Home > Prestige Bank, A Federal Savings Bank > Income and Expense
Prestige Bank, A Federal Savings Bank, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $12,659,000 | 2,693 |
| Total interest expense | $8,480,000 | 1,914 |
| Net interest income | $4,179,000 | 3,993 |
| Provision for loan and lease losses | $285,000 | 3,330 |
| Total noninterest income | $1,049,000 | 3,230 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,049,000 | 1,971 |
| Total noninterest expense | $4,773,000 | 2,936 |
| Salaries and employee benefits | $2,308,000 | 3,182 |
| Premises and equipment expense | $990,000 | 2,156 |
| Additional noninterest expense | $1,475,000 | 2,915 |
| Pre-tax net operating income | $170,000 | 8,018 |
| Securities gains (losses) | $3,000 | 4,114 |
| Applicable income taxes | $73,000 | 6,361 |
| Income before extraordinary items | $100,000 | 8,335 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $100,000 | 8,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,505,000 | 489 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $98,080 | 8,242 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $14,549,000 | 2,398 |
| Total interest expense | $9,016,000 | 1,911 |
| Net interest income | $5,533,000 | 3,179 |
| Provision for loan and lease losses | $6,383,000 | 267 |
| Total noninterest income | $1,105,000 | 2,934 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,105,000 | 1,745 |
| Total noninterest expense | $5,042,000 | 2,696 |
| Salaries and employee benefits | $2,555,000 | 2,779 |
| Premises and equipment expense | $1,043,000 | 1,988 |
| Additional noninterest expense | $1,444,000 | 2,912 |
| Pre-tax net operating income | $-4,787,000 | 9,870 |
| Securities gains (losses) | $-11,000 | 8,394 |
| Applicable income taxes | $-1,862,000 | 9,861 |
| Income before extraordinary items | $-2,936,000 | 9,839 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-2,936,000 | 9,838 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,979,000 | 313 |
| Cash dividends | $300,000 | 4,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-2,928,960 | 9,839 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $12,934,000 | 2,530 |
| Total interest expense | $7,533,000 | 1,975 |
| Net interest income | $5,401,000 | 3,212 |
| Provision for loan and lease losses | $438,000 | 1,961 |
| Total noninterest income | $938,000 | 3,242 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $938,000 | 1,953 |
| Total noninterest expense | $4,572,000 | 2,946 |
| Salaries and employee benefits | $2,522,000 | 2,783 |
| Premises and equipment expense | $903,000 | 2,255 |
| Additional noninterest expense | $1,147,000 | 3,584 |
| Pre-tax net operating income | $1,329,000 | 4,449 |
| Securities gains (losses) | $-18,000 | 9,513 |
| Applicable income taxes | $510,000 | 3,602 |
| Income before extraordinary items | $801,000 | 5,095 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $801,000 | 5,094 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,786 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $812,520 | 5,011 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $11,484,000 | 2,813 |
| Total interest expense | $6,748,000 | 2,249 |
| Net interest income | $4,736,000 | 3,577 |
| Provision for loan and lease losses | $209,000 | 3,435 |
| Total noninterest income | $644,000 | 4,195 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $644,000 | 2,529 |
| Total noninterest expense | $3,937,000 | 3,248 |
| Salaries and employee benefits | $2,070,000 | 3,224 |
| Premises and equipment expense | $833,000 | 2,347 |
| Additional noninterest expense | $1,034,000 | 3,851 |
| Pre-tax net operating income | $1,234,000 | 4,798 |
| Securities gains (losses) | $-15,000 | 10,246 |
| Applicable income taxes | $476,000 | 3,968 |
| Income before extraordinary items | $743,000 | 5,418 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $743,000 | 5,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,292 |
| Cash dividends | $400,000 | 3,951 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $752,600 | 5,284 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,274,000 | 3,487 |
| Total interest expense | $5,376,000 | 2,784 |
| Net interest income | $3,898,000 | 4,332 |
| Provision for loan and lease losses | $104,000 | 5,080 |
| Total noninterest income | $453,000 | 5,308 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $453,000 | 3,029 |
| Total noninterest expense | $2,975,000 | 4,121 |
| Salaries and employee benefits | $1,619,000 | 3,982 |
| Premises and equipment expense | $555,000 | 3,391 |
| Additional noninterest expense | $801,000 | 4,719 |
| Pre-tax net operating income | $1,272,000 | 5,037 |
| Securities gains (losses) | $-3,000 | 9,416 |
| Applicable income taxes | $492,000 | 4,264 |
