Home > Premier Service Bank > Income and Expense
Premier Service Bank, Income and Expense
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,758,000 | 4,210 |
| Total interest expense | $424,000 | 4,793 |
| Net interest income | $4,334,000 | 4,072 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $655,000 | 3,989 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $232,000 | 3,843 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $423,000 | 3,582 |
| Total noninterest expense | $5,104,000 | 3,360 |
| Salaries and employee benefits | $2,578,000 | 3,463 |
| Premises and equipment expense | $678,000 | 3,027 |
| Additional noninterest expense | $1,848,000 | 3,153 |
| Pre-tax net operating income | $-115,000 | 6,307 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $1,000 | 4,552 |
| Income before extraordinary items | $-116,000 | 6,350 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-116,000 | 6,351 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-116,000 | 6,352 |
| Net charge-offs | $583,000 | 1,854 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-116,000 | 6,322 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,655,000 | 4,177 |
| Total interest expense | $335,000 | 4,783 |
| Net interest income | $3,320,000 | 4,048 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $543,000 | 3,886 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $181,000 | 3,795 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $362,000 | 3,467 |
| Total noninterest expense | $3,749,000 | 3,414 |
| Salaries and employee benefits | $1,928,000 | 3,494 |
| Premises and equipment expense | $512,000 | 3,056 |
| Additional noninterest expense | $1,309,000 | 3,284 |
| Pre-tax net operating income | $114,000 | 5,953 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $1,000 | 4,622 |
| Income before extraordinary items | $113,000 | 5,962 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $113,000 | 5,964 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $113,000 | 5,964 |
| Net charge-offs | $300,000 | 2,113 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $113,000 | 5,904 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,515,000 | 4,104 |
| Total interest expense | $234,000 | 4,754 |
| Net interest income | $2,281,000 | 3,954 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $534,000 | 3,178 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $123,000 | 3,738 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $411,000 | 2,761 |
| Total noninterest expense | $2,489,000 | 3,431 |
| Salaries and employee benefits | $1,270,000 | 3,533 |
| Premises and equipment expense | $338,000 | 3,072 |
| Additional noninterest expense | $881,000 | 3,261 |
| Pre-tax net operating income | $326,000 | 4,767 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $1,000 | 4,582 |
| Income before extraordinary items | $325,000 | 4,619 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $325,000 | 4,621 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $325,000 | 4,622 |
| Net charge-offs | $207,000 | 2,063 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $325,000 | 4,520 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,347,000 | 3,960 |
| Total interest expense | $126,000 | 4,682 |
| Net interest income | $1,221,000 | 3,794 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $409,000 | 2,519 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $69,000 | 3,493 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $340,000 | 2,052 |
| Total noninterest expense | $1,283,000 | 3,389 |
| Salaries and employee benefits | $655,000 | 3,490 |
| Premises and equipment expense | $170,000 | 3,091 |
| Additional noninterest expense | $458,000 | 3,170 |
| Pre-tax net operating income | $347,000 | 3,528 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $347,000 | 3,288 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $347,000 | 3,288 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $347,000 | 3,290 |
| Net charge-offs | $231,000 | 1,245 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $347,000 | 3,192 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,596,000 | 3,598 |
| Total interest expense | $731,000 | 4,307 |
| Net interest income | $5,865,000 | 3,424 |
| Provision for loan and lease losses | $225,000 | 3,781 |
| Total noninterest income | $21,000 | 6,751 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $330,000 | 3,309 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-309,000 | 6,866 |
| Total noninterest expense | $5,508,000 | 3,237 |
| Salaries and employee benefits | $2,586,000 | 3,477 |
| Premises and equipment expense | $673,000 | 3,109 |
| Additional noninterest expense | $2,249,000 | 2,815 |
| Pre-tax net operating income | $153,000 | 5,790 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $1,000 | 4,670 |
| Income before extraordinary items | $152,000 | 5,920 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $152,000 | 5,916 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $152,000 | 5,919 |
| Net charge-offs | $-149,000 | 6,973 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $152,000 | 5,762 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,064,000 | 3,593 |
| Total interest expense | $590,000 | 4,272 |
| Net interest income | $4,474,000 | 3,444 |
| Provision for loan and lease losses | $225,000 | 3,327 |
| Total noninterest income | $-156,000 | 7,039 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $241,000 | 3,397 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-397,000 | 7,051 |
| Total noninterest expense | $4,288,000 | 3,161 |
| Salaries and employee benefits | $1,979,000 | 3,450 |
| Premises and equipment expense | $507,000 | 3,133 |
| Additional noninterest expense | $1,802,000 | 2,669 |
| Pre-tax net operating income | $-195,000 | 6,513 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-195,000 | 6,613 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-195,000 | 6,611 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-195,000 | 6,611 |
