Home > Providence Bank > Income and Expense

Providence Bank, Income and Expense

2009-03-31 (YTD Data)Rank
Total interest income$542,0007,135
Total interest expense$283,0006,133
Net interest income$259,0007,548
Provision for loan and lease losses$35,0005,303
Total noninterest income$9,0007,788
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$7,0006,895
Trading account gains and fees$0171
Additional Noninterest Income$2,0007,617
Total noninterest expense$448,0006,514
Salaries and employee benefits$231,0006,567
Premises and equipment expense$69,0005,979
Additional noninterest expense$148,0006,343
Pre-tax net operating income$-215,0006,917
Securities gains (losses)$4,0002,106
Applicable income taxes$-80,0007,515
Income before extraordinary items$-131,0006,880
Extraordinary gains, net$015
Net income$-131,0006,881
Minority interest net income$0102
Net income of bank and minority interests.$-131,0006,881
Net charge-offs$80,0003,104
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$12,000859
Net operating income$-133,5606,814
2008-12-31 (YTD Data)Rank
Total interest income$2,009,0007,323
Total interest expense$1,119,0006,584
Net interest income$890,0007,724
Provision for loan and lease losses$284,0004,720
Total noninterest income$47,0007,757
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$18,0007,072
Trading account gains and fees$0154
Additional Noninterest Income$29,0007,202
Total noninterest expense$1,736,0006,565
Salaries and employee benefits$990,0006,436
Premises and equipment expense$283,0005,941
Additional noninterest expense$463,0006,782
Pre-tax net operating income$-1,083,0007,048
Securities gains (losses)$03,220
Applicable income taxes$-309,0007,334
Income before extraordinary items$-774,0006,879
Extraordinary gains, net$039
Net income$-774,0006,881
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0006,287
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$411,000593
Net operating income$-774,0007,003
2008-09-30 (YTD Data)Rank
Total interest income$1,461,0007,450
Total interest expense$820,0006,746
Net interest income$641,0007,835
Provision for loan and lease losses$155,0004,581
Total noninterest income$38,0007,868
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$13,0007,126
Trading account gains and fees$0148
Additional Noninterest Income$25,0007,272
Total noninterest expense$1,326,0006,543
Salaries and employee benefits$782,0006,333
Premises and equipment expense$212,0005,954
Additional noninterest expense$332,0006,855
Pre-tax net operating income$-802,0007,432
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$-802,0007,403
Extraordinary gains, net$031
Net income$-802,0007,400
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0006,316
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$397,000438
Net operating income$-802,0007,521
2008-06-30 (YTD Data)Rank
Total interest income$916,0007,608
Total interest expense$525,0006,936
Net interest income$391,0007,951
Provision for loan and lease losses$95,0004,331
Total noninterest income$15,0008,091
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$9,0007,166
Trading account gains and fees$0149
Additional Noninterest Income$6,0007,890
Total noninterest expense$914,0006,496
Salaries and employee benefits$578,0006,151
Premises and equipment expense$138,0006,048
Additional noninterest expense$198,0007,074
Pre-tax net operating income$-603,0007,680
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$-603,0007,764
Extraordinary gains, net$021
Net income$-603,0007,763
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$205,000406
Net operating income$-603,0007,746
2008-03-31 (YTD Data)Rank
Total interest income$437,0007,735
Total interest expense$253,0007,116
Net interest income$184,0008,051
Provision for loan and lease losses$18,0004,977
Total noninterest income$7,0008,144
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$4,0007,199
Trading account gains and fees$0158
Additional Noninterest Income$3,0007,909
Total noninterest expense$446,0006,590
Salaries and employee benefits$280,0006,260
Premises and equipment expense$08,457
Additional noninterest expense$166,0005,895
Pre-tax net operating income$-273,0007,872
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$-273,0007,949
Extraordinary gains, net$015
Net income$-273,0007,948
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$44,000500
Net operating income$-273,0007,919
2007-12-31 (YTD Data)Rank
Total interest income$1,468,0007,918
Total interest expense$687,0007,682
Net interest income$781,0007,997
Provision for loan and lease losses$106,0004,827
Total noninterest income$15,0008,275
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$13,0007,256
Trading account gains and fees$0178
Additional Noninterest Income$2,0008,265
Total noninterest expense$1,466,0006,969
Salaries and employee benefits$806,0006,956
Premises and equipment expense$273,0006,002
Additional noninterest expense$387,0007,101
Pre-tax net operating income$-776,0007,955
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$-776,0008,025
Extraordinary gains, net$039
Net income$-776,0008,023
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$-776,0008,017
2007-09-30 (YTD Data)Rank
Total interest income$1,053,0008,012
Total interest expense$479,0007,795
Net interest income$574,0008,070
Provision for loan and lease losses$96,0004,170
Total noninterest income$6,0008,365
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$6,0007,365
Trading account gains and fees$0184
Additional Noninterest Income$08,377
Total noninterest expense$1,043,0007,067
Salaries and employee benefits$584,0007,007
Premises and equipment expense$207,0005,997
Additional noninterest expense$252,0007,356
Pre-tax net operating income$-559,0008,114
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$-559,0008,164
Extraordinary gains, net$033
Net income$-559,0008,160
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$-559,0008,152
2007-06-30 (YTD Data)Rank
Total interest income$666,0008,115
Total interest expense$296,0007,907
Net interest income$370,0008,173
Provision for loan and lease losses$66,0003,898
Total noninterest income$4,0008,439
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$4,0007,405
Trading account gains and fees$0168
Additional Noninterest Income$08,426
Total noninterest expense$671,0007,172
Salaries and employee benefits$379,0007,113
Premises and equipment expense$138,0006,019
Additional noninterest expense$154,0007,531
Pre-tax net operating income$-363,0008,199
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$-363,0008,248
Extraordinary gains, net$029
Net income$-363,0008,247
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$-363,0008,237
2007-03-31 (YTD Data)Rank
Total interest income$308,0008,237
Total interest expense$135,0008,016
Net interest income$173,0008,279
Provision for loan and lease losses$43,0003,380
Total noninterest income$2,0008,473
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$2,0007,430
Trading account gains and fees$0195
Additional Noninterest Income$08,433
Total noninterest expense$339,0007,194
Salaries and employee benefits$202,0007,024
Premises and equipment expense$67,0006,138
Additional noninterest expense$70,0007,683
Pre-tax net operating income$-207,0008,312
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$-207,0008,336
Extraordinary gains, net$022
Net income$-207,0008,334
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$-207,0008,327
2006-12-31 (YTD Data)Rank
Total interest income$767,0008,416
Total interest expense$321,0008,264
Net interest income$446,0008,453
Provision for loan and lease losses$120,0004,374
Total noninterest income$8,0008,508
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$6,0007,490
Trading account gains and fees$0130
Additional Noninterest Income$2,0008,463
Total noninterest expense$1,194,0007,395
Salaries and employee benefits$623,0007,522
Premises and equipment expense$377,0005,114
Additional noninterest expense$194,0008,154
Pre-tax net operating income$-860,0008,384
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$-860,0008,429
Extraordinary gains, net$051
Net income$-860,0008,429
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$1,258,000464
Net operating income$-860,0008,413
2006-09-30 (YTD Data)Rank
Total interest income$514,0008,513
Total interest expense$216,0008,363
Net interest income$298,0008,557
Provision for loan and lease losses$105,0003,999
Total noninterest income$6,0008,586
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$4,0007,568
Trading account gains and fees$0126
Additional Noninterest Income$2,0008,526
Total noninterest expense$853,0007,505
Salaries and employee benefits$450,0007,582
Premises and equipment expense$267,0005,276
Additional noninterest expense$136,0008,243
Pre-tax net operating income$-654,0008,494
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$-654,0008,523
Extraordinary gains, net$045
Net income$-654,0008,522
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$910,000386
Net operating income$-654,0008,516
2006-06-30 (YTD Data)Rank
Total interest income$292,0008,619
Total interest expense$119,0008,461
Net interest income$173,0008,657
Provision for loan and lease losses$90,0003,463
Total noninterest income$5,0008,619
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$3,0007,584
Trading account gains and fees$0126
Additional Noninterest Income$2,0008,535
Total noninterest expense$557,0007,571
Salaries and employee benefits$282,0007,730
Premises and equipment expense$178,0005,284
Additional noninterest expense$97,0008,195
Pre-tax net operating income$-469,0008,551
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$-469,0008,574
Extraordinary gains, net$039
Net income$-469,0008,574
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$-469,0008,569
2006-03-31 (YTD Data)Rank
Total interest income$118,0008,694
Total interest expense$40,0008,575
Net interest income$78,0008,696
Provision for loan and lease losses$45,0003,261
Total noninterest income$3,0008,612
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$2,0007,586
Trading account gains and fees$0115
Additional Noninterest Income$1,0008,494
Total noninterest expense$269,0007,641
Salaries and employee benefits$144,0007,712
Premises and equipment expense$56,0006,526
Additional noninterest expense$69,0007,754
Pre-tax net operating income$-233,0008,574
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$-233,0008,594
Extraordinary gains, net$021
Net income$-233,0008,593
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$-233,0008,585
2005-12-31 (YTD Data)Rank
Total interest income$112,0008,792
Total interest expense$10,0008,789
Net interest income$102,0008,782
Provision for loan and lease losses$45,0005,862
Total noninterest income$1,0008,747
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,0007,726
Trading account gains and fees$0138
Additional Noninterest Income$08,688
Total noninterest expense$558,0008,479
Salaries and employee benefits$218,0008,662
Premises and equipment expense$56,0008,395
Additional noninterest expense$284,0007,740
Pre-tax net operating income$-500,0008,502
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$-500,0008,547
Extraordinary gains, net$046
Net income$-500,0008,547
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,618
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$6,324,000271
Net operating income$-500,0008,527
2005-09-30 (YTD Data)Rank
Total interest income$46,0008,844
Total interest expense$4,0008,824
Net interest income$42,0008,839
Provision for loan and lease losses$06,899
Total noninterest income$08,802
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$07,794
Trading account gains and fees$0126
Additional Noninterest Income$08,723
Total noninterest expense$261,0008,725
Salaries and employee benefits$163,0008,666
Premises and equipment expense$22,0008,680
Additional noninterest expense$76,0008,700
Pre-tax net operating income$-219,0008,500
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$-219,0008,527
Extraordinary gains, net$035
Net income$-219,0008,527
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,144
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$6,324,000191
Net operating income$-219,0008,498

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.