Home > Prosperity Bank and Trust Company > Income and Expense
Prosperity Bank and Trust Company, Income and Expense
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,607,000 | 4,508 |
| Total interest expense | $2,032,000 | 5,804 |
| Net interest income | $5,575,000 | 3,702 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $473,000 | 5,133 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $309,000 | 4,019 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $164,000 | 5,426 |
| Total noninterest expense | $4,628,000 | 3,679 |
| Salaries and employee benefits | $1,740,000 | 4,862 |
| Premises and equipment expense | $657,000 | 3,604 |
| Additional noninterest expense | $2,231,000 | 2,418 |
| Pre-tax net operating income | $1,420,000 | 3,998 |
| Securities gains (losses) | $-9,000 | 7,539 |
| Applicable income taxes | $390,000 | 3,057 |
| Income before extraordinary items | $1,021,000 | 4,267 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,021,000 | 4,269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,055 |
| Cash dividends | $573,000 | 3,514 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,027,480 | 4,248 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,734,000 | 4,515 |
| Total interest expense | $1,533,000 | 5,820 |
| Net interest income | $4,201,000 | 3,690 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $352,000 | 5,195 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $223,000 | 4,101 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $129,000 | 5,360 |
| Total noninterest expense | $3,493,000 | 3,629 |
| Salaries and employee benefits | $1,305,000 | 4,834 |
| Premises and equipment expense | $493,000 | 3,581 |
| Additional noninterest expense | $1,695,000 | 2,340 |
| Pre-tax net operating income | $1,060,000 | 4,227 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $296,000 | 3,218 |
| Income before extraordinary items | $764,000 | 4,447 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $764,000 | 4,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $433,000 | 3,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $764,000 | 4,437 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,790,000 | 4,554 |
| Total interest expense | $1,025,000 | 5,808 |
| Net interest income | $2,765,000 | 3,755 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $242,000 | 5,148 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $150,000 | 4,083 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $92,000 | 5,270 |
| Total noninterest expense | $2,343,000 | 3,646 |
| Salaries and employee benefits | $840,000 | 4,971 |
| Premises and equipment expense | $326,000 | 3,635 |
| Additional noninterest expense | $1,177,000 | 2,254 |
| Pre-tax net operating income | $664,000 | 4,439 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $181,000 | 3,393 |
| Income before extraordinary items | $483,000 | 4,628 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $483,000 | 4,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,902 |
| Cash dividends | $315,000 | 3,056 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $483,000 | 4,620 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,864,000 | 4,598 |
| Total interest expense | $512,000 | 5,792 |
| Net interest income | $1,352,000 | 3,813 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $115,000 | 5,218 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $77,000 | 3,989 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $38,000 | 5,593 |
| Total noninterest expense | $1,127,000 | 3,755 |
| Salaries and employee benefits | $388,000 | 5,271 |
| Premises and equipment expense | $167,000 | 3,593 |
| Additional noninterest expense | $572,000 | 2,278 |
| Pre-tax net operating income | $340,000 | 4,380 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $93,000 | 3,366 |
| Income before extraordinary items | $247,000 | 4,589 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $247,000 | 4,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $192,000 | 2,508 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $247,000 | 4,575 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,952,000 | 5,049 |
| Total interest expense | $1,570,000 | 6,004 |
| Net interest income | $4,382,000 | 4,410 |
| Provision for loan and lease losses | $50,000 | 5,567 |
| Total noninterest income | $396,000 | 5,626 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $279,000 | 4,259 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $117,000 | 6,059 |
| Total noninterest expense | $3,210,000 | 4,673 |
| Salaries and employee benefits | $1,407,000 | 5,407 |
| Premises and equipment expense | $553,000 | 3,995 |
| Additional noninterest expense | $1,250,000 | 3,818 |
| Pre-tax net operating income | $1,518,000 | 4,257 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $457,000 | 3,268 |
| Income before extraordinary items | $1,061,000 | 4,582 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,061,000 | 4,584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $330,000 | 4,357 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,061,000 | 4,572 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,967,000 | 5,401 |
| Total interest expense | $1,043,000 | 6,234 |
| Net interest income | $2,924,000 | 4,766 |
| Provision for loan and lease losses | $40,000 | 5,377 |
| Total noninterest income | $272,000 | 5,827 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $193,000 | 4,471 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $79,000 | 6,242 |
| Total noninterest expense | $2,220,000 | 4,911 |
| Salaries and employee benefits | $1,036,000 | 5,433 |
| Premises and equipment expense | $381,000 | 4,223 |
| Additional noninterest expense | $803,000 | 4,253 |
| Pre-tax net operating income | $936,000 | 4,868 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $258,000 | 3,789 |
| Income before extraordinary items | $678,000 | 5,074 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $678,000 | 5,078 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $160,000 | 4,380 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $678,000 | 5,067 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,924,000 | 6,220 |
| Total interest expense | $494,000 | 6,871 |
| Net interest income | $1,430,000 | 5,744 |
| Provision for loan and lease losses | $20,000 | 5,511 |
| Total noninterest income | $134,000 | 6,446 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $102,000 | 4,979 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $32,000 | 7,029 |
| Total noninterest expense | $1,069,000 | 5,964 |
| Salaries and employee benefits | $514,000 | 6,359 |
| Premises and equipment expense | $163,000 | 5,551 |
| Additional noninterest expense | $392,000 | 5,275 |
| Pre-tax net operating income | $475,000 | 5,521 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $138,000 | 4,123 |
| Income before extraordinary items | $337,000 | 5,773 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $337,000 | 5,774 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $50,000 | 4,764 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $337,000 | 5,771 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,816,000 | 4,356 |
| Total interest expense | $337,000 | 6,127 |
| Net interest income | $1,479,000 | 3,577 |
| Provision for loan and lease losses | $5,000 | 5,672 |
| Total noninterest income | $136,000 | 4,902 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $100,000 | 3,481 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $36,000 | 5,743 |
| Total noninterest expense | $1,820,000 | 2,433 |
| Salaries and employee benefits | $521,000 | 4,173 |
| Premises and equipment expense | $180,000 | 3,270 |
| Additional noninterest expense | $1,119,000 | 1,192 |
| Pre-tax net operating income | $-210,000 | 8,551 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $39,000 | 4,751 |
| Income before extraordinary items | $-249,000 | 8,610 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-249,000 | 8,609 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-249,000 | 8,602 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,781,000 | 4,240 |
| Total interest expense | $1,060,000 | 6,135 |
| Net interest income | $5,721,000 | 3,568 |
| Provision for loan and lease losses | $9,000 | 6,862 |
| Total noninterest income | $552,000 | 5,008 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $373,000 | 3,714 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $179,000 | 5,389 |
| Total noninterest expense | $3,907,000 | 3,928 |
| Salaries and employee benefits | $2,129,000 | 3,946 |
| Premises and equipment expense | $674,000 | 3,336 |
| Additional noninterest expense | $1,104,000 | 4,103 |
| Pre-tax net operating income | $2,357,000 | 3,278 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $714,000 | 2,781 |
| Income before extraordinary items | $1,643,000 | 3,570 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,643,000 | 3,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-61,000 | 8,522 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $126,000 | 694 |
| Net operating income | $1,643,000 | 3,541 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,932,000 | 4,285 |
| Total interest expense | $745,000 | 6,192 |
| Net interest income | $4,187,000 | 3,631 |
| Provision for loan and lease losses | $2,000 | 6,852 |
| Total noninterest income | $413,000 | 5,035 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $277,000 | 3,743 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $136,000 | 5,378 |
| Total noninterest expense | $2,863,000 | 3,977 |
| Salaries and employee benefits | $1,517,000 | 4,055 |
| Premises and equipment expense | $514,000 | 3,288 |
| Additional noninterest expense | $832,000 | 4,061 |
| Pre-tax net operating income | $1,735,000 | 3,400 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $524,000 | 2,852 |
| Income before extraordinary items | $1,211,000 | 3,636 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,211,000 | 3,637 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-61,000 | 8,504 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $126,000 | 536 |
| Net operating income | $1,211,000 | 3,606 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,179,000 | 4,326 |
| Total interest expense | $462,000 | 6,246 |
| Net interest income | $2,717,000 | 3,677 |
| Provision for loan and lease losses | $2,000 | 6,551 |
| Total noninterest income | $272,000 | 5,020 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $195,000 | 3,554 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $77,000 | 5,690 |
