Home > Prosperity Bank > Income and Expense
Prosperity Bank, Income and Expense
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $21,267,000 | 894 |
| Total interest expense | $4,936,000 | 489 |
| Net interest income | $16,331,000 | 1,013 |
| Provision for loan and lease losses | $2,131,000 | 466 |
| Total noninterest income | $2,580,000 | 1,495 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $2,570,000 | 424 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $10,000 | 6,414 |
| Total noninterest expense | $15,513,000 | 990 |
| Salaries and employee benefits | $7,629,000 | 1,065 |
| Premises and equipment expense | $2,222,000 | 829 |
| Additional noninterest expense | $5,662,000 | 900 |
| Pre-tax net operating income | $1,267,000 | 3,249 |
| Securities gains (losses) | $-101,000 | 6,724 |
| Applicable income taxes | $382,000 | 2,187 |
| Income before extraordinary items | $784,000 | 3,862 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $784,000 | 3,865 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $784,000 | 3,865 |
| Net charge-offs | $3,213,000 | 403 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $851,670 | 3,640 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $14,013,000 | 898 |
| Total interest expense | $3,294,000 | 503 |
| Net interest income | $10,719,000 | 1,017 |
| Provision for loan and lease losses | $1,684,000 | 423 |
| Total noninterest income | $1,329,000 | 1,815 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $1,711,000 | 421 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-382,000 | 6,887 |
| Total noninterest expense | $10,289,000 | 986 |
| Salaries and employee benefits | $5,158,000 | 1,050 |
| Premises and equipment expense | $1,484,000 | 828 |
| Additional noninterest expense | $3,647,000 | 933 |
| Pre-tax net operating income | $75,000 | 5,952 |
| Securities gains (losses) | $-101,000 | 6,840 |
| Applicable income taxes | $-43,000 | 6,682 |
| Income before extraordinary items | $17,000 | 6,298 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $17,000 | 6,300 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $17,000 | 6,300 |
| Net charge-offs | $2,801,000 | 344 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $81,640 | 5,866 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $7,001,000 | 902 |
| Total interest expense | $1,655,000 | 526 |
| Net interest income | $5,346,000 | 1,016 |
| Provision for loan and lease losses | $1,257,000 | 312 |
| Total noninterest income | $434,000 | 2,450 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $866,000 | 407 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-432,000 | 6,996 |
| Total noninterest expense | $5,158,000 | 992 |
| Salaries and employee benefits | $2,628,000 | 1,039 |
| Premises and equipment expense | $771,000 | 809 |
| Additional noninterest expense | $1,759,000 | 957 |
| Pre-tax net operating income | $-635,000 | 6,891 |
| Securities gains (losses) | $-71,000 | 6,939 |
| Applicable income taxes | $-278,000 | 6,972 |
| Income before extraordinary items | $-428,000 | 6,857 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-428,000 | 6,858 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-428,000 | 6,858 |
| Net charge-offs | $1,516,000 | 325 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-382,560 | 6,832 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $31,479,000 | 831 |
| Total interest expense | $7,244,000 | 586 |
| Net interest income | $24,235,000 | 895 |
| Provision for loan and lease losses | $3,583,000 | 667 |
| Total noninterest income | $3,793,000 | 1,383 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $4,411,000 | 350 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-618,000 | 6,957 |
| Total noninterest expense | $22,680,000 | 889 |
| Salaries and employee benefits | $10,786,000 | 968 |
| Premises and equipment expense | $3,682,000 | 655 |
| Additional noninterest expense | $8,212,000 | 859 |
| Pre-tax net operating income | $1,765,000 | 3,043 |
| Securities gains (losses) | $815,000 | 643 |
| Applicable income taxes | $30,000 | 4,058 |
| Income before extraordinary items | $2,550,000 | 2,139 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,550,000 | 2,138 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,550,000 | 2,140 |
| Net charge-offs | $6,331,000 | 486 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,743,150 | 2,731 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $24,096,000 | 834 |
| Total interest expense | $5,547,000 | 603 |
| Net interest income | $18,549,000 | 880 |
| Provision for loan and lease losses | $1,808,000 | 923 |
| Total noninterest income | $2,209,000 | 1,656 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $3,391,000 | 344 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-1,182,000 | 7,129 |
| Total noninterest expense | $17,340,000 | 865 |
| Salaries and employee benefits | $8,205,000 | 950 |
| Premises and equipment expense | $2,826,000 | 649 |
| Additional noninterest expense | $6,309,000 | 832 |
| Pre-tax net operating income | $1,610,000 | 2,755 |
| Securities gains (losses) | $606,000 | 654 |
| Applicable income taxes | $-94,000 | 6,908 |
| Income before extraordinary items | $2,310,000 | 1,863 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,310,000 | 1,862 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,310,000 | 1,864 |
| Net charge-offs | $4,303,000 | 521 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,704,000 | 2,288 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $16,028,000 | 841 |
| Total interest expense | $3,786,000 | 609 |
| Net interest income | $12,242,000 | 891 |
| Provision for loan and lease losses | $379,000 | 2,139 |
| Total noninterest income | $1,156,000 | 1,949 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $2,217,000 | 344 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-1,061,000 | 7,209 |
| Total noninterest expense | $11,580,000 | 854 |
| Salaries and employee benefits | $5,487,000 | 954 |
| Premises and equipment expense | $1,884,000 | 644 |
| Additional noninterest expense | $4,209,000 | 826 |
| Pre-tax net operating income | $1,439,000 | 2,211 |
| Securities gains (losses) | $184,000 | 1,164 |
| Applicable income taxes | $-298,000 | 7,104 |
| Income before extraordinary items | $1,921,000 | 1,537 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,921,000 | 1,537 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,921,000 | 1,537 |
| Net charge-offs | $2,779,000 | 543 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,737,000 | 1,592 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $8,075,000 | 836 |
| Total interest expense | $1,915,000 | 621 |
| Net interest income | $6,160,000 | 885 |
| Provision for loan and lease losses | $275,000 | 1,672 |
| Total noninterest income | $320,000 | 2,841 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $1,136,000 | 335 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-816,000 | 7,290 |
| Total noninterest expense | $5,896,000 | 838 |
| Salaries and employee benefits | $2,755,000 | 946 |
| Premises and equipment expense | $949,000 | 631 |
| Additional noninterest expense | $2,192,000 | 784 |
| Pre-tax net operating income | $309,000 | 3,789 |
| Securities gains (losses) | $74,000 | 1,040 |
| Applicable income taxes | $-756,000 | 7,263 |
| Income before extraordinary items | $1,139,000 | 1,273 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,139,000 | 1,274 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,139,000 | 1,274 |
| Net charge-offs | $1,386,000 | 540 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,065,000 | 1,292 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $35,558,000 | 793 |
| Total interest expense | $8,738,000 | 662 |
| Net interest income | $26,820,000 | 819 |
| Provision for loan and lease losses | $5,261,000 | 756 |
| Total noninterest income | $2,765,000 | 1,591 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $5,379,000 | 300 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-2,614,000 | 7,300 |
| Total noninterest expense | $24,705,000 | 801 |
| Salaries and employee benefits | $10,917,000 | 898 |
| Premises and equipment expense | $3,865,000 | 642 |
| Additional noninterest expense | $9,923,000 | 724 |
| Pre-tax net operating income | $-381,000 | 6,343 |
| Securities gains (losses) | $291,000 | 1,159 |
| Applicable income taxes | $-113,000 | 6,831 |
| Income before extraordinary items | $23,000 | 6,100 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $23,000 | 6,102 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $23,000 | 6,102 |
| Net charge-offs | $9,857,000 | 463 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-163,240 | 6,245 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $27,108,000 | 800 |
| Total interest expense | $6,770,000 | 669 |
| Net interest income | $20,338,000 | 811 |
| Provision for loan and lease losses | $4,533,000 | 676 |
| Total noninterest income | $2,475,000 | 1,388 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $4,134,000 | 293 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-1,659,000 | 7,363 |
| Total noninterest expense | $17,675,000 | 838 |
| Salaries and employee benefits | $8,213,000 | 900 |
| Premises and equipment expense | $2,961,000 | 639 |
| Additional noninterest expense | $6,501,000 | 825 |
| Pre-tax net operating income | $605,000 | 4,207 |
| Securities gains (losses) | $108,000 | 1,717 |
| Applicable income taxes | $209,000 | 2,623 |
| Income before extraordinary items | $504,000 | 4,298 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $504,000 | 4,300 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $504,000 | 4,300 |
| Net charge-offs | $7,592,000 | 444 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $427,320 | 4,439 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $18,256,000 | 800 |
| Total interest expense | $4,648,000 | 679 |
| Net interest income | $13,608,000 | 814 |
| Provision for loan and lease losses | $2,391,000 | 815 |
| Total noninterest income | $1,524,000 | 1,462 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $2,758,000 | 291 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-1,234,000 | 7,452 |
| Total noninterest expense | $11,850,000 | 844 |
| Salaries and employee benefits | $5,520,000 | 899 |
| Premises and equipment expense | $1,966,000 | 647 |
| Additional noninterest expense | $4,364,000 | 828 |
| Pre-tax net operating income | $891,000 | 2,726 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $296,000 | 1,815 |
| Income before extraordinary items | $595,000 | 3,203 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $595,000 | 3,204 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $595,000 | 3,205 |
| Net charge-offs | $4,327,000 | 528 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $595,000 | 3,116 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $9,101,000 | 808 |
| Total interest expense | $2,350,000 | 700 |
| Net interest income | $6,751,000 | 822 |
| Provision for loan and lease losses | $994,000 | 868 |
| Total noninterest income | $799,000 | 1,421 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $1,356,000 | 291 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-557,000 | 7,513 |
| Total noninterest expense | $5,958,000 | 843 |
| Salaries and employee benefits | $2,789,000 | 901 |
| Premises and equipment expense | $989,000 | 660 |
| Additional noninterest expense | $2,180,000 | 818 |
| Pre-tax net operating income | $598,000 | 2,228 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $206,000 | 1,475 |
| Income before extraordinary items | $392,000 | 2,712 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $392,000 | 2,711 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $392,000 | 2,712 |
| Net charge-offs | $2,328,000 | 490 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $392,000 | 2,649 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $40,687,000 | 744 |
| Total interest expense | $12,704,000 | 624 |
| Net interest income | $27,983,000 | 791 |
| Provision for loan and lease losses | $13,825,000 | 508 |
| Total noninterest income | $2,317,000 | 1,872 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $5,429,000 | 288 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-3,112,000 | 7,601 |
| Total noninterest expense | $28,000,000 | 709 |
| Salaries and employee benefits | $11,489,000 | 858 |
| Premises and equipment expense | $4,626,000 | 554 |
| Additional noninterest expense | $11,885,000 | 645 |
| Pre-tax net operating income | $-11,525,000 | 7,386 |
| Securities gains (losses) | $2,402,000 | 226 |
| Applicable income taxes | $-3,513,000 | 7,551 |
| Income before extraordinary items | $-5,610,000 | 7,214 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-5,610,000 | 7,215 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-5,610,000 | 7,215 |
| Net charge-offs | $12,289,000 | 514 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-7,147,280 | 7,270 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $31,123,000 | 733 |
| Total interest expense | $10,061,000 | 612 |
| Net interest income | $21,062,000 | 787 |
| Provision for loan and lease losses | $10,075,000 | 492 |
| Total noninterest income | $2,338,000 | 1,502 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $4,065,000 | 288 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-1,727,000 | 7,701 |
| Total noninterest expense | $21,195,000 | 702 |
| Salaries and employee benefits | $8,746,000 | 835 |
| Premises and equipment expense | $3,638,000 | 524 |
| Additional noninterest expense | $8,811,000 | 621 |
| Pre-tax net operating income | $-7,870,000 | 7,500 |
| Securities gains (losses) | $1,622,000 | 271 |
| Applicable income taxes | $-2,411,000 | 7,622 |
| Income before extraordinary items | $-3,837,000 | 7,346 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-3,837,000 | 7,345 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-3,837,000 | 7,346 |
| Net charge-offs | $8,448,000 | 521 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-4,875,080 | 7,392 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $21,163,000 | 721 |
| Total interest expense | $7,027,000 | 610 |
| Net interest income | $14,136,000 | 777 |
| Provision for loan and lease losses | $7,487,000 | 454 |
