Home > Prospect Federal Savings Bank > Income and Expense
Prospect Federal Savings Bank, Income and Expense
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,467,000 | 3,480 |
| Total interest expense | $360,000 | 1,911 |
| Net interest income | $1,107,000 | 3,808 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $132,000 | 3,908 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $3,000 | 5,561 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $129,000 | 3,132 |
| Total noninterest expense | $3,101,000 | 1,605 |
| Salaries and employee benefits | $1,912,000 | 1,490 |
| Premises and equipment expense | $175,000 | 2,733 |
| Additional noninterest expense | $1,014,000 | 1,482 |
| Pre-tax net operating income | $-1,862,000 | 5,847 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $-1,862,000 | 5,840 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $-1,862,000 | 5,840 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $-1,862,000 | 5,840 |
| Net charge-offs | $-37,000 | 5,415 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $-1,862,000 | 5,840 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $5,364,000 | 3,666 |
| Total interest expense | $1,462,000 | 1,831 |
| Net interest income | $3,902,000 | 4,045 |
| Provision for loan and lease losses | $100,000 | 3,103 |
| Total noninterest income | $1,084,000 | 2,911 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $13,000 | 5,640 |
| Trading account gains and fees | $-24,000 | 5,884 |
| Additional Noninterest Income | $1,095,000 | 2,285 |
| Total noninterest expense | $5,333,000 | 3,060 |
| Salaries and employee benefits | $3,231,000 | 2,896 |
| Premises and equipment expense | $691,000 | 2,749 |
| Additional noninterest expense | $1,411,000 | 3,470 |
| Pre-tax net operating income | $-447,000 | 5,775 |
| Securities gains (losses) | $123,000 | 1,202 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $-324,000 | 5,764 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-324,000 | 5,763 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-324,000 | 5,763 |
| Net charge-offs | $19,000 | 3,658 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $-447,000 | 5,779 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $3,995,000 | 3,699 |
| Total interest expense | $1,091,000 | 1,846 |
| Net interest income | $2,904,000 | 4,088 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $211,000 | 4,781 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $9,000 | 5,714 |
| Trading account gains and fees | $-16,000 | 5,957 |
| Additional Noninterest Income | $218,000 | 3,998 |
| Total noninterest expense | $3,933,000 | 3,094 |
| Salaries and employee benefits | $2,433,000 | 2,887 |
| Premises and equipment expense | $506,000 | 2,809 |
| Additional noninterest expense | $994,000 | 3,624 |
| Pre-tax net operating income | $-818,000 | 5,914 |
| Securities gains (losses) | $123,000 | 1,121 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $-695,000 | 5,905 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-695,000 | 5,905 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-695,000 | 5,905 |
| Net charge-offs | $5,000 | 3,620 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $-818,000 | 5,912 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,624,000 | 3,744 |
| Total interest expense | $723,000 | 1,859 |
| Net interest income | $1,901,000 | 4,148 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $148,000 | 4,755 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $6,000 | 5,777 |
| Trading account gains and fees | $-6,000 | 6,025 |
| Additional Noninterest Income | $148,000 | 3,990 |
| Total noninterest expense | $2,601,000 | 3,128 |
| Salaries and employee benefits | $1,636,000 | 2,891 |
| Premises and equipment expense | $340,000 | 2,815 |
| Additional noninterest expense | $625,000 | 3,771 |
| Pre-tax net operating income | $-552,000 | 5,984 |
| Securities gains (losses) | $125,000 | 829 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $-427,000 | 5,974 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-427,000 | 5,973 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-427,000 | 5,973 |
| Net charge-offs | $13,000 | 2,989 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $-552,000 | 5,986 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,303,000 | 3,767 |
| Total interest expense | $357,000 | 1,886 |
| Net interest income | $946,000 | 4,177 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $75,000 | 4,734 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $3,000 | 5,820 |
| Trading account gains and fees | $-4,000 | 6,082 |
| Additional Noninterest Income | $76,000 | 3,926 |
| Total noninterest expense | $1,317,000 | 3,122 |
| Salaries and employee benefits | $822,000 | 2,901 |
| Premises and equipment expense | $166,000 | 2,875 |
| Additional noninterest expense | $329,000 | 3,672 |
| Pre-tax net operating income | $-296,000 | 6,034 |
| Securities gains (losses) | $68,000 | 688 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $-228,000 | 6,018 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $-228,000 | 6,019 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $-228,000 | 6,018 |
| Net charge-offs | $2,000 | 2,815 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-296,000 | 6,038 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $5,173,000 | 3,769 |
| Total interest expense | $1,400,000 | 1,878 |
| Net interest income | $3,773,000 | 4,181 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $196,000 | 5,237 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $15,000 | 5,873 |
| Trading account gains and fees | $-24,000 | 6,150 |
| Additional Noninterest Income | $205,000 | 4,433 |
| Total noninterest expense | $5,013,000 | 3,209 |
| Salaries and employee benefits | $3,091,000 | 2,972 |
| Premises and equipment expense | $680,000 | 2,865 |
| Additional noninterest expense | $1,242,000 | 3,853 |
| Pre-tax net operating income | $-1,044,000 | 6,093 |
| Securities gains (losses) | $194,000 | 761 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $-850,000 | 6,084 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-850,000 | 6,084 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-850,000 | 6,084 |
| Net charge-offs | $-100,000 | 5,719 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $-1,044,000 | 6,093 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,845,000 | 3,832 |
| Total interest expense | $1,048,000 | 1,900 |
| Net interest income | $2,797,000 | 4,252 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $148,000 | 5,281 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $11,000 | 5,960 |
| Trading account gains and fees | $-10,000 | 6,227 |
| Additional Noninterest Income | $147,000 | 4,514 |
| Total noninterest expense | $3,730,000 | 3,242 |
| Salaries and employee benefits | $2,318,000 | 3,002 |
| Premises and equipment expense | $503,000 | 2,941 |
| Additional noninterest expense | $909,000 | 3,912 |
| Pre-tax net operating income | $-785,000 | 6,186 |
| Securities gains (losses) | $187,000 | 681 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $-598,000 | 6,176 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-598,000 | 6,176 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-598,000 | 6,176 |
| Net charge-offs | $-103,000 | 5,818 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $-785,000 | 6,186 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,533,000 | 3,862 |
| Total interest expense | $697,000 | 1,905 |
| Net interest income | $1,836,000 | 4,309 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $82,000 | 5,465 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $7,000 | 6,027 |
| Trading account gains and fees | $-8,000 | 6,306 |
| Additional Noninterest Income | $83,000 | 4,709 |
| Total noninterest expense | $2,468,000 | 3,294 |
| Salaries and employee benefits | $1,549,000 | 3,021 |
| Premises and equipment expense | $327,000 | 2,985 |
| Additional noninterest expense | $592,000 | 3,988 |
| Pre-tax net operating income | $-550,000 | 6,258 |
| Securities gains (losses) | $145,000 | 661 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $-405,000 | 6,243 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-405,000 | 6,243 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $-405,000 | 6,243 |
