Home > Provident Municipal Bank > Income and Expense
Provident Municipal Bank, Income and Expense
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,436,000 | 3,698 |
| Total interest expense | $870,000 | 2,713 |
| Net interest income | $3,566,000 | 3,837 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $0 | 6,739 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $0 | 6,711 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $0 | 6,563 |
| Total noninterest expense | $1,576,000 | 5,402 |
| Salaries and employee benefits | $732,000 | 5,597 |
| Premises and equipment expense | $24,000 | 6,786 |
| Additional noninterest expense | $820,000 | 4,421 |
| Pre-tax net operating income | $1,990,000 | 2,430 |
| Securities gains (losses) | $1,837,000 | 127 |
| Applicable income taxes | $876,000 | 1,372 |
| Income before extraordinary items | $2,951,000 | 1,528 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,951,000 | 1,530 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,951,000 | 1,531 |
| Net charge-offs | $0 | 5,212 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,536,510 | 2,528 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,097,000 | 3,582 |
| Total interest expense | $654,000 | 2,532 |
| Net interest income | $2,443,000 | 3,781 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $0 | 6,784 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $0 | 6,751 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $0 | 6,604 |
| Total noninterest expense | $1,071,000 | 5,399 |
| Salaries and employee benefits | $500,000 | 5,598 |
| Premises and equipment expense | $16,000 | 6,832 |
| Additional noninterest expense | $555,000 | 4,388 |
| Pre-tax net operating income | $1,372,000 | 2,360 |
| Securities gains (losses) | $1,012,000 | 180 |
| Applicable income taxes | $476,000 | 1,562 |
| Income before extraordinary items | $1,908,000 | 1,595 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,908,000 | 1,598 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,908,000 | 1,600 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,098,400 | 2,353 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,599,000 | 3,536 |
| Total interest expense | $400,000 | 2,196 |
| Net interest income | $1,199,000 | 3,839 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $0 | 6,849 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $0 | 6,809 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $0 | 6,676 |
| Total noninterest expense | $593,000 | 5,225 |
| Salaries and employee benefits | $261,000 | 5,563 |
| Premises and equipment expense | $8,000 | 6,893 |
| Additional noninterest expense | $324,000 | 4,037 |
| Pre-tax net operating income | $606,000 | 2,539 |
| Securities gains (losses) | $241,000 | 397 |
| Applicable income taxes | $94,000 | 2,461 |
| Income before extraordinary items | $753,000 | 1,890 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $753,000 | 1,891 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $753,000 | 1,892 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $538,510 | 2,361 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,695,000 | 3,552 |
| Total interest expense | $1,457,000 | 2,789 |
| Net interest income | $5,238,000 | 3,698 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $4,000 | 6,807 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $4,000 | 6,852 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $0 | 6,530 |
| Total noninterest expense | $2,082,000 | 5,586 |
| Salaries and employee benefits | $1,000,000 | 5,700 |
| Premises and equipment expense | $33,000 | 6,977 |
| Additional noninterest expense | $1,049,000 | 4,682 |
| Pre-tax net operating income | $3,160,000 | 2,003 |
| Securities gains (losses) | $3,721,000 | 130 |
| Applicable income taxes | $1,594,000 | 1,043 |
| Income before extraordinary items | $5,287,000 | 1,113 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,287,000 | 1,114 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $5,287,000 | 1,114 |
| Net charge-offs | $0 | 5,985 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,421,830 | 2,108 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,022,000 | 3,622 |
| Total interest expense | $1,021,000 | 3,028 |
| Net interest income | $4,001,000 | 3,711 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $3,000 | 6,913 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $3,000 | 6,943 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $0 | 6,663 |
| Total noninterest expense | $1,507,000 | 5,687 |
| Salaries and employee benefits | $737,000 | 5,769 |
| Premises and equipment expense | $24,000 | 7,071 |
| Additional noninterest expense | $746,000 | 4,848 |
| Pre-tax net operating income | $2,497,000 | 1,978 |
| Securities gains (losses) | $3,542,000 | 106 |
| Applicable income taxes | $1,506,000 | 909 |
| Income before extraordinary items | $4,533,000 | 1,022 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $4,533,000 | 1,022 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $4,533,000 | 1,022 |
| Net charge-offs | $0 | 5,771 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,876,500 | 2,102 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,433,000 | 3,576 |
