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Premium Bank, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 25 | 6,227 |
| Assets and Liabilities | ||
| Total Assets: | $325,985,000 | 1,415 |
| Cash and due from depository institutions | $1,336,000 | 6,227 |
| Interest-bearing balances | $256,000 | 3,745 |
| Securities | $117,247,000 | 979 |
| Federal funds sold & reverse repurchase agreements | $13,575,000 | 969 |
| Net loans & leases | $187,043,000 | 1,509 |
| Loan loss allowance | $939,000 | 3,563 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $418,000 | 8,311 |
| Other real estate owned | $328,000 | 6,227 |
| Goodwill and other intangibles | $12,000 | 3,364 |
| All other assets | $6,026,000 | 1,290 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $325,985,000 | 1,415 |
| Total liabilities | $308,865,000 | 1,350 |
| Total deposits | $275,760,000 | 1,343 |
| Interest-bearing deposits | $273,771,000 | 1,187 |
| Deposits held in domestic offices | $275,760,000 | 1,337 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,000,000 | 869 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $15,500,000 | 1,099 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,605,000 | 1,633 |
| Total equity capital | $17,120,000 | 2,604 |
| Total bank equity capital | $17,120,000 | 2,604 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000 | 9,742 |
| Surplus | $13,810,000 | 1,188 |
| Undivided profits | $3,309,000 | 5,737 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,463,000 | 822 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,496,000 | 1,471 |
| Earning assets | $318,121,000 | 1,335 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $325,875,200 | 1,347 |
| Average Assets, quarterly | $324,968,000 | 1,398 |
| Volatile liabilities | $50,692,000 | 1,400 |
| Insider loans | $413,000 | 5,904 |
| FHLB advances | $15,500,000 | 356 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $9,067,000 | 3,680 |
| Tier 1 (core) risk-based capital | $17,155,000 | 2,488 |
| Tier 2 risk-based capital | $939,000 | 3,111 |
| Total risk weighted assets | $152,355,000 | 1,837 |
| Total unused commitments | $9,067,000 | 3,682 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 19 | 7,667 |
| Assets and Liabilities | ||
| Total Assets: | $331,870,000 | 1,427 |
| Cash and due from depository institutions | $2,002,000 | 7,667 |
| Interest-bearing balances | $252,000 | 3,781 |
| Securities | $87,720,000 | 1,366 |
| Federal funds sold & reverse repurchase agreements | $2,800,000 | 4,025 |
| Net loans & leases | $229,876,000 | 1,306 |
| Loan loss allowance | $1,412,000 | 2,577 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $238,000 | 9,634 |
| Other real estate owned | $614,000 | 7,667 |
| Goodwill and other intangibles | $1,000 | 3,414 |
| All other assets | $8,619,000 | 1,018 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $331,870,000 | 1,427 |
| Total liabilities | $315,456,000 | 1,364 |
| Total deposits | $262,215,000 | 1,474 |
| Interest-bearing deposits | $259,136,000 | 1,292 |
| Deposits held in domestic offices | $262,215,000 | 1,467 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,000,000 | 944 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $36,000,000 | 695 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,241,000 | 1,851 |
| Total equity capital | $16,414,000 | 2,719 |
| Total bank equity capital | $16,414,000 | 2,719 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000 | 10,221 |
| Surplus | $13,809,000 | 1,229 |
| Undivided profits | $2,604,000 | 6,508 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,121,000 | 836 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,799,000 | 1,205 |
| Earning assets | $320,648,000 | 1,357 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $325,379,000 | 1,404 |
| Average Assets, quarterly | $343,187,500 | 1,362 |
| Volatile liabilities | $69,769,000 | 1,111 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $36,000,000 | 240 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $4,210,000 | 5,548 |
| Tier 1 (core) risk-based capital | $16,525,000 | 2,632 |
| Tier 2 risk-based capital | $1,519,000 | 2,015 |
| Total risk weighted assets | $170,730,000 | 1,680 |
| Total unused commitments | $4,210,000 | 5,559 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 18 | 8,186 |
| Assets and Liabilities | ||
| Total Assets: | $293,814,000 | 1,610 |
| Cash and due from depository institutions | $1,116,000 | 8,186 |
| Interest-bearing balances | $316,000 | 3,733 |
| Securities | $82,392,000 | 1,537 |
| Federal funds sold & reverse repurchase agreements | $22,400,000 | 661 |
| Net loans & leases | $178,338,000 | 1,604 |
| Loan loss allowance | $2,625,000 | 1,535 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $181,000 | 10,397 |
| Other real estate owned | $534,000 | 8,186 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $8,853,000 | 1,036 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $293,814,000 | 1,610 |
| Total liabilities | $280,019,000 | 1,546 |
| Total deposits | $232,738,000 | 1,675 |
| Interest-bearing deposits | $230,805,000 | 1,488 |
| Deposits held in domestic offices | $232,738,000 | 1,664 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,500,000 | 1,217 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $36,500,000 | 633 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,281,000 | 1,892 |
| Total equity capital | $13,795,000 | 3,200 |
| Total bank equity capital | $13,795,000 | 3,200 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000 | 10,688 |
| Surplus | $10,484,000 | 1,535 |
| Undivided profits | $3,310,000 | 5,869 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,500,000 | 825 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,859,000 | 1,215 |
| Earning assets | $283,446,000 | 1,543 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $287,659,200 | 1,585 |
| Average Assets, quarterly | $290,768,000 | 1,611 |
| Volatile liabilities | $56,222,000 | 1,190 |
| Insider loans | $89,000 | 9,316 |
| FHLB advances | $36,500,000 | 218 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $1,313,000 | 8,417 |
| Tier 1 (core) risk-based capital | $13,856,000 | 3,102 |
| Tier 2 risk-based capital | $1,761,000 | 1,776 |
| Total risk weighted assets | $140,630,000 | 1,985 |
| Total unused commitments | $1,313,000 | 8,429 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 15 | 9,330 |
| Assets and Liabilities | ||
| Total Assets: | $268,878,000 | 1,709 |
| Cash and due from depository institutions | $478,000 | 9,330 |
| Interest-bearing balances | $318,000 | 3,849 |
| Securities | $95,207,000 | 1,358 |
| Federal funds sold & reverse repurchase agreements | $425,000 | 7,009 |
| Net loans & leases | $165,990,000 | 1,693 |
| Loan loss allowance | $785,000 | 4,404 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $175,000 | 10,913 |
| Other real estate owned | $410,000 | 9,330 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $6,193,000 | 1,404 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $268,878,000 | 1,709 |
| Total liabilities | $255,909,000 | 1,642 |
| Total deposits | $195,902,000 | 1,967 |
| Interest-bearing deposits | $193,563,000 | 1,708 |
| Deposits held in domestic offices | $195,902,000 | 1,955 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $58,750,000 | 515 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,257,000 | 2,555 |
| Total equity capital | $12,969,000 | 3,152 |
| Total bank equity capital | $12,969,000 | 3,152 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,000 | 11,259 |
| Surplus | $10,484,000 | 1,466 |
| Undivided profits | $2,484,000 | 6,489 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,034,000 | 1,525 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,419,000 | 1,365 |
| Earning assets | $261,940,000 | 1,611 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $248,684,200 | 1,798 |
| Average Assets, quarterly | $272,075,500 | 1,679 |
| Volatile liabilities | $72,957,000 | 979 |
| Insider loans | $88,000 | 9,628 |
| FHLB advances | $58,750,000 | 187 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $5,982,000 | 4,409 |
| Tier 1 (core) risk-based capital | $13,107,000 | 3,157 |
| Tier 2 risk-based capital | $649,000 | 4,249 |
| Total risk weighted assets | $129,190,000 | 2,099 |
| Total unused commitments | $5,982,000 | 4,416 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 14 | 9,983 |
| Assets and Liabilities | ||
| Total Assets: | $207,526,000 | 2,238 |
| Cash and due from depository institutions | $678,000 | 9,983 |
| Interest-bearing balances | $231,000 | 5,378 |
| Securities | $110,959,000 | 1,242 |
| Federal funds sold & reverse repurchase agreements | $3,800,000 | 3,604 |
| Net loans & leases | $88,017,000 | 2,908 |
| Loan loss allowance | $505,000 | 6,326 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $175,000 | 11,419 |
| Other real estate owned | $0 | 9,983 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $3,897,000 | 1,938 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $207,526,000 | 2,238 |
| Total liabilities | $197,138,000 | 2,164 |
| Total deposits | $135,913,000 | 2,881 |
| Interest-bearing deposits | $134,588,000 | 2,551 |
| Deposits held in domestic offices | $135,913,000 | 2,872 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,000,000 | 790 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $42,500,000 | 516 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $725,000 | 4,031 |
| Total equity capital | $10,388,000 | 3,933 |
| Total bank equity capital | $10,388,000 | 3,933 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,000 | 11,788 |
| Surplus | $8,984,000 | 1,601 |
| Undivided profits | $1,403,000 | 8,620 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,488,000 | 2,391 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $414,000 | 4,519 |
| Earning assets | $203,007,000 | 2,122 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $171,133,800 | 2,626 |
| Average Assets, quarterly | $199,719,000 | 2,307 |
| Volatile liabilities | $69,799,000 | 960 |
| Insider loans | $92,000 | 9,877 |
| FHLB advances | $42,500,000 | 193 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,677,000 | 8,002 |
| Tier 1 (core) risk-based capital | $10,383,000 | 3,847 |
| Tier 2 risk-based capital | $385,000 | 6,469 |
| Total risk weighted assets | $72,816,000 | 3,525 |
| Total unused commitments | $1,677,000 | 8,027 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 12 | 11,041 |
| Assets and Liabilities | ||
| Total Assets: | $140,889,000 | 3,302 |
| Cash and due from depository institutions | $547,000 | 11,041 |
| Interest-bearing balances | $140,000 | 6,533 |
| Securities | $66,752,000 | 2,019 |
| Federal funds sold & reverse repurchase agreements | $2,300,000 | 5,940 |
| Net loans & leases | $68,485,000 | 3,737 |
| Loan loss allowance | $351,000 | 8,068 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $191,000 | 11,667 |
| Other real estate owned | $294,000 | 11,041 |
| Goodwill and other intangibles | $21,000 | 2,725 |
| All other assets | $2,299,000 | 3,168 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $140,889,000 | 3,302 |
| Total liabilities | $134,908,000 | 3,165 |
| Total deposits | $100,822,000 | 3,973 |
| Interest-bearing deposits | $99,950,000 | 3,534 |
| Deposits held in domestic offices | $100,822,000 | 3,965 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,500,000 | 753 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $15,500,000 | 781 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,086,000 | 3,076 |
| Total equity capital | $5,981,000 | 6,173 |
| Total bank equity capital | $5,981,000 | 6,173 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,000 | 12,319 |
| Surplus | $5,334,000 | 2,438 |
| Undivided profits | $646,000 | 10,583 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $429,000 | 6,109 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $478,000 | 4,283 |
| Earning assets | $137,677,000 | 3,093 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $125,812,800 | 3,612 |
| Average Assets, quarterly | $139,496,500 | 3,320 |
| Volatile liabilities | $42,445,000 | 1,337 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $15,500,000 | 321 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $14,000 | 12,511 |
| Tier 1 (core) risk-based capital | $5,763,000 | 6,295 |
| Tier 2 risk-based capital | $350,000 | 6,882 |
| Total risk weighted assets | $53,257,000 | 4,687 |
| Total unused commitments | $14,000 | 12,513 |
| Derivatives | $0 | 651 |