Home > Progressive Bank > Income and Expense

Progressive Bank, Income and Expense

2018-03-31 (YTD Data)		Rank
Total interest income	$2,387,000	2,587
Total interest expense	$231,000	2,858
Net interest income	$2,156,000	2,529
Provision for loan and lease losses	$0	3,508
Total noninterest income	$232,000	2,962
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$66,000	2,967
Trading account gains and fees	$0	123
Additional Noninterest Income	$166,000	2,703
Total noninterest expense	$1,977,000	2,295
Salaries and employee benefits	$1,091,000	2,361
Premises and equipment expense	$416,000	1,406
Additional noninterest expense	$470,000	2,745
Pre-tax net operating income	$411,000	3,407
Securities gains (losses)	$-11,000	5,228
Applicable income taxes	$33,000	2,965
Income before extraordinary items	$367,000	3,386
Extraordinary gains, net	$0	7
Net income	$367,000	3,386
Minority interest net income	$0	52
Net income of bank and minority interests.	$367,000	3,386
Net charge-offs	$-1,000	3,770
Cash dividends	$525,000	1,136
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$377,120	3,338
2017-12-31 (YTD Data)		Rank
Total interest income	$9,808,000	2,483
Total interest expense	$937,000	2,658
Net interest income	$8,871,000	2,437
Provision for loan and lease losses	$1,075,000	843
Total noninterest income	$889,000	3,128
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$294,000	2,898
Trading account gains and fees	$0	151
Additional Noninterest Income	$595,000	2,941
Total noninterest expense	$8,111,000	2,242
Salaries and employee benefits	$4,254,000	2,369
Premises and equipment expense	$1,722,000	1,334
Additional noninterest expense	$2,135,000	2,537
Pre-tax net operating income	$574,000	4,630
Securities gains (losses)	$4,000	1,851
Applicable income taxes	$313,000	2,727
Income before extraordinary items	$265,000	4,923
Extraordinary gains, net	$0	9
Net income	$265,000	4,923
Minority interest net income	$0	76
Net income of bank and minority interests.	$265,000	4,923
Net charge-offs	$1,101,000	644
Cash dividends	$1,652,000	1,623
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$262,440	4,916
2017-09-30 (YTD Data)		Rank
Total interest income	$7,385,000	2,483
Total interest expense	$702,000	2,637
Net interest income	$6,683,000	2,434
Provision for loan and lease losses	$1,075,000	656
Total noninterest income	$737,000	2,993
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$220,000	2,922
Trading account gains and fees	$0	145
Additional Noninterest Income	$517,000	2,772
Total noninterest expense	$6,151,000	2,236
Salaries and employee benefits	$3,187,000	2,383
Premises and equipment expense	$1,327,000	1,322
Additional noninterest expense	$1,637,000	2,506
Pre-tax net operating income	$194,000	5,195
Securities gains (losses)	$4,000	1,878
Applicable income taxes	$-219,000	5,682
Income before extraordinary items	$417,000	4,603
Extraordinary gains, net	$0	9
Net income	$417,000	4,603
Minority interest net income	$0	71
Net income of bank and minority interests.	$417,000	4,603
Net charge-offs	$1,101,000	470
Cash dividends	$1,059,000	1,634
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$413,000	4,602
2017-06-30 (YTD Data)		Rank
Total interest income	$4,951,000	2,454
Total interest expense	$472,000	2,588
Net interest income	$4,479,000	2,410
Provision for loan and lease losses	$1,075,000	478
Total noninterest income	$513,000	2,927
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$148,000	2,899
Trading account gains and fees	$0	139
Additional Noninterest Income	$365,000	2,703
Total noninterest expense	$4,175,000	2,217
Salaries and employee benefits	$2,146,000	2,380
Premises and equipment expense	$920,000	1,280
Additional noninterest expense	$1,109,000	2,484
Pre-tax net operating income	$-258,000	5,681
Securities gains (losses)	$0	1,906
Applicable income taxes	$-304,000	5,753
Income before extraordinary items	$46,000	5,442
Extraordinary gains, net	$0	11
Net income	$46,000	5,441
Minority interest net income	$0	71
Net income of bank and minority interests.	$46,000	5,442
Net charge-offs	$1,097,000	337
Cash dividends	$689,000	1,664
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$46,000	5,442
2017-03-31 (YTD Data)		Rank
Total interest income	$2,386,000	2,519
Total interest expense	$239,000	2,533
Net interest income	$2,147,000	2,502
Provision for loan and lease losses	$0	3,537
Total noninterest income	$245,000	2,993
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$75,000	2,881
Trading account gains and fees	$0	142
Additional Noninterest Income	$170,000	2,773
Total noninterest expense	$2,067,000	2,250
Salaries and employee benefits	$1,072,000	2,404
Premises and equipment expense	$463,000	1,279
Additional noninterest expense	$532,000	2,544
Pre-tax net operating income	$325,000	3,713
Securities gains (losses)	$0	1,153
Applicable income taxes	$16,000	3,449
Income before extraordinary items	$309,000	3,557
Extraordinary gains, net	$0	8
Net income	$309,000	3,556
Minority interest net income	$0	55
Net income of bank and minority interests.	$309,000	3,557
Net charge-offs	$0	2,943
Cash dividends	$345,000	1,532
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$309,000	3,528
2016-12-31 (YTD Data)		Rank
Total interest income	$9,184,000	2,582
Total interest expense	$1,191,000	2,144
Net interest income	$7,993,000	2,627
Provision for loan and lease losses	$0	4,332
Total noninterest income	$956,000	3,108
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$335,000	2,768
Trading account gains and fees	$0	170
Additional Noninterest Income	$621,000	2,978
Total noninterest expense	$8,275,000	2,226
Salaries and employee benefits	$4,233,000	2,394
Premises and equipment expense	$1,748,000	1,326
Additional noninterest expense	$2,294,000	2,477
Pre-tax net operating income	$674,000	4,547
Securities gains (losses)	$1,101,000	210
Applicable income taxes	$222,000	2,863
Income before extraordinary items	$1,553,000	3,223
Extraordinary gains, net	$0	5
Net income	$1,553,000	3,223
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,553,000	3,223
Net charge-offs	$1,000	4,216
Cash dividends	$1,378,000	1,801
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$595,130	4,495
2016-09-30 (YTD Data)		Rank
Total interest income	$6,902,000	2,590
Total interest expense	$929,000	2,084
Net interest income	$5,973,000	2,640
Provision for loan and lease losses	$0	4,186
Total noninterest income	$725,000	3,097
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$252,000	2,768
Trading account gains and fees	$0	169
Additional Noninterest Income	$473,000	2,974
Total noninterest expense	$6,191,000	2,229
Salaries and employee benefits	$3,157,000	2,393
Premises and equipment expense	$1,304,000	1,342
Additional noninterest expense	$1,730,000	2,476
Pre-tax net operating income	$507,000	4,623
Securities gains (losses)	$1,101,000	183
Applicable income taxes	$202,000	2,799
Income before extraordinary items	$1,406,000	2,919
Extraordinary gains, net	$0	5
Net income	$1,406,000	2,919
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,406,000	2,919
Net charge-offs	$4,000	3,666
Cash dividends	$1,034,000	1,627
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$448,130	4,565
2016-06-30 (YTD Data)		Rank
Total interest income	$4,642,000	2,571
Total interest expense	$624,000	2,071
Net interest income	$4,018,000	2,630
Provision for loan and lease losses	$0	4,017
Total noninterest income	$488,000	3,068
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$163,000	2,808
Trading account gains and fees	$0	157
Additional Noninterest Income	$325,000	2,925
Total noninterest expense	$4,052,000	2,276
Salaries and employee benefits	$2,093,000	2,421
Premises and equipment expense	$888,000	1,313
Additional noninterest expense	$1,071,000	2,646
Pre-tax net operating income	$454,000	4,297
Securities gains (losses)	$548,000	259
Applicable income taxes	$98,000	3,013
Income before extraordinary items	$904,000	2,961
Extraordinary gains, net	$0	16
Net income	$904,000	2,959
Minority interest net income	$0	71
Net income of bank and minority interests.	$904,000	2,960
Net charge-offs	$2,000	3,496
Cash dividends	$689,000	1,652
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$410,800	4,166
2016-03-31 (YTD Data)		Rank
Total interest income	$2,317,000	2,570
Total interest expense	$318,000	2,049
Net interest income	$1,999,000	2,639
Provision for loan and lease losses	$0	3,656
Total noninterest income	$245,000	3,052
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$74,000	2,958
Trading account gains and fees	$0	142
Additional Noninterest Income	$171,000	2,826
Total noninterest expense	$1,980,000	2,328
Salaries and employee benefits	$1,029,000	2,461
Premises and equipment expense	$449,000	1,310
Additional noninterest expense	$502,000	2,767
Pre-tax net operating income	$264,000	4,056
Securities gains (losses)	$548,000	123
Applicable income taxes	$155,000	2,072
Income before extraordinary items	$657,000	2,304
Extraordinary gains, net	$0	12
Net income	$657,000	2,304
Minority interest net income	$0	62
Net income of bank and minority interests.	$657,000	2,304
Net charge-offs	$-1,000	4,102
Cash dividends	$344,000	1,513
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$213,120	4,094
2015-12-31 (YTD Data)		Rank
Total interest income	$10,375,000	2,300
Total interest expense	$1,377,000	1,903
Net interest income	$8,998,000	2,351
Provision for loan and lease losses	$30,000	3,863
Total noninterest income	$950,000	3,159
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$313,000	2,943
Trading account gains and fees	$0	159
Additional Noninterest Income	$637,000	2,961
Total noninterest expense	$8,262,000	2,232
Salaries and employee benefits	$4,176,000	2,399
Premises and equipment expense	$1,693,000	1,366
Additional noninterest expense	$2,393,000	2,428
Pre-tax net operating income	$1,656,000	3,334
Securities gains (losses)	$1,154,000	181
Applicable income taxes	$371,000	2,478
Income before extraordinary items	$2,439,000	2,381
Extraordinary gains, net	$0	23
Net income	$2,439,000	2,382
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,439,000	2,383
Net charge-offs	$45,000	3,329
Cash dividends	$1,418,000	1,715
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$1,435,020	3,253
2015-09-30 (YTD Data)		Rank
Total interest income	$7,158,000	2,479
Total interest expense	$1,043,000	1,907
Net interest income	$6,115,000	2,569
Provision for loan and lease losses	$30,000	3,604
Total noninterest income	$700,000	3,202
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$233,000	2,984
Trading account gains and fees	$0	153
Additional Noninterest Income	$467,000	3,005
Total noninterest expense	$6,101,000	2,266
Salaries and employee benefits	$3,040,000	2,473
Premises and equipment expense	$1,271,000	1,384
Additional noninterest expense	$1,790,000	2,419
Pre-tax net operating income	$684,000	4,317
Securities gains (losses)	$1,154,000	159
Applicable income taxes	$200,000	2,822
Income before extraordinary items	$1,638,000	2,612
Extraordinary gains, net	$0	21
Net income	$1,638,000	2,612
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,638,000	2,613
Net charge-offs	$52,000	2,750
Cash dividends	$1,074,000	1,538
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$610,940	4,253
2015-06-30 (YTD Data)		Rank
Total interest income	$4,832,000	2,459
Total interest expense	$698,000	1,904
Net interest income	$4,134,000	2,534
Provision for loan and lease losses	$0	4,069
Total noninterest income	$459,000	3,237
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$149,000	3,038
Trading account gains and fees	$0	157
Additional Noninterest Income	$310,000	3,029
Total noninterest expense	$4,069,000	2,265
Salaries and employee benefits	$1,999,000	2,519
Premises and equipment expense	$864,000	1,362
Additional noninterest expense	$1,206,000	2,415
Pre-tax net operating income	$524,000	4,111
Securities gains (losses)	$1,154,000	124
Applicable income taxes	$290,000	2,150
Income before extraordinary items	$1,388,000	2,185
Extraordinary gains, net	$0	22
Net income	$1,388,000	2,188
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,388,000	2,188
Net charge-offs	$55,000	2,233
Cash dividends	$709,000	1,571
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$430,180	4,135
2015-03-31 (YTD Data)		Rank
Total interest income	$2,530,000	2,360
Total interest expense	$351,000	1,913
Net interest income	$2,179,000	2,424
Provision for loan and lease losses	$0	3,703
Total noninterest income	$238,000	3,122
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$74,000	3,026
Trading account gains and fees	$0	152
Additional Noninterest Income	$164,000	2,898
Total noninterest expense	$2,014,000	2,291
Salaries and employee benefits	$990,000	2,551
Premises and equipment expense	$438,000	1,371
Additional noninterest expense	$586,000	2,466
Pre-tax net operating income	$403,000	3,363
Securities gains (losses)	$956,000	94
Applicable income taxes	$325,000	1,363
Income before extraordinary items	$1,034,000	1,551
Extraordinary gains, net	$0	13
Net income	$1,034,000	1,551
Minority interest net income	$0	64
Net income of bank and minority interests.	$1,034,000	1,553
Net charge-offs	$2,000	2,999
Cash dividends	$344,000	1,434
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$307,440	3,512
2014-12-31 (YTD Data)		Rank
Total interest income	$9,593,000	2,494
Total interest expense	$1,449,000	1,949
Net interest income	$8,144,000	2,580
Provision for loan and lease losses	$0	4,603
Total noninterest income	$1,051,000	3,040
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$374,000	2,792
Trading account gains and fees	$0	180
Additional Noninterest Income	$677,000	2,869
Total noninterest expense	$8,003,000	2,318
Salaries and employee benefits	$3,918,000	2,546
Premises and equipment expense	$1,689,000	1,404
Additional noninterest expense	$2,396,000	2,485
Pre-tax net operating income	$1,192,000	3,859
Securities gains (losses)	$820,000	254
Applicable income taxes	$87,000	3,462
Income before extraordinary items	$1,925,000	2,766
Extraordinary gains, net	$0	17
Net income	$1,925,000	2,764
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,925,000	2,766
Net charge-offs	$52,000	3,737
Cash dividends	$1,378,000	1,669
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,137,800	3,673
2014-09-30 (YTD Data)		Rank
Total interest income	$7,212,000	2,503
Total interest expense	$1,086,000	1,978
Net interest income	$6,126,000	2,590
Provision for loan and lease losses	$0	4,401
Total noninterest income	$752,000	3,141
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$279,000	2,846
Trading account gains and fees	$0	174
Additional Noninterest Income	$473,000	2,980
Total noninterest expense	$5,905,000	2,352
Salaries and employee benefits	$2,879,000	2,587
Premises and equipment expense	$1,246,000	1,437
Additional noninterest expense	$1,780,000	2,528
Pre-tax net operating income	$973,000	3,808
Securities gains (losses)	$819,000	190
Applicable income taxes	$13,000	4,124
Income before extraordinary items	$1,779,000	2,414
Extraordinary gains, net	$0	15
Net income	$1,779,000	2,415
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,779,000	2,414
Net charge-offs	$53,000	3,206
Cash dividends	$1,033,000	1,488
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$968,190	3,511
2014-06-30 (YTD Data)		Rank
Total interest income	$4,788,000	2,511
Total interest expense	$721,000	1,998
Net interest income	$4,067,000	2,596
Provision for loan and lease losses	$0	4,196
Total noninterest income	$499,000	3,119
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$179,000	2,911
Trading account gains and fees	$0	172
Additional Noninterest Income	$320,000	2,948
Total noninterest expense	$3,894,000	2,382
Salaries and employee benefits	$1,844,000	2,688
Premises and equipment expense	$850,000	1,408
Additional noninterest expense	$1,200,000	2,489
Pre-tax net operating income	$672,000	3,669
Securities gains (losses)	$211,000	470
Applicable income taxes	$-124,000	6,523
Income before extraordinary items	$1,007,000	2,628
Extraordinary gains, net	$0	20
Net income	$1,007,000	2,632
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,007,000	2,632
Net charge-offs	$1,000	4,238
Cash dividends	$689,000	1,514
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$796,000	3,052
2014-03-31 (YTD Data)		Rank
Total interest income	$2,408,000	2,491
Total interest expense	$365,000	2,010
Net interest income	$2,043,000	2,579
Provision for loan and lease losses	$0	3,817
Total noninterest income	$256,000	3,025
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$86,000	2,964
Trading account gains and fees	$0	147
Additional Noninterest Income	$170,000	2,788
Total noninterest expense	$1,905,000	2,447
Salaries and employee benefits	$909,000	2,731
Premises and equipment expense	$430,000	1,415
Additional noninterest expense	$566,000	2,620
Pre-tax net operating income	$394,000	3,314
Securities gains (losses)	$-49,000	6,587
Applicable income taxes	$-104,000	6,629
Income before extraordinary items	$449,000	2,784
Extraordinary gains, net	$0	16
Net income	$449,000	2,787
Minority interest net income	$0	66
Net income of bank and minority interests.	$449,000	2,787
Net charge-offs	$-1,000	4,711
Cash dividends	$344,000	1,347
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$498,000	2,531
2013-12-31 (YTD Data)		Rank
Total interest income	$9,407,000	2,564
Total interest expense	$1,524,000	2,135
Net interest income	$7,883,000	2,637
Provision for loan and lease losses	$-400,000	6,555
Total noninterest income	$1,048,000	3,111
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$408,000	2,765
Trading account gains and fees	$0	184
Additional Noninterest Income	$640,000	3,008
Total noninterest expense	$7,593,000	2,456
Salaries and employee benefits	$3,721,000	2,657
Premises and equipment expense	$1,617,000	1,470
Additional noninterest expense	$2,255,000	2,718
Pre-tax net operating income	$1,738,000	3,123
Securities gains (losses)	$373,000	584
