Home > Provident Bank - Dallas > Income and Expense
Provident Bank - Dallas, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $14,876,000 | 2,193 |
| Total interest expense | $5,273,000 | 2,774 |
| Net interest income | $9,603,000 | 1,818 |
| Provision for loan and lease losses | $60,000 | 6,124 |
| Total noninterest income | $1,677,000 | 2,125 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $865,000 | 1,522 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $812,000 | 2,143 |
| Total noninterest expense | $6,805,000 | 2,005 |
| Salaries and employee benefits | $3,639,000 | 1,927 |
| Premises and equipment expense | $1,484,000 | 1,372 |
| Additional noninterest expense | $1,682,000 | 2,562 |
| Pre-tax net operating income | $4,415,000 | 1,708 |
| Securities gains (losses) | $-444,000 | 10,101 |
| Applicable income taxes | $1,365,000 | 1,716 |
| Income before extraordinary items | $2,606,000 | 2,031 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,606,000 | 2,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 4,940 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,899,040 | 1,810 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $15,165,000 | 2,153 |
| Total interest expense | $5,924,000 | 2,551 |
| Net interest income | $9,241,000 | 1,847 |
| Provision for loan and lease losses | $210,000 | 3,403 |
| Total noninterest income | $1,860,000 | 1,942 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $800,000 | 1,584 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,060,000 | 1,777 |
| Total noninterest expense | $7,452,000 | 1,756 |
| Salaries and employee benefits | $3,817,000 | 1,733 |
| Premises and equipment expense | $1,454,000 | 1,337 |
| Additional noninterest expense | $2,181,000 | 1,938 |
| Pre-tax net operating income | $3,439,000 | 2,102 |
| Securities gains (losses) | $115,000 | 1,193 |
| Applicable income taxes | $1,247,000 | 1,925 |
| Income before extraordinary items | $2,307,000 | 2,255 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,307,000 | 2,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,698 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,232,250 | 2,236 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $13,126,000 | 2,503 |
| Total interest expense | $5,301,000 | 2,824 |
| Net interest income | $7,825,000 | 2,247 |
| Provision for loan and lease losses | $145,000 | 4,221 |
| Total noninterest income | $1,398,000 | 2,331 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $888,000 | 1,451 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $510,000 | 2,792 |
| Total noninterest expense | $6,397,000 | 2,019 |
| Salaries and employee benefits | $2,967,000 | 2,228 |
| Premises and equipment expense | $1,245,000 | 1,561 |
| Additional noninterest expense | $2,185,000 | 1,943 |
| Pre-tax net operating income | $2,681,000 | 2,745 |
| Securities gains (losses) | $119,000 | 915 |
| Applicable income taxes | $1,029,000 | 2,374 |
| Income before extraordinary items | $1,771,000 | 2,873 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,771,000 | 2,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 3,615 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,694,840 | 2,943 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,037,000 | 9,323 |
| Total interest expense | $838,000 | 9,518 |
| Net interest income | $1,199,000 | 9,030 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $227,000 | 7,882 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $158,000 | 6,330 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $69,000 | 8,124 |
| Total noninterest expense | $1,072,000 | 8,433 |
| Salaries and employee benefits | $480,000 | 9,027 |
| Premises and equipment expense | $193,000 | 7,149 |
| Additional noninterest expense | $399,000 | 7,885 |
| Pre-tax net operating income | $354,000 | 8,787 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $133,000 | 8,161 |
| Income before extraordinary items | $221,000 | 9,096 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $221,000 | 9,099 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,952 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $221,000 | 9,042 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $12,122,000 | 2,756 |
| Total interest expense | $4,983,000 | 3,035 |
| Net interest income | $7,139,000 | 2,510 |
| Provision for loan and lease losses | $110,000 | 4,388 |
| Total noninterest income | $3,257,000 | 1,286 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,072,000 | 1,247 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $2,185,000 | 1,074 |
| Total noninterest expense | $9,251,000 | 1,538 |
| Salaries and employee benefits | $2,822,000 | 2,353 |
| Premises and equipment expense | $1,581,000 | 1,315 |
| Additional noninterest expense | $4,848,000 | 1,146 |
| Pre-tax net operating income | $1,035,000 | 5,849 |
| Securities gains (losses) | $267,000 | 560 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $1,302,000 | 3,681 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,302,000 | 3,678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,829 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 208 |
| Net operating income | $1,035,000 | 4,456 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $11,668,000 | 2,602 |
| Total interest expense | $4,490,000 | 2,725 |
| Net interest income | $7,178,000 | 2,516 |
| Provision for loan and lease losses | $245,000 | 2,637 |
| Total noninterest income | $2,433,000 | 1,591 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,257,000 | 1,058 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,176,000 | 1,650 |
| Total noninterest expense | $11,601,000 | 1,279 |
| Salaries and employee benefits | $3,624,000 | 1,849 |
| Premises and equipment expense | $1,792,000 | 1,179 |
| Additional noninterest expense | $6,185,000 | 991 |
| Pre-tax net operating income | $-2,235,000 | 12,532 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $-2,235,000 | 12,504 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-2,235,000 | 12,500 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $413,000 | 1,557 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $5,000,000 | 171 |
| Net operating income | $-2,235,000 | 12,505 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $12,777,000 | 2,415 |
| Total interest expense | $5,168,000 | 2,500 |
| Net interest income | $7,609,000 | 2,350 |
| Provision for loan and lease losses | $539,000 | 2,002 |
| Total noninterest income | $4,040,000 | 1,157 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,470,000 | 896 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $2,570,000 | 1,068 |
| Total noninterest expense | $12,108,000 | 1,273 |
| Salaries and employee benefits | $4,196,000 | 1,606 |
| Premises and equipment expense | $1,853,000 | 1,151 |
| Additional noninterest expense | $6,059,000 | 1,087 |
| Pre-tax net operating income | $-998,000 | 12,978 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $-998,000 | 13,000 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-998,000 | 12,997 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $616,000 | 1,558 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-998,000 | 12,960 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $14,770,000 | 2,376 |
| Total interest expense | $6,774,000 | 2,494 |
| Net interest income | $7,996,000 | 2,274 |
| Provision for loan and lease losses | $161,000 | 5,890 |
| Total noninterest income | $6,580,000 | 801 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $1,576,000 | 830 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $5,004,000 | 680 |
| Total noninterest expense | $13,887,000 | 1,132 |
| Salaries and employee benefits | $5,069,000 | 1,322 |
| Premises and equipment expense | $1,917,000 | 1,159 |
| Additional noninterest expense | $6,901,000 | 1,024 |
| Pre-tax net operating income | $528,000 | 8,217 |
| Securities gains (losses) | $189,000 | 2,085 |
| Applicable income taxes | $296,000 | 5,981 |
| Income before extraordinary items | $421,000 | 8,007 |
| Extraordinary gains, net | $207,000 | 415 |
| Net income | $628,000 | 6,456 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $858,000 | 1,733 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $300,040 | 8,941 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.