Home > Provident Community Bank > Net charge- offs to loans
Provident Community Bank, Net charge- offs to loans
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0069% | 3,516 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1713% | 1,295 |
| Percentage Net Loans Charged-off:Construction & development | 0.2381% | 445 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0739% | 6,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 11.7134% | 24 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,172 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7446% | 247 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3905% | 6,493 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.9592% | 6,341 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,715 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,584 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3349% | 374 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2976% | 311 |
| Percentage Net Loans Charged-off:Construction & development | 6.9925% | 173 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1567% | 1,857 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.0663% | 121 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2409% | 1,999 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0152% | 1,396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3599% | 1,426 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1303% | 537 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1985% | 3,163 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1985% | 3,018 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0220% | 555 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1148% | 396 |
| Percentage Net Loans Charged-off:Construction & development | 6.4548% | 184 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0717% | 1,945 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2136% | 2,020 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0698% | 4,808 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3632% | 1,358 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1717% | 2,029 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2101% | 2,859 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2101% | 2,697 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4589% | 6,052 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8873% | 706 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9892% | 543 |
| Percentage Net Loans Charged-off:Construction & development | 4.9721% | 265 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1079% | 1,582 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3918% | 1,322 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0888% | 980 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5506% | 953 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0658% | 5,417 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0774% | 5,626 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0774% | 5,569 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.0239% | 6,110 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0382% | 3,491 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0492% | 2,612 |
| Percentage Net Loans Charged-off:Construction & development | 0.3132% | 748 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3710% | 6,705 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4829% | 1,029 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7381% | 697 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0435% | 5,241 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,801 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: All other loans and lease | -2.0779% | 6,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6153% | 1,899 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6112% | 1,663 |
| Percentage Net Loans Charged-off:Construction & development | 2.6654% | 922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0933% | 2,713 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2254% | 2,844 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0696% | 1,646 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3023% | 2,331 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4893% | 2,104 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7964% | 1,673 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7964% | 1,542 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.4709% | 347 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6079% | 1,814 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5910% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 2.4519% | 927 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1037% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2503% | 2,559 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3717% | 1,997 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7773% | 1,495 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1814% | 3,271 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1814% | 3,100 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.7882% | 291 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7928% | 1,390 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8085% | 1,224 |
| Percentage Net Loans Charged-off:Construction & development | 3.6455% | 667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1506% | 1,912 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1294% | 2,974 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1906% | 2,517 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5277% | 1,695 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0669% | 3,555 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0669% | 3,365 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.7164% | 227 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4112% | 2,069 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4530% | 1,698 |
| Percentage Net Loans Charged-off:Construction & development | 2.2632% | 702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0240% | 1,653 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0088% | 2,982 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0130% | 2,782 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0366% | 1,933 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,014 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1122% | 632 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1922% | 571 |
| Percentage Net Loans Charged-off:Construction & development | 4.6399% | 1,052 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.2946% | 471 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.2483% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3634% | 2,677 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0905% | 1,806 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4842% | 2,187 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8410% | 1,280 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5126% | 2,748 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4855% | 2,567 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9257% | 590 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5002% | 436 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5674% | 389 |
| Percentage Net Loans Charged-off:Construction & development | 4.7298% | 912 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.9736% | 258 |
| Percentage Net Loans Charged-off: Multi-family residential | 9.5175% | 108 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3914% | 2,322 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1105% | 1,555 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5147% | 1,896 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5522% | 865 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5914% | 2,291 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5528% | 2,114 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0473% | 526 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0462% | 1,504 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8637% | 1,590 |
| Percentage Net Loans Charged-off:Construction & development | 2.1241% | 1,339 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9841% | 1,003 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0833% | 7,155 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1623% | 1,288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1902% | 7,224 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3759% | 624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6117% | 2,131 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5594% | 1,927 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8580% | 1,538 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6327% | 1,650 |
| Percentage Net Loans Charged-off:Construction & development | 3.5004% | 765 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0139% | 1,858 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1548% | 7,255 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3193% | 837 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3582% | 7,317 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2588% | 569 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4251% | 1,013 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2510% | 873 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.1402% | 510 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.1558% | 461 |
| Percentage Net Loans Charged-off:Construction & development | 5.8370% | 1,067 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4438% | 476 |
| Percentage Net Loans Charged-off: Multi-family residential | 12.8666% | 121 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8901% | 708 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3711% | 691 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1019% | 637 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.0584% | 796 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8287% | 2,478 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.2271% | 448 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.3174% | 399 |
| Percentage Net Loans Charged-off:Construction & development | 6.3402% | 902 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4520% | 443 |
| Percentage Net Loans Charged-off: Multi-family residential | 13.0078% | 107 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9112% | 613 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8925% | 852 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3234% | 492 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4213% | 882 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8790% | 2,228 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1977% | 814 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4574% | 631 |
| Percentage Net Loans Charged-off:Construction & development | 6.8998% | 760 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2894% | 1,832 |
| Percentage Net Loans Charged-off: Multi-family residential | 18.7860% | 60 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5797% | 774 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2543% | 1,165 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1087% | 568 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4338% | 2,749 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9722% | 1,957 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6689% | 1,040 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7624% | 845 |
| Percentage Net Loans Charged-off:Construction & development | 3.8255% | 928 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5823% | 1,020 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8988% | 590 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5035% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4526% | 447 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0577% | 1,522 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7600% | 1,135 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.6192% | 522 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.5677% | 483 |
| Percentage Net Loans Charged-off:Construction & development | 6.3380% | 997 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.0034% | 343 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7739% | 751 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0475% | 491 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6776% | 786 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3382% | 1,665 |
| Percentage Net Loans Charged-off: Loans to individuals | 10.7649% | 128 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1611% | 674 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.6436% | 403 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.5353% | 378 |
| Percentage Net Loans Charged-off:Construction & development | 7.5521% | 674 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.1190% | 242 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1895% | 2,887 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2546% | 2,410 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9828% | 1,537 |
| Percentage Net Loans Charged-off: Loans to individuals | 13.4943% | 93 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.1313% | 464 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.7219% | 268 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.5217% | 244 |
| Percentage Net Loans Charged-off:Construction & development | 9.0530% | 482 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.4875% | 136 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0429% | 3,447 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0574% | 3,089 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4621% | 1,110 |
| Percentage Net Loans Charged-off: Loans to individuals | 18.6319% | 59 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.0814% | 302 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8712% | 774 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6721% | 1,367 |
| Percentage Net Loans Charged-off:Construction & development | 1.5367% | 1,064 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5180% | 660 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0056% | 7,578 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0074% | 7,585 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4529% | 1,179 |
| Percentage Net Loans Charged-off: Loans to individuals | 33.5203% | 31 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 10.3209% | 172 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2799% | 3,532 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2039% | 2,847 |
| Percentage Net Loans Charged-off:Construction & development | 0.3890% | 2,133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0049% | 7,695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2506% | 1,932 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3271% | 1,570 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8879% | 1,961 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3755% | 4,208 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2172% | 3,169 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1036% | 2,898 |
| Percentage Net Loans Charged-off:Construction & development | 0.0367% | 2,118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0068% | 7,733 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3086% | 1,308 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4014% | 1,018 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1429% | 1,203 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2539% | 4,214 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1811% | 2,915 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0985% | 2,382 |
| Percentage Net Loans Charged-off:Construction & development | 0.0590% | 1,556 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0079% | 7,795 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2661% | 1,222 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3450% | 949 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7240% | 1,324 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5384% | 2,751 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2840% | 1,718 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1436% | 1,467 |
| Percentage Net Loans Charged-off:Construction & development | 0.1181% | 939 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0162% | 7,932 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3581% | 777 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4632% | 600 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4479% | 626 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1999% | 3,351 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1950% | 2,691 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2509% | 1,125 |
| Percentage Net Loans Charged-off:Construction & development | -0.0013% | 7,593 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9115% | 272 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0177% | 7,924 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0229% | 7,938 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2624% | 7,773 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4443% | 3,308 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0355% | 4,556 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0220% | 2,634 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1113% | 678 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0254% | 7,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0328% | 7,939 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0846% | 2,703 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2022% | 4,074 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0487% | 3,689 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0463% | 1,724 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1764% | 425 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2868% | 3,211 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0135% | 3,965 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3880% | 2,449 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0513% | 4,347 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0266% | 2,502 |
| Percentage Net Loans Charged-off:Construction & development | -0.0137% | 7,716 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0301% | 1,067 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0626% | 1,817 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0303% | 615 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0725% | 1,629 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2264% | 2,364 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4342% | 3,178 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.1985% | 7,530 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0861% | 2,972 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0264% | 2,092 |
| Percentage Net Loans Charged-off:Construction & development | -0.0188% | 7,733 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0410% | 775 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0596% | 1,520 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0401% | 460 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0657% | 1,398 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4090% | 1,441 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5432% | 2,365 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1256% | 2,163 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0505% | 1,420 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0622% | 574 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0891% | 1,104 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0598% | 331 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0983% | 1,000 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6334% | 1,014 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4061% | 2,695 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0581% | 2,684 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1177% | 661 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4458% | 160 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0230% | 1,159 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1209% | 197 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0075% | 7,900 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4281% | 7,911 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1198% | 3,435 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2728% | 1,730 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1841% | 741 |
| Percentage Net Loans Charged-off:Construction & development | 0.1054% | 389 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4860% | 321 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0804% | 1,626 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1706% | 312 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0551% | 1,856 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5363% | 1,818 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7861% | 2,421 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.0935% | 220 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1456% | 2,499 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0876% | 1,222 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1872% | 491 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0922% | 1,298 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1177% | 1,099 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4830% | 1,581 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7964% | 2,063 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1205% | 2,603 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0950% | 1,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1311% | 467 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1344% | 932 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1700% | 789 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1314% | 1,352 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1456% | 1,988 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1385% | 675 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2852% | 467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3566% | 401 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7591% | 1,931 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9791% | 441 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7619% | 190 |
| Percentage Net Loans Charged-off:Construction & development | -0.0427% | 7,901 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.8498% | 78 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0377% | 2,387 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0456% | 2,156 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8438% | 328 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3153% | 4,745 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8713% | 466 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5652% | 247 |
| Percentage Net Loans Charged-off:Construction & development | -0.0615% | 7,921 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0713% | 95 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0450% | 1,920 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0540% | 1,739 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.6692% | 218 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3992% | 3,881 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1062% | 376 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8480% | 148 |
| Percentage Net Loans Charged-off:Construction & development | -0.1059% | 7,913 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.0601% | 64 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0430% | 1,678 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0513% | 1,513 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.6766% | 223 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,607 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5038% | 912 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5658% | 250 |
| Percentage Net Loans Charged-off:Construction & development | -0.2307% | 7,915 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.2721% | 72 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0594% | 8,549 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0703% | 8,569 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2826% | 3,627 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2508% | 2,887 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0953% | 1,890 |
| Percentage Net Loans Charged-off:Construction & development | 0.1832% | 484 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0837% | 1,150 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0907% | 1,842 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1051% | 1,703 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5457% | 1,169 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8982% | 2,658 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -6.5502% | 7,976 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1776% | 3,242 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0817% | 1,714 |
| Percentage Net Loans Charged-off:Construction & development | 0.2797% | 331 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0163% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0923% | 1,534 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1065% | 1,393 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7236% | 1,790 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6950% | 3,039 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1839% | 2,924 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1767% | 955 |
| Percentage Net Loans Charged-off:Construction & development | 0.5755% | 219 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2345% | 768 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2700% | 692 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3809% | 4,072 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4079% | 1,520 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2829% | 1,848 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2803% | 550 |
| Percentage Net Loans Charged-off:Construction & development | 1.0837% | 104 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3370% | 481 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3852% | 442 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5140% | 3,155 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8105% | 1,145 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4385% | 1,897 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0958% | 1,862 |
| Percentage Net Loans Charged-off:Construction & development | 0.1275% | 582 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1236% | 1,472 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1383% | 1,340 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.9806% | 363 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2735% | 5,555 |
| Percentage Net Loans Charged-off: Credit card loans | 5.6420% | 401 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2860% | 2,798 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2083% | 945 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7333% | 324 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1410% | 1,224 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1559% | 1,113 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0276% | 1,762 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5409% | 3,962 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0910% | 4,808 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0981% | 4,865 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0618% | 6,046 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1047% | 5,401 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0810% | 6,189 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0209% | 10,354 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2730% | 3,234 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0999% | 7,100 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2950% | 6,076 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |