Home > PremierWest Bank > Income and Expense
PremierWest Bank, Income and Expense
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $10,315,000 | 597 |
| Total interest expense | $1,087,000 | 852 |
| Net interest income | $9,228,000 | 577 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $681,000 | 1,768 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $758,000 | 463 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-77,000 | 6,913 |
| Total noninterest expense | $13,101,000 | 421 |
| Salaries and employee benefits | $5,604,000 | 504 |
| Premises and equipment expense | $1,531,000 | 416 |
| Additional noninterest expense | $5,966,000 | 333 |
| Pre-tax net operating income | $-3,192,000 | 6,999 |
| Securities gains (losses) | $20,000 | 1,261 |
| Applicable income taxes | $-5,000 | 6,710 |
| Income before extraordinary items | $-3,167,000 | 6,996 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-3,167,000 | 6,996 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-3,167,000 | 6,996 |
| Net charge-offs | $461,000 | 808 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-3,187,000 | 6,991 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $49,800,000 | 521 |
| Total interest expense | $5,332,000 | 839 |
| Net interest income | $44,468,000 | 499 |
| Provision for loan and lease losses | $4,775,000 | 529 |
| Total noninterest income | $777,000 | 3,703 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $3,452,000 | 428 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-2,675,000 | 7,050 |
| Total noninterest expense | $53,629,000 | 412 |
| Salaries and employee benefits | $25,918,000 | 423 |
| Premises and equipment expense | $6,787,000 | 370 |
| Additional noninterest expense | $20,924,000 | 379 |
| Pre-tax net operating income | $-13,159,000 | 7,041 |
| Securities gains (losses) | $3,104,000 | 166 |
| Applicable income taxes | $68,000 | 3,740 |
| Income before extraordinary items | $-10,123,000 | 7,028 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-10,123,000 | 7,028 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-10,123,000 | 7,028 |
| Net charge-offs | $8,898,000 | 354 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-13,227,000 | 7,035 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $38,402,000 | 512 |
| Total interest expense | $4,178,000 | 840 |
| Net interest income | $34,224,000 | 493 |
| Provision for loan and lease losses | $4,775,000 | 422 |
| Total noninterest income | $2,557,000 | 1,486 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $2,615,000 | 421 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-58,000 | 6,862 |
| Total noninterest expense | $38,825,000 | 423 |
| Salaries and employee benefits | $19,063,000 | 423 |
| Premises and equipment expense | $5,088,000 | 371 |
| Additional noninterest expense | $14,674,000 | 396 |
| Pre-tax net operating income | $-6,819,000 | 7,116 |
| Securities gains (losses) | $3,108,000 | 125 |
| Applicable income taxes | $58,000 | 3,719 |
| Income before extraordinary items | $-3,769,000 | 7,070 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-3,769,000 | 7,070 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-3,769,000 | 7,070 |
| Net charge-offs | $8,285,000 | 309 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-6,877,000 | 7,118 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $26,292,000 | 507 |
| Total interest expense | $2,954,000 | 826 |
| Net interest income | $23,338,000 | 484 |
| Provision for loan and lease losses | $4,775,000 | 309 |
| Total noninterest income | $778,000 | 2,525 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $1,760,000 | 417 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-982,000 | 7,206 |
| Total noninterest expense | $26,481,000 | 408 |
| Salaries and employee benefits | $13,027,000 | 413 |
| Premises and equipment expense | $3,454,000 | 366 |
| Additional noninterest expense | $10,000,000 | 386 |
| Pre-tax net operating income | $-7,140,000 | 7,206 |
| Securities gains (losses) | $2,395,000 | 114 |
| Applicable income taxes | $47,000 | 3,582 |
| Income before extraordinary items | $-4,792,000 | 7,186 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-4,792,000 | 7,186 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-4,792,000 | 7,186 |
| Net charge-offs | $7,940,000 | 231 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-7,187,000 | 7,202 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $13,117,000 | 510 |
| Total interest expense | $1,575,000 | 792 |
| Net interest income | $11,542,000 | 490 |
| Provision for loan and lease losses | $3,500,000 | 222 |
| Total noninterest income | $-135,000 | 7,221 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $867,000 | 421 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-1,002,000 | 7,299 |
| Total noninterest expense | $13,964,000 | 385 |
| Salaries and employee benefits | $6,780,000 | 397 |
| Premises and equipment expense | $1,753,000 | 361 |
| Additional noninterest expense | $5,431,000 | 348 |
| Pre-tax net operating income | $-6,057,000 | 7,295 |
| Securities gains (losses) | $2,168,000 | 69 |
| Applicable income taxes | $11,000 | 3,958 |
| Income before extraordinary items | $-3,900,000 | 7,277 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-3,900,000 | 7,277 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-3,900,000 | 7,277 |
| Net charge-offs | $5,859,000 | 171 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-6,068,000 | 7,291 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $59,474,000 | 461 |
| Total interest expense | $8,943,000 | 649 |
| Net interest income | $50,531,000 | 437 |
| Provision for loan and lease losses | $14,350,000 | 306 |
| Total noninterest income | $1,996,000 | 2,010 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $3,909,000 | 392 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-1,913,000 | 7,262 |
| Total noninterest expense | $53,207,000 | 397 |
| Salaries and employee benefits | $26,671,000 | 382 |
| Premises and equipment expense | $7,674,000 | 336 |
| Additional noninterest expense | $18,862,000 | 418 |
| Pre-tax net operating income | $-15,030,000 | 7,269 |
| Securities gains (losses) | $1,115,000 | 396 |
| Applicable income taxes | $70,000 | 3,586 |
| Income before extraordinary items | $-13,985,000 | 7,259 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-13,985,000 | 7,259 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-13,985,000 | 7,259 |
| Net charge-offs | $27,249,000 | 198 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-15,100,000 | 7,259 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $45,763,000 | 452 |
| Total interest expense | $7,124,000 | 634 |
| Net interest income | $38,639,000 | 428 |
| Provision for loan and lease losses | $11,350,000 | 290 |
| Total noninterest income | $822,000 | 2,957 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $3,000,000 | 388 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-2,178,000 | 7,384 |
| Total noninterest expense | $39,918,000 | 399 |
| Salaries and employee benefits | $20,412,000 | 375 |
| Premises and equipment expense | $6,046,000 | 328 |
| Additional noninterest expense | $13,460,000 | 435 |
| Pre-tax net operating income | $-11,807,000 | 7,355 |
| Securities gains (losses) | $999,000 | 354 |
| Applicable income taxes | $44,000 | 3,695 |
| Income before extraordinary items | $-10,852,000 | 7,345 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-10,852,000 | 7,345 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-10,852,000 | 7,345 |
| Net charge-offs | $19,958,000 | 197 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-11,851,000 | 7,349 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $30,726,000 | 458 |
| Total interest expense | $5,085,000 | 612 |
| Net interest income | $25,641,000 | 435 |
| Provision for loan and lease losses | $6,300,000 | 342 |
| Total noninterest income | $-874,000 | 7,445 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $2,025,000 | 383 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-2,899,000 | 7,490 |
| Total noninterest expense | $27,483,000 | 389 |
| Salaries and employee benefits | $14,053,000 | 358 |
| Premises and equipment expense | $3,975,000 | 344 |
| Additional noninterest expense | $9,455,000 | 416 |
| Pre-tax net operating income | $-9,016,000 | 7,435 |
| Securities gains (losses) | $772,000 | 249 |
| Applicable income taxes | $21,000 | 3,807 |
| Income before extraordinary items | $-8,265,000 | 7,430 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-8,265,000 | 7,430 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-8,265,000 | 7,430 |
| Net charge-offs | $13,450,000 | 213 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-9,037,000 | 7,434 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $15,031,000 | 473 |
| Total interest expense | $2,664,000 | 603 |
| Net interest income | $12,367,000 | 448 |
| Provision for loan and lease losses | $6,300,000 | 201 |
| Total noninterest income | $1,203,000 | 1,069 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $1,042,000 | 370 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $161,000 | 2,782 |
| Total noninterest expense | $14,082,000 | 378 |
| Salaries and employee benefits | $6,983,000 | 366 |
| Premises and equipment expense | $2,017,000 | 339 |
| Additional noninterest expense | $5,082,000 | 384 |
| Pre-tax net operating income | $-6,812,000 | 7,524 |
| Securities gains (losses) | $348,000 | 222 |
| Applicable income taxes | $16,000 | 3,560 |
| Income before extraordinary items | $-6,480,000 | 7,512 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-6,480,000 | 7,512 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-6,480,000 | 7,512 |
| Net charge-offs | $8,517,000 | 177 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-6,828,000 | 7,518 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $71,383,000 | 424 |
| Total interest expense | $14,169,000 | 557 |
| Net interest income | $57,214,000 | 384 |
| Provision for loan and lease losses | $10,050,000 | 658 |
| Total noninterest income | $6,219,000 | 902 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $4,727,000 | 333 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,492,000 | 1,711 |
| Total noninterest expense | $57,124,000 | 380 |
| Salaries and employee benefits | $28,041,000 | 350 |
| Premises and equipment expense | $8,237,000 | 329 |
| Additional noninterest expense | $20,846,000 | 392 |
| Pre-tax net operating income | $-3,741,000 | 7,007 |
| Securities gains (losses) | $731,000 | 640 |
| Applicable income taxes | $134,000 | 3,006 |
| Income before extraordinary items | $-3,144,000 | 7,019 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-3,144,000 | 7,019 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-3,144,000 | 7,020 |
| Net charge-offs | $20,370,000 | 329 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $32,503,000 | 33 |
| Net operating income | $-3,875,000 | 7,068 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $55,423,000 | 409 |
| Total interest expense | $11,056,000 | 554 |
| Net interest income | $44,367,000 | 366 |
| Provision for loan and lease losses | $10,050,000 | 494 |
| Total noninterest income | $4,662,000 | 891 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $3,633,000 | 325 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,029,000 | 1,768 |
| Total noninterest expense | $42,765,000 | 376 |
| Salaries and employee benefits | $21,240,000 | 345 |
| Premises and equipment expense | $6,180,000 | 330 |
| Additional noninterest expense | $15,345,000 | 381 |
| Pre-tax net operating income | $-3,786,000 | 7,284 |
| Securities gains (losses) | $380,000 | 919 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-3,406,000 | 7,317 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-3,406,000 | 7,316 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-3,406,000 | 7,317 |
| Net charge-offs | $13,833,000 | 357 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $32,503,000 | 31 |
| Net operating income | $-3,786,000 | 7,331 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $38,118,000 | 398 |
| Total interest expense | $7,704,000 | 553 |
| Net interest income | $30,414,000 | 365 |
| Provision for loan and lease losses | $8,450,000 | 408 |
| Total noninterest income | $2,667,000 | 978 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $2,416,000 | 325 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $251,000 | 3,122 |
| Total noninterest expense | $27,968,000 | 383 |
| Salaries and employee benefits | $13,759,000 | 350 |
| Premises and equipment expense | $4,148,000 | 329 |
| Additional noninterest expense | $10,061,000 | 377 |
| Pre-tax net operating income | $-3,337,000 | 7,424 |
| Securities gains (losses) | $296,000 | 719 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-3,041,000 | 7,451 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-3,041,000 | 7,451 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-3,041,000 | 7,451 |
| Net charge-offs | $10,436,000 | 317 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $32,507,000 | 20 |
| Net operating income | $-3,337,000 | 7,466 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $19,320,000 | 410 |
| Total interest expense | $3,993,000 | 567 |
| Net interest income | $15,327,000 | 370 |
| Provision for loan and lease losses | $6,100,000 | 325 |
| Total noninterest income | $2,136,000 | 673 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $1,207,000 | 326 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $929,000 | 848 |
| Total noninterest expense | $13,613,000 | 393 |
| Salaries and employee benefits | $6,914,000 | 357 |
| Premises and equipment expense | $1,969,000 | 355 |
| Additional noninterest expense | $4,730,000 | 395 |
| Pre-tax net operating income | $-2,250,000 | 7,629 |
| Securities gains (losses) | $244,000 | 453 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-2,006,000 | 7,652 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-2,006,000 | 7,653 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-2,006,000 | 7,653 |
| Net charge-offs | $5,484,000 | 311 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $29,451,000 | 16 |
| Net operating income | $-2,250,000 | 7,664 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $80,056,000 | 419 |
| Total interest expense | $20,006,000 | 569 |
| Net interest income | $60,050,000 | 360 |
| Provision for loan and lease losses | $88,031,000 | 164 |
| Total noninterest income | $9,633,000 | 662 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $5,632,000 | 307 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $4,001,000 | 845 |
| Total noninterest expense | $127,638,000 | 194 |
| Salaries and employee benefits | $27,807,000 | 350 |
| Premises and equipment expense | $7,773,000 | 349 |
| Additional noninterest expense | $92,058,000 | 132 |
| Pre-tax net operating income | $-145,986,000 | 7,953 |
| Securities gains (losses) | $50,000 | 2,617 |
| Applicable income taxes | $-1,532,000 | 7,434 |
| Income before extraordinary items | $-144,404,000 | 7,954 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-144,404,000 | 7,953 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-144,404,000 | 7,953 |
| Net charge-offs | $59,285,000 | 174 |
| Cash dividends | $3,100,000 | 554 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-144,453,500 | 7,955 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $59,399,000 | 439 |
| Total interest expense | $15,149,000 | 602 |
| Net interest income | $44,250,000 | 373 |
| Provision for loan and lease losses | $71,351,000 | 163 |
| Total noninterest income | $7,342,000 | 656 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $4,211,000 | 309 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $3,131,000 | 830 |
| Total noninterest expense | $39,582,000 | 420 |
| Salaries and employee benefits | $20,915,000 | 354 |
| Premises and equipment expense | $5,691,000 | 362 |
| Additional noninterest expense | $12,976,000 | 467 |
| Pre-tax net operating income | $-59,341,000 | 7,996 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-24,397,000 | 8,036 |
| Income before extraordinary items | $-34,944,000 | 7,963 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-34,944,000 | 7,962 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-34,944,000 | 7,962 |
| Net charge-offs | $46,994,000 | 178 |
| Cash dividends | $3,100,000 | 395 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-34,944,000 | 7,964 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $39,430,000 | 448 |
| Total interest expense | $9,686,000 | 665 |
| Net interest income | $29,744,000 | 375 |
| Provision for loan and lease losses | $61,090,000 | 141 |
| Total noninterest income | $4,808,000 | 669 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $2,715,000 | 316 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $2,093,000 | 854 |
| Total noninterest expense | $25,239,000 | 444 |
| Salaries and employee benefits | $13,897,000 | 365 |
| Premises and equipment expense | $3,712,000 | 377 |
| Additional noninterest expense | $7,630,000 | 530 |
| Pre-tax net operating income | $-51,777,000 | 8,105 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-21,298,000 | 8,138 |
| Income before extraordinary items | $-30,479,000 | 8,077 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-30,479,000 | 8,076 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-30,479,000 | 8,076 |
| Net charge-offs | $37,948,000 | 150 |
| Cash dividends | $1,600,000 | 550 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-30,479,000 | 8,071 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $20,125,000 | 444 |
| Total interest expense | $5,216,000 | 642 |
| Net interest income | $14,909,000 | 368 |
| Provision for loan and lease losses | $10,700,000 | 238 |
| Total noninterest income | $2,453,000 | 645 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $1,296,000 | 320 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,157,000 | 751 |
| Total noninterest expense | $12,409,000 | 424 |
| Salaries and employee benefits | $6,912,000 | 363 |
| Premises and equipment expense | $1,872,000 | 376 |
| Additional noninterest expense | $3,625,000 | 474 |
| Pre-tax net operating income | $-5,747,000 | 8,052 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-2,586,000 | 8,114 |
| Income before extraordinary items | $-3,161,000 | 7,984 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-3,161,000 | 7,985 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-3,161,000 | 7,985 |
| Net charge-offs | $2,198,000 | 576 |
| Cash dividends | $400,000 | 1,067 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-3,161,000 | 7,986 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $90,251,000 | 435 |
| Total interest expense | $27,840,000 | 568 |
| Net interest income | $62,411,000 | 374 |
| Provision for loan and lease losses | $36,500,000 | 240 |
| Total noninterest income | $10,028,000 | 591 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $5,224,000 | 338 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $4,804,000 | 672 |
| Total noninterest expense | $46,492,000 | 454 |
| Salaries and employee benefits | $26,327,000 | 367 |
| Premises and equipment expense | $7,619,000 | 361 |
| Additional noninterest expense | $12,546,000 | 555 |
| Pre-tax net operating income | $-10,553,000 | 8,001 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-4,655,000 | 8,090 |
| Income before extraordinary items | $-5,898,000 | 7,867 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-5,898,000 | 7,867 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,905,000 | 161 |
| Cash dividends | $7,230,000 | 398 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-5,898,000 | 7,911 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $69,556,000 | 440 |
| Total interest expense | $21,709,000 | 573 |
| Net interest income | $47,847,000 | 379 |
| Provision for loan and lease losses | $13,050,000 | 335 |
| Total noninterest income | $7,391,000 | 626 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $3,797,000 | 353 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $3,594,000 | 724 |
| Total noninterest expense | $34,702,000 | 450 |
| Salaries and employee benefits | $19,629,000 | 388 |
| Premises and equipment expense | $5,684,000 | 377 |
| Additional noninterest expense | $9,389,000 | 524 |
| Pre-tax net operating income | $7,486,000 | 666 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $2,492,000 | 536 |
| Income before extraordinary items | $4,994,000 | 729 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $4,994,000 | 727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,651,000 | 245 |
