Home > Provident Community Bank > Income and Expense
Provident Community Bank, Income and Expense
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,522,000 | 2,387 |
| Total interest expense | $463,000 | 1,635 |
| Net interest income | $2,059,000 | 2,557 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $691,000 | 1,615 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $296,000 | 1,093 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $395,000 | 1,672 |
| Total noninterest expense | $2,544,000 | 1,863 |
| Salaries and employee benefits | $1,163,000 | 2,216 |
| Premises and equipment expense | $369,000 | 1,637 |
| Additional noninterest expense | $1,012,000 | 1,541 |
| Pre-tax net operating income | $206,000 | 4,428 |
| Securities gains (losses) | $6,000 | 1,292 |
| Applicable income taxes | $49,000 | 2,967 |
| Income before extraordinary items | $163,000 | 4,564 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $163,000 | 4,568 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $163,000 | 4,568 |
| Net charge-offs | $2,000 | 3,350 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $158,380 | 4,567 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $9,967,000 | 2,434 |
| Total interest expense | $2,348,000 | 1,454 |
| Net interest income | $7,619,000 | 2,730 |
| Provision for loan and lease losses | $500,000 | 1,831 |
| Total noninterest income | $2,453,000 | 1,868 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,379,000 | 1,000 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,074,000 | 2,281 |
| Total noninterest expense | $10,919,000 | 1,762 |
| Salaries and employee benefits | $4,704,000 | 2,177 |
| Premises and equipment expense | $1,468,000 | 1,605 |
| Additional noninterest expense | $4,747,000 | 1,404 |
| Pre-tax net operating income | $-1,347,000 | 6,605 |
| Securities gains (losses) | $36,000 | 2,016 |
| Applicable income taxes | $1,245,000 | 1,277 |
| Income before extraordinary items | $-2,556,000 | 6,701 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,556,000 | 6,701 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-2,556,000 | 6,701 |
| Net charge-offs | $1,639,000 | 886 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-2,592,000 | 6,695 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $7,482,000 | 2,446 |
| Total interest expense | $1,819,000 | 1,448 |
| Net interest income | $5,663,000 | 2,754 |
| Provision for loan and lease losses | $500,000 | 1,496 |
| Total noninterest income | $1,300,000 | 2,402 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $1,032,000 | 1,000 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $268,000 | 3,913 |
| Total noninterest expense | $7,979,000 | 1,803 |
| Salaries and employee benefits | $3,534,000 | 2,161 |
| Premises and equipment expense | $1,106,000 | 1,608 |
| Additional noninterest expense | $3,339,000 | 1,484 |
| Pre-tax net operating income | $-1,516,000 | 6,754 |
| Securities gains (losses) | $24,000 | 2,127 |
| Applicable income taxes | $1,211,000 | 1,092 |
| Income before extraordinary items | $-2,703,000 | 6,823 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-2,703,000 | 6,824 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-2,703,000 | 6,824 |
| Net charge-offs | $953,000 | 1,035 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-2,727,000 | 6,817 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,897,000 | 2,481 |
| Total interest expense | $1,270,000 | 1,415 |
| Net interest income | $3,627,000 | 2,835 |
| Provision for loan and lease losses | $500,000 | 1,162 |
| Total noninterest income | $590,000 | 3,015 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $679,000 | 996 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-89,000 | 6,791 |
| Total noninterest expense | $5,153,000 | 1,854 |
| Salaries and employee benefits | $2,257,000 | 2,259 |
| Premises and equipment expense | $730,000 | 1,630 |
| Additional noninterest expense | $2,166,000 | 1,503 |
| Pre-tax net operating income | $-1,436,000 | 6,846 |
| Securities gains (losses) | $24,000 | 1,918 |
| Applicable income taxes | $85,000 | 3,122 |
| Income before extraordinary items | $-1,497,000 | 6,862 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-1,497,000 | 6,863 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-1,497,000 | 6,863 |
| Net charge-offs | $556,000 | 1,179 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-1,521,000 | 6,854 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,377,000 | 2,568 |
| Total interest expense | $644,000 | 1,434 |
| Net interest income | $1,733,000 | 2,940 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $570,000 | 2,027 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $344,000 | 965 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $226,000 | 2,599 |
| Total noninterest expense | $2,519,000 | 1,907 |
| Salaries and employee benefits | $1,078,000 | 2,357 |
| Premises and equipment expense | $357,000 | 1,693 |
| Additional noninterest expense | $1,084,000 | 1,498 |
| Pre-tax net operating income | $-216,000 | 6,734 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $42,000 | 3,110 |
| Income before extraordinary items | $-258,000 | 6,791 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-258,000 | 6,791 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-258,000 | 6,791 |
| Net charge-offs | $12,000 | 3,363 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-258,000 | 6,776 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $11,237,000 | 2,310 |
| Total interest expense | $3,312,000 | 1,345 |
| Net interest income | $7,925,000 | 2,687 |
| Provision for loan and lease losses | $704,000 | 2,252 |
| Total noninterest income | $2,498,000 | 1,874 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,469,000 | 979 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,029,000 | 2,332 |
| Total noninterest expense | $10,300,000 | 1,862 |
| Salaries and employee benefits | $4,117,000 | 2,382 |
| Premises and equipment expense | $1,509,000 | 1,570 |
| Additional noninterest expense | $4,674,000 | 1,447 |
| Pre-tax net operating income | $-581,000 | 6,533 |
| Securities gains (losses) | $1,259,000 | 415 |
| Applicable income taxes | $440,000 | 2,305 |
| Income before extraordinary items | $238,000 | 5,670 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $238,000 | 5,667 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $238,000 | 5,668 |
| Net charge-offs | $885,000 | 1,952 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-567,760 | 6,554 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $8,523,000 | 2,332 |
| Total interest expense | $2,652,000 | 1,329 |
| Net interest income | $5,871,000 | 2,754 |
| Provision for loan and lease losses | $630,000 | 1,983 |
| Total noninterest income | $1,873,000 | 1,877 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $1,065,000 | 1,010 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $808,000 | 2,266 |
| Total noninterest expense | $7,618,000 | 1,885 |
| Salaries and employee benefits | $3,106,000 | 2,374 |
| Premises and equipment expense | $1,136,000 | 1,571 |
| Additional noninterest expense | $3,376,000 | 1,503 |
| Pre-tax net operating income | $-504,000 | 6,691 |
| Securities gains (losses) | $1,108,000 | 364 |
| Applicable income taxes | $167,000 | 2,988 |
| Income before extraordinary items | $437,000 | 4,849 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $437,000 | 4,849 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $437,000 | 4,849 |
