Home > Prosperan Bank > Assets and Liabilities
Prosperan Bank, Assets and Liabilities
| 2009-09-30 | Rank | |
| # of Employees: | 48 | 3,282 |
| Assets and Liabilities | ||
| Total Assets: | $197,442,000 | 3,284 |
| Cash and due from depository institutions | $25,782,000 | 3,282 |
| Interest-bearing balances | $24,234,000 | 1,056 |
| Securities | $24,812,000 | 3,928 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $132,042,000 | 3,231 |
| Loan loss allowance | $4,754,000 | 1,619 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $5,062,000 | 2,479 |
| Other real estate owned | $7,015,000 | 3,282 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $2,729,000 | 4,450 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $197,442,000 | 3,284 |
| Total liabilities | $201,495,000 | 2,951 |
| Total deposits | $182,794,000 | 2,960 |
| Interest-bearing deposits | $167,800,000 | 2,793 |
| Deposits held in domestic offices | $182,794,000 | 2,958 |
| % insured | 91.40% | 3,374 |
| Federal funds purchased & repurchase agreements | $6,967,000 | 1,305 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $10,000,000 | 2,830 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,734,000 | 2,612 |
| Total equity capital | $-4,053,000 | 8,103 |
| Total bank equity capital | $-4,053,000 | 8,103 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $2,829,000 | 1,547 |
| Surplus | $14,260,000 | 2,052 |
| Undivided profits | $-21,142,000 | 7,946 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $14,467,000 | 1,128 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $806,000 | 4,211 |
| Earning assets | $181,088,000 | 3,269 |
| Long-term assets (5+ years) | $32,099,000 | 3,218 |
| Average Assets, year-to-date | $201,460,750 | 3,189 |
| Average Assets, quarterly | $193,996,000 | 3,296 |
| Volatile liabilities | $45,459,000 | 2,960 |
| Insider loans | $3,049,000 | 2,330 |
| FHLB advances | $10,000,000 | 2,691 |
| Loans and leases held for sale | $198,000 | 1,569 |
| Unused loan commitments | $14,824,000 | 3,453 |
| Tier 1 (core) risk-based capital | $-1,813,000 | 8,101 |
| Tier 2 risk-based capital | $0 | 8,008 |
| Total risk weighted assets | $154,534,000 | 3,020 |
| Total unused commitments | $14,824,000 | 3,455 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 52 | 3,129 |
| Assets and Liabilities | ||
| Total Assets: | $190,550,000 | 3,366 |
| Cash and due from depository institutions | $7,560,000 | 3,129 |
| Interest-bearing balances | $6,223,000 | 2,445 |
| Securities | $25,995,000 | 3,788 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $144,406,000 | 3,047 |
| Loan loss allowance | $5,372,000 | 1,413 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $5,125,000 | 2,483 |
| Other real estate owned | $4,798,000 | 3,129 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $2,666,000 | 4,479 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $190,549,000 | 3,366 |
| Total liabilities | $191,870,000 | 3,091 |
| Total deposits | $183,369,000 | 2,946 |
| Interest-bearing deposits | $168,367,000 | 2,790 |
| Deposits held in domestic offices | $183,369,000 | 2,944 |
| % insured | 72.87% | 5,506 |
| Federal funds purchased & repurchase agreements | $6,454,000 | 1,348 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $0 | 5,613 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,047,000 | 2,340 |
| Total equity capital | $-1,321,000 | 8,193 |
| Total bank equity capital | $-1,321,000 | 8,193 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $2,829,000 | 1,567 |
| Surplus | $14,260,000 | 2,057 |
| Undivided profits | $-18,410,000 | 8,022 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $13,958,000 | 1,113 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $769,000 | 4,266 |
| Earning assets | $176,624,000 | 3,334 |
| Long-term assets (5+ years) | $35,882,000 | 2,925 |
| Average Assets, year-to-date | $202,800,330 | 3,194 |
| Average Assets, quarterly | $196,959,000 | 3,277 |
| Volatile liabilities | $33,822,000 | 3,689 |
| Insider loans | $3,236,000 | 2,256 |
| FHLB advances | $0 | 5,202 |
| Loans and leases held for sale | $436,000 | 1,561 |
| Unused loan commitments | $17,042,000 | 3,255 |
| Tier 1 (core) risk-based capital | $1,732,000 | 8,022 |
| Tier 2 risk-based capital | $1,732,000 | 2,940 |
| Total risk weighted assets | $164,667,000 | 2,871 |
| Total unused commitments | $17,042,000 | 3,255 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 53 | 3,092 |
| Assets and Liabilities | ||
| Total Assets: | $203,368,000 | 3,219 |
| Cash and due from depository institutions | $3,978,000 | 3,092 |
| Interest-bearing balances | $0 | 7,240 |
| Securities | $28,093,000 | 3,623 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $160,977,000 | 2,799 |
| Loan loss allowance | $7,378,000 | 1,010 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $5,269,000 | 2,442 |
| Other real estate owned | $2,464,000 | 3,092 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $2,587,000 | 4,564 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $203,368,000 | 3,219 |
| Total liabilities | $194,297,000 | 3,066 |
| Total deposits | $181,401,000 | 2,981 |
| Interest-bearing deposits | $165,708,000 | 2,814 |
| Deposits held in domestic offices | $181,401,000 | 2,979 |
| % insured | 75.42% | 5,001 |
| Federal funds purchased & repurchase agreements | $5,486,000 | 1,464 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $5,417,000 | 3,840 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,993,000 | 2,323 |
| Total equity capital | $9,071,000 | 5,688 |
| Total bank equity capital | $9,071,000 | 5,687 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,829,000 | 1,577 |
| Surplus | $14,260,000 | 2,047 |
| Undivided profits | $-8,018,000 | 7,978 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $14,358,000 | 974 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $932,000 | 3,668 |
| Earning assets | $189,070,000 | 3,197 |
| Long-term assets (5+ years) | $32,374,000 | 3,104 |
| Average Assets, year-to-date | $208,925,500 | 3,126 |
| Average Assets, quarterly | $208,925,500 | 3,126 |
| Volatile liabilities | $35,901,000 | 3,543 |
| Insider loans | $3,256,000 | 2,279 |
| FHLB advances | $5,000,000 | 3,750 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $20,058,000 | 3,054 |
| Tier 1 (core) risk-based capital | $11,244,000 | 4,928 |
| Tier 2 risk-based capital | $2,195,000 | 2,442 |
| Total risk weighted assets | $178,713,000 | 2,696 |
| Total unused commitments | $20,058,000 | 3,054 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 52 | 3,158 |
| Assets and Liabilities | ||
| Total Assets: | $214,483,000 | 3,056 |
| Cash and due from depository institutions | $5,459,000 | 3,158 |
| Interest-bearing balances | $0 | 7,069 |
| Securities | $36,307,000 | 3,012 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $163,124,000 | 2,781 |
| Loan loss allowance | $7,890,000 | 911 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $5,329,000 | 2,442 |
| Other real estate owned | $1,663,000 | 3,158 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $2,601,000 | 4,616 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $214,483,000 | 3,056 |
| Total liabilities | $204,174,000 | 2,898 |
| Total deposits | $178,151,000 | 2,960 |
| Interest-bearing deposits | $162,195,000 | 2,805 |
| Deposits held in domestic offices | $178,151,000 | 2,958 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,336,000 | 1,974 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $20,952,000 | 2,142 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,735,000 | 2,549 |
| Total equity capital | $10,309,000 | 5,311 |
| Total bank equity capital | $10,309,000 | 5,311 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,829,000 | 1,580 |
| Surplus | $14,260,000 | 2,023 |
| Undivided profits | $-6,780,000 | 8,012 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,836,000 | 1,060 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $935,000 | 3,878 |
| Earning assets | $199,431,000 | 3,017 |
| Long-term assets (5+ years) | $35,989,000 | 2,885 |
| Average Assets, year-to-date | $219,071,200 | 2,883 |
| Average Assets, quarterly | $216,192,500 | 3,007 |
| Volatile liabilities | $53,673,000 | 2,577 |
| Insider loans | $3,454,000 | 2,203 |
| FHLB advances | $20,535,000 | 2,054 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $18,731,000 | 3,198 |
| Tier 1 (core) risk-based capital | $11,365,000 | 4,888 |
| Tier 2 risk-based capital | $2,245,000 | 2,352 |
| Total risk weighted assets | $173,925,000 | 2,758 |
| Total unused commitments | $18,731,000 | 3,200 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 49 | 3,361 |
| Assets and Liabilities | ||
| Total Assets: | $217,902,000 | 2,986 |
| Cash and due from depository institutions | $2,949,000 | 3,361 |
| Interest-bearing balances | $0 | 6,794 |
| Securities | $34,891,000 | 3,042 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $171,053,000 | 2,671 |
| Loan loss allowance | $2,787,000 | 2,080 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $5,429,000 | 2,387 |
| Other real estate owned | $643,000 | 3,361 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,937,000 | 4,375 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $217,901,000 | 2,986 |
| Total liabilities | $205,082,000 | 2,863 |
| Total deposits | $170,162,000 | 3,046 |
| Interest-bearing deposits | $151,943,000 | 2,932 |
| Deposits held in domestic offices | $170,162,000 | 3,043 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,850,000 | 1,364 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $24,000,000 | 1,995 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,070,000 | 2,271 |
| Total equity capital | $12,819,000 | 4,660 |
| Total bank equity capital | $12,819,000 | 4,660 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $2,829,000 | 1,593 |
| Surplus | $14,252,000 | 2,022 |
| Undivided profits | $-4,262,000 | 8,059 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,337,000 | 948 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $956,000 | 4,000 |
| Earning assets | $205,944,000 | 2,905 |
| Long-term assets (5+ years) | $34,136,000 | 2,938 |
| Average Assets, year-to-date | $220,218,250 | 2,891 |
| Average Assets, quarterly | $219,940,500 | 2,942 |
| Volatile liabilities | $33,257,000 | 3,571 |
| Insider loans | $3,743,000 | 2,068 |
| FHLB advances | $24,000,000 | 1,901 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $19,867,000 | 3,234 |
| Tier 1 (core) risk-based capital | $16,630,000 | 3,740 |
| Tier 2 risk-based capital | $2,310,000 | 2,246 |
| Total risk weighted assets | $184,315,000 | 2,625 |
| Total unused commitments | $19,867,000 | 3,237 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 51 | 3,298 |
| Assets and Liabilities | ||
| Total Assets: | $221,979,000 | 2,922 |
| Cash and due from depository institutions | $4,387,000 | 3,298 |
| Interest-bearing balances | $0 | 6,776 |
| Securities | $37,328,000 | 2,932 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $170,957,000 | 2,637 |
| Loan loss allowance | $2,946,000 | 1,923 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,546,000 | 2,338 |
| Other real estate owned | $752,000 | 3,298 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $3,009,000 | 4,268 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $221,979,000 | 2,922 |
| Total liabilities | $208,204,000 | 2,806 |
| Total deposits | $172,827,000 | 3,008 |
| Interest-bearing deposits | $154,876,000 | 2,882 |
| Deposits held in domestic offices | $172,827,000 | 3,005 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,116,000 | 1,556 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $26,415,000 | 1,792 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,846,000 | 2,454 |
| Total equity capital | $13,775,000 | 4,433 |
| Total bank equity capital | $13,775,000 | 4,433 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $2,829,000 | 1,596 |
| Surplus | $14,227,000 | 2,007 |
| Undivided profits | $-3,281,000 | 8,103 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,771,000 | 877 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,012,000 | 3,733 |
| Earning assets | $208,285,000 | 2,859 |
| Long-term assets (5+ years) | $35,658,000 | 2,858 |
| Average Assets, year-to-date | $220,990,330 | 2,876 |
| Average Assets, quarterly | $217,070,500 | 2,965 |
| Volatile liabilities | $29,856,000 | 3,815 |
| Insider loans | $3,609,000 | 2,103 |
| FHLB advances | $26,415,000 | 1,698 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $22,570,000 | 3,070 |
| Tier 1 (core) risk-based capital | $16,557,000 | 3,792 |
| Tier 2 risk-based capital | $2,319,000 | 2,195 |
| Total risk weighted assets | $184,864,000 | 2,591 |
| Total unused commitments | $22,570,000 | 3,072 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 50 | 3,341 |
| Assets and Liabilities | ||
| Total Assets: | $212,162,000 | 3,020 |
| Cash and due from depository institutions | $4,551,000 | 3,341 |
| Interest-bearing balances | $0 | 6,734 |
| Securities | $36,314,000 | 2,986 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $162,996,000 | 2,713 |
| Loan loss allowance | $2,616,000 | 2,045 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $5,630,000 | 2,274 |
| Other real estate owned | $1,072,000 | 3,341 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $1,599,000 | 5,632 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $212,162,000 | 3,020 |
| Total liabilities | $197,738,000 | 2,916 |
| Total deposits | $189,254,000 | 2,751 |
| Interest-bearing deposits | $167,493,000 | 2,698 |
| Deposits held in domestic offices | $189,254,000 | 2,748 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,459,000 | 1,913 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $3,080,000 | 4,265 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,945,000 | 2,517 |
| Total equity capital | $14,424,000 | 4,387 |
| Total bank equity capital | $14,424,000 | 4,387 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $2,829,000 | 1,595 |
| Surplus | $13,427,000 | 2,094 |
| Undivided profits | $-1,832,000 | 8,018 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,211,000 | 734 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $802,000 | 4,444 |
| Earning assets | $199,310,000 | 2,959 |
| Long-term assets (5+ years) | $36,683,000 | 2,714 |
| Average Assets, year-to-date | $220,496,000 | 2,878 |
| Average Assets, quarterly | $220,496,000 | 2,878 |
| Volatile liabilities | $32,956,000 | 3,576 |
| Insider loans | $3,911,000 | 1,929 |
| FHLB advances | $3,080,000 | 4,128 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $25,556,000 | 2,883 |
| Tier 1 (core) risk-based capital | $15,584,000 | 3,970 |
| Tier 2 risk-based capital | $2,177,000 | 2,272 |
| Total risk weighted assets | $173,195,000 | 2,713 |
| Total unused commitments | $25,556,000 | 2,885 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 50 | 3,351 |
| Assets and Liabilities | ||
| Total Assets: | $228,830,000 | 2,775 |
| Cash and due from depository institutions | $5,766,000 | 3,351 |
| Interest-bearing balances | $0 | 6,620 |
| Securities | $22,869,000 | 4,104 |
| Federal funds sold & reverse repurchase agreements | $30,775,000 | 415 |
| Net loans & leases | $159,421,000 | 2,744 |
| Loan loss allowance | $2,593,000 | 2,048 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $5,634,000 | 2,265 |
| Other real estate owned | $2,316,000 | 3,351 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $2,049,000 | 5,124 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $228,830,000 | 2,775 |
| Total liabilities | $213,466,000 | 2,682 |
| Total deposits | $200,768,000 | 2,563 |
| Interest-bearing deposits | $175,687,000 | 2,534 |
| Deposits held in domestic offices | $200,768,000 | 2,561 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,811,000 | 1,657 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $5,000,000 | 3,561 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,887,000 | 2,592 |
| Total equity capital | $15,364,000 | 4,121 |
| Total bank equity capital | $15,364,000 | 4,121 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,829,000 | 1,583 |
| Surplus | $13,414,000 | 2,082 |
| Undivided profits | $-879,000 | 7,874 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,459,000 | 900 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $159,000 | 622 |
| Income earned, not collected on loans | $1,130,000 | 3,608 |
| Earning assets | $213,065,000 | 2,743 |
| Long-term assets (5+ years) | $25,588,000 | 3,199 |
| Average Assets, year-to-date | $202,043,400 | 3,005 |
| Average Assets, quarterly | $219,194,000 | 2,847 |
| Volatile liabilities | $35,990,000 | 3,351 |
| Insider loans | $3,676,000 | 1,999 |
| FHLB advances | $5,000,000 | 3,418 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $25,370,000 | 2,918 |
| Tier 1 (core) risk-based capital | $15,553,000 | 3,961 |
| Tier 2 risk-based capital | $2,194,000 | 2,233 |
| Total risk weighted assets | $174,989,000 | 2,650 |
| Total unused commitments | $25,370,000 | 2,918 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 45 | 3,635 |
| Assets and Liabilities | ||
| Total Assets: | $209,558,000 | 2,969 |
| Cash and due from depository institutions | $3,910,000 | 3,635 |
| Interest-bearing balances | $0 | 6,576 |
| Securities | $27,612,000 | 3,630 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $166,647,000 | 2,591 |
| Loan loss allowance | $1,913,000 | 2,615 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $5,335,000 | 2,329 |
| Other real estate owned | $3,209,000 | 3,635 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $2,845,000 | 4,430 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $209,558,000 | 2,969 |
| Total liabilities | $192,877,000 | 2,875 |
| Total deposits | $169,548,000 | 2,976 |
| Interest-bearing deposits | $145,926,000 | 2,948 |
| Deposits held in domestic offices | $169,548,000 | 2,973 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,571,000 | 1,787 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $16,651,000 | 1,966 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $2,107,000 | 2,383 |
| Total equity capital | $16,681,000 | 3,831 |
| Total bank equity capital | $16,681,000 | 3,831 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,829,000 | 1,561 |
| Surplus | $13,280,000 | 2,067 |
| Undivided profits | $572,000 | 7,236 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,056,000 | 1,956 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,179,000 | 3,697 |
| Earning assets | $194,259,000 | 2,929 |
| Long-term assets (5+ years) | $27,076,000 | 2,978 |
| Average Assets, year-to-date | $195,346,750 | 3,079 |
| Average Assets, quarterly | $202,477,500 | 3,037 |
| Volatile liabilities | $37,949,000 | 3,177 |
| Insider loans | $3,403,000 | 2,098 |
| FHLB advances | $16,393,000 | 1,883 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $24,920,000 | 2,970 |
| Tier 1 (core) risk-based capital | $16,782,000 | 3,714 |
| Tier 2 risk-based capital | $1,913,000 | 2,484 |
| Total risk weighted assets | $177,329,000 | 2,571 |
| Total unused commitments | $24,920,000 | 2,970 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 46 | 3,609 |
| Assets and Liabilities | ||
| Total Assets: | $195,397,000 | 3,148 |
| Cash and due from depository institutions | $5,787,000 | 3,609 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $21,323,000 | 4,309 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 5,604 |
| Net loans & leases | $157,015,000 | 2,729 |
| Loan loss allowance | $1,757,000 | 2,795 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $5,237,000 | 2,377 |
| Other real estate owned | $3,579,000 | 3,609 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $1,956,000 | 5,283 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $195,397,000 | 3,148 |
| Total liabilities | $179,000,000 | 3,086 |
| Total deposits | $174,849,000 | 2,908 |
| Interest-bearing deposits | $149,372,000 | 2,908 |
| Deposits held in domestic offices | $174,849,000 | 2,906 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $797,000 | 2,799 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,583,000 | 4,540 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,771,000 | 2,588 |
| Total equity capital | $16,397,000 | 3,821 |
| Total bank equity capital | $16,397,000 | 3,821 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,829,000 | 1,554 |
| Surplus | $12,496,000 | 2,146 |
| Undivided profits | $1,072,000 | 6,898 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $805,000 | 3,295 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $275,000 | 482 |
| Income earned, not collected on loans | $1,051,000 | 3,811 |
| Earning assets | $178,838,000 | 3,166 |
| Long-term assets (5+ years) | $20,732,000 | 3,397 |
| Average Assets, year-to-date | $190,609,670 | 3,185 |
| Average Assets, quarterly | $193,070,500 | 3,170 |
| Volatile liabilities | $23,990,000 | 4,253 |
| Insider loans | $2,677,000 | 2,488 |
| FHLB advances | $1,325,000 | 4,468 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $24,220,000 | 3,038 |
| Tier 1 (core) risk-based capital | $16,729,000 | 3,689 |
| Tier 2 risk-based capital | $1,757,000 | 2,665 |
| Total risk weighted assets | $167,204,000 | 2,694 |
| Total unused commitments | $24,220,000 | 3,039 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 48 | 3,479 |
| Assets and Liabilities | ||
| Total Assets: | $190,744,000 | 3,222 |
| Cash and due from depository institutions | $4,189,000 | 3,479 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $23,647,000 | 4,026 |
| Federal funds sold & reverse repurchase agreements | $2,750,000 | 4,546 |
| Net loans & leases | $150,639,000 | 2,800 |
| Loan loss allowance | $1,691,000 | 2,862 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,229,000 | 2,358 |
| Other real estate owned | $2,527,000 | 3,479 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $1,763,000 | 5,432 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $190,744,000 | 3,222 |
| Total liabilities | $174,122,000 | 3,153 |
| Total deposits | $169,329,000 | 2,993 |
| Interest-bearing deposits | $146,892,000 | 2,943 |
| Deposits held in domestic offices | $169,329,000 | 2,991 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $875,000 | 2,525 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $2,334,000 | 4,177 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,584,000 | 2,873 |
| Total equity capital | $16,622,000 | 3,784 |
| Total bank equity capital | $16,622,000 | 3,784 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,829,000 | 1,538 |
| Surplus | $12,470,000 | 2,125 |
| Undivided profits | $1,323,000 | 6,823 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,132,000 | 1,603 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $627,000 | 271 |
| Income earned, not collected on loans | $895,000 | 4,202 |
| Earning assets | $177,036,000 | 3,179 |
| Long-term assets (5+ years) | $22,606,000 | 3,187 |
| Average Assets, year-to-date | $188,216,000 | 3,236 |
| Average Assets, quarterly | $188,216,000 | 3,236 |
| Volatile liabilities | $22,478,000 | 4,332 |
| Insider loans | $2,907,000 | 2,316 |
| FHLB advances | $2,076,000 | 4,099 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $26,031,000 | 2,893 |
| Tier 1 (core) risk-based capital | $16,608,000 | 3,689 |
| Tier 2 risk-based capital | $1,691,000 | 2,740 |
| Total risk weighted assets | $158,213,000 | 2,810 |
| Total unused commitments | $26,031,000 | 2,895 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 46 | 3,604 |
| Assets and Liabilities | ||
| Total Assets: | $185,688,000 | 3,253 |
| Cash and due from depository institutions | $4,568,000 | 3,604 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $18,341,000 | 4,786 |
| Federal funds sold & reverse repurchase agreements | $4,425,000 | 3,092 |
| Net loans & leases | $151,351,000 | 2,780 |
| Loan loss allowance | $1,632,000 | 2,925 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $5,210,000 | 2,331 |
| Other real estate owned | $0 | 3,604 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,793,000 | 5,448 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $185,688,000 | 3,253 |
| Total liabilities | $169,422,000 | 3,207 |
| Total deposits | $164,057,000 | 3,046 |
| Interest-bearing deposits | $136,563,000 | 3,100 |
| Deposits held in domestic offices | $164,057,000 | 3,043 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,814,000 | 2,321 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $2,000,000 | 4,432 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,551,000 | 2,908 |
| Total equity capital | $16,266,000 | 3,779 |
| Total bank equity capital | $16,266,000 | 3,779 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $2,829,000 | 1,530 |
| Surplus | $12,444,000 | 2,080 |
| Undivided profits | $993,000 | 7,087 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,989,000 | 1,559 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $701,000 | 226 |
| Income earned, not collected on loans | $917,000 | 4,225 |
| Earning assets | $174,117,000 | 3,190 |
| Long-term assets (5+ years) | $17,501,000 | 3,636 |
| Average Assets, year-to-date | $179,009,400 | 3,234 |
| Average Assets, quarterly | $182,753,000 | 3,272 |
| Volatile liabilities | $25,021,000 | 4,155 |
| Insider loans | $2,359,000 | 2,673 |
| FHLB advances | $2,000,000 | 4,257 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $26,423,000 | 2,817 |
| Tier 1 (core) risk-based capital | $16,267,000 | 3,686 |
| Tier 2 risk-based capital | $1,632,000 | 2,800 |
| Total risk weighted assets | $157,252,000 | 2,801 |
| Total unused commitments | $26,423,000 | 2,817 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 46 | 3,597 |
| Assets and Liabilities | ||
| Total Assets: | $179,818,000 | 3,313 |
| Cash and due from depository institutions | $4,130,000 | 3,597 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $19,148,000 | 4,699 |
| Federal funds sold & reverse repurchase agreements | $1,150,000 | 4,558 |
| Net loans & leases | $147,729,000 | 2,810 |
| Loan loss allowance | $1,482,000 | 3,164 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,256,000 | 2,269 |
| Other real estate owned | $315,000 | 3,597 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $2,090,000 | 5,117 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $179,818,000 | 3,313 |
| Total liabilities | $163,755,000 | 3,259 |
| Total deposits | $158,143,000 | 3,101 |
| Interest-bearing deposits | $136,243,000 | 3,054 |
| Deposits held in domestic offices | $158,143,000 | 3,098 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,938,000 | 2,395 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $2,000,000 | 4,614 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,674,000 | 2,688 |
| Total equity capital | $16,063,000 | 3,793 |
| Total bank equity capital | $16,063,000 | 3,793 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,829,000 | 1,522 |
| Surplus | $9,418,000 | 2,518 |
| Undivided profits | $3,816,000 | 5,310 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,075,000 | 2,423 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $530,000 | 300 |
| Income earned, not collected on loans | $868,000 | 4,437 |
| Earning assets | $168,027,000 | 3,264 |
| Long-term assets (5+ years) | $17,511,000 | 3,592 |
| Average Assets, year-to-date | $177,339,750 | 3,271 |
| Average Assets, quarterly | $180,085,500 | 3,277 |
| Volatile liabilities | $23,157,000 | 4,371 |
| Insider loans | $2,721,000 | 2,374 |
| FHLB advances | $2,000,000 | 4,416 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $26,471,000 | 2,842 |
| Tier 1 (core) risk-based capital | $16,058,000 | 3,711 |
| Tier 2 risk-based capital | $1,482,000 | 3,013 |
| Total risk weighted assets | $153,417,000 | 2,854 |
| Total unused commitments | $26,471,000 | 2,843 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 48 | 3,488 |
| Assets and Liabilities | ||
| Total Assets: | $180,353,000 | 3,284 |
| Cash and due from depository institutions | $6,266,000 | 3,488 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $16,677,000 | 5,065 |
| Federal funds sold & reverse repurchase agreements | $3,250,000 | 2,905 |
| Net loans & leases | $145,682,000 | 2,818 |
| Loan loss allowance | $1,359,000 | 3,366 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $5,283,000 | 2,219 |
| Other real estate owned | $315,000 | 3,488 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $2,880,000 | 4,269 |
| Life insurance assets | $1,118,000 | 2,775 |
| Total liabilities and capital | $180,353,000 | 3,284 |
| Total liabilities | $164,565,000 | 3,232 |
| Total deposits | $159,276,000 | 3,069 |
| Interest-bearing deposits | $136,079,000 | 3,026 |
| Deposits held in domestic offices | $159,276,000 | 3,066 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,765,000 | 2,539 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $2,000,000 | 4,640 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,524,000 | 2,660 |
| Total equity capital | $15,788,000 | 3,727 |
| Total bank equity capital | $15,788,000 | 3,727 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $2,829,000 | 1,514 |
| Surplus | $9,385,000 | 2,471 |
| Undivided profits | $3,574,000 | 5,293 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,453,000 | 1,806 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $610,000 | 278 |
| Income earned, not collected on loans | $718,000 | 4,689 |
| Earning assets | $165,609,000 | 3,264 |
| Long-term assets (5+ years) | $12,910,000 | 4,130 |
| Average Assets, year-to-date | $176,513,670 | 3,288 |
| Average Assets, quarterly | $177,362,500 | 3,297 |
| Volatile liabilities | $21,518,000 | 4,472 |
| Insider loans | $3,888,000 | 1,754 |
| FHLB advances | $2,000,000 | 4,432 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $27,703,000 | 2,747 |
| Tier 1 (core) risk-based capital | $15,967,000 | 3,668 |
| Tier 2 risk-based capital | $1,359,000 | 3,207 |
| Total risk weighted assets | $151,969,000 | 2,850 |
| Total unused commitments | $27,703,000 | 2,748 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 49 | 3,412 |
| Assets and Liabilities | ||
| Total Assets: | $174,372,000 | 3,356 |
| Cash and due from depository institutions | $5,316,000 | 3,412 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $10,845,000 | 6,112 |
| Federal funds sold & reverse repurchase agreements | $2,075,000 | 4,213 |
| Net loans & leases | $147,285,000 | 2,758 |
| Loan loss allowance | $1,348,000 | 3,354 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,319,000 | 2,136 |
| Other real estate owned | $501,000 | 3,412 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $3,031,000 | 4,059 |
| Life insurance assets | $1,111,000 | 2,741 |
| Total liabilities and capital | $174,372,000 | 3,356 |
| Total liabilities | $158,357,000 | 3,311 |
| Total deposits | $152,034,000 | 3,163 |
| Interest-bearing deposits | $130,395,000 | 3,124 |
| Deposits held in domestic offices | $152,034,000 | 3,160 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,227,000 | 1,905 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $2,000,000 | 4,536 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,096,000 | 3,335 |
| Total equity capital | $16,015,000 | 3,652 |
| Total bank equity capital | $16,015,000 | 3,652 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,828,000 | 1,501 |
| Surplus | $9,378,000 | 2,414 |
| Undivided profits | $3,809,000 | 5,171 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,112,000 | 1,236 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $675,000 | 253 |
| Income earned, not collected on loans | $793,000 | 4,153 |
| Earning assets | $160,205,000 | 3,349 |
| Long-term assets (5+ years) | $6,793,000 | 5,269 |
| Average Assets, year-to-date | $174,594,000 | 3,310 |
| Average Assets, quarterly | $174,594,000 | 3,310 |
| Volatile liabilities | $23,172,000 | 4,148 |
| Insider loans | $3,876,000 | 1,728 |
| FHLB advances | $2,000,000 | 4,368 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $25,479,000 | 2,885 |
| Tier 1 (core) risk-based capital | $16,106,000 | 3,586 |
| Tier 2 risk-based capital | $1,348,000 | 3,181 |
| Total risk weighted assets | $151,668,000 | 2,806 |
| Total unused commitments | $25,479,000 | 2,885 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 49 | 3,409 |
| Assets and Liabilities | ||
| Total Assets: | $174,816,000 | 3,304 |
| Cash and due from depository institutions | $9,537,000 | 3,409 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $11,219,000 | 6,071 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $145,243,000 | 2,765 |
| Loan loss allowance | $1,388,000 | 3,231 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $5,378,000 | 2,098 |
| Other real estate owned | $315,000 | 3,409 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $3,124,000 | 3,994 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $174,816,000 | 3,304 |
| Total liabilities | $159,265,000 | 3,275 |
| Total deposits | $151,366,000 | 3,152 |
| Interest-bearing deposits | $123,037,000 | 3,228 |
| Deposits held in domestic offices | $151,366,000 | 3,148 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,296,000 | 1,948 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $3,575,000 | 4,082 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,028,000 | 3,428 |
| Total equity capital | $15,551,000 | 3,708 |
| Total bank equity capital | $15,551,000 | 3,708 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $2,828,000 | 1,487 |
| Surplus | $9,378,000 | 2,377 |
| Undivided profits | $3,345,000 | 5,490 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,169,000 | 1,219 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,025,000 | 172 |
| Income earned, not collected on loans | $892,000 | 3,812 |
| Earning assets | $156,462,000 | 3,365 |
| Long-term assets (5+ years) | $8,299,000 | 4,931 |
| Average Assets, year-to-date | $160,053,200 | 3,426 |
| Average Assets, quarterly | $171,228,000 | 3,332 |
| Volatile liabilities | $23,956,000 | 4,007 |
| Insider loans | $3,932,000 | 1,697 |
| FHLB advances | $3,575,000 | 3,928 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $36,997,000 | 2,198 |
| Tier 1 (core) risk-based capital | $15,637,000 | 3,623 |
| Tier 2 risk-based capital | $1,388,000 | 3,057 |
| Total risk weighted assets | $148,891,000 | 2,818 |
| Total unused commitments | $36,997,000 | 2,199 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 46 | 3,586 |
| Assets and Liabilities | ||
| Total Assets: | $167,640,000 | 3,389 |
| Cash and due from depository institutions | $8,782,000 | 3,586 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $11,488,000 | 6,031 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $138,476,000 | 2,838 |
| Loan loss allowance | $1,164,000 | 3,680 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $5,448,000 | 2,018 |
| Other real estate owned | $315,000 | 3,586 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $3,131,000 | 3,937 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $167,640,000 | 3,389 |
| Total liabilities | $152,342,000 | 3,339 |
| Total deposits | $140,432,000 | 3,308 |
| Interest-bearing deposits | $116,265,000 | 3,315 |
| Deposits held in domestic offices | $140,432,000 | 3,304 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,007,000 | 2,813 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $9,900,000 | 2,752 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,003,000 | 3,453 |
| Total equity capital | $15,298,000 | 3,733 |
| Total bank equity capital | $15,298,000 | 3,733 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,828,000 | 1,458 |
| Surplus | $9,354,000 | 2,321 |
| Undivided profits | $3,116,000 | 5,700 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $768,000 | 2,925 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $734,000 | 4,426 |
| Earning assets | $149,964,000 | 3,438 |
| Long-term assets (5+ years) | $10,241,000 | 4,584 |
| Average Assets, year-to-date | $156,362,500 | 3,475 |
| Average Assets, quarterly | $161,524,000 | 3,445 |
| Volatile liabilities | $26,890,000 | 3,654 |
| Insider loans | $3,494,000 | 1,842 |
| FHLB advances | $9,900,000 | 2,617 |
| Loans and leases held for sale | $335,000 | 1,383 |
| Unused loan commitments | $35,551,000 | 2,236 |
| Tier 1 (core) risk-based capital | $15,356,000 | 3,626 |
| Tier 2 risk-based capital | $1,164,000 | 3,478 |
| Total risk weighted assets | $142,674,000 | 2,863 |
| Total unused commitments | $35,551,000 | 2,238 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 50 | 3,351 |
| Assets and Liabilities | ||
| Total Assets: | $155,408,000 | 3,531 |
| Cash and due from depository institutions | $7,522,000 | 3,351 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $12,566,000 | 5,845 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $127,001,000 | 2,960 |
| Loan loss allowance | $1,119,000 | 3,726 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,443,000 | 1,978 |
| Other real estate owned | $0 | 3,351 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $2,876,000 | 4,014 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $155,408,000 | 3,531 |
| Total liabilities | $142,921,000 | 3,457 |
| Total deposits | $137,775,000 | 3,301 |
| Interest-bearing deposits | $114,674,000 | 3,302 |
| Deposits held in domestic offices | $137,775,000 | 3,298 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,093,000 | 2,784 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $3,100,000 | 4,221 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $953,000 | 3,356 |
| Total equity capital | $12,487,000 | 4,314 |
| Total bank equity capital | $12,487,000 | 4,314 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,829,000 | 1,439 |
| Surplus | $6,900,000 | 2,903 |
| Undivided profits | $2,758,000 | 5,917 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,392,000 | 1,773 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $684,000 | 4,330 |
| Earning assets | $139,567,000 | 3,595 |
| Long-term assets (5+ years) | $10,870,000 | 4,551 |
| Average Assets, year-to-date | $152,603,330 | 3,519 |
| Average Assets, quarterly | $155,011,500 | 3,504 |
| Volatile liabilities | $19,361,000 | 4,346 |
| Insider loans | $3,761,000 | 1,694 |
| FHLB advances | $3,100,000 | 4,067 |
| Loans and leases held for sale | $1,333,000 | 864 |
| Unused loan commitments | $27,117,000 | 2,618 |
| Tier 1 (core) risk-based capital | $12,510,000 | 4,214 |
| Tier 2 risk-based capital | $1,119,000 | 3,525 |
| Total risk weighted assets | $130,277,000 | 3,020 |
| Total unused commitments | $27,117,000 | 2,621 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 55 | 3,054 |
| Assets and Liabilities | ||
| Total Assets: | $154,615,000 | 3,526 |
| Cash and due from depository institutions | $5,491,000 | 3,054 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $15,046,000 | 5,463 |
| Federal funds sold & reverse repurchase agreements | $3,700,000 | 2,914 |
| Net loans & leases | $122,224,000 | 3,005 |
| Loan loss allowance | $963,000 | 4,175 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,504,000 | 1,934 |
| Other real estate owned | $0 | 3,054 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $2,650,000 | 4,156 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $154,615,000 | 3,526 |
| Total liabilities | $142,385,000 | 3,442 |
| Total deposits | $137,603,000 | 3,304 |
| Interest-bearing deposits | $116,393,000 | 3,278 |
| Deposits held in domestic offices | $137,603,000 | 3,300 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,870,000 | 2,230 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $2,000,000 | 4,509 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $912,000 | 3,402 |
| Total equity capital | $12,230,000 | 4,308 |
| Total bank equity capital | $12,230,000 | 4,308 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,829,000 | 1,438 |
| Surplus | $6,896,000 | 2,869 |
| Undivided profits | $2,505,000 | 6,013 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,215,000 | 2,012 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $609,000 | 4,645 |
| Earning assets | $140,970,000 | 3,554 |
| Long-term assets (5+ years) | $9,415,000 | 4,856 |
| Average Assets, year-to-date | $151,201,000 | 3,564 |
| Average Assets, quarterly | $151,201,000 | 3,564 |
| Volatile liabilities | $20,501,000 | 4,109 |
| Insider loans | $4,582,000 | 1,342 |
| FHLB advances | $2,000,000 | 4,330 |
| Loans and leases held for sale | $1,776,000 | 686 |
| Unused loan commitments | $23,664,000 | 2,789 |
| Tier 1 (core) risk-based capital | $12,290,000 | 4,226 |
| Tier 2 risk-based capital | $963,000 | 3,913 |
| Total risk weighted assets | $126,253,000 | 3,051 |
| Total unused commitments | $23,664,000 | 2,795 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 49 | 3,389 |
| Assets and Liabilities | ||
| Total Assets: | $147,787,000 | 3,643 |
| Cash and due from depository institutions | $3,599,000 | 3,389 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $8,011,000 | 6,881 |
| Federal funds sold & reverse repurchase agreements | $5,300,000 | 2,107 |
| Net loans & leases | $122,112,000 | 2,987 |
| Loan loss allowance | $927,000 | 4,258 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,600,000 | 1,880 |
| Other real estate owned | $378,000 | 3,389 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $2,787,000 | 3,984 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $147,787,000 | 3,643 |
| Total liabilities | $135,742,000 | 3,572 |
| Total deposits | $131,753,000 | 3,400 |
| Interest-bearing deposits | $111,904,000 | 3,358 |
| Deposits held in domestic offices | $131,753,000 | 3,397 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,042,000 | 2,677 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $2,146,000 | 4,516 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $801,000 | 3,616 |
| Total equity capital | $12,045,000 | 4,363 |
| Total bank equity capital | $12,045,000 | 4,363 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,829,000 | 1,422 |
| Surplus | $6,881,000 | 2,827 |
| Undivided profits | $2,335,000 | 6,234 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,282,000 | 1,964 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $682,000 | 4,244 |
| Earning assets | $135,423,000 | 3,659 |
| Long-term assets (5+ years) | $9,777,000 | 4,854 |
| Average Assets, year-to-date | $139,526,400 | 3,713 |
| Average Assets, quarterly | $145,162,000 | 3,677 |
| Volatile liabilities | $19,782,000 | 4,154 |
| Insider loans | $3,083,000 | 1,953 |
| FHLB advances | $2,000,000 | 4,357 |
| Loans and leases held for sale | $1,640,000 | 687 |
| Unused loan commitments | $25,586,000 | 2,557 |
| Tier 1 (core) risk-based capital | $12,033,000 | 4,244 |
| Tier 2 risk-based capital | $927,000 | 3,998 |
| Total risk weighted assets | $125,848,000 | 3,049 |
| Total unused commitments | $25,586,000 | 2,558 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 45 | 3,649 |
| Assets and Liabilities | ||
| Total Assets: | $142,537,000 | 3,735 |
| Cash and due from depository institutions | $4,791,000 | 3,649 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $8,566,000 | 6,804 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $120,327,000 | 2,988 |
| Loan loss allowance | $691,000 | 5,130 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $5,687,000 | 1,801 |
| Other real estate owned | $232,000 | 3,649 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $2,934,000 | 3,845 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $142,537,000 | 3,735 |
| Total liabilities | $130,401,000 | 3,668 |
| Total deposits | $124,269,000 | 3,504 |
| Interest-bearing deposits | $104,408,000 | 3,515 |
| Deposits held in domestic offices | $124,269,000 | 3,499 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,350,000 | 1,943 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $2,000,000 | 4,548 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $782,000 | 3,766 |
| Total equity capital | $12,136,000 | 4,336 |
| Total bank equity capital | $12,136,000 | 4,336 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $2,829,000 | 1,411 |
| Surplus | $6,869,000 | 2,799 |
| Undivided profits | $2,438,000 | 6,214 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $215,000 | 5,514 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $703,000 | 4,306 |
| Earning assets | $128,893,000 | 3,765 |
| Long-term assets (5+ years) | $8,753,000 | 5,180 |
| Average Assets, year-to-date | $137,461,250 | 3,752 |
| Average Assets, quarterly | $141,486,500 | 3,730 |
| Volatile liabilities | $21,842,000 | 3,886 |
| Insider loans | $3,290,000 | 1,783 |
| FHLB advances | $2,000,000 | 4,357 |
| Loans and leases held for sale | $335,000 | 1,323 |
| Unused loan commitments | $23,261,000 | 2,710 |
| Tier 1 (core) risk-based capital | $12,102,000 | 4,200 |
| Tier 2 risk-based capital | $691,000 | 4,819 |
| Total risk weighted assets | $123,426,000 | 3,045 |
| Total unused commitments | $23,261,000 | 2,714 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 44 | 3,753 |
| Assets and Liabilities | ||
| Total Assets: | $140,436,000 | 3,758 |
| Cash and due from depository institutions | $6,601,000 | 3,753 |
| Interest-bearing balances | $100,000 | 5,164 |
| Securities | $9,846,000 | 6,611 |
| Federal funds sold & reverse repurchase agreements | $1,150,000 | 4,259 |
| Net loans & leases | $114,084,000 | 3,089 |
| Loan loss allowance | $668,000 | 5,223 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,724,000 | 1,768 |
| Other real estate owned | $232,000 | 3,753 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $2,799,000 | 3,940 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $140,436,000 | 3,758 |
| Total liabilities | $128,466,000 | 3,704 |
| Total deposits | $123,805,000 | 3,528 |
| Interest-bearing deposits | $100,829,000 | 3,638 |
| Deposits held in domestic offices | $123,805,000 | 3,525 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,857,000 | 2,442 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,000,000 | 4,526 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $804,000 | 3,415 |
| Total equity capital | $11,970,000 | 4,236 |
| Total bank equity capital | $11,970,000 | 4,236 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $2,829,000 | 1,407 |
| Surplus | $6,854,000 | 2,760 |
| Undivided profits | $2,287,000 | 6,189 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $233,000 | 5,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $618,000 | 4,490 |
| Earning assets | $125,180,000 | 3,827 |
| Long-term assets (5+ years) | $12,597,000 | 4,605 |
| Average Assets, year-to-date | $135,769,330 | 3,801 |
| Average Assets, quarterly | $137,282,500 | 3,803 |
| Volatile liabilities | $18,699,000 | 4,158 |
| Insider loans | $3,650,000 | 1,584 |
| FHLB advances | $2,000,000 | 4,349 |
| Loans and leases held for sale | $209,000 | 1,474 |
| Unused loan commitments | $22,458,000 | 2,779 |
| Tier 1 (core) risk-based capital | $11,969,000 | 4,178 |
| Tier 2 risk-based capital | $668,000 | 4,895 |
| Total risk weighted assets | $122,650,000 | 3,035 |
| Total unused commitments | $22,458,000 | 2,782 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 38 | 4,210 |
| Assets and Liabilities | ||
| Total Assets: | $134,129,000 | 3,873 |
| Cash and due from depository institutions | $4,194,000 | 4,210 |
| Interest-bearing balances | $100,000 | 5,261 |
| Securities | $9,457,000 | 6,687 |
| Federal funds sold & reverse repurchase agreements | $1,725,000 | 4,868 |
| Net loans & leases | $110,104,000 | 3,112 |
| Loan loss allowance | $708,000 | 5,009 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $5,795,000 | 1,706 |
| Other real estate owned | $232,000 | 4,210 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $2,622,000 | 3,950 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $134,129,000 | 3,873 |
| Total liabilities | $122,367,000 | 3,818 |
| Total deposits | $117,446,000 | 3,667 |
| Interest-bearing deposits | $101,035,000 | 3,626 |
| Deposits held in domestic offices | $117,446,000 | 3,662 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,124,000 | 2,099 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $2,000,000 | 4,347 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $797,000 | 3,738 |
| Total equity capital | $11,762,000 | 4,386 |
| Total bank equity capital | $11,762,000 | 4,386 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $2,829,000 | 1,402 |
| Surplus | $6,807,000 | 2,736 |
| Undivided profits | $2,126,000 | 6,496 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $676,000 | 3,487 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $697,000 | 3,995 |
| Earning assets | $121,386,000 | 3,913 |
| Long-term assets (5+ years) | $14,466,000 | 4,271 |
| Average Assets, year-to-date | $133,436,000 | 3,866 |
| Average Assets, quarterly | $133,436,000 | 3,866 |
| Volatile liabilities | $18,691,000 | 4,098 |
| Insider loans | $3,837,000 | 1,488 |
| FHLB advances | $2,000,000 | 4,170 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $20,467,000 | 2,881 |
| Tier 1 (core) risk-based capital | $11,600,000 | 4,255 |
| Tier 2 risk-based capital | $708,000 | 4,685 |
| Total risk weighted assets | $117,580,000 | 3,082 |
| Total unused commitments | $20,467,000 | 2,888 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 36 | 4,384 |
| Assets and Liabilities | ||
| Total Assets: | $132,743,000 | 3,887 |
| Cash and due from depository institutions | $5,884,000 | 4,384 |
| Interest-bearing balances | $100,000 | 5,208 |
| Securities | $14,141,000 | 5,765 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $104,161,000 | 3,246 |
| Loan loss allowance | $833,000 | 4,485 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $5,941,000 | 1,647 |
| Other real estate owned | $0 | 4,384 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $2,616,000 | 3,991 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $132,743,000 | 3,887 |
| Total liabilities | $121,461,000 | 3,835 |
| Total deposits | $113,725,000 | 3,749 |
| Interest-bearing deposits | $96,916,000 | 3,738 |
| Deposits held in domestic offices | $113,725,000 | 3,746 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,110,000 | 1,585 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $2,000,000 | 4,361 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $626,000 | 4,173 |
| Total equity capital | $11,282,000 | 4,457 |
| Total bank equity capital | $11,282,000 | 4,457 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $2,829,000 | 1,407 |
| Surplus | $6,807,000 | 2,711 |
| Undivided profits | $1,646,000 | 6,878 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,200,000 | 2,347 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $736,000 | 3,956 |
| Earning assets | $118,402,000 | 3,951 |
| Long-term assets (5+ years) | $15,594,000 | 4,131 |
| Average Assets, year-to-date | $124,639,000 | 3,966 |
| Average Assets, quarterly | $129,449,500 | 3,936 |
| Volatile liabilities | $19,841,000 | 3,931 |
| Insider loans | $4,015,000 | 1,369 |
| FHLB advances | $2,000,000 | 4,174 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $19,881,000 | 2,873 |
| Tier 1 (core) risk-based capital | $11,154,000 | 4,333 |
| Tier 2 risk-based capital | $833,000 | 4,189 |
| Total risk weighted assets | $114,298,000 | 3,144 |
| Total unused commitments | $19,881,000 | 2,876 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 35 | 4,505 |
| Assets and Liabilities | ||
| Total Assets: | $126,156,000 | 4,027 |
| Cash and due from depository institutions | $6,597,000 | 4,505 |
| Interest-bearing balances | $100,000 | 5,286 |
| Securities | $14,739,000 | 5,587 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $96,988,000 | 3,405 |
| Loan loss allowance | $887,000 | 4,314 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $6,008,000 | 1,619 |
| Other real estate owned | $18,000 | 4,505 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,806,000 | 4,965 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $126,156,000 | 4,027 |
| Total liabilities | $115,258,000 | 3,961 |
| Total deposits | $108,381,000 | 3,897 |
| Interest-bearing deposits | $88,473,000 | 4,001 |
| Deposits held in domestic offices | $108,381,000 | 3,894 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,148,000 | 1,664 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $2,000,000 | 4,348 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $729,000 | 3,961 |
| Total equity capital | $10,898,000 | 4,547 |
| Total bank equity capital | $10,898,000 | 4,547 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $2,829,000 | 1,402 |
| Surplus | $6,807,000 | 2,661 |
| Undivided profits | $1,262,000 | 7,309 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $637,000 | 3,796 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $684,000 | 4,416 |
| Earning assets | $111,827,000 | 4,130 |
| Long-term assets (5+ years) | $16,037,000 | 4,088 |
| Average Assets, year-to-date | $122,613,000 | 4,028 |
| Average Assets, quarterly | $128,600,000 | 3,941 |
| Volatile liabilities | $19,428,000 | 3,943 |
| Insider loans | $3,394,000 | 1,642 |
| FHLB advances | $2,000,000 | 4,143 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $21,834,000 | 2,687 |
| Tier 1 (core) risk-based capital | $10,743,000 | 4,452 |
| Tier 2 risk-based capital | $887,000 | 4,014 |
| Total risk weighted assets | $106,308,000 | 3,339 |
| Total unused commitments | $21,834,000 | 2,691 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 35 | 4,522 |
| Assets and Liabilities | ||
| Total Assets: | $131,044,000 | 3,896 |
| Cash and due from depository institutions | $8,537,000 | 4,522 |
| Interest-bearing balances | $100,000 | 5,348 |
| Securities | $18,067,000 | 4,959 |
| Federal funds sold & reverse repurchase agreements | $7,025,000 | 2,264 |
| Net loans & leases | $89,721,000 | 3,584 |
| Loan loss allowance | $868,000 | 4,335 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,946,000 | 1,611 |
| Other real estate owned | $225,000 | 4,522 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,523,000 | 5,302 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $131,044,000 | 3,896 |
| Total liabilities | $120,386,000 | 3,823 |
| Total deposits | $114,759,000 | 3,701 |
| Interest-bearing deposits | $88,687,000 | 3,984 |
| Deposits held in domestic offices | $114,759,000 | 3,697 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,892,000 | 1,850 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $2,000,000 | 4,297 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $735,000 | 4,071 |
| Total equity capital | $10,658,000 | 4,620 |
| Total bank equity capital | $10,658,000 | 4,620 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $2,829,000 | 1,394 |
| Surplus | $6,807,000 | 2,629 |
| Undivided profits | $1,022,000 | 7,592 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,131,000 | 2,610 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $583,000 | 4,830 |
| Earning assets | $114,913,000 | 4,027 |
| Long-term assets (5+ years) | $17,309,000 | 3,750 |
| Average Assets, year-to-date | $121,432,000 | 4,065 |
| Average Assets, quarterly | $126,089,000 | 3,981 |
| Volatile liabilities | $17,241,000 | 4,216 |
| Insider loans | $2,459,000 | 2,199 |
| FHLB advances | $2,000,000 | 4,077 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $22,449,000 | 2,602 |
| Tier 1 (core) risk-based capital | $10,497,000 | 4,467 |
| Tier 2 risk-based capital | $868,000 | 4,045 |
| Total risk weighted assets | $100,426,000 | 3,460 |
| Total unused commitments | $22,449,000 | 2,609 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 34 | 4,607 |
| Assets and Liabilities | ||
| Total Assets: | $121,134,000 | 4,090 |
| Cash and due from depository institutions | $8,782,000 | 4,607 |
| Interest-bearing balances | $100,000 | 5,237 |
| Securities | $10,767,000 | 6,345 |
| Federal funds sold & reverse repurchase agreements | $6,925,000 | 2,455 |
| Net loans & leases | $87,072,000 | 3,630 |
| Loan loss allowance | $1,077,000 | 3,631 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $5,961,000 | 1,569 |
| Other real estate owned | $225,000 | 4,607 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,402,000 | 5,475 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $121,134,000 | 4,090 |
| Total liabilities | $111,285,000 | 4,017 |
| Total deposits | $106,649,000 | 3,908 |
| Interest-bearing deposits | $82,632,000 | 4,202 |
| Deposits held in domestic offices | $106,649,000 | 3,905 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,929,000 | 2,002 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $2,000,000 | 4,212 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $707,000 | 4,204 |
| Total equity capital | $9,849,000 | 4,819 |
| Total bank equity capital | $9,849,000 | 4,819 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,829,000 | 1,397 |
| Surplus | $6,337,000 | 2,720 |
| Undivided profits | $683,000 | 7,888 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $810,000 | 3,265 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $555,000 | 4,973 |
| Earning assets | $104,864,000 | 4,281 |
| Long-term assets (5+ years) | $20,319,000 | 3,367 |
| Average Assets, year-to-date | $116,626,000 | 4,184 |
| Average Assets, quarterly | $116,626,000 | 4,184 |
| Volatile liabilities | $15,738,000 | 4,408 |
| Insider loans | $2,322,000 | 2,235 |
| FHLB advances | $2,000,000 | 4,020 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $15,880,000 | 3,163 |
| Tier 1 (core) risk-based capital | $9,681,000 | 4,675 |
| Tier 2 risk-based capital | $1,077,000 | 3,346 |
| Total risk weighted assets | $98,095,000 | 3,436 |
| Total unused commitments | $15,880,000 | 3,172 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 32 | 4,795 |
| Assets and Liabilities | ||
| Total Assets: | $112,118,000 | 4,304 |
| Cash and due from depository institutions | $8,254,000 | 4,795 |
| Interest-bearing balances | $100,000 | 5,143 |
| Securities | $13,377,000 | 5,771 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $83,385,000 | 3,748 |
| Loan loss allowance | $811,000 | 4,442 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,808,000 | 1,594 |
| Other real estate owned | $24,000 | 4,795 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,270,000 | 5,798 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $112,118,000 | 4,304 |
| Total liabilities | $102,955,000 | 4,225 |
| Total deposits | $98,218,000 | 4,119 |
| Interest-bearing deposits | $80,198,000 | 4,240 |
| Deposits held in domestic offices | $98,218,000 | 4,114 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,687,000 | 2,166 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $2,000,000 | 4,289 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,050,000 | 3,275 |
| Total equity capital | $9,163,000 | 5,031 |
| Total bank equity capital | $9,163,000 | 5,031 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $2,829,000 | 1,391 |
| Surplus | $5,707,000 | 2,907 |
| Undivided profits | $627,000 | 7,983 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $648,000 | 3,635 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $620,000 | 4,819 |
| Earning assets | $96,862,000 | 4,490 |
| Long-term assets (5+ years) | $17,134,000 | 3,680 |
| Average Assets, year-to-date | $92,045,400 | 4,788 |
| Average Assets, quarterly | $106,491,500 | 4,415 |
| Volatile liabilities | $15,116,000 | 4,477 |
| Insider loans | $3,286,000 | 1,618 |
| FHLB advances | $2,000,000 | 4,048 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $11,734,000 | 3,719 |
| Tier 1 (core) risk-based capital | $9,049,000 | 4,854 |
| Tier 2 risk-based capital | $811,000 | 4,158 |
| Total risk weighted assets | $90,471,000 | 3,647 |
| Total unused commitments | $11,734,000 | 3,722 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 21 | 6,296 |
| Assets and Liabilities | ||
| Total Assets: | $79,546,000 | 5,361 |
| Cash and due from depository institutions | $7,151,000 | 6,296 |
| Interest-bearing balances | $100,000 | 5,045 |
| Securities | $6,248,000 | 7,551 |
| Federal funds sold & reverse repurchase agreements | $8,325,000 | 1,754 |
| Net loans & leases | $54,660,000 | 4,971 |
| Loan loss allowance | $718,000 | 4,636 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,037,000 | 3,989 |
| Other real estate owned | $24,000 | 6,296 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,101,000 | 6,322 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $79,546,000 | 5,361 |
| Total liabilities | $73,361,000 | 5,252 |
| Total deposits | $68,911,000 | 5,223 |
| Interest-bearing deposits | $60,626,000 | 5,086 |
| Deposits held in domestic offices | $68,911,000 | 5,218 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,946,000 | 2,202 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,000,000 | 4,074 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $504,000 | 5,398 |
| Total equity capital | $6,185,000 | 6,323 |
| Total bank equity capital | $6,185,000 | 6,323 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $2,829,000 | 1,387 |
| Surplus | $3,432,000 | 4,047 |
| Undivided profits | $-76,000 | 8,809 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $112,000 | 6,816 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $573,000 | 5,440 |
| Earning assets | $69,333,000 | 5,534 |
| Long-term assets (5+ years) | $7,264,000 | 5,473 |
| Average Assets, year-to-date | $64,879,000 | 5,884 |
| Average Assets, quarterly | $75,311,500 | 5,520 |
| Volatile liabilities | $8,811,000 | 5,983 |
| Insider loans | $6,045,000 | 793 |
| FHLB advances | $2,000,000 | 3,828 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $0 | 9,316 |
| Tier 1 (core) risk-based capital | $6,120,000 | 6,180 |
| Tier 2 risk-based capital | $718,000 | 4,354 |
| Total risk weighted assets | $61,667,000 | 4,752 |
| Total unused commitments | $0 | 9,317 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 16 | 7,222 |
| Assets and Liabilities | ||
| Total Assets: | $53,307,000 | 6,631 |
| Cash and due from depository institutions | $2,628,000 | 7,222 |
| Interest-bearing balances | $100,000 | 4,566 |
| Securities | $5,724,000 | 8,111 |
| Federal funds sold & reverse repurchase agreements | $3,100,000 | 3,323 |
| Net loans & leases | $39,110,000 | 5,994 |
| Loan loss allowance | $387,000 | 6,575 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,980,000 | 4,029 |
| Other real estate owned | $0 | 7,222 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $765,000 | 6,969 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $53,307,000 | 6,631 |
| Total liabilities | $48,522,000 | 6,536 |
| Total deposits | $45,961,000 | 6,495 |
| Interest-bearing deposits | $42,503,000 | 6,223 |
| Deposits held in domestic offices | $45,961,000 | 6,493 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $168,000 | 3,549 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $2,035,000 | 3,943 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $358,000 | 6,811 |
| Total equity capital | $4,785,000 | 7,246 |
| Total bank equity capital | $4,785,000 | 7,246 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $2,829,000 | 1,392 |
| Surplus | $2,357,000 | 5,035 |
| Undivided profits | $-401,000 | 9,281 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $282,000 | 5,002 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $428,000 | 5,660 |
| Earning assets | $48,034,000 | 6,684 |
| Long-term assets (5+ years) | $5,418,000 | 5,861 |
| Average Assets, year-to-date | $40,233,600 | 7,401 |
| Average Assets, quarterly | $50,870,500 | 6,737 |
| Volatile liabilities | $4,770,000 | 7,544 |
| Insider loans | $1,544,000 | 2,859 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $6,259,000 | 4,858 |
| Tier 1 (core) risk-based capital | $4,779,000 | 7,144 |
| Tier 2 risk-based capital | $387,000 | 6,248 |
| Total risk weighted assets | $43,490,900 | 5,793 |
| Total unused commitments | $6,259,000 | 4,860 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 11 | 8,570 |
| Assets and Liabilities | ||
| Total Assets: | $24,747,000 | 8,956 |
| Cash and due from depository institutions | $883,000 | 8,570 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $2,835,000 | 9,372 |
| Federal funds sold & reverse repurchase agreements | $475,000 | 5,809 |
| Net loans & leases | $18,414,000 | 8,177 |
| Loan loss allowance | $157,000 | 8,893 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,876,000 | 4,176 |
| Other real estate owned | $0 | 8,570 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $264,000 | 9,481 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $24,747,000 | 8,956 |
| Total liabilities | $21,858,000 | 8,932 |
| Total deposits | $19,680,000 | 9,031 |
| Interest-bearing deposits | $17,595,000 | 8,922 |
| Deposits held in domestic offices | $19,680,000 | 9,029 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,000,000 | 2,476 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $178,000 | 8,363 |
| Total equity capital | $2,889,000 | 8,751 |
| Total bank equity capital | $2,889,000 | 8,751 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,829,000 | 1,393 |
| Surplus | $707,000 | 7,910 |
| Undivided profits | $-647,000 | 9,691 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $130,000 | 8,748 |
| Earning assets | $21,724,000 | 9,005 |
| Long-term assets (5+ years) | $3,511,000 | 6,918 |
| Average Assets, year-to-date | $16,833,000 | 9,547 |
| Average Assets, quarterly | $20,790,000 | 9,263 |
| Volatile liabilities | $3,777,000 | 7,968 |
| Insider loans | $1,266,000 | 3,198 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $3,586,000 | 6,284 |
| Tier 1 (core) risk-based capital | $2,960,000 | 8,708 |
| Tier 2 risk-based capital | $157,000 | 8,699 |
| Total risk weighted assets | $21,396,300 | 8,041 |
| Total unused commitments | $3,586,000 | 6,289 |
| Derivatives | $0 | 488 |