Home > Promistar Bank > Net charge- offs to loans
Promistar Bank, Net charge- offs to loans
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9012% | 816 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4178% | 465 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0005% | 256 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1448% | 1,198 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0483% | 490 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1500% | 1,142 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3064% | 590 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8342% | 2,769 |
| Percentage Net Loans Charged-off: Credit card loans | -0.0234% | 5,394 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3283% | 2,076 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1921% | 141 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5405% | 45 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0259% | 590 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3853% | 79 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0073% | 749 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1640% | 742 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6983% | 598 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7118% | 569 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2847% | 2,406 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1096% | 251 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4145% | 63 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0459% | 1,463 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2221% | 135 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0615% | 1,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1419% | 742 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7283% | 610 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1936% | 499 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4186% | 1,787 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1727% | 168 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4188% | 93 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0082% | 820 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0124% | 366 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0078% | 767 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0002% | 166 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6236% | 741 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6196% | 688 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3908% | 2,066 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0599% | 470 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1321% | 244 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0150% | 811 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0255% | 361 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0135% | 773 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0533% | 170 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6876% | 741 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6173% | 747 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1716% | 4,496 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0605% | 560 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1537% | 311 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1853% | 580 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4094% | 990 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5410% | 758 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1600% | 4,490 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0277% | 787 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0082% | 1,194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0494% | 541 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0130% | 378 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0573% | 486 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4432% | 331 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3055% | 992 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1489% | 773 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0804% | 6,157 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0420% | 773 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0671% | 510 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0829% | 460 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0099% | 742 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2215% | 992 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7173% | 821 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2923% | 4,287 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0666% | 852 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1119% | 480 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0914% | 300 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1173% | 461 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5210% | 285 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2159% | 1,071 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2695% | 959 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4004% | 5,072 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0174% | 1,215 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0248% | 922 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0138% | 1,037 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0674% | 376 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4061% | 287 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4504% | 1,014 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5941% | 967 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0145% | 455 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |