Home > Provident Bank of Maryland > Income and Expense
Provident Bank of Maryland, Income and Expense
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $66,158,000 | 170 |
| Total interest expense | $28,918,000 | 138 |
| Net interest income | $37,240,000 | 181 |
| Provision for loan and lease losses | $35,610,000 | 129 |
| Total noninterest income | $23,803,000 | 135 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $16,887,000 | 48 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $6,916,000 | 209 |
| Total noninterest expense | $56,524,000 | 134 |
| Salaries and employee benefits | $27,863,000 | 109 |
| Premises and equipment expense | $10,378,000 | 85 |
| Additional noninterest expense | $18,283,000 | 160 |
| Pre-tax net operating income | $-31,091,000 | 8,170 |
| Securities gains (losses) | $-87,166,000 | 8,241 |
| Applicable income taxes | $-52,824,000 | 8,225 |
| Income before extraordinary items | $-65,433,000 | 8,208 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-65,433,000 | 8,208 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-65,433,000 | 8,208 |
| Net charge-offs | $13,456,000 | 167 |
| Cash dividends | $6,900,000 | 81 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-9,646,760 | 8,118 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $325,906,000 | 153 |
| Total interest expense | $141,560,000 | 138 |
| Net interest income | $184,346,000 | 156 |
| Provision for loan and lease losses | $37,612,000 | 232 |
| Total noninterest income | $109,222,000 | 114 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $82,777,000 | 39 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $26,445,000 | 200 |
| Total noninterest expense | $212,252,000 | 140 |
| Salaries and employee benefits | $107,714,000 | 108 |
| Premises and equipment expense | $39,488,000 | 82 |
| Additional noninterest expense | $65,050,000 | 187 |
| Pre-tax net operating income | $43,704,000 | 154 |
| Securities gains (losses) | $-110,898,000 | 8,281 |
| Applicable income taxes | $-34,805,000 | 8,247 |
| Income before extraordinary items | $-32,389,000 | 8,156 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-32,389,000 | 8,155 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,783,000 | 258 |
| Cash dividends | $23,940,000 | 158 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $38,585,720 | 133 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $249,320,000 | 155 |
| Total interest expense | $107,012,000 | 146 |
| Net interest income | $142,308,000 | 159 |
| Provision for loan and lease losses | $16,085,000 | 280 |
| Total noninterest income | $83,803,000 | 116 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $62,894,000 | 42 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $20,909,000 | 204 |
| Total noninterest expense | $154,849,000 | 137 |
| Salaries and employee benefits | $79,647,000 | 112 |
| Premises and equipment expense | $29,346,000 | 88 |
| Additional noninterest expense | $45,856,000 | 176 |
| Pre-tax net operating income | $55,177,000 | 132 |
| Securities gains (losses) | $-78,330,000 | 8,362 |
| Applicable income taxes | $-15,147,000 | 8,324 |
| Income before extraordinary items | $-8,006,000 | 8,194 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-8,006,000 | 8,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,680,000 | 255 |
| Cash dividends | $18,990,000 | 154 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $42,125,200 | 129 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $169,314,000 | 153 |
| Total interest expense | $73,222,000 | 152 |
| Net interest income | $96,092,000 | 157 |
| Provision for loan and lease losses | $9,514,000 | 286 |
| Total noninterest income | $55,858,000 | 122 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $41,360,000 | 42 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $14,498,000 | 211 |
| Total noninterest expense | $101,904,000 | 136 |
| Salaries and employee benefits | $52,944,000 | 116 |
| Premises and equipment expense | $19,407,000 | 90 |
| Additional noninterest expense | $29,553,000 | 173 |
| Pre-tax net operating income | $40,532,000 | 125 |
| Securities gains (losses) | $-54,714,000 | 8,440 |
| Applicable income taxes | $-10,003,000 | 8,397 |
| Income before extraordinary items | $-4,179,000 | 8,303 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-4,179,000 | 8,302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,609,000 | 244 |
| Cash dividends | $13,800,000 | 152 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $30,837,960 | 122 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $87,883,000 | 155 |
| Total interest expense | $40,238,000 | 153 |
| Net interest income | $47,645,000 | 157 |
| Provision for loan and lease losses | $3,114,000 | 295 |
| Total noninterest income | $27,411,000 | 125 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $20,081,000 | 43 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $7,330,000 | 211 |
| Total noninterest expense | $51,516,000 | 130 |
| Salaries and employee benefits | $26,682,000 | 116 |
| Premises and equipment expense | $9,725,000 | 92 |
| Additional noninterest expense | $15,109,000 | 161 |
| Pre-tax net operating income | $20,426,000 | 134 |
| Securities gains (losses) | $-42,654,000 | 8,486 |
| Applicable income taxes | $-6,200,000 | 8,459 |
| Income before extraordinary items | $-16,028,000 | 8,461 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-16,028,000 | 8,461 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,134,000 | 224 |
| Cash dividends | $10,290,000 | 108 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $14,682,880 | 135 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $375,586,000 | 154 |
| Total interest expense | $173,255,000 | 159 |
| Net interest income | $202,331,000 | 143 |
| Provision for loan and lease losses | $23,365,000 | 140 |
| Total noninterest income | $123,770,000 | 116 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $90,623,000 | 40 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $33,147,000 | 183 |
| Total noninterest expense | $210,449,000 | 124 |
| Salaries and employee benefits | $107,666,000 | 109 |
| Premises and equipment expense | $39,096,000 | 83 |
| Additional noninterest expense | $63,687,000 | 151 |
| Pre-tax net operating income | $92,287,000 | 143 |
| Securities gains (losses) | $-45,293,000 | 8,516 |
| Applicable income taxes | $8,171,000 | 379 |
| Income before extraordinary items | $38,823,000 | 212 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $38,823,000 | 209 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,299,000 | 148 |
| Cash dividends | $81,309,000 | 93 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $76,416,190 | 121 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $281,124,000 | 153 |
| Total interest expense | $127,552,000 | 160 |
| Net interest income | $153,572,000 | 139 |
| Provision for loan and lease losses | $13,338,000 | 129 |
| Total noninterest income | $94,742,000 | 114 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $67,417,000 | 38 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $27,325,000 | 176 |
| Total noninterest expense | $158,998,000 | 125 |
| Salaries and employee benefits | $81,019,000 | 109 |
| Premises and equipment expense | $29,644,000 | 85 |
| Additional noninterest expense | $48,335,000 | 142 |
| Pre-tax net operating income | $75,978,000 | 148 |
| Securities gains (losses) | $97,000 | 500 |
| Applicable income taxes | $23,325,000 | 160 |
| Income before extraordinary items | $52,750,000 | 151 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $52,750,000 | 150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,297,000 | 147 |
| Cash dividends | $63,090,000 | 96 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $52,683,070 | 146 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $186,252,000 | 165 |
| Total interest expense | $83,262,000 | 173 |
| Net interest income | $102,990,000 | 150 |
| Provision for loan and lease losses | $5,844,000 | 156 |
| Total noninterest income | $60,061,000 | 131 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $44,553,000 | 43 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $15,508,000 | 212 |
| Total noninterest expense | $106,358,000 | 136 |
| Salaries and employee benefits | $54,628,000 | 119 |
| Premises and equipment expense | $19,791,000 | 95 |
| Additional noninterest expense | $31,939,000 | 153 |
| Pre-tax net operating income | $50,849,000 | 163 |
| Securities gains (losses) | $97,000 | 412 |
| Applicable income taxes | $15,573,000 | 173 |
| Income before extraordinary items | $35,373,000 | 163 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $35,373,000 | 163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,278,000 | 136 |
| Cash dividends | $42,920,000 | 106 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $35,306,070 | 162 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $93,266,000 | 164 |
| Total interest expense | $41,566,000 | 172 |
| Net interest income | $51,700,000 | 149 |
| Provision for loan and lease losses | $1,052,000 | 289 |
| Total noninterest income | $29,065,000 | 124 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $21,152,000 | 43 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $7,913,000 | 206 |
| Total noninterest expense | $54,215,000 | 130 |
| Salaries and employee benefits | $27,929,000 | 117 |
| Premises and equipment expense | $9,889,000 | 94 |
| Additional noninterest expense | $16,397,000 | 146 |
| Pre-tax net operating income | $25,498,000 | 154 |
| Securities gains (losses) | $-90,000 | 8,541 |
| Applicable income taxes | $7,718,000 | 167 |
| Income before extraordinary items | $17,690,000 | 152 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $17,690,000 | 152 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $736,000 | 304 |
| Cash dividends | $30,900,000 | 65 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $17,753,000 | 150 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $366,394,000 | 156 |
| Total interest expense | $151,187,000 | 167 |
| Net interest income | $215,207,000 | 141 |
| Provision for loan and lease losses | $3,973,000 | 302 |
| Total noninterest income | $119,076,000 | 122 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $89,053,000 | 41 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $30,023,000 | 202 |
| Total noninterest expense | $215,391,000 | 127 |
| Salaries and employee benefits | $111,874,000 | 109 |
| Premises and equipment expense | $38,821,000 | 90 |
| Additional noninterest expense | $64,696,000 | 148 |
| Pre-tax net operating income | $114,919,000 | 146 |
| Securities gains (losses) | $-5,437,000 | 8,641 |
| Applicable income taxes | $32,744,000 | 166 |
| Income before extraordinary items | $76,738,000 | 148 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $76,738,000 | 149 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,409,000 | 209 |
| Cash dividends | $56,907,000 | 128 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $80,543,900 | 141 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $271,504,000 | 165 |
| Total interest expense | $108,439,000 | 179 |
| Net interest income | $163,065,000 | 147 |
| Provision for loan and lease losses | $2,096,000 | 383 |
| Total noninterest income | $89,578,000 | 130 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $66,761,000 | 44 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $22,817,000 | 209 |
| Total noninterest expense | $158,943,000 | 135 |
| Salaries and employee benefits | $82,152,000 | 116 |
| Premises and equipment expense | $28,840,000 | 94 |
| Additional noninterest expense | $47,951,000 | 158 |
| Pre-tax net operating income | $91,604,000 | 155 |
| Securities gains (losses) | $978,000 | 145 |
| Applicable income taxes | $28,727,000 | 163 |
| Income before extraordinary items | $63,855,000 | 153 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $63,855,000 | 153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,032,000 | 203 |
| Cash dividends | $47,097,000 | 114 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $63,180,180 | 150 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $176,660,000 | 168 |
| Total interest expense | $67,584,000 | 182 |
| Net interest income | $109,076,000 | 151 |
| Provision for loan and lease losses | $1,142,000 | 451 |
| Total noninterest income | $59,386,000 | 132 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $43,457,000 | 47 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $15,929,000 | 209 |
| Total noninterest expense | $106,421,000 | 137 |
| Salaries and employee benefits | $54,800,000 | 119 |
| Premises and equipment expense | $19,158,000 | 96 |
| Additional noninterest expense | $32,463,000 | 157 |
| Pre-tax net operating income | $60,899,000 | 155 |
| Securities gains (losses) | $776,000 | 130 |
| Applicable income taxes | $19,375,000 | 163 |
| Income before extraordinary items | $42,300,000 | 156 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $42,300,000 | 156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,081,000 | 203 |
| Cash dividends | $28,877,000 | 115 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $41,764,560 | 153 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $86,040,000 | 168 |
| Total interest expense | $32,122,000 | 183 |
| Net interest income | $53,918,000 | 153 |
| Provision for loan and lease losses | $318,000 | 740 |
| Total noninterest income | $27,990,000 | 138 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $20,791,000 | 46 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $7,199,000 | 222 |
| Total noninterest expense | $52,809,000 | 140 |
| Salaries and employee benefits | $27,631,000 | 122 |
| Premises and equipment expense | $9,576,000 | 97 |
| Additional noninterest expense | $15,602,000 | 159 |
| Pre-tax net operating income | $28,781,000 | 160 |
| Securities gains (losses) | $604,000 | 94 |
| Applicable income taxes | $9,134,000 | 168 |
| Income before extraordinary items | $20,251,000 | 160 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $20,251,000 | 162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,203,000 | 189 |
| Cash dividends | $10,307,000 | 126 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $19,834,240 | 159 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $315,829,000 | 164 |
| Total interest expense | $105,475,000 | 173 |
| Net interest income | $210,354,000 | 152 |
| Provision for loan and lease losses | $5,023,000 | 238 |
| Total noninterest income | $110,747,000 | 138 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $83,415,000 | 46 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $27,332,000 | 235 |
| Total noninterest expense | $199,924,000 | 142 |
| Salaries and employee benefits | $101,338,000 | 121 |
| Premises and equipment expense | $37,217,000 | 98 |
| Additional noninterest expense | $61,369,000 | 167 |
| Pre-tax net operating income | $116,154,000 | 159 |
| Securities gains (losses) | $818,000 | 214 |
| Applicable income taxes | $36,538,000 | 169 |
| Income before extraordinary items | $80,434,000 | 164 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $80,434,000 | 164 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,553,000 | 198 |
| Cash dividends | $41,336,000 | 144 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $79,869,580 | 158 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $232,408,000 | 165 |
| Total interest expense | $72,589,000 | 175 |
| Net interest income | $159,819,000 | 150 |
| Provision for loan and lease losses | $4,623,000 | 201 |
| Total noninterest income | $82,464,000 | 140 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $61,113,000 | 47 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $21,351,000 | 236 |
| Total noninterest expense | $147,925,000 | 146 |
| Salaries and employee benefits | $74,001,000 | 126 |
| Premises and equipment expense | $27,771,000 | 100 |
| Additional noninterest expense | $46,153,000 | 164 |
| Pre-tax net operating income | $89,735,000 | 158 |
| Securities gains (losses) | $493,000 | 264 |
| Applicable income taxes | $28,742,000 | 168 |
| Income before extraordinary items | $61,486,000 | 163 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $61,486,000 | 163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,743,000 | 180 |
| Cash dividends | $28,096,000 | 152 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $61,150,760 | 157 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $153,005,000 | 161 |
| Total interest expense | $46,513,000 | 169 |
| Net interest income | $106,492,000 | 147 |
| Provision for loan and lease losses | $3,797,000 | 160 |
| Total noninterest income | $53,107,000 | 140 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $38,526,000 | 47 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $14,581,000 | 235 |
| Total noninterest expense | $96,789,000 | 147 |
| Salaries and employee benefits | $47,286,000 | 129 |
| Premises and equipment expense | $18,639,000 | 97 |
| Additional noninterest expense | $30,864,000 | 163 |
| Pre-tax net operating income | $59,013,000 | 162 |
| Securities gains (losses) | $-216,000 | 8,773 |
| Applicable income taxes | $18,777,000 | 168 |
| Income before extraordinary items | $40,020,000 | 165 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $40,020,000 | 165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,383,000 | 160 |
| Cash dividends | $17,586,000 | 141 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $40,166,880 | 159 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $75,521,000 | 162 |
| Total interest expense | $22,311,000 | 162 |
| Net interest income | $53,210,000 | 148 |
| Provision for loan and lease losses | $1,575,000 | 184 |
| Total noninterest income | $25,900,000 | 144 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $18,145,000 | 52 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $7,755,000 | 221 |
| Total noninterest expense | $47,323,000 | 152 |
| Salaries and employee benefits | $22,698,000 | 138 |
| Premises and equipment expense | $8,738,000 | 108 |
| Additional noninterest expense | $15,887,000 | 161 |
| Pre-tax net operating income | $30,212,000 | 161 |
| Securities gains (losses) | $-876,000 | 8,901 |
| Applicable income taxes | $9,422,000 | 166 |
| Income before extraordinary items | $19,914,000 | 163 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $19,914,000 | 163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,105,000 | 146 |
| Cash dividends | $8,646,000 | 125 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $20,509,680 | 155 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $273,926,000 | 163 |
| Total interest expense | $80,387,000 | 149 |
| Net interest income | $193,539,000 | 160 |
| Provision for loan and lease losses | $7,534,000 | 182 |
| Total noninterest income | $99,616,000 | 153 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $76,758,000 | 55 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $22,858,000 | 266 |
| Total noninterest expense | $185,284,000 | 150 |
| Salaries and employee benefits | $90,023,000 | 128 |
| Premises and equipment expense | $32,159,000 | 108 |
| Additional noninterest expense | $63,102,000 | 164 |
| Pre-tax net operating income | $100,337,000 | 166 |
| Securities gains (losses) | $-3,231,000 | 8,938 |
| Applicable income taxes | $31,180,000 | 172 |
| Income before extraordinary items | $65,926,000 | 172 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $65,926,000 | 173 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,989,000 | 155 |
| Cash dividends | $119,433,000 | 68 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $68,123,080 | 160 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $199,700,000 | 163 |
| Total interest expense | $59,825,000 | 146 |
| Net interest income | $139,875,000 | 162 |
| Provision for loan and lease losses | $5,112,000 | 202 |
| Total noninterest income | $73,611,000 | 157 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $57,348,000 | 56 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $16,263,000 | 281 |
| Total noninterest expense | $137,296,000 | 154 |
| Salaries and employee benefits | $65,742,000 | 133 |
| Premises and equipment expense | $23,539,000 | 109 |
| Additional noninterest expense | $48,015,000 | 165 |
| Pre-tax net operating income | $71,078,000 | 172 |
| Securities gains (losses) | $-3,928,000 | 9,006 |
| Applicable income taxes | $22,230,000 | 179 |
| Income before extraordinary items | $44,920,000 | 182 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $44,920,000 | 183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,565,000 | 179 |
| Cash dividends | $110,670,000 | 62 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $47,551,760 | 166 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $127,118,000 | 165 |
| Total interest expense | $39,850,000 | 143 |
| Net interest income | $87,268,000 | 168 |
| Provision for loan and lease losses | $3,389,000 | 206 |
| Total noninterest income | $47,396,000 | 160 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $37,118,000 | 58 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $10,278,000 | 291 |
| Total noninterest expense | $86,915,000 | 166 |
| Salaries and employee benefits | $42,470,000 | 136 |
| Premises and equipment expense | $15,087,000 | 111 |
| Additional noninterest expense | $29,358,000 | 177 |
| Pre-tax net operating income | $44,360,000 | 179 |
| Securities gains (losses) | $-6,706,000 | 9,067 |
| Applicable income taxes | $12,254,000 | 203 |
| Income before extraordinary items | $25,400,000 | 204 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $25,400,000 | 205 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,326,000 | 189 |
| Cash dividends | $102,240,000 | 53 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $29,893,020 | 174 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $60,039,000 | 169 |
| Total interest expense | $19,814,000 | 145 |
| Net interest income | $40,225,000 | 174 |
| Provision for loan and lease losses | $2,174,000 | 176 |
| Total noninterest income | $22,417,000 | 157 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $17,366,000 | 59 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $5,051,000 | 282 |
| Total noninterest expense | $40,722,000 | 168 |
| Salaries and employee benefits | $20,421,000 | 144 |
| Premises and equipment expense | $7,190,000 | 121 |
| Additional noninterest expense | $13,111,000 | 186 |
| Pre-tax net operating income | $19,746,000 | 183 |
| Securities gains (losses) | $954,000 | 171 |
| Applicable income taxes | $6,918,000 | 183 |
| Income before extraordinary items | $13,782,000 | 194 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $13,782,000 | 195 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,587,000 | 201 |
| Cash dividends | $6,030,000 | 155 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $13,142,820 | 190 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $240,850,000 | 173 |
| Total interest expense | $88,641,000 | 145 |
| Net interest income | $152,209,000 | 172 |
| Provision for loan and lease losses | $9,936,000 | 196 |
| Total noninterest income | $93,647,000 | 161 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $71,269,000 | 59 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $22,378,000 | 278 |
| Total noninterest expense | $173,302,000 | 159 |
| Salaries and employee benefits | $79,354,000 | 144 |
| Premises and equipment expense | $27,555,000 | 125 |
| Additional noninterest expense | $66,393,000 | 162 |
| Pre-tax net operating income | $62,618,000 | 207 |
| Securities gains (losses) | $9,157,000 | 115 |
| Applicable income taxes | $18,270,000 | 243 |
| Income before extraordinary items | $53,505,000 | 191 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $53,505,000 | 193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,560,000 | 214 |
| Cash dividends | $25,270,000 | 194 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $46,637,250 | 197 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $180,983,000 | 177 |
| Total interest expense | $68,091,000 | 148 |
| Net interest income | $112,892,000 | 178 |
| Provision for loan and lease losses | $7,961,000 | 204 |
| Total noninterest income | $69,591,000 | 164 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $52,531,000 | 60 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $17,060,000 | 293 |
| Total noninterest expense | $133,594,000 | 156 |
| Salaries and employee benefits | $58,003,000 | 149 |
| Premises and equipment expense | $20,795,000 | 126 |