| Cash dividends | $6,730,000 | 343 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $4,994,000 | 769 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $46,616,000 | 443 |
| Total interest expense | $14,845,000 | 580 |
| Net interest income | $31,771,000 | 379 |
| Provision for loan and lease losses | $8,300,000 | 315 |
| Total noninterest income | $4,854,000 | 649 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $2,424,000 | 361 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $2,430,000 | 734 |
| Total noninterest expense | $23,348,000 | 446 |
| Salaries and employee benefits | $12,999,000 | 389 |
| Premises and equipment expense | $3,794,000 | 375 |
| Additional noninterest expense | $6,555,000 | 485 |
| Pre-tax net operating income | $4,977,000 | 714 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $1,688,000 | 595 |
| Income before extraordinary items | $3,289,000 | 825 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,289,000 | 824 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,439,000 | 331 |
| Cash dividends | $5,130,000 | 323 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $3,289,000 | 812 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $23,312,000 | 456 |
| Total interest expense | $7,821,000 | 594 |
| Net interest income | $15,491,000 | 388 |
| Provision for loan and lease losses | $3,075,000 | 297 |
| Total noninterest income | $2,285,000 | 678 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $1,132,000 | 377 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,153,000 | 771 |
| Total noninterest expense | $11,351,000 | 447 |
| Salaries and employee benefits | $6,436,000 | 396 |
| Premises and equipment expense | $1,750,000 | 411 |
| Additional noninterest expense | $3,165,000 | 479 |
| Pre-tax net operating income | $3,350,000 | 586 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $1,161,000 | 512 |
| Income before extraordinary items | $2,189,000 | 707 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,189,000 | 708 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $243,000 | 1,126 |
| Cash dividends | $2,900,000 | 309 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $2,189,000 | 677 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $82,455,000 | 524 |
| Total interest expense | $26,342,000 | 741 |
| Net interest income | $56,113,000 | 418 |
| Provision for loan and lease losses | $686,000 | 1,879 |
| Total noninterest income | $8,741,000 | 686 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $4,060,000 | 427 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $4,681,000 | 721 |
| Total noninterest expense | $38,446,000 | 502 |
| Salaries and employee benefits | $23,405,000 | 420 |
| Premises and equipment expense | $6,109,000 | 438 |
| Additional noninterest expense | $8,932,000 | 642 |
| Pre-tax net operating income | $25,722,000 | 386 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $9,805,000 | 332 |
| Income before extraordinary items | $15,917,000 | 423 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $15,917,000 | 420 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $294,000 | 2,319 |
| Cash dividends | $1,700,000 | 1,822 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $15,917,000 | 416 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $61,237,000 | 529 |
| Total interest expense | $19,144,000 | 771 |
| Net interest income | $42,093,000 | 419 |
| Provision for loan and lease losses | $500,000 | 1,569 |
| Total noninterest income | $6,564,000 | 688 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $2,953,000 | 432 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $3,611,000 | 718 |
| Total noninterest expense | $28,795,000 | 497 |
| Salaries and employee benefits | $17,363,000 | 421 |
| Premises and equipment expense | $4,558,000 | 440 |
| Additional noninterest expense | $6,874,000 | 610 |
| Pre-tax net operating income | $19,362,000 | 417 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $7,023,000 | 377 |
| Income before extraordinary items | $12,339,000 | 451 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $12,339,000 | 449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 2,161 |
| Cash dividends | $1,200,000 | 1,769 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $12,339,000 | 441 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $39,697,000 | 555 |
| Total interest expense | $12,113,000 | 817 |
| Net interest income | $27,584,000 | 436 |
| Provision for loan and lease losses | $275,000 | 1,664 |
| Total noninterest income | $4,262,000 | 724 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $1,815,000 | 478 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $2,447,000 | 709 |
| Total noninterest expense | $19,091,000 | 517 |
| Salaries and employee benefits | $11,517,000 | 440 |
| Premises and equipment expense | $3,000,000 | 456 |
| Additional noninterest expense | $4,574,000 | 616 |
| Pre-tax net operating income | $12,480,000 | 455 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $4,520,000 | 412 |
| Income before extraordinary items | $7,960,000 | 496 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $7,960,000 | 495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 2,314 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $7,960,000 | 485 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $19,360,000 | 561 |
| Total interest expense | $5,799,000 | 843 |
| Net interest income | $13,561,000 | 443 |
| Provision for loan and lease losses | $200,000 | 1,154 |
| Total noninterest income | $1,996,000 | 758 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $842,000 | 497 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $1,154,000 | 732 |
| Total noninterest expense | $9,597,000 | 510 |
| Salaries and employee benefits | $5,799,000 | 440 |
| Premises and equipment expense | $1,511,000 | 454 |
| Additional noninterest expense | $2,287,000 | 608 |
| Pre-tax net operating income | $5,760,000 | 480 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $2,080,000 | 441 |
| Income before extraordinary items | $3,680,000 | 526 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,680,000 | 525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 1,199 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $3,680,000 | 514 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $73,252,000 | 551 |
| Total interest expense | $18,231,000 | 920 |
| Net interest income | $55,021,000 | 418 |
| Provision for loan and lease losses | $800,000 | 1,275 |
| Total noninterest income | $7,628,000 | 772 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $3,370,000 | 504 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $4,258,000 | 772 |
| Total noninterest expense | $37,118,000 | 500 |
| Salaries and employee benefits | $22,812,000 | 429 |
| Premises and equipment expense | $5,745,000 | 449 |
| Additional noninterest expense | $8,561,000 | 637 |
| Pre-tax net operating income | $24,731,000 | 465 |
| Securities gains (losses) | $2,000 | 1,439 |
| Applicable income taxes | $8,986,000 | 422 |
| Income before extraordinary items | $15,747,000 | 504 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $15,747,000 | 503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $263,000 | 1,841 |
| Cash dividends | $825,000 | 2,884 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $15,745,720 | 497 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $53,646,000 | 574 |
| Total interest expense | $12,722,000 | 955 |
| Net interest income | $40,924,000 | 444 |
| Provision for loan and lease losses | $703,000 | 1,046 |
| Total noninterest income | $5,783,000 | 778 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $2,544,000 | 503 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,239,000 | 769 |
| Total noninterest expense | $27,947,000 | 514 |
| Salaries and employee benefits | $16,978,000 | 439 |
| Premises and equipment expense | $4,316,000 | 461 |
| Additional noninterest expense | $6,653,000 | 631 |
| Pre-tax net operating income | $18,057,000 | 493 |
| Securities gains (losses) | $2,000 | 1,183 |
| Applicable income taxes | $6,457,000 | 462 |
| Income before extraordinary items | $11,602,000 | 533 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $11,602,000 | 533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $230,000 | 1,381 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $11,600,720 | 520 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $34,785,000 | 580 |
| Total interest expense | $7,728,000 | 990 |
| Net interest income | $27,057,000 | 445 |
| Provision for loan and lease losses | $500,000 | 976 |
| Total noninterest income | $3,774,000 | 790 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,683,000 | 502 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,091,000 | 787 |
| Total noninterest expense | $18,626,000 | 522 |
| Salaries and employee benefits | $11,408,000 | 444 |
| Premises and equipment expense | $2,832,000 | 470 |
| Additional noninterest expense | $4,386,000 | 642 |
| Pre-tax net operating income | $11,705,000 | 502 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $4,074,000 | 476 |
| Income before extraordinary items | $7,631,000 | 537 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $7,631,000 | 535 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 1,281 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $7,631,000 | 523 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $16,700,000 | 583 |
| Total interest expense | $3,506,000 | 1,037 |
| Net interest income | $13,194,000 | 449 |
| Provision for loan and lease losses | $300,000 | 761 |
| Total noninterest income | $1,818,000 | 799 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $797,000 | 512 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,021,000 | 793 |
| Total noninterest expense | $9,280,000 | 517 |
| Salaries and employee benefits | $5,703,000 | 441 |
| Premises and equipment expense | $1,422,000 | 468 |
| Additional noninterest expense | $2,155,000 | 649 |
| Pre-tax net operating income | $5,432,000 | 522 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,890,000 | 489 |
| Income before extraordinary items | $3,542,000 | 567 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,542,000 | 566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $3,542,000 | 555 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $57,557,000 | 589 |
| Total interest expense | $9,912,000 | 1,134 |
| Net interest income | $47,645,000 | 473 |
| Provision for loan and lease losses | $150,000 | 4,107 |
| Total noninterest income | $7,245,000 | 804 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $2,824,000 | 602 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $4,421,000 | 737 |
| Total noninterest expense | $33,566,000 | 542 |
| Salaries and employee benefits | $19,529,000 | 480 |
| Premises and equipment expense | $5,417,000 | 457 |
| Additional noninterest expense | $8,620,000 | 637 |
| Pre-tax net operating income | $21,174,000 | 511 |
| Securities gains (losses) | $3,000 | 1,899 |
| Applicable income taxes | $7,136,000 | 491 |
| Income before extraordinary items | $14,041,000 | 539 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $14,041,000 | 539 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,020,000 | 8,812 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $14,039,020 | 526 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $41,601,000 | 587 |
| Total interest expense | $7,075,000 | 1,124 |
| Net interest income | $34,526,000 | 474 |
| Provision for loan and lease losses | $150,000 | 3,463 |
| Total noninterest income | $5,420,000 | 808 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $2,081,000 | 609 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,339,000 | 743 |
| Total noninterest expense | $24,565,000 | 550 |
| Salaries and employee benefits | $14,234,000 | 489 |
| Premises and equipment expense | $4,026,000 | 460 |
| Additional noninterest expense | $6,305,000 | 647 |
| Pre-tax net operating income | $15,231,000 | 529 |
| Securities gains (losses) | $3,000 | 1,906 |
| Applicable income taxes | $5,195,000 | 512 |
| Income before extraordinary items | $10,039,000 | 561 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $10,039,000 | 561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,536,000 | 8,846 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $10,037,020 | 547 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $26,371,000 | 598 |
| Total interest expense | $4,379,000 | 1,136 |
| Net interest income | $21,992,000 | 492 |
| Provision for loan and lease losses | $150,000 | 2,598 |
| Total noninterest income | $3,585,000 | 798 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,362,000 | 608 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $2,223,000 | 745 |
| Total noninterest expense | $16,008,000 | 560 |
| Salaries and employee benefits | $9,290,000 | 496 |
| Premises and equipment expense | $2,646,000 | 462 |
| Additional noninterest expense | $4,072,000 | 654 |
| Pre-tax net operating income | $9,419,000 | 554 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $3,098,000 | 537 |
| Income before extraordinary items | $6,321,000 | 583 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $6,321,000 | 583 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,537,000 | 8,857 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $6,321,000 | 568 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $12,511,000 | 605 |
| Total interest expense | $1,976,000 | 1,191 |
| Net interest income | $10,535,000 | 508 |
| Provision for loan and lease losses | $150,000 | 1,379 |
| Total noninterest income | $1,727,000 | 809 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $666,000 | 598 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,061,000 | 749 |
| Total noninterest expense | $7,866,000 | 554 |
| Salaries and employee benefits | $4,578,000 | 493 |
| Premises and equipment expense | $1,330,000 | 457 |
| Additional noninterest expense | $1,958,000 | 661 |
| Pre-tax net operating income | $4,246,000 | 595 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,393,000 | 592 |
| Income before extraordinary items | $2,853,000 | 632 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $2,853,000 | 632 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-57,000 | 8,678 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $2,853,000 | 614 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $42,878,000 | 655 |
| Total interest expense | $6,351,000 | 1,295 |
| Net interest income | $36,527,000 | 560 |
| Provision for loan and lease losses | $800,000 | 1,283 |
| Total noninterest income | $6,233,000 | 881 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $2,666,000 | 660 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,567,000 | 861 |
| Total noninterest expense | $28,308,000 | 597 |
| Salaries and employee benefits | $16,091,000 | 541 |
| Premises and equipment expense | $4,787,000 | 491 |
| Additional noninterest expense | $7,430,000 | 704 |
| Pre-tax net operating income | $13,652,000 | 661 |
| Securities gains (losses) | $1,000 | 3,645 |
| Applicable income taxes | $4,486,000 | 647 |
| Income before extraordinary items | $9,167,000 | 729 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $9,167,000 | 730 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,180,000 | 325 |
| Cash dividends | $9,811,000 | 369 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $9,166,330 | 700 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $31,131,000 | 669 |
| Total interest expense | $4,616,000 | 1,301 |
| Net interest income | $26,515,000 | 572 |
| Provision for loan and lease losses | $650,000 | 1,158 |
| Total noninterest income | $4,636,000 | 909 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $2,012,000 | 663 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,624,000 | 884 |
| Total noninterest expense | $20,953,000 | 606 |
| Salaries and employee benefits | $11,810,000 | 552 |
| Premises and equipment expense | $3,555,000 | 499 |
| Additional noninterest expense | $5,588,000 | 693 |
| Pre-tax net operating income | $9,548,000 | 713 |
| Securities gains (losses) | $1,000 | 3,538 |
| Applicable income taxes | $3,135,000 | 695 |
| Income before extraordinary items | $6,414,000 | 785 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $6,414,000 | 786 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,407,000 | 241 |
| Cash dividends | $9,811,000 | 280 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $6,413,330 | 751 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $19,891,000 | 687 |
| Total interest expense | $3,066,000 | 1,293 |
| Net interest income | $16,825,000 | 589 |
| Provision for loan and lease losses | $500,000 | 987 |
| Total noninterest income | $3,239,000 | 860 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $1,290,000 | 677 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,949,000 | 816 |
| Total noninterest expense | $13,652,000 | 618 |
| Salaries and employee benefits | $7,705,000 | 561 |
| Premises and equipment expense | $2,362,000 | 504 |
| Additional noninterest expense | $3,585,000 | 713 |
| Pre-tax net operating income | $5,912,000 | 753 |
| Securities gains (losses) | $1,000 | 3,212 |
| Applicable income taxes | $1,940,000 | 739 |
| Income before extraordinary items | $3,973,000 | 822 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,973,000 | 822 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,400,000 | 187 |
| Cash dividends | $9,811,000 | 197 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $3,972,330 | 789 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $9,524,000 | 735 |
| Total interest expense | $1,518,000 | 1,319 |
| Net interest income | $8,006,000 | 618 |
| Provision for loan and lease losses | $300,000 | 782 |
| Total noninterest income | $1,548,000 | 888 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $614,000 | 691 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $934,000 | 827 |
| Total noninterest expense | $6,505,000 | 640 |
| Salaries and employee benefits | $3,748,000 | 584 |
| Premises and equipment expense | $1,091,000 | 539 |
| Additional noninterest expense | $1,666,000 | 750 |
| Pre-tax net operating income | $2,749,000 | 792 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $904,000 | 798 |
| Income before extraordinary items | $1,845,000 | 883 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,845,000 | 883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 1,358 |
| Cash dividends | $9,811,000 | 126 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,845,000 | 835 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $31,810,000 | 885 |
| Total interest expense | $6,394,000 | 1,386 |
| Net interest income | $25,416,000 | 749 |
| Provision for loan and lease losses | $1,200,000 | 979 |
| Total noninterest income | $5,836,000 | 1,006 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $2,007,000 | 851 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $3,829,000 | 928 |
| Total noninterest expense | $20,977,000 | 770 |
| Salaries and employee benefits | $12,182,000 | 694 |
| Premises and equipment expense | $3,643,000 | 622 |
| Additional noninterest expense | $5,152,000 | 990 |
| Pre-tax net operating income | $9,075,000 | 934 |
| Securities gains (losses) | $29,000 | 2,952 |
| Applicable income taxes | $3,024,000 | 917 |
| Income before extraordinary items | $6,080,000 | 1,061 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $6,080,000 | 1,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $572,000 | 1,443 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $6,060,570 | 1,001 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $23,964,000 | 900 |
| Total interest expense | $4,976,000 | 1,404 |
| Net interest income | $18,988,000 | 763 |
| Provision for loan and lease losses | $900,000 | 969 |
| Total noninterest income | $4,495,000 | 1,006 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,479,000 | 869 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,016,000 | 922 |
| Total noninterest expense | $15,905,000 | 775 |
| Salaries and employee benefits | $9,219,000 | 708 |
| Premises and equipment expense | $2,761,000 | 629 |
| Additional noninterest expense | $3,925,000 | 980 |
| Pre-tax net operating income | $6,678,000 | 982 |
| Securities gains (losses) | $27,000 | 2,773 |
| Applicable income taxes | $2,222,000 | 977 |
| Income before extraordinary items | $4,483,000 | 1,122 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $4,483,000 | 1,122 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $371,000 | 1,468 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $4,464,910 | 1,056 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $15,787,000 | 925 |
| Total interest expense | $3,438,000 | 1,405 |
| Net interest income | $12,349,000 | 787 |
| Provision for loan and lease losses | $600,000 | 971 |
| Total noninterest income | $2,900,000 | 1,023 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $927,000 | 924 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,973,000 | 921 |
| Total noninterest expense | $10,450,000 | 782 |
| Salaries and employee benefits | $6,066,000 | 721 |
| Premises and equipment expense | $1,857,000 | 626 |
| Additional noninterest expense | $2,527,000 | 1,002 |
| Pre-tax net operating income | $4,199,000 | 1,031 |
| Securities gains (losses) | $26,000 | 2,455 |
| Applicable income taxes | $1,398,000 | 1,049 |
| Income before extraordinary items | $2,827,000 | 1,190 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,827,000 | 1,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $202,000 | 1,640 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,809,580 | 1,107 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $7,865,000 | 937 |
| Total interest expense | $1,751,000 | 1,411 |
| Net interest income | $6,114,000 | 791 |
| Provision for loan and lease losses | $300,000 | 910 |
| Total noninterest income | $1,338,000 | 1,066 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $398,000 | 1,042 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $940,000 | 931 |
| Total noninterest expense | $5,242,000 | 778 |
| Salaries and employee benefits | $3,109,000 | 700 |
| Premises and equipment expense | $937,000 | 618 |
| Additional noninterest expense | $1,196,000 | 1,030 |
| Pre-tax net operating income | $1,910,000 | 1,131 |
| Securities gains (losses) | $15,000 | 2,029 |
| Applicable income taxes | $629,000 | 1,151 |
| Income before extraordinary items | $1,296,000 | 1,276 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,296,000 | 1,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 1,880 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,285,950 | 1,201 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $32,353,000 | 939 |
| Total interest expense | $8,505,000 | 1,313 |
| Net interest income | $23,848,000 | 797 |
| Provision for loan and lease losses | $1,037,000 | 1,302 |
| Total noninterest income | $5,193,000 | 1,023 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,571,000 | 1,024 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,622,000 | 885 |
| Total noninterest expense | $21,634,000 | 740 |
| Salaries and employee benefits | $12,634,000 | 643 |
| Premises and equipment expense | $3,703,000 | 605 |
| Additional noninterest expense | $5,297,000 | 937 |
| Pre-tax net operating income | $6,370,000 | 1,325 |
| Securities gains (losses) | $304,000 | 888 |
| Applicable income taxes | $2,169,000 | 1,206 |
| Income before extraordinary items | $4,505,000 | 1,382 |
| Extraordinary gains, net | $-99,000 | 9,321 |
| Net income | $4,406,000 | 1,407 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,024,000 | 954 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 372 |
| Net operating income | $4,298,280 | 1,399 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $31,752,000 | 1,074 |
| Total interest expense | $13,447,000 | 1,197 |
| Net interest income | $18,305,000 | 985 |
| Provision for loan and lease losses | $1,163,000 | 1,111 |
| Total noninterest income | $3,842,000 | 1,216 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,308,000 | 1,127 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $2,534,000 | 1,060 |
| Total noninterest expense | $17,980,000 | 840 |
| Salaries and employee benefits | $10,080,000 | 742 |
| Premises and equipment expense | $2,986,000 | 718 |
| Additional noninterest expense | $4,914,000 | 993 |
| Pre-tax net operating income | $3,004,000 | 2,263 |
| Securities gains (losses) | $68,000 | 2,073 |
| Applicable income taxes | $1,037,000 | 2,025 |
| Income before extraordinary items | $2,035,000 | 2,488 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,035,000 | 2,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,210,000 | 816 |
| Cash dividends | $5,500,000 | 564 |
| Sale, conversion, retirement of capital stock, net | $1,562,000 | 341 |
| Net operating income | $1,990,120 | 2,463 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $26,191,000 | 1,346 |
| Total interest expense | $11,214,000 | 1,529 |
| Net interest income | $14,977,000 | 1,174 |
| Provision for loan and lease losses | $669,000 | 1,473 |
| Total noninterest income | $1,885,000 | 1,957 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $988,000 | 1,378 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $897,000 | 1,998 |
| Total noninterest expense | $13,044,000 | 1,070 |
| Salaries and employee benefits | $6,849,000 | 1,023 |
| Premises and equipment expense | $1,769,000 | 1,131 |
| Additional noninterest expense | $4,426,000 | 1,062 |
| Pre-tax net operating income | $3,149,000 | 2,298 |
| Securities gains (losses) | $5,000 | 1,371 |
| Applicable income taxes | $1,091,000 | 1,976 |
| Income before extraordinary items | $2,063,000 | 2,487 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,063,000 | 2,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $418,000 | 1,425 |
| Cash dividends | $58,000 | 6,343 |
| Sale, conversion, retirement of capital stock, net | $79,000 | 718 |
| Net operating income | $2,059,750 | 2,498 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $12,118,000 | 2,683 |
| Total interest expense | $4,850,000 | 3,012 |
| Net interest income | $7,268,000 | 2,427 |
| Provision for loan and lease losses | $640,000 | 1,423 |
| Total noninterest income | $466,000 | 5,173 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $272,000 | 4,269 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $194,000 | 5,009 |
| Total noninterest expense | $5,086,000 | 2,652 |
| Salaries and employee benefits | $2,768,000 | 2,539 |
| Premises and equipment expense | $536,000 | 3,560 |
| Additional noninterest expense | $1,782,000 | 2,439 |
| Pre-tax net operating income | $2,008,000 | 3,329 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $768,000 | 2,725 |
| Income before extraordinary items | $1,241,000 | 3,769 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,241,000 | 3,770 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $522,000 | 1,176 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $154,000 | 747 |
| Net operating income | $1,240,360 | 3,739 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $11,727,000 | 2,757 |
| Total interest expense | $4,909,000 | 3,056 |
| Net interest income | $6,818,000 | 2,489 |
| Provision for loan and lease losses | $1,652,000 | 657 |
| Total noninterest income | $428,000 | 5,408 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $259,000 | 4,381 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $169,000 | 5,382 |
| Total noninterest expense | $3,778,000 | 3,388 |
