ProBank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,964,000 | 6,023 |
| Total interest expense | $1,706,000 | 7,125 |
| Net interest income | $3,258,000 | 5,161 |
| Provision for loan and lease losses | $145,000 | 3,721 |
| Total noninterest income | $2,913,000 | 1,381 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $972,000 | 1,407 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,941,000 | 1,150 |
| Total noninterest expense | $6,916,000 | 1,998 |
| Salaries and employee benefits | $3,498,000 | 1,890 |
| Premises and equipment expense | $1,072,000 | 1,893 |
| Additional noninterest expense | $2,346,000 | 2,111 |
| Pre-tax net operating income | $-890,000 | 11,859 |
| Securities gains (losses) | $-29,000 | 10,820 |
| Applicable income taxes | $-909,000 | 11,899 |
| Income before extraordinary items | $-11,000 | 11,520 |
| Extraordinary gains, net | $-786,000 | 11,958 |
| Net income | $-797,000 | 11,845 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $389,000 | 1,636 |
| Cash dividends | $46,000 | 7,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $7,560 | 11,438 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,344,000 | 5,362 |
| Total interest expense | $1,689,000 | 6,357 |
| Net interest income | $3,655,000 | 4,744 |
| Provision for loan and lease losses | $338,000 | 2,078 |
| Total noninterest income | $3,085,000 | 1,334 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,200,000 | 1,107 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,885,000 | 1,177 |
| Total noninterest expense | $7,596,000 | 1,902 |
| Salaries and employee benefits | $3,745,000 | 1,799 |
| Premises and equipment expense | $830,000 | 2,447 |
| Additional noninterest expense | $3,021,000 | 1,795 |
| Pre-tax net operating income | $-1,194,000 | 12,478 |
| Securities gains (losses) | $-33,000 | 10,736 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $-1,227,000 | 12,446 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-1,227,000 | 12,441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 3,055 |
| Cash dividends | $218,000 | 5,258 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-1,194,000 | 12,445 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,707,000 | 6,083 |
| Total interest expense | $1,573,000 | 6,965 |
| Net interest income | $3,134,000 | 5,466 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $1,802,000 | 2,109 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,135,000 | 1,177 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $667,000 | 2,678 |
| Total noninterest expense | $3,493,000 | 3,913 |
| Salaries and employee benefits | $1,578,000 | 4,084 |
| Premises and equipment expense | $764,000 | 2,674 |
| Additional noninterest expense | $1,151,000 | 4,354 |
| Pre-tax net operating income | $1,443,000 | 4,469 |
| Securities gains (losses) | $-81,000 | 13,154 |
| Applicable income taxes | $459,000 | 4,522 |
| Income before extraordinary items | $903,000 | 5,083 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $903,000 | 5,231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 7,896 |
| Cash dividends | $198,000 | 5,518 |
| Sale, conversion, retirement of capital stock, net | $447,000 | 625 |
| Net operating income | $956,460 | 4,621 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,642,000 | 7,987 |
| Total interest expense | $1,376,000 | 8,936 |
| Net interest income | $2,266,000 | 7,078 |
| Provision for loan and lease losses | $90,000 | 7,540 |
| Total noninterest income | $1,412,000 | 2,508 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $958,000 | 1,399 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $454,000 | 3,408 |
| Total noninterest expense | $2,784,000 | 4,840 |
| Salaries and employee benefits | $1,166,000 | 5,301 |
| Premises and equipment expense | $680,000 | 2,991 |
| Additional noninterest expense | $938,000 | 5,331 |
| Pre-tax net operating income | $804,000 | 6,543 |
| Securities gains (losses) | $447,000 | 1,173 |
| Applicable income taxes | $425,000 | 4,575 |
| Income before extraordinary items | $826,000 | 5,231 |
| Extraordinary gains, net | $765,000 | 151 |
| Net income | $1,591,000 | 2,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 5,871 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $530,980 | 6,703 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.