| Net charge-offs | $674,000 | 1,857 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-360,760 | 6,637 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,800,000 | 2,310 |
| Total interest expense | $1,893,000 | 1,282 |
| Net interest income | $3,907,000 | 2,767 |
| Provision for loan and lease losses | $630,000 | 1,518 |
| Total noninterest income | $1,526,000 | 1,605 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $663,000 | 1,063 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $863,000 | 1,677 |
| Total noninterest expense | $5,079,000 | 1,886 |
| Salaries and employee benefits | $2,093,000 | 2,360 |
| Premises and equipment expense | $757,000 | 1,567 |
| Additional noninterest expense | $2,229,000 | 1,520 |
| Pre-tax net operating income | $-276,000 | 6,677 |
| Securities gains (losses) | $524,000 | 521 |
| Applicable income taxes | $12,000 | 4,173 |
| Income before extraordinary items | $236,000 | 5,129 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $236,000 | 5,129 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $236,000 | 5,129 |
| Net charge-offs | $603,000 | 1,597 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-261,800 | 6,688 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,004,000 | 2,248 |
| Total interest expense | $984,000 | 1,282 |
| Net interest income | $2,020,000 | 2,702 |
| Provision for loan and lease losses | $435,000 | 1,199 |
| Total noninterest income | $656,000 | 1,794 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $322,000 | 1,083 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $334,000 | 1,965 |
| Total noninterest expense | $2,474,000 | 1,941 |
| Salaries and employee benefits | $1,073,000 | 2,329 |
| Premises and equipment expense | $368,000 | 1,620 |
| Additional noninterest expense | $1,033,000 | 1,603 |
| Pre-tax net operating income | $-233,000 | 6,883 |
| Securities gains (losses) | $239,000 | 530 |
| Applicable income taxes | $2,000 | 4,463 |
| Income before extraordinary items | $4,000 | 6,480 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $4,000 | 6,481 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $4,000 | 6,480 |
| Net charge-offs | $160,000 | 2,033 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-156,130 | 6,831 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $14,039,000 | 1,998 |
| Total interest expense | $5,060,000 | 1,189 |
| Net interest income | $8,979,000 | 2,443 |
| Provision for loan and lease losses | $990,000 | 2,425 |
| Total noninterest income | $1,554,000 | 2,389 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,332,000 | 1,104 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $222,000 | 4,318 |
| Total noninterest expense | $9,865,000 | 1,932 |
| Salaries and employee benefits | $4,071,000 | 2,365 |
| Premises and equipment expense | $1,497,000 | 1,658 |
| Additional noninterest expense | $4,297,000 | 1,586 |
| Pre-tax net operating income | $-322,000 | 6,309 |
| Securities gains (losses) | $692,000 | 612 |
| Applicable income taxes | $25,000 | 4,037 |
| Income before extraordinary items | $345,000 | 5,110 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $345,000 | 5,112 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $345,000 | 5,112 |
| Net charge-offs | $3,820,000 | 1,013 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-298,560 | 6,334 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $10,799,000 | 1,981 |
| Total interest expense | $3,969,000 | 1,180 |
| Net interest income | $6,830,000 | 2,414 |
| Provision for loan and lease losses | $290,000 | 3,659 |
| Total noninterest income | $1,120,000 | 2,450 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $970,000 | 1,139 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $150,000 | 4,525 |
| Total noninterest expense | $7,375,000 | 1,944 |
| Salaries and employee benefits | $3,067,000 | 2,348 |
| Premises and equipment expense | $1,130,000 | 1,666 |
| Additional noninterest expense | $3,178,000 | 1,609 |
| Pre-tax net operating income | $285,000 | 5,177 |
| Securities gains (losses) | $287,000 | 952 |
| Applicable income taxes | $25,000 | 3,953 |
| Income before extraordinary items | $547,000 | 4,167 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $547,000 | 4,169 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $547,000 | 4,169 |
| Net charge-offs | $3,486,000 | 842 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $271,480 | 5,062 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $7,315,000 | 1,969 |
| Total interest expense | $2,786,000 | 1,159 |
| Net interest income | $4,529,000 | 2,423 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $482,000 | 3,186 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $618,000 | 1,179 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-136,000 | 7,233 |
| Total noninterest expense | $4,675,000 | 2,070 |
| Salaries and employee benefits | $2,075,000 | 2,335 |
| Premises and equipment expense | $762,000 | 1,661 |
| Additional noninterest expense | $1,838,000 | 1,857 |
| Pre-tax net operating income | $336,000 | 4,459 |
| Securities gains (losses) | $87,000 | 1,233 |
| Applicable income taxes | $18,000 | 3,877 |
| Income before extraordinary items | $405,000 | 3,955 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $405,000 | 3,956 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $405,000 | 3,957 |
| Net charge-offs | $1,007,000 | 1,466 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $321,480 | 4,268 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,607,000 | 1,994 |
| Total interest expense | $1,498,000 | 1,120 |
| Net interest income | $2,109,000 | 2,607 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $477,000 | 2,066 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $291,000 | 1,215 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $186,000 | 2,576 |
| Total noninterest expense | $2,317,000 | 2,091 |
| Salaries and employee benefits | $1,047,000 | 2,340 |
| Premises and equipment expense | $386,000 | 1,664 |
| Additional noninterest expense | $884,000 | 1,915 |
| Pre-tax net operating income | $269,000 | 3,707 |
| Securities gains (losses) | $-4,000 | 7,085 |
| Applicable income taxes | $11,000 | 3,738 |
| Income before extraordinary items | $254,000 | 3,556 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $254,000 | 3,553 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $254,000 | 3,554 |
| Net charge-offs | $430,000 | 1,460 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $257,840 | 3,471 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $16,657,000 | 1,816 |
| Total interest expense | $7,732,000 | 1,073 |
| Net interest income | $8,925,000 | 2,462 |
| Provision for loan and lease losses | $9,090,000 | 720 |
| Total noninterest income | $165,000 | 6,193 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,433,000 | 1,059 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-1,268,000 | 7,517 |
| Total noninterest expense | $9,162,000 | 2,109 |
| Salaries and employee benefits | $4,221,000 | 2,287 |
| Premises and equipment expense | $2,099,000 | 1,232 |
| Additional noninterest expense | $2,842,000 | 2,384 |
| Pre-tax net operating income | $-9,162,000 | 7,328 |
| Securities gains (losses) | $622,000 | 734 |
| Applicable income taxes | $4,989,000 | 363 |
