Home > Prosperan Bank > Income and Expense
Prosperan Bank, Income and Expense
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,953,000 | 3,127 |
| Total interest expense | $3,357,000 | 2,605 |
| Net interest income | $4,596,000 | 3,408 |
| Provision for loan and lease losses | $12,004,000 | 540 |
| Total noninterest income | $-126,000 | 7,933 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $189,000 | 4,233 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-315,000 | 7,919 |
| Total noninterest expense | $5,558,000 | 2,662 |
| Salaries and employee benefits | $2,900,000 | 2,543 |
| Premises and equipment expense | $630,000 | 3,029 |
| Additional noninterest expense | $2,028,000 | 2,543 |
| Pre-tax net operating income | $-13,092,000 | 7,805 |
| Securities gains (losses) | $-82,000 | 7,444 |
| Applicable income taxes | $5,000 | 4,212 |
| Income before extraordinary items | $-13,179,000 | 7,837 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-13,179,000 | 7,836 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-13,179,000 | 7,836 |
| Net charge-offs | $15,139,000 | 380 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-13,097,000 | 7,839 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,479,000 | 3,064 |
| Total interest expense | $2,372,000 | 2,563 |
| Net interest income | $3,107,000 | 3,354 |
| Provision for loan and lease losses | $8,708,000 | 500 |
| Total noninterest income | $-231,000 | 8,077 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $128,000 | 4,181 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-359,000 | 8,060 |
| Total noninterest expense | $3,715,000 | 2,684 |
| Salaries and employee benefits | $2,021,000 | 2,490 |
| Premises and equipment expense | $416,000 | 3,075 |
| Additional noninterest expense | $1,278,000 | 2,686 |
| Pre-tax net operating income | $-9,547,000 | 7,908 |
| Securities gains (losses) | $-82,000 | 7,655 |
| Applicable income taxes | $5,000 | 4,239 |
| Income before extraordinary items | $-9,634,000 | 7,942 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-9,634,000 | 7,941 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-9,634,000 | 7,941 |
| Net charge-offs | $11,225,000 | 343 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-9,552,000 | 7,942 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,920,000 | 2,928 |
| Total interest expense | $1,221,000 | 2,588 |
| Net interest income | $1,699,000 | 3,118 |
| Provision for loan and lease losses | $350,000 | 2,122 |
| Total noninterest income | $115,000 | 4,956 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $63,000 | 4,164 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $52,000 | 4,774 |
| Total noninterest expense | $1,669,000 | 2,863 |
| Salaries and employee benefits | $1,028,000 | 2,492 |
| Premises and equipment expense | $215,000 | 3,059 |
| Additional noninterest expense | $426,000 | 3,409 |
| Pre-tax net operating income | $-205,000 | 6,897 |
| Securities gains (losses) | $89,000 | 1,052 |
| Applicable income taxes | $5,000 | 4,285 |
| Income before extraordinary items | $-121,000 | 6,857 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-121,000 | 6,858 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-121,000 | 6,858 |
| Net charge-offs | $862,000 | 1,039 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-210,000 | 6,976 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $13,695,000 | 2,697 |
| Total interest expense | $6,053,000 | 2,499 |
| Net interest income | $7,642,000 | 2,826 |
| Provision for loan and lease losses | $6,162,000 | 864 |
| Total noninterest income | $433,000 | 5,134 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $368,000 | 3,622 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $65,000 | 6,475 |
| Total noninterest expense | $6,674,000 | 2,796 |
| Salaries and employee benefits | $4,343,000 | 2,334 |
| Premises and equipment expense | $861,000 | 2,992 |
| Additional noninterest expense | $1,470,000 | 3,673 |
| Pre-tax net operating income | $-4,761,000 | 7,785 |
| Securities gains (losses) | $-148,000 | 7,295 |
| Applicable income taxes | $5,000 | 4,660 |
| Income before extraordinary items | $-4,914,000 | 7,806 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-4,914,000 | 7,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $865,000 | 2,127 |
| Cash dividends | $120,000 | 4,854 |
| Sale, conversion, retirement of capital stock, net | $56,000 | 1,104 |
| Net operating income | $-4,766,000 | 7,853 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $10,502,000 | 2,690 |
| Total interest expense | $4,793,000 | 2,470 |
| Net interest income | $5,709,000 | 2,860 |
| Provision for loan and lease losses | $825,000 | 2,059 |
| Total noninterest income | $288,000 | 5,443 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $272,000 | 3,676 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $16,000 | 7,561 |
| Total noninterest expense | $4,808,000 | 2,870 |
| Salaries and employee benefits | $3,220,000 | 2,374 |
| Premises and equipment expense | $649,000 | 2,995 |
| Additional noninterest expense | $939,000 | 4,072 |
| Pre-tax net operating income | $364,000 | 5,389 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $5,000 | 5,028 |
| Income before extraordinary items | $359,000 | 4,950 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $359,000 | 4,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $630,000 | 1,707 |
| Cash dividends | $120,000 | 4,287 |
| Sale, conversion, retirement of capital stock, net | $48,000 | 957 |
| Net operating income | $359,000 | 5,114 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,093,000 | 2,683 |
| Total interest expense | $3,402,000 | 2,420 |
| Net interest income | $3,691,000 | 2,924 |
| Provision for loan and lease losses | $650,000 | 1,606 |
| Total noninterest income | $241,000 | 5,065 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $176,000 | 3,741 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $65,000 | 5,754 |
| Total noninterest expense | $3,086,000 | 2,978 |
| Salaries and employee benefits | $2,107,000 | 2,446 |
| Premises and equipment expense | $437,000 | 2,970 |
| Additional noninterest expense | $542,000 | 4,492 |
| Pre-tax net operating income | $196,000 | 5,846 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $5,000 | 5,215 |
| Income before extraordinary items | $191,000 | 5,677 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $191,000 | 5,678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $296,000 | 1,824 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 927 |
| Net operating income | $191,000 | 5,611 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,497,000 | 2,789 |
| Total interest expense | $1,976,000 | 2,257 |
| Net interest income | $1,521,000 | 3,450 |
| Provision for loan and lease losses | $250,000 | 1,575 |
| Total noninterest income | $102,000 | 5,376 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $84,000 | 3,792 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $18,000 | 6,579 |
| Total noninterest expense | $1,351,000 | 3,366 |
| Salaries and employee benefits | $1,076,000 | 2,419 |
| Premises and equipment expense | $209,000 | 3,109 |
| Additional noninterest expense | $66,000 | 7,693 |
| Pre-tax net operating income | $22,000 | 6,951 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $5,000 | 5,114 |
| Income before extraordinary items | $17,000 | 7,056 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $17,000 | 7,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $226,000 | 1,179 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 784 |
| Net operating income | $17,000 | 6,964 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $15,002,000 | 2,678 |
| Total interest expense | $7,165,000 | 2,562 |
| Net interest income | $7,837,000 | 2,782 |
| Provision for loan and lease losses | $1,645,000 | 976 |
| Total noninterest income | $494,000 | 5,059 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $404,000 | 3,507 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $90,000 | 6,375 |
| Total noninterest expense | $6,838,000 | 2,648 |
| Salaries and employee benefits | $3,919,000 | 2,531 |
| Premises and equipment expense | $737,000 | 3,302 |
| Additional noninterest expense | $2,182,000 | 2,471 |
| Pre-tax net operating income | $-152,000 | 7,607 |
| Securities gains (losses) | $-6,000 | 7,432 |
| Applicable income taxes | $5,000 | 5,774 |
| Income before extraordinary items | $-163,000 | 7,687 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-163,000 | 7,685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $684,000 | 1,356 |
| Cash dividends | $700,000 | 3,186 |
| Sale, conversion, retirement of capital stock, net | $119,000 | 889 |
| Net operating income | $-157,000 | 7,663 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $10,940,000 | 2,756 |
| Total interest expense | $5,063,000 | 2,717 |
| Net interest income | $5,877,000 | 2,788 |
| Provision for loan and lease losses | $563,000 | 1,423 |
| Total noninterest income | $546,000 | 4,211 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $306,000 | 3,482 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $240,000 | 4,162 |
| Total noninterest expense | $4,655,000 | 2,854 |
| Salaries and employee benefits | $2,870,000 | 2,587 |
| Premises and equipment expense | $506,000 | 3,524 |
| Additional noninterest expense | $1,279,000 | 3,014 |
| Pre-tax net operating income | $1,205,000 | 3,935 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $5,000 | 5,890 |
| Income before extraordinary items | $1,200,000 | 3,465 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,200,000 | 3,464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $282,000 | 1,586 |
| Cash dividends | $700,000 | 2,462 |
| Sale, conversion, retirement of capital stock, net | $86,000 | 789 |
| Net operating income | $1,200,000 | 3,452 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,186,000 | 2,800 |
| Total interest expense | $3,275,000 | 2,782 |
| Net interest income | $3,911,000 | 2,810 |
| Provision for loan and lease losses | $401,000 | 1,233 |
| Total noninterest income | $437,000 | 3,831 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $205,000 | 3,466 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $232,000 | 3,501 |
| Total noninterest expense | $3,110,000 | 2,880 |
| Salaries and employee benefits | $1,975,000 | 2,551 |
| Premises and equipment expense | $326,000 | 3,635 |
| Additional noninterest expense | $809,000 | 3,161 |
| Pre-tax net operating income | $837,000 | 3,913 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $5,000 | 5,893 |
| Income before extraordinary items | $832,000 | 3,437 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $832,000 | 3,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $276,000 | 1,084 |
| Cash dividends | $350,000 | 2,931 |
| Sale, conversion, retirement of capital stock, net | $52,000 | 730 |
| Net operating income | $832,000 | 3,411 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,507,000 | 2,858 |
| Total interest expense | $1,605,000 | 2,814 |
| Net interest income | $1,902,000 | 2,880 |
| Provision for loan and lease losses | $136,000 | 1,610 |
| Total noninterest income | $152,000 | 4,613 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $97,000 | 3,514 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $55,000 | 4,922 |
| Total noninterest expense | $1,527,000 | 2,939 |
| Salaries and employee benefits | $982,000 | 2,579 |
| Premises and equipment expense | $158,000 | 3,732 |
| Additional noninterest expense | $387,000 | 3,261 |
| Pre-tax net operating income | $391,000 | 4,042 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $5,000 | 5,693 |
| Income before extraordinary items | $386,000 | 3,580 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $386,000 | 3,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 1,372 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 633 |
| Net operating income | $386,000 | 3,560 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $13,290,000 | 2,829 |
| Total interest expense | $5,547,000 | 2,774 |
| Net interest income | $7,743,000 | 2,838 |
| Provision for loan and lease losses | $804,000 | 1,272 |
| Total noninterest income | $865,000 | 3,870 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $411,000 | 3,483 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $454,000 | 3,512 |
| Total noninterest expense | $6,045,000 | 2,857 |
| Salaries and employee benefits | $4,003,000 | 2,445 |
| Premises and equipment expense | $617,000 | 3,675 |
| Additional noninterest expense | $1,425,000 | 3,429 |
| Pre-tax net operating income | $1,759,000 | 3,942 |
| Securities gains (losses) | $-15,000 | 7,443 |
| Applicable income taxes | $12,000 | 6,106 |
| Income before extraordinary items | $1,732,000 | 3,445 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,732,000 | 3,443 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $560,000 | 1,071 |
| Cash dividends | $1,200,000 | 2,241 |
| Sale, conversion, retirement of capital stock, net | $99,000 | 894 |
| Net operating income | $1,746,850 | 3,408 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $9,718,000 | 2,875 |
| Total interest expense | $3,995,000 | 2,786 |
| Net interest income | $5,723,000 | 2,901 |
| Provision for loan and lease losses | $610,000 | 1,194 |
| Total noninterest income | $651,000 | 3,865 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $326,000 | 3,388 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $325,000 | 3,600 |
| Total noninterest expense | $4,642,000 | 2,799 |
| Salaries and employee benefits | $3,137,000 | 2,347 |
| Premises and equipment expense | $460,000 | 3,710 |
| Additional noninterest expense | $1,045,000 | 3,481 |
| Pre-tax net operating income | $1,122,000 | 4,471 |
| Securities gains (losses) | $-15,000 | 7,737 |
| Applicable income taxes | $9,000 | 6,256 |
| Income before extraordinary items | $1,098,000 | 3,938 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,098,000 | 3,941 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $516,000 | 786 |
| Cash dividends | $750,000 | 2,334 |
| Sale, conversion, retirement of capital stock, net | $72,000 | 761 |
| Net operating income | $1,112,850 | 3,893 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,186,000 | 2,950 |
| Total interest expense | $2,530,000 | 2,788 |
| Net interest income | $3,656,000 | 3,024 |
| Provision for loan and lease losses | $170,000 | 2,399 |
| Total noninterest income | $432,000 | 3,866 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $216,000 | 3,377 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $216,000 | 3,603 |
| Total noninterest expense | $3,253,000 | 2,707 |
| Salaries and employee benefits | $2,240,000 | 2,191 |
| Premises and equipment expense | $314,000 | 3,631 |
| Additional noninterest expense | $699,000 | 3,484 |
| Pre-tax net operating income | $665,000 | 4,745 |
| Securities gains (losses) | $-15,000 | 7,996 |
| Applicable income taxes | $9,000 | 6,166 |
| Income before extraordinary items | $641,000 | 4,285 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $641,000 | 4,289 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $199,000 | 1,097 |
| Cash dividends | $350,000 | 2,888 |
| Sale, conversion, retirement of capital stock, net | $39,000 | 664 |
| Net operating income | $655,850 | 4,216 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,025,000 | 2,956 |
| Total interest expense | $1,200,000 | 2,810 |
| Net interest income | $1,825,000 | 3,013 |
| Provision for loan and lease losses | $50,000 | 3,099 |
| Total noninterest income | $165,000 | 4,423 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $100,000 | 3,481 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $65,000 | 4,564 |
| Total noninterest expense | $1,461,000 | 2,949 |
| Salaries and employee benefits | $983,000 | 2,481 |
| Premises and equipment expense | $158,000 | 3,627 |
| Additional noninterest expense | $320,000 | 3,705 |
| Pre-tax net operating income | $479,000 | 3,844 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $9,000 | 5,806 |
| Income before extraordinary items | $470,000 | 3,320 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $470,000 | 3,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 1,023 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $470,000 | 3,300 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $10,638,000 | 2,990 |
| Total interest expense | $3,580,000 | 2,885 |
| Net interest income | $7,058,000 | 3,022 |
| Provision for loan and lease losses | $760,000 | 1,323 |
| Total noninterest income | $1,012,000 | 3,531 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $389,000 | 3,616 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $623,000 | 2,992 |
| Total noninterest expense | $5,661,000 | 2,900 |
| Salaries and employee benefits | $3,852,000 | 2,374 |
| Premises and equipment expense | $679,000 | 3,320 |
| Additional noninterest expense | $1,130,000 | 4,043 |
| Pre-tax net operating income | $1,649,000 | 4,157 |
| Securities gains (losses) | $-4,000 | 7,217 |
| Applicable income taxes | $7,000 | 6,617 |
| Income before extraordinary items | $1,638,000 | 3,575 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,638,000 | 3,576 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $299,000 | 1,739 |
| Cash dividends | $500,000 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 865 |
| Net operating income | $1,642,000 | 3,542 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,602,000 | 3,072 |
| Total interest expense | $2,492,000 | 2,936 |
| Net interest income | $5,110,000 | 3,094 |
| Provision for loan and lease losses | $276,000 | 2,340 |
| Total noninterest income | $744,000 | 3,585 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $292,000 | 3,620 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $452,000 | 3,059 |
| Total noninterest expense | $4,217,000 | 2,883 |
| Salaries and employee benefits | $2,977,000 | 2,283 |
| Premises and equipment expense | $506,000 | 3,332 |
| Additional noninterest expense | $734,000 | 4,476 |
| Pre-tax net operating income | $1,361,000 | 4,002 |
| Securities gains (losses) | $-4,000 | 7,604 |
| Applicable income taxes | $7,000 | 6,626 |
| Income before extraordinary items | $1,350,000 | 3,396 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,350,000 | 3,398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 3,823 |
| Cash dividends | $500,000 | 2,773 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 682 |
| Net operating income | $1,353,960 | 3,349 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,783,000 | 3,159 |
| Total interest expense | $1,578,000 | 2,934 |
| Net interest income | $3,205,000 | 3,220 |
| Provision for loan and lease losses | $190,000 | 2,233 |
| Total noninterest income | $560,000 | 3,270 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $188,000 | 3,641 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $372,000 | 2,663 |
| Total noninterest expense | $2,861,000 | 2,826 |
| Salaries and employee benefits | $2,064,000 | 2,192 |
| Premises and equipment expense | $321,000 | 3,429 |
| Additional noninterest expense | $476,000 | 4,539 |
| Pre-tax net operating income | $714,000 | 4,560 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $7,000 | 6,523 |
| Income before extraordinary items | $707,000 | 3,962 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $707,000 | 3,964 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,238 |
| Cash dividends | $250,000 | 3,195 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 564 |
| Net operating income | $707,000 | 3,910 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,282,000 | 3,246 |
| Total interest expense | $744,000 | 2,982 |
| Net interest income | $1,538,000 | 3,342 |
| Provision for loan and lease losses | $36,000 | 3,732 |
| Total noninterest income | $209,000 | 3,864 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $93,000 | 3,609 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $116,000 | 3,465 |
| Total noninterest expense | $1,362,000 | 2,965 |
| Salaries and employee benefits | $997,000 | 2,288 |
| Premises and equipment expense | $151,000 | 3,632 |
| Additional noninterest expense | $214,000 | 4,855 |
| Pre-tax net operating income | $349,000 | 4,605 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $7,000 | 6,248 |
| Income before extraordinary items | $342,000 | 4,012 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $342,000 | 4,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $100,000 | 2,899 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 412 |
| Net operating income | $342,000 | 3,966 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,892,000 | 3,445 |
| Total interest expense | $2,278,000 | 3,279 |
| Net interest income | $5,614,000 | 3,489 |
| Provision for loan and lease losses | $365,000 | 2,527 |
| Total noninterest income | $979,000 | 3,609 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $359,000 | 3,878 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $620,000 | 2,927 |
| Total noninterest expense | $4,832,000 | 3,215 |
| Salaries and employee benefits | $3,110,000 | 2,753 |
| Premises and equipment expense | $616,000 | 3,466 |
| Additional noninterest expense | $1,106,000 | 3,999 |
| Pre-tax net operating income | $1,396,000 | 4,435 |
| Securities gains (losses) | $25,000 | 2,257 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $1,421,000 | 3,764 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,421,000 | 3,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $271,000 | 2,139 |
| Cash dividends | $615,000 | 3,178 |
| Sale, conversion, retirement of capital stock, net | $73,000 | 698 |
| Net operating income | $1,396,000 | 3,757 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,782,000 | 3,487 |
| Total interest expense | $1,618,000 | 3,383 |
| Net interest income | $4,164,000 | 3,481 |
| Provision for loan and lease losses | $75,000 | 4,788 |
| Total noninterest income | $663,000 | 3,850 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $253,000 | 4,067 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $410,000 | 3,146 |
| Total noninterest expense | $3,550,000 | 3,265 |
| Salaries and employee benefits | $2,318,000 | 2,749 |
| Premises and equipment expense | $451,000 | 3,537 |
| Additional noninterest expense | $781,000 | 4,155 |
| Pre-tax net operating income | $1,202,000 | 4,149 |
| Securities gains (losses) | $24,000 | 2,195 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $1,226,000 | 3,490 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,226,000 | 3,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $217,000 | 1,797 |
| Cash dividends | $340,000 | 3,281 |
| Sale, conversion, retirement of capital stock, net | $62,000 | 569 |
| Net operating income | $1,202,000 | 3,462 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,759,000 | 3,550 |
| Total interest expense | $1,041,000 | 3,483 |
| Net interest income | $2,718,000 | 3,530 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $457,000 | 3,783 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $159,000 | 4,191 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $298,000 | 2,996 |
| Total noninterest expense | $2,317,000 | 3,336 |
| Salaries and employee benefits | $1,486,000 | 2,855 |
| Premises and equipment expense | $286,000 | 3,686 |
| Additional noninterest expense | $545,000 | 4,043 |
| Pre-tax net operating income | $858,000 | 3,927 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $858,000 | 3,338 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $858,000 | 3,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $165,000 | 1,577 |
| Cash dividends | $90,000 | 4,296 |
| Sale, conversion, retirement of capital stock, net | $47,000 | 488 |
| Net operating income | $858,000 | 3,239 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,804,000 | 3,697 |
| Total interest expense | $517,000 | 3,531 |
| Net interest income | $1,287,000 | 3,678 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $285,000 | 3,223 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $79,000 | 4,141 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $206,000 | 2,427 |
| Total noninterest expense | $1,126,000 | 3,424 |
| Salaries and employee benefits | $716,000 | 2,972 |
| Premises and equipment expense | $154,000 | 3,516 |
| Additional noninterest expense | $256,000 | 4,241 |
| Pre-tax net operating income | $446,000 | 3,805 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $446,000 | 3,216 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $446,000 | 3,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 1,118 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $446,000 | 3,105 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,718,000 | 3,951 |
| Total interest expense | $2,131,000 | 3,831 |
| Net interest income | $4,587,000 | 3,945 |
| Provision for loan and lease losses | $436,000 | 2,423 |
| Total noninterest income | $921,000 | 3,895 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $298,000 | 4,316 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $623,000 | 3,179 |
| Total noninterest expense | $4,037,000 | 3,691 |
| Salaries and employee benefits | $2,471,000 | 3,297 |
| Premises and equipment expense | $548,000 | 3,790 |
| Additional noninterest expense | $1,018,000 | 4,210 |
| Pre-tax net operating income | $1,035,000 | 5,089 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $1,035,000 | 4,550 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,035,000 | 4,551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $414,000 | 1,838 |
| Cash dividends | $30,000 | 6,062 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,035,000 | 4,378 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,981,000 | 4,043 |
| Total interest expense | $1,598,000 | 3,947 |
| Net interest income | $3,383,000 | 4,016 |
| Provision for loan and lease losses | $436,000 | 1,905 |
| Total noninterest income | $612,000 | 4,237 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $220,000 | 4,368 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $392,000 | 3,566 |
| Total noninterest expense | $2,965,000 | 3,739 |
| Salaries and employee benefits | $1,879,000 | 3,263 |
| Premises and equipment expense | $393,000 | 3,909 |
| Additional noninterest expense | $693,000 | 4,503 |
| Pre-tax net operating income | $594,000 | 5,907 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $594,000 | 5,422 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $594,000 | 5,422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $360,000 | 1,514 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $594,000 | 5,240 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,288,000 | 4,103 |
| Total interest expense | $1,076,000 | 4,016 |
| Net interest income | $2,212,000 | 4,066 |
| Provision for loan and lease losses | $328,000 | 1,681 |
| Total noninterest income | $407,000 | 4,202 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $136,000 | 4,529 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $271,000 | 3,485 |
| Total noninterest expense | $1,943,000 | 3,783 |
| Salaries and employee benefits | $1,204,000 | 3,351 |
| Premises and equipment expense | $263,000 | 3,880 |
| Additional noninterest expense | $476,000 | 4,400 |
| Pre-tax net operating income | $348,000 | 6,181 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $348,000 | 5,747 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $348,000 | 5,746 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $271,000 | 1,341 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $348,000 | 5,540 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,608,000 | 4,217 |
| Total interest expense | $543,000 | 4,091 |
| Net interest income | $1,065,000 | 4,207 |
| Provision for loan and lease losses | $270,000 | 1,039 |
| Total noninterest income | $143,000 | 5,006 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $58,000 | 4,839 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $85,000 | 4,228 |
| Total noninterest expense | $936,000 | 3,866 |
| Salaries and employee benefits | $566,000 | 3,525 |
| Premises and equipment expense | $134,000 | 3,837 |
| Additional noninterest expense | $236,000 | 4,401 |
| Pre-tax net operating income | $2,000 | 8,672 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $2,000 | 8,736 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,000 | 8,733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,678 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $2,000 | 8,632 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,573,000 | 4,798 |
| Total interest expense | $2,086,000 | 4,659 |
| Net interest income | $3,487,000 | 4,767 |
| Provision for loan and lease losses | $196,000 | 4,406 |
| Total noninterest income | $572,000 | 4,851 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $200,000 | 5,194 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $372,000 | 3,826 |
| Total noninterest expense | $3,080,000 | 4,370 |
| Salaries and employee benefits | $1,963,000 | 3,796 |
| Premises and equipment expense | $296,000 | 5,632 |
| Additional noninterest expense | $821,000 | 4,841 |
| Pre-tax net operating income | $783,000 | 5,822 |
| Securities gains (losses) | $8,000 | 3,732 |
| Applicable income taxes | $103,000 | 5,938 |
| Income before extraordinary items | $688,000 | 5,607 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $688,000 | 5,606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 4,113 |
| Cash dividends | $35,000 | 6,093 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $681,040 | 5,487 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,078,000 | 5,561 |
| Total interest expense | $2,299,000 | 5,665 |
| Net interest income | $2,779,000 | 5,339 |
| Provision for loan and lease losses | $388,000 | 2,692 |
| Total noninterest income | $185,000 | 7,456 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $157,000 | 5,715 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $28,000 | 8,414 |
| Total noninterest expense | $2,142,000 | 5,492 |
| Salaries and employee benefits | $1,276,000 | 5,097 |
| Premises and equipment expense | $258,000 | 5,988 |
| Additional noninterest expense | $608,000 | 5,786 |
| Pre-tax net operating income | $434,000 | 6,821 |
| Securities gains (losses) | $4,000 | 4,008 |
| Applicable income taxes | $178,000 | 5,210 |
| Income before extraordinary items | $260,000 | 7,373 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $260,000 | 7,374 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,976 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $1,075,000 | 391 |
| Net operating income | $257,440 | 7,279 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,547,000 | 6,872 |
| Total interest expense | $1,888,000 | 6,446 |
| Net interest income | $1,659,000 | 7,193 |
| Provision for loan and lease losses | $254,000 | 3,202 |
| Total noninterest income | $132,000 | 8,151 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $105,000 | 6,469 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 8,667 |
| Total noninterest expense | $1,515,000 | 6,715 |
| Salaries and employee benefits | $929,000 | 6,206 |
| Premises and equipment expense | $132,000 | 7,888 |
| Additional noninterest expense | $454,000 | 6,743 |
| Pre-tax net operating income | $22,000 | 9,049 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-147,000 | 9,644 |
| Income before extraordinary items | $169,000 | 8,288 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $169,000 | 8,287 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 5,816 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $1,650,000 | 391 |
| Net operating income | $169,000 | 8,297 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $663,000 | 9,871 |
| Total interest expense | $363,000 | 9,709 |
| Net interest income | $300,000 | 9,964 |
| Provision for loan and lease losses | $157,000 | 4,154 |
| Total noninterest income | $196,000 | 7,538 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $16,000 | 8,565 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $180,000 | 5,187 |
| Total noninterest expense | $997,000 | 8,141 |
| Salaries and employee benefits | $611,000 | 7,694 |
| Premises and equipment expense | $107,000 | 8,499 |
| Additional noninterest expense | $279,000 | 8,306 |
| Pre-tax net operating income | $-658,000 | 9,950 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-82,000 | 9,890 |
| Income before extraordinary items | $-576,000 | 9,947 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-576,000 | 9,946 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $3,536,000 | 327 |
| Net operating income | $-576,000 | 9,927 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.