Applicable income taxes	$-160,000	6,529
Income before extraordinary items	$2,271,000	2,353
Extraordinary gains, net	$0	29
Net income	$2,271,000	2,357
Minority interest net income	$0	90
Net income of bank and minority interests.	$2,271,000	2,356
Net charge-offs	$-84,000	6,497
Cash dividends	$1,318,000	1,596
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,898,000	2,647
2013-09-30 (YTD Data)		Rank
Total interest income	$7,008,000	2,603
Total interest expense	$1,142,000	2,196
Net interest income	$5,866,000	2,665
Provision for loan and lease losses	$0	4,941
Total noninterest income	$792,000	3,148
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$305,000	2,789
Trading account gains and fees	$0	180
Additional Noninterest Income	$487,000	3,060
Total noninterest expense	$5,677,000	2,460
Salaries and employee benefits	$2,788,000	2,658
Premises and equipment expense	$1,214,000	1,484
Additional noninterest expense	$1,675,000	2,731
Pre-tax net operating income	$981,000	3,718
Securities gains (losses)	$0	3,040
Applicable income taxes	$-234,000	6,752
Income before extraordinary items	$1,215,000	3,056
Extraordinary gains, net	$0	25
Net income	$1,215,000	3,061
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,215,000	3,061
Net charge-offs	$-88,000	6,567
Cash dividends	$988,000	1,476
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,215,000	2,980
2013-06-30 (YTD Data)		Rank
Total interest income	$4,658,000	2,613
Total interest expense	$764,000	2,233
Net interest income	$3,894,000	2,667
Provision for loan and lease losses	$0	4,788
Total noninterest income	$524,000	3,209
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$193,000	2,866
Trading account gains and fees	$0	157
Additional Noninterest Income	$331,000	3,068
Total noninterest expense	$3,742,000	2,478
Salaries and employee benefits	$1,825,000	2,725
Premises and equipment expense	$804,000	1,496
Additional noninterest expense	$1,113,000	2,715
Pre-tax net operating income	$676,000	3,627
Securities gains (losses)	$0	2,791
Applicable income taxes	$-141,000	6,792
Income before extraordinary items	$817,000	3,025
Extraordinary gains, net	$0	22
Net income	$817,000	3,027
Minority interest net income	$0	82
Net income of bank and minority interests.	$817,000	3,028
Net charge-offs	$-4,000	5,877
Cash dividends	$659,000	1,451
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$817,000	2,934
2013-03-31 (YTD Data)		Rank
Total interest income	$2,302,000	2,653
Total interest expense	$387,000	2,266
Net interest income	$1,915,000	2,714
Provision for loan and lease losses	$0	4,409
Total noninterest income	$272,000	3,135
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$98,000	2,821
Trading account gains and fees	$0	148
Additional Noninterest Income	$174,000	2,969
Total noninterest expense	$1,884,000	2,492
Salaries and employee benefits	$914,000	2,728
Premises and equipment expense	$408,000	1,491
Additional noninterest expense	$562,000	2,696
Pre-tax net operating income	$303,000	3,792
Securities gains (losses)	$0	1,966
Applicable income taxes	$-82,000	6,906
Income before extraordinary items	$385,000	3,093
Extraordinary gains, net	$0	10
Net income	$385,000	3,094
Minority interest net income	$0	76
Net income of bank and minority interests.	$385,000	3,095
Net charge-offs	$3,000	3,820
Cash dividends	$330,000	1,261
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$385,000	3,002
2012-12-31 (YTD Data)		Rank
Total interest income	$9,832,000	2,606
Total interest expense	$1,789,000	2,354
Net interest income	$8,043,000	2,651
Provision for loan and lease losses	$-248,000	6,942
Total noninterest income	$1,200,000	2,963
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$453,000	2,682
Trading account gains and fees	$0	166
Additional Noninterest Income	$747,000	2,797
Total noninterest expense	$7,456,000	2,521
Salaries and employee benefits	$3,727,000	2,619
Premises and equipment expense	$1,528,000	1,552
Additional noninterest expense	$2,201,000	2,861
Pre-tax net operating income	$2,035,000	2,780
Securities gains (losses)	$1,085,000	476
Applicable income taxes	$541,000	2,100
Income before extraordinary items	$2,579,000	2,112
Extraordinary gains, net	$0	29
Net income	$2,579,000	2,111
Minority interest net income	$0	93
Net income of bank and minority interests.	$2,579,000	2,113
Net charge-offs	$75,000	4,652
Cash dividends	$1,257,000	1,680
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,678,450	2,792
2012-09-30 (YTD Data)		Rank
Total interest income	$7,472,000	2,621
Total interest expense	$1,377,000	2,386
Net interest income	$6,095,000	2,681
Provision for loan and lease losses	$0	5,790
Total noninterest income	$868,000	3,034
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$346,000	2,668
Trading account gains and fees	$0	157
Additional Noninterest Income	$522,000	2,883
Total noninterest expense	$5,599,000	2,524
Salaries and employee benefits	$2,782,000	2,655
Premises and equipment expense	$1,144,000	1,562
Additional noninterest expense	$1,673,000	2,850
Pre-tax net operating income	$1,364,000	3,074
Securities gains (losses)	$341,000	999
Applicable income taxes	$59,000	3,705
Income before extraordinary items	$1,646,000	2,481
Extraordinary gains, net	$0	20
Net income	$1,646,000	2,482
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,646,000	2,482
Net charge-offs	$-9,000	6,584
Cash dividends	$943,000	1,397
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,315,230	2,756
2012-06-30 (YTD Data)		Rank
Total interest income	$5,018,000	2,623
Total interest expense	$946,000	2,409
Net interest income	$4,072,000	2,678
Provision for loan and lease losses	$0	5,619
Total noninterest income	$597,000	2,945
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$227,000	2,696
Trading account gains and fees	$0	153
Additional Noninterest Income	$370,000	2,755
Total noninterest expense	$3,765,000	2,515
Salaries and employee benefits	$1,853,000	2,663
Premises and equipment expense	$758,000	1,564
Additional noninterest expense	$1,154,000	2,780
Pre-tax net operating income	$904,000	3,054
Securities gains (losses)	$341,000	772
Applicable income taxes	$81,000	3,228
Income before extraordinary items	$1,164,000	2,326
Extraordinary gains, net	$0	19
Net income	$1,164,000	2,325
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,164,000	2,326
Net charge-offs	$-10,000	6,639
Cash dividends	$629,000	1,384
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$846,870	2,780
2012-03-31 (YTD Data)		Rank
Total interest income	$2,530,000	2,622
Total interest expense	$489,000	2,430
Net interest income	$2,041,000	2,676
Provision for loan and lease losses	$0	5,254
Total noninterest income	$281,000	3,045
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$111,000	2,704
Trading account gains and fees	$0	148
Additional Noninterest Income	$170,000	2,883
Total noninterest expense	$1,865,000	2,530
Salaries and employee benefits	$924,000	2,683
Premises and equipment expense	$393,000	1,519
Additional noninterest expense	$548,000	2,870
Pre-tax net operating income	$457,000	3,054
Securities gains (losses)	$0	2,210
Applicable income taxes	$-19,000	7,025
Income before extraordinary items	$476,000	2,705
Extraordinary gains, net	$0	19
Net income	$476,000	2,707
Minority interest net income	$0	78
Net income of bank and minority interests.	$476,000	2,708
Net charge-offs	$7,000	4,174
Cash dividends	$314,000	1,237
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$476,000	2,575
2011-12-31 (YTD Data)		Rank
Total interest income	$11,202,000	2,498
Total interest expense	$2,230,000	2,537
Net interest income	$8,972,000	2,445
Provision for loan and lease losses	$600,000	3,157
Total noninterest income	$1,302,000	2,652
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$495,000	2,597
Trading account gains and fees	$0	146
Additional Noninterest Income	$807,000	2,431
Total noninterest expense	$7,560,000	2,495
Salaries and employee benefits	$3,826,000	2,508
Premises and equipment expense	$1,494,000	1,660
Additional noninterest expense	$2,240,000	2,820
Pre-tax net operating income	$2,114,000	2,397
Securities gains (losses)	$730,000	585
Applicable income taxes	$356,000	2,370
Income before extraordinary items	$2,488,000	1,882
Extraordinary gains, net	$0	29
Net income	$2,488,000	1,883
Minority interest net income	$0	96
Net income of bank and minority interests.	$2,488,000	1,883
Net charge-offs	$155,000	4,559
Cash dividends	$1,257,000	1,389
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,852,900	2,323
2011-09-30 (YTD Data)		Rank
Total interest income	$8,547,000	2,480
Total interest expense	$1,710,000	2,586
Net interest income	$6,837,000	2,408
Provision for loan and lease losses	$600,000	2,633
Total noninterest income	$911,000	2,767
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$363,000	2,658
Trading account gains and fees	$0	145
Additional Noninterest Income	$548,000	2,563
Total noninterest expense	$5,659,000	2,497
Salaries and employee benefits	$2,840,000	2,535
Premises and equipment expense	$1,081,000	1,743
Additional noninterest expense	$1,738,000	2,762
Pre-tax net operating income	$1,489,000	2,594
Securities gains (losses)	$643,000	524
Applicable income taxes	$293,000	2,293
Income before extraordinary items	$1,839,000	1,971
Extraordinary gains, net	$0	21
Net income	$1,839,000	1,971
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,839,000	1,971
Net charge-offs	$134,000	4,130
Cash dividends	$943,000	1,225
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,286,020	2,512
2011-06-30 (YTD Data)		Rank
Total interest income	$5,741,000	2,473
Total interest expense	$1,164,000	2,624
Net interest income	$4,577,000	2,397
Provision for loan and lease losses	$600,000	2,044
Total noninterest income	$564,000	2,904
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$230,000	2,734
Trading account gains and fees	$0	153
Additional Noninterest Income	$334,000	2,723
Total noninterest expense	$3,776,000	2,516
Salaries and employee benefits	$1,869,000	2,574
Premises and equipment expense	$705,000	1,797
Additional noninterest expense	$1,202,000	2,745
Pre-tax net operating income	$765,000	3,022
Securities gains (losses)	$268,000	590
Applicable income taxes	$54,000	3,320
Income before extraordinary items	$979,000	2,318
Extraordinary gains, net	$0	15
Net income	$979,000	2,318
Minority interest net income	$0	89
Net income of bank and minority interests.	$979,000	2,318
Net charge-offs	$130,000	3,579
Cash dividends	$628,000	1,203
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$724,400	2,775
2011-03-31 (YTD Data)		Rank
Total interest income	$2,860,000	2,492
Total interest expense	$602,000	2,631
Net interest income	$2,258,000	2,429
Provision for loan and lease losses	$30,000	4,582
Total noninterest income	$286,000	2,909
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$112,000	2,743
Trading account gains and fees	$0	158
Additional Noninterest Income	$174,000	2,667
Total noninterest expense	$1,886,000	2,536
Salaries and employee benefits	$932,000	2,597
Premises and equipment expense	$357,000	1,815
Additional noninterest expense	$597,000	2,730
Pre-tax net operating income	$628,000	2,143
Securities gains (losses)	$0	1,772
Applicable income taxes	$68,000	2,582
Income before extraordinary items	$560,000	2,038
Extraordinary gains, net	$0	9
Net income	$560,000	2,037
Minority interest net income	$0	86
Net income of bank and minority interests.	$560,000	2,038
Net charge-offs	$89,000	2,851
Cash dividends	$314,000	1,088
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$560,000	1,999
2010-12-31 (YTD Data)		Rank
Total interest income	$11,852,000	2,519
Total interest expense	$3,056,000	2,572
Net interest income	$8,796,000	2,499
Provision for loan and lease losses	$220,000	5,239
Total noninterest income	$1,411,000	2,622
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$594,000	2,306
Trading account gains and fees	$0	175
Additional Noninterest Income	$817,000	2,470
Total noninterest expense	$7,665,000	2,531
Salaries and employee benefits	$3,821,000	2,514
Premises and equipment expense	$1,421,000	1,806
Additional noninterest expense	$2,423,000	2,755
Pre-tax net operating income	$2,322,000	1,997
Securities gains (losses)	$561,000	806
Applicable income taxes	$506,000	1,874
Income before extraordinary items	$2,377,000	1,732
Extraordinary gains, net	$0	29
Net income	$2,377,000	1,733
Minority interest net income	$0	111
Net income of bank and minority interests.	$2,377,000	1,734
Net charge-offs	$55,000	5,845
Cash dividends	$1,212,000	1,276
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,916,980	2,027
2010-09-30 (YTD Data)		Rank
Total interest income	$8,963,000	2,564
Total interest expense	$2,394,000	2,566
Net interest income	$6,569,000	2,537
Provision for loan and lease losses	$90,000	5,755
Total noninterest income	$1,106,000	2,551
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$461,000	2,306
Trading account gains and fees	$0	165
Additional Noninterest Income	$645,000	2,383
Total noninterest expense	$5,712,000	2,537
Salaries and employee benefits	$2,858,000	2,538
Premises and equipment expense	$1,074,000	1,802
Additional noninterest expense	$1,780,000	2,746
Pre-tax net operating income	$1,873,000	2,002
Securities gains (losses)	$561,000	663
Applicable income taxes	$499,000	1,679
Income before extraordinary items	$1,935,000	1,701
Extraordinary gains, net	$0	23
Net income	$1,935,000	1,705
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,935,000	1,705
Net charge-offs	$47,000	5,537
Cash dividends	$909,000	1,130
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,491,810	2,060
2010-06-30 (YTD Data)		Rank
Total interest income	$6,020,000	2,579
Total interest expense	$1,655,000	2,579
Net interest income	$4,365,000	2,540
Provision for loan and lease losses	$60,000	5,595
Total noninterest income	$618,000	2,811
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$312,000	2,280
Trading account gains and fees	$0	152
Additional Noninterest Income	$306,000	2,811
Total noninterest expense	$3,800,000	2,553
Salaries and employee benefits	$1,871,000	2,581
Premises and equipment expense	$733,000	1,784
Additional noninterest expense	$1,196,000	2,729
Pre-tax net operating income	$1,123,000	2,160
Securities gains (losses)	$253,000	798
Applicable income taxes	$231,000	1,990
Income before extraordinary items	$1,145,000	1,874
Extraordinary gains, net	$0	19
Net income	$1,145,000	1,873
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,145,000	1,874
Net charge-offs	$32,000	5,227
Cash dividends	$606,000	1,123
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$935,010	2,166
2010-03-31 (YTD Data)		Rank
Total interest income	$2,996,000	2,644
Total interest expense	$871,000	2,574
Net interest income	$2,125,000	2,633
Provision for loan and lease losses	$30,000	5,300
Total noninterest income	$295,000	2,896
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$146,000	2,396
Trading account gains and fees	$0	175
Additional Noninterest Income	$149,000	2,846
Total noninterest expense	$1,894,000	2,578
Salaries and employee benefits	$932,000	2,630
Premises and equipment expense	$373,000	1,818
Additional noninterest expense	$589,000	2,745
Pre-tax net operating income	$496,000	2,426
Securities gains (losses)	$0	2,284
Applicable income taxes	$45,000	2,866
Income before extraordinary items	$451,000	2,332
Extraordinary gains, net	$0	16
Net income	$451,000	2,331
Minority interest net income	$0	91
Net income of bank and minority interests.	$451,000	2,332
Net charge-offs	$18,000	4,498
Cash dividends	$303,000	1,054
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$451,000	2,244
2009-12-31 (YTD Data)		Rank
Total interest income	$12,904,000	2,566
Total interest expense	$4,328,000	2,560
Net interest income	$8,576,000	2,523
Provision for loan and lease losses	$184,000	5,868
Total noninterest income	$1,600,000	2,451
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$702,000	2,244
Trading account gains and fees	$0	211
Additional Noninterest Income	$898,000	2,287
Total noninterest expense	$7,579,000	2,598
Salaries and employee benefits	$3,704,000	2,634
Premises and equipment expense	$1,272,000	2,107
Additional noninterest expense	$2,603,000	2,651
Pre-tax net operating income	$2,413,000	1,622
Securities gains (losses)	$218,000	1,489
Applicable income taxes	$313,000	1,991
Income before extraordinary items	$2,318,000	1,438
Extraordinary gains, net	$0	34
Net income	$2,318,000	1,436
Minority interest net income	$0	115
Net income of bank and minority interests.	$2,318,000	1,437
Net charge-offs	$213,000	4,927
Cash dividends	$1,211,000	1,410
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$2,126,160	1,526
2009-09-30 (YTD Data)		Rank
Total interest income	$9,744,000	2,600
Total interest expense	$3,354,000	2,606
Net interest income	$6,390,000	2,551
Provision for loan and lease losses	$40,000	6,665
Total noninterest income	$939,000	2,934
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$521,000	2,276
Trading account gains and fees	$0	212
Additional Noninterest Income	$418,000	3,104
Total noninterest expense	$5,576,000	2,654
Salaries and employee benefits	$2,784,000	2,647
Premises and equipment expense	$950,000	2,131
Additional noninterest expense	$1,842,000	2,747
Pre-tax net operating income	$1,713,000	1,838
Securities gains (losses)	$187,000	1,336
Applicable income taxes	$349,000	1,771
Income before extraordinary items	$1,551,000	1,718
Extraordinary gains, net	$0	27
Net income	$1,551,000	1,718
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,551,000	1,718
Net charge-offs	$52,000	5,648
Cash dividends	$908,000	1,354
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,397,660	1,856
2009-06-30 (YTD Data)		Rank
Total interest income	$6,553,000	2,607
Total interest expense	$2,299,000	2,642
Net interest income	$4,254,000	2,542
Provision for loan and lease losses	$10,000	6,907
Total noninterest income	$598,000	3,050
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$334,000	2,312
Trading account gains and fees	$0	193
Additional Noninterest Income	$264,000	3,207
Total noninterest expense	$3,656,000	2,719
Salaries and employee benefits	$1,848,000	2,698
Premises and equipment expense	$644,000	2,121
Additional noninterest expense	$1,164,000	2,905
Pre-tax net operating income	$1,186,000	1,845
Securities gains (losses)	$187,000	1,054
Applicable income taxes	$290,000	1,570
Income before extraordinary items	$1,083,000	1,722
Extraordinary gains, net	$0	21
Net income	$1,083,000	1,719
Minority interest net income	$0	112
Net income of bank and minority interests.	$1,083,000	1,721
Net charge-offs	$39,000	5,127
Cash dividends	$606,000	1,406
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$935,270	1,892
2009-03-31 (YTD Data)		Rank
Total interest income	$3,302,000	2,624
Total interest expense	$1,194,000	2,646
Net interest income	$2,108,000	2,566
Provision for loan and lease losses	$0	6,744
Total noninterest income	$295,000	3,055
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$158,000	2,355
Trading account gains and fees	$0	171
Additional Noninterest Income	$137,000	3,115
Total noninterest expense	$1,733,000	2,768
Salaries and employee benefits	$915,000	2,762
Premises and equipment expense	$333,000	2,091
Additional noninterest expense	$485,000	3,082
Pre-tax net operating income	$670,000	1,873
Securities gains (losses)	$0	2,434
Applicable income taxes	$142,000	1,798
Income before extraordinary items	$528,000	2,030
Extraordinary gains, net	$0	15
Net income	$528,000	2,031
Minority interest net income	$0	102
Net income of bank and minority interests.	$528,000	2,031
Net charge-offs	$34,000	3,910
Cash dividends	$303,000	1,331
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$528,000	1,911
2008-12-31 (YTD Data)		Rank
Total interest income	$13,497,000	2,739
Total interest expense	$5,275,000	2,840
Net interest income	$8,222,000	2,636
Provision for loan and lease losses	$0	7,334
Total noninterest income	$1,375,000	2,794
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$812,000	2,100
Trading account gains and fees	$0	154
Additional Noninterest Income	$563,000	2,997
Total noninterest expense	$6,936,000	2,710
Salaries and employee benefits	$3,654,000	2,719
Premises and equipment expense	$1,235,000	2,184
Additional noninterest expense	$2,047,000	2,813
Pre-tax net operating income	$2,661,000	1,996
Securities gains (losses)	$113,000	1,043
Applicable income taxes	$528,000	1,800
Income before extraordinary items	$2,246,000	1,779
Extraordinary gains, net	$0	39
Net income	$2,246,000	1,780
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$120,000	4,747
Cash dividends	$1,174,000	2,091
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$2,154,470	1,978
2008-09-30 (YTD Data)		Rank
Total interest income	$10,166,000	2,780
Total interest expense	$3,980,000	2,915
Net interest income	$6,186,000	2,658
Provision for loan and lease losses	$0	6,991
Total noninterest income	$1,037,000	2,840
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$615,000	2,101
Trading account gains and fees	$0	148
Additional Noninterest Income	$422,000	3,097
Total noninterest expense	$5,168,000	2,709
Salaries and employee benefits	$2,716,000	2,759
Premises and equipment expense	$924,000	2,191
Additional noninterest expense	$1,528,000	2,736
Pre-tax net operating income	$2,055,000	2,265
Securities gains (losses)	$113,000	890
Applicable income taxes	$471,000	1,974
Income before extraordinary items	$1,697,000	2,071
Extraordinary gains, net	$0	31
Net income	$1,697,000	2,069
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$96,000	4,018
Cash dividends	$871,000	2,006
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,608,860	2,302
2008-06-30 (YTD Data)		Rank
Total interest income	$6,802,000	2,800
Total interest expense	$2,650,000	3,028
Net interest income	$4,152,000	2,630
Provision for loan and lease losses	$0	6,671
Total noninterest income	$682,000	2,896
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$413,000	2,047
Trading account gains and fees	$0	149
Additional Noninterest Income	$269,000	3,214
Total noninterest expense	$3,447,000	2,717
Salaries and employee benefits	$1,817,000	2,782
Premises and equipment expense	$615,000	2,197
Additional noninterest expense	$1,015,000	2,707
Pre-tax net operating income	$1,387,000	2,342
Securities gains (losses)	$113,000	886
Applicable income taxes	$333,000	2,078
Income before extraordinary items	$1,167,000	2,258
Extraordinary gains, net	$0	21
Net income	$1,167,000	2,258
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$98,000	3,056
Cash dividends	$581,000	2,093
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$1,078,860	2,368
2008-03-31 (YTD Data)		Rank
Total interest income	$3,477,000	2,803
Total interest expense	$1,353,000	3,146
Net interest income	$2,124,000	2,570
Provision for loan and lease losses	$0	6,080
Total noninterest income	$348,000	2,837
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$205,000	2,041
Trading account gains and fees	$0	158
Additional Noninterest Income	$143,000	3,122
Total noninterest expense	$1,750,000	2,676
Salaries and employee benefits	$954,000	2,697
Premises and equipment expense	$305,000	2,229
Additional noninterest expense	$491,000	2,764
Pre-tax net operating income	$722,000	2,355
Securities gains (losses)	$113,000	659
Applicable income taxes	$195,000	2,009
Income before extraordinary items	$640,000	2,184
Extraordinary gains, net	$0	15
Net income	$640,000	2,187
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	4,249
Cash dividends	$290,000	1,939
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$552,990	2,407
2007-12-31 (YTD Data)		Rank
Total interest income	$13,685,000	2,911
Total interest expense	$5,432,000	3,252
Net interest income	$8,253,000	2,653
Provision for loan and lease losses	$-100,000	8,371
Total noninterest income	$1,418,000	2,810
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$931,000	1,881
Trading account gains and fees	$0	178
Additional Noninterest Income	$487,000	3,363
Total noninterest expense	$7,181,000	2,527
Salaries and employee benefits	$3,808,000	2,605
Premises and equipment expense	$1,105,000	2,351
Additional noninterest expense	$2,268,000	2,376
Pre-tax net operating income	$2,590,000	2,748
Securities gains (losses)	$-23,000	7,791
Applicable income taxes	$497,000	2,744
Income before extraordinary items	$2,070,000	2,740
Extraordinary gains, net	$0	39
Net income	$2,070,000	2,739
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$154,000	3,202
Cash dividends	$1,161,000	2,402
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$2,088,630	2,712
2007-09-30 (YTD Data)		Rank
Total interest income	$10,204,000	2,937
Total interest expense	$4,033,000	3,269
Net interest income	$6,171,000	2,668
Provision for loan and lease losses	$-100,000	8,418
Total noninterest income	$1,055,000	2,811
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$688,000	1,888
Trading account gains and fees	$0	184
Additional Noninterest Income	$367,000	3,362
Total noninterest expense	$5,387,000	2,513
Salaries and employee benefits	$2,925,000	2,542
Premises and equipment expense	$831,000	2,323
Additional noninterest expense	$1,631,000	2,427
Pre-tax net operating income	$1,939,000	2,906
Securities gains (losses)	$-53,000	8,188
Applicable income taxes	$361,000	2,945
Income before extraordinary items	$1,525,000	2,930
Extraordinary gains, net	$0	33
Net income	$1,525,000	2,929
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$87,000	3,004
Cash dividends	$871,000	2,211
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,567,930	2,866
2007-06-30 (YTD Data)		Rank
Total interest income	$6,753,000	2,973
Total interest expense	$2,635,000	3,308
Net interest income	$4,118,000	2,683
Provision for loan and lease losses	$0	6,209
Total noninterest income	$686,000	2,872
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$451,000	1,917
Trading account gains and fees	$0	168
Additional Noninterest Income	$235,000	3,473
Total noninterest expense	$3,613,000	2,529
Salaries and employee benefits	$1,967,000	2,559
Premises and equipment expense	$566,000	2,287
Additional noninterest expense	$1,080,000	2,451
Pre-tax net operating income	$1,191,000	3,138
Securities gains (losses)	$-53,000	8,314
Applicable income taxes	$198,000	3,290
Income before extraordinary items	$940,000	3,149
Extraordinary gains, net	$0	29
Net income	$940,000	3,148
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$75,000	2,395
Cash dividends	$581,000	2,255
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$983,990	3,058
2007-03-31 (YTD Data)		Rank
Total interest income	$3,376,000	2,973
Total interest expense	$1,322,000	3,280
Net interest income	$2,054,000	2,695
Provision for loan and lease losses	$0	5,779
Total noninterest income	$331,000	2,921
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$205,000	2,009
Trading account gains and fees	$0	195
Additional Noninterest Income	$126,000	3,324
Total noninterest expense	$1,842,000	2,484
Salaries and employee benefits	$1,007,000	2,540
Premises and equipment expense	$282,000	2,318
Additional noninterest expense	$553,000	2,383
Pre-tax net operating income	$543,000	3,330
Securities gains (losses)	$-55,000	8,503
Applicable income taxes	$62,000	3,863
Income before extraordinary items	$426,000	3,352
Extraordinary gains, net	$0	22
Net income	$426,000	3,352
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,000	2,637
Cash dividends	$290,000	2,058
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$473,850	3,127
2006-12-31 (YTD Data)		Rank
Total interest income	$13,731,000	2,750
Total interest expense	$4,914,000	3,074
Net interest income	$8,817,000	2,563
Provision for loan and lease losses	$0	6,850
Total noninterest income	$1,386,000	2,849
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$915,000	1,888
Trading account gains and fees	$0	130
Additional Noninterest Income	$471,000	3,447
Total noninterest expense	$7,473,000	2,372
Salaries and employee benefits	$3,962,000	2,460
Premises and equipment expense	$1,134,000	2,175
Additional noninterest expense	$2,377,000	2,197
Pre-tax net operating income	$2,730,000	2,954
Securities gains (losses)	$0	1,687
Applicable income taxes	$535,000	3,063
Income before extraordinary items	$2,195,000	2,901
Extraordinary gains, net	$0	51
Net income	$2,195,000	2,901
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$23,000	4,914
Cash dividends	$2,186,000	1,423
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$2,195,000	2,889
2006-09-30 (YTD Data)		Rank
Total interest income	$10,288,000	2,724
Total interest expense	$3,529,000	3,087
Net interest income	$6,759,000	2,539
Provision for loan and lease losses	$0	6,685
Total noninterest income	$1,032,000	2,868
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$675,000	1,911
Trading account gains and fees	$0	126
Additional Noninterest Income	$357,000	3,398
Total noninterest expense	$5,531,000	2,398
Salaries and employee benefits	$2,871,000	2,535
Premises and equipment expense	$864,000	2,162
Additional noninterest expense	$1,796,000	2,174
Pre-tax net operating income	$2,260,000	2,865
Securities gains (losses)	$0	1,388
Applicable income taxes	$474,000	2,932
Income before extraordinary items	$1,786,000	2,807
Extraordinary gains, net	$0	45
Net income	$1,786,000	2,808
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$22,000	4,128
Cash dividends	$1,896,000	1,210
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,786,000	2,794
2006-06-30 (YTD Data)		Rank
Total interest income	$6,772,000	2,721
Total interest expense	$2,241,000	3,103
Net interest income	$4,531,000	2,522
Provision for loan and lease losses	$0	6,419
Total noninterest income	$665,000	2,925
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$435,000	1,953
Trading account gains and fees	$0	126
Additional Noninterest Income	$230,000	3,472
Total noninterest expense	$3,707,000	2,381
Salaries and employee benefits	$1,916,000	2,534
Premises and equipment expense	$590,000	2,111
Additional noninterest expense	$1,201,000	2,171
Pre-tax net operating income	$1,489,000	2,896
Securities gains (losses)	$0	1,185
Applicable income taxes	$299,000	3,049
Income before extraordinary items	$1,190,000	2,802
Extraordinary gains, net	$0	39
Net income	$1,190,000	2,803
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-5,000	7,463
Cash dividends	$1,606,000	984
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$1,190,000	2,795
2006-03-31 (YTD Data)		Rank
Total interest income	$3,358,000	2,696
Total interest expense	$1,104,000	3,014
Net interest income	$2,254,000	2,517
Provision for loan and lease losses	$0	6,013
Total noninterest income	$327,000	2,911
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$201,000	2,036
Trading account gains and fees	$0	115
Additional Noninterest Income	$126,000	3,292
Total noninterest expense	$1,795,000	2,472
Salaries and employee benefits	$888,000	2,717
Premises and equipment expense	$309,000	2,037
Additional noninterest expense	$598,000	2,162
Pre-tax net operating income	$786,000	2,746
Securities gains (losses)	$0	955
Applicable income taxes	$164,000	2,899
Income before extraordinary items	$622,000	2,670
Extraordinary gains, net	$0	21
Net income	$622,000	2,670
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-26,000	8,265
Cash dividends	$308,000	1,895
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$622,000	2,651
2005-12-31 (YTD Data)		Rank
Total interest income	$13,113,000	2,515
Total interest expense	$4,001,000	2,653
Net interest income	$9,112,000	2,412
Provision for loan and lease losses	$180,000	3,751
Total noninterest income	$1,200,000	3,150
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$775,000	2,160
Trading account gains and fees	$0	138
Additional Noninterest Income	$425,000	3,671
Total noninterest expense	$7,271,000	2,298
Salaries and employee benefits	$3,698,000	2,472
Premises and equipment expense	$1,133,000	2,121
Additional noninterest expense	$2,440,000	2,055
Pre-tax net operating income	$2,861,000	2,868
Securities gains (losses)	$71,000	817
Applicable income taxes	$595,000	3,085
Income before extraordinary items	$2,337,000	2,733
Extraordinary gains, net	$0	46
Net income	$2,337,000	2,733
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$216,000	2,180
Cash dividends	$2,090,000	1,400
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$2,280,200	2,737
2005-09-30 (YTD Data)		Rank
Total interest income	$9,812,000	2,466
Total interest expense	$2,962,000	2,565
Net interest income	$6,850,000	2,393
Provision for loan and lease losses	$180,000	3,127
Total noninterest income	$876,000	3,202
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$562,000	2,223
Trading account gains and fees	$0	126
Additional Noninterest Income	$314,000	3,726
Total noninterest expense	$5,451,000	2,283
Salaries and employee benefits	$2,742,000	2,460
Premises and equipment expense	$864,000	2,061
Additional noninterest expense	$1,845,000	2,019
Pre-tax net operating income	$2,095,000	2,947
Securities gains (losses)	$71,000	774
Applicable income taxes	$443,000	3,149
Income before extraordinary items	$1,723,000	2,788
Extraordinary gains, net	$0	35
Net income	$1,723,000	2,789
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$55,000	3,359
Cash dividends	$800,000	2,109
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,666,200	2,841
2005-06-30 (YTD Data)		Rank
Total interest income	$6,569,000	2,393
Total interest expense	$1,985,000	2,431
Net interest income	$4,584,000	2,361
Provision for loan and lease losses	$180,000	2,307
Total noninterest income	$540,000	3,338
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$355,000	2,283
Trading account gains and fees	$0	116
Additional Noninterest Income	$185,000	3,898
Total noninterest expense	$3,673,000	2,236
Salaries and employee benefits	$1,860,000	2,391
Premises and equipment expense	$580,000	2,033
Additional noninterest expense	$1,233,000	1,990
Pre-tax net operating income	$1,271,000	3,116
Securities gains (losses)	$71,000	681
Applicable income taxes	$254,000	3,383
Income before extraordinary items	$1,088,000	2,902
Extraordinary gains, net	$0	30
Net income	$1,088,000	2,902
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$45,000	2,851
Cash dividends	$477,000	2,281
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$1,030,490	2,975
2005-03-31 (YTD Data)		Rank
Total interest income	$3,301,000	2,343
Total interest expense	$987,000	2,361
Net interest income	$2,314,000	2,322
Provision for loan and lease losses	$90,000	2,180
Total noninterest income	$239,000	3,569
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$166,000	2,356
Trading account gains and fees	$0	115
Additional Noninterest Income	$73,000	4,368
Total noninterest expense	$1,856,000	2,230
Salaries and employee benefits	$948,000	2,392
Premises and equipment expense	$307,000	1,956
Additional noninterest expense	$601,000	2,038
Pre-tax net operating income	$607,000	3,195
Securities gains (losses)	$71,000	454
Applicable income taxes	$128,000	3,377
Income before extraordinary items	$550,000	2,806
Extraordinary gains, net	$0	24
Net income	$550,000	2,807
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,000	2,544
Cash dividends	$150,000	2,522
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$492,490	3,047
2004-12-31 (YTD Data)		Rank
Total interest income	$13,393,000	2,145
Total interest expense	$4,194,000	1,945
Net interest income	$9,199,000	2,223
Provision for loan and lease losses	$300,000	2,900
Total noninterest income	$1,232,000	3,064
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$799,000	2,144
Trading account gains and fees	$0	138
Additional Noninterest Income	$433,000	3,570
Total noninterest expense	$6,676,000	2,392
Salaries and employee benefits	$3,515,000	2,476
Premises and equipment expense	$1,051,000	2,178
Additional noninterest expense	$2,110,000	2,305
Pre-tax net operating income	$3,455,000	2,292
Securities gains (losses)	$6,000	3,079
