Home > Premier Valley Bank > Income and Expense

Premier Valley Bank, Income and Expense

2022-06-30 (YTD Data)		Rank
Total interest income	$19,549,000	852
Total interest expense	$457,000	2,069
Net interest income	$19,092,000	819
Provision for loan and lease losses	$5,895,000	131
Total noninterest income	$3,660,000	935
Gross Fiduciary activities income	$39,000	738
Service charges on deposit accounts	$760,000	734
Trading account gains and fees	$0	108
Additional Noninterest Income	$2,861,000	858
Total noninterest expense	$14,506,000	871
Salaries and employee benefits	$3,588,000	1,689
Premises and equipment expense	$961,000	1,256
Additional noninterest expense	$9,957,000	429
Pre-tax net operating income	$2,351,000	2,002
Securities gains (losses)	$-372,000	4,541
Applicable income taxes	$274,000	1,906
Income before extraordinary items	$1,705,000	2,184
Extraordinary gains, net	$0	4
Net income	$1,705,000	2,184
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,705,000	2,184
Net charge-offs	$5,086,000	90
Cash dividends	$2,000,000	829
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$2,024,920	2,022
2022-03-31 (YTD Data)		Rank
Total interest income	$9,307,000	859
Total interest expense	$105,000	3,117
Net interest income	$9,202,000	824
Provision for loan and lease losses	$4,781,000	75
Total noninterest income	$1,375,000	1,133
Gross Fiduciary activities income	$20,000	735
Service charges on deposit accounts	$375,000	737
Trading account gains and fees	$0	103
Additional Noninterest Income	$980,000	1,091
Total noninterest expense	$7,293,000	869
Salaries and employee benefits	$1,946,000	1,600
Premises and equipment expense	$469,000	1,289
Additional noninterest expense	$4,878,000	435
Pre-tax net operating income	$-1,497,000	4,783
Securities gains (losses)	$-270,000	4,630
Applicable income taxes	$-527,000	4,771
Income before extraordinary items	$-1,240,000	4,773
Extraordinary gains, net	$0	4
Net income	$-1,240,000	4,773
Minority interest net income	$0	50
Net income of bank and minority interests.	$-1,240,000	4,773
Net charge-offs	$5,006,000	70
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$-1,026,700	4,770
2021-12-31 (YTD Data)		Rank
Total interest income	$37,000,000	895
Total interest expense	$332,000	3,649
Net interest income	$36,668,000	834
Provision for loan and lease losses	$458,000	1,122
Total noninterest income	$3,915,000	1,540
Gross Fiduciary activities income	$78,000	736
Service charges on deposit accounts	$1,366,000	753
Trading account gains and fees	$0	132
Additional Noninterest Income	$2,471,000	1,693
Total noninterest expense	$23,052,000	1,050
Salaries and employee benefits	$6,252,000	1,879
Premises and equipment expense	$1,991,000	1,214
Additional noninterest expense	$14,809,000	554
Pre-tax net operating income	$17,073,000	849
Securities gains (losses)	$691,000	285
Applicable income taxes	$4,035,000	723
Income before extraordinary items	$13,729,000	888
Extraordinary gains, net	$0	10
Net income	$13,729,000	888
Minority interest net income	$0	74
Net income of bank and minority interests.	$13,729,000	889
Net charge-offs	$630,000	554
Cash dividends	$4,000,000	944
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$13,183,110	905
2021-09-30 (YTD Data)		Rank
Total interest income	$27,978,000	905
Total interest expense	$233,000	3,816
Net interest income	$27,745,000	837
Provision for loan and lease losses	$493,000	835
Total noninterest income	$2,968,000	1,568
Gross Fiduciary activities income	$58,000	734
Service charges on deposit accounts	$996,000	764
Trading account gains and fees	$0	132
Additional Noninterest Income	$1,914,000	1,719
Total noninterest expense	$16,157,000	1,114
Salaries and employee benefits	$4,377,000	1,972
Premises and equipment expense	$1,558,000	1,194
Additional noninterest expense	$10,222,000	592
Pre-tax net operating income	$14,063,000	820
Securities gains (losses)	$242,000	503
Applicable income taxes	$3,256,000	714
Income before extraordinary items	$11,049,000	870
Extraordinary gains, net	$0	8
Net income	$11,049,000	870
Minority interest net income	$0	69
Net income of bank and minority interests.	$11,049,000	870
Net charge-offs	$670,000	420
Cash dividends	$4,000,000	685
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$10,857,820	866
2021-06-30 (YTD Data)		Rank
Total interest income	$17,831,000	926
Total interest expense	$147,000	3,936
Net interest income	$17,684,000	863
Provision for loan and lease losses	$632,000	474
Total noninterest income	$1,890,000	1,578
Gross Fiduciary activities income	$38,000	738
Service charges on deposit accounts	$650,000	749
Trading account gains and fees	$0	133
Additional Noninterest Income	$1,202,000	1,734
Total noninterest expense	$10,620,000	1,114
Salaries and employee benefits	$2,871,000	1,982
Premises and equipment expense	$1,092,000	1,119
Additional noninterest expense	$6,657,000	593
Pre-tax net operating income	$8,322,000	885
Securities gains (losses)	$217,000	448
Applicable income taxes	$1,936,000	774
Income before extraordinary items	$6,603,000	945
Extraordinary gains, net	$0	6
Net income	$6,603,000	945
Minority interest net income	$0	67
Net income of bank and minority interests.	$6,603,000	945
Net charge-offs	$650,000	338
Cash dividends	$4,000,000	503
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$6,431,570	951
2021-03-31 (YTD Data)		Rank
Total interest income	$8,687,000	935
Total interest expense	$83,000	3,883
Net interest income	$8,604,000	872
Provision for loan and lease losses	$130,000	1,086
Total noninterest income	$817,000	1,713
Gross Fiduciary activities income	$20,000	739
Service charges on deposit accounts	$320,000	746
Trading account gains and fees	$0	127
Additional Noninterest Income	$477,000	1,966
Total noninterest expense	$5,458,000	1,079
Salaries and employee benefits	$1,430,000	1,981
Premises and equipment expense	$662,000	968
Additional noninterest expense	$3,366,000	561
Pre-tax net operating income	$3,833,000	947
Securities gains (losses)	$29,000	797
Applicable income taxes	$867,000	816
Income before extraordinary items	$2,995,000	1,029
Extraordinary gains, net	$0	3
Net income	$2,995,000	1,029
Minority interest net income	$0	55
Net income of bank and minority interests.	$2,995,000	1,029
Net charge-offs	$668,000	225
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$2,972,090	1,008
2020-12-31 (YTD Data)		Rank
Total interest income	$34,372,000	941
Total interest expense	$923,000	3,057
Net interest income	$33,449,000	854
Provision for loan and lease losses	$9,850,000	357
Total noninterest income	$3,558,000	1,570
Gross Fiduciary activities income	$91,000	730
Service charges on deposit accounts	$1,338,000	747
Trading account gains and fees	$0	133
Additional Noninterest Income	$2,129,000	1,732
Total noninterest expense	$21,700,000	1,046
Salaries and employee benefits	$6,922,000	1,693
Premises and equipment expense	$2,270,000	1,058
Additional noninterest expense	$12,508,000	602
Pre-tax net operating income	$5,457,000	1,674
Securities gains (losses)	$213,000	1,003
Applicable income taxes	$1,118,000	1,351
Income before extraordinary items	$4,552,000	1,758
Extraordinary gains, net	$0	4
Net income	$4,552,000	1,758
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,552,000	1,758
Net charge-offs	$6,672,000	188
Cash dividends	$7,000,000	590
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$4,381,600	1,758
2020-09-30 (YTD Data)		Rank
Total interest income	$25,287,000	964
Total interest expense	$830,000	2,874
Net interest income	$24,457,000	866
Provision for loan and lease losses	$9,452,000	319
Total noninterest income	$2,704,000	1,516
Gross Fiduciary activities income	$71,000	720
Service charges on deposit accounts	$994,000	747
Trading account gains and fees	$0	125
Additional Noninterest Income	$1,639,000	1,664
Total noninterest expense	$17,048,000	1,002
Salaries and employee benefits	$5,543,000	1,594
Premises and equipment expense	$1,630,000	1,088
Additional noninterest expense	$9,875,000	569
Pre-tax net operating income	$661,000	3,821
Securities gains (losses)	$145,000	1,049
Applicable income taxes	$-12,000	4,858
Income before extraordinary items	$818,000	3,581
Extraordinary gains, net	$0	4
Net income	$818,000	3,580
Minority interest net income	$0	65
Net income of bank and minority interests.	$818,000	3,581
Net charge-offs	$6,796,000	157
Cash dividends	$7,000,000	460
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$673,000	3,721
2020-06-30 (YTD Data)		Rank
Total interest income	$16,779,000	984
Total interest expense	$735,000	2,588
Net interest income	$16,044,000	878
Provision for loan and lease losses	$3,283,000	531
Total noninterest income	$1,993,000	1,364
Gross Fiduciary activities income	$50,000	723
Service charges on deposit accounts	$667,000	750
Trading account gains and fees	$0	123
Additional Noninterest Income	$1,276,000	1,451
Total noninterest expense	$11,791,000	960
Salaries and employee benefits	$3,722,000	1,578
Premises and equipment expense	$1,025,000	1,145
Additional noninterest expense	$7,044,000	516
Pre-tax net operating income	$2,963,000	1,464
Securities gains (losses)	$6,000	1,983
Applicable income taxes	$607,000	1,191
Income before extraordinary items	$2,362,000	1,606
Extraordinary gains, net	$0	4
Net income	$2,362,000	1,607
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,362,000	1,607
Net charge-offs	$931,000	409
Cash dividends	$7,000,000	342
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$2,357,200	1,561
2020-03-31 (YTD Data)		Rank
Total interest income	$8,442,000	978
Total interest expense	$586,000	2,083
Net interest income	$7,856,000	876
Provision for loan and lease losses	$2,025,000	397
Total noninterest income	$1,147,000	1,179
Gross Fiduciary activities income	$27,000	719
Service charges on deposit accounts	$380,000	775
Trading account gains and fees	$0	106
Additional Noninterest Income	$740,000	1,199
Total noninterest expense	$5,824,000	983
Salaries and employee benefits	$1,896,000	1,571
Premises and equipment expense	$513,000	1,169
Additional noninterest expense	$3,415,000	546
Pre-tax net operating income	$1,154,000	1,638
Securities gains (losses)	$-30,000	4,911
Applicable income taxes	$225,000	1,303
