Home > Prosperan Bank > Net charge- offs to loans
Prosperan Bank, Net charge- offs to loans
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 12.8988% | 25 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.8654% | 139 |
| Percentage Net Loans Charged-off:Construction & development | 3.6607% | 1,260 |
| Percentage Net Loans Charged-off: Commercial real estate | 7.1313% | 80 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.5714% | 139 |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.4315% | 139 |
| Percentage Net Loans Charged-off: Home equity loans | 2.8080% | 314 |
| All other 1-4 family - Percent of loans charged-off, net | 7.1445% | 90 |
| Percentage Net Loans Charged-off: Commercial and industrial | 30.2697% | 29 |
| Percentage Net Loans Charged-off: Loans to individuals | 117.2887% | 6 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 70.1579% | 41 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 13.7689% | 27 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.1109% | 194 |
| Percentage Net Loans Charged-off:Construction & development | 4.5086% | 894 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.0437% | 161 |
| Percentage Net Loans Charged-off: Multi-family residential | 10.1398% | 75 |
| Percentage Net Loans Charged-off: 1-4 family residential | 6.8084% | 97 |
| Percentage Net Loans Charged-off: Home equity loans | 2.4870% | 297 |
| All other 1-4 family - Percent of loans charged-off, net | 9.5089% | 65 |
| Percentage Net Loans Charged-off: Commercial and industrial | 40.1027% | 24 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.8065% | 314 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0320% | 711 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2771% | 494 |
| Percentage Net Loans Charged-off:Construction & development | 1.2386% | 1,151 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7369% | 536 |
| Percentage Net Loans Charged-off: Multi-family residential | 20.5545% | 25 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.9539% | 256 |
| Percentage Net Loans Charged-off: Home equity loans | 3.4405% | 190 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6552% | 286 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3894% | 1,204 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1435% | 1,879 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5110% | 2,309 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5366% | 1,603 |
| Percentage Net Loans Charged-off:Construction & development | 0.3013% | 2,260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0091% | 2,289 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7116% | 318 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5908% | 370 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3708% | 227 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0023% | 592 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4394% | 2,850 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6168% | 3,326 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4975% | 1,689 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5167% | 1,134 |
| Percentage Net Loans Charged-off:Construction & development | 0.2646% | 1,699 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0221% | 1,580 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9136% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4690% | 303 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9747% | 209 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0709% | 404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4326% | 2,184 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8059% | 2,307 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3541% | 1,868 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5106% | 907 |
| Percentage Net Loans Charged-off:Construction & development | 0.3985% | 1,087 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0355% | 1,133 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2907% | 104 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1048% | 354 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4623% | 468 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6225% | 231 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0530% | 7,173 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3181% | 3,529 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5518% | 954 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8188% | 424 |
| Percentage Net Loans Charged-off:Construction & development | 0.6931% | 534 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2268% | 136 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7719% | 254 |
| All other 1-4 family - Percent of loans charged-off, net | 3.4346% | 81 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0933% | 7,320 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6271% | 2,153 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4304% | 1,304 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4399% | 647 |
| Percentage Net Loans Charged-off:Construction & development | 0.7557% | 531 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1158% | 1,021 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6429% | 409 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9696% | 179 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3483% | 759 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4031% | 2,106 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7053% | 819 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0920% | 7,146 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2377% | 1,679 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2698% | 661 |
| Percentage Net Loans Charged-off:Construction & development | 0.7847% | 285 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1200% | 662 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0912% | 8,170 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1503% | 6,059 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0368% | 7,965 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0778% | 2,743 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7419% | 685 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3568% | 1,020 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4139% | 369 |
| Percentage Net Loans Charged-off:Construction & development | 1.2383% | 152 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1721% | 431 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1016% | 8,184 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1485% | 6,040 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0568% | 8,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0860% | 2,251 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2499% | 456 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2018% | 1,393 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1936% | 585 |
| Percentage Net Loans Charged-off:Construction & development | 0.2155% | 240 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4237% | 177 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1438% | 8,271 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1763% | 6,030 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1126% | 8,200 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1831% | 1,328 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8811% | 607 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3761% | 1,026 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1396% | 1,014 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1109% | 753 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3524% | 473 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0958% | 6,088 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7687% | 187 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2289% | 829 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6453% | 751 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0266% | 6,970 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4652% | 648 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1586% | 703 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0587% | 701 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4748% | 290 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0902% | 6,076 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9936% | 115 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5296% | 531 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0099% | 492 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2699% | 1,155 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1708% | 640 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5718% | 223 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0803% | 6,038 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1612% | 92 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4277% | 1,240 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7682% | 306 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2438% | 1,112 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1881% | 453 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6395% | 193 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0525% | 5,994 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2496% | 88 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0131% | 6,671 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.2962% | 143 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2263% | 2,070 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2441% | 570 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5683% | 269 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1863% | 2,849 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3468% | 4,299 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0252% | 7,034 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0405% | 4,494 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1854% | 2,396 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2129% | 4,524 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0327% | 7,086 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0032% | 7,082 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0079% | 6,755 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,174 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0484% | 7,124 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 4,728 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,245 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2358% | 2,388 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0799% | 1,831 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2572% | 759 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3008% | 219 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2103% | 929 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5724% | 1,976 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8257% | 2,522 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8145% | 644 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2563% | 1,893 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0448% | 2,054 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1473% | 1,051 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3097% | 564 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7669% | 1,364 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3649% | 4,051 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0385% | 487 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2995% | 1,579 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0668% | 1,555 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2239% | 723 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4774% | 361 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0317% | 1,015 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0644% | 5,372 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5695% | 602 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4634% | 985 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0969% | 508 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2556% | 3,734 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4444% | 1,668 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7508% | 1,032 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3260% | 8,762 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5321% | 1,195 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9076% | 791 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4831% | 3,914 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6184% | 994 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1934% | 706 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0668% | 5,767 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0186% | 4,957 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0676% | 2,242 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,985 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1473% | 4,355 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1594% | 3,946 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4639% | 635 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1202% | 4,745 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2194% | 3,568 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7753% | 2,980 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0770% | 5,112 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 7,897 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |