Home > Providence Bank > Income and Expense

Providence Bank, Income and Expense

2021-03-31 (YTD Data)		Rank
Total interest income	$4,472,000	1,646
Total interest expense	$248,000	2,457
Net interest income	$4,224,000	1,583
Provision for loan and lease losses	$11,243,000	15
Total noninterest income	$677,000	1,917
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$98,000	1,805
Trading account gains and fees	NA	NA
Additional Noninterest Income	$579,000	1,762
Total noninterest expense	$4,624,000	1,210
Salaries and employee benefits	$3,575,000	965
Premises and equipment expense	$468,000	1,301
Additional noninterest expense	$581,000	2,309
Pre-tax net operating income	$-10,966,000	4,983
Securities gains (losses)	$0	1,392
Applicable income taxes	$-3,156,000	4,976
Income before extraordinary items	$-7,810,000	4,974
Extraordinary gains, net	$0	3
Net income	$-7,810,000	4,974
Minority interest net income	$0	55
Net income of bank and minority interests.	$-7,810,000	4,974
Net charge-offs	$88,000	659
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$-7,810,000	4,974
2020-12-31 (YTD Data)		Rank
Total interest income	$44,938,000	746
Total interest expense	$9,198,000	537
Net interest income	$35,740,000	806
Provision for loan and lease losses	$2,139,000	1,000
Total noninterest income	$5,890,000	1,136
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$1,026,000	931
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,864,000	1,039
Total noninterest expense	$29,562,000	827
Salaries and employee benefits	$19,138,000	742
Premises and equipment expense	$2,902,000	883
Additional noninterest expense	$7,522,000	927
Pre-tax net operating income	$9,929,000	1,068
Securities gains (losses)	$270,000	883
Applicable income taxes	$0	3,697
Income before extraordinary items	$10,199,000	943
Extraordinary gains, net	$0	4
Net income	$10,199,000	943
Minority interest net income	$0	72
Net income of bank and minority interests.	$10,199,000	943
Net charge-offs	$1,868,000	432
Cash dividends	$2,000,000	1,507
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$9,929,000	929
2020-09-30 (YTD Data)		Rank
Total interest income	$34,271,000	732
Total interest expense	$7,456,000	532
Net interest income	$26,815,000	796
Provision for loan and lease losses	$1,879,000	921
Total noninterest income	$3,958,000	1,182
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$755,000	940
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,203,000	1,111
Total noninterest expense	$22,435,000	808
Salaries and employee benefits	$14,372,000	736
Premises and equipment expense	$2,249,000	851
Additional noninterest expense	$5,814,000	884
Pre-tax net operating income	$6,459,000	1,149
Securities gains (losses)	$270,000	764
Applicable income taxes	$0	3,696
Income before extraordinary items	$6,729,000	1,005
Extraordinary gains, net	$0	4
Net income	$6,729,000	1,005
Minority interest net income	$0	65
Net income of bank and minority interests.	$6,729,000	1,005
Net charge-offs	$1,426,000	403
Cash dividends	$2,000,000	1,100
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$6,459,000	1,016
2020-06-30 (YTD Data)		Rank
Total interest income	$23,258,000	732
Total interest expense	$5,480,000	537
Net interest income	$17,778,000	797
Provision for loan and lease losses	$1,551,000	835
Total noninterest income	$2,367,000	1,216
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$497,000	962
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,870,000	1,133
Total noninterest expense	$14,545,000	810
Salaries and employee benefits	$9,272,000	750
Premises and equipment expense	$1,502,000	847
Additional noninterest expense	$3,771,000	900
Pre-tax net operating income	$4,049,000	1,158
Securities gains (losses)	$0	2,249
Applicable income taxes	$0	3,655
Income before extraordinary items	$4,049,000	1,034
Extraordinary gains, net	$0	4
Net income	$4,049,000	1,033
Minority interest net income	$0	65
Net income of bank and minority interests.	$4,049,000	1,034
Net charge-offs	$1,200,000	349
Cash dividends	$1,000,000	1,313
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$4,049,000	1,007
2020-03-31 (YTD Data)		Rank
Total interest income	$11,582,000	730
Total interest expense	$3,055,000	538
Net interest income	$8,527,000	809
Provision for loan and lease losses	$597,000	807
Total noninterest income	$1,141,000	1,185
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$298,000	948
Trading account gains and fees	NA	NA
Additional Noninterest Income	$843,000	1,098
Total noninterest expense	$7,343,000	815
Salaries and employee benefits	$4,650,000	754
Premises and equipment expense	$747,000	866
Additional noninterest expense	$1,946,000	888
Pre-tax net operating income	$1,728,000	1,185
Securities gains (losses)	$0	1,705
Applicable income taxes	$0	3,513
Income before extraordinary items	$1,728,000	1,056
Extraordinary gains, net	$0	4
Net income	$1,728,000	1,055
Minority interest net income	$0	56
Net income of bank and minority interests.	$1,728,000	1,056
Net charge-offs	$438,000	407
Cash dividends	$1,000,000	802
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,728,000	1,042
2019-12-31 (YTD Data)		Rank
Total interest income	$47,203,000	731
Total interest expense	$13,198,000	535
Net interest income	$34,005,000	807
Provision for loan and lease losses	$2,125,000	512
Total noninterest income	$6,241,000	968
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$1,244,000	944
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,997,000	836
Total noninterest expense	$29,195,000	777
Salaries and employee benefits	$18,505,000	725
Premises and equipment expense	$3,183,000	793
Additional noninterest expense	$7,507,000	906
Pre-tax net operating income	$8,926,000	1,146
Securities gains (losses)	$79,000	1,050
Applicable income taxes	$0	3,859
Income before extraordinary items	$9,005,000	1,016
Extraordinary gains, net	$0	11
Net income	$9,005,000	1,017
Minority interest net income	$0	76
Net income of bank and minority interests.	$9,005,000	1,017
Net charge-offs	$2,972,000	320
Cash dividends	$1,000,000	2,317
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$8,926,000	1,003
2019-09-30 (YTD Data)		Rank
Total interest income	$35,050,000	735
Total interest expense	$9,999,000	538
Net interest income	$25,051,000	829
Provision for loan and lease losses	$657,000	949
Total noninterest income	$4,389,000	1,001
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$916,000	952
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,473,000	867
Total noninterest expense	$21,838,000	778
Salaries and employee benefits	$13,837,000	723
Premises and equipment expense	$2,396,000	789
Additional noninterest expense	$5,605,000	898
Pre-tax net operating income	$6,945,000	1,136
Securities gains (losses)	$79,000	891
Applicable income taxes	$0	3,902
Income before extraordinary items	$7,024,000	1,006
Extraordinary gains, net	$0	11
Net income	$7,024,000	1,007
Minority interest net income	$0	72
Net income of bank and minority interests.	$7,024,000	1,007
Net charge-offs	$844,000	542
Cash dividends	$1,000,000	1,800
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$6,945,000	995
2019-06-30 (YTD Data)		Rank
Total interest income	$23,019,000	743
Total interest expense	$6,585,000	537
Net interest income	$16,434,000	838
Provision for loan and lease losses	$438,000	948
Total noninterest income	$2,115,000	1,225
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$589,000	976
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,526,000	1,148
Total noninterest expense	$14,765,000	776
Salaries and employee benefits	$9,210,000	721
Premises and equipment expense	$1,572,000	815
Additional noninterest expense	$3,983,000	852
Pre-tax net operating income	$3,346,000	1,415
Securities gains (losses)	$69,000	642
Applicable income taxes	$0	3,901
Income before extraordinary items	$3,415,000	1,253
Extraordinary gains, net	$0	11
Net income	$3,415,000	1,253
Minority interest net income	$0	69
Net income of bank and minority interests.	$3,415,000	1,253
Net charge-offs	$687,000	469
Cash dividends	$1,000,000	1,417
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$3,346,000	1,261
2019-03-31 (YTD Data)		Rank
Total interest income	$11,444,000	742
Total interest expense	$3,191,000	540
Net interest income	$8,253,000	831
Provision for loan and lease losses	$220,000	884
Total noninterest income	$918,000	1,312
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$287,000	995
Trading account gains and fees	NA	NA
Additional Noninterest Income	$631,000	1,251
Total noninterest expense	$7,180,000	790
Salaries and employee benefits	$4,538,000	730
Premises and equipment expense	$763,000	846
Additional noninterest expense	$1,879,000	881
Pre-tax net operating income	$1,771,000	1,333
Securities gains (losses)	$0	1,087
Applicable income taxes	$0	3,800
Income before extraordinary items	$1,771,000	1,199
Extraordinary gains, net	$0	5
Net income	$1,771,000	1,198
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,771,000	1,198
Net charge-offs	$386,000	404
Cash dividends	$1,000,000	809
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$1,771,000	1,175
2018-12-31 (YTD Data)		Rank
Total interest income	$41,329,000	765
Total interest expense	$8,152,000	628
Net interest income	$33,177,000	805
Provision for loan and lease losses	$1,828,000	547
Total noninterest income	$3,899,000	1,292
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$1,169,000	1,016
Trading account gains and fees	$0	126
Additional Noninterest Income	$2,730,000	1,220
Total noninterest expense	$28,482,000	786
Salaries and employee benefits	$17,444,000	727
Premises and equipment expense	$3,130,000	795
Additional noninterest expense	$7,908,000	852
Pre-tax net operating income	$6,766,000	1,389
Securities gains (losses)	$0	1,125
Applicable income taxes	$0	3,978
Income before extraordinary items	$6,766,000	1,249
Extraordinary gains, net	$0	6
Net income	$6,766,000	1,247
Minority interest net income	$0	72
Net income of bank and minority interests.	$6,766,000	1,248
Net charge-offs	$2,516,000	312
Cash dividends	$1,000,000	2,197
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$6,766,000	1,243
2018-09-30 (YTD Data)		Rank
