income of bank and minority interests.	$955,000	2,556
Net charge-offs	$575,000	2,849
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$951,400	2,514
2009-06-30 (YTD Data)		Rank
Total interest income	$6,617,000	2,588
Total interest expense	$2,651,000	2,315
Net interest income	$3,966,000	2,742
Provision for loan and lease losses	$75,000	5,625
Total noninterest income	$548,000	3,204
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$318,000	2,427
Trading account gains and fees	$0	193
Additional Noninterest Income	$230,000	3,427
Total noninterest expense	$3,575,000	2,776
Salaries and employee benefits	$1,878,000	2,643
Premises and equipment expense	$588,000	2,306
Additional noninterest expense	$1,109,000	3,039
Pre-tax net operating income	$864,000	2,373
Securities gains (losses)	$0	3,136
Applicable income taxes	$251,000	1,723
Income before extraordinary items	$613,000	2,734
Extraordinary gains, net	$0	21
Net income	$613,000	2,732
Minority interest net income	$0	112
Net income of bank and minority interests.	$613,000	2,734
Net charge-offs	$183,000	3,534
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$613,000	2,646
2009-03-31 (YTD Data)		Rank
Total interest income	$3,308,000	2,622
Total interest expense	$1,377,000	2,317
Net interest income	$1,931,000	2,795
Provision for loan and lease losses	$15,000	6,043
Total noninterest income	$268,000	3,232
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$155,000	2,392
Trading account gains and fees	$0	171
Additional Noninterest Income	$113,000	3,457
Total noninterest expense	$1,750,000	2,744
Salaries and employee benefits	$947,000	2,670
Premises and equipment expense	$297,000	2,317
Additional noninterest expense	$506,000	2,980
Pre-tax net operating income	$434,000	2,645
Securities gains (losses)	$0	2,434
Applicable income taxes	$142,000	1,798
Income before extraordinary items	$292,000	3,179
Extraordinary gains, net	$0	15
Net income	$292,000	3,179
Minority interest net income	$0	102
Net income of bank and minority interests.	$292,000	3,179
Net charge-offs	$54,000	3,467
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$292,000	3,025
2008-12-31 (YTD Data)		Rank
Total interest income	$14,059,000	2,627
Total interest expense	$6,218,000	2,439
Net interest income	$7,841,000	2,764
Provision for loan and lease losses	$0	7,334
Total noninterest income	$1,161,000	3,105
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$758,000	2,207
Trading account gains and fees	$0	154
Additional Noninterest Income	$403,000	3,572
Total noninterest expense	$6,359,000	2,913
Salaries and employee benefits	$3,426,000	2,884
Premises and equipment expense	$1,080,000	2,452
Additional noninterest expense	$1,853,000	3,066
Pre-tax net operating income	$2,643,000	2,003
Securities gains (losses)	$0	3,220
Applicable income taxes	$802,000	1,395
Income before extraordinary items	$1,841,000	2,157
Extraordinary gains, net	$0	39
Net income	$1,841,000	2,159
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$41,000	5,787
Cash dividends	$505,000	3,340
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,841,000	2,268
2008-09-30 (YTD Data)		Rank
Total interest income	$10,696,000	2,645
Total interest expense	$4,751,000	2,489
Net interest income	$5,945,000	2,747
Provision for loan and lease losses	$0	6,991
Total noninterest income	$883,000	3,146
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$576,000	2,207
Trading account gains and fees	$0	148
Additional Noninterest Income	$307,000	3,653
Total noninterest expense	$4,766,000	2,896
Salaries and employee benefits	$2,585,000	2,884
Premises and equipment expense	$830,000	2,410
Additional noninterest expense	$1,351,000	3,034
Pre-tax net operating income	$2,062,000	2,257
Securities gains (losses)	$0	3,106
Applicable income taxes	$630,000	1,640
Income before extraordinary items	$1,432,000	2,417
Extraordinary gains, net	$0	31
Net income	$1,432,000	2,415
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$27,000	5,222
Cash dividends	$30,000	4,796
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,432,000	2,525
2008-06-30 (YTD Data)		Rank
Total interest income	$7,090,000	2,686
Total interest expense	$3,179,000	2,571
Net interest income	$3,911,000	2,766
Provision for loan and lease losses	$0	6,671
Total noninterest income	$587,000	3,177
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$379,000	2,215
Trading account gains and fees	$0	149
Additional Noninterest Income	$208,000	3,690
Total noninterest expense	$3,219,000	2,870
Salaries and employee benefits	$1,781,000	2,839
Premises and equipment expense	$545,000	2,447
Additional noninterest expense	$893,000	3,035
Pre-tax net operating income	$1,279,000	2,486
Securities gains (losses)	$0	3,233
Applicable income taxes	$379,000	1,931
Income before extraordinary items	$900,000	2,801
Extraordinary gains, net	$0	21
Net income	$900,000	2,800
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	5,718
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$900,000	2,747
2008-03-31 (YTD Data)		Rank
Total interest income	$3,566,000	2,739
Total interest expense	$1,602,000	2,715
Net interest income	$1,964,000	2,747
Provision for loan and lease losses	$0	6,080
Total noninterest income	$288,000	3,213
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$179,000	2,275
Trading account gains and fees	$0	158
Additional Noninterest Income	$109,000	3,609
Total noninterest expense	$1,560,000	2,941
Salaries and employee benefits	$882,000	2,898
Premises and equipment expense	$269,000	2,503
Additional noninterest expense	$409,000	3,251
Pre-tax net operating income	$692,000	2,433
Securities gains (losses)	$0	2,688
Applicable income taxes	$210,000	1,901
Income before extraordinary items	$482,000	2,770
Extraordinary gains, net	$0	15
Net income	$482,000	2,772
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	3,990
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$482,000	2,689
2007-12-31 (YTD Data)		Rank
Total interest income	$14,024,000	2,860
Total interest expense	$6,422,000	2,846
Net interest income	$7,602,000	2,869
Provision for loan and lease losses	$60,000	5,449
Total noninterest income	$1,027,000	3,483
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$680,000	2,424
Trading account gains and fees	$0	178
Additional Noninterest Income	$347,000	3,999
Total noninterest expense	$6,127,000	2,913
Salaries and employee benefits	$3,403,000	2,882
Premises and equipment expense	$1,042,000	2,474
Additional noninterest expense	$1,682,000	3,111
Pre-tax net operating income	$2,442,000	2,876
Securities gains (losses)	$0	2,146
Applicable income taxes	$715,000	2,274
Income before extraordinary items	$1,727,000	3,136
Extraordinary gains, net	$0	39
Net income	$1,727,000	3,134
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$51,000	4,608
Cash dividends	$525,000	3,625
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,727,000	3,124
2007-09-30 (YTD Data)		Rank
Total interest income	$10,320,000	2,907
Total interest expense	$4,763,000	2,865
Net interest income	$5,557,000	2,948
Provision for loan and lease losses	$60,000	4,834
Total noninterest income	$729,000	3,602
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$689,000	1,887
Trading account gains and fees	$0	184
Additional Noninterest Income	$40,000	7,060
Total noninterest expense	$4,595,000	2,892
Salaries and employee benefits	$2,557,000	2,853
Premises and equipment expense	$770,000	2,499
Additional noninterest expense	$1,268,000	3,041
Pre-tax net operating income	$1,631,000	3,283
Securities gains (losses)	$0	1,655
Applicable income taxes	$462,000	2,637
Income before extraordinary items	$1,169,000	3,528
Extraordinary gains, net	$0	33
Net income	$1,169,000	3,527
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$53,000	3,581
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,169,000	3,513
2007-06-30 (YTD Data)		Rank
Total interest income	$6,730,000	2,977
Total interest expense	$3,139,000	2,891
Net interest income	$3,591,000	3,058
Provision for loan and lease losses	$60,000	3,990
Total noninterest income	$459,000	3,732
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$426,000	2,004
Trading account gains and fees	$0	168
Additional Noninterest Income	$33,000	6,866
Total noninterest expense	$3,069,000	2,917
Salaries and employee benefits	$1,683,000	2,932
Premises and equipment expense	$517,000	2,503
Additional noninterest expense	$869,000	2,972
Pre-tax net operating income	$921,000	3,710
Securities gains (losses)	$0	1,444
Applicable income taxes	$252,000	2,955
Income before extraordinary items	$669,000	3,929
Extraordinary gains, net	$0	29
Net income	$669,000	3,929
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$23,000	3,680
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$669,000	3,916
2007-03-31 (YTD Data)		Rank
Total interest income	$3,268,000	3,040
Total interest expense	$1,539,000	2,920
Net interest income	$1,729,000	3,145
Provision for loan and lease losses	$30,000	3,737
Total noninterest income	$224,000	3,784
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$200,000	2,050
Trading account gains and fees	$0	195
Additional Noninterest Income	$24,000	6,337
Total noninterest expense	$1,478,000	3,018
Salaries and employee benefits	$817,000	3,035
Premises and equipment expense	$249,000	2,597
Additional noninterest expense	$412,000	3,094
Pre-tax net operating income	$445,000	3,770
Securities gains (losses)	$0	1,187
Applicable income taxes	$124,000	2,994
Income before extraordinary items	$321,000	4,017
Extraordinary gains, net	$0	22
Net income	$321,000	4,018
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,509
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$321,000	3,996
2006-12-31 (YTD Data)		Rank
Total interest income	$11,999,000	3,089
Total interest expense	$4,669,000	3,202
Net interest income	$7,330,000	2,987
Provision for loan and lease losses	$120,000	4,374
Total noninterest income	$825,000	3,975
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$749,000	2,236
Trading account gains and fees	$0	130
Additional Noninterest Income	$76,000	6,753
Total noninterest expense	$5,448,000	3,108
Salaries and employee benefits	$2,987,000	3,139
Premises and equipment expense	$993,000	2,492
Additional noninterest expense	$1,468,000	3,347
Pre-tax net operating income	$2,587,000	3,058
Securities gains (losses)	$-2,000	6,862
Applicable income taxes	$795,000	2,485
Income before extraordinary items	$1,790,000	3,366
Extraordinary gains, net	$0	51
Net income	$1,790,000	3,364
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	5,765
Cash dividends	$500,000	3,695
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,791,380	3,348
2006-09-30 (YTD Data)		Rank
Total interest income	$8,718,000	3,152
Total interest expense	$3,256,000	3,287
Net interest income	$5,462,000	3,031
Provision for loan and lease losses	$90,000	4,225
Total noninterest income	$617,000	3,999
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$556,000	2,265
Trading account gains and fees	$0	126
Additional Noninterest Income	$61,000	6,658
Total noninterest expense	$4,043,000	3,142
Salaries and employee benefits	$2,212,000	3,174
Premises and equipment expense	$743,000	2,493
Additional noninterest expense	$1,088,000	3,379
Pre-tax net operating income	$1,946,000	3,180
Securities gains (losses)	$-2,000	7,192
Applicable income taxes	$612,000	2,566
Income before extraordinary items	$1,332,000	3,476
Extraordinary gains, net	$0	45
Net income	$1,332,000	3,478
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	5,187
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,333,380	3,460
2006-06-30 (YTD Data)		Rank
Total interest income	$5,638,000	3,196
Total interest expense	$2,026,000	3,338
Net interest income	$3,612,000	3,055
Provision for loan and lease losses	$60,000	4,062
Total noninterest income	$409,000	4,003
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$364,000	2,271
Trading account gains and fees	$0	126
Additional Noninterest Income	$45,000	6,526
Total noninterest expense	$2,687,000	3,155
Salaries and employee benefits	$1,478,000	3,163
Premises and equipment expense	$491,000	2,512
Additional noninterest expense	$718,000	3,403
Pre-tax net operating income	$1,274,000	3,219
Securities gains (losses)	$-2,000	7,528
Applicable income taxes	$397,000	2,627
Income before extraordinary items	$875,000	3,520
Extraordinary gains, net	$0	39
Net income	$875,000	3,523
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	5,137
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$876,380	3,501
2006-03-31 (YTD Data)		Rank
Total interest income	$2,762,000	3,185
Total interest expense	$940,000	3,417
Net interest income	$1,822,000	3,018
Provision for loan and lease losses	$30,000	3,822
Total noninterest income	$207,000	3,907
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$178,000	2,245
Trading account gains and fees	$0	115
Additional Noninterest Income	$29,000	6,131
Total noninterest expense	$1,365,000	3,127
Salaries and employee benefits	$741,000	3,184
Premises and equipment expense	$250,000	2,467
Additional noninterest expense	$374,000	3,300
Pre-tax net operating income	$634,000	3,192
Securities gains (losses)	$1,000	856
Applicable income taxes	$197,000	2,629
Income before extraordinary items	$438,000	3,470
Extraordinary gains, net	$0	21
Net income	$438,000	3,469
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	7,131
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$437,310	3,449
2005-12-31 (YTD Data)		Rank
Total interest income	$10,332,000	3,069
Total interest expense	$3,519,000	2,931
Net interest income	$6,813,000	3,110
Provision for loan and lease losses	$82,000	5,102
Total noninterest income	$804,000	4,032
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$722,000	2,288
Trading account gains and fees	$0	138
Additional Noninterest Income	$82,000	6,710
Total noninterest expense	$5,253,000	3,104
Salaries and employee benefits	$2,739,000	3,215
Premises and equipment expense	$953,000	2,473
Additional noninterest expense	$1,561,000	3,130
Pre-tax net operating income	$2,282,000	3,371
Securities gains (losses)	$0	2,296
Applicable income taxes	$688,000	2,844
Income before extraordinary items	$1,594,000	3,641
Extraordinary gains, net	$0	46
Net income	$1,594,000	3,642
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$35,000	4,711
Cash dividends	$560,000	3,453
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,594,000	3,619
2005-09-30 (YTD Data)		Rank
Total interest income	$7,538,000	3,092
Total interest expense	$2,548,000	2,888
Net interest income	$4,990,000	3,153
Provision for loan and lease losses	$52,000	5,144
Total noninterest income	$588,000	4,106
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$533,000	2,320
Trading account gains and fees	$0	126
Additional Noninterest Income	$55,000	6,929
Total noninterest expense	$3,853,000	3,132
Salaries and employee benefits	$2,052,000	3,205
Premises and equipment expense	$632,000	2,743
Additional noninterest expense	$1,169,000	3,107
Pre-tax net operating income	$1,673,000	3,480
Securities gains (losses)	$0	2,317
Applicable income taxes	$514,000	2,893
Income before extraordinary items	$1,159,000	3,758
Extraordinary gains, net	$0	35
Net income	$1,159,000	3,759
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	5,856
Cash dividends	$135,000	4,466
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,159,000	3,720
2005-06-30 (YTD Data)		Rank
Total interest income	$4,908,000	3,086
Total interest expense	$1,632,000	2,847
Net interest income	$3,276,000	3,173
Provision for loan and lease losses	$27,000	5,411
Total noninterest income	$380,000	4,174
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$338,000	2,383
Trading account gains and fees	$0	116
Additional Noninterest Income	$42,000	6,689
Total noninterest expense	$2,577,000	3,107
Salaries and employee benefits	$1,366,000	3,186
Premises and equipment expense	$432,000	2,650
Additional noninterest expense	$779,000	3,087
Pre-tax net operating income	$1,052,000	3,582
Securities gains (losses)	$0	2,146
Applicable income taxes	$326,000	2,955
Income before extraordinary items	$726,000	3,888
Extraordinary gains, net	$0	30
Net income	$726,000	3,890
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	4,782
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$726,000	3,830
2005-03-31 (YTD Data)		Rank
Total interest income	$2,359,000	3,144
Total interest expense	$793,000	2,810
Net interest income	$1,566,000	3,294
Provision for loan and lease losses	$12,000	5,254
Total noninterest income	$189,000	4,121
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$161,000	2,413
Trading account gains and fees	$0	115
Additional Noninterest Income	$28,000	6,283
Total noninterest expense	$1,297,000	3,100
Salaries and employee benefits	$676,000	3,219
Premises and equipment expense	$215,000	2,693
Additional noninterest expense	$406,000	2,974
Pre-tax net operating income	$446,000	3,991
Securities gains (losses)	$0	1,685
Applicable income taxes	$132,000	3,320
Income before extraordinary items	$314,000	4,232
Extraordinary gains, net	$0	24
Net income	$314,000	4,233
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,728
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$314,000	4,189
2004-12-31 (YTD Data)		Rank
Total interest income	$8,737,000	3,176
Total interest expense	$2,929,000	2,683
Net interest income	$5,808,000	3,377
Provision for loan and lease losses	$48,000	5,981
Total noninterest income	$751,000	4,225
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$680,000	2,441
Trading account gains and fees	$0	138
Additional Noninterest Income	$71,000	6,969
Total noninterest expense	$4,613,000	3,347
Salaries and employee benefits	$2,564,000	3,275
