Home > Prosperity Bank > Net charge- offs to loans
Prosperity Bank, Net charge- offs to loans
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8984% | 648 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9495% | 500 |
| Percentage Net Loans Charged-off:Construction & development | 6.1775% | 196 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1845% | 1,563 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0740% | 5,296 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8484% | 609 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0875% | 4,831 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9318% | 540 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4191% | 6,183 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6279% | 1,596 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6279% | 1,479 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3505% | 279 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1844% | 493 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2703% | 372 |
| Percentage Net Loans Charged-off:Construction & development | 8.3567% | 162 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1995% | 1,335 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0745% | 5,302 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1776% | 436 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0886% | 4,829 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3023% | 395 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5576% | 6,299 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8401% | 1,205 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8401% | 1,095 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2382% | 274 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2981% | 432 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3578% | 353 |
| Percentage Net Loans Charged-off:Construction & development | 5.9480% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1174% | 1,117 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0756% | 5,344 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8409% | 245 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1013% | 4,840 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0582% | 220 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3876% | 1,031 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6143% | 6,428 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6143% | 6,383 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.7835% | 220 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3295% | 721 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2874% | 693 |
| Percentage Net Loans Charged-off:Construction & development | 5.5355% | 503 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4903% | 1,578 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.8308% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2892% | 644 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6621% | 884 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3935% | 601 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1226% | 1,322 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8587% | 1,578 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8587% | 1,459 |
| Percentage Net Loans Charged-off: All other loans and lease | 5.7869% | 199 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1969% | 816 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1650% | 800 |
| Percentage Net Loans Charged-off:Construction & development | 5.9751% | 469 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1897% | 2,087 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.4346% | 265 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2140% | 705 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3082% | 1,126 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3744% | 613 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5455% | 1,779 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2116% | 1,068 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2118% | 959 |
| Percentage Net Loans Charged-off: All other loans and lease | 6.1277% | 181 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1546% | 935 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1907% | 815 |
| Percentage Net Loans Charged-off:Construction & development | 6.7429% | 408 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2048% | 1,787 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.7035% | 179 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0453% | 853 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0455% | 1,288 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2349% | 706 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7228% | 6,682 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9185% | 662 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9185% | 607 |
| Percentage Net Loans Charged-off: All other loans and lease | 5.3942% | 183 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1497% | 898 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2627% | 725 |
| Percentage Net Loans Charged-off:Construction & development | 8.5070% | 289 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0788% | 6,821 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.4153% | 99 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0044% | 856 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2357% | 848 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1572% | 750 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.4052% | 6,849 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3631% | 2,096 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3631% | 1,922 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.3271% | 180 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9169% | 745 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7847% | 792 |
| Percentage Net Loans Charged-off:Construction & development | 8.0129% | 594 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2408% | 2,594 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0704% | 5,654 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9722% | 561 |
| Percentage Net Loans Charged-off: Home equity loans | 2.4217% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8678% | 627 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0086% | 804 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7546% | 2,102 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7288% | 1,899 |
| Percentage Net Loans Charged-off: All other loans and lease | 9.3765% | 148 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9378% | 667 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7763% | 726 |
| Percentage Net Loans Charged-off:Construction & development | 6.8831% | 644 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2131% | 2,307 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0702% | 5,662 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1923% | 455 |
| Percentage Net Loans Charged-off: Home equity loans | 3.0297% | 266 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9928% | 532 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.9123% | 539 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3379% | 3,136 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3227% | 2,887 |
| Percentage Net Loans Charged-off: All other loans and lease | 9.1530% | 144 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6226% | 902 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6217% | 847 |
| Percentage Net Loans Charged-off:Construction & development | 5.4507% | 763 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1785% | 2,091 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0699% | 5,696 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1612% | 483 |
| Percentage Net Loans Charged-off: Home equity loans | 4.3502% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6294% | 706 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5934% | 2,034 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3333% | 2,903 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3126% | 2,699 |
| Percentage Net Loans Charged-off: All other loans and lease | 7.8898% | 154 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7179% | 767 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7929% | 652 |
| Percentage Net Loans Charged-off:Construction & development | 5.8840% | 544 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2746% | 1,360 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0692% | 5,721 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3112% | 433 |
| Percentage Net Loans Charged-off: Home equity loans | 4.3524% | 174 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7972% | 562 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0479% | 6,074 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0352% | 5,980 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0318% | 5,937 |
| Percentage Net Loans Charged-off: All other loans and lease | 5.9017% | 170 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0875% | 960 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9994% | 929 |
| Percentage Net Loans Charged-off:Construction & development | 5.8968% | 1,058 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5432% | 1,958 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3409% | 617 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2062% | 567 |
| Percentage Net Loans Charged-off: Home equity loans | 3.3524% | 274 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8592% | 744 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6728% | 1,871 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8131% | 716 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 10.6080% | 181 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8842% | 1,016 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7463% | 999 |
| Percentage Net Loans Charged-off:Construction & development | 6.3956% | 894 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2942% | 2,175 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.8071% | 466 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6894% | 725 |
| Percentage Net Loans Charged-off: Home equity loans | 3.7299% | 227 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0543% | 1,191 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9710% | 1,468 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3007% | 543 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 11.0497% | 163 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1771% | 823 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1204% | 786 |
| Percentage Net Loans Charged-off:Construction & development | 7.6581% | 667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2807% | 1,847 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.3533% | 333 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0842% | 551 |
| Percentage Net Loans Charged-off: Home equity loans | 4.4900% | 184 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3137% | 913 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1564% | 1,280 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5102% | 1,316 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 9.7786% | 157 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5031% | 652 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3925% | 616 |
| Percentage Net Loans Charged-off:Construction & development | 10.8770% | 410 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2066% | 1,439 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7865% | 621 |
| Percentage Net Loans Charged-off: Home equity loans | 4.2271% | 195 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9909% | 978 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8447% | 637 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5450% | 788 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.4120% | 196 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5980% | 874 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5512% | 779 |
| Percentage Net Loans Charged-off:Construction & development | 5.4912% | 1,134 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4208% | 1,901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6911% | 629 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.0483% | 379 |
| Percentage Net Loans Charged-off: Home equity loans | 5.3897% | 168 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1537% | 611 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4338% | 2,382 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4568% | 1,054 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 14.4606% | 189 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4141% | 765 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3775% | 675 |
| Percentage Net Loans Charged-off:Construction & development | 3.9803% | 1,175 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5299% | 1,307 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9022% | 437 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.0877% | 323 |
| Percentage Net Loans Charged-off: Home equity loans | 5.4554% | 159 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1594% | 494 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1241% | 2,215 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2723% | 1,091 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 13.4817% | 178 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8723% | 572 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9200% | 476 |
| Percentage Net Loans Charged-off:Construction & development | 4.8495% | 849 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7459% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.6912% | 236 |
| Percentage Net Loans Charged-off: Home equity loans | 6.4313% | 118 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5829% | 376 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9277% | 2,078 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0434% | 1,171 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 11.8375% | 173 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6343% | 510 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6149% | 429 |
| Percentage Net Loans Charged-off:Construction & development | 5.4829% | 529 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0756% | 434 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.5872% | 295 |
| Percentage Net Loans Charged-off: Home equity loans | 6.5169% | 97 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9949% | 721 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2750% | 1,270 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6042% | 846 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 10.2826% | 174 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3355% | 440 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3194% | 334 |
| Percentage Net Loans Charged-off:Construction & development | 4.4934% | 565 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5208% | 331 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9698% | 277 |
| Percentage Net Loans Charged-off: Home equity loans | 2.8424% | 192 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6230% | 353 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7724% | 741 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3820% | 782 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9073% | 383 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8454% | 301 |
| Percentage Net Loans Charged-off:Construction & development | 3.9049% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7016% | 430 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7613% | 241 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8844% | 218 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7128% | 245 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3731% | 433 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9480% | 867 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5730% | 1,223 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3851% | 1,140 |
| Percentage Net Loans Charged-off:Construction & development | 0.9467% | 780 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4116% | 917 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5337% | 6,050 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7855% | 471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6738% | 722 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1352% | 719 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3614% | 1,425 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0772% | 1,868 |
| Percentage Net Loans Charged-off:Construction & development | 0.0312% | 1,057 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1575% | 1,174 |
| Percentage Net Loans Charged-off: Home equity loans | -1.2287% | 6,017 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7093% | 420 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4021% | 405 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4398% | 604 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2510% | 2,181 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1739% | 1,509 |
| Percentage Net Loans Charged-off:Construction & development | 0.0651% | 1,297 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3790% | 710 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0433% | 172 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0712% | 2,047 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0235% | 3,764 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9340% | 1,731 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1482% | 2,491 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0549% | 2,016 |
| Percentage Net Loans Charged-off:Construction & development | 0.0842% | 785 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0797% | 1,579 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1710% | 445 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0359% | 1,926 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9084% | 1,538 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1006% | 2,739 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8733% | 1,511 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0974% | 2,237 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8197% | 1,515 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0656% | 3,990 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,710 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4909% | 2,927 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0676% | 3,344 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4943% | 2,537 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0554% | 3,305 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3966% | 2,736 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0511% | 2,809 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3582% | 2,543 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0595% | 4,536 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3431% | 2,293 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3415% | 4,333 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0575% | 3,997 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4670% | 1,621 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3035% | 4,044 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0732% | 3,386 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7175% | 1,129 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3775% | 3,348 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0863% | 2,622 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6235% | 2,218 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0611% | 4,997 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0017% | 3,812 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0031% | 3,169 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0038% | 2,988 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6228% | 1,883 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3182% | 4,729 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0587% | 4,492 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0066% | 3,068 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0011% | 8,139 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0128% | 2,463 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0155% | 2,270 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7814% | 1,347 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2175% | 4,876 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0020% | 5,971 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 7,677 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0016% | 8,229 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1941% | 7,809 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0873% | 5,244 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0021% | 5,064 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0012% | 7,804 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0033% | 8,361 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2826% | 7,951 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1352% | 4,260 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0343% | 6,261 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0018% | 4,027 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0048% | 1,552 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5731% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0885% | 6,531 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0262% | 5,987 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0015% | 7,922 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0040% | 8,416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0939% | 3,601 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2505% | 5,122 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0147% | 5,939 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 7,902 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0021% | 8,388 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1620% | 5,206 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0383% | 4,433 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0015% | 8,063 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0043% | 8,549 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4131% | 3,451 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0310% | 6,600 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0031% | 4,003 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0089% | 1,500 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0455% | 4,595 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2761% | 5,538 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0616% | 5,867 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0438% | 2,503 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0708% | 1,836 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0953% | 428 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0684% | 1,782 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0155% | 4,716 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2452% | 5,680 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0718% | 5,236 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1234% | 4,379 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0567% | 6,197 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2226% | 3,528 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1129% | 10,846 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0032% | 9,850 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5693% | 1,569 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9835% | 1,284 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5097% | 4,180 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |