Provident National Bank, Income and Expense

1992-12-31 (YTD Data)		Rank
Total interest income	$497,530,000	99
Total interest expense	$210,395,000	114
Net interest income	$287,135,000	87
Provision for loan and lease losses	$66,073,000	83
Total noninterest income	$173,954,000	71
Gross Fiduciary activities income	$96,479,000	19
Service charges on deposit accounts	$13,459,000	159
Trading account gains and fees	$491,000	170
Additional Noninterest Income	$63,525,000	105
Total noninterest expense	$237,230,000	104
Salaries and employee benefits	$128,006,000	66
Premises and equipment expense	$45,864,000	68
Additional noninterest expense	$63,360,000	198
Pre-tax net operating income	$157,786,000	53
Securities gains (losses)	$5,608,000	186
Applicable income taxes	$52,688,000	56
Income before extraordinary items	$110,706,000	56
Extraordinary gains, net	$0	1,422
Net income	$110,706,000	58
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$38,303,000	127
Cash dividends	$21,400,000	122
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$106,892,560	53

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.