| Salaries and employee benefits | $1,898,000 | 3,503 |
| Premises and equipment expense | $378,000 | 4,620 |
| Additional noninterest expense | $1,502,000 | 2,775 |
| Pre-tax net operating income | $1,816,000 | 3,604 |
| Securities gains (losses) | $115,000 | 1,193 |
| Applicable income taxes | $748,000 | 2,889 |
| Income before extraordinary items | $1,183,000 | 3,975 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,183,000 | 3,974 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $552,000 | 1,171 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $428,000 | 584 |
| Net operating income | $1,109,400 | 4,064 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $11,259,000 | 2,895 |
| Total interest expense | $4,284,000 | 3,430 |
| Net interest income | $6,975,000 | 2,486 |
| Provision for loan and lease losses | $1,731,000 | 661 |
| Total noninterest income | $416,000 | 5,599 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $280,000 | 4,285 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $136,000 | 5,951 |
| Total noninterest expense | $2,966,000 | 4,132 |
| Salaries and employee benefits | $1,694,000 | 3,846 |
| Premises and equipment expense | $281,000 | 5,637 |
| Additional noninterest expense | $991,000 | 3,945 |
| Pre-tax net operating income | $2,694,000 | 2,738 |
| Securities gains (losses) | $34,000 | 1,562 |
| Applicable income taxes | $986,000 | 2,460 |
| Income before extraordinary items | $1,742,000 | 2,926 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,742,000 | 2,925 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,489,000 | 606 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 867 |
| Net operating income | $1,720,240 | 2,904 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $10,551,000 | 3,111 |
| Total interest expense | $4,367,000 | 3,414 |
| Net interest income | $6,184,000 | 2,872 |
| Provision for loan and lease losses | $335,000 | 2,387 |
| Total noninterest income | $409,000 | 5,868 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $215,000 | 5,308 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $194,000 | 5,254 |
| Total noninterest expense | $2,698,000 | 4,712 |
| Salaries and employee benefits | $1,544,000 | 4,203 |
| Premises and equipment expense | $275,000 | 5,903 |
| Additional noninterest expense | $879,000 | 4,844 |
| Pre-tax net operating income | $3,560,000 | 2,025 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,354,000 | 1,766 |
| Income before extraordinary items | $2,206,000 | 2,239 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,206,000 | 2,239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 3,238 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 796 |
| Net operating income | $2,206,000 | 2,184 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,277,000 | 3,520 |
| Total interest expense | $3,850,000 | 3,798 |
| Net interest income | $5,427,000 | 3,268 |
| Provision for loan and lease losses | $210,000 | 2,900 |
| Total noninterest income | $311,000 | 6,956 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $218,000 | 5,381 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 7,460 |
| Total noninterest expense | $2,530,000 | 4,947 |
| Salaries and employee benefits | $1,524,000 | 4,226 |
| Premises and equipment expense | $217,000 | 6,895 |
| Additional noninterest expense | $789,000 | 5,311 |
| Pre-tax net operating income | $2,998,000 | 2,438 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,065,000 | 2,248 |
| Income before extraordinary items | $1,933,000 | 2,584 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,933,000 | 2,584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,745 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $65,000 | 618 |
| Net operating income | $1,933,000 | 2,554 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,065,000 | 4,819 |
| Total interest expense | $2,089,000 | 5,418 |
| Net interest income | $3,976,000 | 4,410 |
| Provision for loan and lease losses | $160,000 | 3,463 |
| Total noninterest income | $308,000 | 7,147 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $195,000 | 5,959 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $113,000 | 7,127 |
| Total noninterest expense | $1,761,000 | 6,794 |
| Salaries and employee benefits | $969,000 | 6,247 |
| Premises and equipment expense | $156,000 | 8,394 |
| Additional noninterest expense | $636,000 | 6,764 |
| Pre-tax net operating income | $2,363,000 | 2,985 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $909,000 | 2,447 |
| Income before extraordinary items | $1,454,000 | 3,253 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,454,000 | 3,269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,704 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,454,000 | 3,289 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,654,000 | 7,330 |
| Total interest expense | $1,157,000 | 8,449 |
| Net interest income | $2,497,000 | 6,550 |
| Provision for loan and lease losses | $246,000 | 3,435 |
| Total noninterest income | $234,000 | 8,641 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $174,000 | 6,494 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 9,542 |
| Total noninterest expense | $1,512,000 | 7,790 |
| Salaries and employee benefits | $836,000 | 7,097 |
| Premises and equipment expense | $127,000 | 9,576 |
| Additional noninterest expense | $549,000 | 7,779 |
| Pre-tax net operating income | $973,000 | 6,006 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $392,000 | 5,083 |
| Income before extraordinary items | $581,000 | 6,928 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $581,000 | 7,099 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 4,285 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $1,311,000 | 421 |
| Net operating income | $581,000 | 6,682 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,526,000 | 9,872 |
| Total interest expense | $928,000 | 10,727 |
| Net interest income | $1,598,000 | 8,962 |
| Provision for loan and lease losses | $107,000 | 7,099 |
| Total noninterest income | $203,000 | 9,360 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $153,000 | 7,026 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 10,399 |
| Total noninterest expense | $1,272,000 | 8,757 |
| Salaries and employee benefits | $717,000 | 7,858 |
| Premises and equipment expense | $124,000 | 9,888 |
| Additional noninterest expense | $431,000 | 9,194 |
| Pre-tax net operating income | $422,000 | 9,047 |
| Securities gains (losses) | $53,000 | 4,016 |
| Applicable income taxes | $175,000 | 8,076 |
| Income before extraordinary items | $300,000 | 9,335 |
| Extraordinary gains, net | $43,000 | 1,034 |
| Net income | $343,000 | 8,935 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 9,962 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $266,080 | 9,352 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.