Home > Progressive Savings Bank > Income and Expense
Progressive Savings Bank, Income and Expense
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $12,416,000 | 2,222 |
| Total interest expense | $1,631,000 | 2,642 |
| Net interest income | $10,785,000 | 2,100 |
| Provision for loan and lease losses | $318,000 | 1,903 |
| Total noninterest income | $4,249,000 | 1,246 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $802,000 | 1,333 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,447,000 | 1,093 |
| Total noninterest expense | $13,176,000 | 1,521 |
| Salaries and employee benefits | $7,748,000 | 1,485 |
| Premises and equipment expense | $1,530,000 | 1,474 |
| Additional noninterest expense | $3,898,000 | 1,547 |
| Pre-tax net operating income | $1,540,000 | 3,359 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $67,000 | 3,198 |
| Income before extraordinary items | $1,473,000 | 3,297 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,473,000 | 3,298 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,473,000 | 3,298 |
| Net charge-offs | $332,000 | 1,285 |
| Cash dividends | $1,665,000 | 1,763 |
| Sale, conversion, retirement of capital stock, net | $60,000 | 523 |
| Net operating income | $1,473,000 | 3,271 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $9,325,000 | 2,250 |
| Total interest expense | $1,229,000 | 2,660 |
| Net interest income | $8,096,000 | 2,124 |
| Provision for loan and lease losses | $222,000 | 1,881 |
| Total noninterest income | $3,281,000 | 1,219 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $595,000 | 1,355 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,686,000 | 1,035 |
| Total noninterest expense | $10,000,000 | 1,503 |
| Salaries and employee benefits | $5,770,000 | 1,504 |
| Premises and equipment expense | $1,339,000 | 1,295 |
| Additional noninterest expense | $2,891,000 | 1,549 |
| Pre-tax net operating income | $1,155,000 | 3,447 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $103,000 | 2,921 |
| Income before extraordinary items | $1,052,000 | 3,424 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,052,000 | 3,424 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,052,000 | 3,424 |
| Net charge-offs | $334,000 | 969 |
| Cash dividends | $1,100,000 | 1,713 |
| Sale, conversion, retirement of capital stock, net | $45,000 | 491 |
| Net operating income | $1,052,000 | 3,402 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $6,378,000 | 2,201 |
| Total interest expense | $812,000 | 2,655 |
| Net interest income | $5,566,000 | 2,082 |
| Provision for loan and lease losses | $157,000 | 1,764 |
| Total noninterest income | $2,169,000 | 1,203 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $393,000 | 1,346 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,776,000 | 1,023 |
| Total noninterest expense | $6,555,000 | 1,530 |
| Salaries and employee benefits | $3,833,000 | 1,515 |
| Premises and equipment expense | $896,000 | 1,297 |
| Additional noninterest expense | $1,826,000 | 1,627 |
| Pre-tax net operating income | $1,023,000 | 3,069 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $87,000 | 2,775 |
| Income before extraordinary items | $936,000 | 3,042 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $936,000 | 3,041 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $936,000 | 3,041 |
| Net charge-offs | $34,000 | 2,093 |
| Cash dividends | $1,100,000 | 1,355 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 481 |
| Net operating income | $936,000 | 3,018 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,141,000 | 2,230 |
| Total interest expense | $401,000 | 2,642 |
| Net interest income | $2,740,000 | 2,119 |
| Provision for loan and lease losses | $76,000 | 1,676 |
| Total noninterest income | $1,147,000 | 1,127 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $192,000 | 1,366 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $955,000 | 924 |
| Total noninterest expense | $3,299,000 | 1,533 |
| Salaries and employee benefits | $1,870,000 | 1,557 |
| Premises and equipment expense | $458,000 | 1,299 |
| Additional noninterest expense | $971,000 | 1,541 |
| Pre-tax net operating income | $512,000 | 3,040 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $44,000 | 2,717 |
| Income before extraordinary items | $468,000 | 2,988 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $468,000 | 2,986 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $468,000 | 2,987 |
| Net charge-offs | $6,000 | 2,153 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 446 |
| Net operating income | $468,000 | 2,976 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $12,275,000 | 2,169 |
| Total interest expense | $1,313,000 | 2,537 |
| Net interest income | $10,962,000 | 2,084 |
| Provision for loan and lease losses | $370,000 | 1,736 |
| Total noninterest income | $4,858,000 | 1,111 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $820,000 | 1,347 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,038,000 | 908 |
| Total noninterest expense | $12,750,000 | 1,528 |
| Salaries and employee benefits | $7,376,000 | 1,522 |
| Premises and equipment expense | $1,616,000 | 1,393 |
| Additional noninterest expense | $3,758,000 | 1,593 |
| Pre-tax net operating income | $2,700,000 | 2,663 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $7,000 | 3,801 |
| Income before extraordinary items | $2,693,000 | 2,481 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,693,000 | 2,479 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,693,000 | 2,480 |
| Net charge-offs | $134,000 | 1,939 |
| Cash dividends | $780,000 | 2,496 |
| Sale, conversion, retirement of capital stock, net | $59,000 | 537 |
| Net operating income | $2,693,000 | 2,476 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $9,131,000 | 2,174 |
| Total interest expense | $941,000 | 2,537 |
| Net interest income | $8,190,000 | 2,096 |
| Provision for loan and lease losses | $200,000 | 1,970 |
| Total noninterest income | $3,538,000 | 1,138 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $608,000 | 1,369 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,930,000 | 946 |
| Total noninterest expense | $9,657,000 | 1,522 |
| Salaries and employee benefits | $5,485,000 | 1,529 |
| Premises and equipment expense | $1,412,000 | 1,240 |
| Additional noninterest expense | $2,760,000 | 1,608 |
| Pre-tax net operating income | $1,871,000 | 2,849 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $105,000 | 2,977 |
| Income before extraordinary items | $1,766,000 | 2,722 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,766,000 | 2,721 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,766,000 | 2,721 |
| Net charge-offs | $124,000 | 1,570 |
| Cash dividends | $780,000 | 1,923 |
| Sale, conversion, retirement of capital stock, net | $43,000 | 510 |
| Net operating income | $1,766,000 | 2,709 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $6,050,000 | 2,166 |
| Total interest expense | $613,000 | 2,486 |
| Net interest income | $5,437,000 | 2,098 |
| Provision for loan and lease losses | $160,000 | 1,721 |
| Total noninterest income | $2,258,000 | 1,171 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $389,000 | 1,404 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,869,000 | 980 |
| Total noninterest expense | $6,388,000 | 1,541 |
| Salaries and employee benefits | $3,653,000 | 1,543 |
| Premises and equipment expense | $940,000 | 1,246 |
| Additional noninterest expense | $1,795,000 | 1,656 |
| Pre-tax net operating income | $1,147,000 | 2,951 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $58,000 | 3,062 |
| Income before extraordinary items | $1,089,000 | 2,826 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,089,000 | 2,826 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,089,000 | 2,825 |
| Net charge-offs | $43,000 | 1,849 |
| Cash dividends | $780,000 | 1,538 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 500 |
| Net operating income | $1,089,000 | 2,820 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,015,000 | 2,165 |
| Total interest expense | $307,000 | 2,427 |
| Net interest income | $2,708,000 | 2,111 |
| Provision for loan and lease losses | $100,000 | 1,437 |
| Total noninterest income | $1,310,000 | 1,061 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $189,000 | 1,444 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,121,000 | 853 |
| Total noninterest expense | $3,229,000 | 1,541 |
| Salaries and employee benefits | $1,846,000 | 1,541 |
| Premises and equipment expense | $476,000 | 1,253 |
| Additional noninterest expense | $907,000 | 1,633 |
| Pre-tax net operating income | $689,000 | 2,613 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $34,000 | 2,948 |
| Income before extraordinary items | $655,000 | 2,472 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $655,000 | 2,472 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $655,000 | 2,472 |
| Net charge-offs | $46,000 | 1,241 |
| Cash dividends | $780,000 | 874 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 461 |
| Net operating income | $655,000 | 2,468 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $12,243,000 | 2,102 |
| Total interest expense | $1,464,000 | 1,965 |
| Net interest income | $10,779,000 | 2,102 |
| Provision for loan and lease losses | $505,000 | 1,438 |
| Total noninterest income | $6,057,000 | 969 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $687,000 | 1,590 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,370,000 | 780 |
| Total noninterest expense | $12,928,000 | 1,532 |
| Salaries and employee benefits | $7,492,000 | 1,483 |
| Premises and equipment expense | $1,820,000 | 1,282 |
| Additional noninterest expense | $3,616,000 | 1,655 |
| Pre-tax net operating income | $3,403,000 | 2,274 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $80,000 | 3,382 |
| Income before extraordinary items | $3,323,000 | 1,877 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,323,000 | 1,877 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,323,000 | 1,878 |
| Net charge-offs | $324,000 | 1,416 |
| Cash dividends | $850,000 | 2,381 |
| Sale, conversion, retirement of capital stock, net | $56,000 | 549 |
| Net operating income | $3,323,000 | 1,855 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $9,144,000 | 2,110 |
| Total interest expense | $1,108,000 | 1,917 |
