Home > Progressive State Bank > Income and Expense
Progressive State Bank, Income and Expense
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,959,000 | 6,162 |
| Total interest expense | $640,000 | 6,328 |
| Net interest income | $1,319,000 | 5,965 |
| Provision for loan and lease losses | $4,000 | 6,268 |
| Total noninterest income | $403,000 | 4,033 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $280,000 | 2,812 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $123,000 | 4,696 |
| Total noninterest expense | $1,271,000 | 5,421 |
| Salaries and employee benefits | $638,000 | 5,709 |
| Premises and equipment expense | $238,000 | 4,408 |
| Additional noninterest expense | $395,000 | 5,249 |
| Pre-tax net operating income | $447,000 | 5,660 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $155,000 | 3,955 |
| Income before extraordinary items | $292,000 | 6,071 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $292,000 | 6,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,609 |
| Cash dividends | $307,000 | 3,073 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $292,000 | 6,068 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $960,000 | 6,193 |
| Total interest expense | $301,000 | 6,378 |
| Net interest income | $659,000 | 5,983 |
| Provision for loan and lease losses | $3,000 | 5,795 |
| Total noninterest income | $204,000 | 3,944 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $137,000 | 2,792 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $67,000 | 4,504 |
| Total noninterest expense | $645,000 | 5,382 |
| Salaries and employee benefits | $326,000 | 5,675 |
| Premises and equipment expense | $120,000 | 4,409 |
| Additional noninterest expense | $199,000 | 5,188 |
| Pre-tax net operating income | $215,000 | 5,689 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $70,000 | 4,045 |
| Income before extraordinary items | $145,000 | 6,035 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $145,000 | 6,035 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $307,000 | 1,900 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $145,000 | 6,033 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,515,000 | 6,169 |
| Total interest expense | $795,000 | 6,801 |
| Net interest income | $2,720,000 | 5,810 |
| Provision for loan and lease losses | $4,000 | 7,015 |
| Total noninterest income | $677,000 | 4,474 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $449,000 | 3,285 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $228,000 | 4,909 |
| Total noninterest expense | $2,481,000 | 5,403 |
| Salaries and employee benefits | $1,297,000 | 5,536 |
| Premises and equipment expense | $457,000 | 4,446 |
| Additional noninterest expense | $727,000 | 5,478 |
| Pre-tax net operating income | $912,000 | 5,600 |
| Securities gains (losses) | $6,000 | 1,641 |
| Applicable income taxes | $313,000 | 4,078 |
| Income before extraordinary items | $605,000 | 5,984 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $605,000 | 5,988 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-39,000 | 8,413 |
| Cash dividends | $307,000 | 4,343 |
| Sale, conversion, retirement of capital stock, net | $89,000 | 738 |
| Net operating income | $601,040 | 5,966 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,607,000 | 6,194 |
| Total interest expense | $556,000 | 6,873 |
| Net interest income | $2,051,000 | 5,813 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $476,000 | 4,674 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $304,000 | 3,529 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $172,000 | 4,931 |
| Total noninterest expense | $1,863,000 | 5,372 |
| Salaries and employee benefits | $968,000 | 5,521 |
| Premises and equipment expense | $341,000 | 4,449 |
| Additional noninterest expense | $554,000 | 5,385 |
| Pre-tax net operating income | $664,000 | 5,757 |
| Securities gains (losses) | $6,000 | 1,641 |
| Applicable income taxes | $230,000 | 4,209 |
| Income before extraordinary items | $440,000 | 6,173 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $440,000 | 6,178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-41,000 | 8,413 |
| Cash dividends | $307,000 | 3,471 |
| Sale, conversion, retirement of capital stock, net | $89,000 | 578 |
| Net operating income | $436,040 | 6,154 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,713,000 | 6,184 |
| Total interest expense | $335,000 | 6,984 |
| Net interest income | $1,378,000 | 5,767 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $309,000 | 4,715 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $201,000 | 3,504 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $108,000 | 5,022 |
| Total noninterest expense | $1,244,000 | 5,352 |
| Salaries and employee benefits | $653,000 | 5,468 |
| Premises and equipment expense | $221,000 | 4,481 |
| Additional noninterest expense | $370,000 | 5,351 |
| Pre-tax net operating income | $443,000 | 5,731 |
| Securities gains (losses) | $6,000 | 1,523 |
| Applicable income taxes | $154,000 | 4,209 |
| Income before extraordinary items | $295,000 | 6,158 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $295,000 | 6,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,134 |
| Cash dividends | $307,000 | 2,896 |
| Sale, conversion, retirement of capital stock, net | $89,000 | 441 |
| Net operating income | $291,040 | 6,130 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $832,000 | 6,271 |
| Total interest expense | $148,000 | 7,190 |
| Net interest income | $684,000 | 5,803 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $146,000 | 4,772 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $104,000 | 3,348 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $42,000 | 5,556 |
| Total noninterest expense | $614,000 | 5,440 |
| Salaries and employee benefits | $336,000 | 5,419 |
| Premises and equipment expense | $110,000 | 4,551 |
| Additional noninterest expense | $168,000 | 5,629 |
| Pre-tax net operating income | $216,000 | 5,784 |
| Securities gains (losses) | $6,000 | 1,143 |
| Applicable income taxes | $77,000 | 4,168 |
| Income before extraordinary items | $145,000 | 6,171 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $145,000 | 6,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $307,000 | 1,705 |
| Sale, conversion, retirement of capital stock, net | $89,000 | 268 |
| Net operating income | $141,100 | 6,187 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,400,000 | 6,056 |
| Total interest expense | $600,000 | 6,940 |
| Net interest income | $2,800,000 | 5,636 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $638,000 | 4,658 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $437,000 | 3,444 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $201,000 | 5,101 |
| Total noninterest expense | $2,586,000 | 5,184 |
| Salaries and employee benefits | $1,393,000 | 5,192 |
| Premises and equipment expense | $447,000 | 4,427 |
| Additional noninterest expense | $746,000 | 5,324 |
| Pre-tax net operating income | $852,000 | 5,641 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $300,000 | 4,172 |
| Income before extraordinary items | $552,000 | 6,149 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $552,000 | 6,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-37,000 | 8,609 |
| Cash dividends | $260,000 | 4,547 |
| Sale, conversion, retirement of capital stock, net | $89,000 | 675 |
| Net operating income | $552,000 | 6,077 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,562,000 | 6,047 |
| Total interest expense | $462,000 | 6,897 |
| Net interest income | $2,100,000 | 5,630 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $475,000 | 4,675 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $320,000 | 3,504 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $155,000 | 5,055 |
| Total noninterest expense | $1,908,000 | 5,198 |
| Salaries and employee benefits | $1,040,000 | 5,183 |
| Premises and equipment expense | $332,000 | 4,448 |
| Additional noninterest expense | $536,000 | 5,421 |
| Pre-tax net operating income | $667,000 | 5,621 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $234,000 | 4,203 |
| Income before extraordinary items | $433,000 | 6,141 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $433,000 | 6,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 8,421 |
| Cash dividends | $260,000 | 3,639 |
| Sale, conversion, retirement of capital stock, net | $89,000 | 530 |
| Net operating income | $433,000 | 6,069 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,736,000 | 6,002 |
| Total interest expense | $319,000 | 6,843 |
| Net interest income | $1,417,000 | 5,584 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $314,000 | 4,715 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $200,000 | 3,646 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $114,000 | 4,901 |
| Total noninterest expense | $1,266,000 | 5,246 |
| Salaries and employee benefits | $697,000 | 5,186 |
| Premises and equipment expense | $217,000 | 4,509 |
| Additional noninterest expense | $352,000 | 5,498 |
| Pre-tax net operating income | $465,000 | 5,489 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $165,000 | 4,094 |
| Income before extraordinary items | $300,000 | 6,038 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $300,000 | 6,039 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,107 |
| Cash dividends | $260,000 | 3,089 |
| Sale, conversion, retirement of capital stock, net | $89,000 | 420 |
| Net operating income | $300,000 | 5,954 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $871,000 | 6,021 |
| Total interest expense | $164,000 | 6,840 |
| Net interest income | $707,000 | 5,598 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $162,000 | 4,581 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $97,000 | 3,656 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $65,000 | 4,579 |
| Total noninterest expense | $630,000 | 5,287 |
| Salaries and employee benefits | $347,000 | 5,216 |
| Premises and equipment expense | $110,000 | 4,512 |
