Prospect Park Federal Savings Bank, Income and Expense

1993-12-31 (YTD Data)Rank
Total interest income$5,777,0005,126
Total interest expense$8,425,0001,576
Net interest income$-2,648,00013,276
Provision for loan and lease losses$5,512,000413
Total noninterest income$205,0009,141
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$205,0005,584
Total noninterest expense$23,372,000738
Salaries and employee benefits$3,387,0001,956
Premises and equipment expense$2,575,000872
Additional noninterest expense$17,410,000521
Pre-tax net operating income$-31,327,00013,290
Securities gains (losses)$-154,00013,206
Applicable income taxes$14,00011,735
Income before extraordinary items$-31,495,00013,255
Extraordinary gains, net$03,149
Net income$-31,495,00013,255
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,330,000938
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$-31,341,00013,255
1992-12-31 (YTD Data)Rank
Total interest income$19,952,0001,769
Total interest expense$15,079,0001,183
Net interest income$4,873,0003,736
Provision for loan and lease losses$-6,412,00013,931
Total noninterest income$-1,356,00013,922
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$-1,356,00013,961
Total noninterest expense$17,840,000931
Salaries and employee benefits$4,648,0001,425
Premises and equipment expense$3,029,000796
Additional noninterest expense$10,163,000756
Pre-tax net operating income$-7,911,00013,847
Securities gains (losses)$-2,836,00013,921
Applicable income taxes$012,680
Income before extraordinary items$-10,747,00013,862
Extraordinary gains, net$01,422
Net income$-10,747,00013,861
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,738,0001,060
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$-7,911,00013,817

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.