| Income before extraordinary items | $-13,529,000 | 7,451 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-13,529,000 | 7,451 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-13,529,000 | 7,451 |
| Net charge-offs | $7,290,000 | 772 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-14,151,000 | 7,447 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $12,781,000 | 1,809 |
| Total interest expense | $6,024,000 | 1,070 |
| Net interest income | $6,757,000 | 2,453 |
| Provision for loan and lease losses | $6,030,000 | 758 |
| Total noninterest income | $1,420,000 | 2,171 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,085,000 | 1,071 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $335,000 | 3,372 |
| Total noninterest expense | $6,755,000 | 2,146 |
| Salaries and employee benefits | $3,191,000 | 2,272 |
| Premises and equipment expense | $1,535,000 | 1,292 |
| Additional noninterest expense | $2,029,000 | 2,454 |
| Pre-tax net operating income | $-4,608,000 | 7,344 |
| Securities gains (losses) | $697,000 | 563 |
| Applicable income taxes | $-594,000 | 7,396 |
| Income before extraordinary items | $-3,317,000 | 7,303 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-3,317,000 | 7,302 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-3,317,000 | 7,303 |
| Net charge-offs | $5,775,000 | 703 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-3,909,450 | 7,336 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $8,645,000 | 1,806 |
| Total interest expense | $4,215,000 | 1,059 |
| Net interest income | $4,430,000 | 2,498 |
| Provision for loan and lease losses | $2,083,000 | 1,243 |
| Total noninterest income | $1,160,000 | 1,817 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $714,000 | 1,092 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $446,000 | 2,256 |
| Total noninterest expense | $4,478,000 | 2,163 |
| Salaries and employee benefits | $2,150,000 | 2,254 |
| Premises and equipment expense | $1,018,000 | 1,301 |
| Additional noninterest expense | $1,310,000 | 2,518 |
| Pre-tax net operating income | $-971,000 | 7,000 |
| Securities gains (losses) | $738,000 | 337 |
| Applicable income taxes | $-120,000 | 7,230 |
| Income before extraordinary items | $-113,000 | 6,438 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-113,000 | 6,440 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-113,000 | 6,438 |
| Net charge-offs | $2,691,000 | 906 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-585,320 | 6,875 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,529,000 | 1,771 |
| Total interest expense | $2,292,000 | 1,026 |
| Net interest income | $2,237,000 | 2,514 |
| Provision for loan and lease losses | $896,000 | 1,267 |
| Total noninterest income | $590,000 | 1,798 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $348,000 | 1,123 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $242,000 | 2,114 |
| Total noninterest expense | $2,226,000 | 2,200 |
| Salaries and employee benefits | $1,106,000 | 2,231 |
| Premises and equipment expense | $517,000 | 1,322 |
| Additional noninterest expense | $603,000 | 2,696 |
| Pre-tax net operating income | $-295,000 | 6,961 |
| Securities gains (losses) | $374,000 | 315 |
| Applicable income taxes | $-24,000 | 7,223 |
| Income before extraordinary items | $103,000 | 4,928 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $103,000 | 4,929 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $103,000 | 4,928 |
| Net charge-offs | $1,042,000 | 1,008 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-271,000 | 7,002 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $20,923,000 | 1,632 |
| Total interest expense | $11,064,000 | 1,067 |
| Net interest income | $9,859,000 | 2,218 |
| Provision for loan and lease losses | $8,695,000 | 969 |
| Total noninterest income | $2,420,000 | 1,872 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,659,000 | 1,049 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $761,000 | 2,539 |
| Total noninterest expense | $15,144,000 | 1,353 |
| Salaries and employee benefits | $4,446,000 | 2,210 |
| Premises and equipment expense | $2,216,000 | 1,230 |
| Additional noninterest expense | $8,482,000 | 931 |
| Pre-tax net operating income | $-11,560,000 | 7,545 |
| Securities gains (losses) | $775,000 | 623 |
| Applicable income taxes | $-4,011,000 | 7,699 |
| Income before extraordinary items | $-6,774,000 | 7,415 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-6,774,000 | 7,414 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-6,774,000 | 7,414 |
| Net charge-offs | $9,894,000 | 689 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-7,270,000 | 7,456 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $15,858,000 | 1,654 |
| Total interest expense | $8,518,000 | 1,096 |
| Net interest income | $7,340,000 | 2,236 |
| Provision for loan and lease losses | $5,050,000 | 1,037 |
| Total noninterest income | $1,982,000 | 1,788 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,234,000 | 1,057 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $748,000 | 2,205 |
| Total noninterest expense | $9,143,000 | 1,659 |
| Salaries and employee benefits | $3,375,000 | 2,202 |
| Premises and equipment expense | $1,588,000 | 1,295 |
| Additional noninterest expense | $4,180,000 | 1,304 |
| Pre-tax net operating income | $-4,871,000 | 7,495 |
| Securities gains (losses) | $760,000 | 494 |
| Applicable income taxes | $-1,696,000 | 7,684 |
| Income before extraordinary items | $-2,415,000 | 7,279 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-2,415,000 | 7,278 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-2,415,000 | 7,279 |
| Net charge-offs | $7,589,000 | 617 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-2,901,400 | 7,351 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $10,501,000 | 1,694 |
| Total interest expense | $5,745,000 | 1,149 |
| Net interest income | $4,756,000 | 2,303 |
| Provision for loan and lease losses | $3,625,000 | 954 |
| Total noninterest income | $1,256,000 | 1,854 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $797,000 | 1,074 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $459,000 | 2,336 |
| Total noninterest expense | $5,985,000 | 1,719 |
| Salaries and employee benefits | $2,301,000 | 2,188 |
| Premises and equipment expense | $989,000 | 1,413 |
| Additional noninterest expense | $2,695,000 | 1,382 |
| Pre-tax net operating income | $-3,598,000 | 7,627 |
| Securities gains (losses) | $379,000 | 629 |
| Applicable income taxes | $-1,294,000 | 7,811 |
| Income before extraordinary items | $-1,925,000 | 7,462 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,925,000 | 7,462 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,925,000 | 7,461 |
| Net charge-offs | $6,636,000 | 489 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-2,167,560 | 7,520 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $5,147,000 | 1,742 |
| Total interest expense | $2,876,000 | 1,194 |
| Net interest income | $2,271,000 | 2,385 |
| Provision for loan and lease losses | $2,700,000 | 608 |
| Total noninterest income | $593,000 | 1,895 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $386,000 | 1,079 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $207,000 | 2,464 |
| Total noninterest expense | $2,714,000 | 1,826 |
| Salaries and employee benefits | $1,175,000 | 2,170 |
| Premises and equipment expense | $492,000 | 1,442 |
| Additional noninterest expense | $1,047,000 | 1,543 |
| Pre-tax net operating income | $-2,550,000 | 7,906 |
| Securities gains (losses) | $95,000 | 1,026 |
| Applicable income taxes | $-930,000 | 7,987 |
| Income before extraordinary items | $-1,525,000 | 7,834 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,525,000 | 7,835 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-1,525,000 | 7,835 |
| Net charge-offs | $1,339,000 | 798 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,585,800 | 7,837 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $22,818,000 | 1,690 |
| Total interest expense | $12,486,000 | 1,307 |
| Net interest income | $10,332,000 | 2,151 |
| Provision for loan and lease losses | $4,210,000 | 1,132 |
| Total noninterest income | $2,947,000 | 1,595 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,796,000 | 997 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,151,000 | 1,935 |
| Total noninterest expense | $9,750,000 | 1,979 |
| Salaries and employee benefits | $4,861,000 | 2,089 |
| Premises and equipment expense | $2,085,000 | 1,315 |
| Additional noninterest expense | $2,804,000 | 2,131 |
| Pre-tax net operating income | $-681,000 | 6,864 |
| Securities gains (losses) | $498,000 | 378 |
| Applicable income taxes | $-595,000 | 7,554 |
| Income before extraordinary items | $412,000 | 4,718 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $412,000 | 4,718 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $777,000 | 2,238 |
| Cash dividends | $2,900,000 | 946 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $93,280 | 6,032 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $17,434,000 | 1,703 |
| Total interest expense | $9,492,000 | 1,345 |
| Net interest income | $7,942,000 | 2,107 |
| Provision for loan and lease losses | $1,290,000 | 1,574 |
| Total noninterest income | $2,253,000 | 1,626 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,345,000 | 1,007 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $908,000 | 1,950 |
| Total noninterest expense | $7,336,000 | 1,957 |
| Salaries and employee benefits | $3,662,000 | 2,097 |
| Premises and equipment expense | $1,599,000 | 1,292 |
| Additional noninterest expense | $2,075,000 | 2,087 |
| Pre-tax net operating income | $1,569,000 | 2,749 |
| Securities gains (losses) | $396,000 | 376 |
| Applicable income taxes | $298,000 | 2,464 |
| Income before extraordinary items | $1,667,000 | 2,118 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,667,000 | 2,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $449,000 | 2,078 |
| Cash dividends | $1,750,000 | 1,162 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,330,400 | 2,684 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $11,891,000 | 1,696 |
| Total interest expense | $6,525,000 | 1,354 |
| Net interest income | $5,366,000 | 2,071 |
| Provision for loan and lease losses | $675,000 | 1,571 |
| Total noninterest income | $1,461,000 | 1,686 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $868,000 | 1,019 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $593,000 | 2,013 |
| Total noninterest expense | $4,946,000 | 1,943 |
| Salaries and employee benefits | $2,556,000 | 2,027 |
| Premises and equipment expense | $1,078,000 | 1,271 |
| Additional noninterest expense | $1,312,000 | 2,158 |
| Pre-tax net operating income | $1,206,000 | 2,579 |
| Securities gains (losses) | $178,000 | 672 |
| Applicable income taxes | $217,000 | 2,580 |
| Income before extraordinary items | $1,167,000 | 2,258 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,167,000 | 2,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $247,000 | 1,997 |
| Cash dividends | $1,750,000 | 877 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,017,480 | 2,491 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $6,182,000 | 1,681 |
| Total interest expense | $3,464,000 | 1,356 |
| Net interest income | $2,718,000 | 2,049 |
| Provision for loan and lease losses | $310,000 | 1,342 |
| Total noninterest income | $725,000 | 1,698 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $414,000 | 1,049 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $311,000 | 1,927 |
| Total noninterest expense | $2,458,000 | 1,947 |
| Salaries and employee benefits | $1,290,000 | 2,038 |
| Premises and equipment expense | $535,000 | 1,289 |
| Additional noninterest expense | $633,000 | 2,211 |
| Pre-tax net operating income | $675,000 | 2,484 |
| Securities gains (losses) | $112,000 | 661 |
| Applicable income taxes | $134,000 | 2,460 |
| Income before extraordinary items | $653,000 | 2,148 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $653,000 | 2,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $191,000 | 1,302 |
| Cash dividends | $1,000,000 | 722 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $560,040 | 2,377 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $26,046,000 | 1,658 |
| Total interest expense | $14,318,000 | 1,401 |
| Net interest income | $11,728,000 | 1,936 |
| Provision for loan and lease losses | $1,066,000 | 1,364 |
| Total noninterest income | $2,891,000 | 1,688 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,780,000 | 1,003 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,111,000 | 2,082 |
| Total noninterest expense | $9,868,000 | 1,872 |
| Salaries and employee benefits | $4,811,000 | 2,099 |
| Premises and equipment expense | $2,225,000 | 1,185 |
| Additional noninterest expense | $2,832,000 | 1,944 |
| Pre-tax net operating income | $3,685,000 | 2,118 |
| Securities gains (losses) | $58,000 | 746 |
| Applicable income taxes | $534,000 | 2,652 |
| Income before extraordinary items | $3,209,000 | 1,929 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,209,000 | 1,928 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $476,000 | 1,756 |
| Cash dividends | $2,000,000 | 1,596 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,159,120 | 1,942 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $19,484,000 | 1,663 |
| Total interest expense | $10,586,000 | 1,421 |
| Net interest income | $8,898,000 | 1,926 |
| Provision for loan and lease losses | $265,000 | 2,516 |
| Total noninterest income | $2,152,000 | 1,704 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,299,000 | 1,013 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $853,000 | 2,040 |
| Total noninterest expense | $7,424,000 | 1,846 |
| Salaries and employee benefits | $3,676,000 | 2,053 |
| Premises and equipment expense | $1,678,000 | 1,174 |
| Additional noninterest expense | $2,070,000 | 1,947 |
| Pre-tax net operating income | $3,361,000 | 1,916 |
| Securities gains (losses) | $-2,000 | 7,433 |
| Applicable income taxes | $613,000 | 2,254 |
| Income before extraordinary items | $2,746,000 | 1,834 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,746,000 | 1,833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 3,360 |
| Cash dividends | $2,000,000 | 1,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,747,640 | 1,818 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $12,903,000 | 1,684 |
| Total interest expense | $6,952,000 | 1,434 |
| Net interest income | $5,951,000 | 1,941 |
| Provision for loan and lease losses | $245,000 | 1,841 |
| Total noninterest income | $1,429,000 | 1,729 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $848,000 | 1,042 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $581,000 | 2,027 |
