Providence Savings and Loan Association, F.A., Income and Expense

1993-12-31 (YTD Data)Rank
Total interest income$28,825,0001,102
Total interest expense$15,567,000902
Net interest income$13,258,0001,368
Provision for loan and lease losses$-570,00013,186
Total noninterest income$1,787,0002,127
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$1,787,0001,361
Total noninterest expense$12,279,0001,257
Salaries and employee benefits$5,837,0001,160
Premises and equipment expense$2,024,0001,070
Additional noninterest expense$4,418,0001,401
Pre-tax net operating income$3,336,0002,040
Securities gains (losses)$849,000607
Applicable income taxes$1,610,0001,481
Income before extraordinary items$2,575,0001,943
Extraordinary gains, net$03,149
Net income$2,575,0002,011
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$172,0003,427
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,031,6402,321
1992-12-31 (YTD Data)Rank
Total interest income$32,461,0001,124
Total interest expense$17,232,0001,051
Net interest income$15,229,0001,230
Provision for loan and lease losses$7,040,000479
Total noninterest income$1,284,0002,705
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$1,284,0001,680
Total noninterest expense$9,519,0001,610
Salaries and employee benefits$5,416,0001,234
Premises and equipment expense$2,003,0001,119
Additional noninterest expense$2,100,0002,683
Pre-tax net operating income$-46,00012,855
Securities gains (losses)$1,983,000410
Applicable income taxes$1,076,0001,972
Income before extraordinary items$861,0005,075
Extraordinary gains, net$01,422
Net income$861,0005,131
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,170,0001,415
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$-408,12013,223

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.