Home > PremierWest Bank > Net charge- offs to loans
PremierWest Bank, Net charge- offs to loans
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2890% | 1,810 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0844% | 2,363 |
| Percentage Net Loans Charged-off:Construction & development | -0.7531% | 6,051 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1426% | 1,053 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2514% | 1,520 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1855% | 289 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2869% | 6,713 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5787% | 6,375 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.2935% | 154 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.2935% | 140 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0398% | 5,753 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1272% | 1,293 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2426% | 798 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1741% | 808 |
| Percentage Net Loans Charged-off:Construction & development | 8.5886% | 293 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2645% | 2,067 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6169% | 484 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9136% | 708 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0377% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7744% | 6,604 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.0805% | 193 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.0805% | 188 |
| Percentage Net Loans Charged-off: All other loans and lease | 8.4582% | 159 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1263% | 1,436 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5066% | 567 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5314% | 524 |
| Percentage Net Loans Charged-off:Construction & development | 10.4064% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4042% | 1,546 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8144% | 404 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0114% | 602 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3040% | 302 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8367% | 6,687 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1805% | 248 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.1805% | 236 |
| Percentage Net Loans Charged-off: All other loans and lease | 10.3791% | 143 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0348% | 1,414 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1140% | 376 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3456% | 287 |
| Percentage Net Loans Charged-off:Construction & development | 16.1926% | 136 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4779% | 1,277 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4337% | 287 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2759% | 480 |
| All other 1-4 family - Percent of loans charged-off, net | 3.1569% | 216 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.3041% | 6,789 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1179% | 374 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.1179% | 351 |
| Percentage Net Loans Charged-off: All other loans and lease | 14.6219% | 113 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.0399% | 237 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.3886% | 183 |
| Percentage Net Loans Charged-off:Construction & development | 22.3607% | 104 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7733% | 778 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0165% | 392 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0278% | 292 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0092% | 411 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8991% | 1,014 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.6293% | 182 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.6293% | 170 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2215% | 653 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.0739% | 304 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.8101% | 166 |
| Percentage Net Loans Charged-off:Construction & development | 18.0936% | 178 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7607% | 1,550 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2459% | 859 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.4254% | 139 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3641% | 1,404 |
| All other 1-4 family - Percent of loans charged-off, net | 6.6705% | 71 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9413% | 6,911 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.2045% | 233 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.8855% | 216 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2018% | 1,132 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.9289% | 326 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.9234% | 174 |
| Percentage Net Loans Charged-off:Construction & development | 15.5088% | 219 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3175% | 843 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3244% | 687 |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.6430% | 84 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3909% | 1,199 |
| All other 1-4 family - Percent of loans charged-off, net | 8.4523% | 45 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.1606% | 7,056 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0512% | 332 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.7531% | 305 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1934% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.9015% | 368 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.1894% | 182 |
| Percentage Net Loans Charged-off:Construction & development | 15.4786% | 236 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5762% | 659 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4788% | 528 |
| Percentage Net Loans Charged-off: 1-4 family residential | 6.9834% | 76 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0852% | 5,324 |
| All other 1-4 family - Percent of loans charged-off, net | 10.6211% | 36 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.9692% | 7,152 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5305% | 997 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3861% | 873 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1657% | 979 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.5875% | 278 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.4566% | 130 |
| Percentage Net Loans Charged-off:Construction & development | 19.5250% | 150 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0976% | 430 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 9.7600% | 45 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1719% | 5,386 |
| All other 1-4 family - Percent of loans charged-off, net | 14.5281% | 20 |
| Percentage Net Loans Charged-off: Commercial and industrial | -4.8818% | 7,241 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6781% | 877 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4510% | 765 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1904% | 716 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8956% | 1,084 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1496% | 846 |
| Percentage Net Loans Charged-off:Construction & development | 5.5766% | 1,118 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2189% | 1,072 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0537% | 620 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5461% | 617 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2735% | 581 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5610% | 3,219 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8917% | 1,141 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.7888% | 464 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.3687% | 125 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6785% | 1,175 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7670% | 985 |
| Percentage Net Loans Charged-off:Construction & development | 3.7605% | 1,385 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2357% | 949 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0056% | 578 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0574% | 448 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9835% | 607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8280% | 2,440 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2368% | 912 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.5384% | 352 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.6721% | 105 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8633% | 1,001 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1242% | 784 |
| Percentage Net Loans Charged-off:Construction & development | 3.6107% | 1,241 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7680% | 611 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2016% | 520 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3470% | 378 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1401% | 550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7235% | 2,323 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4383% | 831 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9419% | 673 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.1292% | 75 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9340% | 891 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1366% | 690 |
| Percentage Net Loans Charged-off:Construction & development | 7.1683% | 602 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3954% | 1,188 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4556% | 449 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0190% | 5,569 |
| All other 1-4 family - Percent of loans charged-off, net | 3.4786% | 303 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7325% | 1,177 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4820% | 1,328 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.9677% | 6,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 3.5043% | 45 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.9231% | 274 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.9732% | 392 |
| Percentage Net Loans Charged-off:Construction & development | 10.3663% | 579 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4361% | 821 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.9727% | 348 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.0299% | 382 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1699% | 1,649 |
| All other 1-4 family - Percent of loans charged-off, net | 4.1643% | 268 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.1186% | 308 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3770% | 467 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3034% | 1,453 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.0102% | 148 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.1450% | 210 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.5940% | 368 |
| Percentage Net Loans Charged-off:Construction & development | 9.1556% | 539 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2398% | 673 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.9044% | 211 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.9777% | 338 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2380% | 1,307 |
| All other 1-4 family - Percent of loans charged-off, net | 4.0517% | 243 |
| Percentage Net Loans Charged-off: Commercial and industrial | 11.5656% | 173 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0054% | 512 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2653% | 1,323 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.6371% | 121 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 6.1754% | 168 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.0714% | 277 |
| Percentage Net Loans Charged-off:Construction & development | 11.5571% | 365 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0910% | 625 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5931% | 363 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5410% | 642 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1433% | 478 |