Income before extraordinary items	$899,000	1,812
Extraordinary gains, net	$0	4
Net income	$899,000	1,812
Minority interest net income	$0	56
Net income of bank and minority interests.	$899,000	1,812
Net charge-offs	$647,000	314
Cash dividends	$7,000,000	248
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$923,000	1,738
2019-12-31 (YTD Data)		Rank
Total interest income	$37,326,000	907
Total interest expense	$2,972,000	1,818
Net interest income	$34,354,000	794
Provision for loan and lease losses	$1,555,000	637
Total noninterest income	$4,515,000	1,201
Gross Fiduciary activities income	$87,000	750
Service charges on deposit accounts	$1,535,000	793
Trading account gains and fees	$0	135
Additional Noninterest Income	$2,893,000	1,227
Total noninterest expense	$22,423,000	993
Salaries and employee benefits	$8,459,000	1,391
Premises and equipment expense	$1,959,000	1,185
Additional noninterest expense	$12,005,000	593
Pre-tax net operating income	$14,891,000	751
Securities gains (losses)	$484,000	363
Applicable income taxes	$3,601,000	628
Income before extraordinary items	$11,774,000	820
Extraordinary gains, net	$0	11
Net income	$11,774,000	821
Minority interest net income	$0	76
Net income of bank and minority interests.	$11,774,000	821
Net charge-offs	$1,029,000	650
Cash dividends	$8,000,000	558
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$11,391,640	816
2019-09-30 (YTD Data)		Rank
Total interest income	$27,916,000	914
Total interest expense	$2,242,000	1,822
Net interest income	$25,674,000	795
Provision for loan and lease losses	$1,534,000	496
Total noninterest income	$3,449,000	1,182
Gross Fiduciary activities income	$58,000	753
Service charges on deposit accounts	$1,149,000	793
Trading account gains and fees	$0	129
Additional Noninterest Income	$2,242,000	1,199
Total noninterest expense	$16,988,000	981
Salaries and employee benefits	$6,387,000	1,392
Premises and equipment expense	$1,540,000	1,150
Additional noninterest expense	$9,061,000	587
Pre-tax net operating income	$10,601,000	804
Securities gains (losses)	$491,000	320
Applicable income taxes	$2,617,000	657
Income before extraordinary items	$8,475,000	863
Extraordinary gains, net	$0	11
Net income	$8,475,000	864
Minority interest net income	$0	72
Net income of bank and minority interests.	$8,475,000	864
Net charge-offs	$1,009,000	493
Cash dividends	$5,500,000	565
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$8,087,110	874
2019-06-30 (YTD Data)		Rank
Total interest income	$18,531,000	911
Total interest expense	$1,434,000	1,860
Net interest income	$17,097,000	799
Provision for loan and lease losses	$1,024,000	480
Total noninterest income	$2,256,000	1,175
Gross Fiduciary activities income	$28,000	781
Service charges on deposit accounts	$763,000	789
Trading account gains and fees	$0	131
Additional Noninterest Income	$1,465,000	1,179
Total noninterest expense	$11,434,000	967
Salaries and employee benefits	$4,317,000	1,361
Premises and equipment expense	$1,047,000	1,135
Additional noninterest expense	$6,070,000	591
Pre-tax net operating income	$6,895,000	803
Securities gains (losses)	$-155,000	5,232
Applicable income taxes	$1,566,000	666
Income before extraordinary items	$5,174,000	897
Extraordinary gains, net	$0	11
Net income	$5,174,000	897
Minority interest net income	$0	69
Net income of bank and minority interests.	$5,174,000	897
Net charge-offs	$1,003,000	335
Cash dividends	$3,500,000	573
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$5,296,450	871
2019-03-31 (YTD Data)		Rank
Total interest income	$9,500,000	889
Total interest expense	$714,000	1,816
Net interest income	$8,786,000	784
Provision for loan and lease losses	$1,204,000	249
Total noninterest income	$1,106,000	1,165
Gross Fiduciary activities income	$9,000	816
Service charges on deposit accounts	$381,000	781
Trading account gains and fees	$0	126
Additional Noninterest Income	$716,000	1,151
Total noninterest expense	$5,567,000	990
Salaries and employee benefits	$2,024,000	1,443
Premises and equipment expense	$507,000	1,182
Additional noninterest expense	$3,036,000	575
Pre-tax net operating income	$3,121,000	853
Securities gains (losses)	$16,000	623
Applicable income taxes	$726,000	688
Income before extraordinary items	$2,411,000	934
Extraordinary gains, net	$0	5
Net income	$2,411,000	932
Minority interest net income	$0	52
Net income of bank and minority interests.	$2,411,000	933
Net charge-offs	$-9,000	4,625
Cash dividends	$1,500,000	619
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$2,398,360	920
2018-12-31 (YTD Data)		Rank
Total interest income	$34,782,000	911
Total interest expense	$1,491,000	2,346
Net interest income	$33,291,000	802
Provision for loan and lease losses	$1,365,000	686
Total noninterest income	$3,926,000	1,285
Gross Fiduciary activities income	$5,000	991
Service charges on deposit accounts	$1,431,000	854
Trading account gains and fees	$0	126
Additional Noninterest Income	$2,490,000	1,299
Total noninterest expense	$21,698,000	998
Salaries and employee benefits	$7,969,000	1,426
Premises and equipment expense	$2,211,000	1,082
Additional noninterest expense	$11,518,000	606
Pre-tax net operating income	$14,154,000	786
Securities gains (losses)	$-72,000	4,927
Applicable income taxes	$3,109,000	650
Income before extraordinary items	$10,973,000	845
Extraordinary gains, net	$0	6
Net income	$10,973,000	843
Minority interest net income	$0	72
Net income of bank and minority interests.	$10,973,000	844
Net charge-offs	$538,000	905
Cash dividends	$9,500,000	443
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$11,029,880	843
2018-09-30 (YTD Data)		Rank
Total interest income	$25,524,000	914
Total interest expense	$1,084,000	2,324
Net interest income	$24,440,000	810
Provision for loan and lease losses	$758,000	813
Total noninterest income	$2,888,000	1,314
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$1,060,000	859
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,828,000	1,331
Total noninterest expense	$16,335,000	986
Salaries and employee benefits	$6,333,000	1,355
Premises and equipment expense	$1,578,000	1,123
Additional noninterest expense	$8,424,000	611
Pre-tax net operating income	$10,235,000	808
Securities gains (losses)	$-71,000	5,187
Applicable income taxes	$2,121,000	698
Income before extraordinary items	$8,043,000	857
Extraordinary gains, net	$0	5
Net income	$8,043,000	855
Minority interest net income	$0	66
Net income of bank and minority interests.	$8,043,000	856
Net charge-offs	$337,000	923
Cash dividends	$7,500,000	394
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$8,099,090	847
2018-06-30 (YTD Data)		Rank
Total interest income	$16,767,000	916
Total interest expense	$746,000	2,188
Net interest income	$16,021,000	815
Provision for loan and lease losses	$313,000	1,134
Total noninterest income	$1,859,000	1,350
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$713,000	844
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,146,000	1,397
Total noninterest expense	$11,153,000	971
Salaries and employee benefits	$4,368,000	1,327
Premises and equipment expense	$1,084,000	1,094
Additional noninterest expense	$5,701,000	604
Pre-tax net operating income	$6,414,000	841
Securities gains (losses)	$-51,000	5,259
Applicable income taxes	$1,326,000	714
Income before extraordinary items	$5,037,000	897
Extraordinary gains, net	$0	6
Net income	$5,037,000	895
Minority interest net income	$0	65
Net income of bank and minority interests.	$5,037,000	896
Net charge-offs	$213,000	903
Cash dividends	$2,500,000	632
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$5,077,290	882
2018-03-31 (YTD Data)		Rank
Total interest income	$8,527,000	885
Total interest expense	$408,000	1,997
Net interest income	$8,119,000	804
Provision for loan and lease losses	$500,000	462
Total noninterest income	$940,000	1,317
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$362,000	837
Trading account gains and fees	$0	123
Additional Noninterest Income	$578,000	1,365
Total noninterest expense	$5,488,000	991
Salaries and employee benefits	$2,176,000	1,345
Premises and equipment expense	$544,000	1,106
Additional noninterest expense	$2,768,000	613
Pre-tax net operating income	$3,071,000	845
Securities gains (losses)	$-46,000	5,396
Applicable income taxes	$652,000	710
Income before extraordinary items	$2,373,000	918
Extraordinary gains, net	$0	7
Net income	$2,373,000	918
Minority interest net income	$0	52
Net income of bank and minority interests.	$2,373,000	918
Net charge-offs	$466,000	322
Cash dividends	$500,000	1,167
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$2,409,340	900
2017-12-31 (YTD Data)		Rank
Total interest income	$33,690,000	850
Total interest expense	$1,062,000	2,449
Net interest income	$32,628,000	775
Provision for loan and lease losses	$1,750,000	575
Total noninterest income	$3,432,000	1,439
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$1,429,000	854
Trading account gains and fees	$0	151
Additional Noninterest Income	$2,003,000	1,537
Total noninterest expense	$22,030,000	976
Salaries and employee benefits	$8,328,000	1,358
Premises and equipment expense	$2,305,000	1,026
Additional noninterest expense	$11,397,000	590
Pre-tax net operating income	$12,280,000	829
Securities gains (losses)	$634,000	191
Applicable income taxes	$4,620,000	702
Income before extraordinary items	$8,294,000	879
Extraordinary gains, net	$0	9
Net income	$8,294,000	880
Minority interest net income	$0	76
Net income of bank and minority interests.	$8,294,000	879
Net charge-offs	$585,000	993
Cash dividends	$6,500,000	527
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$7,888,240	902
2017-09-30 (YTD Data)		Rank
Total interest income	$24,671,000	865
Total interest expense	$702,000	2,637
Net interest income	$23,969,000	791
Provision for loan and lease losses	$794,000	843
Total noninterest income	$2,554,000	1,450
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$1,077,000	856
Trading account gains and fees	$0	145
Additional Noninterest Income	$1,477,000	1,564
Total noninterest expense	$16,935,000	953
Salaries and employee benefits	$6,373,000	1,333
Premises and equipment expense	$1,693,000	1,057
Additional noninterest expense	$8,869,000	575
Pre-tax net operating income	$8,794,000	881
Securities gains (losses)	$425,000	235
Applicable income taxes	$2,433,000	801
Income before extraordinary items	$6,786,000	877
Extraordinary gains, net	$0	9
Net income	$6,786,000	878
Minority interest net income	$0	71
Net income of bank and minority interests.	$6,786,000	877
Net charge-offs	$494,000	818
Cash dividends	$5,000,000	498
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$6,471,500	897
2017-06-30 (YTD Data)		Rank
Total interest income	$15,995,000	884
Total interest expense	$408,000	2,834
Net interest income	$15,587,000	806
Provision for loan and lease losses	$449,000	934
Total noninterest income	$1,646,000	1,493
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$705,000	860
Trading account gains and fees	$0	139
Additional Noninterest Income	$941,000	1,606
Total noninterest expense	$11,676,000	923
Salaries and employee benefits	$4,304,000	1,322
Premises and equipment expense	$1,111,000	1,069
Additional noninterest expense	$6,261,000	544
Pre-tax net operating income	$5,108,000	978
Securities gains (losses)	$32,000	814
Applicable income taxes	$1,261,000	938
Income before extraordinary items	$3,879,000	1,001
Extraordinary gains, net	$0	11
Net income	$3,879,000	1,002
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,879,000	1,001
Net charge-offs	$497,000	569
Cash dividends	$2,000,000	754
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$3,855,000	996
2017-03-31 (YTD Data)		Rank
Total interest income	$7,473,000	939
Total interest expense	$168,000	3,164
Net interest income	$7,305,000	848
Provision for loan and lease losses	$292,000	726
Total noninterest income	$698,000	1,660
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$335,000	907
Trading account gains and fees	$0	142
Additional Noninterest Income	$363,000	1,850
Total noninterest expense	$6,012,000	901
Salaries and employee benefits	$2,092,000	1,370
Premises and equipment expense	$517,000	1,158
Additional noninterest expense	$3,403,000	504
Pre-tax net operating income	$1,699,000	1,328
Securities gains (losses)	$-102,000	5,803
Applicable income taxes	$291,000	1,520
Income before extraordinary items	$1,306,000	1,357
Extraordinary gains, net	$0	8
Net income	$1,306,000	1,357
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,306,000	1,357
Net charge-offs	$3,000	2,592
Cash dividends	$1,000,000	712
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$1,389,640	1,285
2016-12-31 (YTD Data)		Rank
Total interest income	$25,853,000	1,040
Total interest expense	$476,000	3,725
Net interest income	$25,377,000	949
Provision for loan and lease losses	$1,264,000	746
Total noninterest income	$3,453,000	1,488
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$1,237,000	992
Trading account gains and fees	$0	170
Additional Noninterest Income	$2,216,000	1,494
Total noninterest expense	$17,031,000	1,197
Salaries and employee benefits	$6,193,000	1,740
Premises and equipment expense	$1,804,000	1,292
Additional noninterest expense	$9,034,000	743
Pre-tax net operating income	$10,535,000	885
Securities gains (losses)	$1,466,000	163
Applicable income taxes	$3,573,000	691
Income before extraordinary items	$8,428,000	884
Extraordinary gains, net	$0	5
Net income	$8,428,000	883
Minority interest net income	$0	82
Net income of bank and minority interests.	$8,428,000	883
Net charge-offs	$9,000	3,892
Cash dividends	$4,000,000	806
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$7,401,800	984
2016-09-30 (YTD Data)		Rank
Total interest income	$19,047,000	1,062
Total interest expense	$355,000	3,763
Net interest income	$18,692,000	967
Provision for loan and lease losses	$937,000	719
Total noninterest income	$2,010,000	1,772
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$922,000	997
Trading account gains and fees	$0	169
Additional Noninterest Income	$1,088,000	1,934
Total noninterest expense	$13,568,000	1,149
Salaries and employee benefits	$5,243,000	1,546
Premises and equipment expense	$1,359,000	1,289
Additional noninterest expense	$6,966,000	720
Pre-tax net operating income	$6,197,000	1,090
Securities gains (losses)	$1,451,000	141
Applicable income taxes	$2,189,000	823
Income before extraordinary items	$5,459,000	1,033
Extraordinary gains, net	$0	5
Net income	$5,459,000	1,033
Minority interest net income	$0	71
Net income of bank and minority interests.	$5,459,000	1,033
Net charge-offs	$-4,000	4,681
Cash dividends	$4,000,000	598
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$4,428,790	1,190
2016-06-30 (YTD Data)		Rank
Total interest income	$13,020,000	1,036
Total interest expense	$246,000	3,715
Net interest income	$12,774,000	941
Provision for loan and lease losses	$591,000	759
Total noninterest income	$1,282,000	1,814
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$633,000	956
Trading account gains and fees	$0	157
Additional Noninterest Income	$649,000	2,043
Total noninterest expense	$9,590,000	1,085
Salaries and employee benefits	$3,834,000	1,418
Premises and equipment expense	$924,000	1,271
Additional noninterest expense	$4,832,000	707
Pre-tax net operating income	$3,875,000	1,139
Securities gains (losses)	$1,412,000	104
Applicable income taxes	$1,632,000	744
Income before extraordinary items	$3,655,000	1,010
Extraordinary gains, net	$0	16
Net income	$3,655,000	1,009
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,655,000	1,009
Net charge-offs	$-2,000	4,474
Cash dividends	$4,000,000	443
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$2,680,720	1,282
2016-03-31 (YTD Data)		Rank
Total interest income	$7,160,000	940
Total interest expense	$165,000	3,177
Net interest income	$6,995,000	839
Provision for loan and lease losses	$115,000	1,409
Total noninterest income	$595,000	1,854
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$320,000	953
Trading account gains and fees	$0	142
Additional Noninterest Income	$275,000	2,199
Total noninterest expense	$4,873,000	1,080
Salaries and employee benefits	$2,046,000	1,357
Premises and equipment expense	$407,000	1,412
Additional noninterest expense	$2,420,000	698
Pre-tax net operating income	$2,602,000	872
Securities gains (losses)	$256,000	245
Applicable income taxes	$898,000	684
Income before extraordinary items	$1,960,000	912
Extraordinary gains, net	$0	12
Net income	$1,960,000	913
Minority interest net income	$0	62
Net income of bank and minority interests.	$1,960,000	913
Net charge-offs	$-17,000	5,410
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,783,360	976
2015-12-31 (YTD Data)		Rank
Total interest income	$2,111,000	5,340
Total interest expense	$55,000	5,968
Net interest income	$2,056,000	5,224
Provision for loan and lease losses	$147,000	2,662
Total noninterest income	$673,000	3,712
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$107,000	4,621
Trading account gains and fees	$0	159
Additional Noninterest Income	$566,000	3,117
Total noninterest expense	$1,088,000	5,745
Salaries and employee benefits	$482,000	5,882
Premises and equipment expense	$132,000	5,529
Additional noninterest expense	$474,000	5,449
Pre-tax net operating income	$1,494,000	3,504
Securities gains (losses)	$62,000	1,489
Applicable income taxes	$548,000	2,147
Income before extraordinary items	$1,008,000	3,929
Extraordinary gains, net	$0	23
Net income	$1,008,000	3,929
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,008,000	3,930
Net charge-offs	$12,000	3,950
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$1,000	794
Net operating income	$967,700	3,936
2015-09-30 (YTD Data)		Rank
Total interest income	$16,849,000	1,148
Total interest expense	$566,000	2,966
Net interest income	$16,283,000	1,060
Provision for loan and lease losses	$0	4,232
Total noninterest income	$2,656,000	1,432
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$1,026,000	939
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,630,000	1,442
Total noninterest expense	$10,122,000	1,446
Salaries and employee benefits	$5,976,000	1,365
Premises and equipment expense	$1,114,000	1,558
Additional noninterest expense	$3,032,000	1,512
Pre-tax net operating income	$8,817,000	778
Securities gains (losses)	$651,000	248
Applicable income taxes	$3,329,000	595
Income before extraordinary items	$6,139,000	879
Extraordinary gains, net	$0	21
Net income	$6,139,000	878
Minority interest net income	$0	78
Net income of bank and minority interests.	$6,139,000	879
Net charge-offs	$-52,000	5,621
Cash dividends	$2,953,000	734
Sale, conversion, retirement of capital stock, net	$474,000	254
Net operating income	$5,715,850	906
2015-06-30 (YTD Data)		Rank
Total interest income	$11,128,000	1,157
Total interest expense	$340,000	3,192
Net interest income	$10,788,000	1,064
Provision for loan and lease losses	$0	4,069
Total noninterest income	$1,659,000	1,501
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$670,000	944
Trading account gains and fees	$0	157
Additional Noninterest Income	$989,000	1,572
Total noninterest expense	$6,422,000	1,527
Salaries and employee benefits	$3,791,000	1,425
Premises and equipment expense	$726,000	1,601
Additional noninterest expense	$1,905,000	1,604
Pre-tax net operating income	$6,025,000	763
Securities gains (losses)	$651,000	206
Applicable income taxes	$2,384,000	577
Income before extraordinary items	$4,292,000	840
Extraordinary gains, net	$0	22
Net income	$4,292,000	840
Minority interest net income	$0	75
Net income of bank and minority interests.	$4,292,000	840
Net charge-offs	$-40,000	5,688
Cash dividends	$1,969,000	727
Sale, conversion, retirement of capital stock, net	$376,000	227
Net operating income	$3,875,360	889
2015-03-31 (YTD Data)		Rank
Total interest income	$5,500,000	1,164
Total interest expense	$166,000	3,272
Net interest income	$5,334,000	1,068
Provision for loan and lease losses	$0	3,703
Total noninterest income	$671,000	1,722
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$319,000	959
Trading account gains and fees	$0	152
Additional Noninterest Income	$352,000	1,916
Total noninterest expense	$3,225,000	1,513
Salaries and employee benefits	$1,925,000	1,410
Premises and equipment expense	$350,000	1,682
Additional noninterest expense	$950,000	1,599
Pre-tax net operating income	$2,780,000	796