| Additional noninterest expense | $54,796,000 | 153 |
| Pre-tax net operating income | $40,928,000 | 237 |
| Securities gains (losses) | $8,620,000 | 114 |
| Applicable income taxes | $10,861,000 | 297 |
| Income before extraordinary items | $38,687,000 | 204 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $38,687,000 | 205 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,118,000 | 206 |
| Cash dividends | $19,190,000 | 207 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $31,963,400 | 215 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $122,047,000 | 179 |
| Total interest expense | $47,966,000 | 148 |
| Net interest income | $74,081,000 | 182 |
| Provision for loan and lease losses | $5,011,000 | 208 |
| Total noninterest income | $45,519,000 | 166 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $34,064,000 | 61 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $11,455,000 | 288 |
| Total noninterest expense | $94,384,000 | 153 |
| Salaries and employee benefits | $38,562,000 | 151 |
| Premises and equipment expense | $13,788,000 | 128 |
| Additional noninterest expense | $42,034,000 | 140 |
| Pre-tax net operating income | $20,205,000 | 294 |
| Securities gains (losses) | $8,279,000 | 102 |
| Applicable income taxes | $3,550,000 | 492 |
| Income before extraordinary items | $24,934,000 | 207 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $24,934,000 | 207 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,127,000 | 214 |
| Cash dividends | $11,130,000 | 190 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $17,648,480 | 241 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $61,484,000 | 179 |
| Total interest expense | $25,008,000 | 146 |
| Net interest income | $36,476,000 | 189 |
| Provision for loan and lease losses | $1,760,000 | 263 |
| Total noninterest income | $21,228,000 | 174 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $16,124,000 | 63 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $5,104,000 | 309 |
| Total noninterest expense | $38,970,000 | 168 |
| Salaries and employee benefits | $18,984,000 | 156 |
| Premises and equipment expense | $6,942,000 | 128 |
| Additional noninterest expense | $13,044,000 | 186 |
| Pre-tax net operating income | $16,974,000 | 205 |
| Securities gains (losses) | $1,125,000 | 199 |
| Applicable income taxes | $5,863,000 | 220 |
| Income before extraordinary items | $12,236,000 | 209 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $12,236,000 | 209 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,361,000 | 193 |
| Cash dividends | $5,520,000 | 172 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $11,471,000 | 201 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $277,868,000 | 167 |
| Total interest expense | $132,500,000 | 139 |
| Net interest income | $145,368,000 | 189 |
| Provision for loan and lease losses | $9,825,000 | 246 |
| Total noninterest income | $86,551,000 | 165 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $65,772,000 | 62 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $20,779,000 | 292 |
| Total noninterest expense | $153,468,000 | 168 |
| Salaries and employee benefits | $74,216,000 | 149 |
| Premises and equipment expense | $25,402,000 | 132 |
| Additional noninterest expense | $53,850,000 | 195 |
| Pre-tax net operating income | $68,626,000 | 195 |
| Securities gains (losses) | $4,629,000 | 166 |
| Applicable income taxes | $22,823,000 | 205 |
| Income before extraordinary items | $50,432,000 | 195 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $50,432,000 | 195 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,011,000 | 204 |
| Cash dividends | $42,679,000 | 143 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $47,237,990 | 194 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $349,086,000 | 157 |
| Total interest expense | $203,505,000 | 143 |
| Net interest income | $145,581,000 | 183 |
| Provision for loan and lease losses | $17,940,000 | 172 |
| Total noninterest income | $74,494,000 | 183 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $59,233,000 | 58 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $15,261,000 | 340 |
| Total noninterest expense | $144,850,000 | 176 |
| Salaries and employee benefits | $70,307,000 | 146 |
| Premises and equipment expense | $23,868,000 | 129 |
| Additional noninterest expense | $50,675,000 | 201 |
| Pre-tax net operating income | $57,285,000 | 206 |
| Securities gains (losses) | $11,442,000 | 80 |
| Applicable income taxes | $21,981,000 | 194 |
| Income before extraordinary items | $46,746,000 | 193 |
| Extraordinary gains, net | $-1,160,000 | 9,573 |
| Net income | $45,586,000 | 197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,013,000 | 144 |
| Cash dividends | $75,771,000 | 105 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $38,965,440 | 206 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $413,656,000 | 154 |