| Percentage Net Loans Charged-off: Commercial and industrial | 14.2161% | 146 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.5871% | 204 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,008 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2279% | 1,186 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.9425% | 80 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7073% | 1,773 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5625% | 1,516 |
| Percentage Net Loans Charged-off:Construction & development | 0.3705% | 1,543 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6660% | 562 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9785% | 771 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3668% | 565 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8265% | 1,545 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3346% | 634 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2406% | 910 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.2844% | 252 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7947% | 242 |
| Percentage Net Loans Charged-off:Construction & development | 8.4600% | 251 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0025% | 2,341 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3573% | 1,562 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4918% | 1,153 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.9145% | 513 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9851% | 385 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9617% | 523 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 12.7306% | 175 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3974% | 579 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4842% | 1,194 |
| Percentage Net Loans Charged-off:Construction & development | 1.4479% | 883 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0003% | 7,642 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9465% | 503 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7397% | 1,002 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2518% | 1,069 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 17.5788% | 112 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7482% | 937 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7430% | 657 |
| Percentage Net Loans Charged-off:Construction & development | 2.2488% | 475 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5175% | 1,598 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9518% | 1,804 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4187% | 914 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.0511% | 307 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0850% | 3,219 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0227% | 2,402 |
| Percentage Net Loans Charged-off:Construction & development | 0.0700% | 992 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2404% | 1,551 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9816% | 1,559 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.9721% | 7,266 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0303% | 5,514 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0317% | 7,190 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0089% | 1,589 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2937% | 1,075 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0240% | 4,963 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0442% | 7,144 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8399% | 1,666 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4575% | 795 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0172% | 4,656 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1096% | 7,416 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1727% | 1,070 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3525% | 800 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0424% | 3,112 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0041% | 1,836 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2873% | 969 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1856% | 727 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0306% | 4,955 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0030% | 3,699 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7311% | 2,091 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4841% | 808 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0364% | 4,163 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0537% | 2,701 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5986% | 2,200 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4704% | 709 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0381% | 3,738 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0868% | 2,123 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4862% | 2,400 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4183% | 664 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0005% | 6,419 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0872% | 7,278 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3692% | 2,511 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2601% | 654 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1353% | 8,549 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0844% | 1,445 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1683% | 616 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0875% | 7,559 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6193% | 3,034 |
| Percentage Net Loans Charged-off: Credit card loans | 8.5960% | 101 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -5.6939% | 7,707 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2766% | 8,639 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0341% | 7,145 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5182% | 3,045 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0201% | 1,032 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -7.3804% | 7,724 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4220% | 8,691 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0450% | 7,152 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3479% | 3,488 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1461% | 905 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -10.4255% | 7,714 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0321% | 7,581 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0142% | 6,845 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1207% | 3,901 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.7853% | 7,600 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5339% | 1,011 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1221% | 1,393 |
| Percentage Net Loans Charged-off:Construction & development | 0.2467% | 333 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0965% | 1,008 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1012% | 3,594 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6076% | 1,100 |
| Percentage Net Loans Charged-off: Credit card loans | 7.7754% | 167 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 8.3506% | 112 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7935% | 536 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1706% | 906 |
| Percentage Net Loans Charged-off:Construction & development | 0.3541% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1331% | 696 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1576% | 2,750 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3987% | 1,231 |
| Percentage Net Loans Charged-off: Credit card loans | 10.6857% | 105 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 12.5595% | 75 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2330% | 324 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2680% | 576 |
| Percentage Net Loans Charged-off:Construction & development | 0.5753% | 163 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2056% | 482 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2770% | 2,007 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6171% | 1,005 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5083% | 753 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 19.1060% | 51 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0723% | 3,282 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1168% | 1,788 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4284% | 658 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6891% | 643 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1525% | 7,422 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1370% | 4,188 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0497% | 2,539 |
| Percentage Net Loans Charged-off:Construction & development | 0.2220% | 456 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0294% | 2,717 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0366% | 2,475 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2714% | 3,355 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5450% | 1,308 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2396% | 1,275 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1215% | 3,935 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0675% | 1,892 |
| Percentage Net Loans Charged-off:Construction & development | 0.3027% | 320 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0387% | 2,108 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0482% | 1,909 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1284% | 3,419 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1838% | 1,768 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3558% | 1,009 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1007% | 3,963 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0064% | 2,744 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0565% | 1,615 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0695% | 1,458 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2345% | 2,580 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1974% | 1,691 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6710% | 702 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0686% | 3,825 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3117% | 1,674 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6120% | 2,842 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2704% | 2,979 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0857% | 1,980 |
| Percentage Net Loans Charged-off:Construction & development | -0.0017% | 8,011 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0899% | 1,101 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2635% | 816 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0175% | 5,963 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3128% | 705 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6187% | 2,549 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2133% | 1,889 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3410% | 375 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4038% | 2,034 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2332% | 845 |
| Percentage Net Loans Charged-off:Construction & development | 0.3439% | 377 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2929% | 601 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9106% | 1,926 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6486% | 1,101 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1998% | 3,156 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0708% | 332 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1913% | 112 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3907% | 1,423 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0332% | 534 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0664% | 256 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0237% | 574 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4872% | 458 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4494% | 265 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1266% | 470 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5247% | 1,283 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5586% | 1,286 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6793% | 309 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1800% | 4,362 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0507% | 6,947 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0020% | 8,876 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3420% | 3,802 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0442% | 10,033 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |