Home > Premium Bank > Income and Expense
Premium Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $22,975,000 | 1,428 |
| Total interest expense | $17,797,000 | 916 |
| Net interest income | $5,178,000 | 3,375 |
| Provision for loan and lease losses | $659,000 | 1,391 |
| Total noninterest income | $586,000 | 4,484 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $586,000 | 2,524 |
| Total noninterest expense | $3,162,000 | 3,928 |
| Salaries and employee benefits | $1,556,000 | 4,119 |
| Premises and equipment expense | $524,000 | 3,562 |
| Additional noninterest expense | $1,082,000 | 3,637 |
| Pre-tax net operating income | $1,943,000 | 3,640 |
| Securities gains (losses) | $7,000 | 2,566 |
| Applicable income taxes | $686,000 | 3,285 |
| Income before extraordinary items | $1,264,000 | 3,886 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,264,000 | 3,885 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,014,000 | 802 |
| Cash dividends | $625,000 | 2,993 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,259,450 | 3,827 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $23,179,000 | 1,456 |
| Total interest expense | $18,273,000 | 921 |
| Net interest income | $4,906,000 | 3,590 |
| Provision for loan and lease losses | $1,441,000 | 775 |
| Total noninterest income | $145,000 | 9,088 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $145,000 | 6,070 |
| Total noninterest expense | $4,747,000 | 2,879 |
| Salaries and employee benefits | $1,139,000 | 5,445 |
| Premises and equipment expense | $377,000 | 4,754 |
| Additional noninterest expense | $3,231,000 | 1,612 |
| Pre-tax net operating income | $-1,137,000 | 11,354 |
| Securities gains (losses) | $114,000 | 896 |
| Applicable income taxes | $-365,000 | 11,328 |
| Income before extraordinary items | $-658,000 | 11,304 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-658,000 | 11,304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,399,000 | 508 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-730,960 | 11,296 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $22,205,000 | 1,525 |
| Total interest expense | $16,268,000 | 1,046 |
| Net interest income | $5,937,000 | 3,002 |
| Provision for loan and lease losses | $2,095,000 | 556 |
| Total noninterest income | $1,101,000 | 2,889 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,101,000 | 1,688 |
| Total noninterest expense | $2,682,000 | 4,698 |
| Salaries and employee benefits | $1,114,000 | 5,548 |
| Premises and equipment expense | $272,000 | 6,038 |
| Additional noninterest expense | $1,296,000 | 3,507 |
| Pre-tax net operating income | $2,261,000 | 3,137 |
| Securities gains (losses) | $128,000 | 848 |
| Applicable income taxes | $858,000 | 2,710 |
| Income before extraordinary items | $1,531,000 | 3,189 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,531,000 | 3,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $178,000 | 2,687 |
| Cash dividends | $785,000 | 2,468 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $1,449,080 | 3,318 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $16,814,000 | 1,834 |
| Total interest expense | $12,334,000 | 1,075 |
| Net interest income | $4,480,000 | 3,934 |
| Provision for loan and lease losses | $444,000 | 1,693 |
| Total noninterest income | $255,000 | 7,876 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $255,000 | 4,538 |
| Total noninterest expense | $2,014,000 | 6,172 |
| Salaries and employee benefits | $984,000 | 6,168 |
| Premises and equipment expense | $249,000 | 6,540 |
| Additional noninterest expense | $781,000 | 5,815 |
| Pre-tax net operating income | $2,277,000 | 3,077 |
| Securities gains (losses) | $115,000 | 722 |
| Applicable income taxes | $866,000 | 2,588 |
| Income before extraordinary items | $1,526,000 | 3,130 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,526,000 | 3,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,693 |
| Cash dividends | $375,000 | 3,898 |
| Sale, conversion, retirement of capital stock, net | $1,500,000 | 352 |
| Net operating income | $1,452,400 | 3,291 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $11,074,000 | 2,801 |
| Total interest expense | $8,245,000 | 1,607 |
| Net interest income | $2,829,000 | 5,928 |
| Provision for loan and lease losses | $162,000 | 4,451 |
| Total noninterest income | $644,000 | 4,720 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $644,000 | 2,758 |
| Total noninterest expense | $1,708,000 | 7,168 |
| Salaries and employee benefits | $783,000 | 7,421 |
| Premises and equipment expense | $228,000 | 7,133 |
| Additional noninterest expense | $697,000 | 6,584 |
| Pre-tax net operating income | $1,603,000 | 4,081 |
| Securities gains (losses) | $389,000 | 1,077 |
| Applicable income taxes | $723,000 | 3,025 |
| Income before extraordinary items | $1,269,000 | 3,804 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,269,000 | 3,914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 11,177 |
| Cash dividends | $440,000 | 3,435 |
| Sale, conversion, retirement of capital stock, net | $3,650,000 | 245 |
| Net operating income | $1,020,040 | 4,387 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,750,000 | 3,576 |
| Total interest expense | $7,324,000 | 2,312 |
| Net interest income | $2,426,000 | 6,734 |
| Provision for loan and lease losses | $218,000 | 5,008 |
| Total noninterest income | $-73,000 | 13,902 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $-73,000 | 13,941 |
| Total noninterest expense | $1,529,000 | 7,807 |
| Salaries and employee benefits | $722,000 | 7,820 |
| Premises and equipment expense | $226,000 | 7,260 |
| Additional noninterest expense | $581,000 | 7,681 |
| Pre-tax net operating income | $606,000 | 7,670 |
| Securities gains (losses) | $852,000 | 737 |
| Applicable income taxes | $532,000 | 3,789 |
| Income before extraordinary items | $926,000 | 4,825 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $926,000 | 4,875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 6,313 |
| Cash dividends | $343,000 | 3,712 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 1,078 |
| Net operating income | $380,720 | 8,053 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.