Home > Providence Bank > Income and Expense
Providence Bank, Income and Expense
2009-03-31 (YTD Data) | Rank | |
Total interest income | $542,000 | 7,135 |
Total interest expense | $283,000 | 6,133 |
Net interest income | $259,000 | 7,548 |
Provision for loan and lease losses | $35,000 | 5,303 |
Total noninterest income | $9,000 | 7,788 |
Gross Fiduciary activities income | $0 | 1,285 |
Service charges on deposit accounts | $7,000 | 6,895 |
Trading account gains and fees | $0 | 171 |
Additional Noninterest Income | $2,000 | 7,617 |
Total noninterest expense | $448,000 | 6,514 |
Salaries and employee benefits | $231,000 | 6,567 |
Premises and equipment expense | $69,000 | 5,979 |
Additional noninterest expense | $148,000 | 6,343 |
Pre-tax net operating income | $-215,000 | 6,917 |
Securities gains (losses) | $4,000 | 2,106 |
Applicable income taxes | $-80,000 | 7,515 |
Income before extraordinary items | $-131,000 | 6,880 |
Extraordinary gains, net | $0 | 15 |
Net income | $-131,000 | 6,881 |
Minority interest net income | $0 | 102 |
Net income of bank and minority interests. | $-131,000 | 6,881 |
Net charge-offs | $80,000 | 3,104 |
Cash dividends | $0 | 3,051 |
Sale, conversion, retirement of capital stock, net | $12,000 | 859 |
Net operating income | $-133,560 | 6,814 |
2008-12-31 (YTD Data) | Rank | |
Total interest income | $2,009,000 | 7,323 |
Total interest expense | $1,119,000 | 6,584 |
Net interest income | $890,000 | 7,724 |
Provision for loan and lease losses | $284,000 | 4,720 |
Total noninterest income | $47,000 | 7,757 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $18,000 | 7,072 |
Trading account gains and fees | $0 | 154 |
Additional Noninterest Income | $29,000 | 7,202 |
Total noninterest expense | $1,736,000 | 6,565 |
Salaries and employee benefits | $990,000 | 6,436 |
Premises and equipment expense | $283,000 | 5,941 |
Additional noninterest expense | $463,000 | 6,782 |
Pre-tax net operating income | $-1,083,000 | 7,048 |
Securities gains (losses) | $0 | 3,220 |
Applicable income taxes | $-309,000 | 7,334 |
Income before extraordinary items | $-774,000 | 6,879 |
Extraordinary gains, net | $0 | 39 |
Net income | $-774,000 | 6,881 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $19,000 | 6,287 |
Cash dividends | $0 | 5,455 |
Sale, conversion, retirement of capital stock, net | $411,000 | 593 |
Net operating income | $-774,000 | 7,003 |
2008-09-30 (YTD Data) | Rank | |
Total interest income | $1,461,000 | 7,450 |
Total interest expense | $820,000 | 6,746 |
Net interest income | $641,000 | 7,835 |
Provision for loan and lease losses | $155,000 | 4,581 |
Total noninterest income | $38,000 | 7,868 |
Gross Fiduciary activities income | $0 | 1,405 |
Service charges on deposit accounts | $13,000 | 7,126 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $25,000 | 7,272 |
Total noninterest expense | $1,326,000 | 6,543 |
Salaries and employee benefits | $782,000 | 6,333 |
Premises and equipment expense | $212,000 | 5,954 |
Additional noninterest expense | $332,000 | 6,855 |
Pre-tax net operating income | $-802,000 | 7,432 |
Securities gains (losses) | $0 | 3,106 |
Applicable income taxes | $0 | 5,372 |
Income before extraordinary items | $-802,000 | 7,403 |
Extraordinary gains, net | $0 | 31 |
Net income | $-802,000 | 7,400 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $2,000 | 6,316 |
Cash dividends | $0 | 4,937 |
Sale, conversion, retirement of capital stock, net | $397,000 | 438 |
Net operating income | $-802,000 | 7,521 |
2008-06-30 (YTD Data) | Rank | |
Total interest income | $916,000 | 7,608 |
Total interest expense | $525,000 | 6,936 |
Net interest income | $391,000 | 7,951 |
Provision for loan and lease losses | $95,000 | 4,331 |
Total noninterest income | $15,000 | 8,091 |
Gross Fiduciary activities income | $0 | 1,395 |
Service charges on deposit accounts | $9,000 | 7,166 |
Trading account gains and fees | $0 | 149 |
Additional Noninterest Income | $6,000 | 7,890 |
Total noninterest expense | $914,000 | 6,496 |
Salaries and employee benefits | $578,000 | 6,151 |
Premises and equipment expense | $138,000 | 6,048 |
Additional noninterest expense | $198,000 | 7,074 |