| Total noninterest expense | $1,891,000 | 3,988 |
| Salaries and employee benefits | $1,006,000 | 4,056 |
| Premises and equipment expense | $349,000 | 3,200 |
| Additional noninterest expense | $536,000 | 4,132 |
| Pre-tax net operating income | $1,096,000 | 3,479 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $329,000 | 2,940 |
| Income before extraordinary items | $767,000 | 3,732 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $767,000 | 3,734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-61,000 | 8,530 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $767,000 | 3,689 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,535,000 | 4,406 |
| Total interest expense | $216,000 | 6,342 |
| Net interest income | $1,319,000 | 3,757 |
| Provision for loan and lease losses | $2,000 | 6,096 |
| Total noninterest income | $142,000 | 4,842 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $105,000 | 3,325 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $37,000 | 5,797 |
| Total noninterest expense | $933,000 | 4,050 |
| Salaries and employee benefits | $488,000 | 4,160 |
| Premises and equipment expense | $184,000 | 3,086 |
| Additional noninterest expense | $261,000 | 4,224 |
| Pre-tax net operating income | $526,000 | 3,542 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $157,000 | 3,029 |
| Income before extraordinary items | $369,000 | 3,828 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $369,000 | 3,830 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-60,000 | 8,688 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $369,000 | 3,786 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,399,000 | 4,599 |
| Total interest expense | $615,000 | 6,894 |
| Net interest income | $4,784,000 | 3,936 |
| Provision for loan and lease losses | $61,000 | 5,633 |
| Total noninterest income | $670,000 | 4,518 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $459,000 | 3,329 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $211,000 | 4,996 |
| Total noninterest expense | $3,523,000 | 4,158 |
| Salaries and employee benefits | $2,000,000 | 4,006 |
| Premises and equipment expense | $618,000 | 3,452 |
| Additional noninterest expense | $905,000 | 4,676 |
| Pre-tax net operating income | $1,870,000 | 3,685 |
| Securities gains (losses) | $17,000 | 2,506 |
| Applicable income taxes | $567,000 | 3,132 |
| Income before extraordinary items | $1,320,000 | 3,947 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,320,000 | 3,949 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,264 |
| Cash dividends | $5,000 | 6,125 |
| Sale, conversion, retirement of capital stock, net | $484,000 | 481 |
| Net operating income | $1,308,100 | 3,911 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,925,000 | 4,669 |
| Total interest expense | $417,000 | 7,114 |
| Net interest income | $3,508,000 | 3,998 |
| Provision for loan and lease losses | $52,000 | 5,339 |
| Total noninterest income | $501,000 | 4,556 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $347,000 | 3,335 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $154,000 | 5,070 |
| Total noninterest expense | $2,610,000 | 4,162 |
| Salaries and employee benefits | $1,405,000 | 4,161 |
| Premises and equipment expense | $461,000 | 3,479 |
| Additional noninterest expense | $744,000 | 4,322 |
| Pre-tax net operating income | $1,347,000 | 3,864 |
| Securities gains (losses) | $17,000 | 2,413 |
| Applicable income taxes | $410,000 | 3,256 |
| Income before extraordinary items | $954,000 | 4,124 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $954,000 | 4,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,126 |
| Cash dividends | $5,000 | 5,325 |
| Sale, conversion, retirement of capital stock, net | $468,000 | 372 |
| Net operating income | $942,100 | 4,084 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,550,000 | 4,768 |
| Total interest expense | $254,000 | 7,359 |
| Net interest income | $2,296,000 | 4,061 |
| Provision for loan and lease losses | $40,000 | 5,015 |
| Total noninterest income | $362,000 | 4,349 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $234,000 | 3,289 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $128,000 | 4,639 |
| Total noninterest expense | $1,731,000 | 4,194 |
| Salaries and employee benefits | $936,000 | 4,181 |
| Premises and equipment expense | $305,000 | 3,509 |
| Additional noninterest expense | $490,000 | 4,383 |
| Pre-tax net operating income | $887,000 | 3,839 |
| Securities gains (losses) | $-1,000 | 8,365 |
| Applicable income taxes | $268,000 | 3,276 |
| Income before extraordinary items | $618,000 | 4,174 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $618,000 | 4,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,943 |
| Cash dividends | $5,000 | 5,050 |
| Sale, conversion, retirement of capital stock, net | $433,000 | 273 |
| Net operating income | $618,700 | 4,081 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,268,000 | 4,816 |
| Total interest expense | $114,000 | 7,633 |
| Net interest income | $1,154,000 | 4,019 |
| Provision for loan and lease losses | $32,000 | 4,015 |
| Total noninterest income | $170,000 | 4,459 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $118,000 | 3,186 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $52,000 | 5,049 |
| Total noninterest expense | $846,000 | 4,303 |
| Salaries and employee benefits | $461,000 | 4,266 |
| Premises and equipment expense | $148,000 | 3,623 |
| Additional noninterest expense | $237,000 | 4,492 |
| Pre-tax net operating income | $446,000 | 3,805 |
| Securities gains (losses) | $-1,000 | 8,686 |
| Applicable income taxes | $135,000 | 3,278 |
| Income before extraordinary items | $310,000 | 4,179 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $310,000 | 4,178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,582 |
| Cash dividends | $5,000 | 3,815 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $310,700 | 4,054 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,983,000 | 4,907 |
| Total interest expense | $556,000 | 7,546 |
| Net interest income | $4,427,000 | 4,043 |
| Provision for loan and lease losses | $104,000 | 5,259 |
| Total noninterest income | $760,000 | 4,349 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $392,000 | 3,688 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $368,000 | 4,126 |
| Total noninterest expense | $3,533,000 | 4,080 |
| Salaries and employee benefits | $1,973,000 | 3,969 |
| Premises and equipment expense | $640,000 | 3,343 |
| Additional noninterest expense | $920,000 | 4,554 |
| Pre-tax net operating income | $1,550,000 | 4,042 |
| Securities gains (losses) | $4,000 | 3,987 |
| Applicable income taxes | $464,000 | 3,510 |
| Income before extraordinary items | $1,090,000 | 4,410 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,090,000 | 4,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 8,841 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,087,200 | 4,232 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,687,000 | 5,011 |
| Total interest expense | $439,000 | 7,589 |
| Net interest income | $3,248,000 | 4,137 |
| Provision for loan and lease losses | $72,000 | 5,277 |
| Total noninterest income | $605,000 | 4,262 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $289,000 | 3,737 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $316,000 | 3,953 |
| Total noninterest expense | $2,658,000 | 4,050 |
| Salaries and employee benefits | $1,408,000 | 4,136 |
| Premises and equipment expense | $478,000 | 3,338 |
| Additional noninterest expense | $772,000 | 4,159 |
| Pre-tax net operating income | $1,123,000 | 4,261 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $333,000 | 3,742 |
| Income before extraordinary items | $790,000 | 4,630 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $790,000 | 4,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 8,801 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $790,000 | 4,458 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,432,000 | 5,079 |
| Total interest expense | $305,000 | 7,619 |
| Net interest income | $2,127,000 | 4,203 |
| Provision for loan and lease losses | $47,000 | 5,247 |
| Total noninterest income | $372,000 | 4,421 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $193,000 | 3,709 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $179,000 | 4,239 |
| Total noninterest expense | $1,744,000 | 4,106 |
| Salaries and employee benefits | $921,000 | 4,181 |
| Premises and equipment expense | $323,000 | 3,294 |
| Additional noninterest expense | $500,000 | 4,242 |
| Pre-tax net operating income | $708,000 | 4,391 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $207,000 | 3,888 |
| Income before extraordinary items | $501,000 | 4,802 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $501,000 | 4,801 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,820 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $501,000 | 4,591 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,207,000 | 5,137 |
| Total interest expense | $159,000 | 7,633 |
| Net interest income | $1,048,000 | 4,256 |
| Provision for loan and lease losses | $44,000 | 4,021 |
| Total noninterest income | $168,000 | 4,593 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $93,000 | 3,718 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $75,000 | 4,475 |
| Total noninterest expense | $844,000 | 4,204 |
| Salaries and employee benefits | $442,000 | 4,303 |
| Premises and equipment expense | $161,000 | 3,292 |
| Additional noninterest expense | $241,000 | 4,338 |
| Pre-tax net operating income | $328,000 | 4,562 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $96,000 | 4,015 |
| Income before extraordinary items | $232,000 | 4,923 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $232,000 | 4,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $232,000 | 4,722 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,951,000 | 5,209 |
| Total interest expense | $850,000 | 7,353 |
| Net interest income | $4,101,000 | 4,269 |
| Provision for loan and lease losses | $172,000 | 4,677 |
| Total noninterest income | $559,000 | 4,911 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $347,000 | 3,890 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $212,000 | 4,900 |
| Total noninterest expense | $3,317,000 | 4,131 |
| Salaries and employee benefits | $1,794,000 | 4,101 |
| Premises and equipment expense | $663,000 | 3,142 |
| Additional noninterest expense | $860,000 | 4,682 |
| Pre-tax net operating income | $1,171,000 | 4,782 |