Premises and equipment expense	$730,000	3,021
Additional noninterest expense	$1,319,000	3,484
Pre-tax net operating income	$1,898,000	3,635
Securities gains (losses)	$0	3,819
Applicable income taxes	$533,000	3,242
Income before extraordinary items	$1,365,000	3,862
Extraordinary gains, net	$0	34
Net income	$1,365,000	3,863
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	6,099
Cash dividends	$300,000	4,324
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,365,000	3,802
2004-09-30 (YTD Data)		Rank
Total interest income	$6,377,000	3,234
Total interest expense	$2,155,000	2,681
Net interest income	$4,222,000	3,446
Provision for loan and lease losses	$36,000	5,817
Total noninterest income	$551,000	4,292
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$486,000	2,561
Trading account gains and fees	$0	134
Additional Noninterest Income	$65,000	6,663
Total noninterest expense	$3,289,000	3,466
Salaries and employee benefits	$1,858,000	3,348
Premises and equipment expense	$482,000	3,351
Additional noninterest expense	$949,000	3,571
Pre-tax net operating income	$1,448,000	3,656
Securities gains (losses)	$0	3,710
Applicable income taxes	$417,000	3,233
Income before extraordinary items	$1,031,000	3,923
Extraordinary gains, net	$0	26
Net income	$1,031,000	3,924
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	5,357
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,031,000	3,862
2004-06-30 (YTD Data)		Rank
Total interest income	$4,125,000	3,309
Total interest expense	$1,443,000	2,654
Net interest income	$2,682,000	3,570
Provision for loan and lease losses	$24,000	5,696
Total noninterest income	$357,000	4,375
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$322,000	2,560
Trading account gains and fees	$0	130
Additional Noninterest Income	$35,000	7,019
Total noninterest expense	$2,130,000	3,560
Salaries and employee benefits	$1,229,000	3,373
Premises and equipment expense	$294,000	3,614
Additional noninterest expense	$607,000	3,713
Pre-tax net operating income	$885,000	3,844
Securities gains (losses)	$0	3,413
Applicable income taxes	$246,000	3,415
Income before extraordinary items	$639,000	4,068
Extraordinary gains, net	$0	21
Net income	$639,000	4,069
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	5,183
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$639,000	3,987
2004-03-31 (YTD Data)		Rank
Total interest income	$2,021,000	3,374
Total interest expense	$752,000	2,603
Net interest income	$1,269,000	3,718
Provision for loan and lease losses	$12,000	5,458
Total noninterest income	$170,000	4,459
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$144,000	2,765
Trading account gains and fees	$0	121
Additional Noninterest Income	$26,000	6,361
Total noninterest expense	$1,019,000	3,697
Salaries and employee benefits	$595,000	3,489
Premises and equipment expense	$145,000	3,675
Additional noninterest expense	$279,000	3,970
Pre-tax net operating income	$408,000	4,026
Securities gains (losses)	$0	2,934
Applicable income taxes	$111,000	3,616
Income before extraordinary items	$297,000	4,297
Extraordinary gains, net	$0	16
Net income	$297,000	4,296
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	3,876
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$297,000	4,169
2003-12-31 (YTD Data)		Rank
Total interest income	$7,995,000	3,448
Total interest expense	$3,154,000	2,740
Net interest income	$4,841,000	3,762
Provision for loan and lease losses	$48,000	6,339
Total noninterest income	$694,000	4,577
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$604,000	2,675
Trading account gains and fees	$0	160
Additional Noninterest Income	$90,000	6,702
Total noninterest expense	$3,769,000	3,872
Salaries and employee benefits	$2,197,000	3,623
Premises and equipment expense	$553,000	3,757
Additional noninterest expense	$1,019,000	4,208
Pre-tax net operating income	$1,718,000	3,761
Securities gains (losses)	$0	4,500
Applicable income taxes	$442,000	3,595
Income before extraordinary items	$1,276,000	3,976
Extraordinary gains, net	$0	54
Net income	$1,276,000	3,977
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$39,000	5,380
Cash dividends	$500,000	3,502
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,276,000	3,800
2003-09-30 (YTD Data)		Rank
Total interest income	$5,967,000	3,512
Total interest expense	$2,378,000	2,820
Net interest income	$3,589,000	3,827
Provision for loan and lease losses	$36,000	6,222
Total noninterest income	$508,000	4,704
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$447,000	2,717
Trading account gains and fees	$0	153
Additional Noninterest Income	$61,000	6,919
Total noninterest expense	$2,676,000	4,024
Salaries and employee benefits	$1,545,000	3,818
Premises and equipment expense	$416,000	3,746
Additional noninterest expense	$715,000	4,410
Pre-tax net operating income	$1,385,000	3,691
Securities gains (losses)	$0	4,204
Applicable income taxes	$375,000	3,520
Income before extraordinary items	$1,010,000	3,958
Extraordinary gains, net	$0	40
Net income	$1,010,000	3,957
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$25,000	5,146
Cash dividends	$500,000	2,668
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,010,000	3,799
2003-06-30 (YTD Data)		Rank
Total interest income	$3,930,000	3,570
Total interest expense	$1,581,000	2,903
Net interest income	$2,349,000	3,886
Provision for loan and lease losses	$24,000	6,151
Total noninterest income	$333,000	4,716
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$290,000	2,728
Trading account gains and fees	$0	150
Additional Noninterest Income	$43,000	6,830
Total noninterest expense	$1,736,000	4,124
Salaries and employee benefits	$993,000	3,937
Premises and equipment expense	$269,000	3,818
Additional noninterest expense	$474,000	4,417
Pre-tax net operating income	$922,000	3,695
Securities gains (losses)	$0	3,782
Applicable income taxes	$261,000	3,477
Income before extraordinary items	$661,000	4,027
Extraordinary gains, net	$0	30
Net income	$661,000	4,027
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$25,000	4,336
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$661,000	3,847
2003-03-31 (YTD Data)		Rank
Total interest income	$1,946,000	3,603
Total interest expense	$791,000	2,969
Net interest income	$1,155,000	3,941
Provision for loan and lease losses	$12,000	5,906
Total noninterest income	$166,000	4,626
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$140,000	2,724
Trading account gains and fees	$0	134
Additional Noninterest Income	$26,000	6,499
Total noninterest expense	$853,000	4,167
Salaries and employee benefits	$486,000	3,993
Premises and equipment expense	$131,000	3,907
Additional noninterest expense	$236,000	4,401
Pre-tax net operating income	$456,000	3,715
Securities gains (losses)	$0	2,891
Applicable income taxes	$125,000	3,551
Income before extraordinary items	$331,000	3,968
Extraordinary gains, net	$0	21
Net income	$331,000	3,966
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,000	3,174
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$331,000	3,780
2002-12-31 (YTD Data)		Rank
Total interest income	$7,988,000	3,650
Total interest expense	$3,669,000	2,965
Net interest income	$4,319,000	4,114
Provision for loan and lease losses	$50,000	6,677
Total noninterest income	$669,000	4,453
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$591,000	2,595
Trading account gains and fees	$0	153
Additional Noninterest Income	$78,000	6,931
Total noninterest expense	$3,364,000	4,089
Salaries and employee benefits	$1,906,000	3,899
Premises and equipment expense	$529,000	3,779
Additional noninterest expense	$929,000	4,429
Pre-tax net operating income	$1,574,000	3,985
Securities gains (losses)	$0	4,537
Applicable income taxes	$386,000	3,955
Income before extraordinary items	$1,188,000	4,116
Extraordinary gains, net	$0	70
Net income	$1,188,000	4,116
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	6,624
Cash dividends	$288,000	4,402
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,188,000	4,004
2001-12-31 (YTD Data)		Rank
Total interest income	$8,113,000	3,979
Total interest expense	$4,118,000	3,708
Net interest income	$3,995,000	4,133
Provision for loan and lease losses	$25,000	7,375
Total noninterest income	$577,000	4,681
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$496,000	2,855
Trading account gains and fees	$0	177
Additional Noninterest Income	$81,000	6,856
Total noninterest expense	$3,214,000	4,113
Salaries and employee benefits	$1,781,000	3,948
Premises and equipment expense	$499,000	3,870
Additional noninterest expense	$934,000	4,292
Pre-tax net operating income	$1,333,000	4,160
Securities gains (losses)	$0	4,612
Applicable income taxes	$324,000	4,119
Income before extraordinary items	$1,009,000	4,268
Extraordinary gains, net	$0	105
Net income	$1,009,000	4,269
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$23,000	6,148
Cash dividends	$260,000	4,610
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,009,000	4,152
2000-12-31 (YTD Data)		Rank
Total interest income	$7,888,000	4,180
Total interest expense	$3,498,000	4,387
Net interest income	$4,390,000	3,886
Provision for loan and lease losses	$75,000	5,850
Total noninterest income	$528,000	4,760
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$497,000	2,714
Trading account gains and fees	NA	NA
Additional Noninterest Income	$31,000	8,503
Total noninterest expense	$3,035,000	4,189
Salaries and employee benefits	$1,666,000	4,020
Premises and equipment expense	$515,000	3,708
Additional noninterest expense	$854,000	4,525
Pre-tax net operating income	$1,808,000	3,560
Securities gains (losses)	$0	1,956
Applicable income taxes	$562,000	3,242
Income before extraordinary items	$1,246,000	3,763
Extraordinary gains, net	$0	38
Net income	$1,246,000	3,764
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-32,000	9,516
Cash dividends	$250,000	4,756
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,246,000	3,745
1999-12-31 (YTD Data)		Rank
Total interest income	$6,844,000	4,489
Total interest expense	$2,990,000	4,619
Net interest income	$3,854,000	4,311
Provision for loan and lease losses	$134,000	4,526
Total noninterest income	$496,000	4,976
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$460,000	2,836
Trading account gains and fees	NA	NA
Additional Noninterest Income	$36,000	8,584
Total noninterest expense	$2,758,000	4,520
Salaries and employee benefits	$1,534,000	4,261
Premises and equipment expense	$476,000	3,941
Additional noninterest expense	$748,000	5,025
Pre-tax net operating income	$1,458,000	4,176
Securities gains (losses)	$0	3,155
Applicable income taxes	$495,000	3,668
Income before extraordinary items	$963,000	4,539
Extraordinary gains, net	$0	35
Net income	$963,000	4,540
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-9,000	9,384
Cash dividends	$100,000	6,057
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$963,000	4,495
1998-12-31 (YTD Data)		Rank
Total interest income	$6,457,000	4,698
Total interest expense	$3,059,000	4,654
Net interest income	$3,398,000	4,700
Provision for loan and lease losses	$126,000	4,520
Total noninterest income	$429,000	5,397
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$389,000	3,208
Trading account gains and fees	NA	NA
Additional Noninterest Income	$40,000	8,530
Total noninterest expense	$2,766,000	4,423
Salaries and employee benefits	$1,433,000	4,410
Premises and equipment expense	$476,000	3,831
Additional noninterest expense	$857,000	4,454
Pre-tax net operating income	$935,000	5,619
Securities gains (losses)	$0	4,449
Applicable income taxes	$242,000	5,722
Income before extraordinary items	$693,000	5,649
Extraordinary gains, net	$0	32
Net income	$693,000	5,648
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	7,302
Cash dividends	$200,000	5,324
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$693,000	5,539
1997-12-31 (YTD Data)		Rank
Total interest income	$6,033,000	5,047
Total interest expense	$2,737,000	5,066
Net interest income	$3,296,000	4,939
Provision for loan and lease losses	$135,000	4,360
Total noninterest income	$393,000	5,788
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$349,000	3,622
Trading account gains and fees	NA	NA
Additional Noninterest Income	$44,000	8,689
Total noninterest expense	$2,284,000	5,130
Salaries and employee benefits	$1,216,000	5,032
Premises and equipment expense	$330,000	5,120
Additional noninterest expense	$738,000	5,015
Pre-tax net operating income	$1,270,000	5,048
Securities gains (losses)	$-14,000	10,204
Applicable income taxes	$379,000	5,052
Income before extraordinary items	$877,000	5,134
Extraordinary gains, net	$0	44
Net income	$877,000	5,136
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$174,000	2,774
Cash dividends	$250,000	4,919
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$886,800	5,054
1996-12-31 (YTD Data)		Rank
Total interest income	$5,686,000	5,381
Total interest expense	$2,668,000	5,279
Net interest income	$3,018,000	5,424
Provision for loan and lease losses	$113,000	4,832
Total noninterest income	$386,000	6,064
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$339,000	3,858
Trading account gains and fees	NA	NA
Additional Noninterest Income	$47,000	9,021
Total noninterest expense	$2,075,000	5,783
Salaries and employee benefits	$1,156,000	5,371
Premises and equipment expense	$302,000	5,569
Additional noninterest expense	$617,000	6,252
Pre-tax net operating income	$1,216,000	5,082
Securities gains (losses)	$-4,000	9,823
Applicable income taxes	$372,000	5,123
Income before extraordinary items	$840,000	5,118
Extraordinary gains, net	$0	53
Net income	$840,000	5,117
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$138,000	3,326
Cash dividends	$250,000	4,932
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$842,760	5,051
1995-12-31 (YTD Data)		Rank
Total interest income	$5,499,000	5,591
Total interest expense	$2,508,000	5,554
Net interest income	$2,991,000	5,505
Provision for loan and lease losses	$173,000	3,366
Total noninterest income	$365,000	6,324
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$308,000	4,202
Trading account gains and fees	NA	NA
Additional Noninterest Income	$57,000	8,889
Total noninterest expense	$2,079,000	5,810
Salaries and employee benefits	$1,149,000	5,410
Premises and equipment expense	$287,000	5,828
Additional noninterest expense	$643,000	6,242
Pre-tax net operating income	$1,104,000	5,585
Securities gains (losses)	$0	3,831
Applicable income taxes	$365,000	5,275
Income before extraordinary items	$739,000	5,765
Extraordinary gains, net	$0	65
Net income	$739,000	5,762
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$214,000	2,390
Cash dividends	$114,000	6,585
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$739,000	5,743
1994-12-31 (YTD Data)		Rank
Total interest income	$5,181,000	5,507
Total interest expense	$2,197,000	5,162
Net interest income	$2,984,000	5,634
Provision for loan and lease losses	$100,000	4,522
Total noninterest income	$383,000	6,307
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$318,000	4,157
Trading account gains and fees	NA	NA
Additional Noninterest Income	$65,000	8,873
Total noninterest expense	$2,196,000	5,757
Salaries and employee benefits	$1,112,000	5,594
Premises and equipment expense	$303,000	5,674
Additional noninterest expense	$781,000	5,815
Pre-tax net operating income	$1,071,000	5,676
Securities gains (losses)	$-70,000	11,304
Applicable income taxes	$331,000	5,497
Income before extraordinary items	$670,000	6,098
Extraordinary gains, net	$0	249
Net income	$670,000	6,116
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$116,000	3,448
Cash dividends	$100,000	6,840
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$716,900	5,888
1993-12-31 (YTD Data)		Rank
Total interest income	$5,021,000	5,767
Total interest expense	$2,304,000	5,152
Net interest income	$2,717,000	6,137
Provision for loan and lease losses	$131,000	4,988
Total noninterest income	$347,000	7,063
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$315,000	4,240
Trading account gains and fees	NA	NA
Additional Noninterest Income	$32,000	11,170
Total noninterest expense	$2,095,000	6,096
Salaries and employee benefits	$1,095,000	5,666
Premises and equipment expense	$276,000	6,244
Additional noninterest expense	$724,000	6,398
Pre-tax net operating income	$838,000	6,634
Securities gains (losses)	$42,000	3,661
Applicable income taxes	$302,000	6,065
Income before extraordinary items	$578,000	6,947
Extraordinary gains, net	$0	3,149
Net income	$578,000	7,124
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$57,000	5,803
Cash dividends	$90,000	7,115
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$550,280	6,882
1992-12-31 (YTD Data)		Rank
Total interest income	$5,093,000	6,301
Total interest expense	$2,474,000	6,038
Net interest income	$2,619,000	6,378
Provision for loan and lease losses	$150,000	6,067
Total noninterest income	$345,000	7,175
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$305,000	4,381
Trading account gains and fees	NA	NA
Additional Noninterest Income	$40,000	11,059
Total noninterest expense	$2,128,000	6,089
Salaries and employee benefits	$1,139,000	5,425
Premises and equipment expense	$296,000	6,033
Additional noninterest expense	$693,000	6,797
Pre-tax net operating income	$686,000	7,181
Securities gains (losses)	$24,000	5,342
Applicable income taxes	$252,000	6,625
Income before extraordinary items	$458,000	7,667
Extraordinary gains, net	$27,000	1,157
Net income	$485,000	7,556
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$45,000	7,780
Cash dividends	$80,000	6,992
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$442,400	7,457

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.