| Total interest expense | $252,763,000 | 136 |
| Net interest income | $160,893,000 | 175 |
| Provision for loan and lease losses | $29,877,000 | 123 |
| Total noninterest income | $65,768,000 | 193 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $50,582,000 | 63 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $15,186,000 | 339 |
| Total noninterest expense | $141,923,000 | 178 |
| Salaries and employee benefits | $71,207,000 | 142 |
| Premises and equipment expense | $23,014,000 | 134 |
| Additional noninterest expense | $47,702,000 | 204 |
| Pre-tax net operating income | $54,861,000 | 215 |
| Securities gains (losses) | $8,499,000 | 39 |
| Applicable income taxes | $19,876,000 | 205 |
| Income before extraordinary items | $43,484,000 | 188 |
| Extraordinary gains, net | $770,000 | 7 |
| Net income | $44,254,000 | 185 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,402,000 | 116 |
| Cash dividends | $76,387,000 | 107 |
| Sale, conversion, retirement of capital stock, net | $99,000 | 701 |
| Net operating income | $37,619,690 | 213 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $353,445,000 | 156 |
| Total interest expense | $203,971,000 | 132 |
| Net interest income | $149,474,000 | 180 |
| Provision for loan and lease losses | $11,570,000 | 180 |
| Total noninterest income | $59,589,000 | 207 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $39,019,000 | 75 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $20,570,000 | 298 |
| Total noninterest expense | $128,489,000 | 184 |
| Salaries and employee benefits | $66,071,000 | 152 |
| Premises and equipment expense | $20,301,000 | 147 |
| Additional noninterest expense | $42,117,000 | 221 |
| Pre-tax net operating income | $69,004,000 | 202 |
| Securities gains (losses) | $312,000 | 441 |
| Applicable income taxes | $22,475,000 | 208 |
| Income before extraordinary items | $46,841,000 | 201 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $46,841,000 | 202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,364,000 | 142 |
| Cash dividends | $20,139,000 | 248 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $46,628,840 | 198 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $319,343,000 | 166 |
| Total interest expense | $187,394,000 | 144 |
| Net interest income | $131,949,000 | 189 |
| Provision for loan and lease losses | $12,027,000 | 202 |
| Total noninterest income | $54,891,000 | 222 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $31,988,000 | 83 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $22,903,000 | 268 |
| Total noninterest expense | $120,572,000 | 201 |
| Salaries and employee benefits | $61,649,000 | 156 |
| Premises and equipment expense | $18,471,000 | 160 |
| Additional noninterest expense | $40,452,000 | 244 |
| Pre-tax net operating income | $54,241,000 | 225 |
| Securities gains (losses) | $6,749,000 | 100 |
| Applicable income taxes | $20,411,000 | 218 |
| Income before extraordinary items | $40,579,000 | 216 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $40,579,000 | 217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,149,000 | 249 |
| Cash dividends | $13,900,000 | 313 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $36,057,170 | 220 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $280,400,000 | 192 |
| Total interest expense | $156,600,000 | 175 |
| Net interest income | $123,800,000 | 203 |
| Provision for loan and lease losses | $9,953,000 | 212 |
| Total noninterest income | $40,522,000 | 247 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $26,455,000 | 94 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $14,067,000 | 333 |
| Total noninterest expense | $115,481,000 | 200 |
| Salaries and employee benefits | $54,106,000 | 170 |
| Premises and equipment expense | $17,372,000 | 173 |
| Additional noninterest expense | $44,003,000 | 223 |
| Pre-tax net operating income | $38,888,000 | 277 |
| Securities gains (losses) | $2,337,000 | 161 |
| Applicable income taxes | $13,671,000 | 281 |
| Income before extraordinary items | $27,554,000 | 268 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $27,554,000 | 268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,453,000 | 355 |
| Cash dividends | $8,460,000 | 418 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $25,988,210 | 272 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $200,348,000 | 260 |
| Total interest expense | $107,850,000 | 239 |
| Net interest income | $92,498,000 | 276 |
| Provision for loan and lease losses | $9,918,000 | 205 |
| Total noninterest income | $39,338,000 | 269 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $19,454,000 | 130 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $19,884,000 | 293 |
| Total noninterest expense | $92,067,000 | 259 |
| Salaries and employee benefits | $47,958,000 | 199 |
| Premises and equipment expense | $14,470,000 | 217 |
| Additional noninterest expense | $29,639,000 | 330 |
