Home > Provident FSB > Income and Expense
Provident FSB, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,374,000 | 4,604 |
| Total interest expense | $4,098,000 | 2,973 |
| Net interest income | $2,276,000 | 6,909 |
| Provision for loan and lease losses | $37,000 | 6,726 |
| Total noninterest income | $500,000 | 5,295 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $500,000 | 2,950 |
| Total noninterest expense | $2,087,000 | 5,994 |
| Salaries and employee benefits | $1,055,000 | 5,827 |
| Premises and equipment expense | $468,000 | 4,029 |
| Additional noninterest expense | $564,000 | 7,304 |
| Pre-tax net operating income | $652,000 | 7,697 |
| Securities gains (losses) | $-117,000 | 11,646 |
| Applicable income taxes | $201,000 | 7,329 |
| Income before extraordinary items | $334,000 | 8,783 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $334,000 | 8,786 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,864 |
| Cash dividends | $65,000 | 7,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $408,880 | 8,167 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,322,000 | 4,731 |
| Total interest expense | $4,029,000 | 3,155 |
| Net interest income | $2,293,000 | 6,940 |
| Provision for loan and lease losses | $30,000 | 8,397 |
| Total noninterest income | $538,000 | 5,330 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $538,000 | 3,107 |
| Total noninterest expense | $1,960,000 | 6,452 |
| Salaries and employee benefits | $952,000 | 6,406 |
| Premises and equipment expense | $465,000 | 4,127 |
| Additional noninterest expense | $543,000 | 7,832 |
| Pre-tax net operating income | $841,000 | 6,616 |
| Securities gains (losses) | $706,000 | 706 |
| Applicable income taxes | $530,000 | 3,973 |
| Income before extraordinary items | $1,017,000 | 4,642 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,017,000 | 4,770 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 8,555 |
| Cash dividends | $44,000 | 8,137 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $551,040 | 6,878 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,439,000 | 5,182 |
| Total interest expense | $4,822,000 | 3,425 |
| Net interest income | $1,617,000 | 8,907 |
| Provision for loan and lease losses | $61,000 | 8,508 |
| Total noninterest income | $596,000 | 4,983 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $596,000 | 2,832 |
| Total noninterest expense | $2,263,000 | 5,776 |
| Salaries and employee benefits | $1,133,000 | 5,450 |
| Premises and equipment expense | $415,000 | 4,670 |
| Additional noninterest expense | $715,000 | 6,665 |
| Pre-tax net operating income | $-111,000 | 12,963 |
| Securities gains (losses) | $1,357,000 | 526 |
| Applicable income taxes | $356,000 | 5,267 |
| Income before extraordinary items | $890,000 | 4,975 |
| Extraordinary gains, net | $-138,000 | 13,692 |
| Net income | $752,000 | 5,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 12,396 |
| Cash dividends | $65,000 | 7,330 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-73,470 | 12,864 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.