Applicable income taxes	$812,000	2,509
Income before extraordinary items	$2,649,000	2,306
Extraordinary gains, net	$0	34
Net income	$2,649,000	2,308
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$249,000	2,252
Cash dividends	$1,186,000	2,071
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$2,644,380	2,260
2004-09-30 (YTD Data)		Rank
Total interest income	$9,995,000	2,128
Total interest expense	$3,154,000	1,900
Net interest income	$6,841,000	2,211
Provision for loan and lease losses	$210,000	2,903
Total noninterest income	$922,000	3,103
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$603,000	2,156
Trading account gains and fees	$0	134
Additional Noninterest Income	$319,000	3,624
Total noninterest expense	$4,910,000	2,418
Salaries and employee benefits	$2,612,000	2,472
Premises and equipment expense	$779,000	2,205
Additional noninterest expense	$1,519,000	2,358
Pre-tax net operating income	$2,643,000	2,281
Securities gains (losses)	$6,000	2,970
Applicable income taxes	$633,000	2,479
Income before extraordinary items	$2,016,000	2,299
Extraordinary gains, net	$0	26
Net income	$2,016,000	2,301
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$252,000	1,613
Cash dividends	$890,000	1,881
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$2,011,440	2,254
2004-06-30 (YTD Data)		Rank
Total interest income	$6,570,000	2,133
Total interest expense	$2,105,000	1,878
Net interest income	$4,465,000	2,244
Provision for loan and lease losses	$120,000	3,090
Total noninterest income	$587,000	3,218
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$402,000	2,144
Trading account gains and fees	$0	130
Additional Noninterest Income	$185,000	3,904
Total noninterest expense	$3,223,000	2,468
Salaries and employee benefits	$1,712,000	2,509
Premises and equipment expense	$529,000	2,156
Additional noninterest expense	$982,000	2,428
Pre-tax net operating income	$1,709,000	2,320
Securities gains (losses)	$6,000	2,670
Applicable income taxes	$418,000	2,491
Income before extraordinary items	$1,297,000	2,355
Extraordinary gains, net	$0	21
Net income	$1,297,000	2,355
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$132,000	1,824
Cash dividends	$593,000	1,919
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$1,292,440	2,298
2004-03-31 (YTD Data)		Rank
Total interest income	$3,309,000	2,114
Total interest expense	$1,066,000	1,873
Net interest income	$2,243,000	2,230
Provision for loan and lease losses	$30,000	4,060
Total noninterest income	$287,000	3,207
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$193,000	2,146
Trading account gains and fees	$0	121
Additional Noninterest Income	$94,000	3,835
Total noninterest expense	$1,612,000	2,478
Salaries and employee benefits	$879,000	2,465
Premises and equipment expense	$261,000	2,200
Additional noninterest expense	$472,000	2,497
Pre-tax net operating income	$888,000	2,232
Securities gains (losses)	$0	2,934
Applicable income taxes	$224,000	2,385
Income before extraordinary items	$664,000	2,284
Extraordinary gains, net	$0	16
Net income	$664,000	2,285
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$147,000	994
Cash dividends	$296,000	1,782
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$664,000	2,204
2003-12-31 (YTD Data)		Rank
Total interest income	$13,307,000	2,140
Total interest expense	$4,604,000	1,935
Net interest income	$8,703,000	2,224
Provision for loan and lease losses	$435,000	2,424
Total noninterest income	$1,123,000	3,455
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$756,000	2,218
Trading account gains and fees	$0	160
Additional Noninterest Income	$367,000	4,128
Total noninterest expense	$6,266,000	2,500
Salaries and employee benefits	$3,312,000	2,532
Premises and equipment expense	$968,000	2,321
Additional noninterest expense	$1,986,000	2,421
Pre-tax net operating income	$3,125,000	2,419
Securities gains (losses)	$225,000	1,261
Applicable income taxes	$799,000	2,535
Income before extraordinary items	$2,551,000	2,330
Extraordinary gains, net	$0	54
Net income	$2,551,000	2,333
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$157,000	3,282
Cash dividends	$1,535,000	1,693
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,380,000	2,371
2003-09-30 (YTD Data)		Rank
Total interest income	$10,031,000	2,153
Total interest expense	$3,502,000	1,995
Net interest income	$6,529,000	2,240
Provision for loan and lease losses	$210,000	3,249
Total noninterest income	$833,000	3,548
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$548,000	2,290
Trading account gains and fees	$0	153
Additional Noninterest Income	$285,000	4,125
Total noninterest expense	$4,683,000	2,516
Salaries and employee benefits	$2,476,000	2,547
Premises and equipment expense	$718,000	2,349
Additional noninterest expense	$1,489,000	2,416
Pre-tax net operating income	$2,469,000	2,410
Securities gains (losses)	$117,000	1,606
Applicable income taxes	$635,000	2,564
Income before extraordinary items	$1,951,000	2,388
Extraordinary gains, net	$0	40
Net income	$1,951,000	2,387
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$112,000	3,062
Cash dividends	$1,008,000	1,720
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,863,250	2,350
2003-06-30 (YTD Data)		Rank
Total interest income	$6,721,000	2,159
Total interest expense	$2,375,000	2,012
Net interest income	$4,346,000	2,244
Provision for loan and lease losses	$165,000	2,855
Total noninterest income	$541,000	3,577
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$349,000	2,351
Trading account gains and fees	$0	150
Additional Noninterest Income	$192,000	4,111
Total noninterest expense	$3,085,000	2,525
Salaries and employee benefits	$1,592,000	2,637
Premises and equipment expense	$484,000	2,326
Additional noninterest expense	$1,009,000	2,351
Pre-tax net operating income	$1,637,000	2,418
Securities gains (losses)	$117,000	1,387
Applicable income taxes	$437,000	2,519
Income before extraordinary items	$1,317,000	2,356
Extraordinary gains, net	$0	30
Net income	$1,317,000	2,354
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$80,000	2,819
Cash dividends	$730,000	1,668
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$1,229,250	2,370
2003-03-31 (YTD Data)		Rank
Total interest income	$2,863,000	2,557
Total interest expense	$1,004,000	2,433
Net interest income	$1,859,000	2,606
Provision for loan and lease losses	$75,000	2,805
Total noninterest income	$232,000	3,803
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$130,000	2,900
Trading account gains and fees	$0	134
Additional Noninterest Income	$102,000	3,896
Total noninterest expense	$1,300,000	2,945
Salaries and employee benefits	$693,000	2,983
Premises and equipment expense	$202,000	2,737
Additional noninterest expense	$405,000	2,829
Pre-tax net operating income	$716,000	2,695
Securities gains (losses)	$0	2,891
Applicable income taxes	$184,000	2,846
Income before extraordinary items	$532,000	2,817
Extraordinary gains, net	$0	21
Net income	$532,000	2,814
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	3,624
Cash dividends	$433,000	1,380
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$532,000	2,671
2002-12-31 (YTD Data)		Rank
Total interest income	$12,048,000	2,553
Total interest expense	$4,135,000	2,660
Net interest income	$7,913,000	2,427
Provision for loan and lease losses	$435,000	2,656
Total noninterest income	$868,000	3,792
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$529,000	2,842
Trading account gains and fees	$0	153
Additional Noninterest Income	$339,000	4,007
Total noninterest expense	$5,108,000	2,873
Salaries and employee benefits	$2,706,000	2,899
Premises and equipment expense	$804,000	2,673
Additional noninterest expense	$1,598,000	2,812
Pre-tax net operating income	$3,238,000	2,342
Securities gains (losses)	$13,000	3,457
Applicable income taxes	$907,000	2,379
Income before extraordinary items	$2,344,000	2,472
Extraordinary gains, net	$0	70
Net income	$2,344,000	2,471
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$137,000	3,668
Cash dividends	$1,049,000	2,161
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,334,640	2,391
2001-12-31 (YTD Data)		Rank
Total interest income	$12,378,000	2,740
Total interest expense	$5,188,000	3,060
Net interest income	$7,190,000	2,486
Provision for loan and lease losses	$480,000	2,273
Total noninterest income	$781,000	3,919
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$453,000	3,073
Trading account gains and fees	$0	177
Additional Noninterest Income	$328,000	3,918
Total noninterest expense	$4,387,000	3,150
Salaries and employee benefits	$2,306,000	3,185
Premises and equipment expense	$668,000	3,074
Additional noninterest expense	$1,413,000	3,031
Pre-tax net operating income	$3,104,000	2,193
Securities gains (losses)	$-1,000	9,012
Applicable income taxes	$934,000	2,166
Income before extraordinary items	$2,169,000	2,362
Extraordinary gains, net	$0	105
Net income	$2,169,000	2,366
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$194,000	2,911