Total interest income	$30,209,000	767
Total interest expense	$5,432,000	652
Net interest income	$24,777,000	799
Provision for loan and lease losses	$343,000	1,465
Total noninterest income	$2,844,000	1,323
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$870,000	1,023
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,974,000	1,269
Total noninterest expense	$21,737,000	772
Salaries and employee benefits	$13,385,000	712
Premises and equipment expense	$2,257,000	833
Additional noninterest expense	$6,095,000	821
Pre-tax net operating income	$5,541,000	1,309
Securities gains (losses)	$0	1,118
Applicable income taxes	$0	4,032
Income before extraordinary items	$5,541,000	1,161
Extraordinary gains, net	$0	5
Net income	$5,541,000	1,160
Minority interest net income	$0	66
Net income of bank and minority interests.	$5,541,000	1,160
Net charge-offs	$454,000	751
Cash dividends	$1,000,000	1,656
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$5,541,000	1,155
2018-06-30 (YTD Data)		Rank
Total interest income	$19,887,000	768
Total interest expense	$3,460,000	639
Net interest income	$16,427,000	794
Provision for loan and lease losses	$440,000	913
Total noninterest income	$1,980,000	1,297
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$585,000	1,014
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,395,000	1,216
Total noninterest expense	$14,242,000	785
Salaries and employee benefits	$8,908,000	719
Premises and equipment expense	$1,463,000	857
Additional noninterest expense	$3,871,000	856
Pre-tax net operating income	$3,725,000	1,286
Securities gains (losses)	$0	961
Applicable income taxes	$0	4,018
Income before extraordinary items	$3,725,000	1,131
Extraordinary gains, net	$0	6
Net income	$3,725,000	1,130
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,725,000	1,130
Net charge-offs	$156,000	1,056
Cash dividends	$1,000,000	1,291
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$3,725,000	1,127
2018-03-31 (YTD Data)		Rank
Total interest income	$9,804,000	768
Total interest expense	$1,664,000	623
Net interest income	$8,140,000	802
Provision for loan and lease losses	$225,000	854
Total noninterest income	$964,000	1,295
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$302,000	984
Trading account gains and fees	$0	123
Additional Noninterest Income	$662,000	1,253
Total noninterest expense	$6,983,000	803
Salaries and employee benefits	$4,403,000	732
Premises and equipment expense	$716,000	879
Additional noninterest expense	$1,864,000	878
Pre-tax net operating income	$1,896,000	1,239
Securities gains (losses)	$0	735
Applicable income taxes	$0	3,948
Income before extraordinary items	$1,896,000	1,094
Extraordinary gains, net	$0	7
Net income	$1,896,000	1,093
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,896,000	1,094
Net charge-offs	$70,000	1,024
Cash dividends	$1,000,000	704
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$1,896,000	1,085
2017-12-31 (YTD Data)		Rank
Total interest income	$40,484,000	708
Total interest expense	$5,704,000	605
Net interest income	$34,780,000	730
Provision for loan and lease losses	$285,000	2,039
Total noninterest income	$3,165,000	1,524
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$1,276,000	952
Trading account gains and fees	$0	151
Additional Noninterest Income	$1,889,000	1,590
Total noninterest expense	$27,936,000	779
Salaries and employee benefits	$16,977,000	725
Premises and equipment expense	$2,750,000	891
Additional noninterest expense	$8,209,000	808
Pre-tax net operating income	$9,724,000	1,010
Securities gains (losses)	$0	2,243
Applicable income taxes	$0	4,135
Income before extraordinary items	$9,724,000	769
Extraordinary gains, net	$0	9
Net income	$9,724,000	769
Minority interest net income	$0	76
Net income of bank and minority interests.	$9,724,000	769
Net charge-offs	$861,000	777
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$9,724,000	761
2017-09-30 (YTD Data)		Rank
Total interest income	$30,425,000	707
Total interest expense	$4,084,000	618
Net interest income	$26,341,000	724
Provision for loan and lease losses	$317,000	1,572
Total noninterest income	$1,888,000	1,785
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$935,000	974
Trading account gains and fees	$0	145
Additional Noninterest Income	$953,000	2,021
Total noninterest expense	$20,859,000	783
Salaries and employee benefits	$12,969,000	713
Premises and equipment expense	$2,014,000	918
Additional noninterest expense	$5,876,000	837
Pre-tax net operating income	$7,053,000	1,060
Securities gains (losses)	$0	2,274
Applicable income taxes	$0	4,172
Income before extraordinary items	$7,053,000	852
Extraordinary gains, net	$0	9
Net income	$7,053,000	852
Minority interest net income	$0	71
Net income of bank and minority interests.	$7,053,000	852
Net charge-offs	$1,012,000	492
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$7,053,000	841
2017-06-30 (YTD Data)		Rank
Total interest income	$20,714,000	693
Total interest expense	$2,533,000	642
Net interest income	$18,181,000	697
Provision for loan and lease losses	$182,000	1,635
Total noninterest income	$2,243,000	1,224
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$609,000	987
Trading account gains and fees	$0	139
Additional Noninterest Income	$1,634,000	1,117
Total noninterest expense	$14,342,000	757
Salaries and employee benefits	$8,790,000	702
Premises and equipment expense	$1,302,000	938
Additional noninterest expense	$4,250,000	777
Pre-tax net operating income	$5,900,000	854
Securities gains (losses)	$0	1,906
Applicable income taxes	$0	4,189
Income before extraordinary items	$5,900,000	685
Extraordinary gains, net	$0	11
Net income	$5,900,000	685
Minority interest net income	$0	71
Net income of bank and minority interests.	$5,900,000	685
Net charge-offs	$634,000	479
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$5,900,000	671
2017-03-31 (YTD Data)		Rank
Total interest income	$11,625,000	595
Total interest expense	$1,180,000	664
Net interest income	$10,445,000	590
Provision for loan and lease losses	$0	3,537
Total noninterest income	$1,094,000	1,239
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$288,000	1,035
Trading account gains and fees	$0	142
Additional Noninterest Income	$806,000	1,114
Total noninterest expense	$7,259,000	759
Salaries and employee benefits	$4,611,000	676
Premises and equipment expense	$642,000	958
Additional noninterest expense	$2,006,000	818
Pre-tax net operating income	$4,280,000	601
Securities gains (losses)	$0	1,153
Applicable income taxes	$0	4,086
Income before extraordinary items	$4,280,000	490
Extraordinary gains, net	$0	8
Net income	$4,280,000	490
Minority interest net income	$0	55
Net income of bank and minority interests.	$4,280,000	490
Net charge-offs	$95,000	959
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$4,280,000	477
2016-12-31 (YTD Data)		Rank
Total interest income	$34,397,000	777
Total interest expense	$3,909,000	756
Net interest income	$30,488,000	787
Provision for loan and lease losses	$479,000	1,527
Total noninterest income	$4,871,000	1,166
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$1,215,000	1,011
Trading account gains and fees	$0	170
Additional Noninterest Income	$3,656,000	1,051
Total noninterest expense	$28,066,000	770
Salaries and employee benefits	$15,754,000	750
Premises and equipment expense	$2,776,000	891
Additional noninterest expense	$9,536,000	709
Pre-tax net operating income	$6,814,000	1,270
Securities gains (losses)	$229,000	799
Applicable income taxes	$0	4,278
Income before extraordinary items	$7,043,000	1,049
Extraordinary gains, net	$0	5
Net income	$7,043,000	1,048
Minority interest net income	$0	82
Net income of bank and minority interests.	$7,043,000	1,048
Net charge-offs	$234,000	1,774
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$6,814,000	1,059
2016-09-30 (YTD Data)		Rank
Total interest income	$23,963,000	835
Total interest expense	$2,777,000	789
Net interest income	$21,186,000	832
Provision for loan and lease losses	$40,000	3,506
Total noninterest income	$3,785,000	1,138
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$916,000	1,003
Trading account gains and fees	$0	169
Additional Noninterest Income	$2,869,000	1,023
Total noninterest expense	$21,379,000	748
Salaries and employee benefits	$11,840,000	745
Premises and equipment expense	$2,056,000	895
Additional noninterest expense	$7,483,000	691
Pre-tax net operating income	$3,552,000	1,713
Securities gains (losses)	$205,000	786
Applicable income taxes	$0	4,325
Income before extraordinary items	$3,757,000	1,410
Extraordinary gains, net	$0	5
Net income	$3,757,000	1,410
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,757,000	1,410
Net charge-offs	$181,000	1,536
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$3,552,000	1,434
2016-06-30 (YTD Data)		Rank
Total interest income	$15,759,000	848
Total interest expense	$1,764,000	828
Net interest income	$13,995,000	837
Provision for loan and lease losses	$135,000	2,026
Total noninterest income	$1,778,000	1,440
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$589,000	1,024
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,189,000	1,383
Total noninterest expense	$13,694,000	776
Salaries and employee benefits	$7,763,000	759
Premises and equipment expense	$1,362,000	899
Additional noninterest expense	$4,569,000	732
Pre-tax net operating income	$1,944,000	1,988
Securities gains (losses)	$4,000	2,523
Applicable income taxes	$0	4,338
Income before extraordinary items	$1,948,000	1,707
Extraordinary gains, net	$0	16
Net income	$1,948,000	1,708
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,948,000	1,708
Net charge-offs	$61,000	2,003
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,944,000	1,656
2016-03-31 (YTD Data)		Rank
Total interest income	$7,862,000	852
Total interest expense	$867,000	834
Net interest income	$6,995,000	839
Provision for loan and lease losses	$85,000	1,669
Total noninterest income	$817,000	1,497
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$278,000	1,075
Trading account gains and fees	$0	142
Additional Noninterest Income	$539,000	1,442
Total noninterest expense	$6,688,000	796