| Total noninterest expense | $5,005,000 | 1,842 |
| Salaries and employee benefits | $2,396,000 | 2,139 |
| Premises and equipment expense | $1,157,000 | 1,158 |
| Additional noninterest expense | $1,452,000 | 1,866 |
| Pre-tax net operating income | $2,130,000 | 2,050 |
| Securities gains (losses) | $-1,000 | 7,616 |
| Applicable income taxes | $370,000 | 2,478 |
| Income before extraordinary items | $1,759,000 | 1,953 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,759,000 | 1,953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 2,673 |
| Cash dividends | $1,000,000 | 1,504 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,759,830 | 1,933 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $6,433,000 | 1,676 |
| Total interest expense | $3,463,000 | 1,433 |
| Net interest income | $2,970,000 | 1,943 |
| Provision for loan and lease losses | $160,000 | 1,363 |
| Total noninterest income | $663,000 | 1,809 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $408,000 | 1,052 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $255,000 | 2,192 |
| Total noninterest expense | $2,368,000 | 1,953 |
| Salaries and employee benefits | $1,149,000 | 2,237 |
| Premises and equipment expense | $513,000 | 1,308 |
| Additional noninterest expense | $706,000 | 1,887 |
| Pre-tax net operating income | $1,105,000 | 1,997 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $208,000 | 2,349 |
| Income before extraordinary items | $897,000 | 1,876 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $897,000 | 1,876 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,299 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $897,000 | 1,867 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $23,549,000 | 1,718 |
| Total interest expense | $12,105,000 | 1,388 |
| Net interest income | $11,444,000 | 2,028 |
| Provision for loan and lease losses | $470,000 | 2,015 |
| Total noninterest income | $2,713,000 | 1,772 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,748,000 | 1,014 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $965,000 | 2,289 |
| Total noninterest expense | $8,885,000 | 1,983 |
| Salaries and employee benefits | $4,303,000 | 2,270 |
| Premises and equipment expense | $1,809,000 | 1,420 |
| Additional noninterest expense | $2,773,000 | 1,899 |
| Pre-tax net operating income | $4,802,000 | 1,963 |
| Securities gains (losses) | $-10,000 | 7,284 |
| Applicable income taxes | $949,000 | 2,273 |
| Income before extraordinary items | $3,843,000 | 1,854 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,843,000 | 1,856 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 3,029 |
| Cash dividends | $1,000,000 | 2,543 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,851,000 | 1,833 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $17,254,000 | 1,743 |
| Total interest expense | $8,731,000 | 1,394 |
| Net interest income | $8,523,000 | 2,056 |
| Provision for loan and lease losses | $355,000 | 1,881 |
| Total noninterest income | $2,025,000 | 1,782 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,299,000 | 1,025 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $726,000 | 2,281 |
| Total noninterest expense | $6,635,000 | 1,989 |
| Salaries and employee benefits | $3,223,000 | 2,276 |
| Premises and equipment expense | $1,312,000 | 1,480 |
| Additional noninterest expense | $2,100,000 | 1,854 |
| Pre-tax net operating income | $3,558,000 | 2,030 |
| Securities gains (losses) | $-10,000 | 7,588 |
| Applicable income taxes | $822,000 | 2,158 |
| Income before extraordinary items | $2,726,000 | 1,994 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,726,000 | 1,995 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $135,000 | 1,948 |
| Cash dividends | $1,000,000 | 1,917 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,733,700 | 1,983 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $11,232,000 | 1,749 |
| Total interest expense | $5,513,000 | 1,399 |
| Net interest income | $5,719,000 | 2,048 |
| Provision for loan and lease losses | $310,000 | 1,428 |
| Total noninterest income | $1,351,000 | 1,783 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $820,000 | 1,083 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $531,000 | 2,137 |
| Total noninterest expense | $4,423,000 | 1,994 |
| Salaries and employee benefits | $2,161,000 | 2,273 |
| Premises and equipment expense | $909,000 | 1,431 |
| Additional noninterest expense | $1,353,000 | 1,939 |
| Pre-tax net operating income | $2,337,000 | 2,063 |
| Securities gains (losses) | $-13,000 | 7,948 |
| Applicable income taxes | $540,000 | 2,201 |
| Income before extraordinary items | $1,784,000 | 2,027 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,784,000 | 2,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 1,468 |
| Cash dividends | $1,000,000 | 1,414 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,794,010 | 2,003 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $5,442,000 | 1,761 |
| Total interest expense | $2,606,000 | 1,412 |
| Net interest income | $2,836,000 | 2,050 |
| Provision for loan and lease losses | $175,000 | 1,259 |
| Total noninterest income | $640,000 | 1,822 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $367,000 | 1,182 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $273,000 | 2,073 |
| Total noninterest expense | $2,124,000 | 2,081 |
| Salaries and employee benefits | $1,052,000 | 2,345 |
| Premises and equipment expense | $437,000 | 1,487 |
| Additional noninterest expense | $635,000 | 2,051 |
| Pre-tax net operating income | $1,177,000 | 2,007 |
| Securities gains (losses) | $13,000 | 532 |
| Applicable income taxes | $279,000 | 2,111 |
| Income before extraordinary items | $911,000 | 1,952 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $911,000 | 1,951 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 2,001 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $900,990 | 1,952 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $19,252,000 | 1,731 |
| Total interest expense | $8,393,000 | 1,353 |
| Net interest income | $10,859,000 | 2,044 |
| Provision for loan and lease losses | $869,000 | 1,181 |
| Total noninterest income | $2,339,000 | 1,976 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,556,000 | 1,144 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $783,000 | 2,576 |
| Total noninterest expense | $8,184,000 | 2,043 |
| Salaries and employee benefits | $3,973,000 | 2,304 |
| Premises and equipment expense | $1,811,000 | 1,360 |
| Additional noninterest expense | $2,400,000 | 2,095 |
| Pre-tax net operating income | $4,145,000 | 2,163 |
| Securities gains (losses) | $-48,000 | 8,164 |
| Applicable income taxes | $914,000 | 2,381 |
| Income before extraordinary items | $3,183,000 | 2,134 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,183,000 | 2,134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $500,000 | 1,171 |
| Cash dividends | $3,500,000 | 916 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,220,440 | 2,092 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $14,048,000 | 1,745 |
| Total interest expense | $6,079,000 | 1,311 |
| Net interest income | $7,969,000 | 2,074 |
| Provision for loan and lease losses | $769,000 | 971 |
| Total noninterest income | $1,717,000 | 2,001 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,131,000 | 1,170 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $586,000 | 2,587 |
| Total noninterest expense | $6,056,000 | 2,054 |
| Salaries and employee benefits | $2,947,000 | 2,304 |
| Premises and equipment expense | $1,379,000 | 1,328 |
| Additional noninterest expense | $1,730,000 | 2,142 |
| Pre-tax net operating income | $2,861,000 | 2,320 |
| Securities gains (losses) | $6,000 | 1,641 |
| Applicable income taxes | $613,000 | 2,597 |
| Income before extraordinary items | $2,254,000 | 2,257 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,254,000 | 2,257 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $197,000 | 1,692 |
| Cash dividends | $2,500,000 | 869 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,249,260 | 2,224 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $9,130,000 | 1,748 |
| Total interest expense | $3,902,000 | 1,290 |
| Net interest income | $5,228,000 | 2,079 |
| Provision for loan and lease losses | $549,000 | 903 |
| Total noninterest income | $1,145,000 | 1,979 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $702,000 | 1,213 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $443,000 | 2,372 |
| Total noninterest expense | $4,026,000 | 2,045 |
| Salaries and employee benefits | $1,956,000 | 2,307 |
| Premises and equipment expense | $940,000 | 1,277 |
| Additional noninterest expense | $1,130,000 | 2,180 |
| Pre-tax net operating income | $1,798,000 | 2,377 |
| Securities gains (losses) | $6,000 | 1,523 |
| Applicable income taxes | $371,000 | 2,730 |
| Income before extraordinary items | $1,433,000 | 2,307 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,433,000 | 2,307 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 1,821 |
| Cash dividends | $1,500,000 | 927 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,428,260 | 2,279 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,420,000 | 1,764 |
| Total interest expense | $1,834,000 | 1,299 |
| Net interest income | $2,586,000 | 2,090 |
| Provision for loan and lease losses | $208,000 | 1,105 |
| Total noninterest income | $513,000 | 2,102 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $320,000 | 1,280 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $193,000 | 2,537 |
| Total noninterest expense | $2,024,000 | 2,043 |
| Salaries and employee benefits | $994,000 | 2,295 |
| Premises and equipment expense | $467,000 | 1,288 |
| Additional noninterest expense | $563,000 | 2,173 |
| Pre-tax net operating income | $867,000 | 2,406 |
| Securities gains (losses) | $8,000 | 1,073 |
| Applicable income taxes | $177,000 | 2,793 |
| Income before extraordinary items | $698,000 | 2,336 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $698,000 | 2,337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 1,489 |
| Cash dividends | $1,500,000 | 463 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $691,600 | 2,311 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $16,973,000 | 1,687 |
| Total interest expense | $6,819,000 | 1,199 |
| Net interest income | $10,154,000 | 1,997 |
| Provision for loan and lease losses | $1,250,000 | 851 |
| Total noninterest income | $1,928,000 | 2,256 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,367,000 | 1,302 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $561,000 | 3,100 |
| Total noninterest expense | $7,421,000 | 2,145 |
| Salaries and employee benefits | $3,519,000 | 2,471 |
| Premises and equipment expense | $1,884,000 | 1,211 |
| Additional noninterest expense | $2,018,000 | 2,403 |
| Pre-tax net operating income | $3,411,000 | 2,316 |
| Securities gains (losses) | $24,000 | 2,281 |
| Applicable income taxes | $721,000 | 2,710 |
| Income before extraordinary items | $2,714,000 | 2,255 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,714,000 | 2,256 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,607,000 | 548 |
| Cash dividends | $2,000,000 | 1,347 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,695,040 | 2,219 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $12,540,000 | 1,691 |
| Total interest expense | $5,071,000 | 1,178 |
| Net interest income | $7,469,000 | 2,012 |
| Provision for loan and lease losses | $775,000 | 981 |
| Total noninterest income | $1,494,000 | 2,216 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,025,000 | 1,309 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $469,000 | 2,909 |
| Total noninterest expense | $5,693,000 | 2,100 |
| Salaries and employee benefits | $2,723,000 | 2,378 |
| Premises and equipment expense | $1,455,000 | 1,184 |
| Additional noninterest expense | $1,515,000 | 2,364 |
| Pre-tax net operating income | $2,495,000 | 2,394 |
| Securities gains (losses) | $-8,000 | 8,459 |
| Applicable income taxes | $510,000 | 2,861 |
| Income before extraordinary items | $1,977,000 | 2,343 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,977,000 | 2,345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,058,000 | 547 |
| Cash dividends | $1,000,000 | 1,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,983,320 | 2,286 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $8,267,000 | 1,702 |
| Total interest expense | $3,366,000 | 1,168 |
| Net interest income | $4,901,000 | 2,034 |
| Provision for loan and lease losses | $385,000 | 1,275 |
| Total noninterest income | $998,000 | 2,200 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $659,000 | 1,346 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $339,000 | 2,787 |
| Total noninterest expense | $3,835,000 | 2,081 |
| Salaries and employee benefits | $1,858,000 | 2,327 |
| Premises and equipment expense | $957,000 | 1,209 |
| Additional noninterest expense | $1,020,000 | 2,350 |
| Pre-tax net operating income | $1,679,000 | 2,359 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $351,000 | 2,795 |
| Income before extraordinary items | $1,328,000 | 2,308 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,328,000 | 2,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $881,000 | 472 |
| Cash dividends | $1,000,000 | 1,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,328,000 | 2,243 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,095,000 | 1,718 |
| Total interest expense | $1,682,000 | 1,187 |
| Net interest income | $2,413,000 | 2,079 |
| Provision for loan and lease losses | $135,000 | 1,665 |
| Total noninterest income | $466,000 | 2,268 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $305,000 | 1,400 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $161,000 | 2,816 |
| Total noninterest expense | $1,932,000 | 2,077 |
| Salaries and employee benefits | $957,000 | 2,282 |
| Premises and equipment expense | $481,000 | 1,214 |
| Additional noninterest expense | $494,000 | 2,391 |
| Pre-tax net operating income | $812,000 | 2,396 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $163,000 | 2,940 |
| Income before extraordinary items | $649,000 | 2,321 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $649,000 | 2,322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $198,000 | 822 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $649,000 | 2,234 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $16,442,000 | 1,734 |
| Total interest expense | $8,321,000 | 1,073 |
| Net interest income | $8,121,000 | 2,398 |
| Provision for loan and lease losses | $1,270,000 | 929 |
