Home > Producers Savings Bank > Income and Expense
Producers Savings Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,169,000 | 10,107 |
| Total interest expense | $621,000 | 9,765 |
| Net interest income | $548,000 | 10,287 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $37,000 | 10,477 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $25,000 | 9,014 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 10,305 |
| Total noninterest expense | $414,000 | 10,428 |
| Salaries and employee benefits | $195,000 | 10,564 |
| Premises and equipment expense | $35,000 | 10,527 |
| Additional noninterest expense | $184,000 | 9,612 |
| Pre-tax net operating income | $171,000 | 9,733 |
| Securities gains (losses) | $-2,000 | 9,246 |
| Applicable income taxes | $72,000 | 8,875 |
| Income before extraordinary items | $97,000 | 9,979 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $97,000 | 9,980 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,408 |
| Cash dividends | $100,000 | 6,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $98,280 | 9,932 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,175,000 | 10,556 |
| Total interest expense | $644,000 | 10,135 |
| Net interest income | $531,000 | 10,822 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $39,000 | 11,025 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $24,000 | 9,499 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 10,709 |
| Total noninterest expense | $419,000 | 10,906 |
| Salaries and employee benefits | $199,000 | 11,018 |
| Premises and equipment expense | $37,000 | 10,993 |
| Additional noninterest expense | $183,000 | 10,130 |
| Pre-tax net operating income | $151,000 | 10,075 |
| Securities gains (losses) | $4,000 | 3,123 |
| Applicable income taxes | $55,000 | 9,603 |
| Income before extraordinary items | $100,000 | 10,222 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $100,000 | 10,222 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,914 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $97,400 | 10,195 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,196,000 | 10,985 |
| Total interest expense | $666,000 | 10,428 |
| Net interest income | $530,000 | 11,326 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $28,000 | 11,682 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $16,000 | 10,084 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 11,383 |
| Total noninterest expense | $401,000 | 11,431 |
| Salaries and employee benefits | $187,000 | 11,559 |
| Premises and equipment expense | $35,000 | 11,504 |
| Additional noninterest expense | $179,000 | 10,702 |
| Pre-tax net operating income | $157,000 | 10,738 |
| Securities gains (losses) | $-4,000 | 9,551 |
| Applicable income taxes | $28,000 | 10,615 |
| Income before extraordinary items | $125,000 | 10,700 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $125,000 | 10,701 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $12,000 | 8,525 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $128,280 | 10,647 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,096,000 | 11,533 |
| Total interest expense | $524,000 | 10,993 |
| Net interest income | $572,000 | 11,793 |
| Provision for loan and lease losses | $42,000 | 6,508 |
| Total noninterest income | $53,000 | 11,875 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $12,000 | 10,689 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 10,081 |
| Total noninterest expense | $404,000 | 12,020 |
| Salaries and employee benefits | $179,000 | 12,203 |
| Premises and equipment expense | $42,000 | 11,924 |
| Additional noninterest expense | $183,000 | 11,359 |
| Pre-tax net operating income | $179,000 | 11,065 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $55,000 | 10,338 |
| Income before extraordinary items | $124,000 | 11,114 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $124,000 | 11,121 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,444 |
| Cash dividends | $10,000 | 8,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $124,000 | 11,165 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,241,000 | 11,801 |
| Total interest expense | $571,000 | 11,312 |
| Net interest income | $670,000 | 11,976 |
| Provision for loan and lease losses | $140,000 | 4,819 |
| Total noninterest income | $22,000 | 13,045 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $15,000 | 11,112 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 12,927 |
| Total noninterest expense | $431,000 | 12,506 |
| Salaries and employee benefits | $172,000 | 12,840 |
| Premises and equipment expense | $30,000 | 12,856 |
| Additional noninterest expense | $229,000 | 11,340 |
| Pre-tax net operating income | $121,000 | 11,708 |
| Securities gains (losses) | $7,000 | 5,826 |
| Applicable income taxes | $1,000 | 12,075 |
| Income before extraordinary items | $127,000 | 11,494 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $127,000 | 11,553 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $206,000 | 3,087 |
| Cash dividends | $10,000 | 8,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $120,070 | 11,364 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,545,000 | 11,851 |
| Total interest expense | $845,000 | 11,114 |
| Net interest income | $700,000 | 12,316 |
| Provision for loan and lease losses | $130,000 | 6,495 |
| Total noninterest income | $118,000 | 11,242 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $21,000 | 11,340 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 8,166 |
| Total noninterest expense | $445,000 | 12,927 |
| Salaries and employee benefits | $159,000 | 13,490 |
| Premises and equipment expense | $55,000 | 12,495 |
| Additional noninterest expense | $231,000 | 11,802 |
| Pre-tax net operating income | $243,000 | 10,676 |
| Securities gains (losses) | $9,000 | 6,537 |
| Applicable income taxes | $60,000 | 10,985 |
| Income before extraordinary items | $192,000 | 10,712 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $192,000 | 10,823 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 5,459 |
| Cash dividends | $5,000 | 8,820 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $185,160 | 10,465 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.