| Total noninterest income | $2,778,000 | 953 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $2,671,000 | 294 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $107,000 | 4,534 |
| Total noninterest expense | $14,288,000 | 695 |
| Salaries and employee benefits | $6,026,000 | 810 |
| Premises and equipment expense | $2,535,000 | 510 |
| Additional noninterest expense | $5,727,000 | 636 |
| Pre-tax net operating income | $-4,861,000 | 7,546 |
| Securities gains (losses) | $406,000 | 564 |
| Applicable income taxes | $-1,710,000 | 7,682 |
| Income before extraordinary items | $-2,745,000 | 7,425 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-2,745,000 | 7,425 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-2,745,000 | 7,425 |
| Net charge-offs | $6,609,000 | 461 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-3,004,840 | 7,438 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $10,603,000 | 731 |
| Total interest expense | $3,686,000 | 616 |
| Net interest income | $6,917,000 | 795 |
| Provision for loan and lease losses | $3,868,000 | 464 |
| Total noninterest income | $1,181,000 | 1,067 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $1,267,000 | 311 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-86,000 | 7,722 |
| Total noninterest expense | $7,126,000 | 706 |
| Salaries and employee benefits | $3,105,000 | 784 |
| Premises and equipment expense | $1,313,000 | 504 |
| Additional noninterest expense | $2,708,000 | 678 |
| Pre-tax net operating income | $-2,896,000 | 7,687 |
| Securities gains (losses) | $-63,000 | 7,648 |
| Applicable income taxes | $-1,134,000 | 7,808 |
| Income before extraordinary items | $-1,825,000 | 7,626 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-1,825,000 | 7,628 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-1,825,000 | 7,628 |
| Net charge-offs | $3,851,000 | 411 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-1,784,680 | 7,613 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $50,413,000 | 644 |
| Total interest expense | $21,611,000 | 521 |
| Net interest income | $28,802,000 | 743 |
| Provision for loan and lease losses | $15,256,000 | 597 |
| Total noninterest income | $3,002,000 | 1,615 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $5,826,000 | 298 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-2,824,000 | 7,972 |
| Total noninterest expense | $28,523,000 | 744 |
| Salaries and employee benefits | $12,458,000 | 785 |
| Premises and equipment expense | $5,261,000 | 507 |
| Additional noninterest expense | $10,804,000 | 742 |
| Pre-tax net operating income | $-11,975,000 | 7,559 |
| Securities gains (losses) | $-928,000 | 7,695 |
| Applicable income taxes | $-5,827,000 | 7,789 |
| Income before extraordinary items | $-7,076,000 | 7,432 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-7,076,000 | 7,431 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-7,076,000 | 7,431 |
| Net charge-offs | $17,493,000 | 451 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-6,482,080 | 7,401 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $39,521,000 | 633 |
| Total interest expense | $17,484,000 | 514 |
| Net interest income | $22,037,000 | 723 |
| Provision for loan and lease losses | $10,179,000 | 619 |
| Total noninterest income | $3,202,000 | 1,251 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $4,333,000 | 300 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-1,131,000 | 8,027 |
| Total noninterest expense | $21,937,000 | 716 |
| Salaries and employee benefits | $9,322,000 | 798 |
| Premises and equipment expense | $3,980,000 | 510 |
| Additional noninterest expense | $8,635,000 | 665 |
| Pre-tax net operating income | $-6,877,000 | 7,614 |
| Securities gains (losses) | $-1,941,000 | 7,929 |
| Applicable income taxes | $-4,271,000 | 7,882 |
| Income before extraordinary items | $-4,547,000 | 7,537 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-4,547,000 | 7,537 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-4,547,000 | 7,537 |
| Net charge-offs | $12,425,000 | 438 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-3,304,760 | 7,419 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $26,975,000 | 637 |
| Total interest expense | $12,593,000 | 507 |
| Net interest income | $14,382,000 | 742 |
| Provision for loan and lease losses | $6,463,000 | 623 |
| Total noninterest income | $2,086,000 | 1,294 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $2,741,000 | 314 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-655,000 | 8,099 |
| Total noninterest expense | $14,570,000 | 727 |
| Salaries and employee benefits | $6,288,000 | 807 |
| Premises and equipment expense | $2,673,000 | 512 |
| Additional noninterest expense | $5,609,000 | 691 |
| Pre-tax net operating income | $-4,565,000 | 7,711 |
| Securities gains (losses) | $-178,000 | 7,771 |
| Applicable income taxes | $-2,718,000 | 7,952 |
| Income before extraordinary items | $-2,025,000 | 7,490 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,025,000 | 7,490 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-2,025,000 | 7,489 |
| Net charge-offs | $10,015,000 | 374 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-1,911,080 | 7,456 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $13,702,000 | 634 |
| Total interest expense | $6,859,000 | 488 |
| Net interest income | $6,843,000 | 778 |
| Provision for loan and lease losses | $3,048,000 | 559 |
| Total noninterest income | $1,160,000 | 1,137 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $1,290,000 | 323 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-130,000 | 8,139 |
| Total noninterest expense | $7,436,000 | 682 |
| Salaries and employee benefits | $3,270,000 | 772 |
| Premises and equipment expense | $1,342,000 | 522 |
| Additional noninterest expense | $2,824,000 | 609 |
| Pre-tax net operating income | $-2,481,000 | 7,894 |
| Securities gains (losses) | $-790,000 | 8,124 |
| Applicable income taxes | $-2,104,000 | 8,094 |
| Income before extraordinary items | $-1,167,000 | 7,747 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,167,000 | 7,750 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-1,167,000 | 7,749 |
| Net charge-offs | $4,671,000 | 329 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-661,400 | 7,546 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $60,680,000 | 613 |
| Total interest expense | $28,451,000 | 558 |
| Net interest income | $32,229,000 | 680 |
| Provision for loan and lease losses | $25,082,000 | 316 |
| Total noninterest income | $7,689,000 | 738 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $4,703,000 | 366 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,986,000 | 969 |
| Total noninterest expense | $30,621,000 | 652 |
| Salaries and employee benefits | $14,366,000 | 683 |
| Premises and equipment expense | $5,621,000 | 486 |
| Additional noninterest expense | $10,634,000 | 647 |
| Pre-tax net operating income | $-15,785,000 | 8,067 |
| Securities gains (losses) | $579,000 | 331 |
| Applicable income taxes | $-5,551,000 | 8,126 |
| Income before extraordinary items | $-9,655,000 | 7,989 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-9,655,000 | 7,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,927,000 | 283 |
| Cash dividends | $9,016,000 | 326 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-10,025,560 | 8,029 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $46,509,000 | 624 |
| Total interest expense | $21,176,000 | 589 |
| Net interest income | $25,333,000 | 655 |
| Provision for loan and lease losses | $9,644,000 | 417 |
| Total noninterest income | $5,094,000 | 858 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $3,414,000 | 389 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,680,000 | 1,259 |
| Total noninterest expense | $21,691,000 | 682 |
| Salaries and employee benefits | $10,796,000 | 701 |
| Premises and equipment expense | $4,217,000 | 495 |
| Additional noninterest expense | $6,678,000 | 702 |
| Pre-tax net operating income | $-908,000 | 7,477 |
| Securities gains (losses) | $-2,335,000 | 8,087 |
| Applicable income taxes | $746,000 | 1,448 |
| Income before extraordinary items | $-3,989,000 | 8,084 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-3,989,000 | 8,082 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,386,000 | 272 |
| Cash dividends | $9,017,000 | 260 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,654,000 | 7,853 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $31,650,000 | 619 |
| Total interest expense | $14,912,000 | 576 |
| Net interest income | $16,738,000 | 657 |
| Provision for loan and lease losses | $5,056,000 | 429 |
| Total noninterest income | $3,791,000 | 787 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $2,514,000 | 350 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,277,000 | 1,185 |
| Total noninterest expense | $14,318,000 | 678 |
| Salaries and employee benefits | $7,399,000 | 679 |
| Premises and equipment expense | $2,756,000 | 502 |
| Additional noninterest expense | $4,163,000 | 724 |
| Pre-tax net operating income | $1,155,000 | 2,665 |
| Securities gains (losses) | $-2,363,000 | 8,399 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-1,208,000 | 8,070 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,208,000 | 8,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,087,000 | 543 |
| Cash dividends | $7,774,000 | 229 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,155,000 | 2,234 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $16,398,000 | 621 |
| Total interest expense | $8,259,000 | 568 |
| Net interest income | $8,139,000 | 683 |
| Provision for loan and lease losses | $1,651,000 | 440 |
| Total noninterest income | $1,951,000 | 770 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $1,190,000 | 360 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $761,000 | 1,036 |
| Total noninterest expense | $6,852,000 | 701 |
| Salaries and employee benefits | $3,604,000 | 704 |
| Premises and equipment expense | $1,340,000 | 517 |
| Additional noninterest expense | $1,908,000 | 764 |
| Pre-tax net operating income | $1,587,000 | 1,192 |
| Securities gains (losses) | $135,000 | 584 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $1,722,000 | 870 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,722,000 | 872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $660,000 | 601 |
| Cash dividends | $7,000,000 | 142 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,587,000 | 907 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $72,850,000 | 577 |
| Total interest expense | $39,542,000 | 513 |
| Net interest income | $33,308,000 | 672 |
| Provision for loan and lease losses | $3,075,000 | 615 |
| Total noninterest income | $8,284,000 | 720 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $5,425,000 | 328 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $2,859,000 | 1,052 |
| Total noninterest expense | $27,337,000 | 691 |
| Salaries and employee benefits | $14,337,000 | 673 |
| Premises and equipment expense | $5,422,000 | 494 |
| Additional noninterest expense | $7,578,000 | 759 |
| Pre-tax net operating income | $11,180,000 | 759 |
| Securities gains (losses) | $25,000 | 1,030 |
| Applicable income taxes | $14,000 | 5,548 |
| Income before extraordinary items | $11,191,000 | 582 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $11,191,000 | 580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,815,000 | 660 |
| Cash dividends | $4,770,000 | 782 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $11,166,000 | 578 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $54,990,000 | 570 |
| Total interest expense | $29,628,000 | 515 |
| Net interest income | $25,362,000 | 665 |
| Provision for loan and lease losses | $1,330,000 | 706 |
| Total noninterest income | $6,389,000 | 704 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $4,181,000 | 318 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,208,000 | 1,030 |
| Total noninterest expense | $19,993,000 | 699 |
| Salaries and employee benefits | $10,688,000 | 674 |
| Premises and equipment expense | $3,991,000 | 498 |
| Additional noninterest expense | $5,314,000 | 791 |
| Pre-tax net operating income | $10,428,000 | 676 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $10,428,000 | 522 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $10,428,000 | 520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $801,000 | 765 |
| Cash dividends | $1,670,000 | 1,392 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $10,428,000 | 515 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $35,958,000 | 592 |
| Total interest expense | $19,086,000 | 538 |
| Net interest income | $16,872,000 | 677 |
| Provision for loan and lease losses | $340,000 | 1,399 |
| Total noninterest income | $4,362,000 | 706 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $2,817,000 | 323 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,545,000 | 1,022 |
| Total noninterest expense | $13,166,000 | 719 |
| Salaries and employee benefits | $7,196,000 | 688 |
| Premises and equipment expense | $2,640,000 | 514 |
| Additional noninterest expense | $3,330,000 | 845 |
| Pre-tax net operating income | $7,728,000 | 646 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $7,728,000 | 512 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $7,728,000 | 511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $360,000 | 897 |
| Cash dividends | $1,670,000 | 1,027 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $7,728,000 | 499 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $17,570,000 | 600 |
| Total interest expense | $9,259,000 | 541 |
| Net interest income | $8,311,000 | 680 |
| Provision for loan and lease losses | $221,000 | 1,087 |
| Total noninterest income | $2,274,000 | 676 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $1,713,000 | 256 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $561,000 | 1,256 |
| Total noninterest expense | $6,434,000 | 729 |
| Salaries and employee benefits | $3,564,000 | 703 |
| Premises and equipment expense | $1,310,000 | 521 |
| Additional noninterest expense | $1,560,000 | 882 |
