Home > Prospect Bank > Assets and Liabilities
Prospect Bank, Assets and Liabilities
| 2004-09-30 | Rank | |
| # of Employees: | 38 | 4,156 |
| Assets and Liabilities | ||
| Total Assets: | $210,885,000 | 2,710 |
| Cash and due from depository institutions | $2,019,000 | 4,156 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $0 | 8,861 |
| Federal funds sold & reverse repurchase agreements | $2,200,000 | 3,454 |
| Net loans & leases | $200,345,000 | 1,908 |
| Loan loss allowance | $2,142,000 | 2,162 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $4,087,000 | 2,506 |
| Other real estate owned | $0 | 4,156 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $2,234,000 | 4,540 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $210,885,000 | 2,710 |
| Total liabilities | $194,293,000 | 2,634 |
| Total deposits | $176,339,000 | 2,621 |
| Interest-bearing deposits | $162,747,000 | 2,416 |
| Deposits held in domestic offices | $176,339,000 | 2,616 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $17,500,000 | 1,861 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $454,000 | 5,160 |
| Total equity capital | $16,592,000 | 3,335 |
| Total bank equity capital | $16,592,000 | 3,335 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $613,000 | 3,760 |
| Surplus | $12,862,000 | 1,662 |
| Undivided profits | $3,117,000 | 5,738 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $330,000 | 4,801 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $867,000 | 3,591 |
| Earning assets | $202,545,000 | 2,608 |
| Long-term assets (5+ years) | $5,010,000 | 6,112 |
| Average Assets, year-to-date | $200,630,250 | 2,760 |
| Average Assets, quarterly | $206,508,500 | 2,742 |
| Volatile liabilities | $30,885,000 | 3,037 |
| Insider loans | $5,585,000 | 1,042 |
| FHLB advances | $17,500,000 | 1,746 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $47,563,000 | 1,621 |
| Tier 1 (core) risk-based capital | $16,592,000 | 3,194 |
| Tier 2 risk-based capital | $2,142,000 | 2,041 |
| Total risk weighted assets | $177,298,000 | 2,225 |
| Total unused commitments | $47,563,000 | 1,622 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 39 | 4,127 |
| Assets and Liabilities | ||
| Total Assets: | $202,132,000 | 2,795 |
| Cash and due from depository institutions | $4,269,000 | 4,127 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $0 | 8,921 |
| Federal funds sold & reverse repurchase agreements | $1,700,000 | 3,720 |
| Net loans & leases | $190,997,000 | 1,940 |
| Loan loss allowance | $2,057,000 | 2,225 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,118,000 | 3,108 |
| Other real estate owned | $0 | 4,127 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $2,048,000 | 4,770 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $202,132,000 | 2,795 |
| Total liabilities | $186,077,000 | 2,736 |
| Total deposits | $183,369,000 | 2,507 |
| Interest-bearing deposits | $166,516,000 | 2,319 |
| Deposits held in domestic offices | $183,369,000 | 2,502 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,000,000 | 4,526 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $708,000 | 3,725 |
| Total equity capital | $16,055,000 | 3,326 |
| Total bank equity capital | $16,055,000 | 3,326 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $613,000 | 3,781 |
| Surplus | $12,862,000 | 1,614 |
| Undivided profits | $2,580,000 | 5,979 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $377,000 | 4,588 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $770,000 | 3,743 |
| Earning assets | $192,697,000 | 2,700 |
| Long-term assets (5+ years) | $4,863,000 | 6,274 |
| Average Assets, year-to-date | $197,212,000 | 2,799 |
| Average Assets, quarterly | $202,388,000 | 2,763 |
| Volatile liabilities | $22,652,000 | 3,688 |
| Insider loans | $5,401,000 | 1,044 |
| FHLB advances | $2,000,000 | 4,349 |
| Loans and leases held for sale | $239,000 | 1,430 |
| Unused loan commitments | $49,173,000 | 1,583 |
| Tier 1 (core) risk-based capital | $16,055,000 | 3,245 |
| Tier 2 risk-based capital | $2,057,000 | 2,091 |
| Total risk weighted assets | $166,807,000 | 2,306 |
| Total unused commitments | $49,173,000 | 1,585 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 36 | 4,371 |
| Assets and Liabilities | ||
| Total Assets: | $202,644,000 | 2,751 |
| Cash and due from depository institutions | $2,836,000 | 4,371 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $1,505,000 | 8,586 |
| Federal funds sold & reverse repurchase agreements | $13,000,000 | 1,119 |
| Net loans & leases | $180,304,000 | 1,989 |
| Loan loss allowance | $1,993,000 | 2,274 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $3,133,000 | 3,049 |
| Other real estate owned | $0 | 4,371 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $1,866,000 | 4,820 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $202,644,000 | 2,751 |
| Total liabilities | $188,035,000 | 2,658 |
| Total deposits | $185,244,000 | 2,448 |
| Interest-bearing deposits | $169,602,000 | 2,261 |
| Deposits held in domestic offices | $185,244,000 | 2,442 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $2,000,000 | 4,347 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $791,000 | 3,755 |
| Total equity capital | $14,609,000 | 3,701 |
| Total bank equity capital | $14,609,000 | 3,701 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $613,000 | 3,786 |
| Surplus | $11,862,000 | 1,695 |
| Undivided profits | $2,134,000 | 6,491 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $335,000 | 4,921 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $704,000 | 3,958 |
| Earning assets | $194,809,000 | 2,631 |
| Long-term assets (5+ years) | $6,208,000 | 5,888 |
| Average Assets, year-to-date | $194,752,000 | 2,827 |
| Average Assets, quarterly | $194,752,000 | 2,827 |
| Volatile liabilities | $22,413,000 | 3,619 |
| Insider loans | $5,072,000 | 1,110 |
| FHLB advances | $2,000,000 | 4,170 |
| Loans and leases held for sale | $356,000 | 1,427 |
| Unused loan commitments | $45,152,000 | 1,646 |
| Tier 1 (core) risk-based capital | $14,606,000 | 3,507 |
| Tier 2 risk-based capital | $1,993,000 | 2,123 |
| Total risk weighted assets | $160,171,000 | 2,326 |
| Total unused commitments | $45,152,000 | 1,650 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 35 | 4,492 |
| Assets and Liabilities | ||
| Total Assets: | $186,860,000 | 2,952 |
| Cash and due from depository institutions | $5,645,000 | 4,492 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $1,514,000 | 8,651 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $174,935,000 | 2,040 |
| Loan loss allowance | $1,949,000 | 2,311 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $3,130,000 | 3,044 |
| Other real estate owned | $0 | 4,492 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $1,636,000 | 5,203 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $186,860,000 | 2,952 |
| Total liabilities | $172,727,000 | 2,879 |
| Total deposits | $155,979,000 | 2,865 |
| Interest-bearing deposits | $144,550,000 | 2,642 |
| Deposits held in domestic offices | $155,979,000 | 2,861 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $15,500,000 | 1,920 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,248,000 | 2,664 |
| Total equity capital | $14,133,000 | 3,733 |
| Total bank equity capital | $14,133,000 | 3,733 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $613,000 | 3,817 |
| Surplus | $11,862,000 | 1,667 |
| Undivided profits | $1,658,000 | 6,861 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $528,000 | 3,999 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $723,000 | 4,004 |
| Earning assets | $176,449,000 | 2,861 |
| Long-term assets (5+ years) | $7,542,000 | 5,545 |
| Average Assets, year-to-date | $166,656,400 | 3,120 |
| Average Assets, quarterly | $181,713,000 | 2,976 |
| Volatile liabilities | $33,642,000 | 2,681 |
| Insider loans | $4,322,000 | 1,271 |
| FHLB advances | $15,500,000 | 1,794 |
| Loans and leases held for sale | $925,000 | 914 |
| Unused loan commitments | $42,252,000 | 1,684 |
| Tier 1 (core) risk-based capital | $14,124,000 | 3,579 |
| Tier 2 risk-based capital | $1,879,000 | 2,217 |
| Total risk weighted assets | $150,232,000 | 2,466 |
| Total unused commitments | $42,252,000 | 1,687 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 35 | 4,505 |
| Assets and Liabilities | ||
| Total Assets: | $176,566,000 | 3,076 |
| Cash and due from depository institutions | $2,099,000 | 4,505 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $1,522,000 | 8,656 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 4,395 |
| Net loans & leases | $166,240,000 | 2,136 |
| Loan loss allowance | $1,855,000 | 2,410 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,077,000 | 3,049 |
| Other real estate owned | $0 | 4,505 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,628,000 | 5,239 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $176,566,000 | 3,076 |
| Total liabilities | $162,907,000 | 3,002 |
| Total deposits | $148,892,000 | 2,966 |
| Interest-bearing deposits | $138,300,000 | 2,756 |
| Deposits held in domestic offices | $148,892,000 | 2,964 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $13,500,000 | 1,997 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $515,000 | 4,945 |
| Total equity capital | $13,659,000 | 3,820 |
| Total bank equity capital | $13,659,000 | 3,820 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $613,000 | 3,845 |
| Surplus | $11,862,000 | 1,649 |
| Undivided profits | $1,184,000 | 7,387 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $528,000 | 4,219 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $718,000 | 4,231 |
| Earning assets | $169,762,000 | 2,946 |
| Long-term assets (5+ years) | $8,585,000 | 5,305 |
| Average Assets, year-to-date | $161,605,500 | 3,211 |
| Average Assets, quarterly | $171,639,000 | 3,119 |
| Volatile liabilities | $29,271,000 | 2,936 |
| Insider loans | $5,370,000 | 998 |
| FHLB advances | $13,500,000 | 1,875 |
| Loans and leases held for sale | $974,000 | 1,153 |
| Unused loan commitments | $37,775,000 | 1,847 |
| Tier 1 (core) risk-based capital | $13,645,000 | 3,663 |
| Tier 2 risk-based capital | $1,811,000 | 2,255 |
| Total risk weighted assets | $144,800,000 | 2,519 |
| Total unused commitments | $37,775,000 | 1,849 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 33 | 4,723 |
| Assets and Liabilities | ||
| Total Assets: | $166,712,000 | 3,187 |
| Cash and due from depository institutions | $4,754,000 | 4,723 |
| Interest-bearing balances | $3,008,000 | 2,042 |
| Securities | $1,535,000 | 8,690 |
| Federal funds sold & reverse repurchase agreements | $7,100,000 | 2,240 |
| Net loans & leases | $148,719,000 | 2,331 |
| Loan loss allowance | $1,677,000 | 2,582 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,052,000 | 3,043 |
| Other real estate owned | $0 | 4,723 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,552,000 | 5,244 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $166,712,000 | 3,187 |
| Total liabilities | $154,512,000 | 3,112 |
| Total deposits | $151,976,000 | 2,914 |
| Interest-bearing deposits | $131,757,000 | 2,873 |
| Deposits held in domestic offices | $151,976,000 | 2,910 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $2,000,000 | 4,297 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $536,000 | 4,898 |
| Total equity capital | $12,200,000 | 4,190 |
| Total bank equity capital | $12,200,000 | 4,190 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $613,000 | 3,845 |
| Surplus | $10,862,000 | 1,743 |
| Undivided profits | $725,000 | 7,888 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $357,000 | 5,061 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $708,000 | 4,116 |
| Earning assets | $160,362,000 | 3,063 |
| Long-term assets (5+ years) | $7,943,000 | 5,365 |
| Average Assets, year-to-date | $156,618,670 | 3,289 |
| Average Assets, quarterly | $164,883,000 | 3,192 |
| Volatile liabilities | $17,687,000 | 4,134 |
| Insider loans | $5,076,000 | 1,045 |
| FHLB advances | $2,000,000 | 4,077 |
| Loans and leases held for sale | $579,000 | 1,644 |
| Unused loan commitments | $48,327,000 | 1,470 |
| Tier 1 (core) risk-based capital | $12,178,000 | 3,976 |
| Tier 2 risk-based capital | $1,668,000 | 2,375 |
| Total risk weighted assets | $133,441,000 | 2,691 |
| Total unused commitments | $48,327,000 | 1,478 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 28 | 5,259 |
| Assets and Liabilities | ||
| Total Assets: | $163,054,000 | 3,209 |
| Cash and due from depository institutions | $4,992,000 | 5,259 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $5,533,000 | 7,653 |
| Federal funds sold & reverse repurchase agreements | $14,200,000 | 1,142 |
| Net loans & leases | $133,752,000 | 2,521 |
| Loan loss allowance | $1,527,000 | 2,783 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,080,000 | 2,988 |
| Other real estate owned | $0 | 5,259 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,497,000 | 5,305 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $163,054,000 | 3,209 |
| Total liabilities | $151,267,000 | 3,136 |
| Total deposits | $148,763,000 | 2,948 |
| Interest-bearing deposits | $129,975,000 | 2,883 |
| Deposits held in domestic offices | $148,763,000 | 2,943 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $2,000,000 | 4,212 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $504,000 | 5,103 |
| Total equity capital | $11,787,000 | 4,218 |
| Total bank equity capital | $11,787,000 | 4,218 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $613,000 | 3,859 |
| Surplus | $10,862,000 | 1,715 |
| Undivided profits | $312,000 | 8,292 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $203,000 | 5,993 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $663,000 | 4,357 |
| Earning assets | $153,485,000 | 3,139 |
| Long-term assets (5+ years) | $7,769,000 | 5,349 |
| Average Assets, year-to-date | $151,572,000 | 3,357 |
| Average Assets, quarterly | $151,572,000 | 3,357 |
| Volatile liabilities | $18,279,000 | 4,013 |
| Insider loans | $4,967,000 | 1,059 |
| FHLB advances | $2,000,000 | 4,020 |
| Loans and leases held for sale | $1,385,000 | 1,175 |
| Unused loan commitments | $36,516,000 | 1,762 |
| Tier 1 (core) risk-based capital | $11,762,000 | 4,026 |
| Tier 2 risk-based capital | $1,527,000 | 2,529 |
| Total risk weighted assets | $125,049,000 | 2,830 |
| Total unused commitments | $36,516,000 | 1,771 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 27 | 5,382 |
| Assets and Liabilities | ||
| Total Assets: | $140,090,000 | 3,581 |
| Cash and due from depository institutions | $3,048,000 | 5,382 |
| Interest-bearing balances | $100,000 | 5,143 |
| Securities | $5,530,000 | 7,665 |
| Federal funds sold & reverse repurchase agreements | $2,200,000 | 4,626 |
| Net loans & leases | $124,778,000 | 2,647 |
| Loan loss allowance | $1,412,000 | 2,891 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,091,000 | 2,963 |
| Other real estate owned | $0 | 5,382 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,443,000 | 5,447 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $140,090,000 | 3,581 |
| Total liabilities | $129,453,000 | 3,496 |
| Total deposits | $123,025,000 | 3,408 |
| Interest-bearing deposits | $108,646,000 | 3,287 |
| Deposits held in domestic offices | $123,025,000 | 3,404 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $5,500,000 | 3,101 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $928,000 | 3,556 |
| Total equity capital | $10,637,000 | 4,499 |
| Total bank equity capital | $10,637,000 | 4,499 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $613,000 | 3,860 |
| Surplus | $10,112,000 | 1,762 |
| Undivided profits | $-88,000 | 8,703 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $610,000 | 4,882 |
| Earning assets | $132,608,000 | 3,488 |
| Long-term assets (5+ years) | $8,338,000 | 5,158 |
| Average Assets, year-to-date | $107,637,200 | 4,283 |
| Average Assets, quarterly | $130,554,500 | 3,781 |
| Volatile liabilities | $18,863,000 | 3,898 |
| Insider loans | $4,967,000 | 1,037 |
| FHLB advances | $5,500,000 | 2,917 |
| Loans and leases held for sale | $1,755,000 | 1,113 |
| Unused loan commitments | $40,483,000 | 1,570 |
| Tier 1 (core) risk-based capital | $10,600,000 | 4,311 |
| Tier 2 risk-based capital | $1,412,000 | 2,644 |
| Total risk weighted assets | $115,880,000 | 2,970 |
| Total unused commitments | $40,483,000 | 1,576 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 18 | 6,738 |
| Assets and Liabilities | ||
| Total Assets: | $82,385,000 | 5,227 |
| Cash and due from depository institutions | $1,707,000 | 6,738 |
| Interest-bearing balances | $100,000 | 5,045 |
| Securities | $511,000 | 9,270 |
| Federal funds sold & reverse repurchase agreements | $4,700,000 | 2,909 |
| Net loans & leases | $72,147,000 | 4,074 |
| Loan loss allowance | $836,000 | 4,125 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,553,000 | 3,400 |
| Other real estate owned | $0 | 6,738 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $767,000 | 7,315 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $82,385,000 | 5,227 |
| Total liabilities | $74,653,000 | 5,186 |
| Total deposits | $74,226,000 | 4,930 |
| Interest-bearing deposits | $59,171,000 | 5,175 |
| Deposits held in domestic offices | $74,226,000 | 4,925 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $427,000 | 5,880 |
| Total equity capital | $7,732,000 | 5,470 |
| Total bank equity capital | $7,732,000 | 5,470 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $400,000 | 4,856 |
| Surplus | $7,291,000 | 2,275 |
| Undivided profits | $41,000 | 8,668 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $443,000 | 6,355 |
| Earning assets | $77,458,000 | 5,116 |
| Long-term assets (5+ years) | $4,680,000 | 6,257 |
| Average Assets, year-to-date | $69,738,200 | 5,645 |
| Average Assets, quarterly | $82,177,500 | 5,178 |
| Volatile liabilities | $8,040,000 | 6,213 |
| Insider loans | $1,137,000 | 3,628 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $3,280,000 | 740 |
| Unused loan commitments | $28,308,000 | 1,950 |
| Tier 1 (core) risk-based capital | $7,726,000 | 5,318 |
| Tier 2 risk-based capital | $836,000 | 3,875 |
| Total risk weighted assets | $69,319,000 | 4,363 |
| Total unused commitments | $28,308,000 | 1,959 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 13 | 7,848 |
| Assets and Liabilities | ||
| Total Assets: | $54,264,000 | 6,550 |
| Cash and due from depository institutions | $4,173,000 | 7,848 |
| Interest-bearing balances | $2,100,000 | 1,630 |
| Securities | $1,090,000 | 9,499 |
| Federal funds sold & reverse repurchase agreements | $9,600,000 | 1,239 |
| Net loans & leases | $37,803,000 | 6,107 |
| Loan loss allowance | $400,000 | 6,459 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,249,000 | 5,387 |
| Other real estate owned | $0 | 7,848 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $349,000 | 8,887 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $54,264,000 | 6,550 |
| Total liabilities | $47,050,000 | 6,648 |
| Total deposits | $46,790,000 | 6,437 |
| Interest-bearing deposits | $42,461,000 | 6,226 |
| Deposits held in domestic offices | $46,790,000 | 6,435 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $260,000 | 7,678 |
| Total equity capital | $7,214,000 | 5,683 |
| Total bank equity capital | $7,214,000 | 5,683 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $400,000 | 5,008 |
| Surplus | $7,291,000 | 2,213 |
| Undivided profits | $-477,000 | 9,324 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $288,000 | 7,045 |
| Earning assets | $50,593,000 | 6,513 |
| Long-term assets (5+ years) | $564,000 | 8,270 |
| Average Assets, year-to-date | $36,200,800 | 7,715 |
| Average Assets, quarterly | $50,462,000 | 6,762 |
| Volatile liabilities | $8,252,000 | 6,170 |
| Insider loans | $733,000 | 4,580 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $160,000 | 1,246 |
| Unused loan commitments | $24,617,000 | 2,013 |
| Tier 1 (core) risk-based capital | $7,214,000 | 5,567 |
| Tier 2 risk-based capital | $400,000 | 6,141 |
| Total risk weighted assets | $41,651,500 | 5,944 |
| Total unused commitments | $24,617,000 | 2,015 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 10 | 8,830 |
| Assets and Liabilities | ||
| Total Assets: | $17,152,000 | 9,594 |
| Cash and due from depository institutions | $1,914,000 | 8,830 |
| Interest-bearing balances | $1,000,000 | 2,421 |
| Securities | $0 | 10,148 |
| Federal funds sold & reverse repurchase agreements | $6,666,000 | 1,446 |
| Net loans & leases | $7,325,000 | 9,645 |
| Loan loss allowance | $74,000 | 9,699 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,188,000 | 5,541 |
| Other real estate owned | $0 | 8,830 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $59,000 | 10,177 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $17,152,000 | 9,594 |
| Total liabilities | $9,651,000 | 9,932 |
| Total deposits | $9,604,000 | 9,885 |
| Interest-bearing deposits | $9,270,000 | 9,747 |
| Deposits held in domestic offices | $9,604,000 | 9,885 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $47,000 | 9,969 |
| Total equity capital | $7,501,000 | 5,363 |
| Total bank equity capital | $7,501,000 | 5,363 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $400,000 | 5,160 |
| Surplus | $7,297,000 | 2,174 |
| Undivided profits | $-196,000 | 9,379 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $46,000 | 9,742 |
| Earning assets | $14,991,000 | 9,611 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $13,565,500 | 9,788 |
| Average Assets, quarterly | $13,565,500 | 9,810 |
| Volatile liabilities | $2,161,000 | 8,908 |
| Insider loans | $533,000 | 5,210 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $45,000 | 1,440 |
| Unused loan commitments | $3,175,000 | 6,542 |
| Tier 1 (core) risk-based capital | $7,501,000 | 5,384 |
| Tier 2 risk-based capital | $74,000 | 9,645 |
| Total risk weighted assets | $9,983,900 | 9,509 |
| Total unused commitments | $3,175,000 | 6,547 |
| Derivatives | $0 | 488 |