| Additional noninterest expense | $173,000 | 5,550 |
| Pre-tax net operating income | $239,000 | 5,390 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $83,000 | 4,079 |
| Income before extraordinary items | $156,000 | 5,914 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $156,000 | 5,914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,405 |
| Cash dividends | $260,000 | 1,884 |
| Sale, conversion, retirement of capital stock, net | $89,000 | 266 |
| Net operating income | $156,000 | 5,791 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,573,000 | 5,979 |
| Total interest expense | $787,000 | 6,748 |
| Net interest income | $2,786,000 | 5,542 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $554,000 | 5,166 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $387,000 | 3,722 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $167,000 | 5,630 |
| Total noninterest expense | $2,420,000 | 5,334 |
| Salaries and employee benefits | $1,302,000 | 5,353 |
| Premises and equipment expense | $409,000 | 4,664 |
| Additional noninterest expense | $709,000 | 5,463 |
| Pre-tax net operating income | $920,000 | 5,375 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $315,000 | 4,219 |
| Income before extraordinary items | $605,000 | 5,929 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $605,000 | 5,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 8,760 |
| Cash dividends | $179,000 | 5,059 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $605,000 | 5,754 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,703,000 | 6,020 |
| Total interest expense | $607,000 | 6,826 |
| Net interest income | $2,096,000 | 5,568 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $424,000 | 5,160 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $289,000 | 3,737 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $135,000 | 5,542 |
| Total noninterest expense | $1,786,000 | 5,363 |
| Salaries and employee benefits | $972,000 | 5,352 |
| Premises and equipment expense | $297,000 | 4,743 |
| Additional noninterest expense | $517,000 | 5,530 |
| Pre-tax net operating income | $734,000 | 5,395 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $250,000 | 4,279 |
| Income before extraordinary items | $484,000 | 5,932 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $484,000 | 5,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,464 |
| Cash dividends | $179,000 | 4,203 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $484,000 | 5,768 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,817,000 | 6,038 |
| Total interest expense | $415,000 | 6,880 |
| Net interest income | $1,402,000 | 5,548 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $277,000 | 5,194 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $186,000 | 3,782 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $91,000 | 5,491 |
| Total noninterest expense | $1,177,000 | 5,389 |
| Salaries and employee benefits | $649,000 | 5,365 |
| Premises and equipment expense | $191,000 | 4,851 |
| Additional noninterest expense | $337,000 | 5,595 |
| Pre-tax net operating income | $502,000 | 5,297 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $171,000 | 4,268 |
| Income before extraordinary items | $331,000 | 5,873 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $331,000 | 5,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,718 |
| Cash dividends | $179,000 | 3,650 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $331,000 | 5,649 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $920,000 | 6,028 |
| Total interest expense | $210,000 | 6,941 |
| Net interest income | $710,000 | 5,509 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $130,000 | 5,256 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $88,000 | 3,860 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $42,000 | 5,598 |
| Total noninterest expense | $579,000 | 5,457 |
| Salaries and employee benefits | $322,000 | 5,395 |
| Premises and equipment expense | $94,000 | 4,897 |
| Additional noninterest expense | $163,000 | 5,663 |
| Pre-tax net operating income | $261,000 | 5,165 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $89,000 | 4,165 |
| Income before extraordinary items | $172,000 | 5,696 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $172,000 | 5,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,455 |
| Cash dividends | $179,000 | 2,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $172,000 | 5,504 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,987,000 | 5,908 |
| Total interest expense | $1,118,000 | 6,626 |
| Net interest income | $2,869,000 | 5,421 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $792,000 | 4,030 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $360,000 | 3,795 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $432,000 | 3,551 |
| Total noninterest expense | $2,479,000 | 5,109 |
| Salaries and employee benefits | $1,263,000 | 5,289 |
| Premises and equipment expense | $382,000 | 4,812 |
| Additional noninterest expense | $834,000 | 4,789 |
| Pre-tax net operating income | $1,182,000 | 4,755 |
| Securities gains (losses) | $-55,000 | 9,081 |
| Applicable income taxes | $387,000 | 3,950 |
| Income before extraordinary items | $740,000 | 5,405 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $740,000 | 5,405 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-33,000 | 9,064 |
| Cash dividends | $122,000 | 5,396 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $776,300 | 5,150 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,621,000 | 5,882 |
| Total interest expense | $2,129,000 | 5,915 |
| Net interest income | $2,492,000 | 5,726 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $597,000 | 4,589 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $392,000 | 3,465 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $205,000 | 4,874 |
| Total noninterest expense | $2,385,000 | 5,123 |
| Salaries and employee benefits | $1,215,000 | 5,267 |
| Premises and equipment expense | $356,000 | 4,968 |
| Additional noninterest expense | $814,000 | 4,721 |
| Pre-tax net operating income | $704,000 | 5,804 |
| Securities gains (losses) | $81,000 | 1,924 |
| Applicable income taxes | $244,000 | 4,648 |
| Income before extraordinary items | $541,000 | 5,884 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $541,000 | 5,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 3,350 |
| Cash dividends | $108,000 | 5,693 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $485,110 | 6,022 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,682,000 | 5,953 |
| Total interest expense | $2,184,000 | 5,993 |
| Net interest income | $2,498,000 | 5,804 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $615,000 | 4,351 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $615,000 | 2,600 |
| Total noninterest expense | $2,273,000 | 5,208 |
| Salaries and employee benefits | $1,253,000 | 5,035 |
| Premises and equipment expense | $660,000 | 3,028 |
| Additional noninterest expense | $360,000 | 7,480 |
| Pre-tax net operating income | $840,000 | 5,739 |
| Securities gains (losses) | $3,000 | 1,519 |
| Applicable income taxes | $308,000 | 4,549 |
| Income before extraordinary items | $535,000 | 6,145 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $535,000 | 6,143 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,493 |
| Cash dividends | $107,000 | 5,872 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $533,080 | 6,163 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,346,000 | 6,063 |
| Total interest expense | $2,013,000 | 5,976 |
| Net interest income | $2,333,000 | 6,056 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $597,000 | 4,445 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $597,000 | 2,641 |
| Total noninterest expense | $2,141,000 | 5,411 |
| Salaries and employee benefits | $1,120,000 | 5,425 |
| Premises and equipment expense | $640,000 | 3,084 |
| Additional noninterest expense | $381,000 | 7,434 |
| Pre-tax net operating income | $789,000 | 5,972 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $264,000 | 5,088 |
| Income before extraordinary items | $525,000 | 6,275 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $525,000 | 6,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-60,000 | 9,954 |
| Cash dividends | $107,000 | 6,018 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $525,000 | 6,259 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,072,000 | 6,434 |
| Total interest expense | $1,932,000 | 6,301 |
| Net interest income | $2,140,000 | 6,413 |
| Provision for loan and lease losses | $30,000 | 7,298 |
| Total noninterest income | $614,000 | 4,316 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $614,000 | 2,606 |
| Total noninterest expense | $2,049,000 | 5,507 |
| Salaries and employee benefits | $1,075,000 | 5,499 |
| Premises and equipment expense | $616,000 | 3,088 |
| Additional noninterest expense | $358,000 | 7,594 |
| Pre-tax net operating income | $675,000 | 6,582 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $162,000 | 6,678 |
| Income before extraordinary items | $513,000 | 6,535 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $513,000 | 6,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 4,888 |
| Cash dividends | $72,000 | 6,616 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $513,000 | 6,415 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,188,000 | 6,484 |
| Total interest expense | $2,123,000 | 6,039 |
| Net interest income | $2,065,000 | 6,786 |
| Provision for loan and lease losses | $60,000 | 6,153 |
| Total noninterest income | $549,000 | 4,699 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $549,000 | 2,657 |
| Total noninterest expense | $2,016,000 | 5,634 |
| Salaries and employee benefits | $1,030,000 | 5,743 |
| Premises and equipment expense | $619,000 | 3,056 |
| Additional noninterest expense | $367,000 | 7,648 |
| Pre-tax net operating income | $538,000 | 7,722 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $-1,000 | 10,483 |
| Income before extraordinary items | $539,000 | 6,743 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $539,000 | 6,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 3,752 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $539,000 | 6,688 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,340,000 | 6,539 |
| Total interest expense | $2,286,000 | 5,874 |
| Net interest income | $2,054,000 | 7,038 |
| Provision for loan and lease losses | $91,000 | 5,319 |
| Total noninterest income | $581,000 | 4,669 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $581,000 | 2,625 |
| Total noninterest expense | $2,483,000 | 5,038 |
| Salaries and employee benefits | $1,029,000 | 5,874 |
| Premises and equipment expense | $625,000 | 3,078 |
| Additional noninterest expense | $829,000 | 5,070 |
| Pre-tax net operating income | $61,000 | 10,547 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $-8,000 | 10,941 |
| Income before extraordinary items | $69,000 | 10,464 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $69,000 | 10,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 3,977 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $69,000 | 10,417 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,257,000 | 6,742 |
| Total interest expense | $2,243,000 | 5,991 |
| Net interest income | $2,014,000 | 7,272 |
| Provision for loan and lease losses | $127,000 | 3,972 |
| Total noninterest income | $575,000 | 4,714 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $575,000 | 2,611 |
| Total noninterest expense | $2,096,000 | 5,780 |
| Salaries and employee benefits | $962,000 | 6,237 |
| Premises and equipment expense | $589,000 | 3,257 |
| Additional noninterest expense | $545,000 | 6,908 |
| Pre-tax net operating income | $366,000 | 9,294 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $9,000 | 10,947 |
| Income before extraordinary items | $357,000 | 8,418 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $357,000 | 8,420 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $201,000 | 2,489 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $357,000 | 8,397 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,217,000 | 6,454 |
| Total interest expense | $1,868,000 | 5,909 |
| Net interest income | $2,349,000 | 6,756 |
| Provision for loan and lease losses | $189,000 | 3,138 |
| Total noninterest income | $585,000 | 4,747 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $585,000 | 2,635 |
| Total noninterest expense | $2,273,000 | 5,580 |
| Salaries and employee benefits | $1,026,000 | 5,963 |
| Premises and equipment expense | $573,000 | 3,407 |
| Additional noninterest expense | $674,000 | 6,515 |
| Pre-tax net operating income | $472,000 | 8,847 |
| Securities gains (losses) | $-281,000 | 12,096 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $191,000 | 10,382 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $191,000 | 10,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 3,734 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $472,000 | 7,564 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,727,000 | 6,063 |
| Total interest expense | $2,190,000 | 5,398 |
| Net interest income | $2,537,000 | 6,476 |
| Provision for loan and lease losses | $300,000 | 2,975 |
| Total noninterest income | $712,000 | 4,383 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $712,000 | 2,567 |
| Total noninterest expense | $2,614,000 | 5,076 |
| Salaries and employee benefits | $1,298,000 | 4,890 |
| Premises and equipment expense | $524,000 | 3,708 |
| Additional noninterest expense | $792,000 | 5,969 |
| Pre-tax net operating income | $335,000 | 9,941 |
| Securities gains (losses) | $56,000 | 3,232 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $391,000 | 8,526 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $391,000 | 8,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $375,000 | 2,153 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 1,184 |
| Net operating income | $335,000 | 8,833 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,696,000 | 5,731 |
| Total interest expense | $3,175,000 | 4,922 |
| Net interest income | $2,521,000 | 6,551 |
| Provision for loan and lease losses | $607,000 | 2,599 |
| Total noninterest income | $674,000 | 4,536 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $674,000 | 2,605 |
| Total noninterest expense | $2,546,000 | 5,224 |
| Salaries and employee benefits | $1,304,000 | 4,810 |
| Premises and equipment expense | $514,000 | 3,871 |
| Additional noninterest expense | $728,000 | 6,565 |
| Pre-tax net operating income | $42,000 | 12,461 |
| Securities gains (losses) | $11,000 | 6,349 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $53,000 | 12,533 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $53,000 | 12,540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,033,000 | 1,526 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $42,000 | 12,372 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.