Home > PRESIDENTIAL BANK, F.S.B. > Income and Expense
PRESIDENTIAL BANK, F.S.B., Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $15,084,000 | 2,062 |
| Total interest expense | $8,499,000 | 1,518 |
| Net interest income | $6,585,000 | 2,752 |
| Provision for loan and lease losses | $1,380,000 | 751 |
| Total noninterest income | $788,000 | 3,772 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $788,000 | 2,159 |
| Total noninterest expense | $9,090,000 | 1,620 |
| Salaries and employee benefits | $4,878,000 | 1,389 |
| Premises and equipment expense | $1,486,000 | 1,404 |
| Additional noninterest expense | $2,726,000 | 1,987 |
| Pre-tax net operating income | $-3,097,000 | 12,557 |
| Securities gains (losses) | $39,000 | 1,298 |
| Applicable income taxes | $-854,000 | 12,518 |
| Income before extraordinary items | $-2,204,000 | 12,502 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-2,204,000 | 12,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $7,000,000 | 132 |
| Net operating income | $-2,232,080 | 12,504 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $12,612,000 | 2,441 |
| Total interest expense | $6,801,000 | 1,912 |
| Net interest income | $5,811,000 | 3,118 |
| Provision for loan and lease losses | $100,000 | 5,727 |
| Total noninterest income | $759,000 | 4,170 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $759,000 | 2,462 |
| Total noninterest expense | $5,591,000 | 2,561 |
| Salaries and employee benefits | $2,512,000 | 2,636 |
| Premises and equipment expense | $1,338,000 | 1,573 |
| Additional noninterest expense | $1,741,000 | 3,063 |
| Pre-tax net operating income | $879,000 | 6,428 |
| Securities gains (losses) | $456,000 | 958 |
| Applicable income taxes | $498,000 | 4,211 |
| Income before extraordinary items | $837,000 | 5,377 |
| Extraordinary gains, net | $185,000 | 1,074 |
| Net income | $1,022,000 | 4,751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $545,160 | 6,937 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $13,554,000 | 2,610 |
| Total interest expense | $7,659,000 | 2,220 |
| Net interest income | $5,895,000 | 3,110 |
| Provision for loan and lease losses | $50,000 | 9,026 |
| Total noninterest income | $422,000 | 6,335 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $422,000 | 3,577 |
| Total noninterest expense | $4,903,000 | 2,915 |
| Salaries and employee benefits | $2,195,000 | 2,947 |
| Premises and equipment expense | $1,176,000 | 1,797 |
| Additional noninterest expense | $1,532,000 | 3,536 |
| Pre-tax net operating income | $1,364,000 | 4,421 |
| Securities gains (losses) | $33,000 | 4,829 |
| Applicable income taxes | $628,000 | 3,302 |
| Income before extraordinary items | $769,000 | 5,522 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $769,000 | 5,582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $747,880 | 5,302 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.