| Net charge-offs | $-306,000 | 7,120 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-195,000 | 6,532 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,443,000 | 3,567 |
| Total interest expense | $405,000 | 4,307 |
| Net interest income | $3,038,000 | 3,409 |
| Provision for loan and lease losses | $225,000 | 2,827 |
| Total noninterest income | $-178,000 | 7,132 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $158,000 | 3,413 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-336,000 | 7,132 |
| Total noninterest expense | $2,991,000 | 3,076 |
| Salaries and employee benefits | $1,357,000 | 3,399 |
| Premises and equipment expense | $337,000 | 3,149 |
| Additional noninterest expense | $1,297,000 | 2,494 |
| Pre-tax net operating income | $-356,000 | 6,728 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-356,000 | 6,805 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-356,000 | 6,805 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-356,000 | 6,805 |
| Net charge-offs | $-323,000 | 7,199 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-356,000 | 6,755 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,768,000 | 3,541 |
| Total interest expense | $208,000 | 4,361 |
| Net interest income | $1,560,000 | 3,345 |
| Provision for loan and lease losses | $225,000 | 1,839 |
| Total noninterest income | $113,000 | 4,742 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $83,000 | 3,304 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $30,000 | 5,349 |
| Total noninterest expense | $1,638,000 | 2,833 |
| Salaries and employee benefits | $714,000 | 3,295 |
| Premises and equipment expense | $169,000 | 3,167 |
| Additional noninterest expense | $755,000 | 2,140 |
| Pre-tax net operating income | $-190,000 | 6,837 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-190,000 | 6,896 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-190,000 | 6,897 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-190,000 | 6,897 |
| Net charge-offs | $-164,000 | 7,217 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-190,000 | 6,857 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,489,000 | 3,508 |
| Total interest expense | $990,000 | 4,420 |
| Net interest income | $6,499,000 | 3,257 |
| Provision for loan and lease losses | $2,794,000 | 1,263 |
| Total noninterest income | $99,000 | 6,432 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $372,000 | 3,175 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-273,000 | 6,996 |
| Total noninterest expense | $5,990,000 | 3,064 |
| Salaries and employee benefits | $2,812,000 | 3,265 |
| Premises and equipment expense | $671,000 | 3,296 |
| Additional noninterest expense | $2,507,000 | 2,587 |
| Pre-tax net operating income | $-2,186,000 | 6,817 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-2,186,000 | 6,865 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,186,000 | 6,865 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-2,186,000 | 6,865 |
| Net charge-offs | $2,984,000 | 1,204 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-2,186,000 | 6,846 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,740,000 | 3,486 |
| Total interest expense | $768,000 | 4,457 |
| Net interest income | $4,972,000 | 3,224 |
| Provision for loan and lease losses | $1,884,000 | 1,292 |
| Total noninterest income | $587,000 | 3,577 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $282,000 | 3,162 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $305,000 | 3,437 |
| Total noninterest expense | $5,041,000 | 2,756 |
| Salaries and employee benefits | $2,161,000 | 3,217 |
| Premises and equipment expense | $502,000 | 3,338 |
| Additional noninterest expense | $2,378,000 | 2,103 |
| Pre-tax net operating income | $-1,366,000 | 6,894 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-1,366,000 | 6,953 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,366,000 | 6,954 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-1,366,000 | 6,954 |
| Net charge-offs | $1,304,000 | 1,638 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-1,366,000 | 6,923 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,897,000 | 3,472 |
| Total interest expense | $536,000 | 4,466 |
| Net interest income | $3,361,000 | 3,205 |
| Provision for loan and lease losses | $1,609,000 | 1,061 |
| Total noninterest income | $439,000 | 3,373 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $190,000 | 3,127 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $249,000 | 3,168 |
| Total noninterest expense | $3,416,000 | 2,742 |
| Salaries and employee benefits | $1,497,000 | 3,146 |
| Premises and equipment expense | $339,000 | 3,337 |
| Additional noninterest expense | $1,580,000 | 2,143 |
| Pre-tax net operating income | $-1,225,000 | 7,037 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-1,225,000 | 7,092 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,225,000 | 7,092 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-1,225,000 | 7,093 |
| Net charge-offs | $1,355,000 | 1,207 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-1,225,000 | 7,070 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,938,000 | 3,501 |
| Total interest expense | $292,000 | 4,373 |
| Net interest income | $1,646,000 | 3,245 |
| Provision for loan and lease losses | $725,000 | 1,103 |
| Total noninterest income | $178,000 | 3,815 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $93,000 | 3,131 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $85,000 | 3,808 |
| Total noninterest expense | $1,693,000 | 2,779 |
| Salaries and employee benefits | $807,000 | 2,978 |
| Premises and equipment expense | $170,000 | 3,392 |
| Additional noninterest expense | $716,000 | 2,316 |
| Pre-tax net operating income | $-594,000 | 7,129 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-594,000 | 7,168 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-594,000 | 7,169 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-594,000 | 7,169 |
| Net charge-offs | $714,000 | 1,070 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-594,000 | 7,160 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,506,000 | 3,389 |
| Total interest expense | $1,495,000 | 4,272 |
| Net interest income | $7,011,000 | 3,075 |
| Provision for loan and lease losses | $4,011,000 | 1,334 |
| Total noninterest income | $699,000 | 3,944 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $412,000 | 3,021 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $287,000 | 4,021 |
| Total noninterest expense | $6,454,000 | 2,923 |
| Salaries and employee benefits | $3,185,000 | 2,963 |
| Premises and equipment expense | $683,000 | 3,368 |
| Additional noninterest expense | $2,586,000 | 2,602 |
| Pre-tax net operating income | $-2,755,000 | 6,883 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $503,000 | 1,884 |
| Income before extraordinary items | $-3,258,000 | 7,029 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-3,258,000 | 7,029 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-3,258,000 | 7,030 |
| Net charge-offs | $3,362,000 | 1,367 |
| Cash dividends | $55,000 | 3,931 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 1,193 |
| Net operating income | $-3,258,000 | 7,010 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,443,000 | 3,419 |
| Total interest expense | $1,167,000 | 4,319 |
| Net interest income | $5,276,000 | 3,091 |
| Provision for loan and lease losses | $3,051,000 | 1,250 |
| Total noninterest income | $537,000 | 3,929 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $318,000 | 3,035 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $219,000 | 4,027 |
| Total noninterest expense | $4,810,000 | 2,937 |
| Salaries and employee benefits | $2,418,000 | 2,945 |
| Premises and equipment expense | $513,000 | 3,416 |
| Additional noninterest expense | $1,879,000 | 2,631 |
| Pre-tax net operating income | $-2,048,000 | 7,074 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $503,000 | 1,667 |
| Income before extraordinary items | $-2,551,000 | 7,220 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-2,551,000 | 7,219 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-2,551,000 | 7,220 |
| Net charge-offs | $1,998,000 | 1,513 |
| Cash dividends | $55,000 | 3,423 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 1,104 |
| Net operating income | $-2,551,000 | 7,194 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,388,000 | 3,400 |
| Total interest expense | $816,000 | 4,294 |
| Net interest income | $3,572,000 | 3,065 |
| Provision for loan and lease losses | $2,856,000 | 979 |
| Total noninterest income | $369,000 | 3,803 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $221,000 | 2,958 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $148,000 | 4,003 |
| Total noninterest expense | $3,278,000 | 2,884 |
| Salaries and employee benefits | $1,628,000 | 2,931 |
| Premises and equipment expense | $343,000 | 3,443 |
| Additional noninterest expense | $1,307,000 | 2,527 |
| Pre-tax net operating income | $-2,193,000 | 7,303 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $1,000 | 4,552 |
| Income before extraordinary items | $-2,194,000 | 7,362 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-2,194,000 | 7,362 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-2,194,000 | 7,362 |
| Net charge-offs | $1,696,000 | 1,277 |
| Cash dividends | $55,000 | 3,133 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 1,022 |
| Net operating income | $-2,194,000 | 7,357 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,195,000 | 3,465 |
| Total interest expense | $425,000 | 4,325 |
| Net interest income | $1,770,000 | 3,104 |
| Provision for loan and lease losses | $340,000 | 2,255 |
| Total noninterest income | $195,000 | 3,699 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $117,000 | 2,833 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $78,000 | 3,960 |
| Total noninterest expense | $1,574,000 | 3,024 |
| Salaries and employee benefits | $857,000 | 2,840 |
| Premises and equipment expense | $174,000 | 3,469 |
| Additional noninterest expense | $543,000 | 2,955 |
| Pre-tax net operating income | $51,000 | 5,653 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $33,000 | 3,110 |
| Income before extraordinary items | $18,000 | 6,152 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $18,000 | 6,153 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $18,000 | 6,153 |
| Net charge-offs | $52,000 | 3,679 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 934 |
| Net operating income | $18,000 | 6,045 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,045,000 | 3,495 |
| Total interest expense | $2,349,000 | 4,059 |
| Net interest income | $6,696,000 | 3,160 |
| Provision for loan and lease losses | $1,870,000 | 2,573 |
| Total noninterest income | $768,000 | 3,854 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $503,000 | 2,869 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $265,000 | 4,178 |
| Total noninterest expense | $6,565,000 | 2,959 |
| Salaries and employee benefits | $3,258,000 | 2,974 |
| Premises and equipment expense | $692,000 | 3,490 |
| Additional noninterest expense | $2,615,000 | 2,637 |
| Pre-tax net operating income | $-971,000 | 6,248 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $1,000 | 4,275 |
| Income before extraordinary items | $-972,000 | 6,351 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-972,000 | 6,351 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-972,000 | 6,351 |
| Net charge-offs | $1,566,000 | 2,322 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $3,994,000 | 224 |
| Net operating income | $-972,000 | 6,361 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,876,000 | 3,503 |
| Total interest expense | $1,827,000 | 4,086 |
| Net interest income | $5,049,000 | 3,165 |
| Provision for loan and lease losses | $850,000 | 3,019 |
| Total noninterest income | $564,000 | 3,955 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $370,000 | 2,925 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $194,000 | 4,331 |
| Total noninterest expense | $4,898,000 | 2,969 |
| Salaries and employee benefits | $2,555,000 | 2,886 |
| Premises and equipment expense | $517,000 | 3,540 |
| Additional noninterest expense | $1,826,000 | 2,777 |
| Pre-tax net operating income | $-135,000 | 5,939 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $16,000 | 3,877 |
| Income before extraordinary items | $-151,000 | 6,052 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-151,000 | 6,053 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-151,000 | 6,052 |
| Net charge-offs | $1,225,000 | 1,976 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $3,990,000 | 181 |
| Net operating income | $-151,000 | 6,025 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,573,000 | 3,545 |
| Total interest expense | $1,231,000 | 4,179 |
| Net interest income | $3,342,000 | 3,169 |
| Provision for loan and lease losses | $595,000 | 2,740 |
| Total noninterest income | $365,000 | 4,016 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $243,000 | 2,915 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $122,000 | 4,461 |
| Total noninterest expense | $3,394,000 | 2,894 |
| Salaries and employee benefits | $1,781,000 | 2,801 |
| Premises and equipment expense | $343,000 | 3,582 |
| Additional noninterest expense | $1,270,000 | 2,699 |
| Pre-tax net operating income | $-282,000 | 6,406 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-31,000 | 6,914 |
| Income before extraordinary items | $-251,000 | 6,466 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-251,000 | 6,465 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-251,000 | 6,465 |
| Net charge-offs | $36,000 | 5,192 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $3,988,000 | 135 |
| Net operating income | $-251,000 | 6,453 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,269,000 | 3,598 |
| Total interest expense | $626,000 | 4,251 |
| Net interest income | $1,643,000 | 3,195 |
| Provision for loan and lease losses | $110,000 | 3,735 |
| Total noninterest income | $177,000 | 4,054 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $120,000 | 2,891 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $57,000 | 4,606 |
| Total noninterest expense | $1,687,000 | 2,837 |
| Salaries and employee benefits | $929,000 | 2,720 |
| Premises and equipment expense | $170,000 | 3,643 |
| Additional noninterest expense | $588,000 | 2,612 |
| Pre-tax net operating income | $23,000 | 5,975 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-9,000 | 7,186 |
| Income before extraordinary items | $32,000 | 5,959 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $32,000 | 5,961 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $32,000 | 5,961 |
| Net charge-offs | $36,000 | 3,846 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $3,983,000 | 74 |
| Net operating income | $32,000 | 5,796 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,701,000 | 3,616 |
| Total interest expense | $2,620,000 | 4,618 |
| Net interest income | $7,081,000 | 3,027 |
| Provision for loan and lease losses | $1,468,000 | 2,189 |
| Total noninterest income | $732,000 | 4,034 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $580,000 | 2,708 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $152,000 | 5,289 |
| Total noninterest expense | $6,626,000 | 2,814 |
| Salaries and employee benefits | $3,677,000 | 2,701 |
| Premises and equipment expense | $685,000 | 3,569 |
| Additional noninterest expense | $2,264,000 | 2,546 |
| Pre-tax net operating income | $-281,000 | 6,620 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-181,000 | 7,199 |
| Income before extraordinary items | $-100,000 | 6,359 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-100,000 | 6,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,132,000 | 1,823 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $81,000 | 1,025 |
| Net operating income | $-100,000 | 6,507 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,243,000 | 3,679 |
| Total interest expense | $1,971,000 | 4,740 |
| Net interest income | $5,272,000 | 3,068 |
| Provision for loan and lease losses | $873,000 | 1,990 |
| Total noninterest income | $547,000 | 4,144 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $430,000 | 2,753 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $117,000 | 5,343 |
| Total noninterest expense | $4,813,000 | 2,863 |
| Salaries and employee benefits | $2,848,000 | 2,666 |
| Premises and equipment expense | $509,000 | 3,589 |
| Additional noninterest expense | $1,456,000 | 2,851 |
| Pre-tax net operating income | $133,000 | 6,280 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $6,000 | 4,986 |
| Income before extraordinary items | $127,000 | 6,040 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $127,000 | 6,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $408,000 | 2,193 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $78,000 | 854 |
| Net operating income | $127,000 | 6,199 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,772,000 | 3,757 |
| Total interest expense | $1,304,000 | 4,877 |
| Net interest income | $3,468,000 | 3,088 |
| Provision for loan and lease losses | $403,000 | 2,147 |
| Total noninterest income | $361,000 | 4,223 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $283,000 | 2,761 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $78,000 | 5,462 |
| Total noninterest expense | $3,208,000 | 2,879 |
| Salaries and employee benefits | $1,931,000 | 2,652 |
| Premises and equipment expense | $333,000 | 3,665 |
| Additional noninterest expense | $944,000 | 2,889 |
| Pre-tax net operating income | $218,000 | 5,701 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $58,000 | 3,944 |
| Income before extraordinary items | $160,000 | 5,895 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $160,000 | 5,894 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 4,369 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 941 |
| Net operating income | $160,000 | 5,842 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,430,000 | 3,786 |
| Total interest expense | $671,000 | 4,993 |
| Net interest income | $1,759,000 | 3,058 |
| Provision for loan and lease losses | $56,000 | 3,670 |
| Total noninterest income | $178,000 | 4,229 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $140,000 | 2,764 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $38,000 | 5,536 |
| Total noninterest expense | $1,651,000 | 2,800 |
| Salaries and employee benefits | $998,000 | 2,591 |
| Premises and equipment expense | $166,000 | 3,697 |
| Additional noninterest expense | $487,000 | 2,789 |
| Pre-tax net operating income | $230,000 | 4,702 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $79,000 | 3,067 |
| Income before extraordinary items | $151,000 | 5,194 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $151,000 | 5,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 3,030 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 725 |
| Net operating income | $151,000 | 5,091 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $9,440,000 | 3,920 |
| Total interest expense | $2,732,000 | 5,037 |
| Net interest income | $6,708,000 | 3,209 |
| Provision for loan and lease losses | $195,000 | 3,917 |
| Total noninterest income | $688,000 | 4,342 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $505,000 | 3,038 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $183,000 | 5,239 |
| Total noninterest expense | $6,310,000 | 2,834 |
| Salaries and employee benefits | $3,579,000 | 2,741 |
| Premises and equipment expense | $670,000 | 3,544 |
| Additional noninterest expense | $2,061,000 | 2,590 |
| Pre-tax net operating income | $891,000 | 4,968 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $325,000 | 3,283 |
| Income before extraordinary items | $566,000 | 5,464 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $566,000 | 5,464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 4,903 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $572,000 | 510 |
| Net operating income | $566,000 | 5,441 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,053,000 | 3,944 |
| Total interest expense | $2,057,000 | 5,036 |
| Net interest income | $4,996,000 | 3,237 |
| Provision for loan and lease losses | $87,000 | 4,414 |
| Total noninterest income | $508,000 | 4,384 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $376,000 | 3,042 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $132,000 | 5,317 |
| Total noninterest expense | $4,796,000 | 2,765 |
| Salaries and employee benefits | $2,694,000 | 2,733 |
| Premises and equipment expense | $497,000 | 3,557 |
| Additional noninterest expense | $1,605,000 | 2,457 |
| Pre-tax net operating income | $621,000 | 5,373 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $234,000 | 3,509 |
| Income before extraordinary items | $387,000 | 5,887 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $387,000 | 5,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 3,913 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $499,000 | 412 |
| Net operating income | $387,000 | 5,871 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,727,000 | 3,934 |
| Total interest expense | $1,407,000 | 4,984 |
| Net interest income | $3,320,000 | 3,269 |
| Provision for loan and lease losses | $10,000 | 5,732 |
| Total noninterest income | $317,000 | 4,547 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $240,000 | 3,101 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $77,000 | 5,595 |
| Total noninterest expense | $3,263,000 | 2,760 |
| Salaries and employee benefits | $1,840,000 | 2,707 |
| Premises and equipment expense | $321,000 | 3,671 |
| Additional noninterest expense | $1,102,000 | 2,403 |
| Pre-tax net operating income | $364,000 | 5,697 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $135,000 | 3,776 |
| Income before extraordinary items | $229,000 | 6,162 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $229,000 | 6,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 3,070 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $473,000 | 307 |
| Net operating income | $229,000 | 6,147 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,364,000 | 3,931 |
| Total interest expense | $700,000 | 4,975 |
| Net interest income | $1,664,000 | 3,257 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $139,000 | 4,807 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $109,000 | 3,272 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $30,000 | 5,964 |
| Total noninterest expense | $1,606,000 | 2,804 |
| Salaries and employee benefits | $946,000 | 2,680 |
| Premises and equipment expense | $153,000 | 3,821 |
| Additional noninterest expense | $507,000 | 2,589 |
| Pre-tax net operating income | $197,000 | 5,552 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $75,000 | 3,661 |
| Income before extraordinary items | $122,000 | 6,054 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $122,000 | 6,055 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 2,538 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $272,000 | 210 |
| Net operating income | $122,000 | 6,042 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,747,000 | 3,956 |
| Total interest expense | $1,934,000 | 5,500 |
| Net interest income | $6,813,000 | 3,184 |
| Provision for loan and lease losses | $296,000 | 2,834 |
| Total noninterest income | $593,000 | 4,765 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $454,000 | 3,273 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $139,000 | 5,769 |
| Total noninterest expense | $5,681,000 | 3,010 |
| Salaries and employee benefits | $3,139,000 | 3,005 |
| Premises and equipment expense | $575,000 | 3,886 |
| Additional noninterest expense | $1,967,000 | 2,601 |
| Pre-tax net operating income | $1,429,000 | 4,400 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-110,000 | 8,384 |
| Income before extraordinary items | $1,539,000 | 3,710 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,539,000 | 3,709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,238 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $135,000 | 840 |
| Net operating income | $1,539,000 | 3,690 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,351,000 | 4,015 |
| Total interest expense | $1,321,000 | 5,676 |
| Net interest income | $5,030,000 | 3,253 |
| Provision for loan and lease losses | $242,000 | 2,500 |
| Total noninterest income | $440,000 | 4,812 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $344,000 | 3,266 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $96,000 | 5,919 |
| Total noninterest expense | $4,197,000 | 3,041 |
| Salaries and employee benefits | $2,271,000 | 3,090 |
| Premises and equipment expense | $419,000 | 3,991 |
| Additional noninterest expense | $1,507,000 | 2,551 |
| Pre-tax net operating income | $1,031,000 | 4,644 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $-290,000 | 8,653 |
| Income before extraordinary items | $1,321,000 | 3,499 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,321,000 | 3,501 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,679 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $107,000 | 693 |
| Net operating income | $1,321,000 | 3,484 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,048,000 | 4,088 |
| Total interest expense | $721,000 | 6,075 |
| Net interest income | $3,327,000 | 3,274 |
| Provision for loan and lease losses | $202,000 | 2,090 |
| Total noninterest income | $272,000 | 4,966 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $228,000 | 3,249 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $44,000 | 6,558 |
| Total noninterest expense | $2,740,000 | 3,100 |
| Salaries and employee benefits | $1,461,000 | 3,202 |
| Premises and equipment expense | $270,000 | 4,079 |
| Additional noninterest expense | $1,009,000 | 2,544 |
| Pre-tax net operating income | $657,000 | 4,771 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $-164,000 | 8,673 |
| Income before extraordinary items | $821,000 | 3,688 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $821,000 | 3,691 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,958 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $76,000 | 581 |
| Net operating income | $821,000 | 3,681 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,934,000 | 4,176 |
| Total interest expense | $280,000 | 6,542 |
| Net interest income | $1,654,000 | 3,271 |
| Provision for loan and lease losses | $166,000 | 1,314 |
| Total noninterest income | $135,000 | 4,924 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $114,000 | 3,181 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $21,000 | 6,631 |
| Total noninterest expense | $1,375,000 | 3,107 |
| Salaries and employee benefits | $723,000 | 3,243 |
| Premises and equipment expense | $133,000 | 4,114 |
| Additional noninterest expense | $519,000 | 2,465 |
| Pre-tax net operating income | $248,000 | 5,394 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $-89,000 | 8,688 |
| Income before extraordinary items | $337,000 | 4,107 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $337,000 | 4,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,110 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 466 |
| Net operating income | $337,000 | 4,093 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,910,000 | 4,637 |
| Total interest expense | $638,000 | 7,218 |
| Net interest income | $5,272,000 | 3,807 |
| Provision for loan and lease losses | $165,000 | 3,955 |
| Total noninterest income | $471,000 | 5,384 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $414,000 | 3,484 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $57,000 | 7,225 |
| Total noninterest expense | $4,339,000 | 3,626 |
| Salaries and employee benefits | $2,287,000 | 3,740 |
| Premises and equipment expense | $510,000 | 4,117 |
| Additional noninterest expense | $1,542,000 | 3,153 |
| Pre-tax net operating income | $1,239,000 | 4,838 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $-399,000 | 8,747 |
| Income before extraordinary items | $1,638,000 | 3,575 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,638,000 | 3,576 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $60,000 | 782 |
| Net operating income | $1,638,000 | 3,549 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,140,000 | 4,803 |
| Total interest expense | $384,000 | 7,541 |
| Net interest income | $3,756,000 | 3,940 |
| Provision for loan and lease losses | $105,000 | 4,091 |
| Total noninterest income | $347,000 | 5,445 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $309,000 | 3,492 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $38,000 | 7,396 |
| Total noninterest expense | $3,211,000 | 3,646 |
| Salaries and employee benefits | $1,687,000 | 3,763 |
| Premises and equipment expense | $374,000 | 4,172 |
| Additional noninterest expense | $1,150,000 | 3,139 |
| Pre-tax net operating income | $787,000 | 5,366 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $-219,000 | 8,762 |
| Income before extraordinary items | $1,006,000 | 4,143 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,006,000 | 4,143 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $59,000 | 618 |
| Net operating income | $1,006,000 | 4,101 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,577,000 | 4,963 |
| Total interest expense | $194,000 | 7,860 |
| Net interest income | $2,383,000 | 4,075 |
| Provision for loan and lease losses | $85,000 | 3,670 |
| Total noninterest income | $223,000 | 5,499 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $198,000 | 3,539 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $25,000 | 7,399 |
| Total noninterest expense | $2,110,000 | 3,663 |
| Salaries and employee benefits | $1,120,000 | 3,760 |
| Premises and equipment expense | $242,000 | 4,238 |
| Additional noninterest expense | $748,000 | 3,186 |
| Pre-tax net operating income | $411,000 | 5,908 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-114,000 | 8,760 |
| Income before extraordinary items | $525,000 | 4,775 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $525,000 | 4,777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $59,000 | 484 |
| Net operating income | $525,000 | 4,721 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,220,000 | 5,125 |
| Total interest expense | $79,000 | 8,133 |
| Net interest income | $1,141,000 | 4,219 |
| Provision for loan and lease losses | $50,000 | 3,171 |
| Total noninterest income | $109,000 | 5,505 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $96,000 | 3,535 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $13,000 | 7,447 |
| Total noninterest expense | $1,029,000 | 3,763 |
| Salaries and employee benefits | $550,000 | 3,809 |
| Premises and equipment expense | $119,000 | 4,321 |
| Additional noninterest expense | $360,000 | 3,295 |
| Pre-tax net operating income | $171,000 | 6,301 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $-49,000 | 8,798 |
| Income before extraordinary items | $220,000 | 5,171 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $220,000 | 5,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $220,000 | 5,141 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,965,000 | 5,582 |
| Total interest expense | $263,000 | 8,232 |
| Net interest income | $3,702,000 | 4,723 |
| Provision for loan and lease losses | $409,000 | 2,328 |
| Total noninterest income | $415,000 | 5,708 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $371,000 | 3,808 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $44,000 | 7,564 |
| Total noninterest expense | $3,481,000 | 4,201 |
| Salaries and employee benefits | $1,795,000 | 4,354 |
| Premises and equipment expense | $489,000 | 4,158 |
| Additional noninterest expense | $1,197,000 | 3,757 |
| Pre-tax net operating income | $227,000 | 7,684 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,000 | 7,085 |
| Income before extraordinary items | $226,000 | 7,516 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $226,000 | 7,516 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $1,998,000 | 352 |
| Net operating income | $226,000 | 7,476 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,766,000 | 5,808 |
| Total interest expense | $192,000 | 8,300 |
| Net interest income | $2,574,000 | 4,958 |
| Provision for loan and lease losses | $334,000 | 2,076 |
| Total noninterest income | $296,000 | 5,853 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $265,000 | 3,954 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $31,000 | 7,667 |
| Total noninterest expense | $2,595,000 | 4,188 |
| Salaries and employee benefits | $1,332,000 | 4,341 |
| Premises and equipment expense | $368,000 | 4,133 |
| Additional noninterest expense | $895,000 | 3,742 |
| Pre-tax net operating income | $-59,000 | 8,559 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,000 | 7,130 |
| Income before extraordinary items | $-60,000 | 8,588 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-60,000 | 8,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $1,998,000 | 263 |
| Net operating income | $-60,000 | 8,560 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,675,000 | 6,129 |
| Total interest expense | $115,000 | 8,459 |
| Net interest income | $1,560,000 | 5,285 |
| Provision for loan and lease losses | $204,000 | 2,171 |
| Total noninterest income | $178,000 | 6,086 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $159,000 | 4,191 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $19,000 | 7,792 |
| Total noninterest expense | $1,716,000 | 4,237 |
| Salaries and employee benefits | $897,000 | 4,331 |
| Premises and equipment expense | $244,000 | 4,149 |
| Additional noninterest expense | $575,000 | 3,873 |
| Pre-tax net operating income | $-182,000 | 8,757 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,000 | 7,109 |
| Income before extraordinary items | $-183,000 | 8,779 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-183,000 | 8,780 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $461,000 | 267 |
| Net operating income | $-183,000 | 8,752 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $772,000 | 6,394 |
| Total interest expense | $57,000 | 8,524 |
| Net interest income | $715,000 | 5,554 |
| Provision for loan and lease losses | $64,000 | 2,864 |
| Total noninterest income | $75,000 | 6,432 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $67,000 | 4,509 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $8,000 | 7,967 |
| Total noninterest expense | $844,000 | 4,315 |
| Salaries and employee benefits | $443,000 | 4,396 |
| Premises and equipment expense | $122,000 | 4,191 |
| Additional noninterest expense | $279,000 | 3,970 |
| Pre-tax net operating income | $-118,000 | 8,819 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $1,000 | 6,972 |
| Income before extraordinary items | $-119,000 | 8,865 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-119,000 | 8,866 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $142,000 | 229 |
| Net operating income | $-119,000 | 8,831 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,428,000 | 7,119 |