Salaries and employee benefits	$3,868,000	767
Premises and equipment expense	$692,000	900
Additional noninterest expense	$2,128,000	765
Pre-tax net operating income	$1,039,000	1,865
Securities gains (losses)	$4,000	1,767
Applicable income taxes	$0	4,259
Income before extraordinary items	$1,043,000	1,564
Extraordinary gains, net	$0	12
Net income	$1,043,000	1,564
Minority interest net income	$0	62
Net income of bank and minority interests.	$1,043,000	1,565
Net charge-offs	$157,000	772
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,039,000	1,527
2015-12-31 (YTD Data)		Rank
Total interest income	$30,066,000	853
Total interest expense	$2,954,000	954
Net interest income	$27,112,000	839
Provision for loan and lease losses	$2,399,000	387
Total noninterest income	$5,060,000	1,113
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$1,103,000	1,130
Trading account gains and fees	$0	159
Additional Noninterest Income	$3,957,000	966
Total noninterest expense	$25,885,000	801
Salaries and employee benefits	$13,993,000	816
Premises and equipment expense	$2,436,000	989
Additional noninterest expense	$9,456,000	707
Pre-tax net operating income	$3,888,000	1,907
Securities gains (losses)	$0	3,216
Applicable income taxes	$0	4,402
Income before extraordinary items	$3,888,000	1,635
Extraordinary gains, net	$0	23
Net income	$3,888,000	1,637
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,888,000	1,637
Net charge-offs	$943,000	724
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$3,888,000	1,603
2015-09-30 (YTD Data)		Rank
Total interest income	$21,386,000	911
Total interest expense	$2,182,000	978
Net interest income	$19,204,000	894
Provision for loan and lease losses	$1,194,000	510
Total noninterest income	$3,153,000	1,287
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$809,000	1,153
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,344,000	1,149
Total noninterest expense	$19,033,000	820
Salaries and employee benefits	$10,084,000	848
Premises and equipment expense	$1,769,000	1,031
Additional noninterest expense	$7,180,000	702
Pre-tax net operating income	$2,130,000	2,445
Securities gains (losses)	$0	3,031
Applicable income taxes	$0	4,489
Income before extraordinary items	$2,130,000	2,159
Extraordinary gains, net	$0	21
Net income	$2,130,000	2,160
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,130,000	2,160
Net charge-offs	$1,010,000	494
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$2,130,000	2,112
2015-06-30 (YTD Data)		Rank
Total interest income	$13,264,000	990
Total interest expense	$1,390,000	1,027
Net interest income	$11,874,000	972
Provision for loan and lease losses	$520,000	737
Total noninterest income	$2,286,000	1,211
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$492,000	1,224
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,794,000	1,048
Total noninterest expense	$12,858,000	806
Salaries and employee benefits	$6,181,000	920
Premises and equipment expense	$1,095,000	1,103
Additional noninterest expense	$5,582,000	603
Pre-tax net operating income	$782,000	3,462
Securities gains (losses)	$0	2,636
Applicable income taxes	$0	4,497
Income before extraordinary items	$782,000	3,202
Extraordinary gains, net	$0	22
Net income	$782,000	3,202
Minority interest net income	$0	75
Net income of bank and minority interests.	$782,000	3,203
Net charge-offs	$637,000	523
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$782,000	3,140
2015-03-31 (YTD Data)		Rank
Total interest income	$7,348,000	873
Total interest expense	$694,000	1,037
Net interest income	$6,654,000	845
Provision for loan and lease losses	$144,000	1,182
Total noninterest income	$859,000	1,432
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$228,000	1,290
Trading account gains and fees	$0	152
Additional Noninterest Income	$631,000	1,282
Total noninterest expense	$6,850,000	757
Salaries and employee benefits	$3,132,000	912
Premises and equipment expense	$524,000	1,157
Additional noninterest expense	$3,194,000	530
Pre-tax net operating income	$519,000	2,951
Securities gains (losses)	$0	2,027
Applicable income taxes	$0	4,400
Income before extraordinary items	$519,000	2,638
Extraordinary gains, net	$0	13
Net income	$519,000	2,641
Minority interest net income	$0	64
Net income of bank and minority interests.	$519,000	2,641
Net charge-offs	$344,000	488
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$519,000	2,568
2014-12-31 (YTD Data)		Rank
Total interest income	$30,237,000	831
Total interest expense	$2,978,000	1,005
Net interest income	$27,259,000	803
Provision for loan and lease losses	$2,716,000	370
Total noninterest income	$2,922,000	1,607
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$1,034,000	1,250
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,888,000	1,527
Total noninterest expense	$27,226,000	745
Salaries and employee benefits	$12,331,000	892
Premises and equipment expense	$2,150,000	1,110
Additional noninterest expense	$12,745,000	540
Pre-tax net operating income	$239,000	5,594
Securities gains (losses)	$0	3,259
Applicable income taxes	$0	4,531
Income before extraordinary items	$239,000	5,562
Extraordinary gains, net	$0	17
Net income	$239,000	5,561
Minority interest net income	$0	84
Net income of bank and minority interests.	$239,000	5,562
Net charge-offs	$4,018,000	277
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$239,000	5,512
2014-09-30 (YTD Data)		Rank
Total interest income	$24,180,000	780
Total interest expense	$2,257,000	1,003
Net interest income	$21,923,000	754
Provision for loan and lease losses	$1,824,000	376
Total noninterest income	$2,118,000	1,639
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$772,000	1,268
Trading account gains and fees	$0	174
Additional Noninterest Income	$1,346,000	1,583
Total noninterest expense	$22,361,000	681
Salaries and employee benefits	$9,498,000	867
Premises and equipment expense	$1,619,000	1,120
Additional noninterest expense	$11,244,000	460
Pre-tax net operating income	$-144,000	6,283
Securities gains (losses)	$0	2,980
Applicable income taxes	$0	4,583
Income before extraordinary items	$-144,000	6,301
Extraordinary gains, net	$0	15
Net income	$-144,000	6,301
Minority interest net income	$0	81
Net income of bank and minority interests.	$-144,000	6,301
Net charge-offs	$2,159,000	348
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$-144,000	6,294
2014-06-30 (YTD Data)		Rank
Total interest income	$17,880,000	700
Total interest expense	$1,528,000	992
Net interest income	$16,352,000	671
Provision for loan and lease losses	$1,573,000	308
Total noninterest income	$1,341,000	1,673
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$489,000	1,299
Trading account gains and fees	$0	172
Additional Noninterest Income	$852,000	1,626
Total noninterest expense	$15,605,000	660
Salaries and employee benefits	$6,272,000	873
Premises and equipment expense	$1,075,000	1,132
Additional noninterest expense	$8,258,000	420
Pre-tax net operating income	$515,000	4,128
Securities gains (losses)	$0	2,580
Applicable income taxes	$0	4,568
Income before extraordinary items	$515,000	3,898
Extraordinary gains, net	$0	20
Net income	$515,000	3,904
Minority interest net income	$0	80
Net income of bank and minority interests.	$515,000	3,904
Net charge-offs	$940,000	528
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$515,000	3,845
2014-03-31 (YTD Data)		Rank
Total interest income	$11,926,000	516
Total interest expense	$769,000	991
Net interest income	$11,157,000	482
Provision for loan and lease losses	$1,047,000	248
Total noninterest income	$598,000	1,800
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$224,000	1,400
Trading account gains and fees	$0	147
Additional Noninterest Income	$374,000	1,737
Total noninterest expense	$9,243,000	555
Salaries and employee benefits	$3,206,000	865
Premises and equipment expense	$542,000	1,145
Additional noninterest expense	$5,495,000	336
Pre-tax net operating income	$1,465,000	1,275
Securities gains (losses)	$0	1,715
Applicable income taxes	$0	4,445
Income before extraordinary items	$1,465,000	1,073
Extraordinary gains, net	$0	16
Net income	$1,465,000	1,074
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,465,000	1,074
Net charge-offs	$21,000	2,457
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$1,465,000	1,048
2013-12-31 (YTD Data)		Rank
Total interest income	$32,238,000	770
Total interest expense	$3,215,000	1,047
Net interest income	$29,023,000	736
Provision for loan and lease losses	$2,981,000	440
Total noninterest income	$2,755,000	1,723
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$839,000	1,587
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,916,000	1,557
Total noninterest expense	$31,015,000	670
Salaries and employee benefits	$10,591,000	1,016
Premises and equipment expense	$2,415,000	990
Additional noninterest expense	$18,009,000	407
Pre-tax net operating income	$-2,218,000	6,673
Securities gains (losses)	$0	3,182
Applicable income taxes	$0	4,631
Income before extraordinary items	$-2,218,000	6,685
Extraordinary gains, net	$0	29
Net income	$-2,218,000	6,685
Minority interest net income	$0	90
Net income of bank and minority interests.	$-2,218,000	6,685
Net charge-offs	$4,722,000	352
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$-2,218,000	6,675
2013-09-30 (YTD Data)		Rank
Total interest income	$25,449,000	738
Total interest expense	$2,440,000	1,066
Net interest income	$23,009,000	696
Provision for loan and lease losses	$3,326,000	303
Total noninterest income	$1,640,000	2,080
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$595,000	1,653
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,045,000	1,988
Total noninterest expense	$23,236,000	665
Salaries and employee benefits	$7,903,000	1,024
Premises and equipment expense	$1,563,000	1,148
Additional noninterest expense	$13,770,000	405
Pre-tax net operating income	$-1,913,000	6,784
Securities gains (losses)	$0	3,040
Applicable income taxes	$0	4,713
Income before extraordinary items	$-1,913,000	6,791
Extraordinary gains, net	$0	25
Net income	$-1,913,000	6,792
Minority interest net income	$0	84
Net income of bank and minority interests.	$-1,913,000	6,792