Cash dividends	$1,039,000	2,173
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$2,169,700	2,287
2000-12-31 (YTD Data)		Rank
Total interest income	$12,543,000	2,789
Total interest expense	$5,943,000	2,810
Net interest income	$6,600,000	2,702
Provision for loan and lease losses	$390,000	2,319
Total noninterest income	$751,000	3,813
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$398,000	3,257
Trading account gains and fees	$0	180
Additional Noninterest Income	$353,000	3,605
Total noninterest expense	$3,859,000	3,429
Salaries and employee benefits	$2,070,000	3,372
Premises and equipment expense	$602,000	3,268
Additional noninterest expense	$1,187,000	3,464
Pre-tax net operating income	$3,102,000	2,329
Securities gains (losses)	$0	1,956
Applicable income taxes	$962,000	2,192
Income before extraordinary items	$2,140,000	2,393
Extraordinary gains, net	$0	38
Net income	$2,140,000	2,393
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$234,000	2,162
Cash dividends	$967,000	2,367
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$2,140,000	2,395
1999-12-31 (YTD Data)		Rank
Total interest income	$11,089,000	2,916
Total interest expense	$4,541,000	3,209
Net interest income	$6,548,000	2,683
Provision for loan and lease losses	$300,000	2,624
Total noninterest income	$629,000	4,293
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$365,000	3,454
Trading account gains and fees	$0	173
Additional Noninterest Income	$264,000	4,319
Total noninterest expense	$3,850,000	3,430
Salaries and employee benefits	$2,044,000	3,374
Premises and equipment expense	$591,000	3,298
Additional noninterest expense	$1,215,000	3,389
Pre-tax net operating income	$3,027,000	2,403
Securities gains (losses)	$2,000	2,566
Applicable income taxes	$950,000	2,301
Income before extraordinary items	$2,079,000	2,488
Extraordinary gains, net	$0	35
Net income	$2,079,000	2,488
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$307,000	1,784
Cash dividends	$818,000	2,621
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$2,077,620	2,451
1998-12-31 (YTD Data)		Rank
Total interest income	$10,428,000	3,100
Total interest expense	$4,291,000	3,459
Net interest income	$6,137,000	2,798
Provision for loan and lease losses	$190,000	3,612
Total noninterest income	$643,000	4,203
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$359,000	3,434
Trading account gains and fees	$0	224
Additional Noninterest Income	$284,000	4,146
Total noninterest expense	$3,743,000	3,418
Salaries and employee benefits	$2,009,000	3,321
Premises and equipment expense	$595,000	3,198
Additional noninterest expense	$1,139,000	3,520
Pre-tax net operating income	$2,847,000	2,497
Securities gains (losses)	$0	4,449
Applicable income taxes	$920,000	2,457
Income before extraordinary items	$1,927,000	2,637
Extraordinary gains, net	$0	32
Net income	$1,927,000	2,637
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$325,000	1,750
Cash dividends	$770,000	2,669
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,927,000	2,559
1997-12-31 (YTD Data)		Rank
Total interest income	$9,665,000	3,343
Total interest expense	$3,851,000	3,820
Net interest income	$5,814,000	3,004
Provision for loan and lease losses	$74,000	5,820
Total noninterest income	$569,000	4,577
Gross Fiduciary activities income	$0	1,450
Service charges on deposit accounts	$342,000	3,686
Trading account gains and fees	$0	239
Additional Noninterest Income	$227,000	4,653
Total noninterest expense	$3,542,000	3,565
Salaries and employee benefits	$1,895,000	3,469
Premises and equipment expense	$633,000	3,007
Additional noninterest expense	$1,014,000	3,850
Pre-tax net operating income	$2,767,000	2,676
Securities gains (losses)	$-1,000	9,009
Applicable income taxes	$928,000	2,589
Income before extraordinary items	$1,838,000	2,783
Extraordinary gains, net	$0	44
Net income	$1,838,000	2,782
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$49,000	5,177
Cash dividends	$733,000	2,710
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,838,660	2,731
1996-12-31 (YTD Data)		Rank
Total interest income	$7,289,000	4,407
Total interest expense	$2,717,000	5,195
Net interest income	$4,572,000	3,845
Provision for loan and lease losses	$36,000	7,135
Total noninterest income	$468,000	5,394
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$265,000	4,613
Trading account gains and fees	NA	NA
Additional Noninterest Income	$203,000	5,117
Total noninterest expense	$2,898,000	4,409
Salaries and employee benefits	$1,546,000	4,195
Premises and equipment expense	$540,000	3,537
Additional noninterest expense	$812,000	5,152
Pre-tax net operating income	$2,106,000	3,273
Securities gains (losses)	$0	4,148
Applicable income taxes	$706,000	3,156
Income before extraordinary items	$1,400,000	3,412
Extraordinary gains, net	$0	53
Net income	$1,400,000	3,411
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$52,000	5,232
Cash dividends	$533,000	3,262
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$1,400,000	3,367
1995-12-31 (YTD Data)		Rank
Total interest income	$6,454,000	4,885
Total interest expense	$2,358,000	5,798
Net interest income	$4,096,000	4,225
Provision for loan and lease losses	$32,000	7,011
Total noninterest income	$490,000	5,261
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$266,000	4,717
Trading account gains and fees	NA	NA
Additional Noninterest Income	$224,000	4,795
Total noninterest expense	$2,946,000	4,359
Salaries and employee benefits	$1,563,000	4,138
Premises and equipment expense	$474,000	3,924
Additional noninterest expense	$909,000	4,730
Pre-tax net operating income	$1,608,000	4,211
Securities gains (losses)	$0	3,831
Applicable income taxes	$521,000	4,063
Income before extraordinary items	$1,087,000	4,293
Extraordinary gains, net	$0	65
Net income	$1,087,000	4,290
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-158,000	11,827
Cash dividends	$488,000	3,423
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$1,087,000	4,281
1994-12-31 (YTD Data)		Rank
Total interest income	$5,628,000	5,138
Total interest expense	$1,992,000	5,633
Net interest income	$3,636,000	4,771
Provision for loan and lease losses	$60,000	5,594
Total noninterest income	$525,000	5,120
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$220,000	5,501
Trading account gains and fees	NA	NA
Additional Noninterest Income	$305,000	4,043
Total noninterest expense	$2,706,000	4,819
Salaries and employee benefits	$1,412,000	4,521
Premises and equipment expense	$372,000	4,874
Additional noninterest expense	$922,000	5,072
Pre-tax net operating income	$1,395,000	4,681
Securities gains (losses)	$4,000	2,755
Applicable income taxes	$456,000	4,342
Income before extraordinary items	$943,000	4,724
Extraordinary gains, net	$0	249
Net income	$943,000	4,727
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$22,000	6,486
Cash dividends	$514,000	3,122
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$940,320	4,783
1993-12-31 (YTD Data)		Rank
Total interest income	$5,818,000	5,092
Total interest expense	$2,301,000	5,159
Net interest income	$3,517,000	4,939
Provision for loan and lease losses	$84,000	6,228
Total noninterest income	$418,000	6,297
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$213,000	5,731
Trading account gains and fees	NA	NA
Additional Noninterest Income	$205,000	5,584
Total noninterest expense	$2,641,000	5,026
Salaries and employee benefits	$1,339,000	4,753
Premises and equipment expense	$369,000	5,029
Additional noninterest expense	$933,000	5,218
Pre-tax net operating income	$1,210,000	5,150
Securities gains (losses)	$15,000	5,022
Applicable income taxes	$396,000	5,044
Income before extraordinary items	$829,000	5,408
Extraordinary gains, net	$37,000	2,352
Net income	$866,000	5,375
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$84,000	4,933
Cash dividends	$514,000	2,998
Sale, conversion, retirement of capital stock, net	$2,333,000	327
Net operating income	$818,800	5,231
1992-12-31 (YTD Data)		Rank
Total interest income	$4,847,000	6,538
Total interest expense	$2,410,000	6,161
Net interest income	$2,437,000	6,715
Provision for loan and lease losses	$240,000	4,686
Total noninterest income	$291,000	7,847
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$145,000	7,235
Trading account gains and fees	NA	NA
Additional Noninterest Income	$146,000	6,738
Total noninterest expense	$1,977,000	6,444
Salaries and employee benefits	$960,000	6,264
Premises and equipment expense	$252,000	6,746
Additional noninterest expense	$765,000	6,311
Pre-tax net operating income	$511,000	8,330
Securities gains (losses)	$0	8,369
Applicable income taxes	$148,000	8,666
Income before extraordinary items	$363,000	8,584
Extraordinary gains, net	$0	1,422
Net income	$363,000	8,713
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$109,000	5,695
Cash dividends	$563,000	2,527
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$363,000	8,219

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.