| Total interest expense | $714,000 | 3,009 |
| Net interest income | $2,719,000 | 3,682 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $3,000 | 6,965 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $3,000 | 6,976 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $0 | 6,727 |
| Total noninterest expense | $1,025,000 | 5,671 |
| Salaries and employee benefits | $496,000 | 5,808 |
| Premises and equipment expense | $16,000 | 7,133 |
| Additional noninterest expense | $513,000 | 4,791 |
| Pre-tax net operating income | $1,697,000 | 1,928 |
| Securities gains (losses) | $1,937,000 | 144 |
| Applicable income taxes | $821,000 | 1,041 |
| Income before extraordinary items | $2,813,000 | 1,069 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,813,000 | 1,069 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,813,000 | 1,069 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,321,510 | 1,990 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,757,000 | 3,556 |
| Total interest expense | $369,000 | 3,037 |
| Net interest income | $1,388,000 | 3,650 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $3,000 | 7,036 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $3,000 | 6,938 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $0 | 6,842 |
| Total noninterest expense | $522,000 | 5,684 |
| Salaries and employee benefits | $251,000 | 5,823 |
| Premises and equipment expense | $8,000 | 7,176 |
| Additional noninterest expense | $263,000 | 4,735 |
| Pre-tax net operating income | $869,000 | 1,894 |
| Securities gains (losses) | $1,194,000 | 111 |
| Applicable income taxes | $508,000 | 870 |
| Income before extraordinary items | $1,555,000 | 958 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,555,000 | 960 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,555,000 | 959 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $659,500 | 2,001 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,205,000 | 3,961 |
| Total interest expense | $1,362,000 | 3,677 |
| Net interest income | $4,843,000 | 3,985 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $1,000 | 6,979 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,000 | 6,963 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $0 | 6,682 |
| Total noninterest expense | $1,798,000 | 6,009 |
| Salaries and employee benefits | $920,000 | 6,017 |
| Premises and equipment expense | $27,000 | 7,282 |
| Additional noninterest expense | $851,000 | 5,281 |
| Pre-tax net operating income | $3,046,000 | 1,810 |
| Securities gains (losses) | $1,173,000 | 377 |
| Applicable income taxes | $19,000 | 4,130 |
| Income before extraordinary items | $4,200,000 | 1,195 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,200,000 | 1,195 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $4,200,000 | 1,195 |
| Net charge-offs | $0 | 6,441 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $3,027,000 | 1,519 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,390,000 | 4,197 |
| Total interest expense | $1,028,000 | 3,762 |
| Net interest income | $3,362,000 | 4,238 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $1,000 | 7,097 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $1,000 | 7,006 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $0 | 6,843 |
| Total noninterest expense | $1,348,000 | 6,038 |
| Salaries and employee benefits | $681,000 | 6,062 |
| Premises and equipment expense | $19,000 | 7,359 |
| Additional noninterest expense | $648,000 | 5,269 |
| Pre-tax net operating income | $2,015,000 | 2,081 |
| Securities gains (losses) | $564,000 | 588 |
| Applicable income taxes | $-254,000 | 7,120 |
| Income before extraordinary items | $2,833,000 | 1,362 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,833,000 | 1,362 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,833,000 | 1,362 |
| Net charge-offs | $0 | 6,185 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,269,000 | 1,582 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,858,000 | 4,300 |
| Total interest expense | $734,000 | 3,703 |
| Net interest income | $2,124,000 | 4,410 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $1,000 | 7,178 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $1,000 | 7,043 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $0 | 6,941 |
| Total noninterest expense | $955,000 | 6,000 |
| Salaries and employee benefits | $456,000 | 6,097 |
| Premises and equipment expense | $12,000 | 7,437 |
| Additional noninterest expense | $487,000 | 5,061 |
| Pre-tax net operating income | $1,170,000 | 2,276 |
| Securities gains (losses) | $321,000 | 527 |
| Applicable income taxes | $-243,000 | 7,240 |
| Income before extraordinary items | $1,734,000 | 1,423 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,734,000 | 1,423 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,734,000 | 1,423 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,413,000 | 1,634 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,452,000 | 4,259 |
| Total interest expense | $373,000 | 3,765 |
| Net interest income | $1,079,000 | 4,348 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $0 | 7,288 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $0 | 7,066 |
| Total noninterest expense | $534,000 | 5,817 |
| Salaries and employee benefits | $230,000 | 6,128 |
| Premises and equipment expense | $6,000 | 7,489 |
| Additional noninterest expense | $298,000 | 4,551 |
| Pre-tax net operating income | $545,000 | 2,405 |
| Securities gains (losses) | $321,000 | 236 |
| Applicable income taxes | $-73,000 | 7,245 |
| Income before extraordinary items | $939,000 | 1,307 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $939,000 | 1,307 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $939,000 | 1,307 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $618,000 | 1,817 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,428,000 | 4,592 |
| Total interest expense | $1,313,000 | 4,582 |
| Net interest income | $4,115,000 | 4,502 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $1,000 | 7,274 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,000 | 6,787 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $0 | 6,957 |
| Total noninterest expense | $1,894,000 | 6,114 |
| Salaries and employee benefits | $859,000 | 6,310 |
| Premises and equipment expense | $26,000 | 7,576 |
| Additional noninterest expense | $1,009,000 | 5,067 |
| Pre-tax net operating income | $2,222,000 | 2,056 |
| Securities gains (losses) | $225,000 | 1,496 |
| Applicable income taxes | $-633,000 | 7,217 |
| Income before extraordinary items | $3,080,000 | 1,368 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,080,000 | 1,371 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $3,080,000 | 1,372 |
| Net charge-offs | $0 | 6,851 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,855,000 | 1,410 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,053,000 | 4,687 |
| Total interest expense | $980,000 | 4,753 |
| Net interest income | $3,073,000 | 4,571 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $1,000 | 7,428 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,000 | 6,877 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $0 | 7,139 |
| Total noninterest expense | $1,484,000 | 6,080 |
| Salaries and employee benefits | $635,000 | 6,388 |
| Premises and equipment expense | $19,000 | 7,683 |
| Additional noninterest expense | $830,000 | 4,818 |
| Pre-tax net operating income | $1,590,000 | 2,268 |
| Securities gains (losses) | $225,000 | 1,281 |
| Applicable income taxes | $-474,000 | 7,361 |
| Income before extraordinary items | $2,289,000 | 1,454 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,289,000 | 1,457 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,289,000 | 1,457 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $2,064,000 | 1,528 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,706,000 | 4,721 |
| Total interest expense | $710,000 | 4,649 |
| Net interest income | $1,996,000 | 4,660 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $1,000 | 7,511 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $1,000 | 6,923 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $0 | 7,234 |
| Total noninterest expense | $894,000 | 6,315 |
| Salaries and employee benefits | $427,000 | 6,415 |
| Premises and equipment expense | $12,000 | 7,752 |
| Additional noninterest expense | $455,000 | 5,340 |
| Pre-tax net operating income | $1,103,000 | 2,189 |
| Securities gains (losses) | $79,000 | 1,589 |
| Applicable income taxes | $-345,000 | 7,420 |
| Income before extraordinary items | $1,527,000 | 1,443 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,527,000 | 1,443 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,527,000 | 1,444 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,448,000 | 1,448 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,292,000 | 4,921 |
| Total interest expense | $384,000 | 4,580 |
| Net interest income | $908,000 | 4,948 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $1,000 | 7,632 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $1,000 | 6,994 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $0 | 7,418 |
| Total noninterest expense | $427,000 | 6,472 |
| Salaries and employee benefits | $216,000 | 6,469 |
| Premises and equipment expense | $6,000 | 7,840 |
| Additional noninterest expense | $205,000 | 5,632 |
| Pre-tax net operating income | $482,000 | 2,473 |
| Securities gains (losses) | $37,000 | 1,271 |
| Applicable income taxes | $-189,000 | 7,552 |
| Income before extraordinary items | $708,000 | 1,543 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $708,000 | 1,545 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $708,000 | 1,545 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $671,000 | 1,564 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $10,654,000 | 3,071 |
| Total interest expense | $2,908,000 | 3,493 |
| Net interest income | $7,746,000 | 2,801 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $1,000 | 7,685 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,000 | 7,098 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $0 | 7,392 |
| Total noninterest expense | $1,838,000 | 6,412 |
| Salaries and employee benefits | $731,000 | 6,892 |
| Premises and equipment expense | $20,000 | 7,949 |
| Additional noninterest expense | $1,087,000 | 5,002 |
| Pre-tax net operating income | $5,909,000 | 726 |
| Securities gains (losses) | $2,888,000 | 199 |
| Applicable income taxes | $2,283,000 | 510 |
| Income before extraordinary items | $6,514,000 | 529 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $6,514,000 | 527 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $6,514,000 | 530 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $4,376,880 | 777 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $9,386,000 | 2,678 |
| Total interest expense | $2,488,000 | 3,302 |
| Net interest income | $6,898,000 | 2,366 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $0 | 7,834 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $0 | 7,173 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $0 | 7,575 |
| Total noninterest expense | $1,386,000 | 6,428 |
| Salaries and employee benefits | $516,000 | 7,031 |
| Premises and equipment expense | $14,000 | 8,032 |
| Additional noninterest expense | $856,000 | 4,864 |
| Pre-tax net operating income | $5,512,000 | 622 |
| Securities gains (losses) | $2,376,000 | 190 |
| Applicable income taxes | $2,934,000 | 334 |
| Income before extraordinary items | $4,954,000 | 544 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $4,954,000 | 545 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $4,954,000 | 545 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,433,360 | 782 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $8,076,000 | 2,173 |
| Total interest expense | $2,111,000 | 2,835 |
| Net interest income | $5,965,000 | 1,861 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $0 | 7,938 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $0 | 7,241 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $0 | 7,720 |
| Total noninterest expense | $1,034,000 | 6,215 |
| Salaries and employee benefits | $354,000 | 7,057 |
| Premises and equipment expense | $9,000 | 8,121 |
| Additional noninterest expense | $671,000 | 4,380 |
| Pre-tax net operating income | $4,931,000 | 442 |
| Securities gains (losses) | $2,049,000 | 168 |
| Applicable income taxes | $2,924,000 | 255 |
| Income before extraordinary items | $4,056,000 | 431 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,056,000 | 429 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $4,056,000 | 431 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $2,744,640 | 649 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $5,306,000 | 1,689 |
| Total interest expense | $1,336,000 | 2,379 |
| Net interest income | $3,970,000 | 1,394 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $0 | 8,039 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $0 | 7,262 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $0 | 7,833 |
| Total noninterest expense | $396,000 | 6,765 |
| Salaries and employee benefits | $184,000 | 7,019 |
| Premises and equipment expense | $5,000 | 8,159 |
| Additional noninterest expense | $207,000 | 5,508 |
| Pre-tax net operating income | $3,574,000 | 341 |
| Securities gains (losses) | $1,026,000 | 182 |
| Applicable income taxes | $1,611,000 | 245 |
| Income before extraordinary items | $2,989,000 | 332 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,989,000 | 333 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $2,989,000 | 334 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $2,322,100 | 385 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $11,634,000 | 3,124 |
| Total interest expense | $5,172,000 | 2,883 |
| Net interest income | $6,462,000 | 3,276 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $328,000 | 5,679 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $6,000 | 7,219 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $322,000 | 3,979 |
| Total noninterest expense | $1,358,000 | 7,067 |
| Salaries and employee benefits | $443,000 | 7,794 |
| Premises and equipment expense | $14,000 | 8,238 |
| Additional noninterest expense | $901,000 | 5,139 |
| Pre-tax net operating income | $5,432,000 | 1,019 |
| Securities gains (losses) | $22,000 | 2,114 |
| Applicable income taxes | $895,000 | 1,290 |
| Income before extraordinary items | $4,559,000 | 898 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,559,000 | 897 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $4,540,520 | 973 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,668,000 | 3,526 |
| Total interest expense | $3,791,000 | 3,042 |
| Net interest income | $3,877,000 | 3,880 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $327,000 | 5,202 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $5,000 | 7,265 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $322,000 | 3,566 |
| Total noninterest expense | $978,000 | 7,148 |
| Salaries and employee benefits | $274,000 | 8,007 |
| Premises and equipment expense | $9,000 | 8,327 |
| Additional noninterest expense | $695,000 | 4,973 |
| Pre-tax net operating income | $3,226,000 | 1,510 |
| Securities gains (losses) | $22,000 | 1,949 |
| Applicable income taxes | $961,000 | 1,187 |
| Income before extraordinary items | $2,287,000 | 1,584 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,287,000 | 1,584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,271,600 | 1,680 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,307,000 | 3,484 |
| Total interest expense | $2,739,000 | 2,940 |
| Net interest income | $2,568,000 | 3,900 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $324,000 | 4,466 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $2,000 | 7,352 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $322,000 | 2,909 |
| Total noninterest expense | $725,000 | 6,996 |
| Salaries and employee benefits | $116,000 | 8,305 |
| Premises and equipment expense | $1,000 | 8,416 |
| Additional noninterest expense | $608,000 | 4,151 |
| Pre-tax net operating income | $2,167,000 | 1,570 |
| Securities gains (losses) | $22,000 | 1,974 |
| Applicable income taxes | $829,000 | 1,093 |
| Income before extraordinary items | $1,360,000 | 1,957 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,360,000 | 1,957 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,345,920 | 1,939 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,959,000 | 3,267 |
| Total interest expense | $1,422,000 | 3,030 |
| Net interest income | $1,537,000 | 3,429 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $373,000 | 2,733 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $2,000 | 7,305 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $371,000 | 1,711 |
| Total noninterest expense | $602,000 | 5,806 |
| Salaries and employee benefits | $57,000 | 8,354 |
| Premises and equipment expense | $1,000 | 8,447 |
| Additional noninterest expense | $544,000 | 2,524 |
| Pre-tax net operating income | $1,308,000 | 1,429 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $356,000 | 1,300 |
| Income before extraordinary items | $952,000 | 1,573 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $952,000 | 1,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $952,000 | 1,517 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $10,323,000 | 3,699 |
| Total interest expense | $8,471,000 | 2,219 |
| Net interest income | $1,852,000 | 6,687 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $-131,000 | 8,504 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $8,000 | 7,344 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $-139,000 | 8,502 |
| Total noninterest expense | $479,000 | 8,347 |
| Salaries and employee benefits | $211,000 | 8,416 |
| Premises and equipment expense | $3,000 | 8,498 |
| Additional noninterest expense | $265,000 | 7,712 |
| Pre-tax net operating income | $1,242,000 | 4,288 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $142,000 | 4,181 |
| Income before extraordinary items | $1,100,000 | 4,106 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,100,000 | 4,108 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,100,000 | 4,105 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,643,000 | 3,739 |
| Total interest expense | $6,180,000 | 2,265 |
| Net interest income | $1,463,000 | 6,596 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $-141,000 | 8,541 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $6,000 | 7,365 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-147,000 | 8,544 |
| Total noninterest expense | $365,000 | 8,338 |
| Salaries and employee benefits | $157,000 | 8,423 |
| Premises and equipment expense | $2,000 | 8,519 |
| Additional noninterest expense | $206,000 | 7,642 |
| Pre-tax net operating income | $957,000 | 4,455 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $421,000 | 2,742 |
| Income before extraordinary items | $536,000 | 5,240 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $536,000 | 5,241 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $536,000 | 5,222 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,884,000 | 3,852 |
| Total interest expense | $3,867,000 | 2,396 |
| Net interest income | $1,017,000 | 6,545 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $-64,000 | 8,593 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $0 | 7,560 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $-64,000 | 8,598 |
| Total noninterest expense | $187,000 | 8,494 |
| Salaries and employee benefits | $99,000 | 8,491 |
| Premises and equipment expense | $2,000 | 8,565 |
| Additional noninterest expense | $86,000 | 8,176 |
| Pre-tax net operating income | $766,000 | 4,112 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $232,000 | 3,069 |
| Income before extraordinary items | $534,000 | 4,416 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $534,000 | 4,416 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $534,000 | 4,412 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,381,000 | 3,913 |
| Total interest expense | $1,840,000 | 2,485 |
| Net interest income | $541,000 | 6,435 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $-287,000 | 8,638 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $0 | 7,573 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $-287,000 | 8,647 |
| Total noninterest expense | $89,000 | 8,540 |
| Salaries and employee benefits | $47,000 | 8,542 |
| Premises and equipment expense | $1,000 | 8,595 |
| Additional noninterest expense | $41,000 | 8,258 |
| Pre-tax net operating income | $165,000 | 5,878 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-7,000 | 8,230 |
| Income before extraordinary items | $172,000 | 5,377 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $172,000 | 5,377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $172,000 | 5,359 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,853,000 | 4,248 |
| Total interest expense | $5,241,000 | 2,917 |
| Net interest income | $2,612,000 | 5,898 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $1,189,000 | 3,143 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $0 | 7,634 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,189,000 | 1,978 |
| Total noninterest expense | $411,000 | 8,528 |
| Salaries and employee benefits | $238,000 | 8,492 |
| Premises and equipment expense | $3,000 | 8,640 |
| Additional noninterest expense | $170,000 | 8,266 |
| Pre-tax net operating income | $3,390,000 | 2,549 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,135,000 | 2,022 |
| Income before extraordinary items | $2,255,000 | 2,843 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,255,000 | 2,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,255,000 | 2,828 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,745,000 | 4,295 |
| Total interest expense | $3,520,000 | 3,094 |
| Net interest income | $2,225,000 | 5,617 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $1,434,000 | 2,304 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $0 | 7,682 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,434,000 | 1,403 |
| Total noninterest expense | $295,000 | 8,589 |
| Salaries and employee benefits | $180,000 | 8,532 |
| Premises and equipment expense | $2,000 | 8,704 |
| Additional noninterest expense | $113,000 | 8,397 |
| Pre-tax net operating income | $3,364,000 | 2,125 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,152,000 | 1,692 |
| Income before extraordinary items | $2,212,000 | 2,388 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,212,000 | 2,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,212,000 | 2,379 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,717,000 | 4,330 |
| Total interest expense | $2,254,000 | 3,083 |
| Net interest income | $1,463,000 | 5,684 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $2,366,000 | 1,153 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $0 | 7,707 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,366,000 | 707 |
| Total noninterest expense | $201,000 | 8,622 |
| Salaries and employee benefits | $129,000 | 8,541 |
| Premises and equipment expense | $1,000 | 8,738 |
| Additional noninterest expense | $71,000 | 8,467 |
| Pre-tax net operating income | $3,628,000 | 1,396 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,319,000 | 1,112 |
| Income before extraordinary items | $2,309,000 | 1,589 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,309,000 | 1,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,309,000 | 1,575 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,445,000 | 5,012 |
| Total interest expense | $978,000 | 3,309 |
| Net interest income | $467,000 | 6,851 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $-434,000 | 8,786 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $0 | 7,698 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $-434,000 | 8,796 |
| Total noninterest expense | $73,000 | 8,722 |
| Salaries and employee benefits | $37,000 | 8,715 |
| Premises and equipment expense | $1,000 | 8,741 |
| Additional noninterest expense | $35,000 | 8,488 |
| Pre-tax net operating income | $-40,000 | 8,360 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $-69,000 | 8,668 |
| Income before extraordinary items | $29,000 | 7,854 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $29,000 | 7,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $29,000 | 7,850 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,966,000 | 5,169 |
| Total interest expense | $2,968,000 | 3,359 |
| Net interest income | $1,998,000 | 6,638 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $1,687,000 | 2,490 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $0 | 7,759 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,687,000 | 1,525 |
| Total noninterest expense | $286,000 | 8,759 |
| Salaries and employee benefits | $147,000 | 8,749 |
| Premises and equipment expense | $2,000 | 8,799 |
| Additional noninterest expense | $137,000 | 8,559 |
| Pre-tax net operating income | $3,399,000 | 2,500 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,221,000 | 1,981 |
| Income before extraordinary items | $2,178,000 | 2,877 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,178,000 | 2,878 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,178,000 | 2,843 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,569,000 | 5,292 |
| Total interest expense | $2,012,000 | 3,498 |
| Net interest income | $1,557,000 | 6,583 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $2,041,000 | 1,754 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $0 | 7,794 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,041,000 | 1,104 |
| Total noninterest expense | $205,000 | 8,781 |
| Salaries and employee benefits | $101,000 | 8,783 |
| Premises and equipment expense | $2,000 | 8,817 |
| Additional noninterest expense | $102,000 | 8,566 |
| Pre-tax net operating income | $3,393,000 | 2,035 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,268,000 | 1,580 |
| Income before extraordinary items | $2,125,000 | 2,378 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,125,000 | 2,378 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,125,000 | 2,346 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,290,000 | 5,340 |
| Total interest expense | $1,154,000 | 3,731 |
| Net interest income | $1,136,000 | 6,334 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $148,000 | 6,359 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,000 | 7,756 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $147,000 | 4,371 |
| Total noninterest expense | $133,000 | 8,797 |
| Salaries and employee benefits | $68,000 | 8,793 |
| Premises and equipment expense | $1,000 | 8,827 |
| Additional noninterest expense | $64,000 | 8,604 |
| Pre-tax net operating income | $1,151,000 | 3,361 |
| Securities gains (losses) | $-2,000 | 7,723 |
| Applicable income taxes | $401,000 | 2,611 |
| Income before extraordinary items | $748,000 | 3,791 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $748,000 | 3,792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $749,300 | 3,736 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,088,000 | 5,478 |
| Total interest expense | $389,000 | 4,766 |
| Net interest income | $699,000 | 5,735 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $46,000 | 7,202 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $1,000 | 7,789 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $45,000 | 5,411 |
| Total noninterest expense | $70,000 | 8,857 |
| Salaries and employee benefits | $35,000 | 8,858 |
| Premises and equipment expense | $1,000 | 8,879 |
| Additional noninterest expense | $34,000 | 8,610 |
| Pre-tax net operating income | $675,000 | 2,939 |
| Securities gains (losses) | $-2,000 | 8,244 |
| Applicable income taxes | $243,000 | 2,310 |
| Income before extraordinary items | $430,000 | 3,434 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $430,000 | 3,435 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $431,280 | 3,393 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,991,000 | 6,424 |
| Total interest expense | $1,363,000 | 4,770 |
| Net interest income | $1,628,000 | 7,142 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $6,000 | 8,865 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $6,000 | 7,821 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $0 | 8,822 |
| Total noninterest expense | $205,000 | 8,928 |
| Salaries and employee benefits | $76,000 | 8,936 |
| Premises and equipment expense | $4,000 | 8,936 |
| Additional noninterest expense | $125,000 | 8,708 |
| Pre-tax net operating income | $1,429,000 | 4,372 |
| Securities gains (losses) | $58,000 | 1,619 |
| Applicable income taxes | $466,000 | 3,465 |
| Income before extraordinary items | $1,021,000 | 4,634 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,021,000 | 4,634 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $980,980 | 4,676 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,015,000 | 6,732 |
| Total interest expense | $953,000 | 4,917 |
| Net interest income | $1,062,000 | 7,450 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $5,000 | 8,927 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $5,000 | 7,853 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $0 | 8,890 |
| Total noninterest expense | $143,000 | 8,979 |
| Salaries and employee benefits | $73,000 | 8,971 |
| Premises and equipment expense | $3,000 | 8,982 |
| Additional noninterest expense | $67,000 | 8,884 |
| Pre-tax net operating income | $924,000 | 4,802 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $308,000 | 3,750 |
| Income before extraordinary items | $616,000 | 5,291 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $616,000 | 5,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $616,000 | 5,209 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,286,000 | 6,879 |
| Total interest expense | $476,000 | 5,791 |
| Net interest income | $810,000 | 7,199 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $4,000 | 8,974 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $4,000 | 7,894 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $0 | 8,943 |
| Total noninterest expense | $97,000 | 9,031 |
| Salaries and employee benefits | $55,000 | 9,020 |
| Premises and equipment expense | $2,000 | 9,039 |
| Additional noninterest expense | $40,000 | 8,962 |
| Pre-tax net operating income | $717,000 | 4,400 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $255,000 | 3,359 |
| Income before extraordinary items | $462,000 | 4,936 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $462,000 | 4,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $462,000 | 4,848 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $608,000 | 7,034 |
| Total interest expense | $163,000 | 6,852 |
| Net interest income | $445,000 | 7,004 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $0 | 9,051 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $0 | 7,976 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $0 | 8,950 |
| Total noninterest expense | $43,000 | 9,085 |
| Salaries and employee benefits | $26,000 | 9,064 |
| Premises and equipment expense | $1,000 | 9,071 |
| Additional noninterest expense | $16,000 | 9,046 |
| Pre-tax net operating income | $402,000 | 4,070 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $144,000 | 3,165 |
| Income before extraordinary items | $258,000 | 4,665 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $258,000 | 4,665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $258,000 | 4,538 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,105,000 | 8,493 |
| Total interest expense | $464,000 | 7,874 |
| Net interest income | $641,000 | 8,644 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $0 | 9,134 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $0 | 8,063 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $0 | 9,041 |
| Total noninterest expense | $134,000 | 9,154 |
| Salaries and employee benefits | $73,000 | 9,137 |
| Premises and equipment expense | $0 | 9,148 |
| Additional noninterest expense | $61,000 | 9,110 |
| Pre-tax net operating income | $507,000 | 6,655 |
| Securities gains (losses) | $124,000 | 1,699 |
| Applicable income taxes | $222,000 | 4,770 |
| Income before extraordinary items | $409,000 | 6,775 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $409,000 | 6,779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $328,400 | 7,000 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $822,000 | 8,593 |
| Total interest expense | $360,000 | 7,962 |
| Net interest income | $462,000 | 8,745 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $0 | 9,186 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $0 | 8,111 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $0 | 9,106 |
| Total noninterest expense | $102,000 | 9,216 |
| Salaries and employee benefits | $54,000 | 9,201 |
| Premises and equipment expense | $0 | 9,202 |
| Additional noninterest expense | $48,000 | 9,162 |
| Pre-tax net operating income | $360,000 | 6,898 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $127,000 | 5,310 |
| Income before extraordinary items | $233,000 | 7,380 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $233,000 | 7,384 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $233,000 | 7,215 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $548,000 | 8,643 |
| Total interest expense | $267,000 | 7,886 |
| Net interest income | $281,000 | 8,847 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $0 | 9,217 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $0 | 8,133 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $0 | 9,111 |
| Total noninterest expense | $66,000 | 9,244 |
| Salaries and employee benefits | $35,000 | 9,235 |
| Premises and equipment expense | $0 | 9,227 |
| Additional noninterest expense | $31,000 | 9,194 |
| Pre-tax net operating income | $215,000 | 7,088 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $80,000 | 5,416 |
| Income before extraordinary items | $135,000 | 7,607 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $135,000 | 7,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $135,000 | 7,424 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $273,000 | 8,706 |
| Total interest expense | $156,000 | 7,677 |
| Net interest income | $117,000 | 8,997 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $0 | 9,248 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $0 | 8,142 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $0 | 9,145 |
| Total noninterest expense | $22,000 | 9,295 |
| Salaries and employee benefits | $16,000 | 9,277 |
| Premises and equipment expense | $0 | 9,263 |
| Additional noninterest expense | $6,000 | 9,289 |
| Pre-tax net operating income | $95,000 | 7,269 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $36,000 | 5,525 |
| Income before extraordinary items | $59,000 | 7,706 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $59,000 | 7,706 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $59,000 | 7,557 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $439,000 | 9,187 |
| Total interest expense | $140,000 | 9,152 |
| Net interest income | $299,000 | 9,184 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $0 | 9,294 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $0 | 8,205 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $0 | 9,201 |
| Total noninterest expense | $81,000 | 9,334 |
| Salaries and employee benefits | $29,000 | 9,323 |
| Premises and equipment expense | $0 | 9,317 |
| Additional noninterest expense | $52,000 | 9,291 |
| Pre-tax net operating income | $218,000 | 7,868 |
| Securities gains (losses) | $10,000 | 3,604 |
| Applicable income taxes | $81,000 | 6,156 |
| Income before extraordinary items | $147,000 | 8,105 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $147,000 | 8,106 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $3,000,000 | 229 |
| Net operating income | $140,600 | 8,030 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.