| Net interest income | $8,036,000 | 2,116 |
| Provision for loan and lease losses | $372,000 | 1,425 |
| Total noninterest income | $5,248,000 | 899 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $510,000 | 1,613 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,738,000 | 717 |
| Total noninterest expense | $9,897,000 | 1,514 |
| Salaries and employee benefits | $5,695,000 | 1,476 |
| Premises and equipment expense | $1,535,000 | 1,154 |
| Additional noninterest expense | $2,667,000 | 1,680 |
| Pre-tax net operating income | $3,015,000 | 2,059 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $48,000 | 3,479 |
| Income before extraordinary items | $2,967,000 | 1,750 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,967,000 | 1,750 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,967,000 | 1,750 |
| Net charge-offs | $284,000 | 1,156 |
| Cash dividends | $850,000 | 1,871 |
| Sale, conversion, retirement of capital stock, net | $42,000 | 519 |
| Net operating income | $2,967,000 | 1,731 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $6,048,000 | 2,103 |
| Total interest expense | $732,000 | 1,906 |
| Net interest income | $5,316,000 | 2,121 |
| Provision for loan and lease losses | $90,000 | 2,313 |
| Total noninterest income | $2,140,000 | 1,252 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $342,000 | 1,593 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $1,798,000 | 1,053 |
| Total noninterest expense | $6,361,000 | 1,556 |
| Salaries and employee benefits | $3,621,000 | 1,539 |
| Premises and equipment expense | $1,035,000 | 1,145 |
| Additional noninterest expense | $1,705,000 | 1,738 |
| Pre-tax net operating income | $1,005,000 | 3,111 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $10,000 | 3,809 |
| Income before extraordinary items | $995,000 | 2,827 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $995,000 | 2,827 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $995,000 | 2,827 |
| Net charge-offs | $213,000 | 1,019 |
| Cash dividends | $250,000 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 502 |
| Net operating income | $995,000 | 2,810 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,000,000 | 2,113 |
| Total interest expense | $347,000 | 1,965 |
| Net interest income | $2,653,000 | 2,109 |
| Provision for loan and lease losses | $30,000 | 2,408 |
| Total noninterest income | $1,218,000 | 1,143 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $179,000 | 1,536 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $1,039,000 | 923 |
| Total noninterest expense | $3,254,000 | 1,538 |
| Salaries and employee benefits | $1,837,000 | 1,540 |
| Premises and equipment expense | $523,000 | 1,144 |
| Additional noninterest expense | $894,000 | 1,661 |
| Pre-tax net operating income | $587,000 | 2,832 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $27,000 | 3,217 |
| Income before extraordinary items | $560,000 | 2,579 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $560,000 | 2,579 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $560,000 | 2,579 |
| Net charge-offs | $3,000 | 2,592 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 479 |
| Net operating income | $560,000 | 2,559 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $11,299,000 | 2,178 |
| Total interest expense | $1,308,000 | 1,987 |
| Net interest income | $9,991,000 | 2,190 |
| Provision for loan and lease losses | $80,000 | 3,303 |
| Total noninterest income | $4,873,000 | 1,164 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $671,000 | 1,672 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $4,202,000 | 960 |
| Total noninterest expense | $12,663,000 | 1,538 |
| Salaries and employee benefits | $7,232,000 | 1,496 |
| Premises and equipment expense | $1,791,000 | 1,303 |
| Additional noninterest expense | $3,640,000 | 1,674 |
| Pre-tax net operating income | $2,121,000 | 2,961 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $106,000 | 3,273 |
| Income before extraordinary items | $2,015,000 | 2,774 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,015,000 | 2,772 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,015,000 | 2,773 |
| Net charge-offs | $-1,000 | 4,661 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $278,000 | 357 |
| Net operating income | $2,015,000 | 2,726 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $8,328,000 | 2,208 |
| Total interest expense | $970,000 | 2,009 |
| Net interest income | $7,358,000 | 2,218 |
| Provision for loan and lease losses | $50,000 | 3,314 |
| Total noninterest income | $3,692,000 | 1,159 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $483,000 | 1,721 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $3,209,000 | 943 |
| Total noninterest expense | $9,597,000 | 1,520 |
| Salaries and employee benefits | $5,403,000 | 1,506 |
| Premises and equipment expense | $1,494,000 | 1,189 |
| Additional noninterest expense | $2,700,000 | 1,680 |
| Pre-tax net operating income | $1,403,000 | 3,205 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $66,000 | 3,447 |
| Income before extraordinary items | $1,337,000 | 3,003 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,337,000 | 3,003 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,337,000 | 3,003 |
| Net charge-offs | $2,000 | 3,786 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $268,000 | 297 |
| Net operating income | $1,337,000 | 2,957 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $5,459,000 | 2,243 |
| Total interest expense | $639,000 | 2,032 |
| Net interest income | $4,820,000 | 2,262 |
| Provision for loan and lease losses | $20,000 | 3,524 |
| Total noninterest income | $2,364,000 | 1,174 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $312,000 | 1,753 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,052,000 | 941 |
| Total noninterest expense | $6,250,000 | 1,561 |
| Salaries and employee benefits | $3,499,000 | 1,548 |
| Premises and equipment expense | $981,000 | 1,206 |
| Additional noninterest expense | $1,770,000 | 1,715 |
| Pre-tax net operating income | $914,000 | 3,234 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $43,000 | 3,467 |
| Income before extraordinary items | $871,000 | 3,021 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $871,000 | 3,019 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $871,000 | 3,020 |
| Net charge-offs | $1,000 | 3,591 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $260,000 | 242 |
| Net operating income | $871,000 | 2,965 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,659,000 | 2,289 |
| Total interest expense | $309,000 | 2,092 |
| Net interest income | $2,350,000 | 2,306 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $1,160,000 | 1,170 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $150,000 | 1,797 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $1,010,000 | 922 |
| Total noninterest expense | $3,099,000 | 1,575 |
| Salaries and employee benefits | $1,751,000 | 1,557 |
| Premises and equipment expense | $500,000 | 1,191 |
| Additional noninterest expense | $848,000 | 1,759 |
| Pre-tax net operating income | $411,000 | 3,362 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $18,000 | 3,526 |
| Income before extraordinary items | $393,000 | 3,164 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $393,000 | 3,162 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $393,000 | 3,163 |
| Net charge-offs | $2,000 | 2,815 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 596 |
| Net operating income | $393,000 | 3,103 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $10,107,000 | 2,348 |
| Total interest expense | $1,127,000 | 2,221 |
| Net interest income | $8,980,000 | 2,355 |
| Provision for loan and lease losses | $70,000 | 3,350 |
| Total noninterest income | $4,479,000 | 1,212 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $644,000 | 1,754 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $3,835,000 | 988 |
| Total noninterest expense | $11,799,000 | 1,623 |
| Salaries and employee benefits | $6,641,000 | 1,582 |
| Premises and equipment expense | $1,825,000 | 1,280 |
| Additional noninterest expense | $3,333,000 | 1,812 |
| Pre-tax net operating income | $1,590,000 | 3,417 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $74,000 | 3,472 |
| Income before extraordinary items | $1,516,000 | 3,208 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,516,000 | 3,209 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,516,000 | 3,210 |
| Net charge-offs | $-13,000 | 5,247 |
| Cash dividends | $700,000 | 2,547 |
| Sale, conversion, retirement of capital stock, net | $-213,000 | 6,118 |
| Net operating income | $1,516,000 | 3,157 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $7,531,000 | 2,379 |
| Total interest expense | $861,000 | 2,214 |
| Net interest income | $6,670,000 | 2,388 |
| Provision for loan and lease losses | $70,000 | 2,996 |
| Total noninterest income | $3,370,000 | 1,214 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $479,000 | 1,778 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,891,000 | 995 |
| Total noninterest expense | $8,967,000 | 1,617 |
| Salaries and employee benefits | $4,928,000 | 1,607 |
| Premises and equipment expense | $1,553,000 | 1,161 |
| Additional noninterest expense | $2,486,000 | 1,825 |
| Pre-tax net operating income | $1,003,000 | 3,745 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $40,000 | 3,725 |
| Income before extraordinary items | $963,000 | 3,568 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $963,000 | 3,567 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $963,000 | 3,568 |
| Net charge-offs | $-5,000 | 4,976 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 704 |
| Net operating income | $963,000 | 3,517 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $5,017,000 | 2,383 |
| Total interest expense | $584,000 | 2,201 |
| Net interest income | $4,433,000 | 2,395 |
| Provision for loan and lease losses | $50,000 | 2,882 |
| Total noninterest income | $2,184,000 | 1,253 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $316,000 | 1,775 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,868,000 | 1,020 |
| Total noninterest expense | $5,935,000 | 1,631 |
| Salaries and employee benefits | $3,273,000 | 1,623 |
| Premises and equipment expense | $1,018,000 | 1,186 |
| Additional noninterest expense | $1,644,000 | 1,839 |
| Pre-tax net operating income | $632,000 | 3,811 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $26,000 | 3,757 |
| Income before extraordinary items | $606,000 | 3,655 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $606,000 | 3,656 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $606,000 | 3,657 |
| Net charge-offs | $-6,000 | 5,097 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 688 |
| Net operating income | $606,000 | 3,599 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,439,000 | 2,440 |
| Total interest expense | $295,000 | 2,208 |
| Net interest income | $2,144,000 | 2,451 |
| Provision for loan and lease losses | $15,000 | 2,956 |
| Total noninterest income | $1,057,000 | 1,240 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $149,000 | 1,836 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $908,000 | 993 |
| Total noninterest expense | $2,963,000 | 1,646 |
| Salaries and employee benefits | $1,596,000 | 1,673 |
| Premises and equipment expense | $505,000 | 1,195 |
| Additional noninterest expense | $862,000 | 1,750 |
| Pre-tax net operating income | $223,000 | 4,293 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $7,000 | 3,948 |
| Income before extraordinary items | $216,000 | 4,172 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $216,000 | 4,174 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $216,000 | 4,175 |
| Net charge-offs | $-6,000 | 5,215 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 661 |
| Net operating income | $216,000 | 4,099 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $9,988,000 | 2,403 |
| Total interest expense | $1,215,000 | 2,237 |
| Net interest income | $8,773,000 | 2,417 |
| Provision for loan and lease losses | $20,000 | 4,238 |
| Total noninterest income | $4,119,000 | 1,262 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $668,000 | 1,809 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,451,000 | 1,004 |
| Total noninterest expense | $11,489,000 | 1,665 |
| Salaries and employee benefits | $6,268,000 | 1,658 |
| Premises and equipment expense | $1,800,000 | 1,321 |
| Additional noninterest expense | $3,421,000 | 1,804 |
| Pre-tax net operating income | $1,383,000 | 3,621 |
| Securities gains (losses) | $80,000 | 1,419 |
| Applicable income taxes | $75,000 | 3,541 |
| Income before extraordinary items | $1,388,000 | 3,380 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,388,000 | 3,382 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,388,000 | 3,382 |
| Net charge-offs | $314,000 | 1,962 |
| Cash dividends | $1,100,000 | 1,920 |
| Sale, conversion, retirement of capital stock, net | $-354,000 | 6,465 |
| Net operating income | $1,312,000 | 3,416 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $7,482,000 | 2,416 |
| Total interest expense | $917,000 | 2,258 |
| Net interest income | $6,565,000 | 2,433 |
| Provision for loan and lease losses | $20,000 | 3,930 |
| Total noninterest income | $3,027,000 | 1,287 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $502,000 | 1,816 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $2,525,000 | 1,029 |
| Total noninterest expense | $8,701,000 | 1,657 |
| Salaries and employee benefits | $4,653,000 | 1,672 |
| Premises and equipment expense | $1,514,000 | 1,190 |
| Additional noninterest expense | $2,534,000 | 1,820 |
| Pre-tax net operating income | $871,000 | 3,985 |
| Securities gains (losses) | $80,000 | 1,155 |
| Applicable income taxes | $67,000 | 3,511 |
| Income before extraordinary items | $884,000 | 3,726 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $884,000 | 3,729 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $884,000 | 3,730 |
| Net charge-offs | $303,000 | 1,601 |
| Cash dividends | $900,000 | 1,610 |
| Sale, conversion, retirement of capital stock, net | $-354,000 | 6,556 |
| Net operating income | $809,600 | 3,844 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,999,000 | 2,406 |
| Total interest expense | $616,000 | 2,276 |
| Net interest income | $4,383,000 | 2,427 |
| Provision for loan and lease losses | $20,000 | 3,628 |
| Total noninterest income | $1,992,000 | 1,288 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $336,000 | 1,798 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,656,000 | 1,023 |
| Total noninterest expense | $5,786,000 | 1,654 |
| Salaries and employee benefits | $3,081,000 | 1,671 |
| Premises and equipment expense | $1,006,000 | 1,209 |
| Additional noninterest expense | $1,699,000 | 1,810 |
| Pre-tax net operating income | $569,000 | 3,961 |
| Securities gains (losses) | $80,000 | 912 |
| Applicable income taxes | $45,000 | 3,486 |
| Income before extraordinary items | $604,000 | 3,625 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $604,000 | 3,630 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $604,000 | 3,631 |
| Net charge-offs | $328,000 | 1,191 |
| Cash dividends | $400,000 | 2,030 |
| Sale, conversion, retirement of capital stock, net | $-117,000 | 6,617 |
| Net operating income | $529,600 | 3,792 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,476,000 | 2,426 |
| Total interest expense | $315,000 | 2,270 |
| Net interest income | $2,161,000 | 2,444 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $968,000 | 1,282 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $167,000 | 1,787 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $801,000 | 1,009 |
| Total noninterest expense | $2,918,000 | 1,646 |
| Salaries and employee benefits | $1,534,000 | 1,690 |
| Premises and equipment expense | $501,000 | 1,235 |
| Additional noninterest expense | $883,000 | 1,729 |
| Pre-tax net operating income | $211,000 | 4,388 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $16,000 | 3,623 |
| Income before extraordinary items | $195,000 | 4,301 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $195,000 | 4,301 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $195,000 | 4,303 |
| Net charge-offs | $553,000 | 461 |
| Cash dividends | $400,000 | 1,206 |
| Sale, conversion, retirement of capital stock, net | $-4,000 | 6,675 |
| Net operating income | $195,000 | 4,244 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $10,054,000 | 2,413 |
| Total interest expense | $1,861,000 | 1,816 |
| Net interest income | $8,193,000 | 2,545 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $4,407,000 | 1,242 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $683,000 | 1,865 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $3,724,000 | 990 |
| Total noninterest expense | $11,159,000 | 1,717 |
| Salaries and employee benefits | $6,143,000 | 1,663 |
| Premises and equipment expense | $1,770,000 | 1,346 |
| Additional noninterest expense | $3,246,000 | 1,946 |
| Pre-tax net operating income | $1,441,000 | 3,483 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $102,000 | 3,403 |
| Income before extraordinary items | $1,339,000 | 3,365 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,339,000 | 3,367 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,339,000 | 3,368 |
| Net charge-offs | $28,000 | 4,684 |
| Cash dividends | $100,000 | 3,941 |
| Sale, conversion, retirement of capital stock, net | $48,000 | 668 |
| Net operating income | $1,339,000 | 3,313 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $7,536,000 | 2,428 |
| Total interest expense | $1,469,000 | 1,787 |
| Net interest income | $6,067,000 | 2,590 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $3,237,000 | 1,274 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $506,000 | 1,894 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,731,000 | 1,042 |
| Total noninterest expense | $8,291,000 | 1,741 |
| Salaries and employee benefits | $4,589,000 | 1,691 |
| Premises and equipment expense | $1,402,000 | 1,273 |
| Additional noninterest expense | $2,300,000 | 2,035 |
| Pre-tax net operating income | $1,013,000 | 3,666 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $71,000 | 3,514 |
| Income before extraordinary items | $942,000 | 3,531 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $942,000 | 3,533 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $942,000 | 3,535 |
| Net charge-offs | $36,000 | 4,083 |
| Cash dividends | $100,000 | 3,312 |
| Sale, conversion, retirement of capital stock, net | $42,000 | 605 |
| Net operating income | $942,000 | 3,451 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,036,000 | 2,418 |
| Total interest expense | $1,003,000 | 1,779 |
| Net interest income | $4,033,000 | 2,588 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $2,218,000 | 1,267 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $313,000 | 1,967 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,905,000 | 1,024 |
| Total noninterest expense | $5,668,000 | 1,704 |
| Salaries and employee benefits | $3,225,000 | 1,616 |
| Premises and equipment expense | $951,000 | 1,256 |
| Additional noninterest expense | $1,492,000 | 2,063 |
| Pre-tax net operating income | $583,000 | 3,874 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $41,000 | 3,605 |
| Income before extraordinary items | $542,000 | 3,777 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $542,000 | 3,778 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $542,000 | 3,780 |
| Net charge-offs | $33,000 | 3,680 |
| Cash dividends | $100,000 | 2,984 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 571 |
| Net operating income | $542,000 | 3,683 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,576,000 | 2,401 |
| Total interest expense | $515,000 | 1,784 |
| Net interest income | $2,061,000 | 2,547 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $1,126,000 | 1,241 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $150,000 | 2,037 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $976,000 | 1,013 |
| Total noninterest expense | $2,862,000 | 1,693 |
| Salaries and employee benefits | $1,549,000 | 1,698 |
| Premises and equipment expense | $480,000 | 1,279 |
| Additional noninterest expense | $833,000 | 1,880 |
| Pre-tax net operating income | $325,000 | 3,658 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $24,000 | 3,495 |
| Income before extraordinary items | $301,000 | 3,554 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $301,000 | 3,555 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $301,000 | 3,556 |
| Net charge-offs | $-1,000 | 5,189 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 552 |
| Net operating income | $301,000 | 3,466 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $10,432,000 | 2,470 |
| Total interest expense | $2,301,000 | 1,895 |
| Net interest income | $8,131,000 | 2,631 |
| Provision for loan and lease losses | $122,000 | 4,454 |
| Total noninterest income | $4,400,000 | 1,247 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $736,000 | 1,816 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $3,664,000 | 1,029 |
| Total noninterest expense | $11,072,000 | 1,739 |
| Salaries and employee benefits | $6,015,000 | 1,679 |
| Premises and equipment expense | $1,733,000 | 1,364 |
| Additional noninterest expense | $3,324,000 | 1,968 |
| Pre-tax net operating income | $1,337,000 | 3,520 |
| Securities gains (losses) | $88,000 | 2,368 |
| Applicable income taxes | $89,000 | 3,587 |
| Income before extraordinary items | $1,336,000 | 3,336 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,336,000 | 3,337 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,336,000 | 3,337 |
| Net charge-offs | $140,000 | 4,122 |
| Cash dividends | $650,000 | 2,467 |
| Sale, conversion, retirement of capital stock, net | $-69,000 | 7,015 |
| Net operating income | $1,253,280 | 3,316 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,730,000 | 2,542 |
| Total interest expense | $1,744,000 | 1,958 |
| Net interest income | $5,986,000 | 2,716 |
| Provision for loan and lease losses | $122,000 | 4,156 |
| Total noninterest income | $3,213,000 | 1,280 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $557,000 | 1,821 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,656,000 | 1,037 |
| Total noninterest expense | $8,278,000 | 1,740 |
| Salaries and employee benefits | $4,491,000 | 1,673 |
| Premises and equipment expense | $1,335,000 | 1,351 |
| Additional noninterest expense | $2,452,000 | 2,009 |
| Pre-tax net operating income | $799,000 | 4,032 |
| Securities gains (losses) | $88,000 | 2,068 |
| Applicable income taxes | $55,000 | 3,739 |
| Income before extraordinary items | $832,000 | 3,795 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $832,000 | 3,795 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $832,000 | 3,796 |
| Net charge-offs | $144,000 | 3,641 |
| Cash dividends | $550,000 | 1,931 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 746 |
| Net operating income | $749,280 | 3,811 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,173,000 | 2,552 |
| Total interest expense | $1,177,000 | 2,001 |
| Net interest income | $3,996,000 | 2,727 |
| Provision for loan and lease losses | $82,000 | 4,095 |
| Total noninterest income | $2,122,000 | 1,281 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $376,000 | 1,801 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,746,000 | 1,024 |
| Total noninterest expense | $5,530,000 | 1,752 |
| Salaries and employee benefits | $3,036,000 | 1,653 |
| Premises and equipment expense | $1,002,000 | 1,185 |
| Additional noninterest expense | $1,492,000 | 2,171 |
| Pre-tax net operating income | $506,000 | 4,102 |
| Securities gains (losses) | $88,000 | 1,685 |
| Applicable income taxes | $36,000 | 3,728 |
| Income before extraordinary items | $558,000 | 3,782 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $558,000 | 3,784 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $558,000 | 3,785 |
| Net charge-offs | $135,000 | 3,147 |
| Cash dividends | $350,000 | 1,976 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 775 |
| Net operating income | $475,280 | 3,887 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,696,000 | 2,486 |
| Total interest expense | $566,000 | 2,132 |
| Net interest income | $2,130,000 | 2,569 |
| Provision for loan and lease losses | $57,000 | 3,584 |
| Total noninterest income | $958,000 | 1,365 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $189,000 | 1,784 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $769,000 | 1,107 |
| Total noninterest expense | $2,683,000 | 1,797 |
| Salaries and employee benefits | $1,442,000 | 1,742 |
| Premises and equipment expense | $495,000 | 1,214 |
| Additional noninterest expense | $746,000 | 2,163 |
| Pre-tax net operating income | $348,000 | 3,567 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $20,000 | 3,671 |
| Income before extraordinary items | $328,000 | 3,467 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $328,000 | 3,470 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $328,000 | 3,470 |
| Net charge-offs | $88,000 | 2,553 |
| Cash dividends | $199,000 | 1,622 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $328,000 | 3,290 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $11,468,000 | 2,441 |
| Total interest expense | $2,920,000 | 2,008 |
| Net interest income | $8,548,000 | 2,562 |
| Provision for loan and lease losses | $491,000 | 3,482 |
| Total noninterest income | $3,873,000 | 1,257 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $924,000 | 1,575 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $2,949,000 | 1,057 |
| Total noninterest expense | $10,638,000 | 1,811 |
| Salaries and employee benefits | $5,505,000 | 1,757 |
| Premises and equipment expense | $2,023,000 | 1,241 |
| Additional noninterest expense | $3,110,000 | 2,137 |
| Pre-tax net operating income | $1,292,000 | 3,278 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $80,000 | 3,504 |
| Income before extraordinary items | $1,212,000 | 3,195 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,212,000 | 3,198 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,212,000 | 3,198 |
| Net charge-offs | $288,000 | 3,846 |
| Cash dividends | $600,000 | 2,194 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,212,000 | 3,091 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $8,681,000 | 2,442 |
| Total interest expense | $2,294,000 | 2,008 |
| Net interest income | $6,387,000 | 2,587 |
| Provision for loan and lease losses | $401,000 | 3,207 |
| Total noninterest income | $2,980,000 | 1,242 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $703,000 | 1,559 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $2,277,000 | 1,020 |
| Total noninterest expense | $8,003,000 | 1,809 |
| Salaries and employee benefits | $4,142,000 | 1,758 |
| Premises and equipment expense | $1,591,000 | 1,187 |
| Additional noninterest expense | $2,270,000 | 2,201 |
| Pre-tax net operating income | $963,000 | 3,378 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $62,000 | 3,514 |
| Income before extraordinary items | $901,000 | 3,273 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $901,000 | 3,274 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $901,000 | 3,274 |
| Net charge-offs | $251,000 | 3,440 |
| Cash dividends | $600,000 | 1,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $901,000 | 3,168 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,760,000 | 2,465 |
| Total interest expense | $1,584,000 | 2,006 |
| Net interest income | $4,176,000 | 2,642 |
| Provision for loan and lease losses | $246,000 | 3,273 |
| Total noninterest income | $1,958,000 | 1,250 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $477,000 | 1,525 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,481,000 | 1,023 |
| Total noninterest expense | $5,247,000 | 1,854 |
| Salaries and employee benefits | $2,739,000 | 1,789 |
| Premises and equipment expense | $1,091,000 | 1,172 |
| Additional noninterest expense | $1,417,000 | 2,367 |
| Pre-tax net operating income | $641,000 | 3,340 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $41,000 | 3,483 |
| Income before extraordinary items | $600,000 | 3,193 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $600,000 | 3,194 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $600,000 | 3,195 |
| Net charge-offs | $249,000 | 2,879 |
| Cash dividends | $600,000 | 1,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $600,000 | 3,105 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,828,000 | 2,520 |
| Total interest expense | $802,000 | 2,054 |
| Net interest income | $2,026,000 | 2,700 |
| Provision for loan and lease losses | $143,000 | 2,946 |
| Total noninterest income | $1,018,000 | 1,200 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $235,000 | 1,521 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $783,000 | 988 |
| Total noninterest expense | $2,587,000 | 1,889 |
| Salaries and employee benefits | $1,358,000 | 1,826 |
| Premises and equipment expense | $512,000 | 1,279 |
| Additional noninterest expense | $717,000 | 2,314 |
| Pre-tax net operating income | $314,000 | 3,441 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $20,000 | 3,446 |
| Income before extraordinary items | $294,000 | 3,285 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $294,000 | 3,282 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $294,000 | 3,283 |
| Net charge-offs | $234,000 | 1,976 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $294,000 | 3,229 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $11,701,000 | 2,559 |
| Total interest expense | $3,729,000 | 2,126 |
| Net interest income | $7,972,000 | 2,734 |
| Provision for loan and lease losses | $511,000 | 4,089 |
| Total noninterest income | $3,800,000 | 1,318 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $874,000 | 1,687 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,926,000 | 1,085 |
| Total noninterest expense | $10,235,000 | 1,911 |
| Salaries and employee benefits | $5,506,000 | 1,765 |
| Premises and equipment expense | $1,863,000 | 1,382 |
| Additional noninterest expense | $2,866,000 | 2,369 |
| Pre-tax net operating income | $1,026,000 | 3,337 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $83,000 | 3,365 |
| Income before extraordinary items | $943,000 | 3,327 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $943,000 | 3,324 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $943,000 | 3,327 |
| Net charge-offs | $147,000 | 5,075 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $58,000 | 903 |
| Net operating income | $943,000 | 3,200 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,499,000 | 2,703 |
| Total interest expense | $2,888,000 | 2,154 |
| Net interest income | $5,611,000 | 2,936 |
| Provision for loan and lease losses | $329,000 | 4,196 |
| Total noninterest income | $3,265,000 | 1,187 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $3,265,000 | 779 |
| Total noninterest expense | $7,688,000 | 1,900 |
| Salaries and employee benefits | $4,213,000 | 1,742 |
| Premises and equipment expense | $2,013,000 | 956 |
| Additional noninterest expense | $1,462,000 | 3,301 |
| Pre-tax net operating income | $859,000 | 3,351 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $63,000 | 3,431 |
| Income before extraordinary items | $796,000 | 3,292 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $796,000 | 3,290 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $796,000 | 3,292 |
| Net charge-offs | $142,000 | 4,548 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 820 |
| Net operating income | $796,000 | 3,165 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,639,000 | 2,739 |
| Total interest expense | $1,988,000 | 2,166 |
| Net interest income | $3,651,000 | 3,010 |
| Provision for loan and lease losses | $262,000 | 3,826 |
| Total noninterest income | $2,227,000 | 1,139 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $2,227,000 | 738 |
| Total noninterest expense | $5,050,000 | 1,948 |
| Salaries and employee benefits | $2,752,000 | 1,785 |
| Premises and equipment expense | $1,329,000 | 993 |
| Additional noninterest expense | $969,000 | 3,285 |
| Pre-tax net operating income | $566,000 | 3,420 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $46,000 | 3,338 |
| Income before extraordinary items | $520,000 | 3,341 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $520,000 | 3,338 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $520,000 | 3,340 |
| Net charge-offs | $131,000 | 3,966 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 672 |
| Net operating income | $520,000 | 3,231 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,852,000 | 2,767 |
| Total interest expense | $1,060,000 | 2,149 |
| Net interest income | $1,792,000 | 3,083 |
| Provision for loan and lease losses | $115,000 | 3,796 |
| Total noninterest income | $1,070,000 | 1,157 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,070,000 | 750 |
| Total noninterest expense | $2,496,000 | 1,979 |
| Salaries and employee benefits | $1,363,000 | 1,834 |
| Premises and equipment expense | $668,000 | 1,016 |
| Additional noninterest expense | $465,000 | 3,380 |
| Pre-tax net operating income | $251,000 | 3,677 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $23,000 | 3,365 |
| Income before extraordinary items | $228,000 | 3,653 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $228,000 | 3,650 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $228,000 | 3,652 |
| Net charge-offs | $55,000 | 3,635 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 415 |
| Net operating income | $228,000 | 3,525 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $11,905,000 | 2,776 |
| Total interest expense | $5,155,000 | 2,197 |
| Net interest income | $6,750,000 | 3,146 |
| Provision for loan and lease losses | $246,000 | 5,535 |
| Total noninterest income | $4,069,000 | 1,283 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $4,069,000 | 835 |
| Total noninterest expense | $9,901,000 | 2,045 |
| Salaries and employee benefits | $5,423,000 | 1,829 |
| Premises and equipment expense | $2,482,000 | 1,100 |
| Additional noninterest expense | $1,996,000 | 3,314 |
| Pre-tax net operating income | $672,000 | 3,615 |
| Securities gains (losses) | $12,000 | 3,205 |
| Applicable income taxes | $70,000 | 3,081 |
| Income before extraordinary items | $614,000 | 3,562 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $614,000 | 3,562 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $614,000 | 3,561 |
| Net charge-offs | $144,000 | 5,374 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $105,000 | 880 |
| Net operating income | $603,200 | 3,518 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,972,000 | 2,803 |
| Total interest expense | $3,966,000 | 2,236 |
| Net interest income | $5,006,000 | 3,188 |
| Provision for loan and lease losses | $87,000 | 6,152 |
| Total noninterest income | $3,066,000 | 1,295 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $3,066,000 | 841 |
| Total noninterest expense | $7,408,000 | 2,036 |
| Salaries and employee benefits | $3,997,000 | 1,877 |
| Premises and equipment expense | $1,910,000 | 1,082 |
| Additional noninterest expense | $1,501,000 | 3,283 |
| Pre-tax net operating income | $577,000 | 3,668 |
| Securities gains (losses) | $-22,000 | 7,294 |
| Applicable income taxes | $51,000 | 3,315 |
| Income before extraordinary items | $504,000 | 3,677 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $504,000 | 3,676 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $504,000 | 3,677 |
| Net charge-offs | $127,000 | 4,827 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $105,000 | 728 |
| Net operating income | $524,020 | 3,526 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,999,000 | 2,827 |
| Total interest expense | $2,706,000 | 2,273 |
| Net interest income | $3,293,000 | 3,204 |
| Provision for loan and lease losses | $21,000 | 6,663 |
| Total noninterest income | $1,937,000 | 1,367 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,937,000 | 909 |
| Total noninterest expense | $4,925,000 | 2,058 |
| Salaries and employee benefits | $2,621,000 | 1,933 |
| Premises and equipment expense | $1,265,000 | 1,110 |
| Additional noninterest expense | $1,039,000 | 3,200 |
| Pre-tax net operating income | $284,000 | 4,212 |
| Securities gains (losses) | $5,000 | 2,770 |
| Applicable income taxes | $31,000 | 3,458 |
| Income before extraordinary items | $258,000 | 4,205 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $258,000 | 4,205 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $258,000 | 4,205 |
| Net charge-offs | $78,000 | 4,497 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $105,000 | 591 |
| Net operating income | $253,550 | 4,124 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,030,000 | 2,837 |
| Total interest expense | $1,399,000 | 2,281 |
| Net interest income | $1,631,000 | 3,212 |
| Provision for loan and lease losses | $8,000 | 6,409 |
| Total noninterest income | $924,000 | 1,377 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $924,000 | 902 |
| Total noninterest expense | $2,443,000 | 2,026 |
| Salaries and employee benefits | $1,336,000 | 1,923 |
| Premises and equipment expense | $616,000 | 1,169 |
| Additional noninterest expense | $491,000 | 3,056 |
| Pre-tax net operating income | $104,000 | 4,993 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $17,000 | 3,673 |
| Income before extraordinary items | $87,000 | 5,132 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $87,000 | 5,137 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $87,000 | 5,136 |
| Net charge-offs | $35,000 | 3,875 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $105,000 | 353 |
| Net operating income | $87,000 | 4,970 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $13,511,000 | 2,735 |
| Total interest expense | $6,871,000 | 2,227 |
| Net interest income | $6,640,000 | 3,202 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $4,050,000 | 1,267 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $4,050,000 | 766 |
| Total noninterest expense | $9,522,000 | 2,028 |
| Salaries and employee benefits | $5,560,000 | 1,834 |
| Premises and equipment expense | $2,162,000 | 1,262 |
| Additional noninterest expense | $1,800,000 | 3,141 |
| Pre-tax net operating income | $1,168,000 | 3,465 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $76,000 | 3,593 |
| Income before extraordinary items | $1,092,000 | 3,117 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,092,000 | 3,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 4,653 |
| Cash dividends | $675,000 | 2,909 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 1,231 |
| Net operating income | $1,092,000 | 3,267 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $10,276,000 | 2,752 |
| Total interest expense | $5,330,000 | 2,252 |
| Net interest income | $4,946,000 | 3,249 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $3,142,000 | 1,263 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $3,142,000 | 803 |
| Total noninterest expense | $7,065,000 | 2,027 |
| Salaries and employee benefits | $4,137,000 | 1,867 |
| Premises and equipment expense | $1,603,000 | 1,289 |
| Additional noninterest expense | $1,325,000 | 3,091 |
| Pre-tax net operating income | $1,023,000 | 3,640 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $61,000 | 3,977 |
| Income before extraordinary items | $962,000 | 3,183 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $962,000 | 3,180 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 3,971 |
| Cash dividends | $575,000 | 2,567 |
| Sale, conversion, retirement of capital stock, net | $125,000 | 711 |
| Net operating income | $962,000 | 3,328 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,905,000 | 2,761 |
| Total interest expense | $3,638,000 | 2,294 |
| Net interest income | $3,267,000 | 3,263 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $2,056,000 | 1,303 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $2,056,000 | 825 |
| Total noninterest expense | $4,660,000 | 2,056 |
| Salaries and employee benefits | $2,755,000 | 1,895 |
| Premises and equipment expense | $1,035,000 | 1,336 |
| Additional noninterest expense | $870,000 | 3,106 |
| Pre-tax net operating income | $663,000 | 3,801 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $36,000 | 4,305 |
| Income before extraordinary items | $627,000 | 3,545 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $627,000 | 3,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 3,485 |
| Cash dividends | $575,000 | 2,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $627,000 | 3,491 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,497,000 | 2,789 |
| Total interest expense | $1,881,000 | 2,366 |
| Net interest income | $1,616,000 | 3,292 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $1,015,000 | 1,321 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,015,000 | 855 |
| Total noninterest expense | $2,343,000 | 2,041 |
| Salaries and employee benefits | $1,376,000 | 1,912 |
| Premises and equipment expense | $554,000 | 1,236 |
| Additional noninterest expense | $413,000 | 3,221 |
| Pre-tax net operating income | $288,000 | 4,238 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $21,000 | 4,341 |
| Income before extraordinary items | $267,000 | 4,066 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $267,000 | 4,068 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,249 |
| Cash dividends | $300,000 | 1,850 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $267,000 | 3,972 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $14,435,000 | 2,793 |
| Total interest expense | $7,476,000 | 2,465 |
| Net interest income | $6,959,000 | 3,125 |
| Provision for loan and lease losses | $53,000 | 5,627 |
| Total noninterest income | $3,988,000 | 1,306 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $3,988,000 | 825 |
| Total noninterest expense | $8,607,000 | 2,143 |
| Salaries and employee benefits | $5,146,000 | 1,955 |
| Premises and equipment expense | $1,928,000 | 1,381 |
| Additional noninterest expense | $1,533,000 | 3,352 |
| Pre-tax net operating income | $2,287,000 | 3,025 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $87,000 | 4,573 |
| Income before extraordinary items | $2,200,000 | 2,633 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,200,000 | 2,633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $260,000 | 2,488 |
| Cash dividends | $1,075,000 | 2,511 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 536 |
| Net operating income | $2,200,000 | 2,628 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $10,774,000 | 2,797 |
| Total interest expense | $5,582,000 | 2,475 |
| Net interest income | $5,192,000 | 3,139 |
| Provision for loan and lease losses | $48,000 | 5,090 |
| Total noninterest income | $3,041,000 | 1,289 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $3,041,000 | 819 |
| Total noninterest expense | $6,374,000 | 2,135 |
| Salaries and employee benefits | $3,800,000 | 1,984 |
| Premises and equipment expense | $1,435,000 | 1,367 |
| Additional noninterest expense | $1,139,000 | 3,327 |
| Pre-tax net operating income | $1,811,000 | 3,050 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $79,000 | 4,632 |
| Income before extraordinary items | $1,732,000 | 2,675 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,732,000 | 2,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $216,000 | 1,868 |
| Cash dividends | $1,075,000 | 1,897 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 407 |
| Net operating income | $1,732,000 | 2,654 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,117,000 | 2,825 |
| Total interest expense | $3,684,000 | 2,504 |
| Net interest income | $3,433,000 | 3,178 |
| Provision for loan and lease losses | $19,000 | 5,379 |
| Total noninterest income | $1,991,000 | 1,331 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,991,000 | 857 |
| Total noninterest expense | $4,158,000 | 2,209 |
| Salaries and employee benefits | $2,497,000 | 2,041 |
| Premises and equipment expense | $918,000 | 1,453 |
| Additional noninterest expense | $743,000 | 3,383 |
| Pre-tax net operating income | $1,247,000 | 3,034 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $64,000 | 4,549 |
| Income before extraordinary items | $1,183,000 | 2,669 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,183,000 | 2,668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $203,000 | 1,328 |
| Cash dividends | $775,000 | 1,850 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 295 |
| Net operating income | $1,183,000 | 2,657 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,538,000 | 2,834 |
| Total interest expense | $1,860,000 | 2,463 |
| Net interest income | $1,678,000 | 3,236 |
| Provision for loan and lease losses | $9,000 | 5,108 |
| Total noninterest income | $1,010,000 | 1,301 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $1,010,000 | 835 |
| Total noninterest expense | $2,040,000 | 2,261 |
| Salaries and employee benefits | $1,244,000 | 2,065 |
| Premises and equipment expense | $433,000 | 1,553 |
| Additional noninterest expense | $363,000 | 3,435 |
| Pre-tax net operating income | $639,000 | 2,980 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $49,000 | 4,153 |
| Income before extraordinary items | $590,000 | 2,664 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $590,000 | 2,666 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 953 |
| Cash dividends | $250,000 | 2,166 |
| Sale, conversion, retirement of capital stock, net | $300,000 | 202 |
| Net operating income | $590,000 | 2,650 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $12,585,000 | 2,964 |
| Total interest expense | $6,271,000 | 2,499 |
| Net interest income | $6,314,000 | 3,394 |
| Provision for loan and lease losses | $252,000 | 3,085 |
| Total noninterest income | $4,056,000 | 1,284 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $4,056,000 | 807 |
| Total noninterest expense | $7,648,000 | 2,316 |
| Salaries and employee benefits | $4,553,000 | 2,141 |
| Premises and equipment expense | $1,714,000 | 1,504 |
| Additional noninterest expense | $1,381,000 | 3,519 |
| Pre-tax net operating income | $2,470,000 | 3,153 |
| Securities gains (losses) | $2,000 | 1,439 |
| Applicable income taxes | $197,000 | 4,305 |
| Income before extraordinary items | $2,275,000 | 2,820 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,275,000 | 2,821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 3,097 |
| Cash dividends | $1,232,000 | 2,219 |
| Sale, conversion, retirement of capital stock, net | $615,000 | 561 |
| Net operating income | $2,273,160 | 2,813 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $9,109,000 | 3,032 |
| Total interest expense | $4,420,000 | 2,561 |
| Net interest income | $4,689,000 | 3,435 |
| Provision for loan and lease losses | $195,000 | 2,911 |
| Total noninterest income | $3,067,000 | 1,293 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,067,000 | 803 |
| Total noninterest expense | $5,724,000 | 2,305 |
| Salaries and employee benefits | $3,422,000 | 2,149 |
| Premises and equipment expense | $1,275,000 | 1,526 |
| Additional noninterest expense | $1,027,000 | 3,537 |
| Pre-tax net operating income | $1,837,000 | 3,299 |
| Securities gains (losses) | $2,000 | 1,183 |
| Applicable income taxes | $147,000 | 4,495 |
| Income before extraordinary items | $1,692,000 | 2,930 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,692,000 | 2,930 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 2,767 |
| Cash dividends | $1,232,000 | 1,680 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,690,160 | 2,922 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,872,000 | 3,075 |
| Total interest expense | $2,814,000 | 2,574 |
| Net interest income | $3,058,000 | 3,499 |
| Provision for loan and lease losses | $121,000 | 2,975 |
| Total noninterest income | $2,057,000 | 1,282 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,057,000 | 795 |
| Total noninterest expense | $3,796,000 | 2,329 |
| Salaries and employee benefits | $2,304,000 | 2,134 |
| Premises and equipment expense | $822,000 | 1,576 |
| Additional noninterest expense | $670,000 | 3,611 |
| Pre-tax net operating income | $1,198,000 | 3,362 |
| Securities gains (losses) | $2,000 | 970 |
| Applicable income taxes | $97,000 | 4,544 |
| Income before extraordinary items | $1,103,000 | 2,979 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,103,000 | 2,981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,339 |
| Cash dividends | $924,000 | 1,546 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,101,160 | 2,970 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,859,000 | 3,090 |
| Total interest expense | $1,374,000 | 2,505 |
| Net interest income | $1,485,000 | 3,565 |
| Provision for loan and lease losses | $49,000 | 3,187 |
| Total noninterest income | $999,000 | 1,280 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $999,000 | 806 |
| Total noninterest expense | $1,888,000 | 2,353 |
| Salaries and employee benefits | $1,170,000 | 2,102 |
| Premises and equipment expense | $402,000 | 1,621 |
| Additional noninterest expense | $316,000 | 3,749 |
| Pre-tax net operating income | $547,000 | 3,545 |
| Securities gains (losses) | $2,000 | 793 |
| Applicable income taxes | $45,000 | 4,614 |
| Income before extraordinary items | $504,000 | 3,140 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $504,000 | 3,139 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,205 |
| Cash dividends | $308,000 | 1,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $502,160 | 3,126 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,935,000 | 3,167 |
| Total interest expense | $4,264,000 | 2,519 |
| Net interest income | $5,671,000 | 3,585 |
| Provision for loan and lease losses | $253,000 | 3,131 |
| Total noninterest income | $4,024,000 | 1,272 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $4,024,000 | 798 |
| Total noninterest expense | $6,261,000 | 2,650 |
| Salaries and employee benefits | $3,719,000 | 2,455 |
| Premises and equipment expense | $1,507,000 | 1,619 |
| Additional noninterest expense | $1,035,000 | 4,302 |
| Pre-tax net operating income | $3,181,000 | 2,638 |
| Securities gains (losses) | $110,000 | 670 |
| Applicable income taxes | $253,000 | 4,347 |
| Income before extraordinary items | $3,038,000 | 2,220 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,038,000 | 2,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $195,000 | 2,322 |
| Cash dividends | $1,468,000 | 1,861 |
| Sale, conversion, retirement of capital stock, net | $417,000 | 558 |
| Net operating income | $2,936,800 | 2,251 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,194,000 | 3,203 |
| Total interest expense | $2,967,000 | 2,559 |
| Net interest income | $4,227,000 | 3,599 |
| Provision for loan and lease losses | $185,000 | 3,084 |
| Total noninterest income | $2,730,000 | 1,391 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,730,000 | 878 |
| Total noninterest expense | $4,583,000 | 2,668 |
| Salaries and employee benefits | $2,734,000 | 2,468 |
| Premises and equipment expense | $1,096,000 | 1,661 |
| Additional noninterest expense | $753,000 | 4,385 |
| Pre-tax net operating income | $2,189,000 | 2,859 |
| Securities gains (losses) | $43,000 | 942 |
| Applicable income taxes | $177,000 | 4,593 |
| Income before extraordinary items | $2,055,000 | 2,432 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,055,000 | 2,432 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $183,000 | 1,786 |
| Cash dividends | $1,468,000 | 1,380 |
| Sale, conversion, retirement of capital stock, net | $417,000 | 422 |
| Net operating income | $2,015,440 | 2,442 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,634,000 | 3,225 |
| Total interest expense | $1,817,000 | 2,616 |
| Net interest income | $2,817,000 | 3,583 |
| Provision for loan and lease losses | $96,000 | 3,425 |
| Total noninterest income | $1,750,000 | 1,414 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,750,000 | 894 |
| Total noninterest expense | $2,987,000 | 2,704 |
| Salaries and employee benefits | $1,823,000 | 2,449 |
| Premises and equipment expense | $693,000 | 1,727 |
| Additional noninterest expense | $471,000 | 4,584 |
| Pre-tax net operating income | $1,484,000 | 2,777 |
| Securities gains (losses) | $-2,000 | 7,723 |
| Applicable income taxes | $117,000 | 4,603 |
| Income before extraordinary items | $1,365,000 | 2,382 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,365,000 | 2,382 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $178,000 | 1,307 |
| Cash dividends | $1,160,000 | 1,160 |
| Sale, conversion, retirement of capital stock, net | $417,000 | 307 |
| Net operating income | $1,366,840 | 2,357 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,241,000 | 3,291 |
| Total interest expense | $862,000 | 2,627 |
| Net interest income | $1,379,000 | 3,653 |
| Provision for loan and lease losses | $31,000 | 3,901 |
| Total noninterest income | $893,000 | 1,370 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $893,000 | 863 |
| Total noninterest expense | $1,451,000 | 2,802 |
| Salaries and employee benefits | $880,000 | 2,547 |
| Premises and equipment expense | $339,000 | 1,773 |
| Additional noninterest expense | $232,000 | 4,619 |
| Pre-tax net operating income | $790,000 | 2,601 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $62,000 | 4,479 |
| Income before extraordinary items | $728,000 | 2,258 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $728,000 | 2,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,394 |
| Cash dividends | $552,000 | 1,117 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $728,000 | 2,224 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,430,000 | 3,282 |
| Total interest expense | $3,011,000 | 2,627 |
| Net interest income | $5,419,000 | 3,572 |
| Provision for loan and lease losses | $126,000 | 4,536 |
| Total noninterest income | $3,078,000 | 1,565 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,078,000 | 963 |
| Total noninterest expense | $5,545,000 | 2,841 |
| Salaries and employee benefits | $3,276,000 | 2,628 |
| Premises and equipment expense | $1,248,000 | 1,839 |
| Additional noninterest expense | $1,021,000 | 4,266 |
| Pre-tax net operating income | $2,826,000 | 2,720 |
| Securities gains (losses) | $42,000 | 1,872 |
| Applicable income taxes | $234,000 | 4,540 |
| Income before extraordinary items | $2,634,000 | 2,319 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,634,000 | 2,321 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,046 |
| Cash dividends | $1,200,000 | 2,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,595,360 | 2,295 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,250,000 | 3,279 |
| Total interest expense | $2,197,000 | 2,640 |
| Net interest income | $4,053,000 | 3,560 |
| Provision for loan and lease losses | $95,000 | 4,360 |
| Total noninterest income | $2,326,000 | 1,566 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,326,000 | 969 |
| Total noninterest expense | $4,070,000 | 2,874 |
| Salaries and employee benefits | $2,396,000 | 2,663 |
| Premises and equipment expense | $938,000 | 1,849 |
| Additional noninterest expense | $736,000 | 4,351 |
| Pre-tax net operating income | $2,214,000 | 2,641 |
| Securities gains (losses) | $34,000 | 1,949 |
| Applicable income taxes | $184,000 | 4,571 |
| Income before extraordinary items | $2,064,000 | 2,263 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,064,000 | 2,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 4,384 |
| Cash dividends | $1,200,000 | 1,492 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,032,720 | 2,229 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,103,000 | 3,321 |
| Total interest expense | $1,407,000 | 2,718 |
| Net interest income | $2,696,000 | 3,554 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $1,495,000 | 1,596 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,495,000 | 991 |
| Total noninterest expense | $2,682,000 | 2,900 |
| Salaries and employee benefits | $1,607,000 | 2,660 |
| Premises and equipment expense | $614,000 | 1,860 |
| Additional noninterest expense | $461,000 | 4,600 |
| Pre-tax net operating income | $1,509,000 | 2,574 |
| Securities gains (losses) | $34,000 | 1,708 |
| Applicable income taxes | $129,000 | 4,494 |
| Income before extraordinary items | $1,414,000 | 2,178 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,414,000 | 2,179 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,267 |
| Cash dividends | $900,000 | 1,395 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,382,720 | 2,165 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,065,000 | 3,303 |
| Total interest expense | $704,000 | 2,735 |
| Net interest income | $1,361,000 | 3,522 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $723,000 | 1,626 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $723,000 | 998 |
| Total noninterest expense | $1,330,000 | 2,924 |
| Salaries and employee benefits | $804,000 | 2,670 |
| Premises and equipment expense | $307,000 | 1,890 |
| Additional noninterest expense | $219,000 | 4,739 |
| Pre-tax net operating income | $754,000 | 2,553 |
| Securities gains (losses) | $34,000 | 1,420 |
| Applicable income taxes | $69,000 | 4,370 |
| Income before extraordinary items | $719,000 | 2,122 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $719,000 | 2,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,075 |
| Cash dividends | $300,000 | 1,707 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $688,060 | 2,134 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,975,000 | 3,455 |
| Total interest expense | $3,068,000 | 2,807 |
| Net interest income | $4,907,000 | 3,729 |
| Provision for loan and lease losses | $348,000 | 2,876 |
| Total noninterest income | $3,081,000 | 1,654 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $3,081,000 | 1,072 |
| Total noninterest expense | $4,941,000 | 3,077 |
| Salaries and employee benefits | $3,035,000 | 2,737 |
| Premises and equipment expense | $1,099,000 | 2,071 |
| Additional noninterest expense | $807,000 | 5,018 |
| Pre-tax net operating income | $2,699,000 | 2,724 |
| Securities gains (losses) | $27,000 | 3,018 |
| Applicable income taxes | $214,000 | 4,830 |
| Income before extraordinary items | $2,512,000 | 2,366 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,512,000 | 2,369 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $158,000 | 3,268 |
| Cash dividends | $1,200,000 | 2,037 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,487,160 | 2,275 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,972,000 | 3,508 |
| Total interest expense | $2,353,000 | 2,837 |
| Net interest income | $3,619,000 | 3,803 |
| Provision for loan and lease losses | $219,000 | 3,197 |
| Total noninterest income | $2,333,000 | 1,678 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,333,000 | 1,108 |
| Total noninterest expense | $3,691,000 | 3,082 |
| Salaries and employee benefits | $2,278,000 | 2,746 |
| Premises and equipment expense | $815,000 | 2,110 |
| Additional noninterest expense | $598,000 | 5,006 |
| Pre-tax net operating income | $2,042,000 | 2,806 |
| Securities gains (losses) | $27,000 | 2,773 |
| Applicable income taxes | $160,000 | 4,998 |
| Income before extraordinary items | $1,909,000 | 2,429 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,909,000 | 2,428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 2,624 |
| Cash dividends | $1,200,000 | 1,511 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,884,160 | 2,332 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,990,000 | 3,529 |
| Total interest expense | $1,614,000 | 2,854 |
| Net interest income | $2,376,000 | 3,855 |
| Provision for loan and lease losses | $61,000 | 4,676 |
| Total noninterest income | $1,541,000 | 1,684 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,541,000 | 1,117 |
| Total noninterest expense | $2,434,000 | 3,118 |
| Salaries and employee benefits | $1,526,000 | 2,740 |
| Premises and equipment expense | $530,000 | 2,143 |
| Additional noninterest expense | $378,000 | 5,211 |
| Pre-tax net operating income | $1,422,000 | 2,706 |
| Securities gains (losses) | $27,000 | 2,433 |
| Applicable income taxes | $110,000 | 4,991 |
| Income before extraordinary items | $1,339,000 | 2,322 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,339,000 | 2,320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 2,149 |
| Cash dividends | $900,000 | 1,425 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,314,160 | 2,235 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,996,000 | 3,530 |
| Total interest expense | $815,000 | 2,891 |
| Net interest income | $1,181,000 | 3,876 |
| Provision for loan and lease losses | $34,000 | 4,352 |
| Total noninterest income | $728,000 | 1,721 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $728,000 | 1,134 |
| Total noninterest expense | $1,183,000 | 3,196 |
| Salaries and employee benefits | $748,000 | 2,777 |
| Premises and equipment expense | $251,000 | 2,246 |
| Additional noninterest expense | $184,000 | 5,272 |
| Pre-tax net operating income | $692,000 | 2,758 |
| Securities gains (losses) | $22,000 | 1,846 |
| Applicable income taxes | $52,000 | 5,042 |
| Income before extraordinary items | $662,000 | 2,315 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $662,000 | 2,313 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,384 |
| Cash dividends | $300,000 | 1,748 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $641,540 | 2,252 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,956,000 | 3,660 |
| Total interest expense | $3,455,000 | 3,143 |
| Net interest income | $4,501,000 | 3,992 |
| Provision for loan and lease losses | $326,000 | 3,269 |
| Total noninterest income | $2,449,000 | 1,821 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,449,000 | 1,142 |
| Total noninterest expense | $4,454,000 | 3,252 |
| Salaries and employee benefits | $2,687,000 | 2,929 |
| Premises and equipment expense | $997,000 | 2,192 |
| Additional noninterest expense | $770,000 | 5,066 |
| Pre-tax net operating income | $2,170,000 | 3,243 |
| Securities gains (losses) | $1,000 | 4,369 |
| Applicable income taxes | $155,000 | 5,481 |
| Income before extraordinary items | $2,016,000 | 2,783 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,016,000 | 2,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,566 |
| Cash dividends | $750,000 | 2,751 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,015,070 | 2,691 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,551,000 | 3,795 |
| Total interest expense | $4,875,000 | 3,218 |
| Net interest income | $3,676,000 | 4,411 |
| Provision for loan and lease losses | $273,000 | 3,422 |
| Total noninterest income | $2,230,000 | 1,846 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $2,230,000 | 1,148 |
| Total noninterest expense | $4,113,000 | 3,347 |
| Salaries and employee benefits | $2,223,000 | 3,292 |
| Premises and equipment expense | $971,000 | 2,203 |
| Additional noninterest expense | $919,000 | 4,338 |
| Pre-tax net operating income | $1,520,000 | 3,823 |
| Securities gains (losses) | $8,000 | 3,714 |
| Applicable income taxes | $120,000 | 5,770 |
| Income before extraordinary items | $1,408,000 | 3,386 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,408,000 | 3,390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 3,302 |
| Cash dividends | $575,000 | 3,228 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,400,640 | 3,302 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,014,000 | 4,123 |
| Total interest expense | $4,948,000 | 3,353 |
| Net interest income | $3,066,000 | 5,078 |
| Provision for loan and lease losses | $152,000 | 4,371 |
| Total noninterest income | $2,074,000 | 1,820 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,074,000 | 1,102 |
| Total noninterest expense | $3,730,000 | 3,516 |
| Salaries and employee benefits | $2,081,000 | 3,356 |
| Premises and equipment expense | $875,000 | 2,364 |
| Additional noninterest expense | $774,000 | 4,841 |
| Pre-tax net operating income | $1,258,000 | 4,607 |
| Securities gains (losses) | $50,000 | 720 |
| Applicable income taxes | $107,000 | 6,431 |
| Income before extraordinary items | $1,201,000 | 3,862 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,201,000 | 3,862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 4,794 |
| Cash dividends | $375,000 | 4,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,155,000 | 3,953 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,577,000 | 4,629 |
| Total interest expense | $3,661,000 | 3,879 |
| Net interest income | $2,916,000 | 5,268 |
| Provision for loan and lease losses | $152,000 | 4,213 |
| Total noninterest income | $1,947,000 | 1,893 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,947,000 | 1,182 |
| Total noninterest expense | $3,424,000 | 3,770 |
| Salaries and employee benefits | $1,880,000 | 3,619 |
| Premises and equipment expense | $817,000 | 2,484 |
| Additional noninterest expense | $727,000 | 5,124 |
| Pre-tax net operating income | $1,287,000 | 4,556 |
| Securities gains (losses) | $-8,000 | 9,241 |
| Applicable income taxes | $264,000 | 5,088 |
| Income before extraordinary items | $1,015,000 | 4,392 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,015,000 | 4,393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,056 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $-60,000 | 10,083 |
| Net operating income | $1,021,320 | 4,334 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,094,000 | 4,944 |
| Total interest expense | $3,559,000 | 4,064 |
| Net interest income | $2,535,000 | 5,802 |
| Provision for loan and lease losses | $108,000 | 4,961 |
| Total noninterest income | $1,606,000 | 2,153 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,606,000 | 1,339 |
| Total noninterest expense | $2,902,000 | 4,248 |
| Salaries and employee benefits | $1,529,000 | 4,181 |
| Premises and equipment expense | $754,000 | 2,581 |
| Additional noninterest expense | $619,000 | 5,629 |
| Pre-tax net operating income | $1,131,000 | 5,064 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $299,000 | 5,175 |
| Income before extraordinary items | $832,000 | 5,062 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $832,000 | 5,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,759 |
| Cash dividends | $160,000 | 5,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $832,000 | 4,982 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,733,000 | 5,235 |
| Total interest expense | $3,280,000 | 4,358 |
| Net interest income | $2,453,000 | 6,133 |
| Provision for loan and lease losses | $95,000 | 5,292 |
| Total noninterest income | $1,384,000 | 2,353 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,384,000 | 1,399 |
| Total noninterest expense | $2,575,000 | 4,675 |
| Salaries and employee benefits | $1,387,000 | 4,546 |
| Premises and equipment expense | $655,000 | 2,914 |
| Additional noninterest expense | $533,000 | 6,250 |
| Pre-tax net operating income | $1,167,000 | 5,329 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $387,000 | 4,974 |
| Income before extraordinary items | $780,000 | 5,540 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $780,000 | 5,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 5,034 |
| Cash dividends | $160,000 | 5,769 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $780,000 | 5,499 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,382,000 | 5,619 |
| Total interest expense | $2,918,000 | 4,905 |
| Net interest income | $2,464,000 | 6,253 |
| Provision for loan and lease losses | $92,000 | 5,306 |
| Total noninterest income | $1,113,000 | 2,855 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,113,000 | 1,683 |
| Total noninterest expense | $2,540,000 | 4,936 |
| Salaries and employee benefits | $1,105,000 | 5,568 |
| Premises and equipment expense | $425,000 | 4,323 |
| Additional noninterest expense | $1,010,000 | 4,374 |
| Pre-tax net operating income | $945,000 | 5,939 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $301,000 | 5,818 |
| Income before extraordinary items | $644,000 | 6,019 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $644,000 | 6,021 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 5,266 |
| Cash dividends | $160,000 | 5,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $644,000 | 5,959 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,891,000 | 6,085 |
| Total interest expense | $2,920,000 | 4,881 |
| Net interest income | $1,971,000 | 7,379 |
| Provision for loan and lease losses | $55,000 | 6,005 |
| Total noninterest income | $703,000 | 4,073 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $703,000 | 2,290 |
| Total noninterest expense | $1,701,000 | 6,732 |
| Salaries and employee benefits | $777,000 | 7,228 |
| Premises and equipment expense | $388,000 | 4,661 |
| Additional noninterest expense | $536,000 | 6,982 |
| Pre-tax net operating income | $918,000 | 6,336 |
| Securities gains (losses) | $-5,000 | 9,676 |
| Applicable income taxes | $298,000 | 6,021 |
| Income before extraordinary items | $615,000 | 6,529 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $615,000 | 6,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,712 |
| Cash dividends | $150,000 | 6,032 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $618,350 | 6,495 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,715,000 | 7,049 |
| Total interest expense | $1,907,000 | 5,820 |
| Net interest income | $1,808,000 | 8,024 |
| Provision for loan and lease losses | $29,000 | 7,250 |
| Total noninterest income | $618,000 | 4,554 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $618,000 | 2,528 |
| Total noninterest expense | $1,595,000 | 7,320 |
| Salaries and employee benefits | $726,000 | 7,701 |
| Premises and equipment expense | $410,000 | 4,488 |
| Additional noninterest expense | $459,000 | 8,241 |
| Pre-tax net operating income | $802,000 | 6,854 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $246,000 | 6,601 |
| Income before extraordinary items | $556,000 | 6,857 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $556,000 | 6,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,338 |
| Cash dividends | $150,000 | 6,052 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $556,000 | 6,912 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,369,000 | 7,727 |
| Total interest expense | $1,545,000 | 7,064 |
| Net interest income | $1,824,000 | 8,175 |
| Provision for loan and lease losses | $89,000 | 6,111 |
| Total noninterest income | $534,000 | 5,356 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $534,000 | 3,122 |
| Total noninterest expense | $1,585,000 | 7,543 |
| Salaries and employee benefits | $752,000 | 7,630 |
| Premises and equipment expense | $391,000 | 4,806 |
| Additional noninterest expense | $442,000 | 8,801 |
| Pre-tax net operating income | $684,000 | 7,449 |
| Securities gains (losses) | $45,000 | 3,566 |
| Applicable income taxes | $181,000 | 7,990 |
| Income before extraordinary items | $548,000 | 7,159 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $548,000 | 7,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 4,830 |
| Cash dividends | $140,000 | 6,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $514,250 | 7,197 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,480,000 | 8,213 |
| Total interest expense | $1,768,000 | 7,715 |
| Net interest income | $1,712,000 | 8,611 |
| Provision for loan and lease losses | $81,000 | 7,858 |
| Total noninterest income | $479,000 | 5,803 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $479,000 | 3,273 |
| Total noninterest expense | $1,482,000 | 7,979 |
| Salaries and employee benefits | $667,000 | 8,249 |
| Premises and equipment expense | $381,000 | 4,982 |
| Additional noninterest expense | $434,000 | 9,156 |
| Pre-tax net operating income | $628,000 | 7,531 |
| Securities gains (losses) | $-2,000 | 12,861 |
| Applicable income taxes | $196,000 | 7,643 |
| Income before extraordinary items | $429,000 | 7,940 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $429,000 | 8,065 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 6,201 |
| Cash dividends | $100,000 | 6,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $430,380 | 7,570 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.