Home > Prime Bank of Central Florida > Income and Expense
Prime Bank of Central Florida, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,835,000 | 5,931 |
| Total interest expense | $2,072,000 | 6,129 |
| Net interest income | $2,763,000 | 5,640 |
| Provision for loan and lease losses | $72,000 | 5,860 |
| Total noninterest income | $400,000 | 5,724 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $291,000 | 4,175 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $109,000 | 6,540 |
| Total noninterest expense | $1,990,000 | 5,677 |
| Salaries and employee benefits | $1,001,000 | 5,867 |
| Premises and equipment expense | $389,000 | 4,540 |
| Additional noninterest expense | $600,000 | 5,808 |
| Pre-tax net operating income | $1,101,000 | 5,529 |
| Securities gains (losses) | $3,000 | 3,097 |
| Applicable income taxes | $408,000 | 4,822 |
| Income before extraordinary items | $696,000 | 5,925 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $696,000 | 5,927 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 6,076 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $694,080 | 5,892 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,316,000 | 6,563 |
| Total interest expense | $1,801,000 | 6,841 |
| Net interest income | $2,515,000 | 6,168 |
| Provision for loan and lease losses | $54,000 | 6,461 |
| Total noninterest income | $458,000 | 5,472 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $319,000 | 4,038 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $139,000 | 6,188 |
| Total noninterest expense | $2,475,000 | 5,052 |
| Salaries and employee benefits | $999,000 | 5,994 |
| Premises and equipment expense | $424,000 | 4,332 |
| Additional noninterest expense | $1,052,000 | 4,226 |
| Pre-tax net operating income | $444,000 | 8,249 |
| Securities gains (losses) | $-1,000 | 9,274 |
| Applicable income taxes | $157,000 | 7,776 |
| Income before extraordinary items | $286,000 | 8,542 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $286,000 | 8,539 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $286,650 | 8,471 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,855,000 | 7,154 |
| Total interest expense | $1,713,000 | 7,108 |
| Net interest income | $2,142,000 | 7,000 |
| Provision for loan and lease losses | $46,000 | 6,390 |
| Total noninterest income | $402,000 | 5,973 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $304,000 | 4,254 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $98,000 | 7,303 |
| Total noninterest expense | $2,021,000 | 5,936 |
| Salaries and employee benefits | $934,000 | 6,378 |
| Premises and equipment expense | $375,000 | 4,785 |
| Additional noninterest expense | $712,000 | 5,759 |
| Pre-tax net operating income | $477,000 | 8,567 |
| Securities gains (losses) | $-3,000 | 9,402 |
| Applicable income taxes | $157,000 | 8,143 |
| Income before extraordinary items | $317,000 | 8,768 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $317,000 | 8,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 7,018 |
| Cash dividends | $32,000 | 8,141 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $319,010 | 8,712 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,177,000 | 7,789 |
| Total interest expense | $1,205,000 | 7,882 |
| Net interest income | $1,972,000 | 7,635 |
| Provision for loan and lease losses | $110,000 | 4,343 |
| Total noninterest income | $422,000 | 5,933 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $267,000 | 4,793 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $155,000 | 6,118 |
| Total noninterest expense | $2,164,000 | 5,832 |
| Salaries and employee benefits | $1,076,000 | 5,741 |
| Premises and equipment expense | $372,000 | 4,874 |
| Additional noninterest expense | $716,000 | 6,204 |
| Pre-tax net operating income | $120,000 | 11,498 |
| Securities gains (losses) | $-2,000 | 9,023 |
| Applicable income taxes | $24,000 | 11,075 |
| Income before extraordinary items | $94,000 | 11,442 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $94,000 | 11,448 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,826 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $95,600 | 11,469 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,050,000 | 8,249 |
| Total interest expense | $1,096,000 | 8,703 |
| Net interest income | $1,954,000 | 7,814 |
| Provision for loan and lease losses | $31,000 | 8,369 |
| Total noninterest income | $275,000 | 7,997 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $208,000 | 5,829 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 9,213 |
| Total noninterest expense | $1,783,000 | 6,939 |
| Salaries and employee benefits | $829,000 | 7,145 |
| Premises and equipment expense | $239,000 | 6,903 |
| Additional noninterest expense | $715,000 | 6,448 |
| Pre-tax net operating income | $415,000 | 9,293 |
| Securities gains (losses) | $65,000 | 3,068 |
| Applicable income taxes | $180,000 | 8,011 |
| Income before extraordinary items | $300,000 | 9,481 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $300,000 | 9,638 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 4,557 |
| Cash dividends | $32,000 | 8,385 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $258,400 | 9,689 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,492,000 | 8,196 |
| Total interest expense | $1,447,000 | 8,675 |
| Net interest income | $2,045,000 | 7,634 |
| Provision for loan and lease losses | $98,000 | 7,351 |
| Total noninterest income | $149,000 | 10,515 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $128,000 | 7,737 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 12,470 |
| Total noninterest expense | $1,463,000 | 8,060 |
| Salaries and employee benefits | $656,000 | 8,341 |
| Premises and equipment expense | $245,000 | 6,885 |
| Additional noninterest expense | $562,000 | 7,852 |
| Pre-tax net operating income | $633,000 | 7,497 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $238,000 | 6,864 |
| Income before extraordinary items | $395,000 | 8,271 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $395,000 | 8,398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 9,883 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $395,000 | 7,911 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.