| Net charge-offs | $149,000 | 1,377 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $-550,000 | 6,260 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,251,000 | 3,900 |
| Total interest expense | $346,000 | 1,929 |
| Net interest income | $905,000 | 4,358 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $11,000 | 6,189 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $3,000 | 6,103 |
| Trading account gains and fees | $-2,000 | 6,382 |
| Additional Noninterest Income | $10,000 | 5,789 |
| Total noninterest expense | $1,274,000 | 3,242 |
| Salaries and employee benefits | $776,000 | 3,031 |
| Premises and equipment expense | $168,000 | 2,968 |
| Additional noninterest expense | $330,000 | 3,741 |
| Pre-tax net operating income | $-358,000 | 6,346 |
| Securities gains (losses) | $9,000 | 1,518 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $-349,000 | 6,353 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $-349,000 | 6,354 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $-349,000 | 6,354 |
| Net charge-offs | $106,000 | 1,077 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $-358,000 | 6,345 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,432,000 | 3,761 |
| Total interest expense | $1,522,000 | 1,863 |
| Net interest income | $3,910,000 | 4,248 |
| Provision for loan and lease losses | $138,000 | 2,861 |
| Total noninterest income | $228,000 | 5,298 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $17,000 | 6,172 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $211,000 | 4,472 |
| Total noninterest expense | $4,749,000 | 3,432 |
| Salaries and employee benefits | $2,843,000 | 3,187 |
| Premises and equipment expense | $611,000 | 3,187 |
| Additional noninterest expense | $1,295,000 | 3,884 |
| Pre-tax net operating income | $-749,000 | 6,325 |
| Securities gains (losses) | $-41,000 | 6,222 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $-790,000 | 6,342 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-790,000 | 6,342 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-790,000 | 6,342 |
| Net charge-offs | $156,000 | 2,738 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-749,000 | 6,333 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,005,000 | 3,835 |
| Total interest expense | $1,162,000 | 1,874 |
| Net interest income | $2,843,000 | 4,340 |
| Provision for loan and lease losses | $90,000 | 2,885 |
| Total noninterest income | $149,000 | 5,485 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $13,000 | 6,244 |
| Trading account gains and fees | $-2,000 | 6,550 |
| Additional Noninterest Income | $138,000 | 4,679 |
| Total noninterest expense | $3,447,000 | 3,517 |
| Salaries and employee benefits | $2,186,000 | 3,159 |
| Premises and equipment expense | $462,000 | 3,217 |
| Additional noninterest expense | $799,000 | 4,333 |
| Pre-tax net operating income | $-545,000 | 6,401 |
| Securities gains (losses) | $-41,000 | 6,323 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $-586,000 | 6,410 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-586,000 | 6,409 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-586,000 | 6,409 |
| Net charge-offs | $139,000 | 2,367 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-545,000 | 6,405 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,702,000 | 3,804 |
| Total interest expense | $789,000 | 1,857 |
| Net interest income | $1,913,000 | 4,349 |
| Provision for loan and lease losses | $60,000 | 2,755 |
| Total noninterest income | $126,000 | 5,244 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $9,000 | 6,279 |
| Trading account gains and fees | $-2,000 | 6,618 |
| Additional Noninterest Income | $119,000 | 4,338 |
| Total noninterest expense | $2,321,000 | 3,507 |
| Salaries and employee benefits | $1,472,000 | 3,159 |
| Premises and equipment expense | $320,000 | 3,149 |
| Additional noninterest expense | $529,000 | 4,366 |
| Pre-tax net operating income | $-342,000 | 6,455 |
| Securities gains (losses) | $-41,000 | 6,464 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $-383,000 | 6,483 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-383,000 | 6,484 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-383,000 | 6,484 |
| Net charge-offs | $25,000 | 3,293 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-342,000 | 6,462 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,360,000 | 3,800 |
| Total interest expense | $406,000 | 1,838 |
| Net interest income | $954,000 | 4,369 |
| Provision for loan and lease losses | $30,000 | 2,577 |
| Total noninterest income | $24,000 | 6,142 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $4,000 | 6,347 |
| Trading account gains and fees | $-2,000 | 6,687 |
| Additional Noninterest Income | $22,000 | 5,452 |
| Total noninterest expense | $1,147,000 | 3,566 |
| Salaries and employee benefits | $727,000 | 3,215 |
| Premises and equipment expense | $160,000 | 3,196 |
| Additional noninterest expense | $260,000 | 4,436 |
| Pre-tax net operating income | $-199,000 | 6,528 |
| Securities gains (losses) | $-41,000 | 6,567 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $-240,000 | 6,559 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-240,000 | 6,559 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-240,000 | 6,559 |
| Net charge-offs | $19,000 | 2,514 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-199,000 | 6,532 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,390,000 | 3,877 |
| Total interest expense | $1,880,000 | 1,801 |
| Net interest income | $3,510,000 | 4,580 |
| Provision for loan and lease losses | $749,000 | 1,416 |
| Total noninterest income | $138,000 | 5,977 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $21,000 | 6,410 |
| Trading account gains and fees | $6,000 | 176 |
| Additional Noninterest Income | $111,000 | 5,277 |
| Total noninterest expense | $4,721,000 | 3,549 |
| Salaries and employee benefits | $2,957,000 | 3,145 |
| Premises and equipment expense | $661,000 | 3,079 |
| Additional noninterest expense | $1,103,000 | 4,383 |
| Pre-tax net operating income | $-1,822,000 | 6,646 |
| Securities gains (losses) | $13,000 | 2,535 |
| Applicable income taxes | $83,000 | 3,514 |
| Income before extraordinary items | $-1,892,000 | 6,667 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,892,000 | 6,667 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-1,892,000 | 6,667 |
| Net charge-offs | $651,000 | 1,715 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-1,905,000 | 6,658 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,023,000 | 3,927 |
| Total interest expense | $1,438,000 | 1,820 |
| Net interest income | $2,585,000 | 4,680 |
| Provision for loan and lease losses | $674,000 | 1,226 |
| Total noninterest income | $119,000 | 5,926 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $16,000 | 6,471 |
| Trading account gains and fees | $8,000 | 172 |
| Additional Noninterest Income | $95,000 | 5,228 |
| Total noninterest expense | $3,628,000 | 3,496 |
| Salaries and employee benefits | $2,349,000 | 3,042 |
| Premises and equipment expense | $479,000 | 3,201 |
| Additional noninterest expense | $800,000 | 4,478 |
| Pre-tax net operating income | $-1,598,000 | 6,763 |
| Securities gains (losses) | $13,000 | 2,404 |
| Applicable income taxes | $83,000 | 3,419 |
| Income before extraordinary items | $-1,668,000 | 6,773 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-1,668,000 | 6,774 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-1,668,000 | 6,774 |
| Net charge-offs | $602,000 | 1,424 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-1,681,000 | 6,766 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,615,000 | 4,006 |
| Total interest expense | $977,000 | 1,818 |
| Net interest income | $1,638,000 | 4,797 |
| Provision for loan and lease losses | $550,000 | 1,076 |
| Total noninterest income | $75,000 | 5,990 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $10,000 | 6,516 |
| Trading account gains and fees | $-18,000 | 6,902 |
| Additional Noninterest Income | $83,000 | 4,965 |
| Total noninterest expense | $2,452,000 | 3,483 |
| Salaries and employee benefits | $1,600,000 | 3,021 |
| Premises and equipment expense | $312,000 | 3,272 |
| Additional noninterest expense | $540,000 | 4,450 |
| Pre-tax net operating income | $-1,289,000 | 6,826 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $591,000 | 1,372 |
| Income before extraordinary items | $-1,880,000 | 6,871 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-1,880,000 | 6,872 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-1,880,000 | 6,872 |
| Net charge-offs | $490,000 | 1,270 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-1,880,000 | 6,864 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,286,000 | 4,078 |
| Total interest expense | $501,000 | 1,830 |
| Net interest income | $785,000 | 4,906 |
| Provision for loan and lease losses | $384,000 | 834 |
| Total noninterest income | $32,000 | 6,135 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $5,000 | 6,566 |
| Trading account gains and fees | $-6,000 | 6,989 |
| Additional Noninterest Income | $33,000 | 5,215 |
| Total noninterest expense | $1,227,000 | 3,504 |
| Salaries and employee benefits | $800,000 | 3,053 |
| Premises and equipment expense | $159,000 | 3,251 |
| Additional noninterest expense | $268,000 | 4,490 |
| Pre-tax net operating income | $-794,000 | 6,920 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $23,000 | 3,519 |
| Income before extraordinary items | $-817,000 | 6,927 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-817,000 | 6,928 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-817,000 | 6,928 |
| Net charge-offs | $354,000 | 950 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-817,000 | 6,918 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,018,000 | 3,835 |
| Total interest expense | $2,657,000 | 1,660 |
| Net interest income | $3,361,000 | 4,854 |
| Provision for loan and lease losses | $580,000 | 2,514 |
| Total noninterest income | $377,000 | 4,910 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $22,000 | 6,643 |
| Trading account gains and fees | $-8,000 | 7,047 |
| Additional Noninterest Income | $363,000 | 3,768 |
| Total noninterest expense | $4,990,000 | 3,469 |
| Salaries and employee benefits | $3,227,000 | 2,977 |
| Premises and equipment expense | $681,000 | 3,088 |
| Additional noninterest expense | $1,082,000 | 4,598 |
| Pre-tax net operating income | $-1,832,000 | 6,790 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $1,148,000 | 1,339 |
| Income before extraordinary items | $-2,980,000 | 6,892 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,980,000 | 6,891 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-2,980,000 | 6,891 |
| Net charge-offs | $400,000 | 2,936 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-2,980,000 | 6,874 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,618,000 | 3,827 |
| Total interest expense | $2,080,000 | 1,667 |
| Net interest income | $2,538,000 | 4,916 |
| Provision for loan and lease losses | $570,000 | 2,114 |
| Total noninterest income | $281,000 | 4,974 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $17,000 | 6,718 |
| Trading account gains and fees | $2,000 | 150 |
| Additional Noninterest Income | $262,000 | 3,876 |
| Total noninterest expense | $3,797,000 | 3,465 |
| Salaries and employee benefits | $2,506,000 | 2,911 |
| Premises and equipment expense | $488,000 | 3,220 |
| Additional noninterest expense | $803,000 | 4,658 |
| Pre-tax net operating income | $-1,548,000 | 6,924 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $1,101,000 | 1,147 |
| Income before extraordinary items | $-2,649,000 | 7,033 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-2,649,000 | 7,031 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-2,649,000 | 7,032 |
| Net charge-offs | $508,000 | 2,166 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-2,649,000 | 7,020 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,157,000 | 3,805 |
| Total interest expense | $1,441,000 | 1,669 |
| Net interest income | $1,716,000 | 4,901 |
| Provision for loan and lease losses | $199,000 | 3,015 |
| Total noninterest income | $147,000 | 5,331 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $12,000 | 6,742 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $135,000 | 4,232 |
| Total noninterest expense | $2,526,000 | 3,476 |
| Salaries and employee benefits | $1,687,000 | 2,894 |
| Premises and equipment expense | $296,000 | 3,464 |
| Additional noninterest expense | $543,000 | 4,631 |
| Pre-tax net operating income | $-862,000 | 6,936 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $-278,000 | 7,099 |
| Income before extraordinary items | $-584,000 | 6,897 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-584,000 | 6,896 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-584,000 | 6,897 |
| Net charge-offs | $144,000 | 3,084 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-584,000 | 6,864 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,681,000 | 3,679 |
| Total interest expense | $746,000 | 1,681 |
| Net interest income | $935,000 | 4,715 |
| Provision for loan and lease losses | $38,000 | 3,964 |
| Total noninterest income | $58,000 | 5,680 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $6,000 | 6,762 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $52,000 | 4,667 |
| Total noninterest expense | $1,261,000 | 3,507 |
| Salaries and employee benefits | $843,000 | 2,902 |
| Premises and equipment expense | $150,000 | 3,460 |
| Additional noninterest expense | $268,000 | 4,678 |
| Pre-tax net operating income | $-306,000 | 6,944 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $-97,000 | 7,165 |
| Income before extraordinary items | $-209,000 | 6,910 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-209,000 | 6,911 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-209,000 | 6,911 |
| Net charge-offs | $13,000 | 3,918 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-209,000 | 6,873 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,474,000 | 3,517 |
| Total interest expense | $3,550,000 | 1,681 |
| Net interest income | $3,924,000 | 4,584 |
| Provision for loan and lease losses | $2,078,000 | 1,530 |
| Total noninterest income | $346,000 | 4,992 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 6,974 |
| Trading account gains and fees | $-12,000 | 7,284 |
| Additional Noninterest Income | $358,000 | 3,595 |
| Total noninterest expense | $4,715,000 | 3,689 |
| Salaries and employee benefits | $3,158,000 | 2,985 |
| Premises and equipment expense | $822,000 | 2,849 |
| Additional noninterest expense | $735,000 | 5,587 |
| Pre-tax net operating income | $-2,523,000 | 6,861 |
| Securities gains (losses) | $114,000 | 1,957 |
| Applicable income taxes | $-819,000 | 7,141 |
| Income before extraordinary items | $-1,590,000 | 6,772 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,590,000 | 6,772 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-1,590,000 | 6,772 |
| Net charge-offs | $1,610,000 | 1,782 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-1,665,240 | 6,759 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,795,000 | 3,464 |
| Total interest expense | $2,745,000 | 1,700 |
| Net interest income | $3,050,000 | 4,523 |
| Provision for loan and lease losses | $149,000 | 4,527 |
| Total noninterest income | $220,000 | 5,321 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,025 |
| Trading account gains and fees | $-6,000 | 7,363 |
| Additional Noninterest Income | $226,000 | 3,914 |
| Total noninterest expense | $3,738,000 | 3,555 |
| Salaries and employee benefits | $2,533,000 | 2,826 |
| Premises and equipment expense | $619,000 | 2,861 |
| Additional noninterest expense | $586,000 | 5,483 |
| Pre-tax net operating income | $-617,000 | 6,665 |
| Securities gains (losses) | $27,000 | 2,687 |
| Applicable income taxes | $-187,000 | 7,084 |
| Income before extraordinary items | $-403,000 | 6,642 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-403,000 | 6,644 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-403,000 | 6,644 |
| Net charge-offs | $105,000 | 4,385 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-421,360 | 6,600 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,942,000 | 3,436 |
| Total interest expense | $1,889,000 | 1,713 |
| Net interest income | $2,053,000 | 4,510 |
| Provision for loan and lease losses | $30,000 | 5,425 |
| Total noninterest income | $118,000 | 5,655 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,067 |
| Trading account gains and fees | $-4,000 | 7,456 |
| Additional Noninterest Income | $122,000 | 4,274 |
| Total noninterest expense | $2,515,000 | 3,563 |
| Salaries and employee benefits | $1,685,000 | 2,850 |
| Premises and equipment expense | $420,000 | 2,837 |
| Additional noninterest expense | $410,000 | 5,473 |
| Pre-tax net operating income | $-374,000 | 6,709 |
| Securities gains (losses) | $27,000 | 1,941 |
| Applicable income taxes | $-107,000 | 7,121 |
| Income before extraordinary items | $-240,000 | 6,674 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-240,000 | 6,675 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-240,000 | 6,675 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-258,630 | 6,666 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,979,000 | 3,440 |
| Total interest expense | $979,000 | 1,723 |
| Net interest income | $1,000,000 | 4,574 |
| Provision for loan and lease losses | $15,000 | 5,117 |
| Total noninterest income | $48,000 | 6,002 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $-6,000 | 7,534 |
| Additional Noninterest Income | $54,000 | 4,538 |
| Total noninterest expense | $1,254,000 | 3,575 |
| Salaries and employee benefits | $838,000 | 2,885 |
| Premises and equipment expense | $214,000 | 2,828 |
| Additional noninterest expense | $202,000 | 5,513 |
| Pre-tax net operating income | $-221,000 | 6,853 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-68,000 | 7,231 |
| Income before extraordinary items | $-153,000 | 6,815 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-153,000 | 6,815 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-153,000 | 6,815 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-153,000 | 6,809 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,259,000 | 3,145 |
| Total interest expense | $4,784,000 | 1,709 |
| Net interest income | $4,475,000 | 4,261 |
| Provision for loan and lease losses | $164,000 | 5,563 |
| Total noninterest income | $373,000 | 5,071 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $26,000 | 151 |
| Additional Noninterest Income | $347,000 | 3,726 |
| Total noninterest expense | $4,796,000 | 3,737 |
| Salaries and employee benefits | $3,163,000 | 2,978 |
| Premises and equipment expense | $791,000 | 3,007 |
| Additional noninterest expense | $842,000 | 5,507 |
| Pre-tax net operating income | $-112,000 | 5,946 |
| Securities gains (losses) | $168,000 | 1,732 |
| Applicable income taxes | $10,000 | 4,219 |
| Income before extraordinary items | $46,000 | 5,820 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $46,000 | 5,820 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $46,000 | 5,820 |
| Net charge-offs | $249,000 | 4,528 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-91,760 | 5,986 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,280,000 | 3,082 |
| Total interest expense | $3,755,000 | 1,705 |
| Net interest income | $3,525,000 | 4,184 |
| Provision for loan and lease losses | $46,000 | 6,290 |
| Total noninterest income | $297,000 | 5,069 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $38,000 | 131 |
| Additional Noninterest Income | $259,000 | 3,784 |
| Total noninterest expense | $3,715,000 | 3,647 |
| Salaries and employee benefits | $2,472,000 | 2,877 |
| Premises and equipment expense | $618,000 | 2,965 |
| Additional noninterest expense | $625,000 | 5,553 |
| Pre-tax net operating income | $61,000 | 5,765 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $21,000 | 3,981 |
| Income before extraordinary items | $40,000 | 5,969 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $40,000 | 5,969 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $40,000 | 5,969 |
| Net charge-offs | $47,000 | 5,537 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $40,000 | 5,848 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,068,000 | 3,013 |
| Total interest expense | $2,632,000 | 1,705 |
| Net interest income | $2,436,000 | 4,085 |
| Provision for loan and lease losses | $31,000 | 6,127 |
| Total noninterest income | $183,000 | 5,170 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $22,000 | 124 |
| Additional Noninterest Income | $161,000 | 3,868 |
| Total noninterest expense | $2,482,000 | 3,641 |
| Salaries and employee benefits | $1,647,000 | 2,897 |
| Premises and equipment expense | $416,000 | 2,967 |
| Additional noninterest expense | $419,000 | 5,557 |
| Pre-tax net operating income | $106,000 | 5,468 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $34,000 | 3,521 |
| Income before extraordinary items | $72,000 | 5,735 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $72,000 | 5,737 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $72,000 | 5,736 |
| Net charge-offs | $63,000 | 4,678 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $72,000 | 5,617 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,603,000 | 2,991 |
| Total interest expense | $1,379,000 | 1,711 |
| Net interest income | $1,224,000 | 4,094 |
| Provision for loan and lease losses | $16,000 | 5,847 |
| Total noninterest income | $87,000 | 5,274 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $2,000 | 164 |
| Additional Noninterest Income | $85,000 | 3,799 |
| Total noninterest expense | $1,246,000 | 3,656 |
| Salaries and employee benefits | $831,000 | 2,915 |
| Premises and equipment expense | $215,000 | 2,948 |
| Additional noninterest expense | $200,000 | 5,701 |
| Pre-tax net operating income | $49,000 | 5,666 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $12,000 | 3,714 |
| Income before extraordinary items | $37,000 | 5,887 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $37,000 | 5,888 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $37,000 | 5,887 |
| Net charge-offs | $1,000 | 5,481 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $37,000 | 5,773 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $11,038,000 | 2,958 |
| Total interest expense | $6,392,000 | 1,824 |
| Net interest income | $4,646,000 | 4,134 |
| Provision for loan and lease losses | $387,000 | 4,911 |
| Total noninterest income | $308,000 | 5,559 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $308,000 | 3,940 |
| Total noninterest expense | $4,911,000 | 3,744 |
| Salaries and employee benefits | $3,084,000 | 3,088 |
| Premises and equipment expense | $855,000 | 2,946 |
| Additional noninterest expense | $972,000 | 5,311 |
| Pre-tax net operating income | $-344,000 | 5,854 |
| Securities gains (losses) | $100,000 | 2,140 |
| Applicable income taxes | $-116,000 | 6,610 |
| Income before extraordinary items | $-128,000 | 5,732 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-128,000 | 5,731 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-128,000 | 5,731 |
| Net charge-offs | $74,000 | 5,947 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-192,000 | 5,808 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,420,000 | 2,966 |
| Total interest expense | $4,895,000 | 1,864 |
| Net interest income | $3,525,000 | 4,105 |
| Provision for loan and lease losses | $70,000 | 6,311 |
| Total noninterest income | $222,000 | 5,695 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $222,000 | 4,118 |
| Total noninterest expense | $3,662,000 | 3,765 |
| Salaries and employee benefits | $2,289,000 | 3,157 |
| Premises and equipment expense | $604,000 | 3,145 |
| Additional noninterest expense | $769,000 | 5,167 |
| Pre-tax net operating income | $15,000 | 5,615 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-4,000 | 6,597 |
| Income before extraordinary items | $19,000 | 5,696 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $19,000 | 5,696 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $19,000 | 5,696 |
| Net charge-offs | $61,000 | 5,524 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $19,000 | 5,636 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,797,000 | 2,914 |
| Total interest expense | $3,324,000 | 1,915 |
| Net interest income | $2,473,000 | 3,970 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $110,000 | 6,248 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-48,000 | 8,154 |
| Additional Noninterest Income | $158,000 | 4,010 |
| Total noninterest expense | $2,468,000 | 3,765 |
| Salaries and employee benefits | $1,523,000 | 3,192 |
| Premises and equipment expense | $396,000 | 3,203 |
| Additional noninterest expense | $549,000 | 4,971 |
| Pre-tax net operating income | $115,000 | 5,125 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $33,000 | 3,427 |
| Income before extraordinary items | $82,000 | 5,339 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $82,000 | 5,336 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $82,000 | 5,336 |
| Net charge-offs | $6,000 | 6,180 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $82,000 | 5,257 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,022,000 | 2,847 |
| Total interest expense | $1,686,000 | 1,964 |
| Net interest income | $1,336,000 | 3,762 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $21,000 | 7,376 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-56,000 | 8,197 |
| Additional Noninterest Income | $77,000 | 4,081 |
| Total noninterest expense | $1,140,000 | 3,928 |
| Salaries and employee benefits | $761,000 | 3,235 |
| Premises and equipment expense | $204,000 | 3,171 |
| Additional noninterest expense | $175,000 | 5,929 |
| Pre-tax net operating income | $217,000 | 3,903 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $90,000 | 2,286 |
| Income before extraordinary items | $127,000 | 4,613 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $127,000 | 4,617 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $127,000 | 4,616 |
| Net charge-offs | $6,000 | 5,032 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $127,000 | 4,443 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $12,751,000 | 2,868 |
| Total interest expense | $7,785,000 | 2,021 |
| Net interest income | $4,966,000 | 3,965 |
| Provision for loan and lease losses | $581,000 | 3,570 |
| Total noninterest income | $302,000 | 5,803 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $302,000 | 4,088 |
| Total noninterest expense | $4,278,000 | 4,034 |
| Salaries and employee benefits | $2,867,000 | 3,380 |
| Premises and equipment expense | $754,000 | 3,334 |
| Additional noninterest expense | $657,000 | 5,993 |
| Pre-tax net operating income | $409,000 | 5,125 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $120,000 | 3,246 |
| Income before extraordinary items | $289,000 | 5,159 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $289,000 | 5,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,426 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $289,000 | 5,322 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,600,000 | 2,917 |
| Total interest expense | $6,013,000 | 2,046 |
| Net interest income | $3,587,000 | 4,092 |
| Provision for loan and lease losses | $48,000 | 5,926 |
| Total noninterest income | $232,000 | 5,843 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $232,000 | 4,157 |
| Total noninterest expense | $3,252,000 | 3,970 |
| Salaries and employee benefits | $2,163,000 | 3,409 |
| Premises and equipment expense | $615,000 | 3,127 |
| Additional noninterest expense | $474,000 | 6,047 |
| Pre-tax net operating income | $519,000 | 4,888 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $182,000 | 3,017 |
| Income before extraordinary items | $337,000 | 5,053 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $337,000 | 5,050 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $337,000 | 5,210 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,367,000 | 2,972 |
| Total interest expense | $4,149,000 | 2,065 |
| Net interest income | $2,218,000 | 4,296 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $158,000 | 5,887 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $158,000 | 4,216 |
| Total noninterest expense | $2,179,000 | 3,978 |
| Salaries and employee benefits | $1,442,000 | 3,443 |
| Premises and equipment expense | $416,000 | 3,107 |
| Additional noninterest expense | $321,000 | 6,002 |
| Pre-tax net operating income | $197,000 | 5,834 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $59,000 | 3,925 |
| Income before extraordinary items | $138,000 | 6,059 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $138,000 | 6,058 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $138,000 | 5,996 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,243,000 | 3,001 |
| Total interest expense | $2,123,000 | 2,139 |
| Net interest income | $1,120,000 | 4,283 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $71,000 | 6,088 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $71,000 | 4,403 |
| Total noninterest expense | $1,075,000 | 4,026 |
| Salaries and employee benefits | $727,000 | 3,448 |
| Premises and equipment expense | $215,000 | 3,023 |
| Additional noninterest expense | $133,000 | 6,474 |
| Pre-tax net operating income | $116,000 | 5,825 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $32,000 | 3,996 |
| Income before extraordinary items | $84,000 | 6,058 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $84,000 | 6,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $84,000 | 5,971 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $13,009,000 | 3,063 |
| Total interest expense | $7,783,000 | 2,374 |
| Net interest income | $5,226,000 | 3,859 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $279,000 | 6,174 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $279,000 | 4,379 |
| Total noninterest expense | $4,364,000 | 3,850 |
| Salaries and employee benefits | $3,065,000 | 3,168 |
| Premises and equipment expense | $805,000 | 3,063 |
| Additional noninterest expense | $494,000 | 6,610 |
| Pre-tax net operating income | $1,141,000 | 4,463 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $410,000 | 3,000 |
| Income before extraordinary items | $731,000 | 4,963 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $731,000 | 4,964 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $731,000 | 4,946 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,664,000 | 3,084 |
| Total interest expense | $5,690,000 | 2,431 |
| Net interest income | $3,974,000 | 3,841 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $210,000 | 6,200 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $210,000 | 4,393 |
| Total noninterest expense | $3,312,000 | 3,800 |
| Salaries and employee benefits | $2,347,000 | 3,097 |
| Premises and equipment expense | $596,000 | 3,082 |
| Additional noninterest expense | $369,000 | 6,598 |
| Pre-tax net operating income | $872,000 | 4,663 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $321,000 | 3,113 |
| Income before extraordinary items | $551,000 | 5,199 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $551,000 | 5,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $551,000 | 5,177 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,367,000 | 3,125 |
| Total interest expense | $3,692,000 | 2,495 |
| Net interest income | $2,675,000 | 3,842 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $144,000 | 6,203 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $144,000 | 4,393 |
| Total noninterest expense | $2,210,000 | 3,817 |
| Salaries and employee benefits | $1,555,000 | 3,149 |
| Premises and equipment expense | $403,000 | 3,081 |
| Additional noninterest expense | $252,000 | 6,573 |
| Pre-tax net operating income | $609,000 | 4,625 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $230,000 | 3,085 |
| Income before extraordinary items | $379,000 | 5,183 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $379,000 | 5,184 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $379,000 | 5,172 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,123,000 | 3,171 |
| Total interest expense | $1,775,000 | 2,572 |
| Net interest income | $1,348,000 | 3,821 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $76,000 | 6,073 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $76,000 | 4,308 |