Net charge-offs	$4,574,000	289
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$-1,913,000	6,783
2013-06-30 (YTD Data)		Rank
Total interest income	$17,973,000	687
Total interest expense	$1,671,000	1,062
Net interest income	$16,302,000	645
Provision for loan and lease losses	$2,262,000	320
Total noninterest income	$903,000	2,369
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$352,000	1,804
Trading account gains and fees	$0	157
Additional Noninterest Income	$551,000	2,347
Total noninterest expense	$15,923,000	655
Salaries and employee benefits	$5,039,000	1,077
Premises and equipment expense	$1,014,000	1,182
Additional noninterest expense	$9,870,000	381
Pre-tax net operating income	$-980,000	6,787
Securities gains (losses)	$0	2,791
Applicable income taxes	$0	4,679
Income before extraordinary items	$-980,000	6,803
Extraordinary gains, net	$0	22
Net income	$-980,000	6,805
Minority interest net income	$0	82
Net income of bank and minority interests.	$-980,000	6,804
Net charge-offs	$3,796,000	262
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$-980,000	6,794
2013-03-31 (YTD Data)		Rank
Total interest income	$9,335,000	669
Total interest expense	$883,000	1,042
Net interest income	$8,452,000	624
Provision for loan and lease losses	$637,000	576
Total noninterest income	$414,000	2,501
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$163,000	1,904
Trading account gains and fees	$0	148
Additional Noninterest Income	$251,000	2,467
Total noninterest expense	$9,008,000	588
Salaries and employee benefits	$2,521,000	1,082
Premises and equipment expense	$493,000	1,230
Additional noninterest expense	$5,994,000	329
Pre-tax net operating income	$-779,000	6,917
Securities gains (losses)	$0	1,966
Applicable income taxes	$3,000	4,340
Income before extraordinary items	$-782,000	6,920
Extraordinary gains, net	$0	10
Net income	$-782,000	6,921
Minority interest net income	$0	76
Net income of bank and minority interests.	$-782,000	6,921
Net charge-offs	$617,000	667
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$-782,000	6,911
2012-12-31 (YTD Data)		Rank
Total interest income	$42,767,000	607
Total interest expense	$4,544,000	1,002
Net interest income	$38,223,000	569
Provision for loan and lease losses	$15,767,000	199
Total noninterest income	$7,352,000	851
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$567,000	2,247
Trading account gains and fees	$0	166
Additional Noninterest Income	$6,785,000	639
Total noninterest expense	$45,453,000	482
Salaries and employee benefits	$10,845,000	961
Premises and equipment expense	$2,275,000	1,048
Additional noninterest expense	$32,333,000	274
Pre-tax net operating income	$-15,645,000	7,050
Securities gains (losses)	$397,000	1,120
Applicable income taxes	$10,000	4,385
Income before extraordinary items	$-15,258,000	7,044
Extraordinary gains, net	$0	29
Net income	$-15,258,000	7,044
Minority interest net income	$0	93
Net income of bank and minority interests.	$-15,258,000	7,044
Net charge-offs	$11,606,000	281
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$-15,655,000	7,042
2012-09-30 (YTD Data)		Rank
Total interest income	$31,197,000	633
Total interest expense	$3,521,000	1,014
Net interest income	$27,676,000	596
Provision for loan and lease losses	$10,882,000	213
Total noninterest income	$5,513,000	847
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$411,000	2,342
Trading account gains and fees	$0	157
Additional Noninterest Income	$5,102,000	629
Total noninterest expense	$22,786,000	670
Salaries and employee benefits	$8,608,000	912
Premises and equipment expense	$1,722,000	1,040
Additional noninterest expense	$12,456,000	463
Pre-tax net operating income	$-479,000	6,680
Securities gains (losses)	$0	3,575
Applicable income taxes	$6,000	4,487
Income before extraordinary items	$-485,000	6,751
Extraordinary gains, net	$0	20
Net income	$-485,000	6,749
Minority interest net income	$0	86
Net income of bank and minority interests.	$-485,000	6,749
Net charge-offs	$7,368,000	328
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$-485,000	6,692
2012-06-30 (YTD Data)		Rank
Total interest income	$19,862,000	673
Total interest expense	$2,446,000	1,000
Net interest income	$17,416,000	624
Provision for loan and lease losses	$11,356,000	148
Total noninterest income	$3,239,000	923
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$255,000	2,435
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,984,000	696
Total noninterest expense	$12,936,000	776
Salaries and employee benefits	$5,809,000	901
Premises and equipment expense	$1,138,000	1,042
Additional noninterest expense	$5,989,000	600
Pre-tax net operating income	$-3,637,000	7,157
Securities gains (losses)	$0	3,178
Applicable income taxes	$2,000	4,564
Income before extraordinary items	$-3,639,000	7,166
Extraordinary gains, net	$0	19
Net income	$-3,639,000	7,166
Minority interest net income	$0	84
Net income of bank and minority interests.	$-3,639,000	7,166
Net charge-offs	$6,440,000	269
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$-3,639,000	7,161
2012-03-31 (YTD Data)		Rank
Total interest income	$7,044,000	964
Total interest expense	$1,267,000	998
Net interest income	$5,777,000	948
Provision for loan and lease losses	$5,738,000	144
Total noninterest income	$6,987,000	321
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$122,000	2,515
Trading account gains and fees	$0	148
Additional Noninterest Income	$6,865,000	244
Total noninterest expense	$7,085,000	705
Salaries and employee benefits	$2,919,000	888
Premises and equipment expense	$575,000	1,033
Additional noninterest expense	$3,591,000	506
Pre-tax net operating income	$-59,000	6,639
Securities gains (losses)	$0	2,210
Applicable income taxes	$2,000	4,463
Income before extraordinary items	$-61,000	6,738
Extraordinary gains, net	$0	19
Net income	$-61,000	6,740
Minority interest net income	$0	78
Net income of bank and minority interests.	$-61,000	6,740
Net charge-offs	$5,902,000	170
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$-61,000	6,665
2011-12-31 (YTD Data)		Rank
Total interest income	$35,661,000	791
Total interest expense	$5,275,000	1,138
Net interest income	$30,386,000	712
Provision for loan and lease losses	$17,597,000	260
Total noninterest income	$6,650,000	828
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$521,000	2,476
Trading account gains and fees	$0	146
Additional Noninterest Income	$6,129,000	611
Total noninterest expense	$25,705,000	768
Salaries and employee benefits	$10,314,000	951
Premises and equipment expense	$2,293,000	1,085
Additional noninterest expense	$13,098,000	555
Pre-tax net operating income	$-6,266,000	7,117
Securities gains (losses)	$0	3,838
Applicable income taxes	$8,000	4,354
Income before extraordinary items	$-6,274,000	7,123
Extraordinary gains, net	$0	29
Net income	$-6,274,000	7,122
Minority interest net income	$0	96
Net income of bank and minority interests.	$-6,274,000	7,124
Net charge-offs	$13,671,000	342
Cash dividends	$400,000	2,654
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$-6,274,000	7,114
2011-09-30 (YTD Data)		Rank
Total interest income	$29,239,000	731
Total interest expense	$3,983,000	1,176
Net interest income	$25,256,000	641
Provision for loan and lease losses	$7,760,000	397
Total noninterest income	$952,000	2,697
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$397,000	2,463
Trading account gains and fees	$0	145
Additional Noninterest Income	$555,000	2,539
Total noninterest expense	$17,195,000	859
Salaries and employee benefits	$7,773,000	950
Premises and equipment expense	$1,720,000	1,102
Additional noninterest expense	$7,702,000	693
Pre-tax net operating income	$1,253,000	2,920
Securities gains (losses)	$0	3,555
Applicable income taxes	$0	4,740
Income before extraordinary items	$1,253,000	2,643
Extraordinary gains, net	$0	21
Net income	$1,253,000	2,645
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,253,000	2,645
Net charge-offs	$7,798,000	432
Cash dividends	$400,000	2,021
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,253,000	2,548
2011-06-30 (YTD Data)		Rank
Total interest income	$21,176,000	677
Total interest expense	$2,720,000	1,192
Net interest income	$18,456,000	593
Provision for loan and lease losses	$5,265,000	412
Total noninterest income	$585,000	2,836
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$271,000	2,407
Trading account gains and fees	$0	153
Additional Noninterest Income	$314,000	2,803
Total noninterest expense	$11,609,000	861
Salaries and employee benefits	$4,941,000	1,003
Premises and equipment expense	$1,131,000	1,131
Additional noninterest expense	$5,537,000	658
Pre-tax net operating income	$2,167,000	1,347
Securities gains (losses)	$0	2,914
Applicable income taxes	$0	4,697
Income before extraordinary items	$2,167,000	1,142
Extraordinary gains, net	$0	15
Net income	$2,167,000	1,142
Minority interest net income	$0	89
Net income of bank and minority interests.	$2,167,000	1,142
Net charge-offs	$5,035,000	461
Cash dividends	$400,000	1,605
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$2,167,000	1,103
2011-03-31 (YTD Data)		Rank
Total interest income	$12,686,000	560
Total interest expense	$1,369,000	1,227
Net interest income	$11,317,000	486
Provision for loan and lease losses	$3,401,000	331
Total noninterest income	$186,000	3,736
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$144,000	2,264
Trading account gains and fees	$0	158
Additional Noninterest Income	$42,000	4,925
Total noninterest expense	$5,876,000	854
Salaries and employee benefits	$2,286,000	1,109
Premises and equipment expense	$579,000	1,133
Additional noninterest expense	$3,011,000	596
Pre-tax net operating income	$2,226,000	712
Securities gains (losses)	$0	1,772
Applicable income taxes	$2,000	4,282
Income before extraordinary items	$2,224,000	589
Extraordinary gains, net	$0	9
Net income	$2,224,000	588
Minority interest net income	$0	86
Net income of bank and minority interests.	$2,224,000	589
Net charge-offs	$3,136,000	388
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$2,224,000	576
2010-12-31 (YTD Data)		Rank
Total interest income	$12,913,000	2,324
Total interest expense	$3,067,000	2,565
