Home > Prosper Bank > Income and Expense
Prosper Bank, Income and Expense
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,891,000 | 4,377 |
| Total interest expense | $214,000 | 3,944 |
| Net interest income | $1,677,000 | 4,386 |
| Provision for loan and lease losses | $1,000 | 3,998 |
| Total noninterest income | $281,000 | 3,941 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $31,000 | 5,089 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $250,000 | 3,277 |
| Total noninterest expense | $1,258,000 | 4,605 |
| Salaries and employee benefits | $651,000 | 4,687 |
| Premises and equipment expense | $104,000 | 4,913 |
| Additional noninterest expense | $503,000 | 4,220 |
| Pre-tax net operating income | $699,000 | 3,660 |
| Securities gains (losses) | $89,000 | 1,037 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $788,000 | 3,213 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $788,000 | 3,210 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $788,000 | 3,211 |
| Net charge-offs | $-5,000 | 4,738 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $699,000 | 3,364 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $825,000 | 4,674 |
| Total interest expense | $107,000 | 3,970 |
| Net interest income | $718,000 | 4,705 |
| Provision for loan and lease losses | $1,000 | 3,622 |
| Total noninterest income | $125,000 | 4,113 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $16,000 | 5,063 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $109,000 | 3,431 |
| Total noninterest expense | $625,000 | 4,648 |
| Salaries and employee benefits | $332,000 | 4,693 |
| Premises and equipment expense | $50,000 | 4,997 |
| Additional noninterest expense | $243,000 | 4,299 |
| Pre-tax net operating income | $217,000 | 4,331 |
| Securities gains (losses) | $49,000 | 842 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $266,000 | 3,820 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $266,000 | 3,817 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $266,000 | 3,818 |
| Net charge-offs | $1,000 | 2,929 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $217,000 | 4,068 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $3,109,000 | 4,797 |
| Total interest expense | $384,000 | 4,228 |
| Net interest income | $2,725,000 | 4,807 |
| Provision for loan and lease losses | $-607,000 | 5,980 |
| Total noninterest income | $197,000 | 5,232 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $67,000 | 5,150 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $130,000 | 4,892 |
| Total noninterest expense | $2,724,000 | 4,528 |
| Salaries and employee benefits | $1,380,000 | 4,655 |
| Premises and equipment expense | $196,000 | 5,114 |
| Additional noninterest expense | $1,148,000 | 4,025 |
| Pre-tax net operating income | $805,000 | 4,400 |
| Securities gains (losses) | $66,000 | 1,452 |
| Applicable income taxes | $20,000 | 3,928 |
| Income before extraordinary items | $851,000 | 4,159 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $851,000 | 4,158 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $851,000 | 4,159 |
| Net charge-offs | $-646,000 | 6,039 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $786,320 | 4,231 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,297,000 | 4,874 |
| Total interest expense | $281,000 | 4,331 |
| Net interest income | $2,016,000 | 4,879 |
| Provision for loan and lease losses | $-607,000 | 6,109 |
| Total noninterest income | $104,000 | 5,563 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $50,000 | 5,202 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $54,000 | 5,368 |
| Total noninterest expense | $2,055,000 | 4,543 |
| Salaries and employee benefits | $1,042,000 | 4,680 |
| Premises and equipment expense | $148,000 | 5,162 |
| Additional noninterest expense | $865,000 | 4,025 |
| Pre-tax net operating income | $672,000 | 4,343 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $-24,000 | 6,096 |
| Income before extraordinary items | $696,000 | 4,125 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $696,000 | 4,125 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $696,000 | 4,128 |
| Net charge-offs | $-638,000 | 6,142 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $696,000 | 4,075 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,517,000 | 4,917 |
| Total interest expense | $181,000 | 4,419 |
| Net interest income | $1,336,000 | 4,924 |
| Provision for loan and lease losses | $-608,000 | 6,221 |
| Total noninterest income | $26,000 | 6,086 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $32,000 | 5,268 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-6,000 | 6,217 |
| Total noninterest expense | $1,372,000 | 4,586 |
| Salaries and employee benefits | $692,000 | 4,728 |
| Premises and equipment expense | $98,000 | 5,209 |
| Additional noninterest expense | $582,000 | 4,031 |
| Pre-tax net operating income | $598,000 | 3,897 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $-24,000 | 6,184 |
| Income before extraordinary items | $622,000 | 3,604 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $622,000 | 3,605 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $622,000 | 3,606 |
| Net charge-offs | $-687,000 | 6,263 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $622,000 | 3,552 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $754,000 | 4,960 |
| Total interest expense | $87,000 | 4,536 |
| Net interest income | $667,000 | 4,950 |
| Provision for loan and lease losses | $1,000 | 3,650 |
| Total noninterest income | $75,000 | 4,866 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $16,000 | 5,276 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $59,000 | 4,333 |
| Total noninterest expense | $685,000 | 4,614 |
| Salaries and employee benefits | $354,000 | 4,725 |
| Premises and equipment expense | $50,000 | 5,238 |
| Additional noninterest expense | $281,000 | 4,114 |
| Pre-tax net operating income | $56,000 | 5,575 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $56,000 | 5,559 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $56,000 | 5,560 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $56,000 | 5,560 |
| Net charge-offs | $-11,000 | 5,460 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $56,000 | 5,501 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $3,109,000 | 4,990 |
| Total interest expense | $363,000 | 4,645 |
| Net interest income | $2,746,000 | 4,981 |
| Provision for loan and lease losses | $39,000 | 3,949 |
| Total noninterest income | $310,000 | 4,954 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $73,000 | 5,348 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $237,000 | 4,329 |
| Total noninterest expense | $2,722,000 | 4,711 |
| Salaries and employee benefits | $1,405,000 | 4,783 |
| Premises and equipment expense | $207,000 | 5,306 |
| Additional noninterest expense | $1,110,000 | 4,216 |
| Pre-tax net operating income | $295,000 | 5,489 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $-47,000 | 6,216 |
| Income before extraordinary items | $342,000 | 5,301 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $342,000 | 5,300 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $342,000 | 5,301 |
| Net charge-offs | $-15,000 | 5,737 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $342,000 | 5,247 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,313,000 | 5,051 |
| Total interest expense | $268,000 | 4,727 |
| Net interest income | $2,045,000 | 5,047 |
| Provision for loan and lease losses | $38,000 | 3,618 |
| Total noninterest income | $233,000 | 5,007 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $56,000 | 5,396 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $177,000 | 4,364 |
| Total noninterest expense | $2,035,000 | 4,746 |
| Salaries and employee benefits | $1,026,000 | 4,855 |
| Premises and equipment expense | $156,000 | 5,357 |
| Additional noninterest expense | $853,000 | 4,189 |
| Pre-tax net operating income | $205,000 | 5,631 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $205,000 | 5,547 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $205,000 | 5,546 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $205,000 | 5,547 |
| Net charge-offs | $-17,000 | 5,745 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $205,000 | 5,510 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,536,000 | 5,089 |
| Total interest expense | $178,000 | 4,785 |
| Net interest income | $1,358,000 | 5,070 |
| Provision for loan and lease losses | $32,000 | 3,292 |
| Total noninterest income | $198,000 | 4,687 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $38,000 | 5,397 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $160,000 | 3,965 |
| Total noninterest expense | $1,421,000 | 4,664 |
| Salaries and employee benefits | $675,000 | 4,916 |
| Premises and equipment expense | $105,000 | 5,374 |
| Additional noninterest expense | $641,000 | 3,946 |
| Pre-tax net operating income | $103,000 | 5,760 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $103,000 | 5,733 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $103,000 | 5,735 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $103,000 | 5,735 |
| Net charge-offs | $-18,000 | 5,841 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $103,000 | 5,696 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $757,000 | 5,156 |
| Total interest expense | $90,000 | 4,828 |
| Net interest income | $667,000 | 5,139 |
| Provision for loan and lease losses | $17,000 | 3,054 |
| Total noninterest income | $106,000 | 4,546 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $21,000 | 5,305 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $85,000 | 3,806 |
| Total noninterest expense | $710,000 | 4,714 |
| Salaries and employee benefits | $339,000 | 4,967 |
| Premises and equipment expense | $52,000 | 5,436 |
| Additional noninterest expense | $319,000 | 3,971 |
| Pre-tax net operating income | $46,000 | 5,787 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $46,000 | 5,743 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $46,000 | 5,744 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $46,000 | 5,744 |
| Net charge-offs | $-5,000 | 5,444 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $46,000 | 5,712 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,934,000 | 5,269 |
| Total interest expense | $348,000 | 5,159 |
| Net interest income | $2,586,000 | 5,227 |
| Provision for loan and lease losses | $45,000 | 4,352 |
| Total noninterest income | $647,000 | 4,004 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $108,000 | 5,144 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $539,000 | 3,259 |
| Total noninterest expense | $2,806,000 | 4,763 |
| Salaries and employee benefits | $1,301,000 | 5,087 |
| Premises and equipment expense | $265,000 | 5,079 |
| Additional noninterest expense | $1,240,000 | 4,123 |
| Pre-tax net operating income | $382,000 | 5,265 |
| Securities gains (losses) | $150,000 | 1,064 |
| Applicable income taxes | $41,000 | 3,846 |
| Income before extraordinary items | $491,000 | 4,928 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $491,000 | 4,931 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $491,000 | 4,931 |
| Net charge-offs | $95,000 | 3,789 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $353,000 | 5,216 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,178,000 | 5,343 |
| Total interest expense | $261,000 | 5,246 |
| Net interest income | $1,917,000 | 5,302 |
| Provision for loan and lease losses | $29,000 | 4,336 |
| Total noninterest income | $371,000 | 4,481 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $85,000 | 5,114 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $286,000 | 3,812 |
| Total noninterest expense | $2,056,000 | 4,838 |
| Salaries and employee benefits | $947,000 | 5,176 |
| Premises and equipment expense | $210,000 | 5,032 |
| Additional noninterest expense | $899,000 | 4,204 |
| Pre-tax net operating income | $203,000 | 5,668 |
| Securities gains (losses) | $150,000 | 967 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $353,000 | 5,084 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $353,000 | 5,085 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $353,000 | 5,086 |
| Net charge-offs | $110,000 | 3,164 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $203,000 | 5,558 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,441,000 | 5,375 |
| Total interest expense | $175,000 | 5,300 |
| Net interest income | $1,266,000 | 5,336 |
| Provision for loan and lease losses | $12,000 | 4,449 |
| Total noninterest income | $243,000 | 4,565 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $57,000 | 5,080 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $186,000 | 3,901 |
| Total noninterest expense | $1,350,000 | 4,886 |
| Salaries and employee benefits | $630,000 | 5,211 |
| Premises and equipment expense | $136,000 | 5,093 |
| Additional noninterest expense | $584,000 | 4,257 |
| Pre-tax net operating income | $147,000 | 5,606 |
| Securities gains (losses) | $150,000 | 874 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $297,000 | 4,765 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $297,000 | 4,768 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $297,000 | 4,769 |
| Net charge-offs | $114,000 | 2,636 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $147,000 | 5,470 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $717,000 | 5,432 |
| Total interest expense | $87,000 | 5,386 |
| Net interest income | $630,000 | 5,376 |
| Provision for loan and lease losses | $1,000 | 4,363 |
| Total noninterest income | $113,000 | 4,652 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $27,000 | 5,148 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $86,000 | 3,976 |
| Total noninterest expense | $696,000 | 4,867 |
| Salaries and employee benefits | $323,000 | 5,207 |
| Premises and equipment expense | $68,000 | 5,115 |
| Additional noninterest expense | $305,000 | 4,171 |
| Pre-tax net operating income | $46,000 | 5,894 |
| Securities gains (losses) | $144,000 | 569 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $190,000 | 4,358 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $190,000 | 4,361 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $190,000 | 4,360 |
| Net charge-offs | $121,000 | 1,744 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $46,000 | 5,824 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,774,000 | 5,614 |
| Total interest expense | $354,000 | 5,747 |
| Net interest income | $2,420,000 | 5,531 |
| Provision for loan and lease losses | $6,000 | 5,803 |
| Total noninterest income | $555,000 | 4,312 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $182,000 | 4,444 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $373,000 | 3,724 |
| Total noninterest expense | $2,817,000 | 4,892 |
| Salaries and employee benefits | $1,389,000 | 5,036 |
| Premises and equipment expense | $278,000 | 5,137 |
| Additional noninterest expense | $1,150,000 | 4,458 |
| Pre-tax net operating income | $152,000 | 5,793 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $130,000 | 3,323 |
| Income before extraordinary items | $22,000 | 6,263 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $22,000 | 6,256 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $22,000 | 6,258 |
| Net charge-offs | $461,000 | 2,761 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $22,000 | 6,119 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,083,000 | 5,705 |
| Total interest expense | $270,000 | 5,846 |
| Net interest income | $1,813,000 | 5,621 |
| Provision for loan and lease losses | $3,000 | 5,730 |
| Total noninterest income | $424,000 | 4,328 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $143,000 | 4,413 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $281,000 | 3,778 |
| Total noninterest expense | $2,096,000 | 4,943 |
| Salaries and employee benefits | $1,035,000 | 5,084 |
| Premises and equipment expense | $213,000 | 5,147 |
| Additional noninterest expense | $848,000 | 4,532 |
| Pre-tax net operating income | $138,000 | 5,902 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $138,000 | 5,974 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $138,000 | 5,973 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $138,000 | 5,973 |
| Net charge-offs | $217,000 | 3,202 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $138,000 | 5,833 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,398,000 | 5,734 |
| Total interest expense | $182,000 | 5,922 |
| Net interest income | $1,216,000 | 5,629 |
| Provision for loan and lease losses | $2,000 | 5,568 |
| Total noninterest income | $289,000 | 4,287 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $93,000 | 4,451 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $196,000 | 3,710 |
| Total noninterest expense | $1,363,000 | 5,040 |
| Salaries and employee benefits | $664,000 | 5,209 |
| Premises and equipment expense | $143,000 | 5,150 |
| Additional noninterest expense | $556,000 | 4,570 |
| Pre-tax net operating income | $140,000 | 5,644 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $140,000 | 5,698 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $140,000 | 5,697 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $140,000 | 5,697 |
| Net charge-offs | $220,000 | 2,633 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $140,000 | 5,516 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $714,000 | 5,744 |
| Total interest expense | $93,000 | 6,000 |
| Net interest income | $621,000 | 5,619 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $133,000 | 4,476 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $39,000 | 4,766 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $94,000 | 3,793 |
| Total noninterest expense | $666,000 | 5,127 |
| Salaries and employee benefits | $326,000 | 5,305 |
| Premises and equipment expense | $72,000 | 5,172 |
| Additional noninterest expense | $268,000 | 4,678 |
| Pre-tax net operating income | $88,000 | 5,537 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $88,000 | 5,520 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $88,000 | 5,520 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $88,000 | 5,520 |
| Net charge-offs | $126,000 | 2,258 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $88,000 | 5,360 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,859,000 | 5,842 |
| Total interest expense | $538,000 | 5,712 |
| Net interest income | $2,321,000 | 5,800 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $-37,000 | 7,035 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $164,000 | 4,738 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-201,000 | 6,958 |
| Total noninterest expense | $3,382,000 | 4,569 |
| Salaries and employee benefits | $1,339,000 | 5,256 |
| Premises and equipment expense | $398,000 | 4,580 |
| Additional noninterest expense | $1,645,000 | 3,630 |
| Pre-tax net operating income | $-1,098,000 | 6,609 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $-251,000 | 6,958 |
| Income before extraordinary items | $-847,000 | 6,599 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-847,000 | 6,600 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-847,000 | 6,599 |
| Net charge-offs | $83,000 | 5,127 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $-7,000 | 7,261 |
| Net operating income | $-847,000 | 6,573 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,130,000 | 5,916 |
| Total interest expense | $428,000 | 5,721 |
| Net interest income | $1,702,000 | 5,884 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $321,000 | 4,698 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $117,000 | 4,848 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $204,000 | 4,070 |
| Total noninterest expense | $2,456,000 | 4,651 |
| Salaries and employee benefits | $993,000 | 5,298 |
| Premises and equipment expense | $306,000 | 4,571 |
| Additional noninterest expense | $1,157,000 | 3,777 |
| Pre-tax net operating income | $-433,000 | 6,568 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-433,000 | 6,660 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-433,000 | 6,661 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-433,000 | 6,661 |
| Net charge-offs | $41,000 | 5,112 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $-7,000 | 7,354 |
| Net operating income | $-433,000 | 6,607 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,436,000 | 5,955 |
| Total interest expense | $308,000 | 5,697 |
| Net interest income | $1,128,000 | 5,940 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $212,000 | 4,772 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $64,000 | 5,170 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $148,000 | 3,974 |
| Total noninterest expense | $1,726,000 | 4,567 |
| Salaries and employee benefits | $658,000 | 5,357 |
| Premises and equipment expense | $143,000 | 5,415 |
| Additional noninterest expense | $925,000 | 3,385 |
| Pre-tax net operating income | $-386,000 | 6,720 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-386,000 | 6,778 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-386,000 | 6,777 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-386,000 | 6,778 |
| Net charge-offs | $45,000 | 4,534 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $-7,000 | 7,442 |
| Net operating income | $-386,000 | 6,762 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $729,000 | 5,964 |
| Total interest expense | $168,000 | 5,611 |
| Net interest income | $561,000 | 5,972 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $103,000 | 4,870 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $28,000 | 5,334 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $75,000 | 4,016 |
| Total noninterest expense | $991,000 | 4,202 |
| Salaries and employee benefits | $341,000 | 5,297 |
| Premises and equipment expense | $69,000 | 5,544 |
| Additional noninterest expense | $581,000 | 2,790 |
| Pre-tax net operating income | $-327,000 | 6,963 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-327,000 | 7,012 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-327,000 | 7,012 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-327,000 | 7,012 |
| Net charge-offs | $63,000 | 3,167 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-327,000 | 6,998 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,161,000 | 5,935 |
| Total interest expense | $984,000 | 5,264 |
| Net interest income | $2,177,000 | 6,072 |
| Provision for loan and lease losses | $90,000 | 6,097 |
| Total noninterest income | $462,000 | 4,715 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $156,000 | 4,840 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $306,000 | 3,923 |
| Total noninterest expense | $3,243,000 | 4,792 |
| Salaries and employee benefits | $1,277,000 | 5,496 |
| Premises and equipment expense | $295,000 | 5,450 |
| Additional noninterest expense | $1,671,000 | 3,714 |
| Pre-tax net operating income | $-694,000 | 6,351 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-694,000 | 6,460 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-694,000 | 6,461 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-694,000 | 6,461 |
| Net charge-offs | $762,000 | 3,059 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-694,000 | 6,421 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,415,000 | 5,999 |
| Total interest expense | $763,000 | 5,348 |
| Net interest income | $1,652,000 | 6,138 |
| Provision for loan and lease losses | $90,000 | 5,755 |
| Total noninterest income | $334,000 | 4,852 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $118,000 | 4,908 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $216,000 | 4,055 |
| Total noninterest expense | $2,398,000 | 4,852 |
| Salaries and employee benefits | $974,000 | 5,489 |
| Premises and equipment expense | $226,000 | 5,456 |
| Additional noninterest expense | $1,198,000 | 3,811 |
| Pre-tax net operating income | $-502,000 | 6,549 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-502,000 | 6,662 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-502,000 | 6,661 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-502,000 | 6,662 |
| Net charge-offs | $607,000 | 2,811 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-502,000 | 6,604 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,685,000 | 5,948 |
| Total interest expense | $531,000 | 5,339 |
| Net interest income | $1,154,000 | 6,054 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $218,000 | 4,875 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $76,000 | 4,972 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $142,000 | 4,061 |
| Total noninterest expense | $1,671,000 | 4,739 |
| Salaries and employee benefits | $677,000 | 5,417 |
| Premises and equipment expense | $151,000 | 5,496 |
| Additional noninterest expense | $843,000 | 3,658 |
| Pre-tax net operating income | $-299,000 | 6,571 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-299,000 | 6,692 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-299,000 | 6,693 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-299,000 | 6,693 |
| Net charge-offs | $489,000 | 2,472 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-299,000 | 6,641 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $859,000 | 5,964 |
| Total interest expense | $286,000 | 5,296 |
| Net interest income | $573,000 | 6,114 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $94,000 | 5,156 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $37,000 | 5,011 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $57,000 | 4,465 |
| Total noninterest expense | $875,000 | 4,669 |
| Salaries and employee benefits | $358,000 | 5,283 |
| Premises and equipment expense | $71,000 | 5,721 |
| Additional noninterest expense | $446,000 | 3,484 |
| Pre-tax net operating income | $-208,000 | 6,841 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-208,000 | 6,942 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-208,000 | 6,943 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-208,000 | 6,942 |
| Net charge-offs | $220,000 | 2,334 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-208,000 | 6,904 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,509,000 | 5,416 |
| Total interest expense | $2,043,000 | 4,384 |
| Net interest income | $2,466,000 | 5,868 |
| Provision for loan and lease losses | $3,769,000 | 1,717 |
| Total noninterest income | $782,000 | 3,811 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $196,000 | 4,698 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $586,000 | 2,934 |
| Total noninterest expense | $6,793,000 | 2,867 |
| Salaries and employee benefits | $1,722,000 | 4,788 |
| Premises and equipment expense | $386,000 | 5,079 |
| Additional noninterest expense | $4,685,000 | 1,594 |
| Pre-tax net operating income | $-7,314,000 | 7,369 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-7,314,000 | 7,447 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-7,314,000 | 7,444 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-7,314,000 | 7,445 |
| Net charge-offs | $2,598,000 | 1,753 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-7,314,000 | 7,462 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,541,000 | 5,361 |
| Total interest expense | $1,698,000 | 4,261 |
| Net interest income | $1,843,000 | 5,898 |
| Provision for loan and lease losses | $2,016,000 | 1,892 |
| Total noninterest income | $625,000 | 3,763 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $150,000 | 4,682 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $475,000 | 2,893 |
| Total noninterest expense | $2,879,000 | 4,464 |
| Salaries and employee benefits | $1,261,000 | 4,884 |
| Premises and equipment expense | $298,000 | 5,052 |
| Additional noninterest expense | $1,320,000 | 3,618 |
| Pre-tax net operating income | $-2,427,000 | 7,168 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-2,427,000 | 7,282 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-2,427,000 | 7,281 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-2,427,000 | 7,282 |
| Net charge-offs | $803,000 | 2,465 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-2,427,000 | 7,271 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,431,000 | 5,321 |
| Total interest expense | $1,232,000 | 4,177 |
| Net interest income | $1,199,000 | 5,967 |
| Provision for loan and lease losses | $1,651,000 | 1,573 |
| Total noninterest income | $442,000 | 3,661 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $100,000 | 4,666 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $342,000 | 2,781 |
| Total noninterest expense | $1,771,000 | 4,735 |
| Salaries and employee benefits | $854,000 | 4,901 |
| Premises and equipment expense | $193,000 | 5,166 |
| Additional noninterest expense | $724,000 | 4,168 |
| Pre-tax net operating income | $-1,781,000 | 7,329 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-1,781,000 | 7,412 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,781,000 | 7,411 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,781,000 | 7,410 |
| Net charge-offs | $364,000 | 2,710 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-1,781,000 | 7,418 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,277,000 | 5,212 |
| Total interest expense | $653,000 | 4,135 |
| Net interest income | $624,000 | 5,894 |
| Provision for loan and lease losses | $80,000 | 4,216 |
| Total noninterest income | $222,000 | 3,613 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $45,000 | 4,805 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $177,000 | 2,677 |
| Total noninterest expense | $857,000 | 4,748 |
| Salaries and employee benefits | $425,000 | 4,956 |
| Premises and equipment expense | $97,000 | 5,192 |
| Additional noninterest expense | $335,000 | 4,082 |
| Pre-tax net operating income | $-91,000 | 6,621 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-91,000 | 6,787 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-91,000 | 6,788 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-91,000 | 6,788 |
| Net charge-offs | $87,000 | 3,021 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-91,000 | 6,698 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,656,000 | 5,105 |
| Total interest expense | $2,700,000 | 4,538 |
| Net interest income | $2,956,000 | 5,453 |
| Provision for loan and lease losses | $1,841,000 | 1,907 |
| Total noninterest income | $1,601,000 | 2,502 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $169,000 | 5,091 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,432,000 | 1,653 |
| Total noninterest expense | $3,887,000 | 4,330 |
| Salaries and employee benefits | $2,202,000 | 4,135 |
| Premises and equipment expense | $393,000 | 5,129 |
| Additional noninterest expense | $1,292,000 | 4,034 |
| Pre-tax net operating income | $-1,171,000 | 7,092 |
| Securities gains (losses) | $27,000 | 2,003 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-1,144,000 | 7,054 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,144,000 | 7,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,760,000 | 1,398 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-1,171,000 | 7,190 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,305,000 | 5,148 |
| Total interest expense | $1,997,000 | 4,714 |
| Net interest income | $2,308,000 | 5,386 |
| Provision for loan and lease losses | $1,192,000 | 1,663 |
| Total noninterest income | $1,353,000 | 2,377 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $116,000 | 5,285 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,237,000 | 1,567 |
| Total noninterest expense | $3,002,000 | 4,218 |
| Salaries and employee benefits | $1,719,000 | 4,049 |
| Premises and equipment expense | $292,000 | 5,182 |
| Additional noninterest expense | $991,000 | 3,894 |
| Pre-tax net operating income | $-533,000 | 7,286 |
| Securities gains (losses) | $27,000 | 1,827 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-506,000 | 7,202 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-506,000 | 7,201 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $408,000 | 2,193 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-533,000 | 7,351 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,895,000 | 5,176 |
| Total interest expense | $1,290,000 | 4,906 |
| Net interest income | $1,605,000 | 5,268 |
| Provision for loan and lease losses | $893,000 | 1,326 |
| Total noninterest income | $841,000 | 2,525 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $74,000 | 5,395 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $767,000 | 1,675 |
| Total noninterest expense | $1,992,000 | 4,245 |
| Salaries and employee benefits | $1,182,000 | 4,000 |
| Premises and equipment expense | $187,000 | 5,326 |
| Additional noninterest expense | $623,000 | 4,065 |
| Pre-tax net operating income | $-439,000 | 7,554 |
| Securities gains (losses) | $27,000 | 1,861 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-412,000 | 7,629 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-412,000 | 7,629 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $231,000 | 2,075 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-439,000 | 7,627 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,446,000 | 5,295 |
| Total interest expense | $624,000 | 5,175 |
| Net interest income | $822,000 | 5,225 |
| Provision for loan and lease losses | $149,000 | 2,215 |
| Total noninterest income | $414,000 | 2,540 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $36,000 | 5,409 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $378,000 | 1,696 |
| Total noninterest expense | $1,037,000 | 4,134 |
| Salaries and employee benefits | $634,000 | 3,809 |
| Premises and equipment expense | $92,000 | 5,397 |
| Additional noninterest expense | $311,000 | 4,007 |
| Pre-tax net operating income | $50,000 | 6,610 |
| Securities gains (losses) | $25,000 | 1,479 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $75,000 | 6,200 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $75,000 | 6,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $50,000 | 6,481 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,145,000 | 6,161 |
| Total interest expense | $1,753,000 | 6,108 |
| Net interest income | $2,392,000 | 6,084 |
| Provision for loan and lease losses | $397,000 | 2,716 |
| Total noninterest income | $1,741,000 | 2,436 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $110,000 | 5,894 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,631,000 | 1,581 |
| Total noninterest expense | $3,733,000 | 4,331 |
| Salaries and employee benefits | $2,374,000 | 3,873 |
| Premises and equipment expense | $370,000 | 5,246 |
| Additional noninterest expense | $989,000 | 4,702 |
| Pre-tax net operating income | $3,000 | 7,417 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $3,000 | 7,485 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,000 | 7,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,321 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $180,000 | 783 |
| Net operating income | $3,000 | 7,456 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,828,000 | 6,392 |
| Total interest expense | $1,188,000 | 6,347 |
| Net interest income | $1,640,000 | 6,345 |
| Provision for loan and lease losses | $227,000 | 2,777 |
| Total noninterest income | $1,230,000 | 2,548 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $75,000 | 6,058 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,155,000 | 1,638 |
| Total noninterest expense | $2,731,000 | 4,393 |
| Salaries and employee benefits | $1,762,000 | 3,885 |
| Premises and equipment expense | $283,000 | 5,175 |
| Additional noninterest expense | $686,000 | 4,857 |
| Pre-tax net operating income | $-88,000 | 7,790 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-88,000 | 7,839 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-88,000 | 7,836 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,700 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $135,000 | 696 |
| Net operating income | $-88,000 | 7,822 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,732,000 | 6,632 |
| Total interest expense | $751,000 | 6,497 |
| Net interest income | $981,000 | 6,632 |
| Provision for loan and lease losses | $152,000 | 2,564 |
| Total noninterest income | $831,000 | 2,533 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $49,000 | 6,112 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $782,000 | 1,639 |
| Total noninterest expense | $1,781,000 | 4,467 |
| Salaries and employee benefits | $1,137,000 | 4,015 |
| Premises and equipment expense | $198,000 | 5,072 |
| Additional noninterest expense | $446,000 | 4,935 |
| Pre-tax net operating income | $-121,000 | 8,006 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-121,000 | 8,031 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-121,000 | 8,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,139 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $90,000 | 625 |
| Net operating income | $-121,000 | 8,024 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $791,000 | 6,839 |
| Total interest expense | $366,000 | 6,546 |
| Net interest income | $425,000 | 6,969 |
| Provision for loan and lease losses | $69,000 | 2,611 |
| Total noninterest income | $401,000 | 2,560 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $22,000 | 6,225 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $379,000 | 1,654 |
| Total noninterest expense | $845,000 | 4,634 |
| Salaries and employee benefits | $520,000 | 4,309 |
| Premises and equipment expense | $91,000 | 5,339 |
| Additional noninterest expense | $234,000 | 4,753 |
| Pre-tax net operating income | $-88,000 | 8,126 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-88,000 | 8,152 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-88,000 | 8,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $45,000 | 510 |
| Net operating income | $-88,000 | 8,142 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,227,000 | 8,118 |
| Total interest expense | $409,000 | 8,078 |
| Net interest income | $818,000 | 8,072 |
| Provision for loan and lease losses | $177,000 | 3,808 |
| Total noninterest income | $1,103,000 | 3,324 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $61,000 | 6,711 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,042,000 | 2,165 |
| Total noninterest expense | $2,115,000 | 5,998 |
| Salaries and employee benefits | $1,322,000 | 5,603 |
| Premises and equipment expense | $212,000 | 6,597 |
| Additional noninterest expense | $581,000 | 6,144 |
| Pre-tax net operating income | $-371,000 | 8,209 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $-371,000 | 8,238 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-371,000 | 8,237 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,661 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-371,000 | 8,233 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $617,000 | 8,454 |
| Total interest expense | $155,000 | 8,465 |
| Net interest income | $462,000 | 8,382 |
| Provision for loan and lease losses | $116,000 | 3,873 |
| Total noninterest income | $624,000 | 3,966 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $38,000 | 6,969 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $586,000 | 2,612 |
| Total noninterest expense | $1,282,000 | 6,584 |
| Salaries and employee benefits | $827,000 | 6,136 |
| Premises and equipment expense | $132,000 | 6,992 |
| Additional noninterest expense | $323,000 | 6,935 |
| Pre-tax net operating income | $-312,000 | 8,358 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-312,000 | 8,387 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-312,000 | 8,387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,946 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-312,000 | 8,379 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $234,000 | 8,667 |
| Total interest expense | $47,000 | 8,639 |
| Net interest income | $187,000 | 8,637 |
| Provision for loan and lease losses | $37,000 | 4,826 |
| Total noninterest income | $45,000 | 7,964 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $17,000 | 7,246 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $28,000 | 7,198 |
| Total noninterest expense | $667,000 | 7,203 |
| Salaries and employee benefits | $451,000 | 6,681 |
| Premises and equipment expense | $52,000 | 7,803 |
| Additional noninterest expense | $164,000 | 7,468 |
| Pre-tax net operating income | $-472,000 | 8,554 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-472,000 | 8,576 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-472,000 | 8,576 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,252 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-472,000 | 8,572 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $25,000 | 8,781 |
| Total interest expense | $0 | 8,772 |
| Net interest income | $25,000 | 8,771 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $6,000 | 8,542 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $6,000 | 7,374 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $0 | 8,611 |
| Total noninterest expense | $154,000 | 8,366 |
| Salaries and employee benefits | $108,000 | 8,112 |
| Premises and equipment expense | $12,000 | 8,453 |
| Additional noninterest expense | $34,000 | 8,506 |
| Pre-tax net operating income | $-123,000 | 8,468 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-123,000 | 8,485 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-123,000 | 8,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-123,000 | 8,467 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $355,000 | 8,697 |
| Total interest expense | $31,000 | 8,720 |
| Net interest income | $324,000 | 8,657 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $134,000 | 7,635 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $83,000 | 6,540 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $51,000 | 7,372 |
| Total noninterest expense | $537,000 | 8,508 |
| Salaries and employee benefits | $209,000 | 8,677 |
| Premises and equipment expense | $80,000 | 8,104 |
| Additional noninterest expense | $248,000 | 7,940 |
| Pre-tax net operating income | $-79,000 | 8,320 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $-79,000 | 8,348 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-79,000 | 8,348 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $-79,000 | 8,324 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $266,000 | 8,750 |
| Total interest expense | $22,000 | 8,759 |
| Net interest income | $244,000 | 8,714 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $105,000 | 7,616 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $63,000 | 6,561 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $42,000 | 7,265 |
| Total noninterest expense | $409,000 | 8,498 |
| Salaries and employee benefits | $159,000 | 8,678 |
| Premises and equipment expense | $58,000 | 8,147 |
| Additional noninterest expense | $192,000 | 7,891 |
| Pre-tax net operating income | $-60,000 | 8,396 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $-60,000 | 8,424 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-60,000 | 8,425 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,295 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-60,000 | 8,392 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $179,000 | 8,766 |
| Total interest expense | $13,000 | 8,781 |
| Net interest income | $166,000 | 8,729 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $65,000 | 7,685 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $43,000 | 6,506 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $22,000 | 7,544 |
| Total noninterest expense | $265,000 | 8,523 |
| Salaries and employee benefits | $108,000 | 8,677 |
| Premises and equipment expense | $39,000 | 8,135 |
| Additional noninterest expense | $118,000 | 8,003 |
| Pre-tax net operating income | $-34,000 | 8,417 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $-34,000 | 8,447 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-34,000 | 8,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,029 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-34,000 | 8,415 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $91,000 | 8,838 |
| Total interest expense | $5,000 | 8,861 |
| Net interest income | $86,000 | 8,798 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $32,000 | 7,719 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $20,000 | 6,602 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $12,000 | 7,544 |
| Total noninterest expense | $123,000 | 8,634 |
| Salaries and employee benefits | $47,000 | 8,795 |
| Premises and equipment expense | $18,000 | 8,281 |
| Additional noninterest expense | $58,000 | 8,095 |
| Pre-tax net operating income | $-5,000 | 8,456 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $-5,000 | 8,470 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-5,000 | 8,470 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-5,000 | 8,445 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $362,000 | 8,830 |
| Total interest expense | $20,000 | 8,885 |
| Net interest income | $342,000 | 8,785 |
| Provision for loan and lease losses | $-11,000 | 8,672 |
| Total noninterest income | $263,000 | 6,666 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $99,000 | 6,493 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $164,000 | 5,508 |
| Total noninterest expense | $555,000 | 8,608 |
| Salaries and employee benefits | $251,000 | 8,717 |
| Premises and equipment expense | $81,000 | 8,197 |
| Additional noninterest expense | $223,000 | 8,173 |
| Pre-tax net operating income | $61,000 | 8,213 |
| Securities gains (losses) | $17,000 | 2,506 |
| Applicable income taxes | $12,000 | 6,712 |
| Income before extraordinary items | $66,000 | 8,225 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $66,000 | 8,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,855 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $201,000 | 573 |
| Net operating income | $51,550 | 8,235 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $270,000 | 8,886 |
| Total interest expense | $15,000 | 8,933 |
| Net interest income | $255,000 | 8,841 |
| Provision for loan and lease losses | $-11,000 | 8,779 |
| Total noninterest income | $142,000 | 7,288 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $74,000 | 6,546 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $68,000 | 6,593 |
| Total noninterest expense | $401,000 | 8,640 |
| Salaries and employee benefits | $177,000 | 8,777 |
| Premises and equipment expense | $61,000 | 8,191 |
| Additional noninterest expense | $163,000 | 8,208 |
| Pre-tax net operating income | $7,000 | 8,440 |
| Securities gains (losses) | $17,000 | 2,413 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $24,000 | 8,424 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $24,000 | 8,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,361 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $201,000 | 438 |
| Net operating income | $7,000 | 8,438 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $177,000 | 8,949 |
| Total interest expense | $10,000 | 8,997 |
| Net interest income | $167,000 | 8,903 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $82,000 | 7,556 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $45,000 | 6,684 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $37,000 | 6,933 |
| Total noninterest expense | $264,000 | 8,704 |
| Salaries and employee benefits | $118,000 | 8,837 |
| Premises and equipment expense | $42,000 | 8,198 |
| Additional noninterest expense | $104,000 | 8,298 |
| Pre-tax net operating income | $-15,000 | 8,569 |
| Securities gains (losses) | $17,000 | 2,130 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $2,000 | 8,553 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,000 | 8,554 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $201,000 | 339 |
| Net operating income | $-15,000 | 8,571 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $87,000 | 9,002 |
| Total interest expense | $5,000 | 9,036 |
| Net interest income | $82,000 | 8,953 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $37,000 | 7,710 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $22,000 | 6,668 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $15,000 | 7,252 |
| Total noninterest expense | $135,000 | 8,715 |
| Salaries and employee benefits | $53,000 | 8,927 |
| Premises and equipment expense | $17,000 | 8,430 |
| Additional noninterest expense | $65,000 | 8,009 |
| Pre-tax net operating income | $-16,000 | 8,633 |
| Securities gains (losses) | $17,000 | 1,792 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $1,000 | 8,573 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,000 | 8,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $201,000 | 203 |
| Net operating income | $-16,000 | 8,624 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $383,000 | 9,010 |
| Total interest expense | $28,000 | 9,074 |
| Net interest income | $355,000 | 8,949 |
| Provision for loan and lease losses | $11,000 | 7,350 |
| Total noninterest income | $167,000 | 7,639 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $106,000 | 6,463 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $61,000 | 7,285 |
| Total noninterest expense | $579,000 | 8,701 |
| Salaries and employee benefits | $271,000 | 8,839 |
| Premises and equipment expense | $75,000 | 8,414 |
| Additional noninterest expense | $233,000 | 8,207 |
| Pre-tax net operating income | $-68,000 | 8,618 |
| Securities gains (losses) | $74,000 | 2,170 |
| Applicable income taxes | $1,000 | 7,379 |
| Income before extraordinary items | $5,000 | 8,605 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $5,000 | 8,608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,630 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-56,420 | 8,616 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $297,000 | 9,084 |
| Total interest expense | $35,000 | 9,119 |
| Net interest income | $262,000 | 9,035 |
| Provision for loan and lease losses | $11,000 | 7,078 |
| Total noninterest income | $126,000 | 7,683 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $77,000 | 6,567 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $49,000 | 7,244 |
| Total noninterest expense | $446,000 | 8,672 |
| Salaries and employee benefits | $178,000 | 8,965 |
| Premises and equipment expense | $50,000 | 8,563 |
| Additional noninterest expense | $218,000 | 7,835 |
| Pre-tax net operating income | $-69,000 | 8,739 |
| Securities gains (losses) | $73,000 | 2,010 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $4,000 | 8,705 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $4,000 | 8,706 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,563 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-69,000 | 8,740 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $203,000 | 9,120 |
| Total interest expense | $24,000 | 9,167 |
| Net interest income | $179,000 | 9,065 |
| Provision for loan and lease losses | $14,000 | 6,643 |
| Total noninterest income | $81,000 | 7,748 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $51,000 | 6,554 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $30,000 | 7,328 |
| Total noninterest expense | $303,000 | 8,669 |
| Salaries and employee benefits | $134,000 | 8,914 |
| Premises and equipment expense | $36,000 | 8,500 |
| Additional noninterest expense | $133,000 | 8,010 |
| Pre-tax net operating income | $-57,000 | 8,781 |
| Securities gains (losses) | $67,000 | 1,811 |
| Applicable income taxes | $2,000 | 7,353 |
| Income before extraordinary items | $8,000 | 8,721 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $8,000 | 8,722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,160 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-45,600 | 8,761 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $102,000 | 9,168 |
| Total interest expense | $12,000 | 9,213 |
| Net interest income | $90,000 | 9,110 |
| Provision for loan and lease losses | $2,000 | 6,798 |
| Total noninterest income | $38,000 | 7,830 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $24,000 | 6,593 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $14,000 | 7,447 |
| Total noninterest expense | $143,000 | 8,789 |
| Salaries and employee benefits | $63,000 | 8,994 |
| Premises and equipment expense | $16,000 | 8,615 |
| Additional noninterest expense | $64,000 | 8,103 |
| Pre-tax net operating income | $-17,000 | 8,798 |
| Securities gains (losses) | $53,000 | 1,355 |
| Applicable income taxes | $4,000 | 6,977 |
| Income before extraordinary items | $32,000 | 8,236 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $32,000 | 8,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,022 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-15,170 | 8,763 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $378,000 | 9,213 |
| Total interest expense | $49,000 | 9,246 |
| Net interest income | $329,000 | 9,157 |
| Provision for loan and lease losses | $19,000 | 7,557 |
| Total noninterest income | $173,000 | 7,581 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $115,000 | 6,322 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $58,000 | 7,401 |
| Total noninterest expense | $516,000 | 8,960 |
| Salaries and employee benefits | $234,000 | 9,090 |
| Premises and equipment expense | $67,000 | 8,642 |
| Additional noninterest expense | $215,000 | 8,448 |
| Pre-tax net operating income | $-33,000 | 8,691 |
| Securities gains (losses) | $47,000 | 2,464 |
| Applicable income taxes | $2,000 | 7,560 |
| Income before extraordinary items | $12,000 | 8,687 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $12,000 | 8,689 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,948 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-28,420 | 8,692 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $453,000 | 9,446 |
| Total interest expense | $109,000 | 9,460 |
| Net interest income | $344,000 | 9,375 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $179,000 | 7,533 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $117,000 | 6,290 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $62,000 | 7,340 |
| Total noninterest expense | $525,000 | 9,124 |
| Salaries and employee benefits | $267,000 | 9,192 |
| Premises and equipment expense | $71,000 | 8,778 |
| Additional noninterest expense | $187,000 | 8,764 |
| Pre-tax net operating income | $-2,000 | 8,738 |
| Securities gains (losses) | $25,000 | 2,980 |
| Applicable income taxes | $6,000 | 7,708 |
| Income before extraordinary items | $17,000 | 8,744 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $17,000 | 8,743 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,729 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-1,500 | 8,736 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $580,000 | 9,655 |
| Total interest expense | $158,000 | 9,704 |
| Net interest income | $422,000 | 9,558 |
| Provision for loan and lease losses | $40,000 | 6,852 |
| Total noninterest income | $191,000 | 7,369 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $132,000 | 6,019 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 7,500 |
| Total noninterest expense | $496,000 | 9,401 |
| Salaries and employee benefits | $223,000 | 9,561 |
| Premises and equipment expense | $72,000 | 8,949 |
| Additional noninterest expense | $201,000 | 8,773 |
| Pre-tax net operating income | $77,000 | 8,883 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $3,000 | 8,258 |
| Income before extraordinary items | $74,000 | 8,864 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $74,000 | 8,864 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,493 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $74,000 | 8,845 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $422,000 | 10,012 |
| Total interest expense | $117,000 | 10,040 |
| Net interest income | $305,000 | 9,951 |
| Provision for loan and lease losses | $11,000 | 8,085 |
| Total noninterest income | $159,000 | 7,996 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $125,000 | 6,261 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 8,669 |
| Total noninterest expense | $447,000 | 9,762 |
| Salaries and employee benefits | $165,000 | 10,011 |
| Premises and equipment expense | $70,000 | 9,216 |
| Additional noninterest expense | $212,000 | 8,912 |
| Pre-tax net operating income | $6,000 | 9,387 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $2,000 | 8,682 |
| Income before extraordinary items | $4,000 | 9,431 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,000 | 9,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,737 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $4,000 | 9,403 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $389,000 | 10,275 |
| Total interest expense | $120,000 | 10,281 |
| Net interest income | $269,000 | 10,235 |
| Provision for loan and lease losses | $10,000 | 8,212 |
| Total noninterest income | $99,000 | 9,043 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $87,000 | 7,121 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 9,880 |
| Total noninterest expense | $383,000 | 10,101 |
| Salaries and employee benefits | $149,000 | 10,270 |
| Premises and equipment expense | $63,000 | 9,508 |
| Additional noninterest expense | $171,000 | 9,448 |
| Pre-tax net operating income | $-25,000 | 9,840 |
| Securities gains (losses) | $34,000 | 2,031 |
| Applicable income taxes | $1,000 | 9,299 |
| Income before extraordinary items | $8,000 | 9,808 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $8,000 | 9,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,038 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-22,260 | 9,834 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $378,000 | 10,762 |
| Total interest expense | $113,000 | 10,767 |
| Net interest income | $265,000 | 10,723 |
| Provision for loan and lease losses | $5,000 | 8,640 |
| Total noninterest income | $123,000 | 9,012 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $113,000 | 6,913 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 10,416 |
| Total noninterest expense | $378,000 | 10,536 |
| Salaries and employee benefits | $145,000 | 10,732 |
| Premises and equipment expense | $60,000 | 9,951 |
| Additional noninterest expense | $173,000 | 9,747 |
| Pre-tax net operating income | $5,000 | 10,350 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,000 | 10,030 |
| Income before extraordinary items | $4,000 | 10,390 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $4,000 | 10,392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,540 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $4,000 | 10,353 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $350,000 | 11,326 |
| Total interest expense | $107,000 | 11,326 |
| Net interest income | $243,000 | 11,296 |
| Provision for loan and lease losses | $-14,000 | 11,106 |
| Total noninterest income | $127,000 | 9,407 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $117,000 | 7,129 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 10,975 |
| Total noninterest expense | $378,000 | 11,032 |
| Salaries and employee benefits | $138,000 | 11,274 |
| Premises and equipment expense | $59,000 | 10,387 |
| Additional noninterest expense | $181,000 | 10,160 |
| Pre-tax net operating income | $6,000 | 10,754 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,000 | 10,529 |
| Income before extraordinary items | $5,000 | 10,790 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $5,000 | 10,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 10,529 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $5,000 | 10,744 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $347,000 | 11,858 |
| Total interest expense | $104,000 | 11,860 |
| Net interest income | $243,000 | 11,818 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $117,000 | 9,914 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $107,000 | 7,617 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 11,496 |
| Total noninterest expense | $374,000 | 11,516 |
| Salaries and employee benefits | $137,000 | 11,778 |
| Premises and equipment expense | $64,000 | 10,656 |
| Additional noninterest expense | $173,000 | 10,785 |
| Pre-tax net operating income | $-14,000 | 11,518 |
| Securities gains (losses) | $14,000 | 2,143 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $0 | 11,497 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $0 | 11,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 10,354 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $-14,000 | 11,495 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $364,000 | 12,494 |
| Total interest expense | $95,000 | 12,512 |
| Net interest income | $269,000 | 12,445 |
| Provision for loan and lease losses | $2,000 | 9,032 |
| Total noninterest income | $105,000 | 10,619 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $95,000 | 8,225 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 12,083 |
| Total noninterest expense | $378,000 | 12,125 |
| Salaries and employee benefits | $134,000 | 12,421 |
| Premises and equipment expense | $73,000 | 10,875 |
| Additional noninterest expense | $171,000 | 11,508 |
| Pre-tax net operating income | $-6,000 | 12,109 |
| Securities gains (losses) | $3,000 | 2,889 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $-3,000 | 12,044 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-3,000 | 12,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,783 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-6,000 | 12,074 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $359,000 | 13,150 |
| Total interest expense | $90,000 | 13,182 |
| Net interest income | $269,000 | 13,053 |
| Provision for loan and lease losses | $7,000 | 9,969 |
| Total noninterest income | $88,000 | 11,610 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $77,000 | 9,110 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 12,687 |
| Total noninterest expense | $383,000 | 12,716 |
| Salaries and employee benefits | $140,000 | 13,040 |
| Premises and equipment expense | $65,000 | 11,682 |
| Additional noninterest expense | $178,000 | 12,046 |
| Pre-tax net operating income | $-33,000 | 12,508 |
| Securities gains (losses) | $58,000 | 3,190 |
| Applicable income taxes | $4,000 | 11,985 |
| Income before extraordinary items | $21,000 | 12,418 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $21,000 | 12,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $-24,000 | 13,171 |
| Net operating income | $-27,720 | 12,469 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $414,000 | 13,764 |
| Total interest expense | $123,000 | 13,801 |
| Net interest income | $291,000 | 13,636 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $93,000 | 11,911 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $85,000 | 8,993 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 13,487 |
| Total noninterest expense | $373,000 | 13,296 |
| Salaries and employee benefits | $134,000 | 13,653 |
| Premises and equipment expense | $63,000 | 12,143 |
| Additional noninterest expense | $176,000 | 12,586 |
| Pre-tax net operating income | $11,000 | 12,639 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,000 | 12,632 |
| Income before extraordinary items | $10,000 | 12,839 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $10,000 | 12,833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 10,157 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $10,000 | 12,608 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.