| Total interest expense | $211,000 | 8,712 |
| Net interest income | $2,217,000 | 6,293 |
| Provision for loan and lease losses | $55,000 | 6,156 |
| Total noninterest income | $263,000 | 6,855 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $243,000 | 4,821 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $20,000 | 8,441 |
| Total noninterest expense | $2,850,000 | 4,772 |
| Salaries and employee benefits | $1,435,000 | 5,003 |
| Premises and equipment expense | $400,000 | 4,731 |
| Additional noninterest expense | $1,015,000 | 4,220 |
| Pre-tax net operating income | $-425,000 | 8,789 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,000 | 7,379 |
| Income before extraordinary items | $-426,000 | 8,875 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-426,000 | 8,875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 4,292 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $249,000 | 569 |
| Net operating income | $-426,000 | 8,811 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,714,000 | 7,350 |
| Total interest expense | $153,000 | 8,838 |
| Net interest income | $1,561,000 | 6,502 |
| Provision for loan and lease losses | $30,000 | 6,386 |
| Total noninterest income | $185,000 | 7,030 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $171,000 | 4,995 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $14,000 | 8,509 |
| Total noninterest expense | $2,067,000 | 4,872 |
| Salaries and employee benefits | $1,022,000 | 5,177 |
| Premises and equipment expense | $280,000 | 4,953 |
| Additional noninterest expense | $765,000 | 4,191 |
| Pre-tax net operating income | $-351,000 | 8,897 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,000 | 7,438 |
| Income before extraordinary items | $-352,000 | 8,976 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-352,000 | 8,978 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 3,457 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 665 |
| Net operating income | $-352,000 | 8,913 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,079,000 | 7,529 |
| Total interest expense | $104,000 | 8,889 |
| Net interest income | $975,000 | 6,712 |
| Provision for loan and lease losses | $20,000 | 6,304 |
| Total noninterest income | $117,000 | 7,121 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $108,000 | 5,080 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $9,000 | 8,523 |
| Total noninterest expense | $1,290,000 | 5,088 |
| Salaries and employee benefits | $633,000 | 5,439 |
| Premises and equipment expense | $161,000 | 5,416 |
| Additional noninterest expense | $496,000 | 4,272 |
| Pre-tax net operating income | $-218,000 | 8,936 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $1,000 | 7,438 |
| Income before extraordinary items | $-219,000 | 9,020 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-219,000 | 9,019 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 3,391 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-219,000 | 8,947 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $492,000 | 7,777 |
| Total interest expense | $49,000 | 8,981 |
| Net interest income | $443,000 | 7,005 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $45,000 | 7,554 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $39,000 | 5,725 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $6,000 | 8,357 |
| Total noninterest expense | $625,000 | 5,205 |
| Salaries and employee benefits | $296,000 | 5,665 |
| Premises and equipment expense | $76,000 | 5,602 |
| Additional noninterest expense | $253,000 | 4,171 |
| Pre-tax net operating income | $-137,000 | 9,017 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $1,000 | 7,273 |
| Income before extraordinary items | $-138,000 | 9,083 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-138,000 | 9,080 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 2,164 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-138,000 | 9,017 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,273,000 | 8,607 |
| Total interest expense | $191,000 | 9,082 |
| Net interest income | $1,082,000 | 8,140 |
| Provision for loan and lease losses | $238,000 | 4,005 |
| Total noninterest income | $90,000 | 8,515 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $78,000 | 6,973 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $12,000 | 8,821 |
| Total noninterest expense | $2,198,000 | 5,534 |
| Salaries and employee benefits | $1,027,000 | 6,035 |
| Premises and equipment expense | $333,000 | 5,244 |
| Additional noninterest expense | $838,000 | 4,772 |
| Pre-tax net operating income | $-1,264,000 | 9,176 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $2,000 | 7,560 |
| Income before extraordinary items | $-1,266,000 | 9,224 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-1,266,000 | 9,222 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-1,266,000 | 9,193 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $235,000 | 9,529 |
| Total interest expense | $93,000 | 9,471 |
| Net interest income | $142,000 | 9,526 |
| Provision for loan and lease losses | $30,000 | 7,215 |
| Total noninterest income | $8,000 | 9,492 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $7,000 | 8,290 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,000 | 9,443 |
| Total noninterest expense | $1,756,000 | 6,226 |
| Salaries and employee benefits | $360,000 | 8,789 |
| Premises and equipment expense | $170,000 | 7,214 |
| Additional noninterest expense | $1,226,000 | 3,430 |
| Pre-tax net operating income | $-1,636,000 | 9,454 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-1,636,000 | 9,496 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-1,636,000 | 9,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $9,437,000 | 82 |
| Net operating income | $-1,636,000 | 9,468 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.