Home > Private Bank Minnesota > Income and Expense
Private Bank Minnesota, Income and Expense
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,330,000 | 3,863 |
| Total interest expense | $58,000 | 5,517 |
| Net interest income | $1,272,000 | 3,638 |
| Provision for loan and lease losses | $29,000 | 2,758 |
| Total noninterest income | $135,000 | 4,155 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $33,000 | 4,624 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $102,000 | 3,539 |
| Total noninterest expense | $1,048,000 | 3,790 |
| Salaries and employee benefits | $591,000 | 3,678 |
| Premises and equipment expense | $108,000 | 4,038 |
| Additional noninterest expense | $349,000 | 3,736 |
| Pre-tax net operating income | $330,000 | 3,651 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $127,000 | 2,144 |
| Income before extraordinary items | $203,000 | 4,229 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $203,000 | 4,229 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $203,000 | 4,231 |
| Net charge-offs | $-14,000 | 5,900 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $203,000 | 4,176 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,519,000 | 3,830 |
| Total interest expense | $254,000 | 5,638 |
| Net interest income | $5,265,000 | 3,582 |
| Provision for loan and lease losses | $133,000 | 3,394 |
| Total noninterest income | $-1,049,000 | 6,794 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $129,000 | 4,831 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-1,178,000 | 6,784 |
| Total noninterest expense | $4,390,000 | 3,698 |
| Salaries and employee benefits | $2,464,000 | 3,580 |
| Premises and equipment expense | $425,000 | 4,071 |
| Additional noninterest expense | $1,501,000 | 3,657 |
| Pre-tax net operating income | $-307,000 | 6,406 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $-156,000 | 6,526 |
| Income before extraordinary items | $-151,000 | 6,374 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-151,000 | 6,375 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-151,000 | 6,376 |
| Net charge-offs | $127,000 | 3,501 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-151,000 | 6,351 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,144,000 | 3,861 |
| Total interest expense | $194,000 | 5,706 |
| Net interest income | $3,950,000 | 3,600 |
| Provision for loan and lease losses | $-87,000 | 6,553 |
| Total noninterest income | $-795,000 | 6,870 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $90,000 | 5,003 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-885,000 | 6,867 |
| Total noninterest expense | $3,341,000 | 3,694 |
| Salaries and employee benefits | $1,901,000 | 3,525 |
| Premises and equipment expense | $316,000 | 4,144 |
| Additional noninterest expense | $1,124,000 | 3,661 |
| Pre-tax net operating income | $-99,000 | 6,408 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $-64,000 | 6,649 |
| Income before extraordinary items | $-35,000 | 6,398 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-35,000 | 6,400 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-35,000 | 6,399 |
| Net charge-offs | $169,000 | 2,743 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-35,000 | 6,360 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,738,000 | 3,895 |
| Total interest expense | $130,000 | 5,763 |
| Net interest income | $2,608,000 | 3,616 |
| Provision for loan and lease losses | $270,000 | 1,786 |
| Total noninterest income | $182,000 | 4,982 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $57,000 | 5,080 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $125,000 | 4,462 |
| Total noninterest expense | $2,317,000 | 3,619 |
| Salaries and employee benefits | $1,360,000 | 3,368 |
| Premises and equipment expense | $208,000 | 4,188 |
| Additional noninterest expense | $749,000 | 3,653 |
| Pre-tax net operating income | $203,000 | 5,299 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $66,000 | 3,311 |
| Income before extraordinary items | $137,000 | 5,624 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $137,000 | 5,626 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $137,000 | 5,626 |
| Net charge-offs | $86,000 | 2,891 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $137,000 | 5,524 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,371,000 | 3,918 |
| Total interest expense | $66,000 | 5,823 |
| Net interest income | $1,305,000 | 3,641 |
| Provision for loan and lease losses | $266,000 | 1,113 |
| Total noninterest income | $56,000 | 5,594 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $25,000 | 5,295 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $31,000 | 5,280 |
| Total noninterest expense | $1,138,000 | 3,688 |
| Salaries and employee benefits | $643,000 | 3,543 |
| Premises and equipment expense | $107,000 | 4,164 |
| Additional noninterest expense | $388,000 | 3,588 |
| Pre-tax net operating income | $-43,000 | 6,512 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $-32,000 | 6,833 |
| Income before extraordinary items | $-11,000 | 6,469 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-11,000 | 6,470 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-11,000 | 6,470 |
| Net charge-offs | $194,000 | 1,381 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-11,000 | 6,410 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,287,000 | 3,712 |
| Total interest expense | $367,000 | 5,685 |
| Net interest income | $5,920,000 | 3,406 |
| Provision for loan and lease losses | $1,873,000 | 1,126 |
| Total noninterest income | $448,000 | 4,662 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $121,000 | 5,135 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $327,000 | 3,925 |
| Total noninterest expense | $4,666,000 | 3,657 |
| Salaries and employee benefits | $2,670,000 | 3,401 |
| Premises and equipment expense | $417,000 | 4,224 |
| Additional noninterest expense | $1,579,000 | 3,666 |
| Pre-tax net operating income | $-171,000 | 6,336 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $1,098,000 | 1,376 |
| Income before extraordinary items | $-1,269,000 | 6,753 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,269,000 | 6,750 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-1,269,000 | 6,751 |
| Net charge-offs | $2,281,000 | 1,049 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-1,269,000 | 6,727 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,777,000 | 3,757 |
| Total interest expense | $288,000 | 5,749 |
| Net interest income | $4,489,000 | 3,436 |
| Provision for loan and lease losses | $1,532,000 | 1,065 |
| Total noninterest income | $361,000 | 4,609 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $96,000 | 5,107 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $265,000 | 3,858 |
| Total noninterest expense | $3,525,000 | 3,660 |
| Salaries and employee benefits | $2,010,000 | 3,413 |
| Premises and equipment expense | $313,000 | 4,262 |
| Additional noninterest expense | $1,202,000 | 3,659 |
| Pre-tax net operating income | $-207,000 | 6,524 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $-105,000 | 6,917 |
| Income before extraordinary items | $-102,000 | 6,539 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-102,000 | 6,537 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-102,000 | 6,537 |
| Net charge-offs | $1,221,000 | 1,276 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-102,000 | 6,443 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,234,000 | 3,746 |
| Total interest expense | $197,000 | 5,803 |
| Net interest income | $3,037,000 | 3,410 |
| Provision for loan and lease losses | $412,000 | 2,036 |
| Total noninterest income | $134,000 | 5,460 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $69,000 | 4,998 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $65,000 | 5,194 |
| Total noninterest expense | $2,449,000 | 3,559 |
| Salaries and employee benefits | $1,366,000 | 3,382 |
| Premises and equipment expense | $205,000 | 4,311 |
| Additional noninterest expense | $878,000 | 3,439 |
| Pre-tax net operating income | $310,000 | 4,793 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $109,000 | 2,996 |
| Income before extraordinary items | $201,000 | 5,328 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $201,000 | 5,327 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $201,000 | 5,327 |
| Net charge-offs | $696,000 | 1,459 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $201,000 | 5,131 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,638,000 | 3,754 |
| Total interest expense | $104,000 | 5,804 |
| Net interest income | $1,534,000 | 3,398 |
| Provision for loan and lease losses | $317,000 | 1,442 |
| Total noninterest income | $58,000 | 5,680 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $35,000 | 4,954 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $23,000 | 5,595 |
| Total noninterest expense | $1,214,000 | 3,600 |
| Salaries and employee benefits | $672,000 | 3,454 |
| Premises and equipment expense | $102,000 | 4,355 |
| Additional noninterest expense | $440,000 | 3,418 |
| Pre-tax net operating income | $61,000 | 5,804 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $17,000 | 3,745 |
| Income before extraordinary items | $44,000 | 6,047 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $44,000 | 6,047 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $44,000 | 6,047 |
| Net charge-offs | $708,000 | 861 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $44,000 | 5,910 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,943,000 | 3,693 |
| Total interest expense | $626,000 | 5,428 |
| Net interest income | $6,317,000 | 3,334 |
| Provision for loan and lease losses | $2,010,000 | 1,557 |
| Total noninterest income | $318,000 | 5,109 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $95,000 | 5,599 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $223,000 | 4,309 |
| Total noninterest expense | $5,177,000 | 3,440 |
| Salaries and employee benefits | $2,787,000 | 3,282 |
| Premises and equipment expense | $442,000 | 4,337 |
| Additional noninterest expense | $1,948,000 | 3,210 |
| Pre-tax net operating income | $-552,000 | 6,427 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $-245,000 | 6,950 |
| Income before extraordinary items | $-307,000 | 6,386 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-307,000 | 6,389 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-307,000 | 6,388 |
| Net charge-offs | $2,294,000 | 1,431 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-307,000 | 6,338 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,245,000 | 3,723 |
| Total interest expense | $498,000 | 5,416 |
| Net interest income | $4,747,000 | 3,347 |
| Provision for loan and lease losses | $823,000 | 2,237 |
| Total noninterest income | $181,000 | 5,605 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $61,000 | 5,818 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $120,000 | 4,870 |
| Total noninterest expense | $3,680,000 | 3,598 |
| Salaries and employee benefits | $2,108,000 | 3,272 |
| Premises and equipment expense | $332,000 | 4,380 |
| Additional noninterest expense | $1,240,000 | 3,599 |
| Pre-tax net operating income | $425,000 | 4,694 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $158,000 | 2,864 |
| Income before extraordinary items | $267,000 | 5,203 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $267,000 | 5,205 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $267,000 | 5,205 |
| Net charge-offs | $1,015,000 | 1,873 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $267,000 | 5,085 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,516,000 | 3,746 |
| Total interest expense | $348,000 | 5,442 |
| Net interest income | $3,168,000 | 3,348 |
| Provision for loan and lease losses | $627,000 | 2,005 |
| Total noninterest income | $130,000 | 5,533 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $37,000 | 5,936 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $93,000 | 4,654 |
| Total noninterest expense | $2,493,000 | 3,581 |
| Salaries and employee benefits | $1,421,000 | 3,269 |
| Premises and equipment expense | $221,000 | 4,432 |
| Additional noninterest expense | $851,000 | 3,587 |
| Pre-tax net operating income | $178,000 | 5,245 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $64,000 | 3,192 |
| Income before extraordinary items | $114,000 | 5,597 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $114,000 | 5,596 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $114,000 | 5,597 |
| Net charge-offs | $935,000 | 1,528 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $114,000 | 5,509 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,771,000 | 3,748 |
| Total interest expense | $183,000 | 5,430 |
| Net interest income | $1,588,000 | 3,327 |
| Provision for loan and lease losses | $170,000 | 2,631 |
| Total noninterest income | $65,000 | 5,583 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $17,000 | 6,004 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $48,000 | 4,728 |
| Total noninterest expense | $1,230,000 | 3,630 |
| Salaries and employee benefits | $717,000 | 3,267 |
| Premises and equipment expense | $112,000 | 4,443 |
| Additional noninterest expense | $401,000 | 3,721 |
| Pre-tax net operating income | $253,000 | 3,806 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $99,000 | 2,192 |
| Income before extraordinary items | $154,000 | 4,408 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $154,000 | 4,407 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $154,000 | 4,408 |
| Net charge-offs | $24,000 | 3,913 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $154,000 | 4,343 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,295,000 | 3,805 |
| Total interest expense | $854,000 | 5,582 |
| Net interest income | $6,441,000 | 3,289 |
| Provision for loan and lease losses | $5,753,000 | 1,033 |
| Total noninterest income | $249,000 | 5,675 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $73,000 | 5,867 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $176,000 | 4,769 |
| Total noninterest expense | $4,424,000 | 3,941 |
| Salaries and employee benefits | $2,528,000 | 3,554 |
| Premises and equipment expense | $406,000 | 4,723 |
| Additional noninterest expense | $1,490,000 | 4,021 |
| Pre-tax net operating income | $-3,487,000 | 6,981 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $-1,424,000 | 7,394 |
| Income before extraordinary items | $-2,063,000 | 6,859 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,063,000 | 6,859 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-2,063,000 | 6,860 |
| Net charge-offs | $4,573,000 | 1,096 |
| Cash dividends | $450,000 | 2,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-2,063,000 | 6,836 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,416,000 | 3,906 |
| Total interest expense | $655,000 | 5,688 |
| Net interest income | $4,761,000 | 3,381 |
| Provision for loan and lease losses | $4,853,000 | 898 |
| Total noninterest income | $158,000 | 5,997 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $58,000 | 5,895 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $100,000 | 5,204 |
| Total noninterest expense | $3,196,000 | 4,047 |
| Salaries and employee benefits | $1,902,000 | 3,581 |
| Premises and equipment expense | $307,000 | 4,778 |
| Additional noninterest expense | $987,000 | 4,330 |
| Pre-tax net operating income | $-3,130,000 | 7,218 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $295,000 | 2,166 |
| Income before extraordinary items | $-3,425,000 | 7,319 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-3,425,000 | 7,318 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-3,425,000 | 7,319 |
| Net charge-offs | $4,224,000 | 883 |
| Cash dividends | $450,000 | 1,884 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-3,425,000 | 7,301 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,580,000 | 3,953 |
| Total interest expense | $439,000 | 5,767 |
| Net interest income | $3,141,000 | 3,417 |
| Provision for loan and lease losses | $3,551,000 | 834 |
| Total noninterest income | $112,000 | 5,919 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $52,000 | 5,529 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $60,000 | 5,377 |
| Total noninterest expense | $2,176,000 | 4,005 |
| Salaries and employee benefits | $1,306,000 | 3,519 |
| Premises and equipment expense | $205,000 | 4,803 |
| Additional noninterest expense | $665,000 | 4,313 |
| Pre-tax net operating income | $-2,474,000 | 7,344 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $278,000 | 1,813 |
| Income before extraordinary items | $-2,752,000 | 7,426 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-2,752,000 | 7,426 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-2,752,000 | 7,426 |
| Net charge-offs | $3,690,000 | 699 |
| Cash dividends | $450,000 | 1,446 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-2,752,000 | 7,418 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,772,000 | 4,046 |
| Total interest expense | $221,000 | 5,876 |
| Net interest income | $1,551,000 | 3,462 |
| Provision for loan and lease losses | $109,000 | 3,857 |
| Total noninterest income | $57,000 | 5,949 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $27,000 | 5,514 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $30,000 | 5,438 |
| Total noninterest expense | $1,048,000 | 4,141 |
| Salaries and employee benefits | $647,000 | 3,605 |
| Premises and equipment expense | $104,000 | 4,851 |
| Additional noninterest expense | $297,000 | 4,608 |
| Pre-tax net operating income | $451,000 | 2,601 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $180,000 | 1,533 |
| Income before extraordinary items | $271,000 | 3,329 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $271,000 | 3,327 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $271,000 | 3,329 |
| Net charge-offs | $55,000 | 3,635 |
| Cash dividends | $450,000 | 752 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $271,000 | 3,216 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,501,000 | 4,384 |
| Total interest expense | $1,122,000 | 5,798 |
| Net interest income | $5,379,000 | 3,766 |
| Provision for loan and lease losses | $2,223,000 | 2,347 |
| Total noninterest income | $288,000 | 5,667 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $102,000 | 5,725 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $186,000 | 4,757 |
| Total noninterest expense | $4,500,000 | 4,009 |
| Salaries and employee benefits | $2,561,000 | 3,621 |
| Premises and equipment expense | $471,000 | 4,531 |
| Additional noninterest expense | $1,468,000 | 4,129 |
| Pre-tax net operating income | $-1,056,000 | 6,276 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-426,000 | 6,985 |
| Income before extraordinary items | $-630,000 | 6,156 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-630,000 | 6,156 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-630,000 | 6,156 |
| Net charge-offs | $3,052,000 | 1,587 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-630,000 | 6,154 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,766,000 | 4,508 |
| Total interest expense | $877,000 | 5,844 |
| Net interest income | $3,889,000 | 3,851 |
| Provision for loan and lease losses | $1,672,000 | 2,102 |
| Total noninterest income | $178,000 | 6,085 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $76,000 | 5,778 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $102,000 | 5,370 |
| Total noninterest expense | $3,370,000 | 4,002 |
| Salaries and employee benefits | $1,890,000 | 3,698 |
| Premises and equipment expense | $366,000 | 4,497 |
| Additional noninterest expense | $1,114,000 | 4,084 |
| Pre-tax net operating income | $-975,000 | 6,639 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-392,000 | 7,278 |
| Income before extraordinary items | $-583,000 | 6,494 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-583,000 | 6,495 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-583,000 | 6,494 |
| Net charge-offs | $2,821,000 | 1,226 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-583,000 | 6,484 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,083,000 | 4,635 |
| Total interest expense | $611,000 | 5,876 |
| Net interest income | $2,472,000 | 3,971 |
| Provision for loan and lease losses | $1,360,000 | 1,738 |
| Total noninterest income | $122,000 | 6,079 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $49,000 | 5,826 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $73,000 | 5,302 |
| Total noninterest expense | $2,204,000 | 4,091 |
| Salaries and employee benefits | $1,256,000 | 3,754 |
| Premises and equipment expense | $258,000 | 4,372 |
| Additional noninterest expense | $690,000 | 4,309 |
| Pre-tax net operating income | $-970,000 | 7,008 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-392,000 | 7,513 |
| Income before extraordinary items | $-578,000 | 6,834 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-578,000 | 6,834 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-578,000 | 6,834 |
| Net charge-offs | $2,594,000 | 950 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-578,000 | 6,818 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,460,000 | 4,824 |
| Total interest expense | $338,000 | 5,759 |
| Net interest income | $1,122,000 | 4,212 |
| Provision for loan and lease losses | $1,271,000 | 1,022 |
| Total noninterest income | $63,000 | 6,033 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $21,000 | 6,011 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $42,000 | 5,129 |
| Total noninterest expense | $1,088,000 | 4,056 |
| Salaries and employee benefits | $613,000 | 3,868 |
| Premises and equipment expense | $130,000 | 4,390 |
| Additional noninterest expense | $345,000 | 3,999 |
| Pre-tax net operating income | $-1,174,000 | 7,680 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-476,000 | 7,886 |
| Income before extraordinary items | $-698,000 | 7,581 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-698,000 | 7,582 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-698,000 | 7,582 |
| Net charge-offs | $1,873,000 | 626 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-698,000 | 7,566 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,895,000 | 4,166 |
| Total interest expense | $2,318,000 | 4,940 |
| Net interest income | $5,577,000 | 3,663 |
| Provision for loan and lease losses | $1,265,000 | 2,385 |
| Total noninterest income | $233,000 | 6,261 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $100,000 | 5,896 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $133,000 | 5,511 |
| Total noninterest expense | $4,708,000 | 3,745 |
| Salaries and employee benefits | $2,770,000 | 3,473 |
| Premises and equipment expense | $522,000 | 4,344 |
| Additional noninterest expense | $1,416,000 | 3,778 |
| Pre-tax net operating income | $-163,000 | 6,521 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-66,000 | 7,000 |
| Income before extraordinary items | $-97,000 | 6,355 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-97,000 | 6,356 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 4,762 |
| Cash dividends | $200,000 | 4,486 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-97,000 | 6,502 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,165,000 | 4,137 |
| Total interest expense | $1,893,000 | 4,834 |
| Net interest income | $4,272,000 | 3,639 |
| Provision for loan and lease losses | $662,000 | 2,331 |
| Total noninterest income | $183,000 | 6,286 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $79,000 | 5,863 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $104,000 | 5,570 |
| Total noninterest expense | $3,536,000 | 3,723 |
| Salaries and employee benefits | $2,070,000 | 3,506 |
| Premises and equipment expense | $396,000 | 4,348 |
| Additional noninterest expense | $1,070,000 | 3,688 |
| Pre-tax net operating income | $257,000 | 5,811 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $103,000 | 3,575 |
| Income before extraordinary items | $154,000 | 5,922 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $154,000 | 5,920 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 3,663 |
| Cash dividends | $100,000 | 4,390 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $154,000 | 6,096 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,116,000 | 4,167 |
| Total interest expense | $1,374,000 | 4,747 |
| Net interest income | $2,742,000 | 3,730 |
| Provision for loan and lease losses | $21,000 | 5,924 |
| Total noninterest income | $116,000 | 6,431 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $50,000 | 5,955 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $66,000 | 5,727 |
| Total noninterest expense | $2,426,000 | 3,660 |
| Salaries and employee benefits | $1,440,000 | 3,448 |
| Premises and equipment expense | $265,000 | 4,348 |
| Additional noninterest expense | $721,000 | 3,635 |
| Pre-tax net operating income | $411,000 | 4,745 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $166,000 | 2,899 |
| Income before extraordinary items | $245,000 | 5,318 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $245,000 | 5,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 3,123 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $245,000 | 5,237 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,148,000 | 4,128 |
| Total interest expense | $777,000 | 4,588 |
| Net interest income | $1,371,000 | 3,712 |
| Provision for loan and lease losses | $70,000 | 3,305 |
| Total noninterest income | $59,000 | 6,392 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $23,000 | 6,062 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $36,000 | 5,627 |
| Total noninterest expense | $1,190,000 | 3,722 |
| Salaries and employee benefits | $718,000 | 3,479 |
| Premises and equipment expense | $131,000 | 4,397 |
| Additional noninterest expense | $341,000 | 3,739 |
| Pre-tax net operating income | $170,000 | 5,246 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $69,000 | 3,233 |
| Income before extraordinary items | $101,000 | 5,826 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $101,000 | 5,829 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 1,846 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $101,000 | 5,733 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,045,000 | 3,516 |
| Total interest expense | $4,612,000 | 3,661 |
| Net interest income | $6,433,000 | 3,330 |
| Provision for loan and lease losses | $-677,000 | 8,501 |
| Total noninterest income | $229,000 | 6,539 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $70,000 | 6,442 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $159,000 | 5,478 |
| Total noninterest expense | $4,856,000 | 3,528 |
| Salaries and employee benefits | $2,940,000 | 3,283 |
| Premises and equipment expense | $495,000 | 4,395 |
| Additional noninterest expense | $1,421,000 | 3,573 |
| Pre-tax net operating income | $2,483,000 | 2,841 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,001,000 | 1,864 |
| Income before extraordinary items | $1,482,000 | 3,477 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,482,000 | 3,476 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-628,000 | 8,511 |
| Cash dividends | $240,000 | 4,706 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,482,000 | 3,465 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,417,000 | 3,478 |
| Total interest expense | $3,598,000 | 3,567 |
| Net interest income | $4,819,000 | 3,333 |
| Provision for loan and lease losses | $-693,000 | 8,532 |
| Total noninterest income | $172,000 | 6,581 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $51,000 | 6,513 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $121,000 | 5,463 |
| Total noninterest expense | $3,727,000 | 3,433 |
| Salaries and employee benefits | $2,325,000 | 3,120 |
| Premises and equipment expense | $364,000 | 4,436 |
| Additional noninterest expense | $1,038,000 | 3,592 |
| Pre-tax net operating income | $1,957,000 | 2,886 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $789,000 | 1,923 |
| Income before extraordinary items | $1,168,000 | 3,531 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,168,000 | 3,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-599,000 | 8,535 |
| Cash dividends | $120,000 | 4,554 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,168,000 | 3,515 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,604,000 | 3,496 |
| Total interest expense | $2,338,000 | 3,628 |
| Net interest income | $3,266,000 | 3,314 |
| Provision for loan and lease losses | $-594,000 | 8,573 |
| Total noninterest income | $118,000 | 6,568 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $35,000 | 6,515 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $83,000 | 5,442 |
| Total noninterest expense | $2,361,000 | 3,616 |
| Salaries and employee benefits | $1,511,000 | 3,225 |
| Premises and equipment expense | $236,000 | 4,542 |
| Additional noninterest expense | $614,000 | 3,952 |
| Pre-tax net operating income | $1,617,000 | 2,553 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $653,000 | 1,738 |
| Income before extraordinary items | $964,000 | 3,111 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $964,000 | 3,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-674,000 | 8,596 |
| Cash dividends | $120,000 | 4,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $964,000 | 3,095 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,739,000 | 3,540 |
| Total interest expense | $1,161,000 | 3,617 |
| Net interest income | $1,578,000 | 3,404 |
| Provision for loan and lease losses | $61,000 | 2,735 |
| Total noninterest income | $84,000 | 5,880 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $19,000 | 6,411 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $65,000 | 4,594 |
| Total noninterest expense | $1,174,000 | 3,631 |
| Salaries and employee benefits | $761,000 | 3,227 |
| Premises and equipment expense | $109,000 | 4,791 |
| Additional noninterest expense | $304,000 | 3,930 |
| Pre-tax net operating income | $427,000 | 3,857 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $172,000 | 2,599 |
| Income before extraordinary items | $255,000 | 4,511 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $255,000 | 4,513 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 2,588 |
| Cash dividends | $120,000 | 2,940 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $255,000 | 4,498 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $10,202,000 | 3,517 |
| Total interest expense | $3,837,000 | 3,692 |
| Net interest income | $6,365,000 | 3,369 |
| Provision for loan and lease losses | $449,000 | 2,087 |
| Total noninterest income | $227,000 | 6,706 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $85,000 | 6,362 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $142,000 | 5,713 |
| Total noninterest expense | $4,673,000 | 3,532 |
| Salaries and employee benefits | $2,379,000 | 3,745 |
| Premises and equipment expense | $389,000 | 5,018 |
| Additional noninterest expense | $1,905,000 | 2,683 |
| Pre-tax net operating income | $1,470,000 | 4,330 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $586,000 | 2,916 |
| Income before extraordinary items | $884,000 | 4,985 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $884,000 | 4,987 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $167,000 | 2,443 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 1,062 |
| Net operating income | $884,000 | 4,980 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,480,000 | 3,555 |
| Total interest expense | $2,735,000 | 3,738 |
| Net interest income | $4,745,000 | 3,412 |
| Provision for loan and lease losses | $185,000 | 3,006 |
| Total noninterest income | $171,000 | 6,751 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $59,000 | 6,534 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $112,000 | 5,632 |
| Total noninterest expense | $3,322,000 | 3,673 |
| Salaries and employee benefits | $1,843,000 | 3,656 |
| Premises and equipment expense | $285,000 | 5,112 |
| Additional noninterest expense | $1,194,000 | 3,153 |
| Pre-tax net operating income | $1,409,000 | 3,933 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $562,000 | 2,692 |
| Income before extraordinary items | $847,000 | 4,567 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $847,000 | 4,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 1,801 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 966 |
| Net operating income | $847,000 | 4,556 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,765,000 | 3,627 |
| Total interest expense | $1,657,000 | 3,865 |
| Net interest income | $3,108,000 | 3,460 |
| Provision for loan and lease losses | $143,000 | 2,740 |
| Total noninterest income | $128,000 | 6,539 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $38,000 | 6,602 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $90,000 | 5,350 |
| Total noninterest expense | $2,065,000 | 3,917 |
| Salaries and employee benefits | $1,174,000 | 3,799 |
| Premises and equipment expense | $179,000 | 5,266 |
| Additional noninterest expense | $712,000 | 3,423 |
| Pre-tax net operating income | $1,028,000 | 3,742 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $411,000 | 2,582 |
| Income before extraordinary items | $617,000 | 4,363 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $617,000 | 4,367 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 822 |
| Net operating income | $617,000 | 4,355 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,306,000 | 3,657 |
| Total interest expense | $785,000 | 3,865 |
| Net interest income | $1,521,000 | 3,511 |
| Provision for loan and lease losses | $95,000 | 2,071 |
| Total noninterest income | $51,000 | 6,914 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $19,000 | 6,578 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $32,000 | 5,945 |
| Total noninterest expense | $965,000 | 4,110 |
| Salaries and employee benefits | $596,000 | 3,786 |
| Premises and equipment expense | $81,000 | 5,603 |
| Additional noninterest expense | $288,000 | 4,029 |
| Pre-tax net operating income | $512,000 | 3,679 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $205,000 | 2,571 |
| Income before extraordinary items | $307,000 | 4,360 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $307,000 | 4,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 587 |
| Net operating income | $307,000 | 4,354 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,118,000 | 3,711 |
| Total interest expense | $2,196,000 | 4,159 |
| Net interest income | $5,922,000 | 3,461 |
| Provision for loan and lease losses | $898,000 | 1,159 |
| Total noninterest income | $188,000 | 7,163 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $77,000 | 6,637 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $111,000 | 6,239 |
| Total noninterest expense | $3,470,000 | 4,309 |
| Salaries and employee benefits | $1,990,000 | 4,137 |
| Premises and equipment expense | $321,000 | 5,538 |
| Additional noninterest expense | $1,159,000 | 3,956 |
| Pre-tax net operating income | $1,742,000 | 4,031 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $698,000 | 2,822 |
| Income before extraordinary items | $1,044,000 | 4,714 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,044,000 | 4,715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $849,000 | 771 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $208,000 | 641 |
| Net operating income | $1,044,000 | 4,683 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,886,000 | 3,772 |
| Total interest expense | $1,499,000 | 4,290 |
| Net interest income | $4,387,000 | 3,488 |
| Provision for loan and lease losses | $942,000 | 800 |
| Total noninterest income | $134,000 | 7,264 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $61,000 | 6,602 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $73,000 | 6,452 |
| Total noninterest expense | $2,577,000 | 4,318 |
| Salaries and employee benefits | $1,478,000 | 4,144 |
| Premises and equipment expense | $240,000 | 5,556 |
| Additional noninterest expense | $859,000 | 3,958 |
| Pre-tax net operating income | $1,002,000 | 4,765 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $401,000 | 3,318 |
| Income before extraordinary items | $601,000 | 5,438 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $601,000 | 5,441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $985,000 | 497 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $208,000 | 487 |
| Net operating income | $601,000 | 5,408 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,791,000 | 3,788 |
| Total interest expense | $913,000 | 4,408 |
| Net interest income | $2,878,000 | 3,518 |
| Provision for loan and lease losses | $948,000 | 546 |
| Total noninterest income | $84,000 | 7,333 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $40,000 | 6,599 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $44,000 | 6,606 |
| Total noninterest expense | $1,736,000 | 4,265 |
| Salaries and employee benefits | $1,024,000 | 4,001 |
| Premises and equipment expense | $160,000 | 5,527 |
| Additional noninterest expense | $552,000 | 4,053 |
| Pre-tax net operating income | $278,000 | 6,723 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $110,000 | 4,694 |
| Income before extraordinary items | $168,000 | 7,191 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $168,000 | 7,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $957,000 | 380 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $168,000 | 7,156 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,841,000 | 3,834 |
| Total interest expense | $431,000 | 4,444 |
| Net interest income | $1,410,000 | 3,586 |
| Provision for loan and lease losses | $-11,000 | 8,730 |
| Total noninterest income | $35,000 | 7,613 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $22,000 | 6,479 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $13,000 | 7,447 |
| Total noninterest expense | $865,000 | 4,292 |
| Salaries and employee benefits | $507,000 | 4,055 |
| Premises and equipment expense | $86,000 | 5,371 |
| Additional noninterest expense | $272,000 | 4,102 |
| Pre-tax net operating income | $591,000 | 3,261 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $238,000 | 2,337 |
| Income before extraordinary items | $353,000 | 3,939 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $353,000 | 3,941 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,095 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $353,000 | 3,891 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,237,000 | 4,138 |
| Total interest expense | $998,000 | 5,658 |
| Net interest income | $5,239,000 | 3,670 |
| Provision for loan and lease losses | $208,000 | 3,622 |
| Total noninterest income | $255,000 | 6,730 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $95,000 | 6,547 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $160,000 | 5,564 |
| Total noninterest expense | $3,244,000 | 4,418 |
| Salaries and employee benefits | $1,904,000 | 4,166 |
| Premises and equipment expense | $272,000 | 5,968 |
| Additional noninterest expense | $1,068,000 | 4,118 |
| Pre-tax net operating income | $2,042,000 | 3,451 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $808,000 | 2,517 |
| Income before extraordinary items | $1,234,000 | 4,137 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,234,000 | 4,139 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $219,000 | 2,445 |
| Cash dividends | $40,000 | 5,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,234,000 | 4,065 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,491,000 | 4,255 |
| Total interest expense | $659,000 | 5,995 |
| Net interest income | $3,832,000 | 3,730 |
| Provision for loan and lease losses | $145,000 | 3,592 |
| Total noninterest income | $201,000 | 6,665 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $76,000 | 6,505 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $125,000 | 5,493 |
| Total noninterest expense | $2,328,000 | 4,529 |
| Salaries and employee benefits | $1,375,000 | 4,252 |
| Premises and equipment expense | $194,000 | 6,091 |
| Additional noninterest expense | $759,000 | 4,249 |
| Pre-tax net operating income | $1,560,000 | 3,482 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $623,000 | 2,502 |
| Income before extraordinary items | $937,000 | 4,165 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $937,000 | 4,166 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 2,234 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $937,000 | 4,095 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,902,000 | 4,351 |
| Total interest expense | $391,000 | 6,346 |
| Net interest income | $2,511,000 | 3,770 |
| Provision for loan and lease losses | $126,000 | 3,023 |
| Total noninterest income | $140,000 | 6,616 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $52,000 | 6,467 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $88,000 | 5,416 |
| Total noninterest expense | $1,571,000 | 4,515 |
| Salaries and employee benefits | $933,000 | 4,195 |
| Premises and equipment expense | $133,000 | 6,029 |
| Additional noninterest expense | $505,000 | 4,283 |
| Pre-tax net operating income | $954,000 | 3,638 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $379,000 | 2,659 |
| Income before extraordinary items | $575,000 | 4,369 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $575,000 | 4,370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 1,746 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $575,000 | 4,273 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,432,000 | 4,417 |
| Total interest expense | $195,000 | 6,419 |
| Net interest income | $1,237,000 | 3,801 |
| Provision for loan and lease losses | $83,000 | 2,440 |
| Total noninterest income | $63,000 | 6,769 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $23,000 | 6,604 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $40,000 | 5,560 |
| Total noninterest expense | $724,000 | 4,807 |
| Salaries and employee benefits | $431,000 | 4,468 |
| Premises and equipment expense | $56,000 | 6,504 |
| Additional noninterest expense | $237,000 | 4,492 |
| Pre-tax net operating income | $493,000 | 3,563 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $198,000 | 2,601 |
| Income before extraordinary items | $295,000 | 4,313 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $295,000 | 4,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,417 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $295,000 | 4,185 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,289,000 | 4,707 |
| Total interest expense | $914,000 | 6,371 |
| Net interest income | $4,375,000 | 4,087 |
| Provision for loan and lease losses | $217,000 | 3,881 |
| Total noninterest income | $302,000 | 6,582 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $123,000 | 6,233 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $179,000 | 5,518 |
| Total noninterest expense | $2,912,000 | 4,708 |
| Salaries and employee benefits | $1,737,000 | 4,369 |
| Premises and equipment expense | $316,000 | 5,510 |
| Additional noninterest expense | $859,000 | 4,809 |
| Pre-tax net operating income | $1,548,000 | 4,050 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $620,000 | 2,997 |
| Income before extraordinary items | $928,000 | 4,857 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $928,000 | 4,857 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 4,417 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $928,000 | 4,694 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,921,000 | 4,800 |
| Total interest expense | $718,000 | 6,393 |
| Net interest income | $3,203,000 | 4,189 |
| Provision for loan and lease losses | $167,000 | 3,715 |
| Total noninterest income | $234,000 | 6,559 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $95,000 | 6,228 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $139,000 | 5,488 |
| Total noninterest expense | $2,035,000 | 4,918 |
| Salaries and employee benefits | $1,195,000 | 4,634 |
| Premises and equipment expense | $233,000 | 5,546 |
| Additional noninterest expense | $607,000 | 4,961 |
| Pre-tax net operating income | $1,235,000 | 3,993 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $494,000 | 3,055 |
| Income before extraordinary items | $741,000 | 4,818 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $741,000 | 4,818 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 3,548 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $741,000 | 4,627 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,627,000 | 4,820 |
| Total interest expense | $523,000 | 6,249 |
| Net interest income | $2,104,000 | 4,235 |
| Provision for loan and lease losses | $139,000 | 3,249 |
| Total noninterest income | $169,000 | 6,374 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $63,000 | 6,212 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $106,000 | 5,230 |
| Total noninterest expense | $1,366,000 | 4,906 |
| Salaries and employee benefits | $813,000 | 4,559 |
| Premises and equipment expense | $154,000 | 5,570 |
| Additional noninterest expense | $399,000 | 5,014 |
| Pre-tax net operating income | $768,000 | 4,169 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $307,000 | 3,206 |
| Income before extraordinary items | $461,000 | 5,015 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $461,000 | 5,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 3,533 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $461,000 | 4,811 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,289,000 | 4,907 |
| Total interest expense | $266,000 | 6,302 |
| Net interest income | $1,023,000 | 4,331 |
| Provision for loan and lease losses | $36,000 | 4,248 |
| Total noninterest income | $73,000 | 6,636 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $25,000 | 6,543 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $48,000 | 5,346 |
| Total noninterest expense | $669,000 | 4,957 |
| Salaries and employee benefits | $391,000 | 4,684 |
| Premises and equipment expense | $79,000 | 5,487 |
| Additional noninterest expense | $199,000 | 4,978 |
| Pre-tax net operating income | $391,000 | 4,090 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $156,000 | 3,152 |
| Income before extraordinary items | $235,000 | 4,884 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $235,000 | 4,884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,022 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $235,000 | 4,686 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,017,000 | 5,158 |
| Total interest expense | $1,284,000 | 6,223 |
| Net interest income | $3,733,000 | 4,555 |
| Provision for loan and lease losses | $277,000 | 3,627 |
| Total noninterest income | $197,000 | 7,341 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $74,000 | 7,056 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $123,000 | 6,013 |
| Total noninterest expense | $2,526,000 | 5,049 |
| Salaries and employee benefits | $1,453,000 | 4,809 |
| Premises and equipment expense | $308,000 | 5,485 |
| Additional noninterest expense | $765,000 | 5,091 |
| Pre-tax net operating income | $1,127,000 | 4,884 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $460,000 | 3,623 |
| Income before extraordinary items | $667,000 | 5,674 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $667,000 | 5,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 5,417 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $667,000 | 5,529 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,518,000 | 5,280 |
| Total interest expense | $2,471,000 | 5,437 |
| Net interest income | $3,047,000 | 5,007 |
| Provision for loan and lease losses | $113,000 | 5,400 |
| Total noninterest income | $241,000 | 6,937 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $120,000 | 6,247 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $121,000 | 5,991 |
| Total noninterest expense | $2,274,000 | 5,275 |
| Salaries and employee benefits | $1,164,000 | 5,440 |
| Premises and equipment expense | $338,000 | 5,156 |
| Additional noninterest expense | $772,000 | 4,908 |
| Pre-tax net operating income | $901,000 | 5,193 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $368,000 | 3,893 |
| Income before extraordinary items | $533,000 | 5,913 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $533,000 | 5,915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,796 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $40,000 | 759 |
| Net operating income | $533,000 | 5,799 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,013,000 | 5,074 |
| Total interest expense | $3,064,000 | 4,842 |
| Net interest income | $2,949,000 | 5,211 |
| Provision for loan and lease losses | $176,000 | 4,067 |
| Total noninterest income | $134,000 | 8,124 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $76,000 | 7,081 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 7,528 |
| Total noninterest expense | $1,920,000 | 5,820 |
| Salaries and employee benefits | $1,053,000 | 5,718 |
| Premises and equipment expense | $314,000 | 5,287 |
| Additional noninterest expense | $553,000 | 6,052 |
| Pre-tax net operating income | $987,000 | 5,289 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $406,000 | 3,961 |
| Income before extraordinary items | $581,000 | 5,939 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $581,000 | 5,937 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $581,000 | 5,950 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,019,000 | 6,350 |
| Total interest expense | $1,788,000 | 6,376 |
| Net interest income | $2,231,000 | 6,219 |
| Provision for loan and lease losses | $217,000 | 3,385 |
| Total noninterest income | $103,000 | 8,774 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $47,000 | 7,913 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 7,849 |
| Total noninterest expense | $1,473,000 | 6,841 |
| Salaries and employee benefits | $819,000 | 6,667 |
| Premises and equipment expense | $239,000 | 6,199 |
| Additional noninterest expense | $415,000 | 7,149 |
| Pre-tax net operating income | $644,000 | 6,550 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $266,000 | 5,071 |
| Income before extraordinary items | $378,000 | 7,107 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $378,000 | 7,108 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $378,000 | 7,080 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,104,000 | 7,407 |
| Total interest expense | $1,520,000 | 7,152 |
| Net interest income | $1,584,000 | 7,500 |
| Provision for loan and lease losses | $88,000 | 5,415 |
| Total noninterest income | $55,000 | 9,778 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $28,000 | 8,551 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 9,156 |
| Total noninterest expense | $1,229,000 | 7,463 |
| Salaries and employee benefits | $648,000 | 7,481 |
| Premises and equipment expense | $219,000 | 6,441 |
| Additional noninterest expense | $362,000 | 7,546 |
| Pre-tax net operating income | $322,000 | 8,271 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $133,000 | 7,072 |
| Income before extraordinary items | $189,000 | 8,696 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $189,000 | 8,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $128,000 | 5,987 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $189,000 | 8,627 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,780,000 | 9,310 |
| Total interest expense | $873,000 | 9,044 |
| Net interest income | $907,000 | 9,405 |
| Provision for loan and lease losses | $146,000 | 4,210 |
| Total noninterest income | $42,000 | 10,415 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $15,000 | 9,215 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 9,482 |
| Total noninterest expense | $900,000 | 8,692 |
| Salaries and employee benefits | $494,000 | 8,644 |
| Premises and equipment expense | $123,000 | 8,418 |
| Additional noninterest expense | $283,000 | 8,495 |
| Pre-tax net operating income | $-97,000 | 10,487 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $-19,000 | 10,549 |
| Income before extraordinary items | $-78,000 | 10,500 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-78,000 | 10,502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,835 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-78,000 | 10,467 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $409,000 | 11,301 |
| Total interest expense | $130,000 | 11,305 |
| Net interest income | $279,000 | 11,256 |
| Provision for loan and lease losses | $96,000 | 5,205 |
| Total noninterest income | $9,000 | 11,320 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $3,000 | 9,845 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 11,162 |
| Total noninterest expense | $756,000 | 9,604 |
| Salaries and employee benefits | $424,000 | 9,440 |
| Premises and equipment expense | $94,000 | 9,448 |
| Additional noninterest expense | $238,000 | 9,527 |
| Pre-tax net operating income | $-564,000 | 11,264 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $-208,000 | 11,273 |
| Income before extraordinary items | $-356,000 | 11,214 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-356,000 | 11,213 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $3,250,000 | 215 |
| Net operating income | $-356,000 | 11,187 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.