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PrimeSouth Bank, Income and Expense

2019-06-30 (YTD Data)		Rank
Total interest income	$5,807,000	2,369
Total interest expense	$1,477,000	1,810
Net interest income	$4,330,000	2,524
Provision for loan and lease losses	$776,000	600
Total noninterest income	$508,000	2,787
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$300,000	1,659
Trading account gains and fees	NA	NA
Additional Noninterest Income	$208,000	3,233
Total noninterest expense	$2,446,000	3,091
Salaries and employee benefits	$1,210,000	3,323
Premises and equipment expense	$321,000	2,714
Additional noninterest expense	$915,000	2,753
Pre-tax net operating income	$1,616,000	2,386
Securities gains (losses)	$-6,000	4,859
Applicable income taxes	$316,000	1,807
Income before extraordinary items	$1,294,000	2,541
Extraordinary gains, net	$0	11
Net income	$1,294,000	2,540
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,294,000	2,540
Net charge-offs	$972,000	346
Cash dividends	$589,000	1,960
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,298,800	2,509
2019-03-31 (YTD Data)		Rank
Total interest income	$2,896,000	2,374
Total interest expense	$724,000	1,796
Net interest income	$2,172,000	2,526
Provision for loan and lease losses	$376,000	580
Total noninterest income	$268,000	2,658
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$130,000	1,839
Trading account gains and fees	NA	NA
Additional Noninterest Income	$138,000	2,853
Total noninterest expense	$1,176,000	3,191
Salaries and employee benefits	$512,000	3,654
Premises and equipment expense	$155,000	2,797
Additional noninterest expense	$509,000	2,550
Pre-tax net operating income	$888,000	2,221
Securities gains (losses)	$-6,000	5,035
Applicable income taxes	$204,000	1,573
Income before extraordinary items	$678,000	2,409
Extraordinary gains, net	$0	5
Net income	$678,000	2,408
Minority interest net income	$0	52
Net income of bank and minority interests.	$678,000	2,408
Net charge-offs	$545,000	313
Cash dividends	$400,000	1,497
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$682,740	2,384
2018-12-31 (YTD Data)		Rank
Total interest income	$11,218,000	2,327
Total interest expense	$2,369,000	1,718
Net interest income	$8,849,000	2,479
Provision for loan and lease losses	$1,008,000	868
Total noninterest income	$988,000	2,871
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$669,000	1,592
Trading account gains and fees	NA	NA
Additional Noninterest Income	$319,000	3,606
Total noninterest expense	$5,403,000	2,915
Salaries and employee benefits	$3,135,000	2,873
Premises and equipment expense	$608,000	2,814
Additional noninterest expense	$1,660,000	2,961
Pre-tax net operating income	$3,426,000	2,314
Securities gains (losses)	$0	1,125
Applicable income taxes	$804,000	1,581
Income before extraordinary items	$2,622,000	2,525
Extraordinary gains, net	$0	6
Net income	$2,622,000	2,524
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,622,000	2,524
Net charge-offs	$785,000	721
Cash dividends	$250,000	3,471
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$2,622,000	2,518
2018-09-30 (YTD Data)		Rank
Total interest income	$8,261,000	2,351
Total interest expense	$1,679,000	1,714
Net interest income	$6,582,000	2,498
Provision for loan and lease losses	$757,000	814
Total noninterest income	$740,000	2,909
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$512,000	1,574
Trading account gains and fees	NA	NA
Additional Noninterest Income	$228,000	3,687
Total noninterest expense	$3,941,000	2,974
Salaries and employee benefits	$2,273,000	2,949
Premises and equipment expense	$459,000	2,818
Additional noninterest expense	$1,209,000	3,015
Pre-tax net operating income	$2,624,000	2,317
Securities gains (losses)	$0	1,118
Applicable income taxes	$617,000	1,608
Income before extraordinary items	$2,007,000	2,510
Extraordinary gains, net	$0	5
Net income	$2,007,000	2,509
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,007,000	2,509
Net charge-offs	$721,000	562
Cash dividends	$250,000	2,964
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$2,007,000	2,504
2018-06-30 (YTD Data)		Rank
Total interest income	$5,430,000	2,360
Total interest expense	$1,054,000	1,703
Net interest income	$4,376,000	2,503
Provision for loan and lease losses	$478,000	853
Total noninterest income	$435,000	3,078
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$340,000	1,565
Trading account gains and fees	NA	NA
Additional Noninterest Income	$95,000	4,178
Total noninterest expense	$2,631,000	2,998
Salaries and employee benefits	$1,552,000	2,924
Premises and equipment expense	$296,000	2,893
Additional noninterest expense	$783,000	3,094
Pre-tax net operating income	$1,702,000	2,334
Securities gains (losses)	$0	961
Applicable income taxes	$402,000	1,609
Income before extraordinary items	$1,300,000	2,544
Extraordinary gains, net	$0	6
Net income	$1,300,000	2,543
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,300,000	2,543
Net charge-offs	$307,000	715
Cash dividends	$250,000	2,633
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,300,000	2,537
2018-03-31 (YTD Data)		Rank
Total interest income	$2,669,000	2,386
Total interest expense	$500,000	1,713
Net interest income	$2,169,000	2,517
Provision for loan and lease losses	$200,000	934
Total noninterest income	$176,000	3,352
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$181,000	1,499
Trading account gains and fees	NA	NA
Additional Noninterest Income	$-5,000	5,561
Total noninterest expense	$1,234,000	3,134
Salaries and employee benefits	$704,000	3,119
Premises and equipment expense	$144,000	2,986
Additional noninterest expense	$386,000	3,142
Pre-tax net operating income	$911,000	2,164
Securities gains (losses)	$0	735
Applicable income taxes	$215,000	1,510
Income before extraordinary items	$696,000	2,389
Extraordinary gains, net	$0	7
Net income	$696,000	2,388
Minority interest net income	$0	52
Net income of bank and minority interests.	$696,000	2,389
Net charge-offs	$108,000	811
Cash dividends	$250,000	1,729
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$696,000	2,382
2017-12-31 (YTD Data)		Rank
Total interest income	$9,567,000	2,539
Total interest expense	$1,608,000	1,811
Net interest income	$7,959,000	2,646
Provision for loan and lease losses	$554,000	1,355
Total noninterest income	$803,000	3,277
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$633,000	1,691
Trading account gains and fees	NA	NA
Additional Noninterest Income	$170,000	4,366
Total noninterest expense	$5,049,000	3,073
Salaries and employee benefits	$2,929,000	3,045
Premises and equipment expense	$568,000	3,019
Additional noninterest expense	$1,552,000	3,157
Pre-tax net operating income	$3,159,000	2,401
Securities gains (losses)	$-6,000	4,997
Applicable income taxes	$1,359,000	1,613
Income before extraordinary items	$1,794,000	2,865
Extraordinary gains, net	$0	9
Net income	$1,794,000	2,864
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,794,000	2,865
Net charge-offs	$348,000	1,365
Cash dividends	$1,000,000	2,186
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$1,797,840	2,844
2017-09-30 (YTD Data)		Rank
Total interest income	$7,025,000	2,584
Total interest expense	$1,172,000	1,839
Net interest income	$5,853,000	2,704
Provision for loan and lease losses	$550,000	1,074
Total noninterest income	$689,000	3,085
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$475,000	1,696
Trading account gains and fees	NA	NA
Additional Noninterest Income	$214,000	3,893
Total noninterest expense	$3,687,000	3,137
Salaries and employee benefits	$2,118,000	3,114
Premises and equipment expense	$437,000	3,007
Additional noninterest expense	$1,132,000	3,222
Pre-tax net operating income	$2,305,000	2,494
Securities gains (losses)	$0	2,274
Applicable income taxes	$749,000	1,727
Income before extraordinary items	$1,556,000	2,798
Extraordinary gains, net	$0	9
Net income	$1,556,000	2,797
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,556,000	2,798
Net charge-offs	$357,000	1,006
Cash dividends	$800,000	1,921
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,556,000	2,781
2017-06-30 (YTD Data)		Rank
Total interest income	$4,550,000	2,620
Total interest expense	$772,000	1,816
Net interest income	$3,778,000	2,749
Provision for loan and lease losses	$423,000	956
Total noninterest income	$498,000	2,975
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$316,000	1,683
Trading account gains and fees	NA	NA
Additional Noninterest Income	$182,000	3,609
Total noninterest expense	$2,472,000	3,152
Salaries and employee benefits	$1,429,000	3,115
Premises and equipment expense	$288,000	3,031
Additional noninterest expense	$755,000	3,227
Pre-tax net operating income	$1,381,000	2,617
Securities gains (losses)	$0	1,906
Applicable income taxes	$440,000	1,818
Income before extraordinary items	$941,000	2,909
Extraordinary gains, net	$0	11
Net income	$941,000	2,909
Minority interest net income	$0	71
Net income of bank and minority interests.	$941,000	2,909
Net charge-offs	$341,000	757
Cash dividends	$600,000	1,787
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$941,000	2,887
2017-03-31 (YTD Data)		Rank
Total interest income	$2,233,000	2,650
Total interest expense	$379,000	1,824
Net interest income	$1,854,000	2,782
Provision for loan and lease losses	$196,000	955
Total noninterest income	$263,000	2,880
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$162,000	1,650
Trading account gains and fees	NA	NA
Additional Noninterest Income	$101,000	3,459
Total noninterest expense	$1,171,000	3,288
Salaries and employee benefits	$661,000	3,291
Premises and equipment expense	$138,000	3,145
Additional noninterest expense	$372,000	3,260
Pre-tax net operating income	$750,000	2,415
Securities gains (losses)	$0	1,153
Applicable income taxes	$240,000	1,695
Income before extraordinary items	$510,000	2,721
Extraordinary gains, net	$0	8
Net income	$510,000	2,721
Minority interest net income	$0	55
Net income of bank and minority interests.	$510,000	2,721
Net charge-offs	$134,000	761
Cash dividends	$350,000	1,507
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$510,000	2,701
2016-12-31 (YTD Data)		Rank
Total interest income	$8,821,000	2,657
Total interest expense	$1,581,000	1,734
Net interest income	$7,240,000	2,807
Provision for loan and lease losses	$392,000	1,724
Total noninterest income	$865,000	3,275
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$745,000	1,535
Trading account gains and fees	$0	170
Additional Noninterest Income	$120,000	4,845
Total noninterest expense	$4,858,000	3,236
Salaries and employee benefits	$2,752,000	3,216
Premises and equipment expense	$549,000	3,186
Additional noninterest expense	$1,557,000	3,263
Pre-tax net operating income	$2,855,000	2,470
Securities gains (losses)	$58,000	1,734
Applicable income taxes	$932,000	1,720
Income before extraordinary items	$1,981,000	2,813
Extraordinary gains, net	$0	5
Net income	$1,981,000	2,811
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,981,000	2,812
Net charge-offs	$393,000	1,275
Cash dividends	$1,125,000	2,064
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$1,941,560	2,798
2016-09-30 (YTD Data)		Rank
Total interest income	$6,599,000	2,670
Total interest expense	$1,194,000	1,720
Net interest income	$5,405,000	2,828
Provision for loan and lease losses	$253,000	1,796
Total noninterest income	$630,000	3,311
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$561,000	1,530
Trading account gains and fees	$0	169
Additional Noninterest Income	$69,000	5,069
Total noninterest expense	$3,581,000	3,271
Salaries and employee benefits	$1,996,000	3,277
Premises and equipment expense	$418,000	3,187
Additional noninterest expense	$1,167,000	3,285
Pre-tax net operating income	$2,201,000	2,468
Securities gains (losses)	$58,000	1,652
Applicable income taxes	$701,000	1,758
Income before extraordinary items	$1,558,000	2,764
Extraordinary gains, net	$0	5
Net income	$1,558,000	2,764
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,558,000	2,764
Net charge-offs	$279,000	1,198
Cash dividends	$800,000	1,879
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,517,980	2,746
2016-06-30 (YTD Data)		Rank
Total interest income	$4,354,000	2,699
Total interest expense	$798,000	1,702
Net interest income	$3,556,000	2,866
Provision for loan and lease losses	$252,000	1,400
Total noninterest income	$471,000	3,138
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$315,000	1,744
Trading account gains and fees	$0	157
Additional Noninterest Income	$156,000	3,930
Total noninterest expense	$2,438,000	3,258
Salaries and employee benefits	$1,391,000	3,199
Premises and equipment expense	$281,000	3,175
Additional noninterest expense	$766,000	3,345
Pre-tax net operating income	$1,337,000	2,585
Securities gains (losses)	$58,000	1,320
Applicable income taxes	$422,000	1,834
Income before extraordinary items	$973,000	2,856
Extraordinary gains, net	$0	16
Net income	$973,000	2,854
Minority interest net income	$0	71
Net income of bank and minority interests.	$973,000	2,855
Net charge-offs	$141,000	1,367
Cash dividends	$500,000	1,970
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$932,400	2,850
2016-03-31 (YTD Data)		Rank
Total interest income	$2,188,000	2,695
Total interest expense	$397,000	1,703
Net interest income	$1,791,000	2,853
Provision for loan and lease losses	$121,000	1,363
Total noninterest income	$197,000	3,401
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$152,000	1,784
Trading account gains and fees	$0	142
Additional Noninterest Income	$45,000	4,507
Total noninterest expense	$1,235,000	3,249
Salaries and employee benefits	$705,000	3,189
Premises and equipment expense	$140,000	3,213
Additional noninterest expense	$390,000	3,284
Pre-tax net operating income	$632,000	2,657
Securities gains (losses)	$22,000	1,191
Applicable income taxes	$217,000	1,763
Income before extraordinary items	$437,000	2,965
Extraordinary gains, net	$0	12
Net income	$437,000	2,964
Minority interest net income	$0	62
Net income of bank and minority interests.	$437,000	2,965
Net charge-offs	$43,000	1,533
Cash dividends	$250,000	1,750
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$422,260	2,971
2015-12-31 (YTD Data)		Rank
Total interest income	$8,650,000	2,680
Total interest expense	$1,466,000	1,813
Net interest income	$7,184,000	2,808
Provision for loan and lease losses	$132,000	2,754
Total noninterest income	$383,000	4,533
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$691,000	1,669
Trading account gains and fees	$0	159
Additional Noninterest Income	$-308,000	6,157
Total noninterest expense	$4,647,000	3,391
Salaries and employee benefits	$2,534,000	3,390
Premises and equipment expense	$614,000	3,054
Additional noninterest expense	$1,499,000	3,398
Pre-tax net operating income	$2,788,000	2,440
Securities gains (losses)	$-5,000	5,798
Applicable income taxes	$901,000	1,681
Income before extraordinary items	$1,882,000	2,841
Extraordinary gains, net	$0	23
Net income	$1,882,000	2,843
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,882,000	2,844
Net charge-offs	$927,000	733
Cash dividends	$800,000	2,367
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$1,885,400	2,793
2015-09-30 (YTD Data)		Rank
Total interest income	$6,484,000	2,697
Total interest expense	$1,076,000	1,853
Net interest income	$5,408,000	2,821
Provision for loan and lease losses	$79,000	2,921
Total noninterest income	$267,000	4,656
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$527,000	1,653
Trading account gains and fees	$0	153
Additional Noninterest Income	$-260,000	6,238
Total noninterest expense	$3,515,000	3,398
Salaries and employee benefits	$1,926,000	3,355
Premises and equipment expense	$474,000	3,040
Additional noninterest expense	$1,115,000	3,433
Pre-tax net operating income	$2,081,000	2,501
Securities gains (losses)	$-5,000	5,937
Applicable income taxes	$643,000	1,783
Income before extraordinary items	$1,433,000	2,855
Extraordinary gains, net	$0	21
Net income	$1,433,000	2,854
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,433,000	2,856
Net charge-offs	$606,000	751
Cash dividends	$600,000	2,126
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,436,450	2,795
2015-06-30 (YTD Data)		Rank
Total interest income	$4,274,000	2,725
Total interest expense	$701,000	1,897
Net interest income	$3,573,000	2,838
Provision for loan and lease losses	$77,000	2,506
Total noninterest income	$189,000	4,606
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$348,000	1,645
Trading account gains and fees	$0	157
Additional Noninterest Income	$-159,000	6,305
Total noninterest expense	$2,298,000	3,462
Salaries and employee benefits	$1,267,000	3,419
Premises and equipment expense	$317,000	3,051
Additional noninterest expense	$714,000	3,534
Pre-tax net operating income	$1,387,000	2,481
Securities gains (losses)	$-5,000	6,046
Applicable income taxes	$400,000	1,848
Income before extraordinary items	$982,000	2,782
Extraordinary gains, net	$0	22
Net income	$982,000	2,783
Minority interest net income	$0	75
Net income of bank and minority interests.	$982,000	2,784
Net charge-offs	$523,000	621
Cash dividends	$400,000	2,136
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$985,550	2,720
2015-03-31 (YTD Data)		Rank
Total interest income	$2,169,000	2,699
Total interest expense	$344,000	1,946
Net interest income	$1,825,000	2,798
Provision for loan and lease losses	$75,000	1,675
Total noninterest income	$48,000	5,345
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$171,000	1,656
Trading account gains and fees	$0	152
Additional Noninterest Income	$-123,000	6,383
Total noninterest expense	$1,175,000	3,426
Salaries and employee benefits	$673,000	3,317
Premises and equipment expense	$151,000	3,188
Additional noninterest expense	$351,000	3,580
Pre-tax net operating income	$623,000	2,618
Securities gains (losses)	$0	2,027
Applicable income taxes	$145,000	2,120
Income before extraordinary items	$478,000	2,809
Extraordinary gains, net	$0	13
Net income	$478,000	2,812
Minority interest net income	$0	64
Net income of bank and minority interests.	$478,000	2,812
Net charge-offs	$156,000	851
Cash dividends	$200,000	1,824
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$478,000	2,734
2014-12-31 (YTD Data)		Rank
Total interest income	$8,278,000	2,816
Total interest expense	$1,388,000	2,022
Net interest income	$6,890,000	2,925
Provision for loan and lease losses	$805,000	1,017
Total noninterest income	$323,000	4,906
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$826,000	1,530
Trading account gains and fees	$0	180
Additional Noninterest Income	$-503,000	6,466
Total noninterest expense	$4,351,000	3,631
Salaries and employee benefits	$2,207,000	3,783
Premises and equipment expense	$621,000	3,143
Additional noninterest expense	$1,523,000	3,521
Pre-tax net operating income	$2,057,000	2,930
Securities gains (losses)	$44,000	1,815
Applicable income taxes	$697,000	1,902
Income before extraordinary items	$1,404,000	3,358
Extraordinary gains, net	$0	17
Net income	$1,404,000	3,360
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,404,000	3,360
Net charge-offs	$665,000	1,209
Cash dividends	$825,000	2,279
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,374,520	3,345
2014-09-30 (YTD Data)		Rank
Total interest income	$6,129,000	2,877
Total interest expense	$1,038,000	2,058
Net interest income	$5,091,000	2,984
Provision for loan and lease losses	$802,000	804
Total noninterest income	$502,000	3,831
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$606,000	1,577
Trading account gains and fees	$0	174
Additional Noninterest Income	$-104,000	6,496
Total noninterest expense	$3,204,000	3,683
Salaries and employee benefits	$1,651,000	3,801
Premises and equipment expense	$453,000	3,267
Additional noninterest expense	$1,100,000	3,621
Pre-tax net operating income	$1,587,000	2,933
Securities gains (losses)	$37,000	1,650
Applicable income taxes	$531,000	1,926
Income before extraordinary items	$1,093,000	3,334
Extraordinary gains, net	$0	15
Net income	$1,093,000	3,334
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,093,000	3,335
Net charge-offs	$615,000	981
Cash dividends	$600,000	2,003
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,068,210	3,328
2014-06-30 (YTD Data)		Rank
Total interest income	$4,037,000	2,905
Total interest expense	$686,000	2,088
Net interest income	$3,351,000	3,004
Provision for loan and lease losses	$582,000	749
Total noninterest income	$334,000	3,829
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$393,000	1,591
Trading account gains and fees	$0	172
Additional Noninterest Income	$-59,000	6,561
Total noninterest expense	$2,087,000	3,765
Salaries and employee benefits	$1,062,000	3,898
Premises and equipment expense	$300,000	3,288
Additional noninterest expense	$725,000	3,652
Pre-tax net operating income	$1,016,000	2,949
Securities gains (losses)	$37,000	1,347
Applicable income taxes	$343,000	1,929
Income before extraordinary items	$710,000	3,308
Extraordinary gains, net	$0	20
Net income	$710,000	3,314
Minority interest net income	$0	80
Net income of bank and minority interests.	$710,000	3,314
Net charge-offs	$343,000	1,156
Cash dividends	$400,000	2,030
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$685,210	3,332
2014-03-31 (YTD Data)		Rank
Total interest income	$2,008,000	2,917
Total interest expense	$347,000	2,095
Net interest income	$1,661,000	3,032
Provision for loan and lease losses	$222,000	938
Total noninterest income	$95,000	4,712
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$197,000	1,569
Trading account gains and fees	$0	147
Additional Noninterest Income	$-102,000	6,657
Total noninterest expense	$1,075,000	3,719
Salaries and employee benefits	$562,000	3,816
Premises and equipment expense	$153,000	3,298
Additional noninterest expense	$360,000	3,648
Pre-tax net operating income	$459,000	3,053
Securities gains (losses)	$20,000	956
Applicable income taxes	$149,000	2,017
Income before extraordinary items	$330,000	3,371
Extraordinary gains, net	$0	16
Net income	$330,000	3,374
Minority interest net income	$0	66
Net income of bank and minority interests.	$330,000	3,374
Net charge-offs	$62,000	1,700
Cash dividends	$200,000	1,744
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$316,200	3,411
2013-12-31 (YTD Data)		Rank
Total interest income	$7,644,000	3,040
Total interest expense	$1,581,000	2,069
Net interest income	$6,063,000	3,254
Provision for loan and lease losses	$1,399,000	841
Total noninterest income	$689,000	3,891
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$730,000	1,766
Trading account gains and fees	$0	184
Additional Noninterest Income	$-41,000	6,560
Total noninterest expense	$3,963,000	3,941
Salaries and employee benefits	$1,964,000	4,127
Premises and equipment expense	$505,000	3,712
Additional noninterest expense	$1,494,000	3,669
Pre-tax net operating income	$1,390,000	3,538
Securities gains (losses)	$211,000	859
Applicable income taxes	$414,000	2,338
Income before extraordinary items	$1,187,000	3,585
Extraordinary gains, net	$0	29
Net income	$1,187,000	3,587
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,187,000	3,589
Net charge-offs	$1,065,000	1,210
Cash dividends	$600,000	2,536
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,030,860	3,778
2013-09-30 (YTD Data)		Rank
Total interest income	$5,651,000	3,100
Total interest expense	$1,218,000	2,076
Net interest income	$4,433,000	3,331
Provision for loan and lease losses	$1,232,000	758
Total noninterest income	$783,000	3,171
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$539,000	1,797
Trading account gains and fees	$0	180
Additional Noninterest Income	$244,000	4,054
Total noninterest expense	$2,926,000	3,996
Salaries and employee benefits	$1,526,000	4,048
Premises and equipment expense	$346,000	3,960
Additional noninterest expense	$1,054,000	3,815
Pre-tax net operating income	$1,058,000	3,588
Securities gains (losses)	$211,000	791
Applicable income taxes	$323,000	2,364
Income before extraordinary items	$946,000	3,522
Extraordinary gains, net	$0	25
Net income	$946,000	3,524
Minority interest net income	$0	84
Net income of bank and minority interests.	$946,000	3,526
Net charge-offs	$1,072,000	948
Cash dividends	$425,000	2,261
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$787,750	3,782
2013-06-30 (YTD Data)		Rank
Total interest income	$3,748,000	3,123
Total interest expense	$840,000	2,055
Net interest income	$2,908,000	3,368
Provision for loan and lease losses	$964,000	698
Total noninterest income	$530,000	3,187
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$357,000	1,783
Trading account gains and fees	$0	157
Additional Noninterest Income	$173,000	4,015
Total noninterest expense	$1,897,000	4,082
Salaries and employee benefits	$994,000	4,136
Premises and equipment expense	$224,000	4,049
Additional noninterest expense	$679,000	3,911
Pre-tax net operating income	$577,000	3,886
Securities gains (losses)	$211,000	719
Applicable income taxes	$168,000	2,583
Income before extraordinary items	$620,000	3,554
Extraordinary gains, net	$0	22
Net income	$620,000	3,556
Minority interest net income	$0	82
Net income of bank and minority interests.	$620,000	3,557
Net charge-offs	$869,000	852
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$453,310	3,999
2013-03-31 (YTD Data)		Rank
Total interest income	$1,876,000	3,143
Total interest expense	$444,000	2,009
Net interest income	$1,432,000	3,408
Provision for loan and lease losses	$364,000	871
Total noninterest income	$257,000	3,231
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$177,000	1,781
Trading account gains and fees	$0	148
Additional Noninterest Income	$80,000	4,092
Total noninterest expense	$976,000	4,050
Salaries and employee benefits	$530,000	4,015
Premises and equipment expense	$109,000	4,125
Additional noninterest expense	$337,000	3,946
Pre-tax net operating income	$349,000	3,518
Securities gains (losses)	$0	1,966
Applicable income taxes	$97,000	2,438
Income before extraordinary items	$252,000	3,879
Extraordinary gains, net	$0	10
Net income	$252,000	3,878
Minority interest net income	$0	76
Net income of bank and minority interests.	$252,000	3,881
Net charge-offs	$86,000	2,012
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$252,000	3,772
2012-12-31 (YTD Data)		Rank
Total interest income	$7,885,000	3,151
Total interest expense	$1,901,000	2,218
Net interest income	$5,984,000	3,386
Provision for loan and lease losses	$1,898,000	1,117
Total noninterest income	$819,000	3,606
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$694,000	1,914
Trading account gains and fees	$0	166
Additional Noninterest Income	$125,000	5,127
Total noninterest expense	$3,639,000	4,279
Salaries and employee benefits	$1,907,000	4,249
Premises and equipment expense	$441,000	4,109
Additional noninterest expense	$1,291,000	4,172
Pre-tax net operating income	$1,266,000	3,624
Securities gains (losses)	$161,000	1,885
Applicable income taxes	$335,000	2,563
Income before extraordinary items	$1,092,000	3,729
Extraordinary gains, net	$0	29
Net income	$1,092,000	3,731
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,092,000	3,732
Net charge-offs	$1,915,000	1,195
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$968,030	3,799
2012-09-30 (YTD Data)		Rank
Total interest income	$5,995,000	3,172
Total interest expense	$1,440,000	2,291
Net interest income	$4,555,000	3,400
Provision for loan and lease losses	$1,583,000	1,035
Total noninterest income	$744,000	3,298
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$508,000	1,974
Trading account gains and fees	$0	157
Additional Noninterest Income	$236,000	4,019
Total noninterest expense	$2,727,000	4,305
Salaries and employee benefits	$1,455,000	4,223
Premises and equipment expense	$337,000	4,119
Additional noninterest expense	$935,000	4,290
Pre-tax net operating income	$989,000	3,658
Securities gains (losses)	$161,000	1,609
Applicable income taxes	$263,000	2,589
Income before extraordinary items	$887,000	3,671
Extraordinary gains, net	$0	20
Net income	$887,000	3,671
Minority interest net income	$0	86
Net income of bank and minority interests.	$887,000	3,673
Net charge-offs	$1,259,000	1,256
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$763,030	3,779
2012-06-30 (YTD Data)		Rank
Total interest income	$4,004,000	3,189
Total interest expense	$974,000	2,333
Net interest income	$3,030,000	3,418
Provision for loan and lease losses	$1,130,000	1,001
Total noninterest income	$478,000	3,324
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$321,000	2,039
Trading account gains and fees	$0	153
Additional Noninterest Income	$157,000	4,002
Total noninterest expense	$1,771,000	4,406
Salaries and employee benefits	$938,000	4,333
Premises and equipment expense	$215,000	4,215
Additional noninterest expense	$618,000	4,319
Pre-tax net operating income	$607,000	3,779
Securities gains (losses)	$161,000	1,267
Applicable income taxes	$181,000	2,543
Income before extraordinary items	$587,000	3,695
Extraordinary gains, net	$0	19
Net income	$587,000	3,696
Minority interest net income	$0	84
Net income of bank and minority interests.	$587,000	3,697
Net charge-offs	$1,022,000	1,120
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$464,640	3,919
2012-03-31 (YTD Data)		Rank
Total interest income	$2,011,000	3,195
Total interest expense	$495,000	2,399
Net interest income	$1,516,000	3,434
Provision for loan and lease losses	$655,000	863
Total noninterest income	$231,000	3,375
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$153,000	2,103
Trading account gains and fees	$0	148
Additional Noninterest Income	$78,000	4,052
Total noninterest expense	$903,000	4,368
Salaries and employee benefits	$497,000	4,219
Premises and equipment expense	$111,000	4,168
Additional noninterest expense	$295,000	4,424
Pre-tax net operating income	$189,000	4,601
Securities gains (losses)	$161,000	690
Applicable income taxes	$104,000	2,408
Income before extraordinary items	$246,000	4,006
Extraordinary gains, net	$0	19
Net income	$246,000	4,008
Minority interest net income	$0	78
Net income of bank and minority interests.	$246,000	4,008
Net charge-offs	$199,000	1,858
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$133,300	4,868
2011-12-31 (YTD Data)		Rank
Total interest income	$8,047,000	3,317
Total interest expense	$2,058,000	2,720
Net interest income	$5,989,000	3,468
Provision for loan and lease losses	$2,997,000	1,196
Total noninterest income	$885,000	3,334
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$709,000	1,965
Trading account gains and fees	$0	146
Additional Noninterest Income	$176,000	4,623
Total noninterest expense	$3,273,000	4,644
Salaries and employee benefits	$1,668,000	4,653
Premises and equipment expense	$416,000	4,476
Additional noninterest expense	$1,189,000	4,475
Pre-tax net operating income	$604,000	4,504
Securities gains (losses)	$-5,000	6,825
Applicable income taxes	$-400,000	7,023
Income before extraordinary items	$999,000	3,574
Extraordinary gains, net	$0	29
Net income	$999,000	3,577
Minority interest net income	$0	96
Net income of bank and minority interests.	$999,000	3,577
Net charge-offs	$3,281,000	1,126
Cash dividends	$375,000	2,757
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,004,000	3,441
2011-09-30 (YTD Data)		Rank
Total interest income	$6,045,000	3,347
Total interest expense	$1,559,000	2,796
Net interest income	$4,486,000	3,486
Provision for loan and lease losses	$2,154,000	1,180
Total noninterest income	$730,000	3,167
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$520,000	2,010
Trading account gains and fees	$0	145
Additional Noninterest Income	$210,000	4,026
Total noninterest expense	$2,493,000	4,614
Salaries and employee benefits	$1,240,000	4,696
Premises and equipment expense	$318,000	4,485
Additional noninterest expense	$935,000	4,343
Pre-tax net operating income	$569,000	4,300
Securities gains (losses)	$-5,000	6,954
Applicable income taxes	$-194,000	7,087
Income before extraordinary items	$758,000	3,612
Extraordinary gains, net	$0	21
Net income	$758,000	3,613
Minority interest net income	$0	87
Net income of bank and minority interests.	$758,000	3,613
Net charge-offs	$2,389,000	1,083
Cash dividends	$375,000	2,106
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$763,000	3,488
2011-06-30 (YTD Data)		Rank
Total interest income	$4,014,000	3,385
Total interest expense	$1,061,000	2,830
Net interest income	$2,953,000	3,520
Provision for loan and lease losses	$1,204,000	1,326
Total noninterest income	$480,000	3,201
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$346,000	1,995
Trading account gains and fees	$0	153
Additional Noninterest Income	$134,000	4,141
Total noninterest expense	$1,652,000	4,685
Salaries and employee benefits	$805,000	4,796
Premises and equipment expense	$210,000	4,551
Additional noninterest expense	$637,000	4,362
Pre-tax net operating income	$577,000	3,544
Securities gains (losses)	$-5,000	7,014
Applicable income taxes	$76,000	3,070
Income before extraordinary items	$496,000	3,601
Extraordinary gains, net	$0	15
Net income	$496,000	3,603
Minority interest net income	$0	89
Net income of bank and minority interests.	$496,000	3,602
Net charge-offs	$1,193,000	1,327
Cash dividends	$275,000	2,012
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$500,350	3,484
2011-03-31 (YTD Data)		Rank
Total interest income	$2,003,000	3,404
Total interest expense	$542,000	2,858
Net interest income	$1,461,000	3,540
Provision for loan and lease losses	$575,000	1,321
Total noninterest income	$233,000	3,289
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$174,000	1,953
Trading account gains and fees	$0	158
Additional Noninterest Income	$59,000	4,407
Total noninterest expense	$878,000	4,543
Salaries and employee benefits	$446,000	4,524
Premises and equipment expense	$102,000	4,658
Additional noninterest expense	$330,000	4,268
Pre-tax net operating income	$241,000	3,900
Securities gains (losses)	$-5,000	7,103
Applicable income taxes	$-17,000	7,067
Income before extraordinary items	$253,000	3,563
Extraordinary gains, net	$0	9
Net income	$253,000	3,560
Minority interest net income	$0	86
Net income of bank and minority interests.	$253,000	3,561
Net charge-offs	$696,000	1,093
Cash dividends	$200,000	1,383
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$258,000	3,464
2010-12-31 (YTD Data)		Rank
Total interest income	$8,080,000	3,526
Total interest expense	$2,599,000	2,900
Net interest income	$5,481,000	3,716
Provision for loan and lease losses	$2,387,000	1,865
Total noninterest income	$822,000	3,594
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$671,000	2,109
Trading account gains and fees	$0	175
Additional Noninterest Income	$151,000	4,968
Total noninterest expense	$3,257,000	4,779
Salaries and employee benefits	$1,519,000	5,029
Premises and equipment expense	$434,000	4,546
Additional noninterest expense	$1,304,000	4,389
Pre-tax net operating income	$659,000	4,007
Securities gains (losses)	$11,000	3,287
Applicable income taxes	$0	4,655
Income before extraordinary items	$670,000	3,913
Extraordinary gains, net	$0	29
Net income	$670,000	3,912
Minority interest net income	$0	111
Net income of bank and minority interests.	$670,000	3,914
Net charge-offs	$2,009,000	1,856
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$659,000	3,799
2010-09-30 (YTD Data)		Rank
Total interest income	$6,080,000	3,580
Total interest expense	$1,976,000	2,981
Net interest income	$4,104,000	3,763
Provision for loan and lease losses	$1,532,000	1,948
Total noninterest income	$665,000	3,488
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$478,000	2,237
Trading account gains and fees	$0	165
Additional Noninterest Income	$187,000	4,287
Total noninterest expense	$2,487,000	4,749
Salaries and employee benefits	$1,169,000	4,994
Premises and equipment expense	$333,000	4,560
Additional noninterest expense	$985,000	4,336
Pre-tax net operating income	$750,000	3,578
Securities gains (losses)	$11,000	3,082
Applicable income taxes	$192,000	2,599
Income before extraordinary items	$569,000	3,874
Extraordinary gains, net	$0	23
Net income	$569,000	3,876
Minority interest net income	$0	110
Net income of bank and minority interests.	$569,000	3,876
Net charge-offs	$1,594,000	1,727
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$560,750	3,755
2010-06-30 (YTD Data)		Rank
Total interest income	$4,021,000	3,635
Total interest expense	$1,318,000	3,088
Net interest income	$2,703,000	3,809
Provision for loan and lease losses	$1,056,000	1,878
Total noninterest income	$431,000	3,504
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$288,000	2,437
Trading account gains and fees	$0	152
Additional Noninterest Income	$143,000	4,047
Total noninterest expense	$1,638,000	4,794
Salaries and employee benefits	$760,000	5,076
Premises and equipment expense	$226,000	4,550
Additional noninterest expense	$652,000	4,368
Pre-tax net operating income	$440,000	3,834
Securities gains (losses)	$11,000	2,572
Applicable income taxes	$108,000	2,715
Income before extraordinary items	$343,000	4,057
Extraordinary gains, net	$0	19
Net income	$343,000	4,055
Minority interest net income	$0	105
Net income of bank and minority interests.	$343,000	4,056
Net charge-offs	$1,356,000	1,461
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$334,640	3,979
2010-03-31 (YTD Data)		Rank
Total interest income	$2,014,000	3,693
Total interest expense	$680,000	3,134
Net interest income	$1,334,000	3,857
Provision for loan and lease losses	$403,000	2,056
Total noninterest income	$197,000	3,674
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$126,000	2,692
Trading account gains and fees	$0	175
Additional Noninterest Income	$71,000	4,108
Total noninterest expense	$793,000	4,960
Salaries and employee benefits	$363,000	5,249
Premises and equipment expense	$114,000	4,601
Additional noninterest expense	$316,000	4,444
Pre-tax net operating income	$335,000	3,173
Securities gains (losses)	$2,000	2,064
Applicable income taxes	$103,000	2,089
Income before extraordinary items	$234,000	3,607
Extraordinary gains, net	$0	16
Net income	$234,000	3,604
Minority interest net income	$0	91
Net income of bank and minority interests.	$234,000	3,606
Net charge-offs	$595,000	1,456
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$232,620	3,494
2009-12-31 (YTD Data)		Rank
Total interest income	$8,539,000	3,650
Total interest expense	$3,696,000	2,923
Net interest income	$4,843,000	4,026
Provision for loan and lease losses	$3,395,000	1,821
Total noninterest income	$4,000	7,669
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$568,000	2,635
Trading account gains and fees	$0	211
Additional Noninterest Income	$-564,000	7,816
Total noninterest expense	$3,206,000	4,989
Salaries and employee benefits	$1,441,000	5,316
Premises and equipment expense	$474,000	4,517
Additional noninterest expense	$1,291,000	4,528
Pre-tax net operating income	$-1,754,000	6,550
Securities gains (losses)	$169,000	1,685
Applicable income taxes	$-48,000	6,439
Income before extraordinary items	$-1,537,000	6,581
Extraordinary gains, net	$0	34
Net income	$-1,537,000	6,581
Minority interest net income	$0	115
Net income of bank and minority interests.	$-1,537,000	6,581
Net charge-offs	$2,708,000	1,713
Cash dividends	$425,000	2,764
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$-1,700,930	6,640
2009-09-30 (YTD Data)		Rank
Total interest income	$6,539,000	3,638
Total interest expense	$2,892,000	2,939
Net interest income	$3,647,000	4,020
Provision for loan and lease losses	$2,720,000	1,571
Total noninterest income	$-152,000	7,941
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$421,000	2,665
Trading account gains and fees	$0	212
Additional Noninterest Income	$-573,000	7,969
Total noninterest expense	$2,347,000	5,060
Salaries and employee benefits	$1,108,000	5,280
Premises and equipment expense	$338,000	4,717
Additional noninterest expense	$901,000	4,722
Pre-tax net operating income	$-1,572,000	6,894
Securities gains (losses)	$67,000	2,106
Applicable income taxes	$12,000	3,988
Income before extraordinary items	$-1,517,000	7,004
Extraordinary gains, net	$0	27
Net income	$-1,517,000	7,003
Minority interest net income	$0	118
Net income of bank and minority interests.	$-1,517,000	7,004
Net charge-offs	$2,412,000	1,352
Cash dividends	$425,000	2,195
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-1,584,000	7,016
2009-06-30 (YTD Data)		Rank
Total interest income	$4,362,000	3,671
Total interest expense	$1,989,000	2,980
Net interest income	$2,373,000	4,064
Provision for loan and lease losses	$1,845,000	1,471
Total noninterest income	$-348,000	8,092
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$272,000	2,697
Trading account gains and fees	$0	193
Additional Noninterest Income	$-620,000	8,097
Total noninterest expense	$1,479,000	5,288
Salaries and employee benefits	$707,000	5,463
Premises and equipment expense	$218,000	4,845
Additional noninterest expense	$554,000	4,958
Pre-tax net operating income	$-1,299,000	7,158
Securities gains (losses)	$67,000	1,726
Applicable income taxes	$12,000	3,934
Income before extraordinary items	$-1,244,000	7,252
Extraordinary gains, net	$0	21
Net income	$-1,244,000	7,251
Minority interest net income	$0	112
Net income of bank and minority interests.	$-1,244,000	7,251
Net charge-offs	$1,658,000	1,264
Cash dividends	$365,000	1,985
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$-1,311,000	7,270
2009-03-31 (YTD Data)		Rank
Total interest income	$2,259,000	3,611
Total interest expense	$1,007,000	3,031
Net interest income	$1,252,000	3,929
Provision for loan and lease losses	$375,000	2,048
Total noninterest income	$180,000	4,025
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$150,000	2,472
Trading account gains and fees	$0	171
Additional Noninterest Income	$30,000	5,617
Total noninterest expense	$679,000	5,462
Salaries and employee benefits	$336,000	5,668
Premises and equipment expense	$106,000	4,952
Additional noninterest expense	$237,000	5,099
Pre-tax net operating income	$378,000	2,917
Securities gains (losses)	$48,000	1,321
Applicable income taxes	$12,000	3,875
Income before extraordinary items	$414,000	2,503
Extraordinary gains, net	$0	15
Net income	$414,000	2,503
Minority interest net income	$0	102
Net income of bank and minority interests.	$414,000	2,505
Net charge-offs	$445,000	1,443
Cash dividends	$260,000	1,478
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$367,440	2,600
2008-12-31 (YTD Data)		Rank
Total interest income	$10,150,000	3,487
Total interest expense	$4,161,000	3,416
Net interest income	$5,989,000	3,485
Provision for loan and lease losses	$1,280,000	2,364
Total noninterest income	$868,000	3,698
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$654,000	2,480
Trading account gains and fees	$0	154
Additional Noninterest Income	$214,000	4,726
Total noninterest expense	$2,946,000	5,175
Salaries and employee benefits	$1,310,000	5,732
Premises and equipment expense	$468,000	4,647
Additional noninterest expense	$1,168,000	4,374
Pre-tax net operating income	$2,631,000	2,010
Securities gains (losses)	$42,000	1,720
Applicable income taxes	$128,000	3,189
Income before extraordinary items	$2,545,000	1,592
Extraordinary gains, net	$0	39
Net income	$2,545,000	1,593
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,012,000	1,950
Cash dividends	$1,805,000	1,479
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$2,505,100	1,725
2008-09-30 (YTD Data)		Rank
Total interest income	$7,826,000	3,483
Total interest expense	$3,126,000	3,529
Net interest income	$4,700,000	3,372
Provision for loan and lease losses	$755,000	2,163
Total noninterest income	$645,000	3,814
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$493,000	2,492
Trading account gains and fees	$0	148
Additional Noninterest Income	$152,000	4,925
Total noninterest expense	$2,058,000	5,377
Salaries and employee benefits	$951,000	5,845
Premises and equipment expense	$332,000	4,814
Additional noninterest expense	$775,000	4,633
Pre-tax net operating income	$2,532,000	1,906
Securities gains (losses)	$42,000	1,531
Applicable income taxes	$110,000	3,513
Income before extraordinary items	$2,464,000	1,482
Extraordinary gains, net	$0	31
Net income	$2,464,000	1,480
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$732,000	1,573
Cash dividends	$1,735,000	1,173
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$2,423,680	1,589
2008-06-30 (YTD Data)		Rank
Total interest income	$5,260,000	3,510
Total interest expense	$2,095,000	3,629
Net interest income	$3,165,000	3,350
Provision for loan and lease losses	$425,000	2,083
Total noninterest income	$418,000	3,925
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$315,000	2,546
Trading account gains and fees	$0	149
Additional Noninterest Income	$103,000	5,002
Total noninterest expense	$1,384,000	5,383
Salaries and employee benefits	$662,000	5,757
Premises and equipment expense	$217,000	4,912
Additional noninterest expense	$505,000	4,704
Pre-tax net operating income	$1,774,000	1,886
Securities gains (losses)	$21,000	2,006
Applicable income taxes	$92,000	3,534
Income before extraordinary items	$1,703,000	1,599
Extraordinary gains, net	$0	21
Net income	$1,703,000	1,599
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$407,000	1,496
Cash dividends	$1,175,000	1,239
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$1,683,050	1,588
2008-03-31 (YTD Data)		Rank
Total interest income	$2,719,000	3,503
Total interest expense	$1,098,000	3,671
Net interest income	$1,621,000	3,285
Provision for loan and lease losses	$200,000	1,810
Total noninterest income	$185,000	4,164
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$137,000	2,803
Trading account gains and fees	$0	158
Additional Noninterest Income	$48,000	5,134
Total noninterest expense	$656,000	5,555
Salaries and employee benefits	$312,000	5,975
Premises and equipment expense	$114,000	4,779
Additional noninterest expense	$230,000	4,950
Pre-tax net operating income	$950,000	1,879
Securities gains (losses)	$21,000	1,562
Applicable income taxes	$47,000	3,621
Income before extraordinary items	$924,000	1,610
Extraordinary gains, net	$0	15
Net income	$924,000	1,612
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$136,000	1,552
Cash dividends	$525,000	1,297
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$904,050	1,587
2007-12-31 (YTD Data)		Rank
Total interest income	$11,150,000	3,494
Total interest expense	$5,057,000	3,438
Net interest income	$6,093,000	3,463
Provision for loan and lease losses	$775,000	1,707
Total noninterest income	$1,064,000	3,421
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$648,000	2,526
Trading account gains and fees	$0	178
Additional Noninterest Income	$416,000	3,663
Total noninterest expense	$2,643,000	5,431
Salaries and employee benefits	$1,284,000	5,784
Premises and equipment expense	$440,000	4,750
Additional noninterest expense	$919,000	4,911
Pre-tax net operating income	$3,739,000	2,088
Securities gains (losses)	$31,000	956
Applicable income taxes	$200,000	3,846
Income before extraordinary items	$3,570,000	1,759
Extraordinary gains, net	$0	39
Net income	$3,570,000	1,758
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$873,000	1,137
Cash dividends	$2,175,000	1,526
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$3,540,550	1,766
2007-09-30 (YTD Data)		Rank
Total interest income	$8,303,000	3,516
Total interest expense	$3,780,000	3,444
Net interest income	$4,523,000	3,500
Provision for loan and lease losses	$475,000	1,639
Total noninterest income	$868,000	3,213
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$491,000	2,478
Trading account gains and fees	$0	184
Additional Noninterest Income	$377,000	3,314
Total noninterest expense	$1,947,000	5,456
Salaries and employee benefits	$941,000	5,828
Premises and equipment expense	$345,000	4,586
Additional noninterest expense	$661,000	4,969
Pre-tax net operating income	$2,969,000	2,128
Securities gains (losses)	$31,000	729
Applicable income taxes	$150,000	4,042
Income before extraordinary items	$2,850,000	1,770
Extraordinary gains, net	$0	33
Net income	$2,850,000	1,769
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$455,000	1,164
Cash dividends	$1,725,000	1,361
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$2,820,550	1,772
2007-06-30 (YTD Data)		Rank
Total interest income	$5,400,000	3,584
Total interest expense	$2,463,000	3,495
Net interest income	$2,937,000	3,594
Provision for loan and lease losses	$150,000	2,579
Total noninterest income	$654,000	2,962
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$324,000	2,498
Trading account gains and fees	$0	168
Additional Noninterest Income	$330,000	2,871
Total noninterest expense	$1,302,000	5,476
Salaries and employee benefits	$646,000	5,790
Premises and equipment expense	$223,000	4,699
Additional noninterest expense	$433,000	5,023
Pre-tax net operating income	$2,139,000	2,042
Securities gains (losses)	$31,000	616
Applicable income taxes	$100,000	4,128
Income before extraordinary items	$2,070,000	1,668
Extraordinary gains, net	$0	29
Net income	$2,070,000	1,668
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	4,011
Cash dividends	$1,300,000	1,244
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$2,040,550	1,673
2007-03-31 (YTD Data)		Rank
Total interest income	$2,662,000	3,605
Total interest expense	$1,227,000	3,483
Net interest income	$1,435,000	3,666
Provision for loan and lease losses	$0	5,779
Total noninterest income	$443,000	2,385
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$160,000	2,478
Trading account gains and fees	$0	195
Additional Noninterest Income	$283,000	2,034
Total noninterest expense	$612,000	5,693
Salaries and employee benefits	$291,000	6,143
Premises and equipment expense	$111,000	4,742
Additional noninterest expense	$210,000	5,109
Pre-tax net operating income	$1,266,000	1,792
Securities gains (losses)	$1,000	1,055
Applicable income taxes	$50,000	4,122
Income before extraordinary items	$1,217,000	1,432
Extraordinary gains, net	$0	22
Net income	$1,217,000	1,432
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	3,384
Cash dividends	$650,000	1,145
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$1,216,040	1,417
2006-12-31 (YTD Data)		Rank
Total interest income	$9,948,000	3,582
Total interest expense	$4,158,000	3,504
Net interest income	$5,790,000	3,621
Provision for loan and lease losses	$225,000	3,309
Total noninterest income	$814,000	4,009
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$678,000	2,444
Trading account gains and fees	$0	130
Additional Noninterest Income	$136,000	5,815
Total noninterest expense	$2,354,000	5,675
Salaries and employee benefits	$1,148,000	6,043
Premises and equipment expense	$370,000	5,163
Additional noninterest expense	$836,000	5,102
Pre-tax net operating income	$4,025,000	2,249
Securities gains (losses)	$-24,000	7,627
Applicable income taxes	$225,000	4,171
Income before extraordinary items	$3,776,000	1,883
Extraordinary gains, net	$0	51
Net income	$3,776,000	1,884
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$116,000	2,944
Cash dividends	$2,160,000	1,430
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$3,798,560	1,857
2006-09-30 (YTD Data)		Rank
Total interest income	$7,298,000	3,627
Total interest expense	$2,964,000	3,540
Net interest income	$4,334,000	3,644
Provision for loan and lease losses	$225,000	2,598
Total noninterest income	$596,000	4,075
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$503,000	2,471
Trading account gains and fees	$0	126
Additional Noninterest Income	$93,000	5,976
Total noninterest expense	$1,715,000	5,751
Salaries and employee benefits	$811,000	6,183
Premises and equipment expense	$278,000	5,176
Additional noninterest expense	$626,000	5,078
Pre-tax net operating income	$2,990,000	2,335
Securities gains (losses)	$-25,000	7,922
Applicable income taxes	$150,000	4,479
Income before extraordinary items	$2,815,000	1,940
Extraordinary gains, net	$0	45
Net income	$2,815,000	1,941
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$112,000	2,180
Cash dividends	$1,610,000	1,359
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$2,838,750	1,914
2006-06-30 (YTD Data)		Rank
Total interest income	$4,711,000	3,661
Total interest expense	$1,890,000	3,550
Net interest income	$2,821,000	3,713
Provision for loan and lease losses	$150,000	2,563
Total noninterest income	$390,000	4,102
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$334,000	2,442
Trading account gains and fees	$0	126
Additional Noninterest Income	$56,000	6,195
Total noninterest expense	$1,129,000	5,807
Salaries and employee benefits	$539,000	6,222
Premises and equipment expense	$181,000	5,240
Additional noninterest expense	$409,000	5,133
Pre-tax net operating income	$1,932,000	2,374
Securities gains (losses)	$0	1,185
Applicable income taxes	$75,000	4,845
Income before extraordinary items	$1,857,000	1,962
Extraordinary gains, net	$0	39
Net income	$1,857,000	1,964
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$100,000	1,714
Cash dividends	$1,060,000	1,359
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$1,857,000	1,943
2006-03-31 (YTD Data)		Rank
Total interest income	$2,288,000	3,686
Total interest expense	$898,000	3,549
Net interest income	$1,390,000	3,752
Provision for loan and lease losses	$75,000	2,394
Total noninterest income	$202,000	3,968
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$169,000	2,357
Trading account gains and fees	$0	115
Additional Noninterest Income	$33,000	5,895
Total noninterest expense	$564,000	5,810
Salaries and employee benefits	$249,000	6,465
Premises and equipment expense	$112,000	4,612
Additional noninterest expense	$203,000	5,132
Pre-tax net operating income	$953,000	2,360
Securities gains (losses)	$0	955
Applicable income taxes	$38,000	4,781
Income before extraordinary items	$915,000	1,941
Extraordinary gains, net	$0	21
Net income	$915,000	1,940
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$48,000	1,517
Cash dividends	$535,000	1,259
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$915,000	1,920
2005-12-31 (YTD Data)		Rank
Total interest income	$6,962,000	4,164
Total interest expense	$2,377,000	3,958
Net interest income	$4,585,000	4,207
Provision for loan and lease losses	$565,000	1,726
Total noninterest income	$820,000	3,993
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$659,000	2,459
Trading account gains and fees	$0	138
Additional Noninterest Income	$161,000	5,599
Total noninterest expense	$2,118,000	5,913
Salaries and employee benefits	$996,000	6,355
Premises and equipment expense	$375,000	5,061
Additional noninterest expense	$747,000	5,393
Pre-tax net operating income	$2,722,000	2,983
Securities gains (losses)	$-131,000	8,496
Applicable income taxes	$168,000	4,885
Income before extraordinary items	$2,423,000	2,661
Extraordinary gains, net	$0	46
Net income	$2,423,000	2,661
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$89,000	3,509
Cash dividends	$1,805,000	1,579
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$2,546,140	2,543
2005-09-30 (YTD Data)		Rank
Total interest income	$4,875,000	4,326
Total interest expense	$1,590,000	4,131
Net interest income	$3,285,000	4,353
Provision for loan and lease losses	$375,000	1,807
Total noninterest income	$597,000	4,060
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$475,000	2,544
Trading account gains and fees	$0	126
Additional Noninterest Income	$122,000	5,575
Total noninterest expense	$1,450,000	6,190
Salaries and employee benefits	$669,000	6,664
Premises and equipment expense	$247,000	5,466
Additional noninterest expense	$534,000	5,514
Pre-tax net operating income	$2,057,000	2,990
Securities gains (losses)	$-75,000	8,581
Applicable income taxes	$97,000	5,275
Income before extraordinary items	$1,885,000	2,591
Extraordinary gains, net	$0	35
Net income	$1,885,000	2,592
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$63,000	3,163
Cash dividends	$1,205,000	1,555
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,956,250	2,496
2005-06-30 (YTD Data)		Rank
Total interest income	$3,020,000	4,499
Total interest expense	$900,000	4,447
Net interest income	$2,120,000	4,430
Provision for loan and lease losses	$255,000	1,746
Total noninterest income	$372,000	4,218
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$298,000	2,629
Trading account gains and fees	$0	116
Additional Noninterest Income	$74,000	5,767
Total noninterest expense	$970,000	6,181
Salaries and employee benefits	$457,000	6,607
Premises and equipment expense	$162,000	5,492
Additional noninterest expense	$351,000	5,514
Pre-tax net operating income	$1,267,000	3,126
Securities gains (losses)	$-15,000	8,274
Applicable income taxes	$67,000	5,256
Income before extraordinary items	$1,185,000	2,672
Extraordinary gains, net	$0	30
Net income	$1,185,000	2,673
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$37,000	3,094
Cash dividends	$750,000	1,658
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$1,199,250	2,617
2005-03-31 (YTD Data)		Rank
Total interest income	$1,378,000	4,744
Total interest expense	$393,000	4,737
Net interest income	$985,000	4,667
Provision for loan and lease losses	$120,000	1,733
Total noninterest income	$181,000	4,235
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$148,000	2,585
Trading account gains and fees	$0	115
Additional Noninterest Income	$33,000	6,001
Total noninterest expense	$435,000	6,531
Salaries and employee benefits	$195,000	7,042
Premises and equipment expense	$78,000	5,638
Additional noninterest expense	$162,000	5,752
Pre-tax net operating income	$611,000	3,182
Securities gains (losses)	$0	1,685
Applicable income taxes	$25,000	5,466
Income before extraordinary items	$586,000	2,673
Extraordinary gains, net	$0	24
Net income	$586,000	2,674
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	2,991
Cash dividends	$375,000	1,511
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$586,000	2,630
2004-12-31 (YTD Data)		Rank
Total interest income	$4,217,000	5,391
Total interest expense	$979,000	5,719
Net interest income	$3,238,000	5,172
Provision for loan and lease losses	$265,000	3,144
Total noninterest income	$878,000	3,830
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$670,000	2,477
Trading account gains and fees	$0	138
Additional Noninterest Income	$208,000	5,029
Total noninterest expense	$1,902,000	6,176
Salaries and employee benefits	$910,000	6,568
Premises and equipment expense	$317,000	5,515
Additional noninterest expense	$675,000	5,639
Pre-tax net operating income	$1,949,000	3,569
Securities gains (losses)	$-1,000	7,794
Applicable income taxes	$89,000	5,629
Income before extraordinary items	$1,859,000	3,109
Extraordinary gains, net	$0	34
Net income	$1,859,000	3,108
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$50,000	4,645
Cash dividends	$1,230,000	2,004
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,859,950	3,038
2004-09-30 (YTD Data)		Rank
Total interest income	$3,011,000	5,546
Total interest expense	$664,000	5,971
Net interest income	$2,347,000	5,276
Provision for loan and lease losses	$150,000	3,509
Total noninterest income	$688,000	3,773
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$511,000	2,446
Trading account gains and fees	$0	134
Additional Noninterest Income	$177,000	4,755
Total noninterest expense	$1,386,000	6,234
Salaries and employee benefits	$666,000	6,615
Premises and equipment expense	$237,000	5,514
Additional noninterest expense	$483,000	5,737
Pre-tax net operating income	$1,499,000	3,579
Securities gains (losses)	$-2,000	8,174
Applicable income taxes	$74,000	5,656
Income before extraordinary items	$1,423,000	3,091
Extraordinary gains, net	$0	26
Net income	$1,423,000	3,092
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,000	5,003
Cash dividends	$930,000	1,800
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,424,900	3,021
2004-06-30 (YTD Data)		Rank
Total interest income	$1,913,000	5,689
Total interest expense	$421,000	6,143
Net interest income	$1,492,000	5,429
Provision for loan and lease losses	$90,000	3,641
Total noninterest income	$466,000	3,734
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$327,000	2,529
Trading account gains and fees	$0	130
Additional Noninterest Income	$139,000	4,459
Total noninterest expense	$905,000	6,341
Salaries and employee benefits	$457,000	6,568
Premises and equipment expense	$139,000	5,891
Additional noninterest expense	$309,000	5,886
Pre-tax net operating income	$963,000	3,619
Securities gains (losses)	$-2,000	8,438
Applicable income taxes	$54,000	5,561
Income before extraordinary items	$907,000	3,196
Extraordinary gains, net	$0	21
Net income	$907,000	3,196
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-15,000	8,320
Cash dividends	$630,000	1,811
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$908,880	3,103
2004-03-31 (YTD Data)		Rank
Total interest income	$926,000	5,838
Total interest expense	$208,000	6,240
Net interest income	$718,000	5,540
Provision for loan and lease losses	$35,000	3,916
Total noninterest income	$272,000	3,321
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$169,000	2,416
Trading account gains and fees	$0	121
Additional Noninterest Income	$103,000	3,651
Total noninterest expense	$442,000	6,468
Salaries and employee benefits	$218,000	6,747
Premises and equipment expense	$77,000	5,626
Additional noninterest expense	$147,000	6,069
Pre-tax net operating income	$513,000	3,449
Securities gains (losses)	$-2,000	8,748
Applicable income taxes	$24,000	5,624
Income before extraordinary items	$487,000	3,015
Extraordinary gains, net	$0	16
Net income	$487,000	3,015
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	4,263
Cash dividends	$360,000	1,528
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$488,900	2,900
2003-12-31 (YTD Data)		Rank
Total interest income	$3,847,000	5,776
Total interest expense	$1,022,000	6,054
Net interest income	$2,825,000	5,498
Provision for loan and lease losses	$79,000	5,663
Total noninterest income	$672,000	4,656
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$582,000	2,769
Trading account gains and fees	$0	160
Additional Noninterest Income	$90,000	6,702
Total noninterest expense	$2,116,000	5,798
Salaries and employee benefits	$1,231,000	5,557
Premises and equipment expense	$297,000	5,687
Additional noninterest expense	$588,000	6,050
Pre-tax net operating income	$1,302,000	4,479
Securities gains (losses)	$36,000	2,779
Applicable income taxes	$84,000	5,895
Income before extraordinary items	$1,254,000	4,021
Extraordinary gains, net	$0	54
Net income	$1,254,000	4,022
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	6,809
Cash dividends	$1,242,000	2,009
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,220,160	3,926
2003-09-30 (YTD Data)		Rank
Total interest income	$2,944,000	5,772
Total interest expense	$803,000	6,064
Net interest income	$2,141,000	5,493
Provision for loan and lease losses	$35,000	6,280
Total noninterest income	$428,000	5,136
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$391,000	3,000
Trading account gains and fees	$0	153
Additional Noninterest Income	$37,000	7,602
Total noninterest expense	$1,448,000	6,076
Salaries and employee benefits	$879,000	5,684
Premises and equipment expense	$199,000	6,021
Additional noninterest expense	$370,000	6,570
Pre-tax net operating income	$1,086,000	4,339
Securities gains (losses)	$36,000	2,564
Applicable income taxes	$60,000	6,068
Income before extraordinary items	$1,062,000	3,840
Extraordinary gains, net	$0	40
Net income	$1,062,000	3,839
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-22,000	8,738
Cash dividends	$992,000	1,771
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,027,800	3,757
2003-06-30 (YTD Data)		Rank
Total interest income	$1,964,000	5,810
Total interest expense	$561,000	6,038
Net interest income	$1,403,000	5,545
Provision for loan and lease losses	$25,000	6,080
Total noninterest income	$274,000	5,225
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$250,000	3,065
Trading account gains and fees	$0	150
Additional Noninterest Income	$24,000	7,615
Total noninterest expense	$945,000	6,164
Salaries and employee benefits	$556,000	5,866
Premises and equipment expense	$136,000	5,946
Additional noninterest expense	$253,000	6,495
Pre-tax net operating income	$707,000	4,396
Securities gains (losses)	$36,000	2,247
Applicable income taxes	$36,000	6,202
Income before extraordinary items	$707,000	3,832
Extraordinary gains, net	$0	30
Net income	$707,000	3,832
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-11,000	8,572
Cash dividends	$687,000	1,739
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$672,800	3,794
2003-03-31 (YTD Data)		Rank
Total interest income	$967,000	5,870
Total interest expense	$290,000	6,044
Net interest income	$677,000	5,648
Provision for loan and lease losses	$5,000	6,526
Total noninterest income	$112,000	5,626
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$101,000	3,525
Trading account gains and fees	$0	134
Additional Noninterest Income	$11,000	7,783
Total noninterest expense	$472,000	6,189
Salaries and employee benefits	$281,000	5,836
Premises and equipment expense	$64,000	6,109
Additional noninterest expense	$127,000	6,476
Pre-tax net operating income	$312,000	4,693
Securities gains (losses)	$0	2,891
Applicable income taxes	$17,000	6,213
Income before extraordinary items	$295,000	4,295
Extraordinary gains, net	$0	21
Net income	$295,000	4,293
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-28,000	8,970
Cash dividends	$294,000	1,823
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$295,000	4,103
2002-12-31 (YTD Data)		Rank
Total interest income	$3,888,000	5,998
Total interest expense	$1,286,000	6,220
Net interest income	$2,602,000	5,778
Provision for loan and lease losses	$140,000	5,057
Total noninterest income	$467,000	5,404
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$417,000	3,428
Trading account gains and fees	$0	153
Additional Noninterest Income	$50,000	7,605
Total noninterest expense	$1,827,000	6,199
Salaries and employee benefits	$1,004,000	6,132
Premises and equipment expense	$270,000	5,893
Additional noninterest expense	$553,000	6,210
Pre-tax net operating income	$1,102,000	4,947
Securities gains (losses)	$50,000	2,409
Applicable income taxes	$430,000	3,748
Income before extraordinary items	$722,000	5,474
Extraordinary gains, net	$0	70
Net income	$722,000	5,473
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$147,000	3,553
Cash dividends	$630,000	3,069
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$690,000	5,455
2001-12-31 (YTD Data)		Rank
Total interest income	$4,347,000	6,065
Total interest expense	$2,135,000	5,905
Net interest income	$2,212,000	6,115
Provision for loan and lease losses	$143,000	4,894
Total noninterest income	$485,000	5,146
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$427,000	3,221
Trading account gains and fees	$0	177
Additional Noninterest Income	$58,000	7,449
Total noninterest expense	$1,705,000	6,328
Salaries and employee benefits	$894,000	6,397
Premises and equipment expense	$267,000	5,890
Additional noninterest expense	$544,000	6,187
Pre-tax net operating income	$849,000	5,338
Securities gains (losses)	$0	4,612
Applicable income taxes	$297,000	4,291
Income before extraordinary items	$552,000	5,838
Extraordinary gains, net	$0	105
Net income	$552,000	5,841
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$78,000	4,455
Cash dividends	$180,000	5,124
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$552,000	5,719
2000-12-31 (YTD Data)		Rank
Total interest income	$4,237,000	6,295
Total interest expense	$2,141,000	6,069
Net interest income	$2,096,000	6,432
Provision for loan and lease losses	$180,000	3,942
Total noninterest income	$448,000	5,200
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$394,000	3,287
Trading account gains and fees	NA	NA
Additional Noninterest Income	$54,000	7,661
Total noninterest expense	$1,636,000	6,399
Salaries and employee benefits	$871,000	6,410
Premises and equipment expense	$267,000	5,811
Additional noninterest expense	$498,000	6,442
Pre-tax net operating income	$728,000	6,124
Securities gains (losses)	$0	1,956
Applicable income taxes	$249,000	4,993
Income before extraordinary items	$479,000	6,437
Extraordinary gains, net	$0	38
Net income	$479,000	6,436
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$156,000	2,795
Cash dividends	$178,000	5,300
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$479,000	6,450
1999-12-31 (YTD Data)		Rank
Total interest income	$3,572,000	6,755
Total interest expense	$1,647,000	6,642
Net interest income	$1,925,000	6,778
Provision for loan and lease losses	$120,000	4,720
Total noninterest income	$414,000	5,501
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$365,000	3,454
Trading account gains and fees	NA	NA
Additional Noninterest Income	$49,000	8,098
Total noninterest expense	$1,554,000	6,646
Salaries and employee benefits	$840,000	6,574
Premises and equipment expense	$257,000	5,946
Additional noninterest expense	$457,000	6,843
Pre-tax net operating income	$665,000	6,453
Securities gains (losses)	$1,000	2,805
Applicable income taxes	$222,000	5,485
Income before extraordinary items	$444,000	6,739
Extraordinary gains, net	$0	35
Net income	$444,000	6,737
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$130,000	3,087
Cash dividends	$117,000	5,938
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$443,330	6,716
1998-12-31 (YTD Data)		Rank
Total interest income	$3,206,000	7,279
Total interest expense	$1,524,000	7,136
Net interest income	$1,682,000	7,321
Provision for loan and lease losses	$0	8,652
Total noninterest income	$383,000	5,758
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$339,000	3,570
Trading account gains and fees	NA	NA
Additional Noninterest Income	$44,000	8,384
Total noninterest expense	$1,466,000	6,786
Salaries and employee benefits	$792,000	6,717
Premises and equipment expense	$241,000	6,084
Additional noninterest expense	$433,000	6,952
Pre-tax net operating income	$599,000	6,926
Securities gains (losses)	$9,000	3,034
Applicable income taxes	$198,000	6,217
Income before extraordinary items	$410,000	7,149
Extraordinary gains, net	$0	32
Net income	$410,000	7,147
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$108,000	3,514
Cash dividends	$117,000	6,116
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$403,970	7,098
1997-12-31 (YTD Data)		Rank
Total interest income	$3,005,000	7,748
Total interest expense	$1,572,000	7,174
Net interest income	$1,433,000	8,145
Provision for loan and lease losses	$0	8,829
Total noninterest income	$376,000	5,935
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$327,000	3,807
Trading account gains and fees	NA	NA
Additional Noninterest Income	$49,000	8,480
Total noninterest expense	$1,273,000	7,441
Salaries and employee benefits	$734,000	7,119
Premises and equipment expense	$196,000	6,924
Additional noninterest expense	$343,000	7,870
Pre-tax net operating income	$536,000	7,729
Securities gains (losses)	$-4,000	9,548
Applicable income taxes	$190,000	7,017
Income before extraordinary items	$342,000	8,060
Extraordinary gains, net	$0	44
Net income	$342,000	8,063
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-18,000	10,186
Cash dividends	$117,000	6,287
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$344,560	7,995
1996-12-31 (YTD Data)		Rank
Total interest income	$2,824,000	8,244
Total interest expense	$1,553,000	7,436
Net interest income	$1,271,000	8,842
Provision for loan and lease losses	$0	9,041
Total noninterest income	$354,000	6,390
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$286,000	4,373
Trading account gains and fees	NA	NA
Additional Noninterest Income	$68,000	8,163
Total noninterest expense	$1,240,000	7,863
Salaries and employee benefits	$684,000	7,628
Premises and equipment expense	$197,000	7,082
Additional noninterest expense	$359,000	8,281
Pre-tax net operating income	$385,000	8,604
Securities gains (losses)	$3,000	3,304
Applicable income taxes	$107,000	8,639
Income before extraordinary items	$281,000	8,582
Extraordinary gains, net	$0	53
Net income	$281,000	8,579
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-64,000	11,109
Cash dividends	$108,000	6,551
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$278,840	8,537
1995-12-31 (YTD Data)		Rank
Total interest income	$2,473,000	9,019
Total interest expense	$1,341,000	8,146
Net interest income	$1,132,000	9,532
Provision for loan and lease losses	$0	8,958
Total noninterest income	$349,000	6,495
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$255,000	4,873
Trading account gains and fees	NA	NA
Additional Noninterest Income	$94,000	7,422
Total noninterest expense	$1,159,000	8,354
Salaries and employee benefits	$634,000	8,153
Premises and equipment expense	$194,000	7,315
Additional noninterest expense	$331,000	8,905
Pre-tax net operating income	$322,000	9,594
Securities gains (losses)	$-99,000	11,478
Applicable income taxes	$20,000	10,754
Income before extraordinary items	$203,000	9,892
Extraordinary gains, net	$0	65
Net income	$203,000	9,897
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	8,657
Cash dividends	$90,000	6,999
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$293,090	8,977
1994-12-31 (YTD Data)		Rank
Total interest income	$2,239,000	9,361
Total interest expense	$1,004,000	8,679
Net interest income	$1,235,000	9,655
Provision for loan and lease losses	$0	9,146
Total noninterest income	$391,000	6,228
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$256,000	4,953
Trading account gains and fees	NA	NA
Additional Noninterest Income	$135,000	6,544
Total noninterest expense	$1,060,000	9,126
Salaries and employee benefits	$572,000	8,808
Premises and equipment expense	$170,000	8,080
Additional noninterest expense	$318,000	9,739
Pre-tax net operating income	$566,000	8,205
Securities gains (losses)	$-113,000	11,616
Applicable income taxes	$118,000	8,968
Income before extraordinary items	$335,000	8,772
Extraordinary gains, net	$0	249
Net income	$335,000	8,775
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-8,000	10,674
Cash dividends	$126,000	6,439
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$418,620	8,051
1993-12-31 (YTD Data)		Rank
Total interest income	$2,337,000	9,491
Total interest expense	$998,000	9,124
Net interest income	$1,339,000	9,611
Provision for loan and lease losses	$45,000	7,729
Total noninterest income	$333,000	7,226
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$290,000	4,551
Trading account gains and fees	NA	NA
Additional Noninterest Income	$43,000	10,513
Total noninterest expense	$1,112,000	9,286
Salaries and employee benefits	$586,000	8,926
Premises and equipment expense	$187,000	7,960
Additional noninterest expense	$339,000	9,968
Pre-tax net operating income	$515,000	8,564
Securities gains (losses)	$-13,000	12,831
Applicable income taxes	$98,000	9,793
Income before extraordinary items	$404,000	8,390
Extraordinary gains, net	$0	3,149
Net income	$404,000	8,548
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$84,000	4,933
Cash dividends	$90,000	7,115
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$414,400	8,017
1992-12-31 (YTD Data)		Rank
Total interest income	$2,866,000	9,212
Total interest expense	$1,401,000	8,851
Net interest income	$1,465,000	9,389
Provision for loan and lease losses	$180,000	5,503
Total noninterest income	$304,000	7,675
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$262,000	4,957
Trading account gains and fees	NA	NA
Additional Noninterest Income	$42,000	10,916
Total noninterest expense	$1,075,000	9,643
Salaries and employee benefits	$532,000	9,460
Premises and equipment expense	$167,000	8,636
Additional noninterest expense	$376,000	9,860
Pre-tax net operating income	$514,000	8,310
Securities gains (losses)	$-6,000	13,123
Applicable income taxes	$183,000	7,908
Income before extraordinary items	$325,000	8,990
Extraordinary gains, net	$0	1,422
Net income	$325,000	9,136
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$85,000	6,313
Cash dividends	$90,000	6,821
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$328,840	8,591

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.