| Income before extraordinary items | $777,000 | 5,557 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $777,000 | 5,559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,548 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $778,920 | 5,507 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,702,000 | 4,749 |
| Total interest expense | $3,749,000 | 3,934 |
| Net interest income | $2,953,000 | 5,502 |
| Provision for loan and lease losses | $44,000 | 6,866 |
| Total noninterest income | $329,000 | 6,621 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $329,000 | 3,851 |
| Total noninterest expense | $3,084,000 | 4,221 |
| Salaries and employee benefits | $1,248,000 | 5,028 |
| Premises and equipment expense | $518,000 | 3,672 |
| Additional noninterest expense | $1,318,000 | 3,486 |
| Pre-tax net operating income | $154,000 | 10,056 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $68,000 | 9,357 |
| Income before extraordinary items | $86,000 | 10,348 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $86,000 | 10,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,503 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $4,484,000 | 173 |
| Net operating income | $86,000 | 10,302 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,671,000 | 5,460 |
| Total interest expense | $3,407,000 | 4,260 |
| Net interest income | $2,264,000 | 6,758 |
| Provision for loan and lease losses | $36,000 | 6,768 |
| Total noninterest income | $291,000 | 7,172 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $291,000 | 4,077 |
| Total noninterest expense | $2,267,000 | 5,422 |
| Salaries and employee benefits | $1,015,000 | 5,990 |
| Premises and equipment expense | $478,000 | 3,898 |
| Additional noninterest expense | $774,000 | 5,401 |
| Pre-tax net operating income | $252,000 | 10,098 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $55,000 | 10,091 |
| Income before extraordinary items | $197,000 | 9,961 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $197,000 | 9,966 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 5,035 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $197,000 | 9,932 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,274,000 | 5,419 |
| Total interest expense | $2,621,000 | 4,453 |
| Net interest income | $2,653,000 | 6,169 |
| Provision for loan and lease losses | $36,000 | 6,762 |
| Total noninterest income | $319,000 | 7,005 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $319,000 | 3,924 |
| Total noninterest expense | $2,041,000 | 6,099 |
| Salaries and employee benefits | $933,000 | 6,443 |
| Premises and equipment expense | $393,000 | 4,652 |
| Additional noninterest expense | $715,000 | 6,212 |
| Pre-tax net operating income | $895,000 | 6,427 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $346,000 | 5,323 |
| Income before extraordinary items | $549,000 | 6,916 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $549,000 | 6,928 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $549,000 | 6,972 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,359,000 | 5,448 |
| Total interest expense | $2,634,000 | 4,603 |
| Net interest income | $2,725,000 | 6,120 |
| Provision for loan and lease losses | $36,000 | 8,112 |
| Total noninterest income | $323,000 | 7,346 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $323,000 | 4,288 |
| Total noninterest expense | $1,896,000 | 6,633 |
| Salaries and employee benefits | $815,000 | 7,233 |
| Premises and equipment expense | $397,000 | 4,743 |
| Additional noninterest expense | $684,000 | 6,673 |
| Pre-tax net operating income | $1,116,000 | 5,465 |
| Securities gains (losses) | $-14,000 | 12,848 |
| Applicable income taxes | $438,000 | 4,683 |
| Income before extraordinary items | $664,000 | 6,324 |
| Extraordinary gains, net | $21,000 | 2,682 |
| Net income | $685,000 | 6,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 9,554 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $672,960 | 6,040 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,090,000 | 5,411 |
| Total interest expense | $3,191,000 | 4,896 |
| Net interest income | $2,899,000 | 5,873 |
| Provision for loan and lease losses | $26,000 | 10,195 |
| Total noninterest income | $350,000 | 7,120 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $350,000 | 4,036 |
| Total noninterest expense | $1,802,000 | 6,939 |
| Salaries and employee benefits | $750,000 | 7,603 |
| Premises and equipment expense | $392,000 | 4,871 |
| Additional noninterest expense | $660,000 | 7,033 |
| Pre-tax net operating income | $1,421,000 | 4,256 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $607,000 | 3,404 |
| Income before extraordinary items | $814,000 | 5,288 |
| Extraordinary gains, net | $50,000 | 989 |
| Net income | $864,000 | 5,118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 10,474 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $814,000 | 4,988 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.