Pre-tax net operating income | $-603,000 | 7,680 |
Securities gains (losses) | $0 | 3,233 |
Applicable income taxes | $0 | 5,627 |
Income before extraordinary items | $-603,000 | 7,764 |
Extraordinary gains, net | $0 | 21 |
Net income | $-603,000 | 7,763 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 5,998 |
Cash dividends | $0 | 4,733 |
Sale, conversion, retirement of capital stock, net | $205,000 | 406 |
Net operating income | $-603,000 | 7,746 |
2008-03-31 (YTD Data) | Rank | |
Total interest income | $437,000 | 7,735 |
Total interest expense | $253,000 | 7,116 |
Net interest income | $184,000 | 8,051 |
Provision for loan and lease losses | $18,000 | 4,977 |
Total noninterest income | $7,000 | 8,144 |
Gross Fiduciary activities income | $0 | 1,326 |
Service charges on deposit accounts | $4,000 | 7,199 |
Trading account gains and fees | $0 | 158 |
Additional Noninterest Income | $3,000 | 7,909 |
Total noninterest expense | $446,000 | 6,590 |
Salaries and employee benefits | $280,000 | 6,260 |
Premises and equipment expense | $0 | 8,457 |
Additional noninterest expense | $166,000 | 5,895 |
Pre-tax net operating income | $-273,000 | 7,872 |
Securities gains (losses) | $0 | 2,688 |
Applicable income taxes | $0 | 5,622 |
Income before extraordinary items | $-273,000 | 7,949 |
Extraordinary gains, net | $0 | 15 |
Net income | $-273,000 | 7,948 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 5,009 |
Cash dividends | $0 | 3,705 |
Sale, conversion, retirement of capital stock, net | $44,000 | 500 |
Net operating income | $-273,000 | 7,919 |
2007-12-31 (YTD Data) | Rank | |
Total interest income | $1,468,000 | 7,918 |
Total interest expense | $687,000 | 7,682 |
Net interest income | $781,000 | 7,997 |
Provision for loan and lease losses | $106,000 | 4,827 |
Total noninterest income | $15,000 | 8,275 |
Gross Fiduciary activities income | $0 | 1,498 |
Service charges on deposit accounts | $13,000 | 7,256 |
Trading account gains and fees | $0 | 178 |
Additional Noninterest Income | $2,000 | 8,265 |
Total noninterest expense | $1,466,000 | 6,969 |
Salaries and employee benefits | $806,000 | 6,956 |
Premises and equipment expense | $273,000 | 6,002 |
Additional noninterest expense | $387,000 | 7,101 |
Pre-tax net operating income | $-776,000 | 7,955 |
Securities gains (losses) | $0 | 2,146 |
Applicable income taxes | $0 | 6,070 |
Income before extraordinary items | $-776,000 | 8,025 |
Extraordinary gains, net | $0 | 39 |
Net income | $-776,000 | 8,023 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,600 |
Cash dividends | $0 | 5,817 |
Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
Net operating income | $-776,000 | 8,017 |
2007-09-30 (YTD Data) | Rank | |
Total interest income | $1,053,000 | 8,012 |
Total interest expense | $479,000 | 7,795 |
Net interest income | $574,000 | 8,070 |
Provision for loan and lease losses | $96,000 | 4,170 |
Total noninterest income | $6,000 | 8,365 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $6,000 | 7,365 |
Trading account gains and fees | $0 | 184 |
Additional Noninterest Income | $0 | 8,377 |
Total noninterest expense | $1,043,000 | 7,067 |
Salaries and employee benefits | $584,000 | 7,007 |
Premises and equipment expense | $207,000 | 5,997 |
Additional noninterest expense | $252,000 | 7,356 |
Pre-tax net operating income | $-559,000 | 8,114 |
Securities gains (losses) | $0 | 1,655 |
Applicable income taxes | $0 | 6,220 |
Income before extraordinary items | $-559,000 | 8,164 |
Extraordinary gains, net | $0 | 33 |
Net income | $-559,000 | 8,160 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,076 |
Cash dividends | $0 | 5,179 |
Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
Net operating income | $-559,000 | 8,152 |
2007-06-30 (YTD Data) | Rank | |
Total interest income | $666,000 | 8,115 |
Total interest expense | $296,000 | 7,907 |
Net interest income | $370,000 | 8,173 |
Provision for loan and lease losses | $66,000 | 3,898 |
Total noninterest income | $4,000 | 8,439 |
Gross Fiduciary activities income | $0 | 1,429 |
Service charges on deposit accounts | $4,000 | 7,405 |
Trading account gains and fees | $0 | 168 |
Additional Noninterest Income | $0 | 8,426 |
Total noninterest expense | $671,000 | 7,172 |
Salaries and employee benefits | $379,000 | 7,113 |
Premises and equipment expense | $138,000 | 6,019 |
Additional noninterest expense | $154,000 | 7,531 |
Pre-tax net operating income | $-363,000 | 8,199 |
Securities gains (losses) | $0 | 1,444 |
Applicable income taxes | $0 | 6,265 |
Income before extraordinary items | $-363,000 | 8,248 |
Extraordinary gains, net | $0 | 29 |
Net income | $-363,000 | 8,247 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 5,517 |
Cash dividends | $0 | 4,977 |
Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
Net operating income | $-363,000 | 8,237 |
2007-03-31 (YTD Data) | Rank | |
Total interest income | $308,000 | 8,237 |
Total interest expense | $135,000 | 8,016 |
Net interest income | $173,000 | 8,279 |
Provision for loan and lease losses | $43,000 | 3,380 |
Total noninterest income | $2,000 | 8,473 |
Gross Fiduciary activities income | $0 | 1,355 |
Service charges on deposit accounts | $2,000 | 7,430 |
Trading account gains and fees | $0 | 195 |
Additional Noninterest Income | $0 | 8,433 |
Total noninterest expense | $339,000 | 7,194 |
Salaries and employee benefits | $202,000 | 7,024 |
Premises and equipment expense | $67,000 | 6,138 |
Additional noninterest expense | $70,000 | 7,683 |
Pre-tax net operating income | $-207,000 | 8,312 |
Securities gains (losses) | $0 | 1,187 |
Applicable income taxes | $0 | 6,196 |
Income before extraordinary items | $-207,000 | 8,336 |
Extraordinary gains, net | $0 | 22 |
Net income | $-207,000 | 8,334 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 4,509 |
Cash dividends | $0 | 3,942 |
Sale, conversion, retirement of capital stock, net | $0 | 885 |
Net operating income | $-207,000 | 8,327 |
2006-12-31 (YTD Data) | Rank | |
Total interest income | $767,000 | 8,416 |
Total interest expense | $321,000 | 8,264 |
Net interest income | $446,000 | 8,453 |
Provision for loan and lease losses | $120,000 | 4,374 |
Total noninterest income | $8,000 | 8,508 |
Gross Fiduciary activities income | $0 | 1,523 |
Service charges on deposit accounts | $6,000 | 7,490 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $2,000 | 8,463 |
Total noninterest expense | $1,194,000 | 7,395 |
Salaries and employee benefits | $623,000 | 7,522 |
Premises and equipment expense | $377,000 | 5,114 |
Additional noninterest expense | $194,000 | 8,154 |
Pre-tax net operating income | $-860,000 | 8,384 |
Securities gains (losses) | $0 | 1,687 |
Applicable income taxes | $0 | 6,600 |
Income before extraordinary items | $-860,000 | 8,429 |
Extraordinary gains, net | $0 | 51 |
Net income | $-860,000 | 8,429 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,377 |
Cash dividends | $0 | 5,941 |
Sale, conversion, retirement of capital stock, net | $1,258,000 | 464 |
Net operating income | $-860,000 | 8,413 |
2006-09-30 (YTD Data) | Rank | |
Total interest income | $514,000 | 8,513 |
Total interest expense | $216,000 | 8,363 |
Net interest income | $298,000 | 8,557 |
Provision for loan and lease losses | $105,000 | 3,999 |
Total noninterest income | $6,000 | 8,586 |
Gross Fiduciary activities income | $0 | 1,468 |
Service charges on deposit accounts | $4,000 | 7,568 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $2,000 | 8,526 |
Total noninterest expense | $853,000 | 7,505 |
Salaries and employee benefits | $450,000 | 7,582 |
Premises and equipment expense | $267,000 | 5,276 |
Additional noninterest expense | $136,000 | 8,243 |
Pre-tax net operating income | $-654,000 | 8,494 |
Securities gains (losses) | $0 | 1,388 |
Applicable income taxes | $0 | 6,687 |
Income before extraordinary items | $-654,000 | 8,523 |
Extraordinary gains, net | $0 | 45 |
Net income | $-654,000 | 8,522 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 5,858 |
Cash dividends | $0 | 5,292 |
Sale, conversion, retirement of capital stock, net | $910,000 | 386 |
Net operating income | $-654,000 | 8,516 |
2006-06-30 (YTD Data) | Rank | |
Total interest income | $292,000 | 8,619 |
Total interest expense | $119,000 | 8,461 |
Net interest income | $173,000 | 8,657 |
Provision for loan and lease losses | $90,000 | 3,463 |
Total noninterest income | $5,000 | 8,619 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $3,000 | 7,584 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $2,000 | 8,535 |
Total noninterest expense | $557,000 | 7,571 |
Salaries and employee benefits | $282,000 | 7,730 |
Premises and equipment expense | $178,000 | 5,284 |
Additional noninterest expense | $97,000 | 8,195 |
Pre-tax net operating income | $-469,000 | 8,551 |
Securities gains (losses) | $0 | 1,185 |
Applicable income taxes | $0 | 6,706 |
Income before extraordinary items | $-469,000 | 8,574 |
Extraordinary gains, net | $0 | 39 |
Net income | $-469,000 | 8,574 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 5,361 |
Cash dividends | $0 | 5,069 |
Sale, conversion, retirement of capital stock, net | $0 | 887 |
Net operating income | $-469,000 | 8,569 |
2006-03-31 (YTD Data) | Rank | |
Total interest income | $118,000 | 8,694 |
Total interest expense | $40,000 | 8,575 |
Net interest income | $78,000 | 8,696 |
Provision for loan and lease losses | $45,000 | 3,261 |
Total noninterest income | $3,000 | 8,612 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $2,000 | 7,586 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $1,000 | 8,494 |
Total noninterest expense | $269,000 | 7,641 |
Salaries and employee benefits | $144,000 | 7,712 |
Premises and equipment expense | $56,000 | 6,526 |
Additional noninterest expense | $69,000 | 7,754 |
Pre-tax net operating income | $-233,000 | 8,574 |
Securities gains (losses) | $0 | 955 |
Applicable income taxes | $0 | 6,588 |
Income before extraordinary items | $-233,000 | 8,594 |
Extraordinary gains, net | $0 | 21 |
Net income | $-233,000 | 8,593 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 4,399 |
Cash dividends | $0 | 3,943 |
Sale, conversion, retirement of capital stock, net | $0 | 648 |
Net operating income | $-233,000 | 8,585 |
2005-12-31 (YTD Data) | Rank | |
Total interest income | $112,000 | 8,792 |
Total interest expense | $10,000 | 8,789 |
Net interest income | $102,000 | 8,782 |
Provision for loan and lease losses | $45,000 | 5,862 |
Total noninterest income | $1,000 | 8,747 |
Gross Fiduciary activities income | $0 | 1,557 |
Service charges on deposit accounts | $1,000 | 7,726 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $0 | 8,688 |
Total noninterest expense | $558,000 | 8,479 |
Salaries and employee benefits | $218,000 | 8,662 |
Premises and equipment expense | $56,000 | 8,395 |
Additional noninterest expense | $284,000 | 7,740 |
Pre-tax net operating income | $-500,000 | 8,502 |
Securities gains (losses) | $0 | 2,296 |
Applicable income taxes | $0 | 6,964 |
Income before extraordinary items | $-500,000 | 8,547 |
Extraordinary gains, net | $0 | 46 |
Net income | $-500,000 | 8,547 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,618 |
Cash dividends | $0 | 6,054 |
Sale, conversion, retirement of capital stock, net | $6,324,000 | 271 |
Net operating income | $-500,000 | 8,527 |
2005-09-30 (YTD Data) | Rank | |
Total interest income | $46,000 | 8,844 |
Total interest expense | $4,000 | 8,824 |
Net interest income | $42,000 | 8,839 |
Provision for loan and lease losses | $0 | 6,899 |
Total noninterest income | $0 | 8,802 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $0 | 7,794 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $0 | 8,723 |
Total noninterest expense | $261,000 | 8,725 |
Salaries and employee benefits | $163,000 | 8,666 |
Premises and equipment expense | $22,000 | 8,680 |
Additional noninterest expense | $76,000 | 8,700 |
Pre-tax net operating income | $-219,000 | 8,500 |
Securities gains (losses) | $0 | 2,317 |
Applicable income taxes | $0 | 6,976 |
Income before extraordinary items | $-219,000 | 8,527 |
Extraordinary gains, net | $0 | 35 |
Net income | $-219,000 | 8,527 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,144 |
Cash dividends | $0 | 5,317 |
Sale, conversion, retirement of capital stock, net | $6,324,000 | 191 |
Net operating income | $-219,000 | 8,498 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.