Securities gains (losses)	$651,000	126
Applicable income taxes	$1,197,000	554
Income before extraordinary items	$2,234,000	786
Extraordinary gains, net	$0	13
Net income	$2,234,000	784
Minority interest net income	$0	64
Net income of bank and minority interests.	$2,234,000	786
Net charge-offs	$-25,000	5,757
Cash dividends	$985,000	703
Sale, conversion, retirement of capital stock, net	$228,000	174
Net operating income	$1,810,850	912
2014-12-31 (YTD Data)		Rank
Total interest income	$20,528,000	1,229
Total interest expense	$647,000	3,452
Net interest income	$19,881,000	1,134
Provision for loan and lease losses	$-500,000	6,253
Total noninterest income	$3,392,000	1,430
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$1,307,000	1,019
Trading account gains and fees	$0	180
Additional Noninterest Income	$2,085,000	1,409
Total noninterest expense	$13,267,000	1,441
Salaries and employee benefits	$7,733,000	1,367
Premises and equipment expense	$1,440,000	1,628
Additional noninterest expense	$4,094,000	1,529
Pre-tax net operating income	$10,506,000	789
Securities gains (losses)	$741,000	276
Applicable income taxes	$4,059,000	577
Income before extraordinary items	$7,188,000	925
Extraordinary gains, net	$0	17
Net income	$7,188,000	924
Minority interest net income	$0	84
Net income of bank and minority interests.	$7,188,000	924
Net charge-offs	$-99,000	6,127
Cash dividends	$3,636,000	788
Sale, conversion, retirement of capital stock, net	$-3,956,000	6,498
Net operating income	$6,713,760	965
2014-09-30 (YTD Data)		Rank
Total interest income	$15,264,000	1,245
Total interest expense	$489,000	3,492
Net interest income	$14,775,000	1,151
Provision for loan and lease losses	$-500,000	6,380
Total noninterest income	$2,505,000	1,454
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$987,000	1,013
Trading account gains and fees	$0	174
Additional Noninterest Income	$1,518,000	1,444
Total noninterest expense	$10,047,000	1,435
Salaries and employee benefits	$5,646,000	1,410
Premises and equipment expense	$1,081,000	1,636
Additional noninterest expense	$3,320,000	1,434
Pre-tax net operating income	$7,733,000	814
Securities gains (losses)	$741,000	208
Applicable income taxes	$2,968,000	599
Income before extraordinary items	$5,506,000	901
Extraordinary gains, net	$0	15
Net income	$5,506,000	900
Minority interest net income	$0	81
Net income of bank and minority interests.	$5,506,000	900
Net charge-offs	$-133,000	6,264
Cash dividends	$2,653,000	746
Sale, conversion, retirement of capital stock, net	$-3,603,000	6,581
Net operating income	$5,024,350	969
2014-06-30 (YTD Data)		Rank
Total interest income	$10,167,000	1,242
Total interest expense	$332,000	3,495
Net interest income	$9,835,000	1,138
Provision for loan and lease losses	$0	4,196
Total noninterest income	$1,598,000	1,489
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$662,000	994
Trading account gains and fees	$0	172
Additional Noninterest Income	$936,000	1,520
Total noninterest expense	$6,654,000	1,443
Salaries and employee benefits	$3,624,000	1,445
Premises and equipment expense	$738,000	1,612
Additional noninterest expense	$2,292,000	1,402
Pre-tax net operating income	$4,779,000	854
Securities gains (losses)	$741,000	161
Applicable income taxes	$1,925,000	597
Income before extraordinary items	$3,595,000	898
Extraordinary gains, net	$0	20
Net income	$3,595,000	898
Minority interest net income	$0	80
Net income of bank and minority interests.	$3,595,000	898
Net charge-offs	$-118,000	6,347
Cash dividends	$1,801,000	711
Sale, conversion, retirement of capital stock, net	$-2,849,000	6,646
Net operating income	$3,113,350	1,015
2014-03-31 (YTD Data)		Rank
Total interest income	$5,053,000	1,257
Total interest expense	$168,000	3,530
Net interest income	$4,885,000	1,144
Provision for loan and lease losses	$0	3,817
Total noninterest income	$628,000	1,738
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$336,000	960
Trading account gains and fees	$0	147
Additional Noninterest Income	$292,000	2,037
Total noninterest expense	$3,503,000	1,395
Salaries and employee benefits	$1,843,000	1,438
Premises and equipment expense	$391,000	1,550
Additional noninterest expense	$1,269,000	1,266
Pre-tax net operating income	$2,010,000	970
Securities gains (losses)	$741,000	99
Applicable income taxes	$963,000	580
Income before extraordinary items	$1,788,000	883
Extraordinary gains, net	$0	16
Net income	$1,788,000	884
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,788,000	884
Net charge-offs	$46,000	1,931
Cash dividends	$909,000	661
Sale, conversion, retirement of capital stock, net	$-743,000	6,717
Net operating income	$1,306,350	1,154
2013-12-31 (YTD Data)		Rank
Total interest income	$19,519,000	1,304
Total interest expense	$672,000	3,842
Net interest income	$18,847,000	1,166
Provision for loan and lease losses	$-500,000	6,582
Total noninterest income	$3,094,000	1,578
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$1,383,000	995
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,711,000	1,704
Total noninterest expense	$13,291,000	1,470
Salaries and employee benefits	$7,404,000	1,416
Premises and equipment expense	$1,468,000	1,605
Additional noninterest expense	$4,419,000	1,497
Pre-tax net operating income	$9,150,000	835
Securities gains (losses)	$363,000	602
Applicable income taxes	$2,972,000	670
Income before extraordinary items	$6,541,000	954
Extraordinary gains, net	$0	29
Net income	$6,541,000	956
Minority interest net income	$0	90
Net income of bank and minority interests.	$6,541,000	956
Net charge-offs	$182,000	3,116
Cash dividends	$3,598,000	756
Sale, conversion, retirement of capital stock, net	$-150,000	6,747
Net operating income	$6,290,530	963
2013-09-30 (YTD Data)		Rank
Total interest income	$14,367,000	1,333
Total interest expense	$497,000	3,952
Net interest income	$13,870,000	1,190
Provision for loan and lease losses	$474,000	1,581
Total noninterest income	$2,128,000	1,712
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$1,046,000	991
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,082,000	1,936
Total noninterest expense	$9,332,000	1,555
Salaries and employee benefits	$5,045,000	1,544
Premises and equipment expense	$1,111,000	1,597
Additional noninterest expense	$3,176,000	1,544
Pre-tax net operating income	$6,192,000	943
Securities gains (losses)	$361,000	554
Applicable income taxes	$2,020,000	725
Income before extraordinary items	$4,533,000	1,036
Extraordinary gains, net	$0	25
Net income	$4,533,000	1,039
Minority interest net income	$0	84
Net income of bank and minority interests.	$4,533,000	1,039
Net charge-offs	$-15,000	6,214
Cash dividends	$2,699,000	695
Sale, conversion, retirement of capital stock, net	$-215,000	6,845
Net operating income	$4,283,910	1,073
2013-06-30 (YTD Data)		Rank
Total interest income	$9,479,000	1,337
Total interest expense	$318,000	4,109
Net interest income	$9,161,000	1,190
Provision for loan and lease losses	$474,000	1,219
Total noninterest income	$1,675,000	1,530
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$708,000	953
Trading account gains and fees	$0	157
Additional Noninterest Income	$967,000	1,615
Total noninterest expense	$6,182,000	1,562
Salaries and employee benefits	$3,207,000	1,623
Premises and equipment expense	$763,000	1,563
Additional noninterest expense	$2,212,000	1,473
Pre-tax net operating income	$4,180,000	913
Securities gains (losses)	$0	2,791
Applicable income taxes	$1,264,000	761
Income before extraordinary items	$2,916,000	1,063
Extraordinary gains, net	$0	22
Net income	$2,916,000	1,064
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,916,000	1,066
Net charge-offs	$22,000	3,949
Cash dividends	$1,798,000	691
Sale, conversion, retirement of capital stock, net	$-282,000	6,912
Net operating income	$2,916,000	1,023
2013-03-31 (YTD Data)		Rank
Total interest income	$4,752,000	1,339
Total interest expense	$144,000	4,401
Net interest income	$4,608,000	1,177
Provision for loan and lease losses	$237,000	1,193
Total noninterest income	$737,000	1,663
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$348,000	951
Trading account gains and fees	$0	148
Additional Noninterest Income	$389,000	1,891
Total noninterest expense	$3,167,000	1,545
Salaries and employee benefits	$1,682,000	1,564
Premises and equipment expense	$316,000	1,875
Additional noninterest expense	$1,169,000	1,391
Pre-tax net operating income	$1,941,000	956
Securities gains (losses)	$0	1,966
Applicable income taxes	$548,000	841
Income before extraordinary items	$1,393,000	1,094
Extraordinary gains, net	$0	10
Net income	$1,393,000	1,096
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,393,000	1,096
Net charge-offs	$52,000	2,391
Cash dividends	$897,000	617
Sale, conversion, retirement of capital stock, net	$-423,000	7,005
Net operating income	$1,393,000	1,038
2012-12-31 (YTD Data)		Rank
Total interest income	$20,310,000	1,317
Total interest expense	$690,000	4,443
Net interest income	$19,620,000	1,114
Provision for loan and lease losses	$1,596,000	1,270
Total noninterest income	$3,533,000	1,455
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$1,305,000	1,090
Trading account gains and fees	$0	166
Additional Noninterest Income	$2,228,000	1,435
Total noninterest expense	$12,818,000	1,523
Salaries and employee benefits	$7,050,000	1,448
Premises and equipment expense	$1,193,000	1,948
Additional noninterest expense	$4,575,000	1,474
Pre-tax net operating income	$8,739,000	823
Securities gains (losses)	$189,000	1,755
Applicable income taxes	$2,823,000	640
Income before extraordinary items	$6,105,000	988
Extraordinary gains, net	$0	29
Net income	$6,105,000	988
Minority interest net income	$0	93
Net income of bank and minority interests.	$6,105,000	988
Net charge-offs	$3,259,000	805
Cash dividends	$3,210,000	826
Sale, conversion, retirement of capital stock, net	$-937,000	7,055
Net operating income	$5,976,480	954
2012-09-30 (YTD Data)		Rank
Total interest income	$15,540,000	1,318
Total interest expense	$532,000	4,502
Net interest income	$15,008,000	1,106
Provision for loan and lease losses	$1,596,000	1,030
Total noninterest income	$2,331,000	1,604
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$964,000	1,110
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,367,000	1,615
Total noninterest expense	$9,756,000	1,505
Salaries and employee benefits	$5,406,000	1,411
Premises and equipment expense	$861,000	2,047
Additional noninterest expense	$3,489,000	1,456
Pre-tax net operating income	$5,987,000	915
Securities gains (losses)	$189,000	1,478
Applicable income taxes	$2,010,000	706
Income before extraordinary items	$4,166,000	1,095
Extraordinary gains, net	$0	20
Net income	$4,166,000	1,096
Minority interest net income	$0	86
Net income of bank and minority interests.	$4,166,000	1,096
Net charge-offs	$2,719,000	731
Cash dividends	$2,307,000	690
Sale, conversion, retirement of capital stock, net	$-1,036,000	7,161
Net operating income	$4,039,370	1,060
2012-06-30 (YTD Data)		Rank
Total interest income	$10,475,000	1,318
Total interest expense	$372,000	4,494
Net interest income	$10,103,000	1,097
Provision for loan and lease losses	$498,000	1,834
Total noninterest income	$1,763,000	1,430
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$639,000	1,112
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,124,000	1,400
Total noninterest expense	$6,655,000	1,470
Salaries and employee benefits	$3,650,000	1,409
Premises and equipment expense	$571,000	2,045
Additional noninterest expense	$2,434,000	1,401
Pre-tax net operating income	$4,713,000	786
Securities gains (losses)	$0	3,178
Applicable income taxes	$1,528,000	629
Income before extraordinary items	$3,185,000	955
Extraordinary gains, net	$0	19
Net income	$3,185,000	954
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,185,000	955
Net charge-offs	$1,597,000	818
Cash dividends	$1,540,000	667
Sale, conversion, retirement of capital stock, net	$-1,117,000	7,229
Net operating income	$3,185,000	905
2012-03-31 (YTD Data)		Rank
Total interest income	$5,239,000	1,316
Total interest expense	$198,000	4,474
Net interest income	$5,041,000	1,103
Provision for loan and lease losses	$249,000	1,769
Total noninterest income	$874,000	1,442
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$316,000	1,104
Trading account gains and fees	$0	148
Additional Noninterest Income	$558,000	1,400
Total noninterest expense	$3,396,000	1,447
Salaries and employee benefits	$1,889,000	1,374
Premises and equipment expense	$287,000	2,055
Additional noninterest expense	$1,220,000	1,382
Pre-tax net operating income	$2,270,000	803
Securities gains (losses)	$0	2,210
Applicable income taxes	$755,000	629
Income before extraordinary items	$1,515,000	986
Extraordinary gains, net	$0	19
Net income	$1,515,000	988
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,515,000	987
Net charge-offs	$1,022,000	663
Cash dividends	$776,000	593
Sale, conversion, retirement of capital stock, net	$-856,000	7,297
Net operating income	$1,515,000	924
2011-12-31 (YTD Data)		Rank
Total interest income	$21,512,000	1,332
Total interest expense	$1,670,000	3,163
Net interest income	$19,842,000	1,121
Provision for loan and lease losses	$450,000	3,593
Total noninterest income	$1,840,000	2,140
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$1,460,000	1,012
Trading account gains and fees	$0	146
Additional Noninterest Income	$380,000	3,513
Total noninterest expense	$13,572,000	1,429
Salaries and employee benefits	$7,288,000	1,369
Premises and equipment expense	$1,193,000	2,075
Additional noninterest expense	$5,091,000	1,359
Pre-tax net operating income	$7,660,000	798
Securities gains (losses)	$113,000	1,969
Applicable income taxes	$1,860,000	848
Income before extraordinary items	$5,913,000	847
Extraordinary gains, net	$0	29
Net income	$5,913,000	847
Minority interest net income	$0	96
Net income of bank and minority interests.	$5,913,000	847
Net charge-offs	$2,783,000	1,263
Cash dividends	$2,472,000	800
Sale, conversion, retirement of capital stock, net	$-1,375,000	7,341
Net operating income	$5,827,120	829
2011-09-30 (YTD Data)		Rank
Total interest income	$16,110,000	1,345
Total interest expense	$1,410,000	3,008
Net interest income	$14,700,000	1,146
Provision for loan and lease losses	$450,000	3,020
Total noninterest income	$1,878,000	1,687
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$1,129,000	979
Trading account gains and fees	$0	145
Additional Noninterest Income	$749,000	2,134
Total noninterest expense	$10,422,000	1,410
Salaries and employee benefits	$5,525,000	1,349
Premises and equipment expense	$882,000	2,118
Additional noninterest expense	$4,015,000	1,281
Pre-tax net operating income	$5,706,000	814
Securities gains (losses)	$113,000	1,677
Applicable income taxes	$1,963,000	626
Income before extraordinary items	$3,856,000	1,006
Extraordinary gains, net	$0	21
Net income	$3,856,000	1,005
Minority interest net income	$0	87
Net income of bank and minority interests.	$3,856,000	1,006
Net charge-offs	$2,759,000	996
Cash dividends	$1,822,000	693
Sale, conversion, retirement of capital stock, net	$-1,624,000	7,429
Net operating income	$3,781,420	974
2011-06-30 (YTD Data)		Rank
Total interest income	$10,629,000	1,370
Total interest expense	$1,048,000	2,861
Net interest income	$9,581,000	1,162
Provision for loan and lease losses	$450,000	2,433
Total noninterest income	$1,848,000	1,301
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$772,000	951
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,076,000	1,277
Total noninterest expense	$7,007,000	1,412
Salaries and employee benefits	$3,645,000	1,372
Premises and equipment expense	$586,000	2,146
Additional noninterest expense	$2,776,000	1,273
Pre-tax net operating income	$3,972,000	778
Securities gains (losses)	$0	2,914
Applicable income taxes	$1,297,000	618
Income before extraordinary items	$2,675,000	924
Extraordinary gains, net	$0	15
Net income	$2,675,000	923
Minority interest net income	$0	89
Net income of bank and minority interests.	$2,675,000	924
Net charge-offs	$420,000	2,313
Cash dividends	$1,176,000	711
Sale, conversion, retirement of capital stock, net	$-984,000	7,506
Net operating income	$2,675,000	893
2011-03-31 (YTD Data)		Rank
Total interest income	$5,338,000	1,375
Total interest expense	$555,000	2,811
Net interest income	$4,783,000	1,166
Provision for loan and lease losses	$450,000	1,516
Total noninterest income	$744,000	1,492
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$382,000	943
Trading account gains and fees	$0	158
Additional Noninterest Income	$362,000	1,682
Total noninterest expense	$3,460,000	1,430
Salaries and employee benefits	$1,837,000	1,379
Premises and equipment expense	$311,000	2,056
Additional noninterest expense	$1,312,000	1,341
Pre-tax net operating income	$1,617,000	941
Securities gains (losses)	$0	1,772
Applicable income taxes	$470,000	789
Income before extraordinary items	$1,147,000	1,060
Extraordinary gains, net	$0	9
Net income	$1,147,000	1,059
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,147,000	1,060
Net charge-offs	$347,000	1,626
Cash dividends	$524,000	706
Sale, conversion, retirement of capital stock, net	$-502,000	7,566
Net operating income	$1,147,000	1,031
2010-12-31 (YTD Data)		Rank
Total interest income	$22,966,000	1,339
Total interest expense	$2,759,000	2,775
Net interest income	$20,207,000	1,107
Provision for loan and lease losses	$3,420,000	1,483
Total noninterest income	$2,463,000	1,783
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$1,647,000	920
Trading account gains and fees	$0	175
Additional Noninterest Income	$816,000	2,473
Total noninterest expense	$14,658,000	1,368
Salaries and employee benefits	$7,246,000	1,351
Premises and equipment expense	$1,626,000	1,569
Additional noninterest expense	$5,786,000	1,276
Pre-tax net operating income	$4,592,000	1,109
Securities gains (losses)	$-1,147,000	7,525
Applicable income taxes	$41,000	3,725
Income before extraordinary items	$3,404,000	1,252
Extraordinary gains, net	$0	29
Net income	$3,404,000	1,254
Minority interest net income	$0	111
Net income of bank and minority interests.	$3,404,000	1,255
Net charge-offs	$1,102,000	2,555
Cash dividends	$1,058,000	1,404
Sale, conversion, retirement of capital stock, net	$602,000	432
Net operating income	$4,539,530	927
2010-09-30 (YTD Data)		Rank
Total interest income	$17,408,000	1,339
Total interest expense	$2,115,000	2,839
Net interest income	$15,293,000	1,102
Provision for loan and lease losses	$3,101,000	1,239
Total noninterest income	$2,153,000	1,601
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$1,266,000	926
Trading account gains and fees	$0	165
Additional Noninterest Income	$887,000	1,949
Total noninterest expense	$11,011,000	1,358
Salaries and employee benefits	$5,498,000	1,342
Premises and equipment expense	$1,302,000	1,490
Additional noninterest expense	$4,211,000	1,284
Pre-tax net operating income	$3,334,000	1,191
Securities gains (losses)	$-66,000	7,356
Applicable income taxes	$895,000	1,090
Income before extraordinary items	$2,373,000	1,402
Extraordinary gains, net	$0	23
Net income	$2,373,000	1,405
Minority interest net income	$0	110
Net income of bank and minority interests.	$2,373,000	1,406
Net charge-offs	$787,000	2,485
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$1,058,000	281
Net operating income	$2,421,180	1,323
2010-06-30 (YTD Data)		Rank
Total interest income	$11,666,000	1,357
Total interest expense	$1,426,000	2,903
Net interest income	$10,240,000	1,092
Provision for loan and lease losses	$2,651,000	1,039
Total noninterest income	$1,805,000	1,315
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$859,000	917
Trading account gains and fees	$0	152
Additional Noninterest Income	$946,000	1,345
Total noninterest expense	$7,219,000	1,377
Salaries and employee benefits	$3,651,000	1,356
Premises and equipment expense	$846,000	1,553
Additional noninterest expense	$2,722,000	1,314
Pre-tax net operating income	$2,175,000	1,199
Securities gains (losses)	$0	3,184
Applicable income taxes	$661,000	983
Income before extraordinary items	$1,514,000	1,458
Extraordinary gains, net	$0	19
Net income	$1,514,000	1,458
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,514,000	1,459
Net charge-offs	$621,000	2,201
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$569,000	250
Net operating income	$1,514,000	1,396
2010-03-31 (YTD Data)		Rank
Total interest income	$5,955,000	1,359
Total interest expense	$726,000	2,978
Net interest income	$5,229,000	1,072
Provision for loan and lease losses	$1,351,000	954
Total noninterest income	$878,000	1,363
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$432,000	907
Trading account gains and fees	$0	175
Additional Noninterest Income	$446,000	1,408
Total noninterest expense	$3,700,000	1,358
Salaries and employee benefits	$1,943,000	1,286
Premises and equipment expense	$385,000	1,760
Additional noninterest expense	$1,372,000	1,293
Pre-tax net operating income	$1,056,000	1,244
Securities gains (losses)	$0	2,284
Applicable income taxes	$317,000	1,005
Income before extraordinary items	$739,000	1,482
Extraordinary gains, net	$0	16
Net income	$739,000	1,484
Minority interest net income	$0	91
Net income of bank and minority interests.	$739,000	1,484
Net charge-offs	$805,000	1,192
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$189,000	230
Net operating income	$739,000	1,427
2009-12-31 (YTD Data)		Rank
Total interest income	$23,268,000	1,475
Total interest expense	$3,562,000	3,011
Net interest income	$19,706,000	1,115
Provision for loan and lease losses	$5,390,000	1,349
Total noninterest income	$1,965,000	2,146
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$1,600,000	1,090
Trading account gains and fees	$0	211
Additional Noninterest Income	$365,000	3,682
Total noninterest expense	$13,726,000	1,504
Salaries and employee benefits	$6,273,000	1,583
Premises and equipment expense	$1,492,000	1,818
Additional noninterest expense	$5,961,000	1,271
Pre-tax net operating income	$2,555,000	1,550
Securities gains (losses)	$-31,000	7,110
Applicable income taxes	$724,000	1,215
Income before extraordinary items	$1,800,000	1,843
Extraordinary gains, net	$0	34
Net income	$1,800,000	1,840
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,800,000	1,842
Net charge-offs	$3,761,000	1,398
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$560,000	523
Net operating income	$1,822,010	1,785
2009-09-30 (YTD Data)		Rank
Total interest income	$17,594,000	1,488
Total interest expense	$2,743,000	3,062
Net interest income	$14,851,000	1,109
Provision for loan and lease losses	$4,290,000	1,162
Total noninterest income	$1,848,000	1,888
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$1,154,000	1,118
Trading account gains and fees	$0	212
Additional Noninterest Income	$694,000	2,308
Total noninterest expense	$10,348,000	1,490
Salaries and employee benefits	$4,756,000	1,584
Premises and equipment expense	$1,056,000	1,929
Additional noninterest expense	$4,536,000	1,238
Pre-tax net operating income	$2,061,000	1,579
Securities gains (losses)	$0	3,497
Applicable income taxes	$623,000	1,201
Income before extraordinary items	$1,438,000	1,854
Extraordinary gains, net	$0	27
Net income	$1,438,000	1,853
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,438,000	1,854
Net charge-offs	$2,656,000	1,274
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$570,000	410
Net operating income	$1,438,000	1,806
2009-06-30 (YTD Data)		Rank
Total interest income	$11,927,000	1,501
Total interest expense	$1,868,000	3,133
Net interest income	$10,059,000	1,092
Provision for loan and lease losses	$2,750,000	1,148
Total noninterest income	$1,209,000	1,902
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$736,000	1,154
Trading account gains and fees	$0	193
Additional Noninterest Income	$473,000	2,297
Total noninterest expense	$6,876,000	1,509
Salaries and employee benefits	$3,179,000	1,611
Premises and equipment expense	$701,000	1,965
Additional noninterest expense	$2,996,000	1,257
Pre-tax net operating income	$1,642,000	1,396
Securities gains (losses)	$0	3,136
Applicable income taxes	$535,000	1,026
Income before extraordinary items	$1,107,000	1,677
Extraordinary gains, net	$0	21
Net income	$1,107,000	1,674
Minority interest net income	$0	112
Net income of bank and minority interests.	$1,107,000	1,676
Net charge-offs	$1,001,000	1,628
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$358,000	390
Net operating income	$1,107,000	1,642
2009-03-31 (YTD Data)		Rank
Total interest income	$6,010,000	1,514
Total interest expense	$968,000	3,131
Net interest income	$5,042,000	1,085
Provision for loan and lease losses	$1,390,000	973
Total noninterest income	$559,000	1,970
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$362,000	1,146
Trading account gains and fees	$0	171
Additional Noninterest Income	$197,000	2,537
Total noninterest expense	$3,304,000	1,515
Salaries and employee benefits	$1,631,000	1,593
Premises and equipment expense	$354,000	1,982
Additional noninterest expense	$1,319,000	1,245
Pre-tax net operating income	$907,000	1,422
Securities gains (losses)	$0	2,434
Applicable income taxes	$301,000	1,047
Income before extraordinary items	$606,000	1,773
Extraordinary gains, net	$0	15
Net income	$606,000	1,774
Minority interest net income	$0	102
Net income of bank and minority interests.	$606,000	1,775
Net charge-offs	$610,000	1,241
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$276,000	244
Net operating income	$606,000	1,681
2008-12-31 (YTD Data)		Rank
Total interest income	$27,352,000	1,416
Total interest expense	$6,995,000	2,207
Net interest income	$20,357,000	1,058
Provision for loan and lease losses	$5,375,000	957
Total noninterest income	$2,925,000	1,607
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$1,550,000	1,157
Trading account gains and fees	$0	154
Additional Noninterest Income	$1,375,000	1,700
Total noninterest expense	$16,922,000	1,158
Salaries and employee benefits	$7,838,000	1,287
Premises and equipment expense	$1,564,000	1,756
Additional noninterest expense	$7,520,000	867
Pre-tax net operating income	$985,000	3,787
Securities gains (losses)	$-24,000	7,106
Applicable income taxes	$-50,000	6,956
Income before extraordinary items	$1,011,000	3,268
Extraordinary gains, net	$0	39
Net income	$1,011,000	3,268
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,034,000	683
Cash dividends	$2,374,000	1,161
Sale, conversion, retirement of capital stock, net	$186,000	794
Net operating income	$1,035,000	3,376
2008-09-30 (YTD Data)		Rank
Total interest income	$20,880,000	1,428
Total interest expense	$5,713,000	2,131
Net interest income	$15,167,000	1,093
Provision for loan and lease losses	$1,858,000	1,240
Total noninterest income	$2,165,000	1,680
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$1,140,000	1,194
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,025,000	1,785
Total noninterest expense	$11,165,000	1,287
Salaries and employee benefits	$6,291,000	1,213
Premises and equipment expense	$1,183,000	1,742
Additional noninterest expense	$3,691,000	1,241
Pre-tax net operating income	$4,309,000	1,175
Securities gains (losses)	$0	3,106
Applicable income taxes	$1,550,000	812
Income before extraordinary items	$2,759,000	1,346
Extraordinary gains, net	$0	31
Net income	$2,759,000	1,344
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$316,000	2,497
Cash dividends	$1,806,000	1,123
Sale, conversion, retirement of capital stock, net	$-164,000	8,338
Net operating income	$2,759,000	1,417
2008-06-30 (YTD Data)		Rank
Total interest income	$14,125,000	1,428
Total interest expense	$4,096,000	2,082
Net interest income	$10,029,000	1,093
Provision for loan and lease losses	$945,000	1,266
Total noninterest income	$1,422,000	1,717
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$733,000	1,210
Trading account gains and fees	$0	149
Additional Noninterest Income	$689,000	1,812
Total noninterest expense	$7,535,000	1,277
Salaries and employee benefits	$4,291,000	1,203
Premises and equipment expense	$800,000	1,721
Additional noninterest expense	$2,444,000	1,218
Pre-tax net operating income	$2,971,000	1,201
Securities gains (losses)	$0	3,233
Applicable income taxes	$1,077,000	891
Income before extraordinary items	$1,894,000	1,459
Extraordinary gains, net	$0	21
Net income	$1,894,000	1,460
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$156,000	2,505
Cash dividends	$1,348,000	1,095
Sale, conversion, retirement of capital stock, net	$3,000	1,106
Net operating income	$1,894,000	1,428
2008-03-31 (YTD Data)		Rank
Total interest income	$7,255,000	1,419
Total interest expense	$2,271,000	2,028
Net interest income	$4,984,000	1,096
Provision for loan and lease losses	$270,000	1,503
Total noninterest income	$687,000	1,775
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$353,000	1,246
Trading account gains and fees	$0	158
Additional Noninterest Income	$334,000	1,841
Total noninterest expense	$3,800,000	1,276
Salaries and employee benefits	$2,181,000	1,180
Premises and equipment expense	$419,000	1,653
Additional noninterest expense	$1,200,000	1,193
Pre-tax net operating income	$1,601,000	1,178
Securities gains (losses)	$0	2,688
Applicable income taxes	$583,000	889
Income before extraordinary items	$1,018,000	1,471
Extraordinary gains, net	$0	15
Net income	$1,018,000	1,474
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$52,000	2,415
Cash dividends	$149,000	2,633
Sale, conversion, retirement of capital stock, net	$-80,000	8,446
Net operating income	$1,018,000	1,414
2007-12-31 (YTD Data)		Rank
Total interest income	$28,885,000	1,492
Total interest expense	$9,007,000	2,115
Net interest income	$19,878,000	1,108
Provision for loan and lease losses	$1,580,000	1,011
Total noninterest income	$2,620,000	1,812
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$1,266,000	1,413
Trading account gains and fees	$0	178
Additional Noninterest Income	$1,354,000	1,804
Total noninterest expense	$13,509,000	1,364
Salaries and employee benefits	$7,537,000	1,331
Premises and equipment expense	$1,597,000	1,655
Additional noninterest expense	$4,375,000	1,284
Pre-tax net operating income	$7,409,000	1,140
Securities gains (losses)	$0	2,146
Applicable income taxes	$2,779,000	869
Income before extraordinary items	$4,630,000	1,395
Extraordinary gains, net	$0	39
Net income	$4,630,000	1,395
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$462,000	1,784
Cash dividends	$1,801,000	1,744
Sale, conversion, retirement of capital stock, net	$-4,491,000	8,525
Net operating income	$4,630,000	1,382
2007-09-30 (YTD Data)		Rank
Total interest income	$21,461,000	1,518
Total interest expense	$6,678,000	2,122
Net interest income	$14,783,000	1,124
Provision for loan and lease losses	$0	6,528
Total noninterest income	$1,924,000	1,843
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$925,000	1,429
Trading account gains and fees	$0	184
Additional Noninterest Income	$999,000	1,837
Total noninterest expense	$10,000,000	1,373
Salaries and employee benefits	$5,568,000	1,353
Premises and equipment expense	$1,246,000	1,598
Additional noninterest expense	$3,186,000	1,285
Pre-tax net operating income	$6,707,000	1,032
Securities gains (losses)	$0	1,655
Applicable income taxes	$2,566,000	784
Income before extraordinary items	$4,141,000	1,243
Extraordinary gains, net	$0	33
Net income	$4,141,000	1,241
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$479,000	1,116
Cash dividends	$1,212,000	1,762
Sale, conversion, retirement of capital stock, net	$-2,835,000	8,547
Net operating income	$4,141,000	1,231
2007-06-30 (YTD Data)		Rank
Total interest income	$14,094,000	1,553
Total interest expense	$4,376,000	2,160
Net interest income	$9,718,000	1,168
Provision for loan and lease losses	$0	6,209
Total noninterest income	$1,292,000	1,854
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$589,000	1,496
Trading account gains and fees	$0	168
Additional Noninterest Income	$703,000	1,770
Total noninterest expense	$6,551,000	1,413
Salaries and employee benefits	$3,649,000	1,409
Premises and equipment expense	$817,000	1,638
Additional noninterest expense	$2,085,000	1,325
Pre-tax net operating income	$4,459,000	1,075
Securities gains (losses)	$0	1,444
Applicable income taxes	$1,707,000	825
Income before extraordinary items	$2,752,000	1,300
Extraordinary gains, net	$0	29
Net income	$2,752,000	1,298
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$425,000	800
Cash dividends	$609,000	2,151
Sale, conversion, retirement of capital stock, net	$-1,452,000	8,598
Net operating income	$2,752,000	1,281
2007-03-31 (YTD Data)		Rank
Total interest income	$6,933,000	1,568
Total interest expense	$2,168,000	2,173
Net interest income	$4,765,000	1,187
Provision for loan and lease losses	$0	5,779
Total noninterest income	$730,000	1,678
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$280,000	1,534
Trading account gains and fees	$0	195
Additional Noninterest Income	$450,000	1,468
Total noninterest expense	$3,197,000	1,452
Salaries and employee benefits	$1,795,000	1,444
Premises and equipment expense	$414,000	1,618
Additional noninterest expense	$988,000	1,348
Pre-tax net operating income	$2,298,000	1,025
Securities gains (losses)	$0	1,187
Applicable income taxes	$866,000	804
Income before extraordinary items	$1,432,000	1,233
Extraordinary gains, net	$0	22
Net income	$1,432,000	1,232
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-5,000	7,465
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$-745,000	8,629
Net operating income	$1,432,000	1,214
2006-12-31 (YTD Data)		Rank
Total interest income	$25,541,000	1,574
Total interest expense	$6,242,000	2,512
Net interest income	$19,299,000	1,153
Provision for loan and lease losses	$754,000	1,326
Total noninterest income	$1,834,000	2,358
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$1,212,000	1,478
Trading account gains and fees	$0	130
Additional Noninterest Income	$622,000	2,950
Total noninterest expense	$12,004,000	1,486
Salaries and employee benefits	$6,618,000	1,498
Premises and equipment expense	$1,460,000	1,738
Additional noninterest expense	$3,926,000	1,354
Pre-tax net operating income	$8,375,000	1,178
Securities gains (losses)	$0	1,687
Applicable income taxes	$3,148,000	902
Income before extraordinary items	$5,227,000	1,399
Extraordinary gains, net	$0	51
Net income	$5,227,000	1,399
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$162,000	2,483
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$436,000	624
Net operating income	$5,227,000	1,387
2006-09-30 (YTD Data)		Rank
Total interest income	$18,483,000	1,611
Total interest expense	$4,271,000	2,635
Net interest income	$14,212,000	1,195
Provision for loan and lease losses	$583,000	1,241
Total noninterest income	$1,367,000	2,381
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$903,000	1,499
Trading account gains and fees	$0	126
Additional Noninterest Income	$464,000	2,969
Total noninterest expense	$8,838,000	1,521
Salaries and employee benefits	$4,872,000	1,534
Premises and equipment expense	$1,089,000	1,745
Additional noninterest expense	$2,877,000	1,382
Pre-tax net operating income	$6,158,000	1,245
Securities gains (losses)	$0	1,388
Applicable income taxes	$2,284,000	980
Income before extraordinary items	$3,874,000	1,446
Extraordinary gains, net	$0	45
Net income	$3,874,000	1,447
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$158,000	1,768
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$192,000	600
Net operating income	$3,874,000	1,431
2006-06-30 (YTD Data)		Rank
Total interest income	$11,897,000	1,635
Total interest expense	$2,571,000	2,748
Net interest income	$9,326,000	1,217
Provision for loan and lease losses	$307,000	1,440
Total noninterest income	$963,000	2,282
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$606,000	1,465
Trading account gains and fees	$0	126
Additional Noninterest Income	$357,000	2,724
Total noninterest expense	$5,950,000	1,505
Salaries and employee benefits	$3,219,000	1,545
Premises and equipment expense	$723,000	1,751
Additional noninterest expense	$2,008,000	1,334
Pre-tax net operating income	$4,032,000	1,260
Securities gains (losses)	$0	1,185
Applicable income taxes	$1,469,000	1,015
Income before extraordinary items	$2,563,000	1,457
Extraordinary gains, net	$0	39
Net income	$2,563,000	1,458
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$144,000	1,373
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$117,000	515
Net operating income	$2,563,000	1,438
2006-03-31 (YTD Data)		Rank
Total interest income	$5,767,000	1,650
Total interest expense	$1,185,000	2,830
Net interest income	$4,582,000	1,237
Provision for loan and lease losses	$143,000	1,536
Total noninterest income	$473,000	2,268
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$292,000	1,461
Trading account gains and fees	$0	115
Additional Noninterest Income	$181,000	2,670
Total noninterest expense	$2,911,000	1,544
Salaries and employee benefits	$1,598,000	1,558
Premises and equipment expense	$364,000	1,752
Additional noninterest expense	$949,000	1,392
Pre-tax net operating income	$2,001,000	1,228
Securities gains (losses)	$0	955
Applicable income taxes	$738,000	1,003
Income before extraordinary items	$1,263,000	1,442
Extraordinary gains, net	$0	21
Net income	$1,263,000	1,441
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$56,000	1,382
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$38,000	428
Net operating income	$1,263,000	1,420
2005-12-31 (YTD Data)		Rank
Total interest income	$18,111,000	1,859
Total interest expense	$3,302,000	3,082
Net interest income	$14,809,000	1,480
Provision for loan and lease losses	$805,000	1,255
Total noninterest income	$1,476,000	2,718
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$923,000	1,860
Trading account gains and fees	$0	138
Additional Noninterest Income	$553,000	3,201
Total noninterest expense	$9,087,000	1,865
Salaries and employee benefits	$4,995,000	1,862
Premises and equipment expense	$1,074,000	2,226
Additional noninterest expense	$3,018,000	1,669
Pre-tax net operating income	$6,393,000	1,498
Securities gains (losses)	$-67,000	8,295
Applicable income taxes	$2,302,000	1,214
Income before extraordinary items	$4,024,000	1,736
Extraordinary gains, net	$0	46
Net income	$4,024,000	1,735
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$248,000	1,995
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$20,014,000	74
Net operating income	$4,066,880	1,696
2005-09-30 (YTD Data)		Rank
Total interest income	$12,764,000	1,921
Total interest expense	$2,263,000	3,173
Net interest income	$10,501,000	1,546
Provision for loan and lease losses	$532,000	1,327
Total noninterest income	$1,035,000	2,836
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$653,000	1,962
Trading account gains and fees	$0	126
Additional Noninterest Income	$382,000	3,358
Total noninterest expense	$6,473,000	1,931
Salaries and employee benefits	$3,525,000	1,940
Premises and equipment expense	$737,000	2,391
Additional noninterest expense	$2,211,000	1,694
Pre-tax net operating income	$4,531,000	1,578
Securities gains (losses)	$0	2,317
Applicable income taxes	$1,733,000	1,226
Income before extraordinary items	$2,798,000	1,872
Extraordinary gains, net	$0	35
Net income	$2,798,000	1,872
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$74,000	2,959
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$19,889,000	56
Net operating income	$2,798,000	1,833
2005-06-30 (YTD Data)		Rank
Total interest income	$7,397,000	2,135
Total interest expense	$1,304,000	3,410
Net interest income	$6,093,000	1,764
Provision for loan and lease losses	$305,000	1,488
Total noninterest income	$527,000	3,398
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$368,000	2,215
Trading account gains and fees	$0	116
Additional Noninterest Income	$159,000	4,187
Total noninterest expense	$3,792,000	2,153
Salaries and employee benefits	$2,180,000	2,081
Premises and equipment expense	$385,000	2,954
Additional noninterest expense	$1,227,000	2,002
Pre-tax net operating income	$2,523,000	1,825
Securities gains (losses)	$0	2,146
Applicable income taxes	$938,000	1,432
Income before extraordinary items	$1,585,000	2,132
Extraordinary gains, net	$0	30
Net income	$1,585,000	2,131
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$107,000	1,830
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$19,889,000	37
Net operating income	$1,585,000	2,097
2005-03-31 (YTD Data)		Rank
Total interest income	$2,594,000	2,898
Total interest expense	$451,000	4,337
Net interest income	$2,143,000	2,494
Provision for loan and lease losses	$265,000	877
Total noninterest income	$68,000	6,493
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$51,000	4,944
Trading account gains and fees	$0	115
Additional Noninterest Income	$17,000	7,096
Total noninterest expense	$1,228,000	3,260
Salaries and employee benefits	$775,000	2,840
Premises and equipment expense	$112,000	4,492
Additional noninterest expense	$341,000	3,442
Pre-tax net operating income	$718,000	2,796
Securities gains (losses)	$0	1,685
Applicable income taxes	$294,000	2,007
Income before extraordinary items	$424,000	3,479
Extraordinary gains, net	$0	24
Net income	$424,000	3,480
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$201,000	679
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$19,889,000	19
Net operating income	$424,000	3,442
2004-12-31 (YTD Data)		Rank
Total interest income	$7,814,000	3,475
Total interest expense	$1,323,000	4,843
Net interest income	$6,491,000	3,086
Provision for loan and lease losses	$802,000	1,279
Total noninterest income	$306,000	6,361
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$232,000	4,904
Trading account gains and fees	$0	138
Additional Noninterest Income	$74,000	6,906
Total noninterest expense	$3,886,000	3,854
Salaries and employee benefits	$2,242,000	3,642
Premises and equipment expense	$412,000	4,661
Additional noninterest expense	$1,232,000	3,659
Pre-tax net operating income	$2,109,000	3,384
Securities gains (losses)	$-73,000	8,673
Applicable income taxes	$106,000	5,453
Income before extraordinary items	$1,930,000	3,006
Extraordinary gains, net	$0	34
Net income	$1,930,000	3,006
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,973
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$12,461,000	72
Net operating income	$1,999,350	2,865
2004-09-30 (YTD Data)		Rank
Total interest income	$5,440,000	3,674
Total interest expense	$933,000	4,980
Net interest income	$4,507,000	3,277
Provision for loan and lease losses	$657,000	1,152
Total noninterest income	$211,000	6,579
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$176,000	4,910
Trading account gains and fees	$0	134
Additional Noninterest Income	$35,000	7,515
Total noninterest expense	$2,869,000	3,852
Salaries and employee benefits	$1,634,000	3,706
Premises and equipment expense	$311,000	4,653
Additional noninterest expense	$924,000	3,637
Pre-tax net operating income	$1,192,000	4,170
Securities gains (losses)	$0	3,710
Applicable income taxes	$1,000	7,130
Income before extraordinary items	$1,191,000	3,556
Extraordinary gains, net	$0	26
Net income	$1,191,000	3,556
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,496
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$12,461,000	58
Net operating income	$1,191,000	3,482
2004-06-30 (YTD Data)		Rank
Total interest income	$3,270,000	3,996
Total interest expense	$583,000	5,190
Net interest income	$2,687,000	3,564
Provision for loan and lease losses	$268,000	1,742
Total noninterest income	$130,000	6,764
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$112,000	5,013
Trading account gains and fees	$0	130
Additional Noninterest Income	$18,000	7,850
Total noninterest expense	$1,879,000	3,941
Salaries and employee benefits	$1,074,000	3,769
Premises and equipment expense	$210,000	4,621
Additional noninterest expense	$595,000	3,769
Pre-tax net operating income	$670,000	4,556
Securities gains (losses)	$0	3,413
Applicable income taxes	$1,000	7,109
Income before extraordinary items	$669,000	3,960
Extraordinary gains, net	$0	21
Net income	$669,000	3,961
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,017
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$669,000	3,880
2004-03-31 (YTD Data)		Rank
Total interest income	$1,515,000	4,228
Total interest expense	$275,000	5,436
Net interest income	$1,240,000	3,796
Provision for loan and lease losses	$84,000	2,431
Total noninterest income	$56,000	7,006
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$53,000	5,065
Trading account gains and fees	$0	121
Additional Noninterest Income	$3,000	8,561
Total noninterest expense	$897,000	4,101
Salaries and employee benefits	$514,000	3,915
Premises and equipment expense	$105,000	4,639
Additional noninterest expense	$278,000	3,983
Pre-tax net operating income	$315,000	4,704
Securities gains (losses)	$0	2,934
Applicable income taxes	$0	7,103
Income before extraordinary items	$315,000	4,149
Extraordinary gains, net	$0	16
Net income	$315,000	4,148
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,097
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$315,000	4,007
2003-12-31 (YTD Data)		Rank
Total interest income	$4,418,000	5,306
Total interest expense	$830,000	6,619
Net interest income	$3,588,000	4,713
Provision for loan and lease losses	$365,000	2,754
Total noninterest income	$206,000	7,303
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$118,000	6,306
Trading account gains and fees	$0	160
Additional Noninterest Income	$88,000	6,742
Total noninterest expense	$2,927,000	4,685
Salaries and employee benefits	$1,559,000	4,732
Premises and equipment expense	$354,000	5,125
Additional noninterest expense	$1,014,000	4,228
Pre-tax net operating income	$502,000	6,675
Securities gains (losses)	$34,000	2,826
Applicable income taxes	$0	7,459
Income before extraordinary items	$536,000	6,198
Extraordinary gains, net	$0	54
Net income	$536,000	6,202
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,416
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$8,186,000	120
Net operating income	$502,000	6,172
2003-09-30 (YTD Data)		Rank
Total interest income	$3,030,000	5,674
Total interest expense	$578,000	6,951
Net interest income	$2,452,000	5,037
Provision for loan and lease losses	$244,000	2,904
Total noninterest income	$152,000	7,380
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$75,000	6,610
Trading account gains and fees	$0	153
Additional Noninterest Income	$77,000	6,529
Total noninterest expense	$2,044,000	4,903
Salaries and employee benefits	$1,082,000	4,966
Premises and equipment expense	$250,000	5,331
Additional noninterest expense	$712,000	4,420
Pre-tax net operating income	$316,000	7,092
Securities gains (losses)	$29,000	2,717
Applicable income taxes	$1,000	7,438
Income before extraordinary items	$344,000	6,685
Extraordinary gains, net	$0	40
Net income	$344,000	6,685
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,967
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$8,186,000	78
Net operating income	$315,000	6,689
2003-06-30 (YTD Data)		Rank
Total interest income	$1,848,000	5,988
Total interest expense	$343,000	7,373
Net interest income	$1,505,000	5,314
Provision for loan and lease losses	$80,000	4,288
Total noninterest income	$95,000	7,485
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$45,000	6,765
Trading account gains and fees	$0	150
Additional Noninterest Income	$50,000	6,576
Total noninterest expense	$1,362,000	4,911
Salaries and employee benefits	$716,000	4,987
Premises and equipment expense	$162,000	5,400
Additional noninterest expense	$484,000	4,355
Pre-tax net operating income	$158,000	7,543
Securities gains (losses)	$28,000	2,409
Applicable income taxes	$1,000	7,438
Income before extraordinary items	$185,000	7,108
Extraordinary gains, net	$0	30
Net income	$185,000	7,109
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,535
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$8,186,000	50
Net operating income	$157,280	7,187
2003-03-31 (YTD Data)		Rank
Total interest income	$839,000	6,306
Total interest expense	$148,000	7,788
Net interest income	$691,000	5,587
Provision for loan and lease losses	$109,000	2,231
Total noninterest income	$43,000	7,632
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$18,000	7,056
Trading account gains and fees	$0	134
Additional Noninterest Income	$25,000	6,569
Total noninterest expense	$620,000	5,232
Salaries and employee benefits	$346,000	5,136
Premises and equipment expense	$77,000	5,564
Additional noninterest expense	$197,000	5,007
Pre-tax net operating income	$5,000	8,639
Securities gains (losses)	$28,000	1,723
Applicable income taxes	$1,000	7,273
Income before extraordinary items	$32,000	8,236
Extraordinary gains, net	$0	21
Net income	$32,000	8,235
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,539
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$7,355,000	29
Net operating income	$4,840	8,606
2002-12-31 (YTD Data)		Rank
Total interest income	$2,250,000	7,596
Total interest expense	$474,000	8,452
Net interest income	$1,776,000	6,999
Provision for loan and lease losses	$321,000	3,290
Total noninterest income	$45,000	9,000
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$31,000	7,841
Trading account gains and fees	$0	153
Additional Noninterest Income	$14,000	8,747
Total noninterest expense	$2,140,000	5,626
Salaries and employee benefits	$1,124,000	5,735
Premises and equipment expense	$331,000	5,261
Additional noninterest expense	$685,000	5,477
Pre-tax net operating income	$-640,000	9,032
Securities gains (losses)	$0	4,537
Applicable income taxes	$1,000	7,615
Income before extraordinary items	$-641,000	9,091
Extraordinary gains, net	$0	70
Net income	$-641,000	9,088
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,632
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$-641,000	9,046
2001-12-31 (YTD Data)		Rank
Total interest income	$416,000	9,460
Total interest expense	$153,000	9,429
Net interest income	$263,000	9,449
Provision for loan and lease losses	$112,000	5,409
Total noninterest income	$4,000	9,518
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$2,000	8,358
Trading account gains and fees	$0	177
Additional Noninterest Income	$2,000	9,423
Total noninterest expense	$2,005,000	5,716
Salaries and employee benefits	$950,000	6,167
Premises and equipment expense	$342,000	5,109
Additional noninterest expense	$713,000	5,217
Pre-tax net operating income	$-1,850,000	9,476
Securities gains (losses)	$0	4,612
Applicable income taxes	$0	7,903
Income before extraordinary items	$-1,850,000	9,511
Extraordinary gains, net	$0	105
Net income	$-1,850,000	9,510
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,777
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$9,235,000	83
Net operating income	$-1,850,000	9,489

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.