| Pre-tax net operating income | $29,851,000 | 343 |
| Securities gains (losses) | $5,507,000 | 70 |
| Applicable income taxes | $12,151,000 | 316 |
| Income before extraordinary items | $23,207,000 | 310 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $23,207,000 | 310 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,552,000 | 285 |
| Cash dividends | $6,060,000 | 593 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $19,572,380 | 340 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $180,365,000 | 298 |
| Total interest expense | $96,621,000 | 275 |
| Net interest income | $83,744,000 | 303 |
| Provision for loan and lease losses | $1,545,000 | 698 |
| Total noninterest income | $31,310,000 | 312 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $13,211,000 | 182 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $18,099,000 | 306 |
| Total noninterest expense | $82,798,000 | 287 |
| Salaries and employee benefits | $43,302,000 | 220 |
| Premises and equipment expense | $13,019,000 | 232 |
| Additional noninterest expense | $26,477,000 | 359 |
| Pre-tax net operating income | $30,711,000 | 349 |
| Securities gains (losses) | $-2,729,000 | 11,918 |
| Applicable income taxes | $9,659,000 | 384 |
| Income before extraordinary items | $18,323,000 | 373 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $18,323,000 | 372 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $976,000 | 894 |
| Cash dividends | $4,410,000 | 703 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $20,096,850 | 349 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $134,756,000 | 325 |
| Total interest expense | $62,060,000 | 316 |
| Net interest income | $72,696,000 | 333 |
| Provision for loan and lease losses | $500,000 | 1,533 |
| Total noninterest income | $26,692,000 | 325 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $8,270,000 | 236 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $18,422,000 | 282 |
| Total noninterest expense | $79,177,000 | 294 |
| Salaries and employee benefits | $43,638,000 | 213 |
| Premises and equipment expense | $11,831,000 | 257 |
| Additional noninterest expense | $23,708,000 | 395 |
| Pre-tax net operating income | $19,711,000 | 467 |
| Securities gains (losses) | $571,000 | 247 |
| Applicable income taxes | $7,291,000 | 434 |
| Income before extraordinary items | $12,991,000 | 464 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $12,991,000 | 463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,830 |
| Cash dividends | $2,730,000 | 873 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $12,625,560 | 479 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $118,440,000 | 352 |
| Total interest expense | $53,630,000 | 340 |
| Net interest income | $64,810,000 | 349 |
| Provision for loan and lease losses | $1,516,000 | 996 |
| Total noninterest income | $23,698,000 | 354 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $5,224,000 | 303 |
| Trading account gains and fees | $416,000 | 186 |
| Additional Noninterest Income | $18,058,000 | 294 |
| Total noninterest expense | $75,979,000 | 308 |
| Salaries and employee benefits | $43,591,000 | 210 |
| Premises and equipment expense | $10,796,000 | 273 |
| Additional noninterest expense | $21,592,000 | 438 |
| Pre-tax net operating income | $11,013,000 | 656 |
| Securities gains (losses) | $2,750,000 | 252 |
| Applicable income taxes | $5,081,000 | 531 |
| Income before extraordinary items | $8,682,000 | 608 |
| Extraordinary gains, net | $-733,000 | 13,190 |
| Net income | $7,949,000 | 682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,114,000 | 1,078 |
| Cash dividends | $1,740,000 | 1,153 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $6,922,000 | 698 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $117,363,000 | 386 |
| Total interest expense | $61,921,000 | 361 |
| Net interest income | $55,442,000 | 410 |
| Provision for loan and lease losses | $9,150,000 | 393 |
| Total noninterest income | $13,429,000 | 492 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $3,594,000 | 414 |
| Trading account gains and fees | $1,265,000 | 132 |
| Additional Noninterest Income | $8,570,000 | 479 |
| Total noninterest expense | $58,474,000 | 360 |
| Salaries and employee benefits | $30,145,000 | 272 |
| Premises and equipment expense | $9,081,000 | 316 |
| Additional noninterest expense | $19,248,000 | 464 |
| Pre-tax net operating income | $1,247,000 | 4,764 |
| Securities gains (losses) | $3,768,000 | 258 |
| Applicable income taxes | $837,000 | 2,490 |
| Income before extraordinary items | $4,178,000 | 1,130 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $4,178,000 | 1,134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,550,000 | 371 |
| Cash dividends | $1,200,000 | 1,321 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,050,560 | 4,001 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.