| Total noninterest expense | $1,110,000 | 3,806 |
| Salaries and employee benefits | $781,000 | 3,152 |
| Premises and equipment expense | $205,000 | 3,043 |
| Additional noninterest expense | $124,000 | 6,617 |
| Pre-tax net operating income | $314,000 | 4,553 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $117,000 | 3,061 |
| Income before extraordinary items | $197,000 | 5,093 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $197,000 | 5,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $197,000 | 5,083 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $11,703,000 | 3,172 |
| Total interest expense | $6,011,000 | 2,589 |
| Net interest income | $5,692,000 | 3,657 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $315,000 | 6,075 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $315,000 | 4,210 |
| Total noninterest expense | $4,321,000 | 3,749 |
| Salaries and employee benefits | $2,967,000 | 3,160 |
| Premises and equipment expense | $799,000 | 3,012 |
| Additional noninterest expense | $555,000 | 6,280 |
| Pre-tax net operating income | $1,686,000 | 4,027 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $549,000 | 3,012 |
| Income before extraordinary items | $1,137,000 | 4,407 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,137,000 | 4,407 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,137,000 | 4,387 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,661,000 | 3,177 |
| Total interest expense | $4,318,000 | 2,608 |
| Net interest income | $4,343,000 | 3,636 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $240,000 | 6,098 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $240,000 | 4,166 |
| Total noninterest expense | $3,280,000 | 3,714 |
| Salaries and employee benefits | $2,267,000 | 3,096 |
| Premises and equipment expense | $590,000 | 3,052 |
| Additional noninterest expense | $423,000 | 6,241 |
| Pre-tax net operating income | $1,303,000 | 4,100 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $390,000 | 3,213 |
| Income before extraordinary items | $913,000 | 4,379 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $913,000 | 4,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $913,000 | 4,370 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,701,000 | 3,158 |
| Total interest expense | $2,789,000 | 2,596 |
| Net interest income | $2,912,000 | 3,624 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $172,000 | 5,960 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $172,000 | 4,045 |
| Total noninterest expense | $2,193,000 | 3,712 |
| Salaries and employee benefits | $1,506,000 | 3,107 |
| Premises and equipment expense | $379,000 | 3,131 |
| Additional noninterest expense | $308,000 | 6,003 |
| Pre-tax net operating income | $891,000 | 4,069 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $271,000 | 3,180 |
| Income before extraordinary items | $620,000 | 4,353 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $620,000 | 4,357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $620,000 | 4,346 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,804,000 | 3,153 |
| Total interest expense | $1,338,000 | 2,577 |
| Net interest income | $1,466,000 | 3,607 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $75,000 | 6,200 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $75,000 | 4,279 |
| Total noninterest expense | $1,070,000 | 3,802 |
| Salaries and employee benefits | $755,000 | 3,131 |
| Premises and equipment expense | $196,000 | 3,079 |
| Additional noninterest expense | $119,000 | 6,649 |
| Pre-tax net operating income | $471,000 | 3,885 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $130,000 | 3,234 |
| Income before extraordinary items | $341,000 | 4,080 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $341,000 | 4,080 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $341,000 | 4,068 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $10,370,000 | 3,058 |
| Total interest expense | $4,687,000 | 2,341 |
| Net interest income | $5,683,000 | 3,580 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $817,000 | 4,000 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $817,000 | 2,500 |
| Total noninterest expense | $4,319,000 | 3,642 |
| Salaries and employee benefits | $3,011,000 | 2,951 |
| Premises and equipment expense | $751,000 | 3,061 |
| Additional noninterest expense | $557,000 | 6,270 |
| Pre-tax net operating income | $2,181,000 | 3,476 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $668,000 | 2,898 |
| Income before extraordinary items | $1,513,000 | 3,771 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,513,000 | 3,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,815 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,513,000 | 3,737 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,651,000 | 3,054 |
| Total interest expense | $3,387,000 | 2,295 |
| Net interest income | $4,264,000 | 3,574 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $727,000 | 3,652 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $727,000 | 2,259 |
| Total noninterest expense | $3,217,000 | 3,639 |
| Salaries and employee benefits | $2,239,000 | 2,947 |
| Premises and equipment expense | $566,000 | 3,030 |
| Additional noninterest expense | $412,000 | 6,279 |
| Pre-tax net operating income | $1,774,000 | 3,331 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $560,000 | 2,758 |
| Income before extraordinary items | $1,214,000 | 3,630 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,214,000 | 3,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,559 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,214,000 | 3,600 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,032,000 | 3,013 |
| Total interest expense | $2,179,000 | 2,246 |
| Net interest income | $2,853,000 | 3,543 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $593,000 | 3,126 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $593,000 | 1,941 |
| Total noninterest expense | $2,130,000 | 3,635 |
| Salaries and employee benefits | $1,486,000 | 2,952 |
| Premises and equipment expense | $378,000 | 2,994 |
| Additional noninterest expense | $266,000 | 6,349 |
| Pre-tax net operating income | $1,316,000 | 3,046 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $427,000 | 2,504 |
| Income before extraordinary items | $889,000 | 3,388 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $889,000 | 3,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $889,000 | 3,337 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,483,000 | 3,009 |
| Total interest expense | $1,047,000 | 2,234 |
| Net interest income | $1,436,000 | 3,534 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $70,000 | 6,425 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $70,000 | 4,462 |
| Total noninterest expense | $1,081,000 | 3,623 |
| Salaries and employee benefits | $744,000 | 2,949 |
| Premises and equipment expense | $193,000 | 2,966 |
| Additional noninterest expense | $144,000 | 6,135 |
| Pre-tax net operating income | $425,000 | 4,107 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $117,000 | 3,511 |
| Income before extraordinary items | $308,000 | 4,294 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $308,000 | 4,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $308,000 | 4,245 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $9,736,000 | 2,904 |
| Total interest expense | $4,134,000 | 1,968 |
| Net interest income | $5,602,000 | 3,492 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $373,000 | 5,939 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $373,000 | 3,845 |
| Total noninterest expense | $4,217,000 | 3,586 |
| Salaries and employee benefits | $2,900,000 | 2,923 |
| Premises and equipment expense | $782,000 | 2,845 |
| Additional noninterest expense | $535,000 | 6,346 |
| Pre-tax net operating income | $1,758,000 | 3,845 |
| Securities gains (losses) | $86,000 | 1,349 |
| Applicable income taxes | $547,000 | 3,190 |
| Income before extraordinary items | $1,297,000 | 3,992 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,297,000 | 3,993 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,236,800 | 4,062 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,285,000 | 2,876 |
| Total interest expense | $3,099,000 | 1,936 |
| Net interest income | $4,186,000 | 3,462 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $263,000 | 6,104 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $263,000 | 3,972 |
| Total noninterest expense | $3,108,000 | 3,602 |
| Salaries and employee benefits | $2,112,000 | 2,984 |
| Premises and equipment expense | $597,000 | 2,796 |
| Additional noninterest expense | $399,000 | 6,309 |
| Pre-tax net operating income | $1,341,000 | 3,875 |
| Securities gains (losses) | $86,000 | 1,286 |
| Applicable income taxes | $426,000 | 3,195 |
| Income before extraordinary items | $1,001,000 | 3,995 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,001,000 | 3,996 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $940,800 | 4,088 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,828,000 | 2,880 |
| Total interest expense | $2,068,000 | 1,918 |
| Net interest income | $2,760,000 | 3,491 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $181,000 | 6,046 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $181,000 | 3,955 |
| Total noninterest expense | $2,086,000 | 3,619 |
| Salaries and employee benefits | $1,440,000 | 2,940 |
| Premises and equipment expense | $377,000 | 2,935 |
| Additional noninterest expense | $269,000 | 6,305 |
| Pre-tax net operating income | $855,000 | 3,938 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $249,000 | 3,399 |
| Income before extraordinary items | $606,000 | 4,226 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $606,000 | 4,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $606,000 | 4,138 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,465,000 | 2,832 |
| Total interest expense | $1,048,000 | 1,907 |
| Net interest income | $1,417,000 | 3,410 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $82,000 | 6,234 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $82,000 | 4,114 |
| Total noninterest expense | $1,046,000 | 3,630 |
| Salaries and employee benefits | $717,000 | 2,966 |
| Premises and equipment expense | $192,000 | 2,926 |
| Additional noninterest expense | $137,000 | 6,271 |
| Pre-tax net operating income | $453,000 | 3,772 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $130,000 | 3,350 |
| Income before extraordinary items | $323,000 | 4,077 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $323,000 | 4,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $323,000 | 3,934 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,892,000 | 2,853 |
| Total interest expense | $4,996,000 | 1,791 |
| Net interest income | $4,896,000 | 3,735 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $712,000 | 4,510 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $712,000 | 2,939 |
| Total noninterest expense | $3,984,000 | 3,731 |
| Salaries and employee benefits | $2,683,000 | 3,070 |
| Premises and equipment expense | $751,000 | 2,901 |
| Additional noninterest expense | $550,000 | 6,250 |
| Pre-tax net operating income | $1,624,000 | 3,918 |
| Securities gains (losses) | $209,000 | 1,315 |
| Applicable income taxes | $567,000 | 3,162 |
| Income before extraordinary items | $1,266,000 | 3,993 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,266,000 | 3,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,435 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,121,790 | 4,143 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,514,000 | 2,856 |
| Total interest expense | $3,913,000 | 1,784 |
| Net interest income | $3,601,000 | 3,819 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $545,000 | 4,490 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $545,000 | 2,976 |
| Total noninterest expense | $3,018,000 | 3,694 |
| Salaries and employee benefits | $2,033,000 | 3,049 |
| Premises and equipment expense | $560,000 | 2,923 |
| Additional noninterest expense | $425,000 | 6,162 |
| Pre-tax net operating income | $1,128,000 | 4,252 |
| Securities gains (losses) | $195,000 | 1,245 |
| Applicable income taxes | $400,000 | 3,420 |
| Income before extraordinary items | $923,000 | 4,214 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $923,000 | 4,215 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,291 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $786,500 | 4,468 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,312,000 | 2,726 |
| Total interest expense | $2,707,000 | 1,787 |
| Net interest income | $2,605,000 | 3,582 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $337,000 | 4,681 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $337,000 | 3,085 |
| Total noninterest expense | $1,966,000 | 3,750 |
| Salaries and employee benefits | $1,308,000 | 3,130 |
| Premises and equipment expense | $369,000 | 2,955 |
| Additional noninterest expense | $289,000 | 6,096 |
| Pre-tax net operating income | $976,000 | 3,583 |
| Securities gains (losses) | $192,000 | 1,069 |
| Applicable income taxes | $361,000 | 2,901 |
| Income before extraordinary items | $807,000 | 3,494 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $807,000 | 3,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,223 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $674,520 | 3,788 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,742,000 | 2,668 |
| Total interest expense | $1,388,000 | 1,789 |
| Net interest income | $1,354,000 | 3,458 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $172,000 | 4,541 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $172,000 | 2,971 |
| Total noninterest expense | $964,000 | 3,779 |
| Salaries and employee benefits | $643,000 | 3,171 |
| Premises and equipment expense | $190,000 | 2,882 |
| Additional noninterest expense | $131,000 | 6,392 |
| Pre-tax net operating income | $562,000 | 3,228 |
| Securities gains (losses) | $96,000 | 1,024 |
| Applicable income taxes | $185,000 | 2,834 |
| Income before extraordinary items | $473,000 | 3,068 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $473,000 | 3,066 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,123 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $403,880 | 3,268 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $13,273,000 | 2,316 |
| Total interest expense | $6,353,000 | 1,800 |
| Net interest income | $6,920,000 | 2,770 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $774,000 | 4,078 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $774,000 | 2,552 |
| Total noninterest expense | $3,902,000 | 3,625 |
| Salaries and employee benefits | $2,494,000 | 3,133 |
| Premises and equipment expense | $822,000 | 2,624 |
| Additional noninterest expense | $586,000 | 6,023 |
| Pre-tax net operating income | $3,792,000 | 2,078 |
| Securities gains (losses) | $424,000 | 729 |
| Applicable income taxes | $1,514,000 | 1,638 |
| Income before extraordinary items | $2,702,000 | 2,211 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,702,000 | 2,210 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,483 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,430,640 | 2,330 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $13,510,000 | 2,530 |
| Total interest expense | $7,953,000 | 2,025 |
| Net interest income | $5,557,000 | 3,150 |
| Provision for loan and lease losses | $-24,000 | 9,473 |
| Total noninterest income | $671,000 | 4,292 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $671,000 | 2,633 |
| Total noninterest expense | $3,625,000 | 3,720 |
| Salaries and employee benefits | $2,256,000 | 3,253 |
| Premises and equipment expense | $786,000 | 2,674 |
| Additional noninterest expense | $583,000 | 5,948 |
| Pre-tax net operating income | $2,627,000 | 2,567 |
| Securities gains (losses) | $14,000 | 3,398 |
| Applicable income taxes | $852,000 | 2,322 |
| Income before extraordinary items | $1,789,000 | 2,805 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,789,000 | 2,806 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,555 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,779,480 | 2,737 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $12,987,000 | 2,674 |
| Total interest expense | $7,157,000 | 2,365 |
| Net interest income | $5,830,000 | 3,037 |
| Provision for loan and lease losses | $75,000 | 5,850 |
| Total noninterest income | $349,000 | 5,893 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $349,000 | 3,626 |
| Total noninterest expense | $3,232,000 | 3,975 |
| Salaries and employee benefits | $2,148,000 | 3,269 |
| Premises and equipment expense | $663,000 | 3,015 |
| Additional noninterest expense | $421,000 | 6,991 |
| Pre-tax net operating income | $2,872,000 | 2,476 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $963,000 | 2,190 |
| Income before extraordinary items | $1,909,000 | 2,674 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,909,000 | 2,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-57,000 | 9,638 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,909,000 | 2,664 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $13,381,000 | 2,443 |
| Total interest expense | $7,238,000 | 2,066 |
| Net interest income | $6,143,000 | 2,861 |
| Provision for loan and lease losses | $175,000 | 3,893 |
| Total noninterest income | $3,369,000 | 1,233 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $3,369,000 | 834 |
| Total noninterest expense | $3,849,000 | 3,431 |
| Salaries and employee benefits | $2,460,000 | 2,848 |
| Premises and equipment expense | $677,000 | 2,945 |
| Additional noninterest expense | $712,000 | 5,184 |
| Pre-tax net operating income | $5,488,000 | 1,383 |
| Securities gains (losses) | $-168,000 | 10,022 |
| Applicable income taxes | $1,961,000 | 1,252 |
| Income before extraordinary items | $3,359,000 | 1,592 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,359,000 | 1,593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,508 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,466,520 | 1,510 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $14,585,000 | 2,233 |
| Total interest expense | $8,439,000 | 1,814 |
| Net interest income | $6,146,000 | 2,794 |
| Provision for loan and lease losses | $35,000 | 7,178 |
| Total noninterest income | $738,000 | 3,836 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $738,000 | 2,299 |
| Total noninterest expense | $3,882,000 | 3,302 |
| Salaries and employee benefits | $2,432,000 | 2,796 |
| Premises and equipment expense | $711,000 | 2,729 |
| Additional noninterest expense | $739,000 | 4,948 |
| Pre-tax net operating income | $2,967,000 | 2,405 |
| Securities gains (losses) | $8,000 | 3,124 |
| Applicable income taxes | $1,015,000 | 2,293 |
| Income before extraordinary items | $1,960,000 | 2,602 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,960,000 | 2,603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 3,828 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,954,720 | 2,531 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $14,493,000 | 2,253 |
| Total interest expense | $8,247,000 | 1,869 |
| Net interest income | $6,246,000 | 2,795 |
| Provision for loan and lease losses | $30,000 | 7,369 |
| Total noninterest income | $755,000 | 3,742 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $755,000 | 2,106 |
| Total noninterest expense | $3,913,000 | 3,243 |
| Salaries and employee benefits | $2,406,000 | 2,750 |
| Premises and equipment expense | $755,000 | 2,557 |
| Additional noninterest expense | $752,000 | 4,958 |
| Pre-tax net operating income | $3,058,000 | 2,448 |
| Securities gains (losses) | $58,000 | 1,255 |
| Applicable income taxes | $1,104,000 | 2,240 |
| Income before extraordinary items | $2,012,000 | 2,571 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,012,000 | 2,570 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-53,000 | 10,564 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,974,300 | 2,570 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $13,730,000 | 2,434 |
| Total interest expense | $7,593,000 | 2,068 |
| Net interest income | $6,137,000 | 2,892 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $698,000 | 4,122 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $698,000 | 2,305 |
| Total noninterest expense | $5,029,000 | 2,729 |
| Salaries and employee benefits | $2,258,000 | 2,961 |
| Premises and equipment expense | $695,000 | 2,821 |
| Additional noninterest expense | $2,076,000 | 2,373 |
| Pre-tax net operating income | $1,806,000 | 3,711 |
| Securities gains (losses) | $15,000 | 2,201 |
| Applicable income taxes | $649,000 | 3,367 |
| Income before extraordinary items | $1,172,000 | 3,945 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,172,000 | 3,946 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,162,400 | 3,925 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $13,153,000 | 2,544 |
| Total interest expense | $7,133,000 | 2,174 |
| Net interest income | $6,020,000 | 2,962 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $534,000 | 4,948 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $534,000 | 2,747 |
| Total noninterest expense | $3,757,000 | 3,512 |
| Salaries and employee benefits | $2,103,000 | 3,152 |
| Premises and equipment expense | $711,000 | 2,768 |
| Additional noninterest expense | $943,000 | 4,576 |
| Pre-tax net operating income | $2,797,000 | 2,580 |
| Securities gains (losses) | $-16,000 | 10,415 |
| Applicable income taxes | $1,009,000 | 2,360 |
| Income before extraordinary items | $1,772,000 | 2,785 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,772,000 | 2,784 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $1,782,240 | 2,735 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $11,935,000 | 2,538 |
| Total interest expense | $5,677,000 | 2,193 |
| Net interest income | $6,258,000 | 2,889 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $516,000 | 5,177 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $516,000 | 2,895 |
| Total noninterest expense | $3,662,000 | 3,693 |
| Salaries and employee benefits | $2,056,000 | 3,207 |
| Premises and equipment expense | $645,000 | 3,051 |
| Additional noninterest expense | $961,000 | 4,874 |
| Pre-tax net operating income | $3,112,000 | 2,279 |
| Securities gains (losses) | $86,000 | 841 |
| Applicable income taxes | $1,139,000 | 1,980 |
| Income before extraordinary items | $2,059,000 | 2,359 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,059,000 | 2,359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,003,960 | 2,443 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $13,613,000 | 2,281 |
| Total interest expense | $6,319,000 | 2,050 |
| Net interest income | $7,294,000 | 2,449 |
| Provision for loan and lease losses | $25,000 | 8,682 |
| Total noninterest income | $1,421,000 | 2,550 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,421,000 | 1,617 |
| Total noninterest expense | $3,856,000 | 3,607 |
| Salaries and employee benefits | $2,060,000 | 3,190 |
| Premises and equipment expense | $795,000 | 2,570 |
| Additional noninterest expense | $1,001,000 | 4,923 |
| Pre-tax net operating income | $4,834,000 | 1,447 |
| Securities gains (losses) | $812,000 | 622 |
| Applicable income taxes | $2,576,000 | 977 |
| Income before extraordinary items | $3,070,000 | 1,648 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $3,070,000 | 1,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,550,320 | 1,844 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $16,205,000 | 2,186 |
| Total interest expense | $8,964,000 | 1,891 |
| Net interest income | $7,241,000 | 2,509 |
| Provision for loan and lease losses | $135,000 | 6,388 |
| Total noninterest income | $1,014,000 | 3,281 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,014,000 | 1,981 |
| Total noninterest expense | $4,223,000 | 3,334 |
| Salaries and employee benefits | $2,170,000 | 2,968 |
| Premises and equipment expense | $889,000 | 2,328 |
| Additional noninterest expense | $1,164,000 | 4,464 |
| Pre-tax net operating income | $3,897,000 | 1,597 |
| Securities gains (losses) | $147,000 | 2,440 |
| Applicable income taxes | $1,416,000 | 1,516 |
| Income before extraordinary items | $2,628,000 | 1,736 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,628,000 | 1,752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 7,780 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,532,450 | 1,658 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.