| Securities gains (losses) | $6,000 | 3,879 |
| Applicable income taxes | $349,000 | 4,166 |
| Income before extraordinary items | $828,000 | 5,102 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $828,000 | 5,102 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 4,491 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $823,800 | 4,987 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,158,000 | 5,510 |
| Total interest expense | $1,535,000 | 6,913 |
| Net interest income | $3,623,000 | 4,454 |
| Provision for loan and lease losses | $59,000 | 6,506 |
| Total noninterest income | $416,000 | 5,577 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $310,000 | 4,076 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $106,000 | 6,307 |
| Total noninterest expense | $3,061,000 | 4,263 |
| Salaries and employee benefits | $1,588,000 | 4,326 |
| Premises and equipment expense | $630,000 | 3,241 |
| Additional noninterest expense | $843,000 | 4,619 |
| Pre-tax net operating income | $919,000 | 5,126 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $266,000 | 4,508 |
| Income before extraordinary items | $653,000 | 5,395 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $653,000 | 5,399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,918 |
| Cash dividends | $2,000 | 6,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $653,000 | 5,270 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,733,000 | 5,934 |
| Total interest expense | $1,298,000 | 7,584 |
| Net interest income | $3,435,000 | 4,675 |
| Provision for loan and lease losses | $44,000 | 6,751 |
| Total noninterest income | $289,000 | 6,403 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $220,000 | 4,867 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 7,208 |
| Total noninterest expense | $2,625,000 | 4,694 |
| Salaries and employee benefits | $1,352,000 | 4,750 |
| Premises and equipment expense | $525,000 | 3,644 |
| Additional noninterest expense | $748,000 | 4,951 |
| Pre-tax net operating income | $1,055,000 | 5,127 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $329,000 | 4,389 |
| Income before extraordinary items | $726,000 | 5,324 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $726,000 | 5,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,352 |
| Cash dividends | $1,000 | 6,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $726,000 | 5,324 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,168,000 | 6,218 |
| Total interest expense | $1,086,000 | 7,948 |
| Net interest income | $3,082,000 | 5,047 |
| Provision for loan and lease losses | $38,000 | 6,950 |
| Total noninterest income | $298,000 | 6,458 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $215,000 | 4,937 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $83,000 | 7,068 |
| Total noninterest expense | $2,348,000 | 5,097 |
| Salaries and employee benefits | $1,235,000 | 5,055 |
| Premises and equipment expense | $471,000 | 3,979 |
| Additional noninterest expense | $642,000 | 5,567 |
| Pre-tax net operating income | $994,000 | 5,326 |
| Securities gains (losses) | $7,000 | 1,949 |
| Applicable income taxes | $334,000 | 4,583 |
| Income before extraordinary items | $667,000 | 5,605 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $667,000 | 5,602 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 9,781 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 914 |
| Net operating income | $662,310 | 5,590 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,865,000 | 6,586 |
| Total interest expense | $1,076,000 | 8,210 |
| Net interest income | $2,789,000 | 5,427 |
| Provision for loan and lease losses | $83,000 | 5,519 |
| Total noninterest income | $334,000 | 6,162 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $246,000 | 4,540 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $88,000 | 6,932 |
| Total noninterest expense | $2,107,000 | 5,390 |
| Salaries and employee benefits | $1,048,000 | 5,593 |
| Premises and equipment expense | $437,000 | 4,120 |
| Additional noninterest expense | $622,000 | 5,615 |
| Pre-tax net operating income | $933,000 | 5,626 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $330,000 | 4,920 |
| Income before extraordinary items | $603,000 | 6,038 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $603,000 | 6,037 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,667 |
| Cash dividends | $45,000 | 6,969 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $603,000 | 5,933 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,584,000 | 7,071 |
| Total interest expense | $1,060,000 | 8,521 |
| Net interest income | $2,524,000 | 6,017 |
| Provision for loan and lease losses | $68,000 | 5,978 |
| Total noninterest income | $347,000 | 6,191 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $268,000 | 4,427 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 7,409 |
| Total noninterest expense | $1,940,000 | 5,766 |
| Salaries and employee benefits | $915,000 | 6,214 |
| Premises and equipment expense | $420,000 | 4,276 |
| Additional noninterest expense | $605,000 | 5,771 |
| Pre-tax net operating income | $863,000 | 6,275 |
| Securities gains (losses) | $3,000 | 3,097 |
| Applicable income taxes | $292,000 | 5,803 |
| Income before extraordinary items | $574,000 | 6,515 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $574,000 | 6,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,419 |
| Cash dividends | $30,000 | 7,454 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $572,020 | 6,465 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,293,000 | 7,606 |
| Total interest expense | $1,065,000 | 8,801 |
| Net interest income | $2,228,000 | 6,709 |
| Provision for loan and lease losses | $106,000 | 4,950 |
| Total noninterest income | $339,000 | 6,525 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $274,000 | 4,504 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 8,279 |
| Total noninterest expense | $1,860,000 | 6,253 |
| Salaries and employee benefits | $918,000 | 6,384 |
| Premises and equipment expense | $419,000 | 4,367 |
| Additional noninterest expense | $523,000 | 6,890 |
| Pre-tax net operating income | $601,000 | 7,412 |
| Securities gains (losses) | $6,000 | 2,865 |
| Applicable income taxes | $182,000 | 7,416 |
| Income before extraordinary items | $425,000 | 7,417 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $425,000 | 7,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 5,007 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $420,800 | 7,392 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,095,000 | 8,066 |
| Total interest expense | $981,000 | 9,321 |
| Net interest income | $2,114,000 | 7,047 |
| Provision for loan and lease losses | $126,000 | 3,989 |
| Total noninterest income | $318,000 | 6,877 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $264,000 | 4,757 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 9,034 |
| Total noninterest expense | $1,895,000 | 6,241 |
| Salaries and employee benefits | $896,000 | 6,576 |
| Premises and equipment expense | $472,000 | 3,941 |
| Additional noninterest expense | $527,000 | 7,061 |
| Pre-tax net operating income | $411,000 | 8,995 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $106,000 | 9,057 |
| Income before extraordinary items | $305,000 | 8,891 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $305,000 | 8,895 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 3,241 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $305,000 | 8,860 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,630,000 | 8,676 |
| Total interest expense | $817,000 | 9,510 |
| Net interest income | $1,813,000 | 8,012 |
| Provision for loan and lease losses | $36,000 | 6,762 |
| Total noninterest income | $313,000 | 7,082 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $251,000 | 5,028 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 9,009 |
| Total noninterest expense | $1,886,000 | 6,484 |
| Salaries and employee benefits | $844,000 | 6,957 |
| Premises and equipment expense | $519,000 | 3,679 |
| Additional noninterest expense | $523,000 | 7,649 |
| Pre-tax net operating income | $204,000 | 10,865 |
| Securities gains (losses) | $11,000 | 2,158 |
| Applicable income taxes | $56,000 | 10,313 |
| Income before extraordinary items | $159,000 | 10,710 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $159,000 | 10,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 3,448 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $150,860 | 10,867 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,294,000 | 9,592 |
| Total interest expense | $736,000 | 10,382 |
| Net interest income | $1,558,000 | 8,920 |
| Provision for loan and lease losses | $232,000 | 3,600 |
| Total noninterest income | $300,000 | 7,676 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $219,000 | 5,619 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 8,582 |
| Total noninterest expense | $1,770,000 | 6,977 |
| Salaries and employee benefits | $719,000 | 7,878 |
| Premises and equipment expense | $511,000 | 3,790 |
| Additional noninterest expense | $540,000 | 7,861 |
| Pre-tax net operating income | $-144,000 | 12,641 |
| Securities gains (losses) | $32,000 | 4,013 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $-112,000 | 12,672 |
| Extraordinary gains, net | $285,000 | 757 |
| Net income | $173,000 | 11,047 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $289,000 | 2,525 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-144,000 | 12,615 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,591,000 | 9,742 |
| Total interest expense | $994,000 | 10,420 |
| Net interest income | $1,597,000 | 8,964 |
| Provision for loan and lease losses | $96,000 | 7,391 |
| Total noninterest income | $286,000 | 7,919 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $211,000 | 5,796 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 9,058 |
| Total noninterest expense | $1,830,000 | 6,856 |
| Salaries and employee benefits | $744,000 | 7,653 |
| Premises and equipment expense | $505,000 | 3,931 |
| Additional noninterest expense | $581,000 | 7,681 |
| Pre-tax net operating income | $-43,000 | 12,848 |
| Securities gains (losses) | $62,000 | 3,771 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $19,000 | 12,782 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $19,000 | 12,777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $465,000 | 2,580 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-43,000 | 12,805 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.