Home > Prime Pacific Bank > Income and Expense
Prime Pacific Bank, Income and Expense
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,940,000 | 3,505 |
| Total interest expense | $305,000 | 3,313 |
| Net interest income | $2,635,000 | 3,488 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $1,490,000 | 1,628 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $18,000 | 5,468 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,472,000 | 1,208 |
| Total noninterest expense | $2,781,000 | 3,004 |
| Salaries and employee benefits | $1,641,000 | 2,883 |
| Premises and equipment expense | $369,000 | 2,666 |
| Additional noninterest expense | $771,000 | 3,326 |
| Pre-tax net operating income | $1,344,000 | 2,576 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $457,000 | 1,755 |
| Income before extraordinary items | $887,000 | 2,994 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $887,000 | 2,992 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $887,000 | 2,993 |
| Net charge-offs | $-42,000 | 5,454 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $887,000 | 2,933 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,401,000 | 3,619 |
| Total interest expense | $148,000 | 3,406 |
| Net interest income | $1,253,000 | 3,611 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $802,000 | 1,517 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $9,000 | 5,488 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $793,000 | 1,103 |
| Total noninterest expense | $1,336,000 | 3,094 |
| Salaries and employee benefits | $852,000 | 2,827 |
| Premises and equipment expense | $184,000 | 2,699 |
| Additional noninterest expense | $300,000 | 3,887 |
| Pre-tax net operating income | $719,000 | 2,443 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $247,000 | 1,665 |
| Income before extraordinary items | $472,000 | 2,846 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $472,000 | 2,845 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $472,000 | 2,846 |
| Net charge-offs | $-7,000 | 5,019 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $472,000 | 2,800 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $5,660,000 | 3,568 |
| Total interest expense | $589,000 | 3,420 |
| Net interest income | $5,071,000 | 3,558 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $1,994,000 | 2,118 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $37,000 | 5,600 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,957,000 | 1,549 |
| Total noninterest expense | $4,994,000 | 3,220 |
| Salaries and employee benefits | $2,792,000 | 3,175 |
| Premises and equipment expense | $779,000 | 2,608 |
| Additional noninterest expense | $1,423,000 | 3,527 |
| Pre-tax net operating income | $2,071,000 | 2,945 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $692,000 | 1,926 |
| Income before extraordinary items | $1,379,000 | 3,381 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,379,000 | 3,379 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,379,000 | 3,381 |
| Net charge-offs | $-33,000 | 5,461 |
| Cash dividends | $310,000 | 3,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,379,000 | 3,329 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,272,000 | 3,594 |
| Total interest expense | $442,000 | 3,474 |
| Net interest income | $3,830,000 | 3,571 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $1,343,000 | 2,269 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $30,000 | 5,635 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,313,000 | 1,693 |
| Total noninterest expense | $3,788,000 | 3,210 |
| Salaries and employee benefits | $2,117,000 | 3,168 |
| Premises and equipment expense | $600,000 | 2,589 |
| Additional noninterest expense | $1,071,000 | 3,519 |
| Pre-tax net operating income | $1,385,000 | 3,219 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $462,000 | 2,078 |
| Income before extraordinary items | $923,000 | 3,640 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $923,000 | 3,639 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $923,000 | 3,640 |
| Net charge-offs | $53,000 | 2,731 |
| Cash dividends | $310,000 | 2,767 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $923,000 | 3,581 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,840,000 | 3,613 |
| Total interest expense | $289,000 | 3,535 |
| Net interest income | $2,551,000 | 3,581 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $931,000 | 2,232 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $20,000 | 5,676 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $911,000 | 1,657 |
| Total noninterest expense | $2,500,000 | 3,263 |
| Salaries and employee benefits | $1,388,000 | 3,227 |
| Premises and equipment expense | $391,000 | 2,646 |
| Additional noninterest expense | $721,000 | 3,516 |
| Pre-tax net operating income | $982,000 | 3,097 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $328,000 | 2,041 |
| Income before extraordinary items | $654,000 | 3,525 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $654,000 | 3,525 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $654,000 | 3,526 |
| Net charge-offs | $6,000 | 3,419 |
| Cash dividends | $310,000 | 2,381 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $654,000 | 3,465 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,354,000 | 3,726 |
| Total interest expense | $141,000 | 3,605 |
| Net interest income | $1,213,000 | 3,703 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $228,000 | 3,191 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $9,000 | 5,746 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $219,000 | 2,509 |
| Total noninterest expense | $1,235,000 | 3,306 |
| Salaries and employee benefits | $685,000 | 3,282 |
| Premises and equipment expense | $198,000 | 2,668 |
| Additional noninterest expense | $352,000 | 3,571 |
| Pre-tax net operating income | $206,000 | 4,397 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $67,000 | 2,776 |
| Income before extraordinary items | $139,000 | 4,758 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $139,000 | 4,760 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $139,000 | 4,762 |
| Net charge-offs | $13,000 | 2,364 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $139,000 | 4,691 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,552,000 | 3,703 |
| Total interest expense | $582,000 | 3,700 |
| Net interest income | $4,970,000 | 3,669 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $4,513,000 | 1,179 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $41,000 | 5,844 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $4,472,000 | 833 |
| Total noninterest expense | $6,463,000 | 2,767 |
| Salaries and employee benefits | $2,809,000 | 3,213 |
| Premises and equipment expense | $781,000 | 2,710 |
| Additional noninterest expense | $2,873,000 | 2,109 |
| Pre-tax net operating income | $3,020,000 | 2,270 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $1,016,000 | 1,525 |
| Income before extraordinary items | $2,004,000 | 2,711 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,004,000 | 2,709 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,004,000 | 2,711 |
| Net charge-offs | $361,000 | 1,824 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,004,000 | 2,658 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,128,000 | 3,749 |
| Total interest expense | $435,000 | 3,764 |
| Net interest income | $3,693,000 | 3,712 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $3,853,000 | 1,091 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $31,000 | 5,911 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $3,822,000 | 744 |
| Total noninterest expense | $5,044,000 | 2,699 |
| Salaries and employee benefits | $2,074,000 | 3,279 |
| Premises and equipment expense | $601,000 | 2,685 |
| Additional noninterest expense | $2,369,000 | 1,942 |
| Pre-tax net operating income | $2,502,000 | 2,140 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $842,000 | 1,461 |
| Income before extraordinary items | $1,660,000 | 2,543 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,660,000 | 2,544 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,660,000 | 2,543 |
| Net charge-offs | $359,000 | 1,439 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,660,000 | 2,502 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,737,000 | 3,767 |
| Total interest expense | $286,000 | 3,833 |
| Net interest income | $2,451,000 | 3,720 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $1,618,000 | 1,478 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $21,000 | 5,936 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,597,000 | 1,048 |
| Total noninterest expense | $3,268,000 | 2,776 |
| Salaries and employee benefits | $1,324,000 | 3,384 |
| Premises and equipment expense | $405,000 | 2,689 |
| Additional noninterest expense | $1,539,000 | 1,983 |
| Pre-tax net operating income | $801,000 | 3,366 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $266,000 | 2,136 |
| Income before extraordinary items | $535,000 | 3,827 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $535,000 | 3,832 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $535,000 | 3,833 |
| Net charge-offs | $391,000 | 1,053 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $535,000 | 3,778 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,314,000 | 3,905 |
| Total interest expense | $139,000 | 3,957 |
| Net interest income | $1,175,000 | 3,846 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $722,000 | 1,557 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $11,000 | 5,924 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $711,000 | 1,112 |
| Total noninterest expense | $1,632,000 | 2,791 |
| Salaries and employee benefits | $650,000 | 3,460 |
| Premises and equipment expense | $202,000 | 2,734 |
| Additional noninterest expense | $780,000 | 1,927 |
| Pre-tax net operating income | $265,000 | 4,014 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $87,000 | 2,474 |
| Income before extraordinary items | $178,000 | 4,439 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $178,000 | 4,441 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $178,000 | 4,441 |
| Net charge-offs | $207,000 | 929 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $178,000 | 4,386 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,560,000 | 3,814 |
| Total interest expense | $555,000 | 4,238 |
| Net interest income | $5,005,000 | 3,694 |
| Provision for loan and lease losses | $50,000 | 4,250 |
| Total noninterest income | $2,730,000 | 1,738 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $52,000 | 5,942 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,678,000 | 1,238 |
| Total noninterest expense | $6,361,000 | 2,854 |
| Salaries and employee benefits | $2,518,000 | 3,527 |
| Premises and equipment expense | $953,000 | 2,334 |
| Additional noninterest expense | $2,890,000 | 2,163 |
| Pre-tax net operating income | $1,324,000 | 3,605 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $446,000 | 2,279 |
| Income before extraordinary items | $878,000 | 4,119 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $878,000 | 4,122 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $878,000 | 4,122 |
| Net charge-offs | $292,000 | 2,610 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $878,000 | 4,066 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,086,000 | 3,887 |
| Total interest expense | $416,000 | 4,328 |
| Net interest income | $3,670,000 | 3,774 |
| Provision for loan and lease losses | $50,000 | 3,936 |
| Total noninterest income | $2,163,000 | 1,690 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $41,000 | 5,967 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,122,000 | 1,219 |
| Total noninterest expense | $4,716,000 | 2,888 |
| Salaries and employee benefits | $1,854,000 | 3,594 |
| Premises and equipment expense | $679,000 | 2,469 |
| Additional noninterest expense | $2,183,000 | 2,135 |
| Pre-tax net operating income | $1,067,000 | 3,572 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $355,000 | 2,266 |
| Income before extraordinary items | $712,000 | 4,032 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $712,000 | 4,035 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $712,000 | 4,036 |
| Net charge-offs | $68,000 | 3,625 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $712,000 | 3,964 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,761,000 | 3,875 |
| Total interest expense | $277,000 | 4,388 |
| Net interest income | $2,484,000 | 3,730 |
| Provision for loan and lease losses | $50,000 | 3,593 |
| Total noninterest income | $1,512,000 | 1,637 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $27,000 | 6,001 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,485,000 | 1,213 |
| Total noninterest expense | $3,242,000 | 2,814 |
| Salaries and employee benefits | $1,207,000 | 3,660 |
| Premises and equipment expense | $450,000 | 2,485 |
| Additional noninterest expense | $1,585,000 | 1,976 |
| Pre-tax net operating income | $704,000 | 3,572 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $233,000 | 2,290 |
| Income before extraordinary items | $471,000 | 4,046 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $471,000 | 4,048 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $471,000 | 4,049 |
| Net charge-offs | $111,000 | 2,651 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $471,000 | 3,940 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,348,000 | 3,957 |
| Total interest expense | $138,000 | 4,486 |
| Net interest income | $1,210,000 | 3,823 |
| Provision for loan and lease losses | $50,000 | 2,783 |
| Total noninterest income | $973,000 | 1,385 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $13,000 | 6,030 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $960,000 | 1,023 |
| Total noninterest expense | $1,700,000 | 2,731 |
| Salaries and employee benefits | $597,000 | 3,728 |
| Premises and equipment expense | $225,000 | 2,520 |
| Additional noninterest expense | $878,000 | 1,804 |
| Pre-tax net operating income | $433,000 | 3,150 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $144,000 | 2,029 |
| Income before extraordinary items | $289,000 | 3,636 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $289,000 | 3,636 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $289,000 | 3,638 |
| Net charge-offs | $134,000 | 1,668 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $289,000 | 3,540 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,512,000 | 4,058 |
| Total interest expense | $853,000 | 3,973 |
| Net interest income | $4,659,000 | 3,986 |
| Provision for loan and lease losses | $1,872,000 | 1,128 |
| Total noninterest income | $1,081,000 | 3,120 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $49,000 | 6,245 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,032,000 | 2,328 |
| Total noninterest expense | $6,054,000 | 3,007 |
| Salaries and employee benefits | $2,239,000 | 3,850 |
| Premises and equipment expense | $1,024,000 | 2,241 |
| Additional noninterest expense | $2,791,000 | 2,324 |
| Pre-tax net operating income | $-2,186,000 | 6,827 |
| Securities gains (losses) | $134,000 | 2,035 |
| Applicable income taxes | $-711,000 | 6,929 |
| Income before extraordinary items | $-1,341,000 | 6,764 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,341,000 | 6,762 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-1,341,000 | 6,763 |
| Net charge-offs | $2,940,000 | 859 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-1,428,100 | 6,749 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,177,000 | 4,097 |
| Total interest expense | $696,000 | 3,910 |
| Net interest income | $3,481,000 | 4,060 |
| Provision for loan and lease losses | $1,862,000 | 903 |
| Total noninterest income | $115,000 | 6,028 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $36,000 | 6,338 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $79,000 | 5,375 |
| Total noninterest expense | $4,254,000 | 3,176 |
| Salaries and employee benefits | $1,665,000 | 3,873 |
| Premises and equipment expense | $794,000 | 2,194 |
| Additional noninterest expense | $1,795,000 | 2,678 |
| Pre-tax net operating income | $-2,520,000 | 7,012 |
| Securities gains (losses) | $134,000 | 1,762 |
| Applicable income taxes | $-821,000 | 7,077 |
| Income before extraordinary items | $-1,565,000 | 6,956 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-1,565,000 | 6,953 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-1,565,000 | 6,955 |
| Net charge-offs | $2,761,000 | 720 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-1,653,440 | 6,950 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,870,000 | 4,043 |
| Total interest expense | $509,000 | 3,787 |
| Net interest income | $2,361,000 | 4,032 |
| Provision for loan and lease losses | $1,212,000 | 934 |
| Total noninterest income | $-239,000 | 7,156 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $24,000 | 6,374 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-263,000 | 7,104 |
| Total noninterest expense | $2,746,000 | 3,290 |
| Salaries and employee benefits | $1,114,000 | 3,887 |
| Premises and equipment expense | $535,000 | 2,159 |
| Additional noninterest expense | $1,097,000 | 2,898 |
| Pre-tax net operating income | $-1,836,000 | 7,079 |
| Securities gains (losses) | $134,000 | 1,397 |
| Applicable income taxes | $-585,000 | 7,139 |
| Income before extraordinary items | $-1,117,000 | 7,018 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,117,000 | 7,017 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-1,117,000 | 7,018 |
| Net charge-offs | $1,773,000 | 758 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-1,205,440 | 7,013 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,473,000 | 4,012 |
| Total interest expense | $266,000 | 3,788 |
| Net interest income | $1,207,000 | 3,991 |
| Provision for loan and lease losses | $1,212,000 | 538 |
| Total noninterest income | $-359,000 | 7,268 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $11,000 | 6,444 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-370,000 | 7,260 |
| Total noninterest expense | $1,346,000 | 3,347 |
| Salaries and employee benefits | $572,000 | 3,845 |
| Premises and equipment expense | $272,000 | 2,130 |
| Additional noninterest expense | $502,000 | 3,083 |
| Pre-tax net operating income | $-1,710,000 | 7,225 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $-585,000 | 7,255 |
| Income before extraordinary items | $-1,125,000 | 7,181 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,125,000 | 7,181 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-1,125,000 | 7,181 |
| Net charge-offs | $1,625,000 | 469 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-1,125,000 | 7,173 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,466,000 | 3,873 |
| Total interest expense | $1,435,000 | 3,560 |
| Net interest income | $5,031,000 | 3,894 |
| Provision for loan and lease losses | $100,000 | 5,330 |
| Total noninterest income | $216,000 | 5,648 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $53,000 | 6,269 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $163,000 | 4,735 |
| Total noninterest expense | $5,606,000 | 3,225 |
| Salaries and employee benefits | $2,409,000 | 3,662 |
| Premises and equipment expense | $1,027,000 | 2,366 |
| Additional noninterest expense | $2,170,000 | 2,909 |
| Pre-tax net operating income | $-459,000 | 6,383 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $-168,000 | 6,895 |
| Income before extraordinary items | $-291,000 | 6,379 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-291,000 | 6,382 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-291,000 | 6,381 |
| Net charge-offs | $2,305,000 | 1,426 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-291,000 | 6,328 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,006,000 | 3,835 |
| Total interest expense | $1,135,000 | 3,545 |
| Net interest income | $3,871,000 | 3,846 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $325,000 | 4,676 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $42,000 | 6,268 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $283,000 | 3,545 |
| Total noninterest expense | $4,516,000 | 3,051 |
| Salaries and employee benefits | $1,838,000 | 3,604 |
| Premises and equipment expense | $754,000 | 2,416 |
| Additional noninterest expense | $1,924,000 | 2,550 |
| Pre-tax net operating income | $-320,000 | 6,487 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $-117,000 | 7,012 |
| Income before extraordinary items | $-203,000 | 6,505 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-203,000 | 6,507 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-203,000 | 6,507 |
| Net charge-offs | $2,187,000 | 1,154 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-203,000 | 6,433 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,364,000 | 3,850 |
| Total interest expense | $800,000 | 3,517 |
| Net interest income | $2,564,000 | 3,875 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $327,000 | 3,950 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $28,000 | 6,269 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $299,000 | 2,882 |
| Total noninterest expense | $2,917,000 | 3,168 |
| Salaries and employee benefits | $1,274,000 | 3,531 |
| Premises and equipment expense | $504,000 | 2,430 |
| Additional noninterest expense | $1,139,000 | 2,857 |
| Pre-tax net operating income | $-26,000 | 6,277 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $-15,000 | 6,902 |
| Income before extraordinary items | $-11,000 | 6,334 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-11,000 | 6,334 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-11,000 | 6,334 |
| Net charge-offs | $1,771,000 | 998 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-11,000 | 6,267 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,711,000 | 3,835 |
| Total interest expense | $420,000 | 3,486 |
| Net interest income | $1,291,000 | 3,864 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $196,000 | 3,630 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $14,000 | 6,236 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $182,000 | 2,603 |
| Total noninterest expense | $1,423,000 | 3,244 |
| Salaries and employee benefits | $662,000 | 3,465 |
| Premises and equipment expense | $252,000 | 2,480 |
| Additional noninterest expense | $509,000 | 3,136 |
| Pre-tax net operating income | $64,000 | 5,564 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $19,000 | 3,477 |
| Income before extraordinary items | $45,000 | 5,786 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $45,000 | 5,785 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $45,000 | 5,786 |
| Net charge-offs | $818,000 | 976 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $45,000 | 5,749 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,999,000 | 3,554 |
| Total interest expense | $2,528,000 | 2,962 |
| Net interest income | $5,471,000 | 3,720 |
| Provision for loan and lease losses | $7,400,000 | 843 |
| Total noninterest income | $-1,304,000 | 7,569 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $60,000 | 6,079 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-1,364,000 | 7,529 |
| Total noninterest expense | $5,852,000 | 3,175 |
| Salaries and employee benefits | $2,511,000 | 3,568 |
| Premises and equipment expense | $1,126,000 | 2,241 |
| Additional noninterest expense | $2,215,000 | 2,965 |
| Pre-tax net operating income | $-9,085,000 | 7,325 |
| Securities gains (losses) | $255,000 | 1,396 |
| Applicable income taxes | $-3,016,000 | 7,525 |
| Income before extraordinary items | $-5,814,000 | 7,228 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-5,814,000 | 7,228 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-5,814,000 | 7,228 |
| Net charge-offs | $5,338,000 | 953 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-5,982,300 | 7,217 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,049,000 | 3,595 |
| Total interest expense | $2,049,000 | 2,904 |
| Net interest income | $4,000,000 | 3,840 |
| Provision for loan and lease losses | $7,400,000 | 647 |
| Total noninterest income | $-689,000 | 7,664 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $47,000 | 6,127 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-736,000 | 7,626 |
| Total noninterest expense | $4,232,000 | 3,271 |
| Salaries and employee benefits | $1,869,000 | 3,632 |
| Premises and equipment expense | $864,000 | 2,228 |
| Additional noninterest expense | $1,499,000 | 3,226 |
| Pre-tax net operating income | $-8,321,000 | 7,515 |
| Securities gains (losses) | $256,000 | 1,185 |
| Applicable income taxes | $-2,756,000 | 7,638 |
| Income before extraordinary items | $-5,309,000 | 7,439 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-5,309,000 | 7,439 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-5,309,000 | 7,439 |
| Net charge-offs | $3,694,000 | 967 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-5,477,960 | 7,425 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,127,000 | 3,565 |
| Total interest expense | $1,481,000 | 2,822 |
| Net interest income | $2,646,000 | 3,865 |
| Provision for loan and lease losses | $900,000 | 2,046 |
| Total noninterest income | $-433,000 | 7,732 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $29,000 | 6,223 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-462,000 | 7,703 |
| Total noninterest expense | $2,741,000 | 3,347 |
| Salaries and employee benefits | $1,246,000 | 3,649 |
| Premises and equipment expense | $574,000 | 2,250 |
| Additional noninterest expense | $921,000 | 3,430 |
| Pre-tax net operating income | $-1,428,000 | 7,145 |
| Securities gains (losses) | $59,000 | 1,781 |
| Applicable income taxes | $-477,000 | 7,478 |
| Income before extraordinary items | $-892,000 | 7,046 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-892,000 | 7,046 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-892,000 | 7,046 |
| Net charge-offs | $1,545,000 | 1,345 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-930,350 | 7,035 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,007,000 | 3,702 |
| Total interest expense | $777,000 | 2,826 |
| Net interest income | $1,230,000 | 4,080 |
| Provision for loan and lease losses | $525,000 | 1,766 |
| Total noninterest income | $-24,000 | 7,730 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $13,000 | 6,352 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-37,000 | 7,649 |
| Total noninterest expense | $1,359,000 | 3,414 |
| Salaries and employee benefits | $616,000 | 3,740 |
| Premises and equipment expense | $286,000 | 2,303 |
| Additional noninterest expense | $457,000 | 3,431 |
| Pre-tax net operating income | $-678,000 | 7,283 |
| Securities gains (losses) | $59,000 | 1,056 |
| Applicable income taxes | $-219,000 | 7,575 |
| Income before extraordinary items | $-400,000 | 7,179 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-400,000 | 7,181 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-400,000 | 7,180 |
| Net charge-offs | $1,264,000 | 876 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-438,350 | 7,193 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,657,000 | 3,314 |
| Total interest expense | $4,848,000 | 2,326 |
| Net interest income | $4,809,000 | 4,046 |
| Provision for loan and lease losses | $3,886,000 | 1,682 |
| Total noninterest income | $-354,000 | 7,860 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $71,000 | 6,153 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-425,000 | 7,786 |
| Total noninterest expense | $5,461,000 | 3,428 |
| Salaries and employee benefits | $2,446,000 | 3,753 |
| Premises and equipment expense | $1,037,000 | 2,497 |
| Additional noninterest expense | $1,978,000 | 3,346 |
| Pre-tax net operating income | $-4,892,000 | 7,178 |
| Securities gains (losses) | $310,000 | 1,208 |
| Applicable income taxes | $-1,604,000 | 7,447 |
| Income before extraordinary items | $-2,978,000 | 6,991 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,978,000 | 6,990 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-2,978,000 | 6,990 |
| Net charge-offs | $2,654,000 | 1,728 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-3,179,500 | 7,029 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,442,000 | 3,301 |
| Total interest expense | $3,836,000 | 2,311 |
| Net interest income | $3,606,000 | 4,050 |
| Provision for loan and lease losses | $3,769,000 | 1,281 |
| Total noninterest income | $157,000 | 6,267 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $56,000 | 6,131 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $101,000 | 5,385 |
| Total noninterest expense | $3,755,000 | 3,683 |
| Salaries and employee benefits | $1,851,000 | 3,759 |
| Premises and equipment expense | $757,000 | 2,582 |
| Additional noninterest expense | $1,147,000 | 4,003 |
| Pre-tax net operating income | $-3,761,000 | 7,387 |
| Securities gains (losses) | $59,000 | 2,194 |
| Applicable income taxes | $-1,303,000 | 7,625 |
| Income before extraordinary items | $-2,399,000 | 7,276 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-2,399,000 | 7,275 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-2,399,000 | 7,276 |
| Net charge-offs | $1,650,000 | 1,684 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-2,437,350 | 7,274 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,983,000 | 3,317 |
| Total interest expense | $2,681,000 | 2,291 |
| Net interest income | $2,302,000 | 4,144 |
| Provision for loan and lease losses | $1,768,000 | 1,521 |
| Total noninterest income | $108,000 | 6,278 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $38,000 | 6,142 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $70,000 | 5,361 |
| Total noninterest expense | $2,466,000 | 3,770 |
| Salaries and employee benefits | $1,241,000 | 3,791 |
| Premises and equipment expense | $478,000 | 2,753 |
| Additional noninterest expense | $747,000 | 4,081 |
| Pre-tax net operating income | $-1,824,000 | 7,342 |
| Securities gains (losses) | $15,000 | 2,438 |
| Applicable income taxes | $-643,000 | 7,641 |
| Income before extraordinary items | $-1,166,000 | 7,214 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,166,000 | 7,212 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,166,000 | 7,213 |
| Net charge-offs | $931,000 | 1,693 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-1,175,600 | 7,219 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,521,000 | 3,328 |
| Total interest expense | $1,424,000 | 2,246 |
| Net interest income | $1,097,000 | 4,287 |
| Provision for loan and lease losses | $1,648,000 | 857 |
| Total noninterest income | $67,000 | 5,917 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $19,000 | 6,115 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $48,000 | 4,911 |
| Total noninterest expense | $1,192,000 | 3,781 |
| Salaries and employee benefits | $622,000 | 3,818 |
| Premises and equipment expense | $223,000 | 2,965 |
| Additional noninterest expense | $347,000 | 3,978 |
| Pre-tax net operating income | $-1,676,000 | 7,774 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-582,000 | 7,906 |
| Income before extraordinary items | $-1,094,000 | 7,728 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,094,000 | 7,731 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-1,094,000 | 7,730 |
| Net charge-offs | $720,000 | 1,139 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,094,000 | 7,724 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $12,721,000 | 2,878 |
| Total interest expense | $5,632,000 | 2,657 |
| Net interest income | $7,089,000 | 3,021 |
| Provision for loan and lease losses | $1,086,000 | 2,583 |
| Total noninterest income | $230,000 | 6,284 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $85,000 | 6,124 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $145,000 | 5,369 |
| Total noninterest expense | $4,498,000 | 3,885 |
| Salaries and employee benefits | $2,531,000 | 3,748 |
| Premises and equipment expense | $755,000 | 3,330 |
| Additional noninterest expense | $1,212,000 | 4,265 |
| Pre-tax net operating income | $1,735,000 | 2,762 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $551,000 | 1,748 |
| Income before extraordinary items | $1,184,000 | 2,952 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,184,000 | 2,951 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $694,000 | 2,381 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,184,000 | 3,090 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,723,000 | 2,886 |
| Total interest expense | $4,334,000 | 2,698 |
| Net interest income | $5,389,000 | 3,001 |
| Provision for loan and lease losses | $684,000 | 2,297 |
| Total noninterest income | $177,000 | 6,342 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $81,000 | 5,830 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $96,000 | 5,695 |
| Total noninterest expense | $3,342,000 | 3,894 |
| Salaries and employee benefits | $1,910,000 | 3,752 |
| Premises and equipment expense | $557,000 | 3,391 |
| Additional noninterest expense | $875,000 | 4,287 |
| Pre-tax net operating income | $1,540,000 | 2,785 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $487,000 | 1,939 |
| Income before extraordinary items | $1,053,000 | 3,000 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,053,000 | 2,996 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $302,000 | 2,550 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,053,000 | 3,155 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,473,000 | 2,934 |
| Total interest expense | $2,954,000 | 2,749 |
| Net interest income | $3,519,000 | 3,034 |
| Provision for loan and lease losses | $436,000 | 2,052 |
| Total noninterest income | $126,000 | 6,289 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $52,000 | 5,887 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $74,000 | 5,542 |
| Total noninterest expense | $2,210,000 | 3,937 |
| Salaries and employee benefits | $1,266,000 | 3,809 |
| Premises and equipment expense | $360,000 | 3,485 |
| Additional noninterest expense | $584,000 | 4,271 |
| Pre-tax net operating income | $999,000 | 2,952 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $310,000 | 2,180 |
| Income before extraordinary items | $689,000 | 3,346 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $689,000 | 3,346 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,051 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $689,000 | 3,291 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,353,000 | 2,919 |
| Total interest expense | $1,534,000 | 2,824 |
| Net interest income | $1,819,000 | 2,954 |
| Provision for loan and lease losses | $173,000 | 1,974 |
| Total noninterest income | $78,000 | 5,923 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $25,000 | 5,933 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $53,000 | 4,930 |
| Total noninterest expense | $1,103,000 | 3,948 |
| Salaries and employee benefits | $646,000 | 3,763 |
| Premises and equipment expense | $157,000 | 3,841 |
| Additional noninterest expense | $300,000 | 4,119 |
| Pre-tax net operating income | $621,000 | 2,631 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $191,000 | 2,034 |
| Income before extraordinary items | $430,000 | 3,026 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $430,000 | 3,028 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,393 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $430,000 | 2,943 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $12,792,000 | 3,120 |
| Total interest expense | $5,809,000 | 3,084 |
| Net interest income | $6,983,000 | 3,115 |
| Provision for loan and lease losses | $705,000 | 1,839 |
| Total noninterest income | $232,000 | 6,524 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $98,000 | 6,044 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $134,000 | 5,768 |
| Total noninterest expense | $3,946,000 | 4,163 |
| Salaries and employee benefits | $2,287,000 | 3,967 |
| Premises and equipment expense | $496,000 | 4,387 |
| Additional noninterest expense | $1,163,000 | 4,166 |
| Pre-tax net operating income | $2,564,000 | 2,772 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $840,000 | 2,073 |
| Income before extraordinary items | $1,724,000 | 3,138 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,724,000 | 3,136 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $292,000 | 2,330 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,724,000 | 3,127 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,400,000 | 3,160 |
| Total interest expense | $4,227,000 | 3,168 |
| Net interest income | $5,173,000 | 3,148 |
| Provision for loan and lease losses | $536,000 | 1,475 |
| Total noninterest income | $147,000 | 6,808 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $72,000 | 6,103 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $75,000 | 6,253 |
| Total noninterest expense | $2,923,000 | 4,171 |
| Salaries and employee benefits | $1,679,000 | 4,015 |
| Premises and equipment expense | $365,000 | 4,431 |
| Additional noninterest expense | $879,000 | 4,087 |
| Pre-tax net operating income | $1,861,000 | 2,989 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $610,000 | 2,263 |
| Income before extraordinary items | $1,251,000 | 3,370 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,251,000 | 3,369 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $244,000 | 1,709 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,251,000 | 3,357 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,882,000 | 3,346 |
| Total interest expense | $2,641,000 | 3,300 |
| Net interest income | $3,241,000 | 3,330 |
| Provision for loan and lease losses | $277,000 | 1,656 |
| Total noninterest income | $95,000 | 6,911 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $45,000 | 6,229 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $50,000 | 6,275 |
| Total noninterest expense | $1,923,000 | 4,234 |
| Salaries and employee benefits | $1,092,000 | 4,132 |
| Premises and equipment expense | $244,000 | 4,449 |
| Additional noninterest expense | $587,000 | 4,076 |
| Pre-tax net operating income | $1,136,000 | 3,226 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $372,000 | 2,467 |
| Income before extraordinary items | $764,000 | 3,622 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $764,000 | 3,622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 1,881 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $764,000 | 3,592 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,838,000 | 3,438 |
| Total interest expense | $1,266,000 | 3,401 |
| Net interest income | $1,572,000 | 3,423 |
| Provision for loan and lease losses | $136,000 | 1,610 |
| Total noninterest income | $48,000 | 6,883 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $23,000 | 6,169 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $25,000 | 6,275 |
| Total noninterest expense | $920,000 | 4,381 |
| Salaries and employee benefits | $516,000 | 4,333 |
| Premises and equipment expense | $121,000 | 4,484 |
| Additional noninterest expense | $283,000 | 4,134 |
| Pre-tax net operating income | $564,000 | 3,262 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $185,000 | 2,510 |
| Income before extraordinary items | $379,000 | 3,624 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $379,000 | 3,624 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 1,031 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $379,000 | 3,604 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,833,000 | 3,924 |
| Total interest expense | $3,452,000 | 3,952 |
| Net interest income | $5,381,000 | 3,806 |
| Provision for loan and lease losses | $470,000 | 2,015 |
| Total noninterest income | $193,000 | 6,982 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $90,000 | 6,285 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $103,000 | 6,283 |
| Total noninterest expense | $3,224,000 | 4,661 |
| Salaries and employee benefits | $1,766,000 | 4,680 |
| Premises and equipment expense | $489,000 | 4,334 |
| Additional noninterest expense | $969,000 | 4,609 |
| Pre-tax net operating income | $1,880,000 | 3,776 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $625,000 | 2,830 |
| Income before extraordinary items | $1,255,000 | 4,185 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,255,000 | 4,185 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,128 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 1,112 |
| Net operating income | $1,255,000 | 4,153 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,257,000 | 4,059 |
| Total interest expense | $2,334,000 | 4,141 |
| Net interest income | $3,923,000 | 3,908 |
| Provision for loan and lease losses | $290,000 | 2,221 |
| Total noninterest income | $145,000 | 7,026 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $68,000 | 6,352 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $77,000 | 6,285 |
| Total noninterest expense | $2,379,000 | 4,689 |
| Salaries and employee benefits | $1,291,000 | 4,728 |
| Premises and equipment expense | $383,000 | 4,209 |
| Additional noninterest expense | $705,000 | 4,675 |
| Pre-tax net operating income | $1,399,000 | 3,948 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $466,000 | 2,953 |
| Income before extraordinary items | $933,000 | 4,328 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $933,000 | 4,332 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,856 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $933,000 | 4,315 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,888,000 | 4,219 |
| Total interest expense | $1,357,000 | 4,363 |
| Net interest income | $2,531,000 | 4,009 |
| Provision for loan and lease losses | $155,000 | 2,524 |
| Total noninterest income | $92,000 | 7,117 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $44,000 | 6,413 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $48,000 | 6,430 |
| Total noninterest expense | $1,545,000 | 4,786 |
| Salaries and employee benefits | $833,000 | 4,865 |
| Premises and equipment expense | $240,000 | 4,385 |
| Additional noninterest expense | $472,000 | 4,653 |
| Pre-tax net operating income | $923,000 | 3,986 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $307,000 | 3,012 |
| Income before extraordinary items | $616,000 | 4,369 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $616,000 | 4,373 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 3,712 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $616,000 | 4,362 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,812,000 | 4,363 |
| Total interest expense | $611,000 | 4,532 |
| Net interest income | $1,201,000 | 4,154 |
| Provision for loan and lease losses | $45,000 | 3,261 |
| Total noninterest income | $45,000 | 7,115 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $22,000 | 6,377 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $23,000 | 6,492 |
| Total noninterest expense | $764,000 | 4,837 |
| Salaries and employee benefits | $414,000 | 4,900 |
| Premises and equipment expense | $121,000 | 4,385 |
| Additional noninterest expense | $229,000 | 4,739 |
| Pre-tax net operating income | $437,000 | 4,064 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $146,000 | 3,076 |
| Income before extraordinary items | $291,000 | 4,492 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $291,000 | 4,492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-56,000 | 8,528 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $291,000 | 4,475 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,760,000 | 4,715 |
| Total interest expense | $1,635,000 | 5,009 |
| Net interest income | $4,125,000 | 4,522 |
| Provision for loan and lease losses | $405,000 | 2,256 |
| Total noninterest income | $173,000 | 7,284 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $77,000 | 6,637 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $96,000 | 6,467 |
| Total noninterest expense | $2,823,000 | 4,983 |
| Salaries and employee benefits | $1,405,000 | 5,274 |
| Premises and equipment expense | $492,000 | 4,233 |
| Additional noninterest expense | $926,000 | 4,675 |
| Pre-tax net operating income | $1,070,000 | 5,179 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $327,000 | 4,017 |
| Income before extraordinary items | $743,000 | 5,528 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $743,000 | 5,532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 3,001 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $743,000 | 5,494 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,061,000 | 4,866 |
| Total interest expense | $1,085,000 | 5,217 |
| Net interest income | $2,976,000 | 4,670 |
| Provision for loan and lease losses | $275,000 | 2,345 |
| Total noninterest income | $126,000 | 7,357 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $53,000 | 6,786 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $73,000 | 6,452 |
| Total noninterest expense | $2,038,000 | 5,073 |
| Salaries and employee benefits | $1,050,000 | 5,264 |
| Premises and equipment expense | $322,000 | 4,616 |
| Additional noninterest expense | $666,000 | 4,778 |
| Pre-tax net operating income | $789,000 | 5,361 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $280,000 | 3,911 |
| Income before extraordinary items | $509,000 | 5,860 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $509,000 | 5,864 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 4,007 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $509,000 | 5,826 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,571,000 | 4,972 |
| Total interest expense | $635,000 | 5,415 |
| Net interest income | $1,936,000 | 4,723 |
| Provision for loan and lease losses | $170,000 | 2,439 |
| Total noninterest income | $85,000 | 7,319 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $36,000 | 6,751 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $49,000 | 6,441 |
| Total noninterest expense | $1,301,000 | 5,211 |
| Salaries and employee benefits | $670,000 | 5,385 |
| Premises and equipment expense | $207,000 | 4,708 |
| Additional noninterest expense | $424,000 | 4,901 |
| Pre-tax net operating income | $550,000 | 5,228 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $221,000 | 3,620 |
| Income before extraordinary items | $329,000 | 5,923 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $329,000 | 5,927 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $329,000 | 5,872 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,249,000 | 5,059 |
| Total interest expense | $270,000 | 5,763 |
| Net interest income | $979,000 | 4,692 |
| Provision for loan and lease losses | $80,000 | 2,398 |
| Total noninterest income | $41,000 | 7,388 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $16,000 | 6,882 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $25,000 | 6,471 |
| Total noninterest expense | $641,000 | 5,281 |
| Salaries and employee benefits | $314,000 | 5,637 |
| Premises and equipment expense | $111,000 | 4,520 |
| Additional noninterest expense | $216,000 | 4,823 |
| Pre-tax net operating income | $299,000 | 5,006 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $100,000 | 3,763 |
| Income before extraordinary items | $199,000 | 5,434 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $199,000 | 5,435 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $199,000 | 5,403 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,098,000 | 5,481 |
| Total interest expense | $851,000 | 6,097 |
| Net interest income | $3,247,000 | 5,163 |
| Provision for loan and lease losses | $271,000 | 3,097 |
| Total noninterest income | $147,000 | 7,637 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $64,000 | 7,054 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $83,000 | 6,721 |
| Total noninterest expense | $2,376,000 | 5,470 |
| Salaries and employee benefits | $1,198,000 | 5,699 |
| Premises and equipment expense | $419,000 | 4,620 |
| Additional noninterest expense | $759,000 | 5,272 |
| Pre-tax net operating income | $747,000 | 5,954 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $184,000 | 4,856 |
| Income before extraordinary items | $563,000 | 6,097 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $563,000 | 6,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 4,623 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $563,000 | 6,027 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,027,000 | 5,527 |
| Total interest expense | $615,000 | 6,191 |
| Net interest income | $2,412,000 | 5,180 |
| Provision for loan and lease losses | $236,000 | 2,677 |
| Total noninterest income | $111,000 | 7,662 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $48,000 | 7,102 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $63,000 | 6,728 |
| Total noninterest expense | $1,734,000 | 5,522 |
| Salaries and employee benefits | $891,000 | 5,687 |
| Premises and equipment expense | $322,000 | 4,542 |
| Additional noninterest expense | $521,000 | 5,517 |
| Pre-tax net operating income | $553,000 | 6,092 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $107,000 | 5,267 |
| Income before extraordinary items | $446,000 | 6,081 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $446,000 | 6,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 4,186 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $446,000 | 5,999 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,927,000 | 5,671 |
| Total interest expense | $393,000 | 6,333 |
| Net interest income | $1,534,000 | 5,331 |
| Provision for loan and lease losses | $191,000 | 2,290 |
| Total noninterest income | $79,000 | 7,621 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $32,000 | 7,125 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $47,000 | 6,544 |
| Total noninterest expense | $1,141,000 | 5,595 |
| Salaries and employee benefits | $603,000 | 5,679 |
| Premises and equipment expense | $207,000 | 4,664 |
| Additional noninterest expense | $331,000 | 5,668 |
| Pre-tax net operating income | $281,000 | 6,621 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $45,000 | 5,735 |
| Income before extraordinary items | $236,000 | 6,568 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $236,000 | 6,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 3,456 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $236,000 | 6,486 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $939,000 | 5,786 |
| Total interest expense | $181,000 | 6,600 |
| Net interest income | $758,000 | 5,385 |
| Provision for loan and lease losses | $140,000 | 1,616 |
| Total noninterest income | $73,000 | 6,491 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $15,000 | 7,174 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $58,000 | 4,809 |
| Total noninterest expense | $580,000 | 5,558 |
| Salaries and employee benefits | $318,000 | 5,540 |
| Premises and equipment expense | $102,000 | 4,723 |
| Additional noninterest expense | $160,000 | 5,799 |
| Pre-tax net operating income | $111,000 | 6,981 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $33,000 | 5,294 |
| Income before extraordinary items | $78,000 | 7,263 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $78,000 | 7,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 2,212 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $78,000 | 7,179 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,124,000 | 6,394 |
| Total interest expense | $680,000 | 7,107 |
| Net interest income | $2,444,000 | 5,981 |
| Provision for loan and lease losses | $125,000 | 4,861 |
| Total noninterest income | $168,000 | 7,630 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $62,000 | 7,233 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $106,000 | 6,438 |
| Total noninterest expense | $2,145,000 | 5,757 |
| Salaries and employee benefits | $1,015,000 | 6,212 |
| Premises and equipment expense | $421,000 | 4,568 |
| Additional noninterest expense | $709,000 | 5,463 |
| Pre-tax net operating income | $342,000 | 7,271 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $342,000 | 7,076 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $342,000 | 7,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 3,900 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $3,740,000 | 243 |
| Net operating income | $342,000 | 6,926 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,341,000 | 6,468 |
| Total interest expense | $528,000 | 7,175 |
| Net interest income | $1,813,000 | 6,029 |
| Provision for loan and lease losses | $107,000 | 4,561 |
| Total noninterest income | $145,000 | 7,453 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $48,000 | 7,257 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $97,000 | 6,146 |
| Total noninterest expense | $1,593,000 | 5,771 |
| Salaries and employee benefits | $749,000 | 6,238 |
| Premises and equipment expense | $323,000 | 4,501 |
| Additional noninterest expense | $521,000 | 5,506 |
| Pre-tax net operating income | $258,000 | 7,399 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $258,000 | 7,203 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $258,000 | 7,205 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 3,201 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 715 |
| Net operating income | $258,000 | 7,041 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,562,000 | 6,513 |
| Total interest expense | $362,000 | 7,239 |
| Net interest income | $1,200,000 | 6,061 |
| Provision for loan and lease losses | $77,000 | 4,362 |
| Total noninterest income | $95,000 | 7,485 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $32,000 | 7,257 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $63,000 | 6,165 |
| Total noninterest expense | $1,045,000 | 5,847 |
| Salaries and employee benefits | $494,000 | 6,308 |
| Premises and equipment expense | $216,000 | 4,484 |
| Additional noninterest expense | $335,000 | 5,613 |
| Pre-tax net operating income | $173,000 | 7,436 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $173,000 | 7,223 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $173,000 | 7,226 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 2,641 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 584 |
| Net operating income | $173,000 | 7,044 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $786,000 | 6,521 |
| Total interest expense | $184,000 | 7,297 |
| Net interest income | $602,000 | 6,052 |
| Provision for loan and lease losses | $20,000 | 5,233 |
| Total noninterest income | $25,000 | 8,378 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $13,000 | 7,452 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $12,000 | 7,671 |
| Total noninterest expense | $505,000 | 5,961 |
| Salaries and employee benefits | $244,000 | 6,341 |
| Premises and equipment expense | $84,000 | 5,273 |
| Additional noninterest expense | $177,000 | 5,409 |
| Pre-tax net operating income | $102,000 | 7,163 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $102,000 | 6,860 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $102,000 | 6,862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 3,119 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $102,000 | 6,695 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,195,000 | 6,652 |
| Total interest expense | $998,000 | 6,935 |
| Net interest income | $2,197,000 | 6,329 |
| Provision for loan and lease losses | $250,000 | 3,856 |
| Total noninterest income | $209,000 | 7,219 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $62,000 | 7,312 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $147,000 | 5,641 |
| Total noninterest expense | $1,879,000 | 6,096 |
| Salaries and employee benefits | $909,000 | 6,486 |
| Premises and equipment expense | $328,000 | 5,290 |
| Additional noninterest expense | $642,000 | 5,692 |
| Pre-tax net operating income | $277,000 | 7,638 |
| Securities gains (losses) | $1,000 | 4,369 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $278,000 | 7,434 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $278,000 | 7,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 5,236 |
| Cash dividends | $25,000 | 6,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $277,000 | 7,332 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,773,000 | 7,480 |
| Total interest expense | $1,370,000 | 7,254 |
| Net interest income | $1,403,000 | 7,509 |
| Provision for loan and lease losses | $113,000 | 5,400 |
| Total noninterest income | $160,000 | 7,747 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $57,000 | 7,450 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $103,000 | 6,375 |
| Total noninterest expense | $1,458,000 | 6,888 |
| Salaries and employee benefits | $774,000 | 6,894 |
| Premises and equipment expense | $284,000 | 5,701 |
| Additional noninterest expense | $400,000 | 7,141 |
| Pre-tax net operating income | $-8,000 | 8,747 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-8,000 | 8,828 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-8,000 | 8,828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,531 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-8,000 | 8,746 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,383,000 | 8,032 |
| Total interest expense | $954,000 | 8,316 |
| Net interest income | $1,429,000 | 7,590 |
| Provision for loan and lease losses | $142,000 | 4,519 |
| Total noninterest income | $130,000 | 8,172 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $56,000 | 7,489 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 7,070 |
| Total noninterest expense | $1,234,000 | 7,409 |
| Salaries and employee benefits | $595,000 | 7,725 |
| Premises and equipment expense | $261,000 | 5,893 |
| Additional noninterest expense | $378,000 | 7,332 |
| Pre-tax net operating income | $183,000 | 8,434 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $183,000 | 8,179 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $183,000 | 8,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 3,598 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 853 |
| Net operating income | $183,000 | 8,182 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,708,000 | 8,824 |
| Total interest expense | $595,000 | 9,221 |
| Net interest income | $1,113,000 | 8,376 |
| Provision for loan and lease losses | $12,000 | 7,978 |
| Total noninterest income | $62,000 | 9,420 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $50,000 | 7,840 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 9,637 |
| Total noninterest expense | $961,000 | 8,234 |
| Salaries and employee benefits | $442,000 | 8,665 |
| Premises and equipment expense | $214,000 | 6,582 |
| Additional noninterest expense | $305,000 | 8,075 |
| Pre-tax net operating income | $202,000 | 8,578 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $202,000 | 8,294 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $202,000 | 8,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $37,000 | 881 |
| Net operating income | $202,000 | 8,260 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,532,000 | 9,254 |
| Total interest expense | $598,000 | 9,483 |
| Net interest income | $934,000 | 8,950 |
| Provision for loan and lease losses | $6,000 | 8,399 |
| Total noninterest income | $144,000 | 8,311 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $49,000 | 8,070 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $95,000 | 6,752 |
| Total noninterest expense | $943,000 | 8,296 |
| Salaries and employee benefits | $427,000 | 8,793 |
| Premises and equipment expense | $227,000 | 6,307 |
| Additional noninterest expense | $289,000 | 8,231 |
| Pre-tax net operating income | $129,000 | 9,288 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $129,000 | 9,122 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $129,000 | 9,119 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $77,000 | 805 |
| Net operating income | $129,000 | 9,048 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,243,000 | 9,999 |
| Total interest expense | $491,000 | 10,119 |
| Net interest income | $752,000 | 9,800 |
| Provision for loan and lease losses | $66,000 | 6,012 |
| Total noninterest income | $112,000 | 9,195 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $33,000 | 8,861 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 7,409 |
| Total noninterest expense | $944,000 | 8,538 |
| Salaries and employee benefits | $459,000 | 8,891 |
| Premises and equipment expense | $219,000 | 6,510 |
| Additional noninterest expense | $266,000 | 8,670 |
| Pre-tax net operating income | $-146,000 | 10,528 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $-146,000 | 10,569 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-146,000 | 10,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 995 |
| Net operating income | $-146,000 | 10,541 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $727,000 | 11,096 |
| Total interest expense | $266,000 | 11,133 |
| Net interest income | $461,000 | 10,967 |
| Provision for loan and lease losses | $76,000 | 5,685 |
| Total noninterest income | $44,000 | 10,954 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $15,000 | 9,673 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 9,892 |
| Total noninterest expense | $825,000 | 9,341 |
| Salaries and employee benefits | $405,000 | 9,574 |
| Premises and equipment expense | $208,000 | 6,889 |
| Additional noninterest expense | $212,000 | 9,797 |
| Pre-tax net operating income | $-396,000 | 11,194 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $-396,000 | 11,229 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-396,000 | 11,228 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-396,000 | 11,200 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $192,000 | 11,909 |
| Total interest expense | $53,000 | 11,901 |
| Net interest income | $139,000 | 11,906 |
| Provision for loan and lease losses | $18,000 | 7,795 |
| Total noninterest income | $3,000 | 11,919 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $2,000 | 10,293 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,000 | 11,898 |
| Total noninterest expense | $640,000 | 10,411 |
| Salaries and employee benefits | $215,000 | 11,399 |
| Premises and equipment expense | $95,000 | 9,761 |
| Additional noninterest expense | $330,000 | 8,915 |
| Pre-tax net operating income | $-516,000 | 11,801 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $-516,000 | 11,799 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-516,000 | 11,797 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $3,259,000 | 159 |
| Net operating income | $-516,000 | 11,792 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.