| Pre-tax net operating income | $3,930,000 | 624 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $3,930,000 | 497 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,930,000 | 496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $173,000 | 811 |
| Cash dividends | $1,670,000 | 540 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $3,930,000 | 487 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $63,304,000 | 623 |
| Total interest expense | $29,572,000 | 580 |
| Net interest income | $33,732,000 | 656 |
| Provision for loan and lease losses | $1,009,000 | 1,032 |
| Total noninterest income | $9,150,000 | 658 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $6,060,000 | 293 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $3,090,000 | 972 |
| Total noninterest expense | $26,303,000 | 681 |
| Salaries and employee benefits | $14,888,000 | 628 |
| Premises and equipment expense | $5,672,000 | 451 |
| Additional noninterest expense | $5,743,000 | 926 |
| Pre-tax net operating income | $15,570,000 | 665 |
| Securities gains (losses) | $-195,000 | 8,374 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $15,375,000 | 518 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $15,375,000 | 516 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $447,000 | 1,263 |
| Cash dividends | $12,535,000 | 330 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $15,570,000 | 505 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $46,159,000 | 648 |
| Total interest expense | $20,829,000 | 610 |
| Net interest income | $25,330,000 | 675 |
| Provision for loan and lease losses | $1,009,000 | 750 |
| Total noninterest income | $6,498,000 | 702 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $4,319,000 | 313 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,179,000 | 1,033 |
| Total noninterest expense | $19,495,000 | 694 |
| Salaries and employee benefits | $11,199,000 | 643 |
| Premises and equipment expense | $4,362,000 | 455 |
| Additional noninterest expense | $3,934,000 | 1,029 |
| Pre-tax net operating income | $11,324,000 | 716 |
| Securities gains (losses) | $3,000 | 1,123 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $11,327,000 | 545 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $11,327,000 | 545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $342,000 | 1,055 |
| Cash dividends | $5,000,000 | 514 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $11,324,000 | 533 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $29,541,000 | 660 |
| Total interest expense | $12,627,000 | 630 |
| Net interest income | $16,914,000 | 681 |
| Provision for loan and lease losses | $853,000 | 604 |
| Total noninterest income | $4,057,000 | 748 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $2,809,000 | 316 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,248,000 | 1,156 |
| Total noninterest expense | $12,779,000 | 711 |
| Salaries and employee benefits | $7,443,000 | 657 |
| Premises and equipment expense | $2,914,000 | 460 |
| Additional noninterest expense | $2,422,000 | 1,118 |
| Pre-tax net operating income | $7,339,000 | 738 |
| Securities gains (losses) | $3,000 | 925 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $7,342,000 | 558 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $7,342,000 | 556 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $185,000 | 1,157 |
| Cash dividends | $3,406,000 | 518 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $7,339,000 | 543 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $14,119,000 | 671 |
| Total interest expense | $5,713,000 | 652 |
| Net interest income | $8,406,000 | 680 |
| Provision for loan and lease losses | $522,000 | 461 |
| Total noninterest income | $2,028,000 | 731 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,380,000 | 314 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $648,000 | 1,104 |
| Total noninterest expense | $6,325,000 | 714 |
| Salaries and employee benefits | $3,803,000 | 638 |
| Premises and equipment expense | $1,420,000 | 469 |
| Additional noninterest expense | $1,102,000 | 1,207 |
| Pre-tax net operating income | $3,587,000 | 736 |
| Securities gains (losses) | $3,000 | 752 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $3,590,000 | 563 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,590,000 | 562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 1,070 |
| Cash dividends | $1,436,000 | 558 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $3,587,000 | 551 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $42,780,000 | 749 |
| Total interest expense | $13,088,000 | 866 |
| Net interest income | $29,692,000 | 711 |
| Provision for loan and lease losses | $2,165,000 | 499 |
| Total noninterest income | $8,825,000 | 680 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $5,149,000 | 330 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,676,000 | 869 |
| Total noninterest expense | $24,093,000 | 719 |
| Salaries and employee benefits | $15,014,000 | 607 |
| Premises and equipment expense | $4,926,000 | 500 |
| Additional noninterest expense | $4,153,000 | 1,252 |
| Pre-tax net operating income | $12,259,000 | 806 |
| Securities gains (losses) | $123,000 | 638 |
| Applicable income taxes | $-67,000 | 8,571 |
| Income before extraordinary items | $12,449,000 | 599 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $12,449,000 | 600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $330,000 | 1,608 |
| Cash dividends | $7,479,000 | 480 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $12,326,000 | 590 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $30,009,000 | 778 |
| Total interest expense | $8,586,000 | 920 |
| Net interest income | $21,423,000 | 721 |
| Provision for loan and lease losses | $1,815,000 | 414 |
| Total noninterest income | $6,823,000 | 668 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $3,798,000 | 328 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,025,000 | 802 |
| Total noninterest expense | $17,858,000 | 707 |
| Salaries and employee benefits | $11,234,000 | 602 |
| Premises and equipment expense | $3,601,000 | 508 |
| Additional noninterest expense | $3,023,000 | 1,266 |
| Pre-tax net operating income | $8,573,000 | 862 |
| Securities gains (losses) | $123,000 | 600 |
| Applicable income taxes | $-67,000 | 8,697 |
| Income before extraordinary items | $8,763,000 | 636 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $8,763,000 | 636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $231,000 | 1,525 |
| Cash dividends | $5,305,000 | 446 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $8,640,000 | 630 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $18,981,000 | 805 |
| Total interest expense | $5,171,000 | 950 |
| Net interest income | $13,810,000 | 743 |
| Provision for loan and lease losses | $1,432,000 | 357 |
| Total noninterest income | $4,651,000 | 653 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $2,432,000 | 333 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $2,219,000 | 747 |
| Total noninterest expense | $11,641,000 | 712 |
| Salaries and employee benefits | $7,338,000 | 610 |
| Premises and equipment expense | $2,324,000 | 521 |
| Additional noninterest expense | $1,979,000 | 1,266 |
| Pre-tax net operating income | $5,388,000 | 888 |
| Securities gains (losses) | $123,000 | 512 |
| Applicable income taxes | $-30,000 | 8,680 |
| Income before extraordinary items | $5,541,000 | 652 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $5,541,000 | 652 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $188,000 | 1,251 |
| Cash dividends | $2,218,000 | 652 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $5,418,000 | 649 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $9,037,000 | 832 |
| Total interest expense | $2,425,000 | 966 |
| Net interest income | $6,612,000 | 781 |
| Provision for loan and lease losses | $717,000 | 345 |
| Total noninterest income | $1,795,000 | 780 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $1,212,000 | 322 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $583,000 | 1,193 |
| Total noninterest expense | $5,782,000 | 719 |
| Salaries and employee benefits | $3,530,000 | 628 |
| Premises and equipment expense | $1,103,000 | 545 |
| Additional noninterest expense | $1,149,000 | 1,078 |
| Pre-tax net operating income | $1,908,000 | 1,201 |
| Securities gains (losses) | $-4,000 | 8,340 |
| Applicable income taxes | $-417,000 | 8,908 |
| Income before extraordinary items | $2,321,000 | 757 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $2,321,000 | 758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 1,087 |
| Cash dividends | $928,000 | 724 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $2,325,000 | 735 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $31,675,000 | 883 |
| Total interest expense | $7,609,000 | 1,063 |
| Net interest income | $24,066,000 | 830 |
| Provision for loan and lease losses | $1,063,000 | 992 |
| Total noninterest income | $6,660,000 | 837 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $4,706,000 | 368 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,954,000 | 1,343 |
| Total noninterest expense | $20,001,000 | 800 |
| Salaries and employee benefits | $11,941,000 | 714 |
| Premises and equipment expense | $4,033,000 | 563 |
| Additional noninterest expense | $4,027,000 | 1,225 |
| Pre-tax net operating income | $9,662,000 | 910 |
| Securities gains (losses) | $659,000 | 379 |
| Applicable income taxes | $3,401,000 | 817 |
| Income before extraordinary items | $6,920,000 | 957 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $6,920,000 | 958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $256,000 | 2,216 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $6,478,470 | 989 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $23,161,000 | 894 |
| Total interest expense | $5,479,000 | 1,089 |
| Net interest income | $17,682,000 | 841 |
| Provision for loan and lease losses | $848,000 | 905 |
| Total noninterest income | $4,860,000 | 869 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $3,495,000 | 373 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,365,000 | 1,433 |
| Total noninterest expense | $14,495,000 | 841 |
| Salaries and employee benefits | $8,831,000 | 713 |
| Premises and equipment expense | $2,861,000 | 604 |
| Additional noninterest expense | $2,803,000 | 1,322 |
| Pre-tax net operating income | $7,199,000 | 924 |
| Securities gains (losses) | $443,000 | 451 |
| Applicable income taxes | $2,517,000 | 850 |
| Income before extraordinary items | $5,125,000 | 972 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $5,125,000 | 973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $179,000 | 2,049 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $4,828,190 | 991 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $14,941,000 | 915 |
| Total interest expense | $3,591,000 | 1,093 |
| Net interest income | $11,350,000 | 858 |
| Provision for loan and lease losses | $602,000 | 823 |
| Total noninterest income | $3,231,000 | 861 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $2,277,000 | 380 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $954,000 | 1,372 |
| Total noninterest expense | $9,280,000 | 880 |
| Salaries and employee benefits | $5,713,000 | 738 |
| Premises and equipment expense | $1,844,000 | 626 |
| Additional noninterest expense | $1,723,000 | 1,404 |
| Pre-tax net operating income | $4,699,000 | 931 |
| Securities gains (losses) | $368,000 | 423 |
| Applicable income taxes | $1,713,000 | 822 |
| Income before extraordinary items | $3,354,000 | 974 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,354,000 | 975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,407 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $3,111,120 | 1,017 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $7,194,000 | 961 |
| Total interest expense | $1,793,000 | 1,114 |
| Net interest income | $5,401,000 | 909 |
| Provision for loan and lease losses | $285,000 | 869 |
| Total noninterest income | $1,596,000 | 861 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,097,000 | 388 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $499,000 | 1,296 |
| Total noninterest expense | $4,553,000 | 902 |
| Salaries and employee benefits | $2,775,000 | 780 |
| Premises and equipment expense | $874,000 | 672 |
| Additional noninterest expense | $904,000 | 1,341 |
| Pre-tax net operating income | $2,159,000 | 998 |
| Securities gains (losses) | $351,000 | 332 |
| Applicable income taxes | $868,000 | 830 |
| Income before extraordinary items | $1,642,000 | 998 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,642,000 | 998 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,591 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,413,850 | 1,094 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $27,181,000 | 1,036 |
| Total interest expense | $7,224,000 | 1,224 |
| Net interest income | $19,957,000 | 960 |
| Provision for loan and lease losses | $780,000 | 1,488 |
| Total noninterest income | $5,654,000 | 1,036 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $3,958,000 | 430 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,696,000 | 1,651 |
| Total noninterest expense | $16,548,000 | 988 |
| Salaries and employee benefits | $10,131,000 | 843 |
| Premises and equipment expense | $3,159,000 | 724 |
| Additional noninterest expense | $3,258,000 | 1,518 |
| Pre-tax net operating income | $8,283,000 | 1,004 |
| Securities gains (losses) | $503,000 | 745 |
| Applicable income taxes | $3,218,000 | 873 |
| Income before extraordinary items | $5,568,000 | 1,153 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $5,568,000 | 1,155 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 3,855 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $5,246,080 | 1,157 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $20,082,000 | 1,075 |
| Total interest expense | $5,492,000 | 1,264 |
| Net interest income | $14,590,000 | 997 |
| Provision for loan and lease losses | $531,000 | 1,577 |
| Total noninterest income | $4,340,000 | 1,042 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $2,938,000 | 438 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,402,000 | 1,603 |
| Total noninterest expense | $12,109,000 | 1,028 |
| Salaries and employee benefits | $7,523,000 | 862 |
| Premises and equipment expense | $2,276,000 | 765 |
| Additional noninterest expense | $2,310,000 | 1,590 |
| Pre-tax net operating income | $6,290,000 | 1,035 |
| Securities gains (losses) | $370,000 | 831 |
| Applicable income taxes | $2,468,000 | 905 |
| Income before extraordinary items | $4,192,000 | 1,186 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $4,192,000 | 1,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 3,899 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,955,200 | 1,172 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $13,315,000 | 1,093 |
| Total interest expense | $3,767,000 | 1,270 |
| Net interest income | $9,548,000 | 1,014 |
| Provision for loan and lease losses | $374,000 | 1,492 |
| Total noninterest income | $2,885,000 | 1,028 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $1,955,000 | 436 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $930,000 | 1,598 |
| Total noninterest expense | $7,877,000 | 1,035 |
| Salaries and employee benefits | $4,872,000 | 885 |
| Premises and equipment expense | $1,457,000 | 788 |
| Additional noninterest expense | $1,548,000 | 1,568 |
| Pre-tax net operating income | $4,182,000 | 1,035 |
| Securities gains (losses) | $311,000 | 787 |
| Applicable income taxes | $1,668,000 | 905 |
| Income before extraordinary items | $2,825,000 | 1,191 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,825,000 | 1,191 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 4,430 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,625,960 | 1,177 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $6,626,000 | 1,113 |
| Total interest expense | $1,968,000 | 1,240 |
| Net interest income | $4,658,000 | 1,039 |
| Provision for loan and lease losses | $224,000 | 1,260 |
| Total noninterest income | $1,410,000 | 1,021 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $979,000 | 429 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $431,000 | 1,650 |
| Total noninterest expense | $3,811,000 | 1,059 |
| Salaries and employee benefits | $2,408,000 | 894 |
| Premises and equipment expense | $657,000 | 879 |
| Additional noninterest expense | $746,000 | 1,583 |
| Pre-tax net operating income | $2,033,000 | 1,066 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $755,000 | 994 |
| Income before extraordinary items | $1,278,000 | 1,293 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,278,000 | 1,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 2,802 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,278,000 | 1,207 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $25,471,000 | 1,203 |
| Total interest expense | $8,248,000 | 1,367 |
| Net interest income | $17,223,000 | 1,118 |
| Provision for loan and lease losses | $608,000 | 2,038 |
| Total noninterest income | $5,462,000 | 968 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $3,664,000 | 450 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,798,000 | 1,430 |
| Total noninterest expense | $14,184,000 | 1,095 |
| Salaries and employee benefits | $8,397,000 | 964 |
| Premises and equipment expense | $2,720,000 | 806 |
| Additional noninterest expense | $3,067,000 | 1,548 |
| Pre-tax net operating income | $7,893,000 | 1,074 |
| Securities gains (losses) | $340,000 | 823 |
| Applicable income taxes | $3,068,000 | 906 |
| Income before extraordinary items | $5,165,000 | 1,215 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $5,165,000 | 1,215 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 4,491 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,947,400 | 1,218 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $23,432,000 | 1,460 |
| Total interest expense | $10,533,000 | 1,545 |
| Net interest income | $12,899,000 | 1,378 |
| Provision for loan and lease losses | $725,000 | 1,619 |
| Total noninterest income | $4,301,000 | 1,124 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $2,958,000 | 505 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,343,000 | 1,666 |
| Total noninterest expense | $11,409,000 | 1,266 |
| Salaries and employee benefits | $6,309,000 | 1,178 |
| Premises and equipment expense | $2,326,000 | 902 |
| Additional noninterest expense | $2,774,000 | 1,665 |
| Pre-tax net operating income | $5,066,000 | 1,418 |
| Securities gains (losses) | $99,000 | 1,747 |
| Applicable income taxes | $1,861,000 | 1,255 |
| Income before extraordinary items | $3,304,000 | 1,606 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,304,000 | 1,607 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 3,490 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $3,240,640 | 1,565 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $20,587,000 | 1,681 |
| Total interest expense | $10,780,000 | 1,586 |
| Net interest income | $9,807,000 | 1,786 |
| Provision for loan and lease losses | $666,000 | 1,476 |
| Total noninterest income | $2,855,000 | 1,415 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $2,160,000 | 615 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $695,000 | 2,373 |
| Total noninterest expense | $9,039,000 | 1,552 |
| Salaries and employee benefits | $4,834,000 | 1,467 |
| Premises and equipment expense | $1,806,000 | 1,105 |
| Additional noninterest expense | $2,399,000 | 1,839 |
| Pre-tax net operating income | $2,957,000 | 2,422 |
| Securities gains (losses) | $1,000 | 1,732 |
| Applicable income taxes | $1,095,000 | 1,969 |
| Income before extraordinary items | $1,863,000 | 2,725 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,863,000 | 2,724 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 3,043 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,862,360 | 2,726 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $14,235,000 | 2,288 |
| Total interest expense | $6,339,000 | 2,316 |
| Net interest income | $7,896,000 | 2,225 |
| Provision for loan and lease losses | $426,000 | 1,993 |
| Total noninterest income | $2,506,000 | 1,564 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,503,000 | 880 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,003,000 | 1,861 |
| Total noninterest expense | $8,453,000 | 1,621 |
| Salaries and employee benefits | $3,959,000 | 1,744 |
| Premises and equipment expense | $1,900,000 | 1,066 |
| Additional noninterest expense | $2,594,000 | 1,719 |
| Pre-tax net operating income | $1,523,000 | 4,051 |
| Securities gains (losses) | $-58,000 | 9,826 |
| Applicable income taxes | $607,000 | 3,195 |
| Income before extraordinary items | $858,000 | 4,875 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $858,000 | 4,875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $167,000 | 2,677 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $895,120 | 4,721 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,441,000 | 3,098 |
| Total interest expense | $4,868,000 | 3,076 |
| Net interest income | $5,573,000 | 3,084 |
| Provision for loan and lease losses | $369,000 | 2,205 |
| Total noninterest income | $2,071,000 | 1,784 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,112,000 | 1,135 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $959,000 | 1,917 |
| Total noninterest expense | $6,370,000 | 2,059 |
| Salaries and employee benefits | $2,973,000 | 2,268 |
| Premises and equipment expense | $1,235,000 | 1,589 |
| Additional noninterest expense | $2,162,000 | 1,957 |
| Pre-tax net operating income | $905,000 | 5,717 |
| Securities gains (losses) | $74,000 | 1,468 |
| Applicable income taxes | $420,000 | 4,299 |
| Income before extraordinary items | $559,000 | 6,276 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $559,000 | 6,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 4,916 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $850,000 | 490 |
| Net operating income | $511,640 | 6,424 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,933,000 | 4,003 |
| Total interest expense | $3,643,000 | 4,012 |
| Net interest income | $4,290,000 | 3,983 |
| Provision for loan and lease losses | $120,000 | 4,629 |
| Total noninterest income | $1,232,000 | 2,571 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $797,000 | 1,631 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $435,000 | 3,111 |
| Total noninterest expense | $4,735,000 | 2,704 |
| Salaries and employee benefits | $2,117,000 | 3,123 |
| Premises and equipment expense | $746,000 | 2,585 |
| Additional noninterest expense | $1,872,000 | 2,224 |
| Pre-tax net operating income | $667,000 | 7,130 |
| Securities gains (losses) | $63,000 | 1,207 |
| Applicable income taxes | $313,000 | 5,608 |
| Income before extraordinary items | $417,000 | 7,526 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $417,000 | 7,529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 3,231 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $1,500,000 | 405 |
| Net operating income | $376,680 | 7,748 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,983,000 | 5,946 |
| Total interest expense | $1,995,000 | 6,425 |
| Net interest income | $2,988,000 | 5,458 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $825,000 | 3,619 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $594,000 | 2,282 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $231,000 | 4,763 |
| Total noninterest expense | $3,413,000 | 3,863 |
| Salaries and employee benefits | $1,458,000 | 4,425 |
| Premises and equipment expense | $546,000 | 3,511 |
| Additional noninterest expense | $1,409,000 | 3,292 |
| Pre-tax net operating income | $400,000 | 8,504 |
| Securities gains (losses) | $2,000 | 3,501 |
| Applicable income taxes | $219,000 | 6,854 |
| Income before extraordinary items | $183,000 | 9,466 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $183,000 | 9,468 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-44,000 | 10,993 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $181,720 | 9,422 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,900,000 | 8,361 |
| Total interest expense | $1,300,000 | 8,279 |
| Net interest income | $1,600,000 | 8,259 |
| Provision for loan and lease losses | $155,000 | 3,565 |
| Total noninterest income | $415,000 | 5,851 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $319,000 | 4,071 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $96,000 | 7,354 |
| Total noninterest expense | $2,336,000 | 5,286 |
| Salaries and employee benefits | $873,000 | 6,689 |
| Premises and equipment expense | $300,000 | 5,625 |
| Additional noninterest expense | $1,163,000 | 3,844 |
| Pre-tax net operating income | $-476,000 | 11,785 |
| Securities gains (losses) | $60,000 | 1,194 |
| Applicable income taxes | $-135,000 | 11,744 |
| Income before extraordinary items | $-281,000 | 11,725 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-281,000 | 11,722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,816 |
| Cash dividends | $10,000 | 8,554 |
| Sale, conversion, retirement of capital stock, net | $402,000 | 399 |
| Net operating income | $-321,800 | 11,734 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,127,000 | 7,856 |
| Total interest expense | $1,197,000 | 7,914 |
| Net interest income | $1,930,000 | 7,724 |
| Provision for loan and lease losses | $341,000 | 2,064 |
| Total noninterest income | $441,000 | 5,756 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $351,000 | 3,827 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 7,838 |
| Total noninterest expense | $1,859,000 | 6,545 |
| Salaries and employee benefits | $811,000 | 7,145 |
| Premises and equipment expense | $338,000 | 5,200 |
| Additional noninterest expense | $710,000 | 6,248 |
| Pre-tax net operating income | $171,000 | 11,112 |
| Securities gains (losses) | $-12,000 | 9,966 |
| Applicable income taxes | $30,000 | 10,923 |
| Income before extraordinary items | $129,000 | 11,068 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $129,000 | 11,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $170,000 | 2,765 |
| Cash dividends | $15,000 | 8,673 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $138,720 | 11,016 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,716,000 | 8,800 |
| Total interest expense | $1,093,000 | 8,714 |
| Net interest income | $1,623,000 | 8,733 |
| Provision for loan and lease losses | $25,000 | 8,682 |
| Total noninterest income | $524,000 | 5,429 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $418,000 | 3,311 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $106,000 | 7,681 |
| Total noninterest expense | $1,720,000 | 7,132 |
| Salaries and employee benefits | $736,000 | 7,738 |
| Premises and equipment expense | $311,000 | 5,674 |
| Additional noninterest expense | $673,000 | 6,764 |
| Pre-tax net operating income | $402,000 | 9,396 |
| Securities gains (losses) | $-13,000 | 12,831 |
| Applicable income taxes | $116,000 | 9,390 |
| Income before extraordinary items | $273,000 | 9,778 |
| Extraordinary gains, net | $-20,000 | 12,458 |
| Net income | $253,000 | 10,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $281,000 | 2,561 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $282,100 | 9,404 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,160,000 | 8,703 |
| Total interest expense | $1,453,000 | 8,661 |
| Net interest income | $1,707,000 | 8,627 |
| Provision for loan and lease losses | $200,000 | 5,193 |
| Total noninterest income | $469,000 | 5,897 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $362,000 | 3,798 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $107,000 | 7,823 |
| Total noninterest expense | $1,688,000 | 7,288 |
| Salaries and employee benefits | $784,000 | 7,367 |
| Premises and equipment expense | $356,000 | 5,305 |
| Additional noninterest expense | $548,000 | 8,005 |
| Pre-tax net operating income | $288,000 | 10,259 |
| Securities gains (losses) | $89,000 | 3,202 |
| Applicable income taxes | $63,000 | 10,913 |
| Income before extraordinary items | $314,000 | 9,109 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $314,000 | 9,256 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 5,042 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $240,130 | 9,683 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.