Home > Promistar Bank > Income and Expense

Promistar Bank, Income and Expense

2001-12-31 (YTD Data)		Rank
Total interest income	$152,990,000	293
Total interest expense	$73,158,000	281
Net interest income	$79,832,000	292
Provision for loan and lease losses	$17,739,000	174
Total noninterest income	$12,859,000	513
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$8,864,000	203
Trading account gains and fees	$0	177
Additional Noninterest Income	$3,995,000	775
Total noninterest expense	$61,625,000	307
Salaries and employee benefits	$21,134,000	378
Premises and equipment expense	$10,642,000	248
Additional noninterest expense	$29,849,000	275
Pre-tax net operating income	$13,327,000	589
Securities gains (losses)	$916,000	417
Applicable income taxes	$3,169,000	802
Income before extraordinary items	$11,074,000	534
Extraordinary gains, net	$0	105
Net income	$11,074,000	535
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,108,000	176
Cash dividends	$19,208,000	242
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$10,359,520	537
2000-12-31 (YTD Data)		Rank
Total interest income	$148,261,000	316
Total interest expense	$70,817,000	334
Net interest income	$77,444,000	294
Provision for loan and lease losses	$5,980,000	282
Total noninterest income	$11,915,000	522
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$8,058,000	195
Trading account gains and fees	$0	180
Additional Noninterest Income	$3,857,000	734
Total noninterest expense	$57,414,000	310
Salaries and employee benefits	$18,485,000	404
Premises and equipment expense	$8,830,000	280
Additional noninterest expense	$30,099,000	266
Pre-tax net operating income	$25,965,000	369
Securities gains (losses)	$-31,000	8,962
Applicable income taxes	$7,275,000	425
Income before extraordinary items	$18,659,000	346
Extraordinary gains, net	$0	38
Net income	$18,659,000	346
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,953,000	276
Cash dividends	$13,897,000	302
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$18,681,320	346
1999-12-31 (YTD Data)		Rank
Total interest income	$140,246,000	308
Total interest expense	$59,836,000	336
Net interest income	$80,410,000	285
Provision for loan and lease losses	$6,047,000	264
Total noninterest income	$12,063,000	557
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$7,092,000	223
Trading account gains and fees	$0	173
Additional Noninterest Income	$4,971,000	654
Total noninterest expense	$54,509,000	338
Salaries and employee benefits	$17,630,000	426
Premises and equipment expense	$9,066,000	276
Additional noninterest expense	$27,813,000	298
Pre-tax net operating income	$31,917,000	343
Securities gains (losses)	$86,000	793
Applicable income taxes	$9,133,000	391
Income before extraordinary items	$22,870,000	331
Extraordinary gains, net	$0	35
Net income	$22,870,000	331
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,143,000	300
Cash dividends	$21,670,000	241
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$22,808,940	325
1998-12-31 (YTD Data)		Rank
Total interest income	$124,127,000	330
Total interest expense	$53,896,000	368
Net interest income	$70,231,000	302
Provision for loan and lease losses	$5,940,000	279
Total noninterest income	$9,624,000	615
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$6,004,000	239
Trading account gains and fees	$0	224
Additional Noninterest Income	$3,620,000	802
Total noninterest expense	$47,672,000	366
Salaries and employee benefits	$14,435,000	507
Premises and equipment expense	$5,845,000	386
Additional noninterest expense	$27,392,000	298
Pre-tax net operating income	$26,243,000	354
Securities gains (losses)	$504,000	553
Applicable income taxes	$8,352,000	388
Income before extraordinary items	$18,395,000	361
Extraordinary gains, net	$0	32
Net income	$18,395,000	361
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,851,000	285
Cash dividends	$25,591,000	216
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$18,047,240	348
1997-12-31 (YTD Data)		Rank
Total interest income	$114,142,000	362
Total interest expense	$47,179,000	407
Net interest income	$66,963,000	313
Provision for loan and lease losses	$4,230,000	351
Total noninterest income	$9,224,000	607
Gross Fiduciary activities income	$0	1,450
Service charges on deposit accounts	$4,924,000	284
Trading account gains and fees	$0	239
Additional Noninterest Income	$4,300,000	685
Total noninterest expense	$44,617,000	366
Salaries and employee benefits	$13,659,000	505
Premises and equipment expense	$5,618,000	394
Additional noninterest expense	$25,340,000	293
Pre-tax net operating income	$27,340,000	360
Securities gains (losses)	$82,000	1,079
Applicable income taxes	$9,287,000	380
Income before extraordinary items	$18,135,000	364
Extraordinary gains, net	$0	44
Net income	$18,135,000	365
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,145,000	313
Cash dividends	$11,464,000	334
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$18,080,880	348
1996-12-31 (YTD Data)		Rank
Total interest income	$65,323,000	598
Total interest expense	$26,407,000	675
Net interest income	$38,916,000	524
Provision for loan and lease losses	$569,000	1,586
Total noninterest income	$4,619,000	1,000
Gross Fiduciary activities income	$370,000	799
Service charges on deposit accounts	$2,356,000	581
Trading account gains and fees	$0	262
Additional Noninterest Income	$1,893,000	1,196
Total noninterest expense	$29,446,000	571
Salaries and employee benefits	$10,862,000	649
Premises and equipment expense	$3,516,000	635
Additional noninterest expense	$15,068,000	491
Pre-tax net operating income	$13,520,000	612
Securities gains (losses)	$10,000	2,493
Applicable income taxes	$4,454,000	640
Income before extraordinary items	$9,076,000	634
Extraordinary gains, net	$0	53
Net income	$9,076,000	634
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,001,000	900
Cash dividends	$11,482,000	390
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$9,069,300	618
1995-12-31 (YTD Data)		Rank
Total interest income	$43,978,000	841
Total interest expense	$17,339,000	989
Net interest income	$26,639,000	739
Provision for loan and lease losses	$625,000	1,298
Total noninterest income	$2,940,000	1,376
Gross Fiduciary activities income	$0	1,590
Service charges on deposit accounts	$1,644,000	797
Trading account gains and fees	$0	522
Additional Noninterest Income	$1,296,000	1,512
Total noninterest expense	$19,083,000	815
Salaries and employee benefits	$6,707,000	1,029
Premises and equipment expense	$2,094,000	1,024
Additional noninterest expense	$10,282,000	667
Pre-tax net operating income	$9,871,000	838
Securities gains (losses)	$38,000	1,486
Applicable income taxes	$3,061,000	906
Income before extraordinary items	$6,848,000	825
Extraordinary gains, net	$0	65
Net income	$6,848,000	823
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$632,000	1,188
Cash dividends	$3,985,000	769
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$6,821,780	820
1994-12-31 (YTD Data)		Rank
Total interest income	$38,164,000	856
Total interest expense	$12,802,000	1,031
Net interest income	$25,362,000	761
Provision for loan and lease losses	$365,000	1,949
Total noninterest income	$2,732,000	1,459
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$1,502,000	860
Trading account gains and fees	$0	475
Additional Noninterest Income	$1,230,000	1,601
Total noninterest expense	$19,156,000	835
Salaries and employee benefits	$6,806,000	998
Premises and equipment expense	$2,180,000	978
Additional noninterest expense	$10,170,000	693
Pre-tax net operating income	$8,573,000	906
Securities gains (losses)	$99,000	779
Applicable income taxes	$2,262,000	1,081
Income before extraordinary items	$6,410,000	820
Extraordinary gains, net	$0	249
Net income	$6,410,000	821
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$289,000	1,953
Cash dividends	$3,326,000	749
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$6,336,740	828
1993-12-31 (YTD Data)		Rank
Total interest income	$40,207,000	831
Total interest expense	$13,698,000	990
Net interest income	$26,509,000	732
Provision for loan and lease losses	$1,150,000	1,183
Total noninterest income	$3,022,000	1,457
Gross Fiduciary activities income	$0	1,630
Service charges on deposit accounts	$1,639,000	799
Trading account gains and fees	$0	532
Additional Noninterest Income	$1,383,000	1,646
Total noninterest expense	$19,917,000	845
Salaries and employee benefits	$7,024,000	963
Premises and equipment expense	$2,242,000	981
Additional noninterest expense	$10,651,000	730
Pre-tax net operating income	$8,464,000	871
Securities gains (losses)	$-7,000	12,665
Applicable income taxes	$3,079,000	839
Income before extraordinary items	$5,378,000	964
Extraordinary gains, net	$0	3,149
Net income	$5,378,000	993
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$990,000	1,147
Cash dividends	$2,701,000	781
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$5,382,480	909
1992-12-31 (YTD Data)		Rank
Total interest income	$42,853,000	887
Total interest expense	$17,790,000	1,018
Net interest income	$25,063,000	789
Provision for loan and lease losses	$1,950,000	1,175
Total noninterest income	$2,044,000	1,905
Gross Fiduciary activities income	$0	1,658
Service charges on deposit accounts	$1,331,000	978
Trading account gains and fees	$0	504
Additional Noninterest Income	$713,000	2,500
Total noninterest expense	$18,071,000	925
Salaries and employee benefits	$6,622,000	1,020
Premises and equipment expense	$1,863,000	1,182
Additional noninterest expense	$9,586,000	796
Pre-tax net operating income	$7,086,000	918
Securities gains (losses)	$178,000	2,175
Applicable income taxes	$2,130,000	1,059
Income before extraordinary items	$5,134,000	929
Extraordinary gains, net	$0	1,422
Net income	$5,134,000	931
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,353,000	1,287
Cash dividends	$2,804,000	632
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$5,007,620	865

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.