Home > PriVest Bank > Income and Expense
PriVest Bank, Income and Expense
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,252,000 | 6,257 |
| Total interest expense | $489,000 | 7,777 |
| Net interest income | $2,763,000 | 5,574 |
| Provision for loan and lease losses | $285,000 | 3,294 |
| Total noninterest income | $581,000 | 5,046 |
| Gross Fiduciary activities income | $6,000 | 1,429 |
| Service charges on deposit accounts | $136,000 | 6,056 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $439,000 | 3,796 |
| Total noninterest expense | $3,501,000 | 4,117 |
| Salaries and employee benefits | $2,255,000 | 3,551 |
| Premises and equipment expense | $296,000 | 5,695 |
| Additional noninterest expense | $950,000 | 4,437 |
| Pre-tax net operating income | $-442,000 | 8,797 |
| Securities gains (losses) | $2,000 | 4,163 |
| Applicable income taxes | $-15,000 | 8,787 |
| Income before extraordinary items | $-425,000 | 8,873 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-425,000 | 8,873 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 3,900 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-426,940 | 8,812 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,428,000 | 6,349 |
| Total interest expense | $383,000 | 7,844 |
| Net interest income | $2,045,000 | 5,647 |
| Provision for loan and lease losses | $140,000 | 4,015 |
| Total noninterest income | $454,000 | 4,992 |
| Gross Fiduciary activities income | $4,000 | 1,409 |
| Service charges on deposit accounts | $99,000 | 6,150 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $351,000 | 3,770 |
| Total noninterest expense | $1,978,000 | 5,018 |
| Salaries and employee benefits | $1,171,000 | 4,706 |
| Premises and equipment expense | $224,000 | 5,659 |
| Additional noninterest expense | $583,000 | 5,110 |
| Pre-tax net operating income | $381,000 | 6,790 |
| Securities gains (losses) | $2,000 | 3,872 |
| Applicable income taxes | $13,000 | 6,978 |
| Income before extraordinary items | $370,000 | 6,531 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $370,000 | 6,532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $368,060 | 6,378 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,579,000 | 6,474 |
| Total interest expense | $274,000 | 7,833 |
| Net interest income | $1,305,000 | 5,785 |
| Provision for loan and lease losses | $95,000 | 3,952 |
| Total noninterest income | $287,000 | 5,115 |
| Gross Fiduciary activities income | $4,000 | 1,366 |
| Service charges on deposit accounts | $63,000 | 6,212 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $220,000 | 3,865 |
| Total noninterest expense | $1,311,000 | 5,030 |
| Salaries and employee benefits | $776,000 | 4,714 |
| Premises and equipment expense | $148,000 | 5,696 |
| Additional noninterest expense | $387,000 | 5,124 |
| Pre-tax net operating income | $186,000 | 7,325 |
| Securities gains (losses) | $2,000 | 3,460 |
| Applicable income taxes | $7,000 | 7,084 |
| Income before extraordinary items | $181,000 | 7,153 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $181,000 | 7,155 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $179,080 | 6,993 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $767,000 | 6,614 |
| Total interest expense | $130,000 | 8,040 |
| Net interest income | $637,000 | 5,867 |
| Provision for loan and lease losses | $55,000 | 3,535 |
| Total noninterest income | $110,000 | 5,671 |
| Gross Fiduciary activities income | $2,000 | 1,343 |
| Service charges on deposit accounts | $27,000 | 6,433 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $81,000 | 4,308 |
| Total noninterest expense | $617,000 | 5,247 |
| Salaries and employee benefits | $358,000 | 4,996 |
| Premises and equipment expense | $74,000 | 5,683 |
| Additional noninterest expense | $185,000 | 5,250 |
| Pre-tax net operating income | $75,000 | 7,607 |
| Securities gains (losses) | $2,000 | 2,590 |
| Applicable income taxes | $3,000 | 7,063 |
| Income before extraordinary items | $74,000 | 7,410 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $74,000 | 7,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $72,080 | 7,287 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,237,000 | 6,603 |
| Total interest expense | $804,000 | 7,498 |
| Net interest income | $2,433,000 | 5,997 |
| Provision for loan and lease losses | $75,000 | 6,163 |
| Total noninterest income | $448,000 | 5,499 |
| Gross Fiduciary activities income | $3,000 | 1,565 |
| Service charges on deposit accounts | $84,000 | 6,861 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $361,000 | 3,881 |
| Total noninterest expense | $2,405,000 | 5,210 |
| Salaries and employee benefits | $1,344,000 | 5,085 |
| Premises and equipment expense | $297,000 | 5,624 |
| Additional noninterest expense | $764,000 | 5,094 |
| Pre-tax net operating income | $401,000 | 7,157 |
| Securities gains (losses) | $-306,000 | 9,223 |
| Applicable income taxes | $-34,000 | 8,958 |
| Income before extraordinary items | $129,000 | 8,199 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $129,000 | 8,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $435,000 | 6,550 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,016,000 | 7,250 |
| Total interest expense | $951,000 | 8,120 |
| Net interest income | $2,065,000 | 6,341 |
| Provision for loan and lease losses | $71,000 | 6,188 |
| Total noninterest income | $500,000 | 5,070 |
| Gross Fiduciary activities income | $13,000 | 1,375 |
| Service charges on deposit accounts | $54,000 | 7,519 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $433,000 | 3,388 |
| Total noninterest expense | $2,323,000 | 5,210 |
| Salaries and employee benefits | $1,404,000 | 4,744 |
| Premises and equipment expense | $227,000 | 6,391 |
| Additional noninterest expense | $692,000 | 5,339 |
| Pre-tax net operating income | $171,000 | 8,014 |
| Securities gains (losses) | $115,000 | 1,639 |
| Applicable income taxes | $1,000 | 7,858 |
| Income before extraordinary items | $285,000 | 7,225 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $285,000 | 7,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $170,000 | 7,805 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,850,000 | 7,566 |
| Total interest expense | $1,067,000 | 8,089 |
| Net interest income | $1,783,000 | 6,954 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $419,000 | 5,412 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $4,000 | 8,520 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $415,000 | 3,254 |
| Total noninterest expense | $2,078,000 | 5,539 |
| Salaries and employee benefits | $1,265,000 | 4,987 |
| Premises and equipment expense | $192,000 | 6,890 |
| Additional noninterest expense | $621,000 | 5,646 |
| Pre-tax net operating income | $124,000 | 8,714 |
| Securities gains (losses) | $-5,000 | 7,961 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $119,000 | 8,585 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $119,000 | 8,584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $124,000 | 8,564 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,816,000 | 8,701 |
| Total interest expense | $757,000 | 8,798 |
| Net interest income | $1,059,000 | 8,496 |
| Provision for loan and lease losses | $144,000 | 4,363 |
| Total noninterest income | $138,000 | 8,269 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 8,885 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $138,000 | 5,795 |
| Total noninterest expense | $1,623,000 | 6,478 |
| Salaries and employee benefits | $962,000 | 6,036 |
| Premises and equipment expense | $152,000 | 7,631 |
| Additional noninterest expense | $509,000 | 6,447 |
| Pre-tax net operating income | $-570,000 | 9,894 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $2,000 | 8,682 |
| Income before extraordinary items | $-572,000 | 9,944 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-572,000 | 9,943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-572,000 | 9,923 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $317,000 | 10,308 |
| Total interest expense | $101,000 | 10,297 |
| Net interest income | $216,000 | 10,284 |
| Provision for loan and lease losses | $45,000 | 6,783 |
| Total noninterest income | $3,000 | 10,371 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,085 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,000 | 10,282 |
| Total noninterest expense | $827,000 | 8,687 |
| Salaries and employee benefits | $438,000 | 8,719 |
| Premises and equipment expense | $71,000 | 9,346 |
| Additional noninterest expense | $318,000 | 7,958 |
| Pre-tax net operating income | $-653,000 | 10,250 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $-653,000 | 10,290 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-653,000 | 10,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $5,682,000 | 208 |
| Net operating income | $-653,000 | 10,266 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.