| Total noninterest income | $1,279,000 | 3,172 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,172,000 | 1,471 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $107,000 | 6,421 |
| Total noninterest expense | $7,518,000 | 2,093 |
| Salaries and employee benefits | $3,461,000 | 2,431 |
| Premises and equipment expense | $1,916,000 | 1,176 |
| Additional noninterest expense | $2,141,000 | 2,257 |
| Pre-tax net operating income | $612,000 | 6,293 |
| Securities gains (losses) | $-115,000 | 9,038 |
| Applicable income taxes | $-228,000 | 9,026 |
| Income before extraordinary items | $725,000 | 5,490 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $725,000 | 5,491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $392,000 | 1,901 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $840,000 | 4,956 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $12,658,000 | 1,722 |
| Total interest expense | $6,116,000 | 1,149 |
| Net interest income | $6,542,000 | 2,233 |
| Provision for loan and lease losses | $545,000 | 1,542 |
| Total noninterest income | $1,101,000 | 2,945 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $863,000 | 1,509 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $238,000 | 4,469 |
| Total noninterest expense | $5,432,000 | 2,170 |
| Salaries and employee benefits | $2,501,000 | 2,519 |
| Premises and equipment expense | $1,399,000 | 1,224 |
| Additional noninterest expense | $1,532,000 | 2,345 |
| Pre-tax net operating income | $1,666,000 | 3,262 |
| Securities gains (losses) | $549,000 | 644 |
| Applicable income taxes | $414,000 | 3,354 |
| Income before extraordinary items | $1,801,000 | 2,567 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,801,000 | 2,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $208,000 | 2,154 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,356,310 | 3,043 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $8,216,000 | 1,778 |
| Total interest expense | $4,149,000 | 1,150 |
| Net interest income | $4,067,000 | 2,391 |
| Provision for loan and lease losses | $425,000 | 1,319 |
| Total noninterest income | $1,011,000 | 2,345 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,011,000 | 1,507 |
| Total noninterest expense | $3,491,000 | 2,251 |
| Salaries and employee benefits | $1,637,000 | 2,563 |
| Premises and equipment expense | $884,000 | 1,302 |
| Additional noninterest expense | $970,000 | 2,434 |
| Pre-tax net operating income | $1,162,000 | 3,155 |
| Securities gains (losses) | $400,000 | 668 |
| Applicable income taxes | $311,000 | 3,180 |
| Income before extraordinary items | $1,251,000 | 2,478 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,251,000 | 2,476 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 2,018 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $931,000 | 2,964 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $4,178,000 | 1,763 |
| Total interest expense | $2,066,000 | 1,185 |
| Net interest income | $2,112,000 | 2,305 |
| Provision for loan and lease losses | $235,000 | 1,184 |
| Total noninterest income | $476,000 | 2,371 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $476,000 | 1,536 |
| Total noninterest expense | $1,734,000 | 2,252 |
| Salaries and employee benefits | $802,000 | 2,617 |
| Premises and equipment expense | $439,000 | 1,313 |
| Additional noninterest expense | $493,000 | 2,360 |
| Pre-tax net operating income | $619,000 | 3,008 |
| Securities gains (losses) | $183,000 | 696 |
| Applicable income taxes | $164,000 | 3,062 |
| Income before extraordinary items | $638,000 | 2,390 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $638,000 | 2,388 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 1,395 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $491,600 | 2,848 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $17,789,000 | 1,727 |
| Total interest expense | $9,027,000 | 1,247 |
| Net interest income | $8,762,000 | 2,209 |
| Provision for loan and lease losses | $1,080,000 | 1,255 |
| Total noninterest income | $1,694,000 | 2,410 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,694,000 | 1,493 |
| Total noninterest expense | $6,461,000 | 2,314 |
| Salaries and employee benefits | $2,932,000 | 2,686 |
| Premises and equipment expense | $1,590,000 | 1,381 |
| Additional noninterest expense | $1,939,000 | 2,369 |
| Pre-tax net operating income | $2,915,000 | 2,559 |
| Securities gains (losses) | $-1,000 | 8,656 |
| Applicable income taxes | $578,000 | 3,180 |
| Income before extraordinary items | $2,336,000 | 2,475 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,336,000 | 2,474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $718,000 | 1,247 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,336,800 | 2,389 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $18,334,000 | 1,872 |
| Total interest expense | $11,055,000 | 1,467 |
| Net interest income | $7,279,000 | 2,463 |
| Provision for loan and lease losses | $306,000 | 3,156 |
| Total noninterest income | $1,000,000 | 3,335 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,000,000 | 2,046 |
| Total noninterest expense | $6,075,000 | 2,350 |
| Salaries and employee benefits | $2,752,000 | 2,714 |
| Premises and equipment expense | $1,397,000 | 1,538 |
| Additional noninterest expense | $1,926,000 | 2,319 |
| Pre-tax net operating income | $1,898,000 | 3,298 |
| Securities gains (losses) | $213,000 | 1,143 |
| Applicable income taxes | $632,000 | 2,872 |
| Income before extraordinary items | $1,479,000 | 3,255 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,479,000 | 3,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $466,000 | 1,639 |
| Cash dividends | $800,000 | 2,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,329,900 | 3,436 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $19,275,000 | 1,794 |
| Total interest expense | $11,900,000 | 1,446 |
| Net interest income | $7,375,000 | 2,405 |
| Provision for loan and lease losses | $199,000 | 3,780 |
| Total noninterest income | $1,624,000 | 2,211 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,624,000 | 1,297 |
| Total noninterest expense | $6,406,000 | 2,152 |
| Salaries and employee benefits | $3,191,000 | 2,239 |
| Premises and equipment expense | $1,425,000 | 1,463 |
| Additional noninterest expense | $1,790,000 | 2,395 |
| Pre-tax net operating income | $2,394,000 | 2,865 |
| Securities gains (losses) | $993,000 | 162 |
| Applicable income taxes | $1,163,000 | 1,867 |
| Income before extraordinary items | $2,224,000 | 2,313 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,224,000 | 2,313 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $163,000 | 2,734 |
| Cash dividends | $750,000 | 2,772 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,568,620 | 3,136 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $14,533,000 | 2,239 |
| Total interest expense | $8,074,000 | 1,848 |
| Net interest income | $6,459,000 | 2,721 |
| Provision for loan and lease losses | $140,000 | 4,418 |
| Total noninterest income | $1,200,000 | 2,686 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,200,000 | 1,639 |
| Total noninterest expense | $4,995,000 | 2,708 |
| Salaries and employee benefits | $2,465,000 | 2,844 |
| Premises and equipment expense | $1,181,000 | 1,732 |
| Additional noninterest expense | $1,349,000 | 3,129 |
| Pre-tax net operating income | $2,524,000 | 2,775 |
| Securities gains (losses) | $316,000 | 436 |
| Applicable income taxes | $990,000 | 2,233 |
| Income before extraordinary items | $1,850,000 | 2,751 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,850,000 | 2,752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 2,880 |
| Cash dividends | $3,583,000 | 837 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,644,600 | 2,984 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $13,511,000 | 2,405 |
| Total interest expense | $7,668,000 | 1,996 |
| Net interest income | $5,843,000 | 2,953 |
| Provision for loan and lease losses | $80,000 | 5,577 |
| Total noninterest income | $900,000 | 3,322 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $900,000 | 2,007 |
| Total noninterest expense | $4,565,000 | 2,838 |
| Salaries and employee benefits | $2,361,000 | 2,874 |
| Premises and equipment expense | $1,043,000 | 1,901 |
| Additional noninterest expense | $1,161,000 | 3,465 |
| Pre-tax net operating income | $2,098,000 | 3,222 |
| Securities gains (losses) | $427,000 | 614 |
| Applicable income taxes | $893,000 | 2,510 |
| Income before extraordinary items | $1,632,000 | 3,038 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,632,000 | 3,039 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 3,845 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,354,450 | 3,448 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $12,588,000 | 2,604 |
| Total interest expense | $7,004,000 | 2,149 |
| Net interest income | $5,584,000 | 3,133 |
| Provision for loan and lease losses | $249,000 | 2,965 |
| Total noninterest income | $834,000 | 3,474 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $834,000 | 1,977 |
| Total noninterest expense | $3,997,000 | 3,182 |
| Salaries and employee benefits | $1,966,000 | 3,356 |
| Premises and equipment expense | $765,000 | 2,523 |
| Additional noninterest expense | $1,266,000 | 3,197 |
| Pre-tax net operating income | $2,172,000 | 3,278 |
| Securities gains (losses) | $206,000 | 690 |
| Applicable income taxes | $873,000 | 2,732 |
| Income before extraordinary items | $1,505,000 | 3,343 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,505,000 | 3,343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 3,247 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,373,160 | 3,551 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,346,000 | 3,488 |
| Total interest expense | $5,150,000 | 2,918 |
| Net interest income | $4,196,000 | 4,152 |
| Provision for loan and lease losses | $33,000 | 7,304 |
| Total noninterest income | $563,000 | 4,757 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $563,000 | 2,694 |
| Total noninterest expense | $3,274,000 | 4,027 |
| Salaries and employee benefits | $1,290,000 | 4,887 |
| Premises and equipment expense | $580,000 | 3,318 |
| Additional noninterest expense | $1,404,000 | 3,299 |
| Pre-tax net operating income | $1,452,000 | 4,459 |
| Securities gains (losses) | $40,000 | 1,495 |
| Applicable income taxes | $468,000 | 4,375 |
| Income before extraordinary items | $1,024,000 | 4,401 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,024,000 | 4,402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,754 |
| Cash dividends | $500,000 | 3,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $996,400 | 4,473 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,135,000 | 3,575 |
| Total interest expense | $5,369,000 | 2,847 |
| Net interest income | $3,766,000 | 4,550 |
| Provision for loan and lease losses | $50,000 | 6,165 |
| Total noninterest income | $449,000 | 5,556 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $449,000 | 3,073 |
| Total noninterest expense | $2,618,000 | 4,802 |
| Salaries and employee benefits | $1,357,000 | 4,690 |
| Premises and equipment expense | $477,000 | 3,906 |
| Additional noninterest expense | $784,000 | 5,337 |
| Pre-tax net operating income | $1,547,000 | 4,341 |
| Securities gains (losses) | $31,000 | 1,605 |
| Applicable income taxes | $553,000 | 3,880 |
| Income before extraordinary items | $1,025,000 | 4,500 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,025,000 | 4,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 10,916 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $1,004,850 | 4,573 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,893,000 | 3,371 |
| Total interest expense | $4,124,000 | 2,951 |
| Net interest income | $4,769,000 | 3,724 |
| Provision for loan and lease losses | $380,000 | 1,889 |
| Total noninterest income | $286,000 | 7,439 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $286,000 | 4,225 |
| Total noninterest expense | $2,660,000 | 4,886 |
| Salaries and employee benefits | $1,348,000 | 4,725 |
| Premises and equipment expense | $432,000 | 4,307 |
| Additional noninterest expense | $880,000 | 5,277 |
| Pre-tax net operating income | $2,015,000 | 3,401 |
| Securities gains (losses) | $-121,000 | 11,668 |
| Applicable income taxes | $713,000 | 3,046 |
| Income before extraordinary items | $1,181,000 | 3,917 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,181,000 | 3,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $196,000 | 2,531 |
| Cash dividends | $699,000 | 2,547 |
| Sale, conversion, retirement of capital stock, net | $-50,000 | 12,484 |
| Net operating income | $1,258,440 | 3,730 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,355,000 | 3,660 |
| Total interest expense | $3,709,000 | 3,398 |
| Net interest income | $4,646,000 | 3,816 |
| Provision for loan and lease losses | $160,000 | 4,468 |
| Total noninterest income | $386,000 | 6,650 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $386,000 | 3,839 |
| Total noninterest expense | $2,330,000 | 5,594 |
| Salaries and employee benefits | $1,252,000 | 5,040 |
| Premises and equipment expense | $378,000 | 4,937 |
| Additional noninterest expense | $700,000 | 6,561 |
| Pre-tax net operating income | $2,542,000 | 2,665 |
| Securities gains (losses) | $276,000 | 1,376 |
| Applicable income taxes | $982,000 | 2,297 |
| Income before extraordinary items | $1,836,000 | 2,723 |
| Extraordinary gains, net | $208,000 | 983 |
| Net income | $2,044,000 | 2,540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 5,571 |
| Cash dividends | $334,000 | 4,113 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,656,600 | 2,801 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,222,000 | 4,204 |
| Total interest expense | $4,370,000 | 3,751 |
| Net interest income | $3,852,000 | 4,610 |
| Provision for loan and lease losses | $166,000 | 5,814 |
| Total noninterest income | $421,000 | 6,348 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-64,000 | 5,256 |
| Additional Noninterest Income | $485,000 | 3,260 |
| Total noninterest expense | $2,515,000 | 5,289 |
| Salaries and employee benefits | $1,155,000 | 5,359 |
| Premises and equipment expense | $374,000 | 5,066 |
| Additional noninterest expense | $986,000 | 5,106 |
| Pre-tax net operating income | $1,592,000 | 3,826 |
| Securities gains (losses) | $71,000 | 3,566 |
| Applicable income taxes | $458,000 | 4,298 |
| Income before extraordinary items | $1,205,000 | 3,791 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,205,000 | 3,833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $178,000 | 4,468 |
| Cash dividends | $159,000 | 5,642 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,153,880 | 3,656 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.