Net interest income	$9,846,000	2,232
Provision for loan and lease losses	$2,229,000	1,937
Total noninterest income	$9,460,000	665
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$273,000	3,822
Trading account gains and fees	$0	175
Additional Noninterest Income	$9,187,000	490
Total noninterest expense	$7,381,000	2,617
Salaries and employee benefits	$3,165,000	2,974
Premises and equipment expense	$827,000	2,914
Additional noninterest expense	$3,389,000	2,056
Pre-tax net operating income	$9,696,000	571
Securities gains (losses)	$0	3,793
Applicable income taxes	$0	4,655
Income before extraordinary items	$9,696,000	475
Extraordinary gains, net	$0	29
Net income	$9,696,000	473
Minority interest net income	$0	111
Net income of bank and minority interests.	$9,696,000	475
Net charge-offs	$92,000	5,482
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$9,696,000	453
2010-09-30 (YTD Data)		Rank
Total interest income	$5,275,000	3,969
Total interest expense	$1,530,000	3,654
Net interest income	$3,745,000	4,013
Provision for loan and lease losses	$439,000	3,768
Total noninterest income	$218,000	5,540
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$134,000	4,695
Trading account gains and fees	$0	165
Additional Noninterest Income	$84,000	5,416
Total noninterest expense	$2,390,000	4,858
Salaries and employee benefits	$1,111,000	5,132
Premises and equipment expense	$339,000	4,515
Additional noninterest expense	$940,000	4,485
Pre-tax net operating income	$1,134,000	2,874
Securities gains (losses)	$0	3,651
Applicable income taxes	$0	4,726
Income before extraordinary items	$1,134,000	2,657
Extraordinary gains, net	$0	23
Net income	$1,134,000	2,655
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,134,000	2,659
Net charge-offs	$1,000	6,616
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,134,000	2,535
2010-06-30 (YTD Data)		Rank
Total interest income	$3,414,000	4,090
Total interest expense	$982,000	3,851
Net interest income	$2,432,000	4,089
Provision for loan and lease losses	$300,000	3,591
Total noninterest income	$132,000	5,697
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$89,000	4,690
Trading account gains and fees	$0	152
Additional Noninterest Income	$43,000	5,756
Total noninterest expense	$1,525,000	5,023
Salaries and employee benefits	$711,000	5,263
Premises and equipment expense	$208,000	4,760
Additional noninterest expense	$606,000	4,565
Pre-tax net operating income	$739,000	2,933
Securities gains (losses)	$0	3,184
Applicable income taxes	$0	4,691
Income before extraordinary items	$739,000	2,659
Extraordinary gains, net	$0	19
Net income	$739,000	2,654
Minority interest net income	$0	105
Net income of bank and minority interests.	$739,000	2,658
Net charge-offs	$2,000	6,208
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$739,000	2,555
2010-03-31 (YTD Data)		Rank
Total interest income	$1,651,000	4,235
Total interest expense	$477,000	4,060
Net interest income	$1,174,000	4,224
Provision for loan and lease losses	$125,000	3,660
Total noninterest income	$55,000	5,999
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$40,000	4,876
Trading account gains and fees	$0	175
Additional Noninterest Income	$15,000	6,257
Total noninterest expense	$745,000	5,132
Salaries and employee benefits	$350,000	5,365
Premises and equipment expense	$106,000	4,797
Additional noninterest expense	$289,000	4,699
Pre-tax net operating income	$359,000	3,027
Securities gains (losses)	$0	2,284
Applicable income taxes	$0	4,611
Income before extraordinary items	$359,000	2,765
Extraordinary gains, net	$0	16
Net income	$359,000	2,762
Minority interest net income	$0	91
Net income of bank and minority interests.	$359,000	2,765
Net charge-offs	$0	5,610
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$359,000	2,652
2009-12-31 (YTD Data)		Rank
Total interest income	$6,027,000	4,606
Total interest expense	$1,901,000	4,601
Net interest income	$4,126,000	4,491
Provision for loan and lease losses	$615,000	4,219
Total noninterest income	$202,000	6,213
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$144,000	5,222
Trading account gains and fees	$0	211
Additional Noninterest Income	$58,000	6,221
Total noninterest expense	$2,802,000	5,371
Salaries and employee benefits	$1,297,000	5,613
Premises and equipment expense	$429,000	4,804
Additional noninterest expense	$1,076,000	5,033
Pre-tax net operating income	$911,000	3,133
Securities gains (losses)	$0	3,754
Applicable income taxes	$2,000	4,160
Income before extraordinary items	$909,000	2,932
Extraordinary gains, net	$0	34
Net income	$909,000	2,931
Minority interest net income	$0	115
Net income of bank and minority interests.	$909,000	2,932
Net charge-offs	$2,000	7,148
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$909,000	2,874
2009-09-30 (YTD Data)		Rank
Total interest income	$4,349,000	4,776
Total interest expense	$1,395,000	4,788
Net interest income	$2,954,000	4,631
Provision for loan and lease losses	$450,000	3,968
Total noninterest income	$206,000	5,824
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$98,000	5,393
Trading account gains and fees	$0	212
Additional Noninterest Income	$108,000	5,272
Total noninterest expense	$2,015,000	5,498
Salaries and employee benefits	$906,000	5,852
Premises and equipment expense	$316,000	4,898
Additional noninterest expense	$793,000	5,082
Pre-tax net operating income	$695,000	3,348
Securities gains (losses)	$0	3,497
Applicable income taxes	$2,000	4,371
Income before extraordinary items	$693,000	3,138
Extraordinary gains, net	$0	27
Net income	$693,000	3,137
Minority interest net income	$0	118
Net income of bank and minority interests.	$693,000	3,139
Net charge-offs	$1,000	6,910
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$693,000	3,057
2009-06-30 (YTD Data)		Rank
Total interest income	$2,794,000	4,921
Total interest expense	$888,000	5,021
Net interest income	$1,906,000	4,719
Provision for loan and lease losses	$251,000	3,987
Total noninterest income	$129,000	5,980
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$57,000	5,605
Trading account gains and fees	$0	193
Additional Noninterest Income	$72,000	5,325
Total noninterest expense	$1,309,000	5,621
Salaries and employee benefits	$595,000	5,940
Premises and equipment expense	$190,000	5,211
Additional noninterest expense	$524,000	5,117
Pre-tax net operating income	$475,000	3,388
Securities gains (losses)	$4,000	2,814
Applicable income taxes	$2,000	4,423
Income before extraordinary items	$477,000	3,178
Extraordinary gains, net	$0	21
Net income	$477,000	3,176
Minority interest net income	$0	112
Net income of bank and minority interests.	$477,000	3,177
Net charge-offs	$1,000	6,525
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$473,000	3,085
2009-03-31 (YTD Data)		Rank
Total interest income	$1,351,000	5,039
Total interest expense	$420,000	5,266
Net interest income	$931,000	4,783
Provision for loan and lease losses	$166,000	3,092
Total noninterest income	$75,000	5,695
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$29,000	5,556
Trading account gains and fees	$0	171
Additional Noninterest Income	$46,000	4,978
Total noninterest expense	$666,000	5,519
Salaries and employee benefits	$319,000	5,824
Premises and equipment expense	$96,000	5,219
Additional noninterest expense	$251,000	4,944
Pre-tax net operating income	$174,000	4,266
Securities gains (losses)	$2,000	2,230
Applicable income taxes	$1,000	4,679
Income before extraordinary items	$175,000	4,086
Extraordinary gains, net	$0	15
Net income	$175,000	4,089
Minority interest net income	$0	102
Net income of bank and minority interests.	$175,000	4,089
Net charge-offs	$1,000	5,564
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$173,020	3,958
2008-12-31 (YTD Data)		Rank
Total interest income	$4,411,000	5,793
Total interest expense	$1,754,000	5,634
Net interest income	$2,657,000	5,753
Provision for loan and lease losses	$634,000	3,412
Total noninterest income	$248,000	6,146
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$157,000	5,226
Trading account gains and fees	$0	154
Additional Noninterest Income	$91,000	6,047
Total noninterest expense	$2,055,000	6,166
Salaries and employee benefits	$1,060,000	6,292
Premises and equipment expense	$273,000	6,029
Additional noninterest expense	$722,000	5,730
Pre-tax net operating income	$216,000	5,706
Securities gains (losses)	$7,000	2,644
Applicable income taxes	$3,000	4,759
Income before extraordinary items	$220,000	5,402
Extraordinary gains, net	$0	39
Net income	$220,000	5,400
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$85,000	5,167
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$213,070	5,591
2008-09-30 (YTD Data)		Rank
Total interest income	$3,168,000	5,955
Total interest expense	$1,322,000	5,726
Net interest income	$1,846,000	5,990
Provision for loan and lease losses	$437,000	2,954
Total noninterest income	$194,000	6,181
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$124,000	5,176
Trading account gains and fees	$0	148
Additional Noninterest Income	$70,000	6,140
Total noninterest expense	$1,519,000	6,195
Salaries and employee benefits	$823,000	6,219
Premises and equipment expense	$183,000	6,316
Additional noninterest expense	$513,000	5,835
Pre-tax net operating income	$84,000	6,458
Securities gains (losses)	$6,000	2,568
Applicable income taxes	$2,000	5,168
Income before extraordinary items	$88,000	6,236
Extraordinary gains, net	$0	31
Net income	$88,000	6,236
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,534
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$82,120	6,413
2008-06-30 (YTD Data)		Rank
Total interest income	$1,973,000	6,173
Total interest expense	$871,000	5,901
Net interest income	$1,102,000	6,255
Provision for loan and lease losses	$413,000	2,130
Total noninterest income	$108,000	6,548
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$88,000	5,077
Trading account gains and fees	$0	149
Additional Noninterest Income	$20,000	7,196
Total noninterest expense	$1,018,000	6,231
Salaries and employee benefits	$564,000	6,209
Premises and equipment expense	$121,000	6,359
Additional noninterest expense	$333,000	5,895
Pre-tax net operating income	$-221,000	7,348
Securities gains (losses)	$4,000	2,798
Applicable income taxes	$1,000	5,487
Income before extraordinary items	$-218,000	7,428
Extraordinary gains, net	$0	21
Net income	$-218,000	7,428
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	5,377
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$-222,000	7,416
2008-03-31 (YTD Data)		Rank
Total interest income	$899,000	6,465
Total interest expense	$440,000	6,054
Net interest income	$459,000	6,705
Provision for loan and lease losses	$74,000	3,255
Total noninterest income	$70,000	6,116
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$46,000	4,958
Trading account gains and fees	$0	158
Additional Noninterest Income	$24,000	6,230
Total noninterest expense	$590,000	5,854
Salaries and employee benefits	$329,000	5,829
Premises and equipment expense	$68,000	6,121
Additional noninterest expense	$193,000	5,479
Pre-tax net operating income	$-135,000	7,642
Securities gains (losses)	$2,000	2,447
Applicable income taxes	$0	5,622
Income before extraordinary items	$-133,000	7,725
Extraordinary gains, net	$0	15
Net income	$-133,000	7,724
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,009
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$-135,000	7,692
2007-12-31 (YTD Data)		Rank
Total interest income	$2,370,000	7,297
Total interest expense	$1,023,000	7,134
Net interest income	$1,347,000	7,322
Provision for loan and lease losses	$155,000	4,277
Total noninterest income	$253,000	6,372
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$179,000	5,119
Trading account gains and fees	$0	178
Additional Noninterest Income	$74,000	6,637
Total noninterest expense	$1,970,000	6,256
Salaries and employee benefits	$888,000	6,743
Premises and equipment expense	$248,000	6,277
Additional noninterest expense	$834,000	5,212
Pre-tax net operating income	$-525,000	7,832
Securities gains (losses)	$20,000	1,106
Applicable income taxes	$3,000	5,864
Income before extraordinary items	$-508,000	7,886
Extraordinary gains, net	$0	39
Net income	$-508,000	7,885
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$43,000	4,829
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$-528,000	7,887
2007-09-30 (YTD Data)		Rank
Total interest income	$1,635,000	7,468
Total interest expense	$684,000	7,332
Net interest income	$951,000	7,467
Provision for loan and lease losses	$12,000	6,108
Total noninterest income	$180,000	6,508
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$130,000	5,196
Trading account gains and fees	$0	184
Additional Noninterest Income	$50,000	6,789
Total noninterest expense	$1,300,000	6,564
Salaries and employee benefits	$609,000	6,918
Premises and equipment expense	$176,000	6,396
Additional noninterest expense	$515,000	5,732
Pre-tax net operating income	$-181,000	7,878
Securities gains (losses)	$18,000	854
Applicable income taxes	$3,000	5,991
Income before extraordinary items	$-166,000	7,912
Extraordinary gains, net	$0	33
Net income	$-166,000	7,908
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,076
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$-184,000	7,911
2007-06-30 (YTD Data)		Rank
Total interest income	$1,024,000	7,601
Total interest expense	$422,000	7,480
Net interest income	$602,000	7,596
Provision for loan and lease losses	$9,000	5,815
Total noninterest income	$115,000	6,601
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$84,000	5,265
Trading account gains and fees	$0	168
Additional Noninterest Income	$31,000	6,942
Total noninterest expense	$777,000	6,872
Salaries and employee benefits	$352,000	7,270
Premises and equipment expense	$102,000	6,740
Additional noninterest expense	$323,000	5,917
Pre-tax net operating income	$-69,000	7,923
Securities gains (losses)	$15,000	765
Applicable income taxes	$3,000	6,009
Income before extraordinary items	$-57,000	7,923
Extraordinary gains, net	$0	29
Net income	$-57,000	7,922
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,517
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$-72,000	7,938
2007-03-31 (YTD Data)		Rank
Total interest income	$429,000	7,902
Total interest expense	$173,000	7,766
Net interest income	$256,000	7,879
Provision for loan and lease losses	$4,000	5,479
Total noninterest income	$37,000	7,221
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$31,000	5,740
Trading account gains and fees	$0	195
Additional Noninterest Income	$6,000	7,790
Total noninterest expense	$314,000	7,337
Salaries and employee benefits	$138,000	7,746
Premises and equipment expense	$47,000	6,906
Additional noninterest expense	$129,000	6,505
Pre-tax net operating income	$-25,000	7,966
Securities gains (losses)	$-2,000	8,059
Applicable income taxes	$2,000	5,948
Income before extraordinary items	$-29,000	7,998
Extraordinary gains, net	$0	22
Net income	$-29,000	7,997
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,509
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$-27,000	7,970
2006-12-31 (YTD Data)		Rank
Total interest income	$2,118,000	7,444
Total interest expense	$785,000	7,357
Net interest income	$1,333,000	7,399
Provision for loan and lease losses	$10,000	6,573
Total noninterest income	$199,000	6,929
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$168,000	5,323
Trading account gains and fees	$0	130
Additional Noninterest Income	$31,000	7,671
Total noninterest expense	$1,155,000	7,471
Salaries and employee benefits	$605,000	7,581
Premises and equipment expense	$126,000	7,540
Additional noninterest expense	$424,000	6,951
Pre-tax net operating income	$367,000	6,887
Securities gains (losses)	$-47,000	7,924
Applicable income taxes	$10,000	6,155
Income before extraordinary items	$310,000	6,872
Extraordinary gains, net	$0	51
Net income	$310,000	6,873
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,377
Cash dividends	$341,000	4,318
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$355,590	6,701
2006-09-30 (YTD Data)		Rank
Total interest income	$1,600,000	7,485
Total interest expense	$581,000	7,367
Net interest income	$1,019,000	7,436
Provision for loan and lease losses	$8,000	6,450
Total noninterest income	$142,000	7,055
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$125,000	5,396
Trading account gains and fees	$0	126
Additional Noninterest Income	$17,000	7,944
Total noninterest expense	$775,000	7,660
Salaries and employee benefits	$376,000	7,861
Premises and equipment expense	$88,000	7,627
Additional noninterest expense	$311,000	7,019
Pre-tax net operating income	$378,000	6,701
Securities gains (losses)	$0	1,388
Applicable income taxes	$7,000	6,326
Income before extraordinary items	$371,000	6,378
Extraordinary gains, net	$0	45
Net income	$371,000	6,379
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,858
Cash dividends	$261,000	3,850
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$371,000	6,380
2006-06-30 (YTD Data)		Rank
Total interest income	$1,065,000	7,497
Total interest expense	$384,000	7,346
Net interest income	$681,000	7,477
Provision for loan and lease losses	$5,000	6,229
Total noninterest income	$93,000	7,104
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$81,000	5,450
Trading account gains and fees	$0	126
Additional Noninterest Income	$12,000	7,965
Total noninterest expense	$490,000	7,775
Salaries and employee benefits	$236,000	7,983
Premises and equipment expense	$58,000	7,664
Additional noninterest expense	$196,000	7,137
Pre-tax net operating income	$279,000	6,591
Securities gains (losses)	$0	1,185
Applicable income taxes	$4,000	6,395
Income before extraordinary items	$275,000	6,187
Extraordinary gains, net	$0	39
Net income	$275,000	6,187
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,361
Cash dividends	$181,000	3,812
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$275,000	6,193
2006-03-31 (YTD Data)		Rank
Total interest income	$526,000	7,508
Total interest expense	$191,000	7,310
Net interest income	$335,000	7,524
Provision for loan and lease losses	$3,000	5,795
Total noninterest income	$48,000	7,014
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$39,000	5,460
Trading account gains and fees	$0	115
Additional Noninterest Income	$9,000	7,631
Total noninterest expense	$237,000	7,827
Salaries and employee benefits	$119,000	7,994
Premises and equipment expense	$28,000	7,712
Additional noninterest expense	$90,000	7,293
Pre-tax net operating income	$143,000	6,508
Securities gains (losses)	$0	955
Applicable income taxes	$1,000	6,453
Income before extraordinary items	$142,000	6,078
Extraordinary gains, net	$0	21
Net income	$142,000	6,078
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,399
Cash dividends	$80,000	3,286
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$142,000	6,075
2005-12-31 (YTD Data)		Rank
Total interest income	$2,026,000	7,429
Total interest expense	$581,000	7,372
Net interest income	$1,445,000	7,374
Provision for loan and lease losses	$17,000	6,588
Total noninterest income	$217,000	6,938
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$162,000	5,470
Trading account gains and fees	$0	138
Additional Noninterest Income	$55,000	7,265
Total noninterest expense	$1,196,000	7,406
Salaries and employee benefits	$620,000	7,554
Premises and equipment expense	$123,000	7,613
Additional noninterest expense	$453,000	6,824
Pre-tax net operating income	$449,000	6,899
Securities gains (losses)	$0	2,296
Applicable income taxes	$-34,000	8,533
Income before extraordinary items	$483,000	6,435
Extraordinary gains, net	$0	46
Net income	$483,000	6,439
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,618
Cash dividends	$540,000	3,510
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$483,000	6,406
2005-09-30 (YTD Data)		Rank
Total interest income	$1,497,000	7,466
Total interest expense	$421,000	7,387
Net interest income	$1,076,000	7,421
Provision for loan and lease losses	$15,000	6,317
Total noninterest income	$154,000	7,050
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$116,000	5,590
Trading account gains and fees	$0	126
Additional Noninterest Income	$38,000	7,396
Total noninterest expense	$851,000	7,501
Salaries and employee benefits	$466,000	7,521
Premises and equipment expense	$85,000	7,719
Additional noninterest expense	$300,000	7,100
Pre-tax net operating income	$364,000	6,930
Securities gains (losses)	$0	2,317
Applicable income taxes	$17,000	6,363
Income before extraordinary items	$347,000	6,667
Extraordinary gains, net	$0	35
Net income	$347,000	6,666
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	5,995
Cash dividends	$540,000	2,673
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$347,000	6,623
2005-06-30 (YTD Data)		Rank
Total interest income	$990,000	7,472
Total interest expense	$260,000	7,443
Net interest income	$730,000	7,397
Provision for loan and lease losses	$11,000	6,083
Total noninterest income	$97,000	7,114
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$70,000	5,724
Trading account gains and fees	$0	116
Additional Noninterest Income	$27,000	7,318
Total noninterest expense	$576,000	7,482
Salaries and employee benefits	$310,000	7,537
Premises and equipment expense	$57,000	7,706
Additional noninterest expense	$209,000	6,989
Pre-tax net operating income	$240,000	6,970
Securities gains (losses)	$0	2,146
Applicable income taxes	$12,000	6,334
Income before extraordinary items	$228,000	6,686
Extraordinary gains, net	$0	30
Net income	$228,000	6,687
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	5,447
Cash dividends	$305,000	2,904
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$228,000	6,635
2005-03-31 (YTD Data)		Rank
Total interest income	$486,000	7,543
Total interest expense	$125,000	7,496
Net interest income	$361,000	7,471
Provision for loan and lease losses	$5,000	5,826
Total noninterest income	$38,000	7,492
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$35,000	5,695
Trading account gains and fees	$0	115
Additional Noninterest Income	$3,000	8,454
Total noninterest expense	$287,000	7,551
Salaries and employee benefits	$151,000	7,645
Premises and equipment expense	$31,000	7,653
Additional noninterest expense	$105,000	7,023
Pre-tax net operating income	$107,000	7,119
Securities gains (losses)	$0	1,685
Applicable income taxes	$5,000	6,381
Income before extraordinary items	$102,000	6,865
Extraordinary gains, net	$0	24
Net income	$102,000	6,867
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,728
Cash dividends	$80,000	3,120
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$102,000	6,832
2004-12-31 (YTD Data)		Rank
Total interest income	$1,902,000	7,479
Total interest expense	$465,000	7,433
Net interest income	$1,437,000	7,408
Provision for loan and lease losses	$5,000	7,179
Total noninterest income	$228,000	6,939
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$128,000	6,072
Trading account gains and fees	$0	138
Additional Noninterest Income	$100,000	6,428
Total noninterest expense	$1,070,000	7,672
Salaries and employee benefits	$592,000	7,690
Premises and equipment expense	$114,000	7,790
Additional noninterest expense	$364,000	7,325
Pre-tax net operating income	$590,000	6,416
Securities gains (losses)	$0	3,819
Applicable income taxes	$28,000	6,390
Income before extraordinary items	$562,000	6,103
Extraordinary gains, net	$0	34
Net income	$562,000	6,107
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	6,654
Cash dividends	$303,000	4,311
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$562,000	6,032
2004-09-30 (YTD Data)		Rank
Total interest income	$1,409,000	7,539
Total interest expense	$347,000	7,468
Net interest income	$1,062,000	7,450
Provision for loan and lease losses	$2,000	7,053
Total noninterest income	$181,000	6,873
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$95,000	6,138
Trading account gains and fees	$0	134
Additional Noninterest Income	$86,000	6,193
Total noninterest expense	$800,000	7,643
Salaries and employee benefits	$440,000	7,667
Premises and equipment expense	$83,000	7,829
Additional noninterest expense	$277,000	7,275
Pre-tax net operating income	$441,000	6,574
Securities gains (losses)	$0	3,710
Applicable income taxes	$19,000	6,539
Income before extraordinary items	$422,000	6,188
Extraordinary gains, net	$0	26
Net income	$422,000	6,188
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	6,223
Cash dividends	$303,000	3,411
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$422,000	6,121
2004-06-30 (YTD Data)		Rank
Total interest income	$940,000	7,576
Total interest expense	$234,000	7,523
Net interest income	$706,000	7,486
Provision for loan and lease losses	$0	6,885
Total noninterest income	$135,000	6,682
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$64,000	6,133
Trading account gains and fees	$0	130
Additional Noninterest Income	$71,000	5,821
Total noninterest expense	$531,000	7,704
Salaries and employee benefits	$292,000	7,730
Premises and equipment expense	$58,000	7,798
Additional noninterest expense	$181,000	7,359
Pre-tax net operating income	$310,000	6,444
Securities gains (losses)	$0	3,413
Applicable income taxes	$14,000	6,499
Income before extraordinary items	$296,000	6,067
Extraordinary gains, net	$0	21
Net income	$296,000	6,068
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	5,680
Cash dividends	$223,000	3,317
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$296,000	5,992
2004-03-31 (YTD Data)		Rank
Total interest income	$467,000	7,640
Total interest expense	$118,000	7,567
Net interest income	$349,000	7,552
Provision for loan and lease losses	$0	6,501
Total noninterest income	$46,000	7,355
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$29,000	6,251
Trading account gains and fees	$0	121
Additional Noninterest Income	$17,000	7,062
Total noninterest expense	$267,000	7,743
Salaries and employee benefits	$146,000	7,753
Premises and equipment expense	$30,000	7,774
Additional noninterest expense	$91,000	7,355
Pre-tax net operating income	$128,000	6,754
Securities gains (losses)	$0	2,934
Applicable income taxes	$6,000	6,520
Income before extraordinary items	$122,000	6,479
Extraordinary gains, net	$0	16
Net income	$122,000	6,478
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	4,591
Cash dividends	$88,000	3,023
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$122,000	6,363
2003-12-31 (YTD Data)		Rank
Total interest income	$1,740,000	7,834
Total interest expense	$556,000	7,546
Net interest income	$1,184,000	7,838
Provision for loan and lease losses	$8,000	7,438
Total noninterest income	$170,000	7,611
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$125,000	6,206
Trading account gains and fees	$0	160
Additional Noninterest Income	$45,000	7,676
Total noninterest expense	$929,000	8,023
Salaries and employee benefits	$506,000	8,061
Premises and equipment expense	$122,000	7,784
Additional noninterest expense	$301,000	7,752
Pre-tax net operating income	$417,000	6,963
Securities gains (losses)	$0	4,500
Applicable income taxes	$16,000	6,881
Income before extraordinary items	$401,000	6,811
Extraordinary gains, net	$0	54
Net income	$401,000	6,815
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	6,545
Cash dividends	$283,000	4,471
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$401,000	6,652
2003-09-30 (YTD Data)		Rank
Total interest income	$1,283,000	7,948
Total interest expense	$427,000	7,655
Net interest income	$856,000	7,967
Provision for loan and lease losses	$6,000	7,313
Total noninterest income	$127,000	7,673
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$92,000	6,274
Trading account gains and fees	$0	153
Additional Noninterest Income	$35,000	7,674
Total noninterest expense	$697,000	8,028
Salaries and employee benefits	$390,000	7,984
Premises and equipment expense	$86,000	7,896
Additional noninterest expense	$221,000	7,813
Pre-tax net operating income	$280,000	7,282
Securities gains (losses)	$0	4,204
Applicable income taxes	$10,000	7,078
Income before extraordinary items	$270,000	7,115
Extraordinary gains, net	$0	40
Net income	$270,000	7,116
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	6,281
Cash dividends	$283,000	3,586
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$270,000	6,953
2003-06-30 (YTD Data)		Rank
Total interest income	$880,000	7,956
Total interest expense	$291,000	7,731
Net interest income	$589,000	7,934
Provision for loan and lease losses	$4,000	7,175
Total noninterest income	$83,000	7,712
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$60,000	6,305
Trading account gains and fees	$0	150
Additional Noninterest Income	$23,000	7,664
Total noninterest expense	$479,000	7,980
Salaries and employee benefits	$271,000	7,922
Premises and equipment expense	$58,000	7,874
Additional noninterest expense	$150,000	7,776
Pre-tax net operating income	$189,000	7,295
Securities gains (losses)	$0	3,782
Applicable income taxes	$6,000	7,135
Income before extraordinary items	$183,000	7,133
Extraordinary gains, net	$0	30
Net income	$183,000	7,135
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,535
Cash dividends	$225,000	3,298
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$183,000	6,945
2003-03-31 (YTD Data)		Rank
Total interest income	$461,000	7,911
Total interest expense	$150,000	7,759
Net interest income	$311,000	7,857
Provision for loan and lease losses	$2,000	6,798
Total noninterest income	$47,000	7,471
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$22,000	6,745
Trading account gains and fees	$0	134
Additional Noninterest Income	$25,000	6,569
Total noninterest expense	$252,000	7,911
Salaries and employee benefits	$143,000	7,841
Premises and equipment expense	$29,000	7,902
Additional noninterest expense	$80,000	7,665
Pre-tax net operating income	$104,000	7,126
Securities gains (losses)	$0	2,891
Applicable income taxes	$3,000	7,063
Income before extraordinary items	$101,000	6,878
Extraordinary gains, net	$0	21
Net income	$101,000	6,880
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,539
Cash dividends	$45,000	3,495
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$101,000	6,714
2002-12-31 (YTD Data)		Rank
Total interest income	$2,111,000	7,731
Total interest expense	$732,000	7,718
Net interest income	$1,379,000	7,625
Provision for loan and lease losses	$18,000	7,572
Total noninterest income	$167,000	7,649
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$116,000	6,311
Trading account gains and fees	$0	153
Additional Noninterest Income	$51,000	7,577
Total noninterest expense	$970,000	7,991
Salaries and employee benefits	$569,000	7,850
Premises and equipment expense	$108,000	8,064
Additional noninterest expense	$293,000	7,858
Pre-tax net operating income	$558,000	6,554
Securities gains (losses)	$0	4,537
Applicable income taxes	$24,000	6,951
Income before extraordinary items	$534,000	6,246
Extraordinary gains, net	$0	70
Net income	$534,000	6,245
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	7,261
Cash dividends	$419,000	3,755
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$534,000	6,096
2001-12-31 (YTD Data)		Rank
Total interest income	$2,308,000	7,944
Total interest expense	$1,034,000	7,955
Net interest income	$1,274,000	7,735
Provision for loan and lease losses	$23,000	7,499
Total noninterest income	$161,000	7,736
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$114,000	6,337
Trading account gains and fees	$0	177
Additional Noninterest Income	$47,000	7,763
Total noninterest expense	$958,000	8,075
Salaries and employee benefits	$562,000	7,844
Premises and equipment expense	$92,000	8,424
Additional noninterest expense	$304,000	7,827
Pre-tax net operating income	$454,000	6,739
Securities gains (losses)	$0	4,612
Applicable income taxes	$24,000	7,209
Income before extraordinary items	$430,000	6,399
Extraordinary gains, net	$0	105
Net income	$430,000	6,402
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	8,710
Cash dividends	$369,000	4,048
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$430,000	6,277
2000-12-31 (YTD Data)		Rank
Total interest income	$2,340,000	8,081
Total interest expense	$1,030,000	8,161
Net interest income	$1,310,000	7,843
Provision for loan and lease losses	$24,000	7,446
Total noninterest income	$139,000	8,053
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$102,000	6,526
Trading account gains and fees	NA	NA
Additional Noninterest Income	$37,000	8,273
Total noninterest expense	$923,000	8,241
Salaries and employee benefits	$543,000	8,018
Premises and equipment expense	$106,000	8,342
Additional noninterest expense	$274,000	8,156
Pre-tax net operating income	$502,000	6,988
Securities gains (losses)	$-3,000	7,730
Applicable income taxes	$25,000	7,722
Income before extraordinary items	$474,000	6,461
Extraordinary gains, net	$0	38
Net income	$474,000	6,460
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,622
Cash dividends	$575,000	3,305
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$476,850	6,462
1999-12-31 (YTD Data)		Rank
Total interest income	$2,147,000	8,336
Total interest expense	$939,000	8,343
Net interest income	$1,208,000	8,173
Provision for loan and lease losses	$21,000	7,629
Total noninterest income	$150,000	8,102
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$107,000	6,576
Trading account gains and fees	NA	NA
Additional Noninterest Income	$43,000	8,297
Total noninterest expense	$865,000	8,551
Salaries and employee benefits	$495,000	8,366
Premises and equipment expense	$97,000	8,686
Additional noninterest expense	$273,000	8,356
Pre-tax net operating income	$472,000	7,269
Securities gains (losses)	$0	3,155
Applicable income taxes	$55,000	7,567
Income before extraordinary items	$417,000	6,891
Extraordinary gains, net	$0	35
Net income	$417,000	6,891
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	6,980
Cash dividends	$129,000	5,828
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$417,000	6,867
1998-12-31 (YTD Data)		Rank
Total interest income	$2,108,000	8,547
Total interest expense	$957,000	8,536
Net interest income	$1,151,000	8,450
Provision for loan and lease losses	$6,000	8,399
Total noninterest income	$156,000	8,145
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$101,000	6,836
Trading account gains and fees	NA	NA
Additional Noninterest Income	$55,000	7,990
Total noninterest expense	$719,000	9,050
Salaries and employee benefits	$426,000	8,802
Premises and equipment expense	$76,000	9,240
Additional noninterest expense	$217,000	8,938
Pre-tax net operating income	$582,000	7,011
Securities gains (losses)	$0	4,449
Applicable income taxes	$171,000	6,570
Income before extraordinary items	$411,000	7,143
Extraordinary gains, net	$0	32
Net income	$411,000	7,141
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	9,100
Cash dividends	$113,000	6,136
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$411,000	7,052
1997-12-31 (YTD Data)		Rank
Total interest income	$2,032,000	8,975
Total interest expense	$916,000	8,912
Net interest income	$1,116,000	8,900
Provision for loan and lease losses	$10,000	8,395
Total noninterest income	$108,000	9,266
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$73,000	7,812
Trading account gains and fees	NA	NA
Additional Noninterest Income	$35,000	9,104
Total noninterest expense	$650,000	9,554
Salaries and employee benefits	$397,000	9,276
Premises and equipment expense	$66,000	9,815
Additional noninterest expense	$187,000	9,572
Pre-tax net operating income	$564,000	7,587
Securities gains (losses)	$0	3,944
Applicable income taxes	$173,000	7,274
Income before extraordinary items	$391,000	7,707
Extraordinary gains, net	$0	44
Net income	$391,000	7,710
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,513
Cash dividends	$111,000	6,345
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$391,000	7,648
1996-12-31 (YTD Data)		Rank
Total interest income	$1,935,000	9,464
Total interest expense	$890,000	9,359
Net interest income	$1,045,000	9,430
Provision for loan and lease losses	$11,000	8,496
Total noninterest income	$107,000	9,768
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$81,000	7,959
Trading account gains and fees	NA	NA
Additional Noninterest Income	$26,000	10,065
Total noninterest expense	$671,000	9,909
Salaries and employee benefits	$413,000	9,518
Premises and equipment expense	$71,000	10,045
Additional noninterest expense	$187,000	10,089
Pre-tax net operating income	$470,000	8,115
Securities gains (losses)	$0	4,148
Applicable income taxes	$141,000	8,010
Income before extraordinary items	$329,000	8,178
Extraordinary gains, net	$0	53
Net income	$329,000	8,177
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	8,441
Cash dividends	$111,000	6,510
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$329,000	8,118
1995-12-31 (YTD Data)		Rank
Total interest income	$1,803,000	10,030
Total interest expense	$849,000	9,793
Net interest income	$954,000	10,067
Provision for loan and lease losses	$18,000	7,795
Total noninterest income	$87,000	10,576
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$70,000	8,614
Trading account gains and fees	NA	NA
Additional Noninterest Income	$17,000	11,076
Total noninterest expense	$645,000	10,388
Salaries and employee benefits	$373,000	10,144
Premises and equipment expense	$99,000	9,652
Additional noninterest expense	$173,000	10,785
Pre-tax net operating income	$378,000	9,210
Securities gains (losses)	$0	3,831
Applicable income taxes	$105,000	9,072
Income before extraordinary items	$273,000	9,201
Extraordinary gains, net	$0	65
Net income	$273,000	9,205
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,856
Cash dividends	$93,000	6,962
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$273,000	9,166
1994-12-31 (YTD Data)		Rank
Total interest income	$1,649,000	10,439
Total interest expense	$695,000	10,120
Net interest income	$954,000	10,539
Provision for loan and lease losses	$0	9,146
Total noninterest income	$83,000	11,175
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$59,000	9,379
Trading account gains and fees	NA	NA
Additional Noninterest Income	$24,000	11,176
Total noninterest expense	$645,000	10,927
Salaries and employee benefits	$373,000	10,519
Premises and equipment expense	$80,000	10,655
Additional noninterest expense	$192,000	11,243
Pre-tax net operating income	$392,000	9,425
Securities gains (losses)	$0	3,600
Applicable income taxes	$106,000	9,219
Income before extraordinary items	$286,000	9,293
Extraordinary gains, net	$0	249
Net income	$286,000	9,302
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-5,000	10,447
Cash dividends	$126,000	6,439
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$286,000	9,354
1993-12-31 (YTD Data)		Rank
Total interest income	$1,629,000	10,948
Total interest expense	$669,000	10,772
Net interest income	$960,000	10,923
Provision for loan and lease losses	$2,000	10,273
Total noninterest income	$75,000	11,939
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$57,000	9,801
Trading account gains and fees	NA	NA
Additional Noninterest Income	$18,000	12,177
Total noninterest expense	$641,000	11,429
Salaries and employee benefits	$370,000	10,938
Premises and equipment expense	$91,000	10,750
Additional noninterest expense	$180,000	12,017
Pre-tax net operating income	$392,000	9,469
Securities gains (losses)	$0	7,477
Applicable income taxes	$99,000	9,774
Income before extraordinary items	$293,000	9,568
Extraordinary gains, net	$17,000	2,772
Net income	$310,000	9,541
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	9,724
Cash dividends	$139,000	6,283
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$293,000	9,304
1992-12-31 (YTD Data)		Rank
Total interest income	$1,831,000	11,233
Total interest expense	$830,000	11,190
Net interest income	$1,001,000	11,102
Provision for loan and lease losses	$0	11,756
Total noninterest income	$72,000	12,504
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$52,000	10,228
Trading account gains and fees	NA	NA
Additional Noninterest Income	$20,000	12,557
Total noninterest expense	$608,000	12,013
Salaries and employee benefits	$351,000	11,423
Premises and equipment expense	$84,000	11,345
Additional noninterest expense	$173,000	12,625
Pre-tax net operating income	$465,000	8,677
Securities gains (losses)	$0	8,369
Applicable income taxes	$131,000	9,084
Income before extraordinary items	$334,000	8,885
Extraordinary gains, net	$0	1,422
Net income	$334,000	9,028
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	10,474
Cash dividends	$65,000	7,330
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$334,000	8,527

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.